How to Use a Business Credit Card for Small Businesses & Startups

[@diemes5463]

perfect timing, just applied for a business license!

[@urielmendoza5243]

exactly and I just got accepted for my business credit card after being denied twice haha

[@JavaBott]

This has been a very helpful video. I’d love to see your recommendations on business loans as well. Thanks again!

[@tommykaira7619]

Hey John! I used to be an underwriter for business credit cards at Chase. I’d love to chat more about maximizing approvals and common things we see as underwriters and what can make or break an application.

[@Rolando-SE]

finally! someone approaching business cards correctly. the great power of business credit cards. any youtuber talking about rewards rate for freaking cell phones should be slapped. its power of zero intro apr and money back for sign up bonus is way more important for true business owners.

[@rdarrett3635]

Great video! The information I needed to hear in an efficient way!

[@MrAmit510]

Thanks John for the useful info. Why use Amex in the video cover but no Amex mentioned in the video.

[@VyseFIRE]

Hi john, i think dive deep to options of credit cards would be super educational

[@emptyskullify]

Since when can I pay off credit card balance in installments? I gotta clear my balance every month no?

[@jeremymoore450]

Some Business Credit cards let you carry a balance and some are charge cards that have to be paid off every month. He is talking about cards from chase like in the video. Or Amex has the BBC and BBP that you can carry a balance for 12 months with no interest. I just got the BBC from Amex. They started me at 2k CL but it’s flexible you can go over that CL but you have to pay it back on the due date anything over the CL. Looking forward to building a relationship with AMEX.

[@LaplacianFourier]

Thanks, John!

[@michellemendez3331]

So informative ❤

[@Boxerexp]

John can you do a a video of the ins and outs of business credit vs personal?

[@felipemartinez8109]

Hi John! What about the credits card that bank such as band of America or Wells Fargo give can give you since you have accounts with them? Are they good to start or not really?

[@selflovewrld]

use chase bank

[@ncp3077]

How often can you apply for business cards?

[@vdub1955]

= Yes looking to get a business credit card 💳

[@Alex-oi1qs]

What business card would you recommend for a tech repair company purchasing a lot of inventory and special order tech parts on their cards?

[@marinrodriguez7729]

Anything that allows u to maximize points for what you spend your money on. It doesnt have to be a biz card either. If you spend say $5000 a month on inventory, anything that can maximize that is what you should be lookin at. A card with 2x or 3x on all purchases would be great, especially if you can also get a big sign up bonus. And, if you have a spouse or player 2 that can help with all that imagine the possibilities. I prefer points myself but u have to decide whats best for u. Cash back cards seem nice but the value of the cash back does not go nearly as far as having points that are transferable.

[@MSaylorBTC1M]

hi, is it possible to transfer the balance from a Chase Biz card to an AMEX personal or Citi card to take advantage of 0% bal transfer promo? thanks

[@kyloren2799]

No, most business credit card won't let you. But I believe that pnc business credit cards do. And key bank. U.S bank.

[@E3DAMx]

Thank you ❤

[@justincredible3808]

Are these cards EIN only or PG?

[@jeremymoore450]

Most Business cards are PG unless they are a LLC or Corporation. The cards will say no PG when you look at the card and apply. There are some business cards Sole Props can’t get because they are for LLC and Corporations. For example the Brex card or Ramp is for LLC and corporations with cash flow and there’s no PG. but you have to show proof of income for the business

[@justincredible3808]

@jeremymoore450 Thank you

[@theconsciouschronic6219]

If they are going on personal credit in their decision to extend to you that business credit, then it's really not a business loan or credit, is it? Let's be real. It's personal.😮

[@Divyv520]

Hey John , I have send you the email you haven't replied yet ?