JEPQ vs SCHD: $100k in → Which ETF Is better?

[@Johnsmoneyadventures]

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[@siennacross-sg5yo]

I wish they taught investing at school level. There is so much advantage to doing this! My biggest regret is that I started so late.

[@RonnieWine]

My concern is whether I can continue to sustain my standard of living with $550k and avoid outliving my savings. Every withdrawal makes me a bit unsettled

[@EbrahamAljalil]

@@RonnieWine I'm approaching retirement and having a financial advisor has been helpful. I started investing later than most, so relying on compound interest from Etf's or bonds alone wasn’t enough for me. Despite that, I’ve managed to do well and am on track to retire with around $2 million

[@RonnieWine]

@@EbrahamAljalil I'm currently evaluating my portfolio and could use some guidance. How can I get in touch with your advisor?

[@EbrahamAljalil]

@@RonnieWine I usually avoid making specific recommendations because everyone's situation is unique. However, my experience with Julie Ann Lerch has been quite positive. You might find it worthwhile to see if her approach fits your needs

[@RonnieWine]

@@EbrahamAljalil I looked for the name online and found her page. I will get in touch with her, Thanks for the help I emailed and made inquiries. Thanks for the help

[@MorganJacobs-1w]

I just switched up my Roth IRA to 50% SCHD, 25% SCHX, 25% SCHG, and my Roth 401k is 70% vanguard S&P 500 index, 20% vanguard growth index, and 10% vanguard international index. Seeking best possible ways to grow $350k into $1m+ before retirement, I'm 55.

[@EdisonNorman-b8b]

Your allocation looks solid. Consider dollar-cost averaging & dividend reinvestment. I suggest you consult with a financial advisor for guidance.

[@AllenJefferson-b1]

A lot of folks downplay the role of advisors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.

[@jackson-rogers-h2m]

Please can you leave the info of your lnvestment adivsor here? I’m in dire need for one

[@AllenJefferson-b1]

I have a female advisor named Sophie Lynn Carrabus . I recommend researching her. To be very honest, I'm glad I decided to let someone handle expanding my finances even though I almost didn't think I should.

[@jackson-rogers-h2m]

She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.

[@Kevinhertzog-c]

I have been in the market since 2022, I have a total profit of $795 thousand realized with my $65 thousand invested in Bitcoin, ETFs and other dividend income, I am very grateful for all the knowledge and information you have given me.

[@Anilsa432]

I started investing when I was 38, mostly through sweat equity. I just turned 43 and this last month was the first time that my passive income broke $435k for the month. This is solid advice! DO IT! You don't have to get rich quick, you just have to get RICH no matter what.

[@Lyzed251]

Thanks for the informative comments... I think BTC and ETH are more likely to retest resistance and then drop. But as always, the situation changes every day and all we can do is act responsibly, monitor the markets and frequently reevaluate our strategies. I would like to thank you, because Davis,* for giving me my crypto education while comfortably earning 9.7 BTC.......

[@Skylerwilli]

After I raised up to 435k trading with Lee Davis I bought a new House and a car here in the states 🇺🇸🇺🇸also paid for my son's surgery (Oscar). Glory to God.shalom..

[@Moaskoso]

DM him he'll guide you definitely

[@Sandralandry-w]

Same, I met Mr Lee Davis last year for the first time at a conference in Manchester, and since then my family changed for good, God bless Lee for the good work.

[@micheal_mills]

I have been a dividend focused investor for a long time. This does not mean I don't own growth stocks, I do. A well rounded portfolio should be a mixture of both categories. I invest in the market, but never put all my money in market.

[@philipr1759]

The strategies are quite rigorous for the regular-Joe. As a matter of fact, they are mostly successfully carried out by pros who have had a great deal of skillset/knowledge to pull such trades off

[@DavidRiggs-dc7jk]

I can only speak from my experience when I advise seeking professional advice. It looks like a smart bet if you don't know where to get an experienced one, but if you don't know anything about the market.

[@EllenAbrex]

Mind if I ask you recommend this particular professional you use their service? i need all the guidance I can get.

[@DavidRiggs-dc7jk]

Vivian Jean Wilhelm is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

[@EllenAbrex]

Thank you so much for your helpful tip! I was able to verify the person and book a call session with her. She seems very proficient and I'm really grateful for your guidance

[@Patriciabanks5]

My portfolio doesn’t just cater to dividend stocks. I hold $VFIAX (S&P 500 index fund) in my Roth IRA and $VTI (Total Stock Market ETF) in my taxable brokerage account. Two of my largest holdings. The individual dividend stock positions all complement the index holdings.

[@emiliabucks33]

I'd suggest you discuss with a proper advisor, particularly if you're new at investing or facing uncertainty. I personally have over 180 companies in my portfolio, so if few companies fail, I still have others that can hold me up.

[@Johnlarry12]

If you lack market knowledge, your best bet is to seek advice or support from a consultant or investing coach. Contacting a consultant may sound simple, but it's how I've managed to stay afloat in the market and increase my portfolio to roughly 60% early this year. It is, in my opinion, the best way to get started in the industry right now.

[@frankbarnes22]

How can I participate in this? I sincerely aspire to establish a secure financlal future and am eager to participate. Who is the driving force behind your success?

[@Johnlarry12]

Carol Vivian Constable is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..

[@frankbarnes22]

I appreciate this share. I set up a call with her and I am keen on getting to talk to her particularly. Lady looks really great though even with the exams and other stuff.

[@williamJohnsonq8f]

Dividend investing is my jam! I'm building wealth with a buy-and-hold strategy in my Roth account, featuring rockstars like Berkshire B stock, SCHD, and S&P 500 and total market ETFs. My taxable account is also getting in on the action, generating regular income through dividend-paying stocks. It's a winning combo that's helping me achieve my financial dreams!

[@AaronTilt]

Your strategy is a perfect example of a solid plan! Combining dividend stocks with a buy-and-hold approach sets you up for success.it's clear you've done your research. Yet, I still think consulting with expert advisors can take your success to the next level. They can offer valuable insights, help you mitigate risks, and optimize your strategy for even greater returns.

[@Joeknowsball247]

I agree, though some doubt financial advisors. Mine has delivered, growing my portfolio by over $1 million for the past decade through savvy diversification. Financial security is my goal, and I'm pleased with my results.

[@ChristopherY34]

This is definitely worth considering! Do you have any recommendations for professionals or advisors I could speak with? I really need help with proper portfolio allocation.

[@Joeknowsball247]

Certainly, there are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Brenda Davies Clarke” for about five years now, and her performance has been consistently impressive.She’s quite known in her field, look-her up.

[@ChristopherY34]

I appreciate this. After curiously searching her name online and reviewing her credentials, I'm quite impressed. I've contacted her as I could use all the help I can get outlining my objectives.

[@adelineChulack]

I am regretting not investing in stocks ever since but still grateful i kept money in the money market. With about $200k maturing soon, i plan investing in the stock market. What stocks should I look into as a newbie to safely grow my money

[@McKnightCutkosky]

Thats when you hire someone to manage your money. You need a (CFP) straight up! personally, I would invest in ETF's and also love investing in individual stocks.

[@GeorgeWilliamSinclair]

I took charge of my portfolio but faced losses in 2022. Realizing the need for a change, I sought advice from a fiduciary advisor. Through restructuring and diversification with dividend stocks, ETFs, Mutual funds, and REITs, my $1.2M portfolio surged, yielding an annualized gain of 28%.

[@iuordanmatkov261]

your advisor must be really good, how can I get in touch with them as my portfolio isn't doing well.

[@GeorgeWilliamSinclair]

She's Dianne Sarah Olson by name. please do your own research to see if she is suitable with your goals.

[@MonaghanMLOUISE]

i just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get.

[@KimberlyFlores-kr1bz]

That S&P Chart must be old. Because since I have started investing I have lost my ass. I am almost back to 0 from the 5500 I started with 2 months ago. I have SPLG/SCHG/DGRO and Nvida. And SMH/AVUV/SCHH , MSFT ,Google and TSM In the Other. And I'm now around 400$. Haven't grown anything have only gone backwards. And is even more amplified cause I didnt have big $$ to put in. So I am lost. Good Etfs, Solid Blue Chips.

[@BradleyMaurice226]

Purchasing a stock may seem straightforward, but selecting the correct stock without a proven strategy can be exceedingly challenging. I've been working on expanding my $210K portfolio for a while, and my primary obstacle is the lack of clear entry and exit strategies. Any advice on this matter would be greatly appreciated.

[@EdwinBoettcher]

Even with the right strategies and appropriate assets, investment returns can differ among investors. Recognizing the vital role of experience in investment success is crucial. Personally, I understood this significance and sought guidance from a market analyst, significantly growing my account to nearly a million. Strategically withdrawing profits just before the market correction, I'm now seizing buying opportunities once again.

[@RichardGeorge-pz3wm]

I'm taking a hybrid approach with VGT, SCHD, and VOO as my foundation over a 20-year horizon. I still enjoy life, travel, and buy what I love. It's the best combo, plus I enjoy the small victories of dividends, dividend growth, and share price appreciation.

[@KimberlyFlores-kr1bz]

this is all new to me, How do I find a suitable market strategist, can you recommend any?

[@RichardGeorge-pz3wm]

I've stuck with the popularly ‘’Becky Lou Gordon” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look her up

[@kelvinjohnson4]

I’m 45, $800K net worth. Been saving 50% of my salary, investing in stocks & living below my means. My goal this year is to be more serious and consistent with my investments for long term. I want to invest more this year but I'm not sure on how to mitigate risk. I’m worried with the numerous bank failures as of late, am I better off reinvesting my savings in the stock market or do I wait?

[@KelvinWallace]

Its best if you buy growth/blue-chip/large caps stocks only duo Its unclear which stocks and sectors will lead the market in the next uptrend. looking at your budget, you should consider financial advisory

[@Markjohnson09]

A good number of people discredit the effectiveness of financial advisors but I’ve had an advisor consistently restructure and diversify my portfolio/expenses with dividend-paying stocks, ETFs, Mutual funds and REITs, achieving an annualized gain of 25%, in the past 5 years I’ve made over $3million in net profit, might not be a lot but i find myself secure financially. Is never an easy step, it takes time and dedication

[@RichardBayer]

@@Markjohnson09 I'm looking to give stocks another shot after staying on the sidelines since the pandemic, if you do not mind, could you explain a little bit how you're getting guidance and how can I contact the advisor?

[@Markjohnson09]

My CFA ’Marisa Michelle Litwinsky’ , a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.

[@RichardBayer]

@@Markjohnson09 I greatly appreciate it. I'm fortunate to have come upon your message because investing greatly fascinates me. I'll look Marisa Michelle Litwinsky up and send her a message. You've truly motivated me. God's blessings on you.

[@BridgetMiller-]

Dividends from SCHD are typically taxed at the qualified dividend rate, which may be lower than ordinary income tax rates for many investors. Nvidia’s stock, up more than 90% this year, rose 2.5% in New York on Monday, sending the Nasdaq 100 index to another record high. I'm still looking for companies to make additions to my $350K portfolio, to boost performance. Here for ideas...

[@DhanaPayar]

Safest approach i feel to tackle it is to diversify investments. By spreading investments across different asset classes, like bonds, real estate, and international stocks, they can reduce the impact of a market meltdown.

[@Helen_white1]

A lot of folks downplay the role of advisors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850K

[@Agatha.wayne0]

impressive gains! how can I get your advisor please, if you don’t mind me asking? I could really use a help as of now

[@Helen_white1]

Jessica Lee Horst is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..

[@Lewistonwilliams-f5i]

Thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.

[@AmandaBrookes0908]

I Hit 110k today. Thank you for all the knowledge and nuggets you had thrown my way over the last months. Started last month 2024. Financial education is indeed required for more than 70% of the society in the country as very few are literate on the subject. thanks to Kimberly Ann Doran for helping me achieve this.

[@Scottweeier846]

The very first time we tried, we invested $2000 and after a week, we received $9500. That really helped us a lot to pay up our bills.

[@Nguyenvictory83]

You trade with Kimberly Doran too? Wow that woman has been a blessing to me and my family.

[@Rodriguezpaul-9]

I'm new at this, please how can I reach her?

[@Toddburke343]

I was skeptical at first till I decided to try. Its huge returns is awesome. I can't say much.

[@AmandaBrookes0908]

she's mostly on Telegrams, using the user name

[@PMackenzie-vw3wb]

I'm a 52-year-old QA Specialist at Confluera, with an annual income of $150,000. Although I do have a retirement account, I'm keen on exploring short-term investment opportunities as I prepare to shift to part-time work in the near future. What would be the most suitable strategy to achieve my goals?

[@Mosley-vu7ff]

If you're not familiar with market investing tactics, you should get advice from a financial counselor.

[@Lisa-w4u]

Yeah, brokerage AdvisoRs could make a lot of difference, particularly in a market such as this. Stocks are pretty unstable at the moment, but if you do the right math, you should be just fine. Bloomberg and other finance media have been recording cases of investors raking in 6 to 7 digits in a space of months. So, I think there are a lot of wealth transfer in this downtime if you know where to look. I have been using an FA since 2020, and the least I returned was $140k ROI, and this does not include capital gain.

[@Chris-l5t]

Could you kindly elaborate on the advisor's background and qualifications?

[@Lisa-w4u]

Jenienne Miniter Fagan is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

[@Aron-r3m]

I just googled her name and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get.

[@AnthonyAntoinetteNwaurugu]

I’m your average , who actually struggled to make it through bitcoin and I retired when I was 55, here’s how I did it. Find a trader like Gladdis to handle your trade Became an investor , so you make twice as much as you trade. You’re going to work your ass off. Buy everything for cash. Put the max in your 401K, so you’re not paying any taxes on that money. Pay as much as you can on your house payment. Drive a basic car, when I was working I had a Honda Civic and rode my bicycle to work. Draw the money from your 401K so you pay no or as little possible in taxes. I’m 65 now, live in CA and my life is awesome

[@DaCk-j6u]

awesome! I really have a question. For someone with less than $5,000 to invest, how would you recommend we enter the crypto market? I am looking at studying some traders and copying their strategy rather than investing myself and losing money emotionally. What's your take on this approach?

[@sergiorom33]

As a beginner what do i need to do? How can i invest, on which platform? If you know any please share.

[@AnthonyAntoinetteNwaurugu]

For the Newbie if you are actually trading in the crypto space and you don't have a sound mentor. Then you are certainly going to get liquidated in 90% of your trades. Yeah that's sad truth. I remember when i just got into crypto back in 2019 but later in 2020 i ended up selling it because i have lost alot trading all by myself without a guide. Got back into crypto early in 2024 i mate Gladdis im rejoicing till now

[@sergiorom33]

I'm new at this, please how can I reach her?"

[@AnthonyAntoinetteNwaurugu]

she's mostly on Telegrams, using the user name. .

[@LesterHess-t1x]

VGT outperformed SCHD and VOO over 5 and 10 years. Despite having most of my $500k retirement in VGT, I try to beat my Roth with my taxable account but still underperform the S&P 500.

[@wmwoods-l4f]

I'm taking a hybrid approach with VGT, SCHD, and VOO as my foundation over a 20-year horizon. I still enjoy life, travel, and buy what I love. It's the best combo, plus I enjoy the small victories of dividends, dividend growth, and share price appreciation.

[@speak2Gary]

ETFs are great, but don't rely solely on it for retirement. I retired at 62 with a $1.5M portfolio, starting with $35K, thanks to an adv1sor and dividends. Invest wisely, build your nest egg, and don't sell the chicken that lays the egg!

[@karitanaw]

Who is this person guiding you and how can i reach he/she?

[@speak2Gary]

I'm very cautious about giving specific recommendations as everyone's situation varies. Consider independent financial advisors like "'Annette Marie Holt I've worked with her for some time and highly recommend her. Check if she meets your criteria.

[@karitanaw]

Thanks a lot for this suggestion. I needed this myself, I looked her up, and I have sent her an email. I hope she gets back to me soon.

[@LiamMason206]

I really appreciate the dedication in each video you post. Long term investors know that the market and economy will recover eventually, and investors should be positioned for such a rebound. I gained $180k from bitcoin in 2021 before the market crash and now I'm buying again, adding more at a time. Having a good financial advisor like Michelle Stewart, it will add to your success in the crypto market.

[@ibrahimbarakat5872]

I'm surprised that this name is being mentioned here, I stumbled upon one of her clients testimonies on CNBC news last week...

[@Jefferyadams210]

Michelle Stewart strategy has normalised winning trades for me also. and it's a huge milestone for me looking back to how it all started

[@oliverparker1862]

Really you people know her? I was even thinking that I'm the only one she has helped walk through the fears and falls of trading

[@BrianRichards-ju6cf]

As a beginner what do I need to do? How can I invest, on which platform? If you know any please share.

[@BernardAtwood]

The first time we had tried, we invested $1400 and after a week we received $5,230. That really helped us a lot to pay our bills.

[@nonayabusiness6170]

What if you buy both and balance it out? Then decide later and see which one to put more into.

[@itchyisvegeta]

Schd is one of my favorite investments. Goes great with my S&P500 investment.

[@Johnsmoneyadventures]

I Agree to that

[@Demi.Chadwick]

Watching the Market with detailed logical explanations from my coach has been an incredible experience. It's rare to find someone who explains their thought process while in the Market. Here, we have a true expert who thoroughly explains everything-from managing trades and identifying key confluences to understanding what to look for when in the Market. They also teach how to manage emotions during trading. It's truly remarkable to watch you along side during this times . Your efforts are outstanding, and I am now addicted to this channel's content. It's hard to find such high-quality lessons anywhere else. Thank you Sir, for your invaluable teachings. ... I have managed to grow a nest egg of around 100k to a decent 432k in the space of a few months... I'm especially grateful to Donna Mikalonis's, whose deep expertise and traditional trading acumen have been invaluable in this challenging, ever-evolving financial landscape.

[@Demi.Chadwick]

@DonnaMikalonis

[@Demi.Chadwick]

she's mostly on Telegrams, using the user name

[@CarmelaJStone44]

The internet is filled with so many useful information about Donna Mikalonis crypto..

[@soldiersspecops601]

The fact that I got to learn and earn from her program is everything to me think about it, it's a win-win for both ways.

[@Belinda.M.Kimmel]

Investing has proven to be an incredibly beneficial decision. My cryptocurrency profits continue to play a substantial role in growing my overall wealth, reducing my reliance on my salary.

[@hatwbuq]

*

[@haguwbaj]

As a beginner, it's essential for you to have a mentor to keep you accountable. I'm guided by a widely known crypto consultant

[@haguwbaj]

Mrs Annette Gina

[@agywhzua]

This is correct, Annette Gina strategy has normalized winning trades for me also and it's a huge milestone for me looking back to how it all started.

[@Gzvzusba]

[@Anwybsuw]

Isn't that the same Annette Gina that my neighbours are talking about, she has to be a perfect expert for people to talk about her so well

[@Dachuanschannel]

The growth, especially the dividend growth is not guaranteed for 30 years, but the people who is holding JEPQ can be financially freedom much earlier, if JEPQ is too risk, JEPI is better or diversifing the money among these 3.

[@denisefranklin7433]

Your info is key.....Thank you.

[@jasmineortiz5551]

We Are in Unchartered Financial Waters! every day we encounter challenges that have become the new standard. Although we previously perceived it as a crisis, we now acknowledge it as the new normal and must adapt accordingly. Given the current economic difficulties that the country is experiencing in 2024, how can we enhance our earnings during this period of adjustment? I cannot let my $680,000 savings vanish after putting in so much effort to accumulate them.

[@veronaconley1953]

Keeping some gold is usually a wise decision. You would be better off keeping away from equities for a bit or, even better, seeking advice from an expert given the current market conditions and everything that is at risk with the current economy.

[@nealremy6635]

Thats sad you really hurting. But, what about people that don't have a $1000 dollars or living pay check to pay check. And Kamala taking their tax dollars to feed illegals, Medicare and social security. And to mention $25,000 to build a home. Maybe you should give them several grand of that $680, 000 to build them a home. Vote Trump and fix the problem.

[@MaithaShamma]

You have a very valid point, I started investing on my own and for a long time, the market was really ripping me off. I decided to hire a CFA, even though I was skeptical at first, and I beat the market by more than 9%. I thought it was a fluke until it happened two years in a row, and so I’ve been sticking to investing via an analyst

[@LuceWilliam-ir9mg]

Could you possibly recommend a CFA you've consulted with?

[@MaithaShamma]

Her name is *Layan Talia Chokr* . Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

[@gcs7817]

You don’t want hold JEPQ in a taxable account because the dividends will be taxed as ordinary income

[@oraa1730]

Wow

[@BrianTX409]

Depends on your tax status

[@gcs7817]

@@BrianTX409 I’d hold it in a taxable if I wanted the income or I didn’t make enough to get taxed

[@Particle_Ghost]

If you're paying taxes that means you're making money.

[@entropy8634]

@@Particle_Ghostthere’s a way to make money without getting taxed

[@mikos2k1]

Thanks, definitely clarify a lot.

[@bryankeith3651]

Was drawing JEPI at 1:30 just a mistake? Or was JEPI what was really being compaired?

[@ashokjaswani3066]

Want to invest in Schd, Jepq, Wal, & Ko $25k in each, retiring in few yrs any suggestions?

[@samuelnoel65]

Great video

[@Shinsohk]

I'm very very new to this stock game but if you reinvest the dividend then how exactly are you getting a monthly income?

[@Johnsmoneyadventures]

This video should help you get some insights on how it works kzbin.info/www/bejne/f5TXgJicraunoa8si=jk48k_SoB1YAUMnu

[@diytwoincollege7079]

If you are holding for the long haul, wouldn’t you be looking for a minimum of 3% dividend growth AND price growth? That’s just to keep up with inflation

[@silver45q]

For the Newbie if you are actually trading in the crypto space and you don't have a sound mentor. Then you are certainly going to get liquidated in 90% of your trades. Yeah that's sad truth. I remember when i just got into crypto back in 2019 but later in 2020 i ended up selling it because i have lost alot trading all by myself without a guide. Got back into crypto early in 2024 with $20k and I'm up with $232k in a short period of time

[@jerrypollo65]

I'm new to cryptocurrency and i don't understand how it really works. How can someone know the right approach to investing and making good profit from cryptocurrency investments?

[@silver45q]

Woah for real? I'm so excited. Christina strategy has normalised winning trades for me also. and it's a huge milestone for me looking back to how it all started

[@chinyerejoseph8004]

I've seen different people talking about this Christina jane she must be very amazing for people to talk this good about her.

[@LucyVade]

Trading is mental game, that is why most people lose money because they cannot control their emotions. Because the prevalent idea of our culture is to effortless indulge and focus on their own pleasure and wellbeing, but controlling your emotions is unpleasant and painful and that is why most traders lose money because they don't want to meet the pain. That is why there is so many drugs, alcohol, obese and fat people, broken marriage and adultery.

[@jerrypollo65]

I'm new at this, please how can I reach her?"

[@BlindAsian91]

These numbers only apply to a Roth account. In a taxable account, SCHD will most likely win in the long run.

[@Johnsmoneyadventures]

I can Agree to that

[@Susanhartman.]

I believe every Investor should start with ETFs for a solid foundation, then diversify across asset classes and maintain disciplined, regular investing to minimize risks and maximize growth.

[@91ScottieP]

I feel investors should be focusing on under-the-radar stocks, and considering the current rollercoaster nature of the stock market

[@mariaguerrero08]

Yeah, financial advisors could make a lot of difference, particularly in a market such as this. Stocks are pretty unstable at the moment, but if you do the right math, you should be just fine. Bloomberg and other finance media have been recording cases of folks gaining over 250k just in a matter of weeks/couple months, so I think there are a lot of wealth transfer in this downtime if you know where to look. I have been using an FA since 2021, and I return at least $121k ROI, and this does not include capital gain.

[@mikegarvey17]

@@mariaguerrero08I’ve been looking to switch to an advisor for a while now. Any help pointing me to who your advisor is?

[@mariaguerrero08]

*Izella Annette Anderson* is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

[@mariaguerrero08]

My CFA “Izella Annette Anderson” a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market

[@CODNoobChannel]

Would you please make a video regarding TDIV (VanEck) or any European alternative for SCHD?

[@jling0427]

I would go 50% in JEPQ and 50% in SCHG. personal opinion

[@lifebehindbars6283]

Do you have a link to this spreadsheet?

[@franklinbinns8329]

JEPQ average 9% dividend but he chose to use 5% for his example

[@Johnsmoneyadventures]

That's because it has recently been fluctuating. To be more accurate, I have taken a conservative approach.

[@Replenish10]

​@Johnsmoneyadventures that decision favors SCHD. It seems like you are being too conservative. The whole strategy of JEPQ is to generate income with some upside growth. You should have kept the yield around 9% imo. Right now it's at 12% I believe.

[@darryl7464]

60%SCHD 20%JEPQ 20%JEPI

[@Duplexes_Ebay]

Jepi is trash just compare it to the spy

[@darryl7464]

@@Duplexes_Ebay just suggesting an ideal instead of putting all the money into just one of the ETFS.

[@larisaagishtein1937]

If we are talking 30 years horizon shouldn't a solid s&p 500 index fund be a foundation?

[@Particle_Ghost]

​@@darryl7464Close, I do 40% SCHD, 30% JEPI and 30% JEPQ. Ignore the other comment about JEPI, even the fund managers call for allocation in both. If the VIX goes up and the market decides to rotate, JEPI then pays more with less volatility.

[@TonyMontanaDS]

It comes down to what you want. Do you want to retire now and live off dividends but have less later, or do you want to retire at 65 and have a lot more than, if you make it to that age?

[@Johnsmoneyadventures]

True

[@KathyLien-i]

I will be forever grateful to you, you changed my whole life and I will continue to preach on your behalf for the whole world to hear you saved me from huge financial debt with just a small investment, thank you Catherine Gauthier.

[@IsabellaCharlotte-n4b]

Wow. I'm a bit perplexed seeing her been mentioned here also Didn't know she has been good to so many people too this is wonderful, I'm in my fifth trade with her and it has been super.

[@KellyJohnson278]

She is my family's personal Broker and also a personal Broker to many families in the United states, she is a licensed broker and a FINRA AGENT in the United States.

[@RichardDennis820]

You trade with Catherine Gauthier too? Wow that woman has been a blessing to me and my family.

[@barbara.ransom]

I'm new at this, please how can I reach her?

[@sebastianwright9860]

I was skeptical at first till I decided to try. Its huge returns is awesome. I can't say much

[@wjhung2]

You nerfed JEPQ's dividend by almost half in the final calculation. If you wanted to be conservative with the calculation, why not pick something like 7%? I don't think it's yielded less than 8% in its short history. Doesn't seem very fair. Yes, it has a short history, but it's what we have. Maybe you could have provided differing projections. Something else to add to your calculation would be taxes since JEPQ has an unqualified dividend vs SCHD's qualified dividend.

[@killersentra]

Only problem is with SCHD. If we go into a ressession. The big stocks where they base the fund off get whacked hard. So depending how long the economy is down.... that etf can get whacked HARD. Their not boosting the dividned 11% in bad times. That where Jepq may whack schd ...their both gambles.

[@juliocs5483]

Everything just about can get whacked during ressessions…does that mean not to invest? What do you recommend?

[@Martial_Monkey]

Dude, you surely like safes. You drew the safe like 30 times in the video.

[@greatG36]

Why you said JEPQ instead JEPI

[@pioneer7777777]

Why would you assume a 6% dividend growth for JEPQ. It's not going to happen, lol.

[@CoolestGuyInTheRoom]

1. No 30 year old investing in either for the next 30 years. 2. No 60 year old going to live long enough to reap the long term benefits.

[@mikekeenanphd]

Using an 11% dividend growth is not reasonable. Looking at your spreadsheet, you are seeing 7% yields after 30 years because your growth is outpacing the capital appreciation. That is not going to happen.

[@pizzaeater8403]

I completely agree. I do think it’s too early to measure JEPQ performance long term. SCHD has only been 13 years, but I agree 11% CAGR is not going to last. SCHD was developed as the market was bouncing back after 2008. therefore, I think a more reasonable long term CAGR will be closer to 8%. Though, with its recent change kicking out Merck and Broadcom who knows. As long as the algorithm keeps working, I’ll keep investing in SCHD. If JEPQ is paying high dividends 20 years from now when I plan on retiring, I won’t need price appreciation or growth, I’ll need income and that’s when I’d be interested in JEPQ.

[@marcosdepaula3172]

Be careful with the assumptions about the next 10 yrs, they may not be like the previous 10 yrs. Things change, the market changes and the industry changes. Believe it or not, a well placed 10 yr bond latter strategy may perform better based on the fact that interest rates may fluctuate before going back down to near 0%, as the market yields go down, you may be able to capture most of the 10 gains in on to two years as those bonds appreciate in value. By then the equities market may have suffered a well place correction and then you can sell those bonds and get back into equities at a discount. I could be completely wrong, but even if that is the case, you'd still collect a solid 4.3% guaranteed interest income yearly without any risk.

[@russellbee311]

You lowered JEPQ numbers to make it look worse. Use the last 2 years numbers and it is a clear win.

[@FixaRenda]

Cutting jepq to a 5% yield, is not a fare race. Even a 2% yield more would completely change the monthly/ anual returns. If you take a total return since inception jepq is outperforming schd, in theory will end up in 20-30y with more returns.

[@rafaelw3171]

Schd is the champion ETF .. I don’t see any other ETF beating that lol

[@everettcalhoun8197]

Depends on the time frame. Soxl went from 6 to 70 in 22 months.

[@imdoc7872]

Jepq seems expensive. I would rather continue to invest in schd and just sell out the money covered calls on my nvidia stock for monthly cash.

[@cliffdariff74]

But you only used 5% yield for JEPQ.... ITS ALMOST TWICE THAT 😅

[@TheNostalgicNetwork]

All these stock market videos are filled with recommendations for financial advisors all cleverly disguised as comments.

[@MrGriff305-d3u]

The SCHD dividends won't continue to grow like that. It's impossible

[@DK-pr9ny]

Apples and oranges..

[@MrGonzo0178]

These numbers are totally off. In no world are you getting $4 million in 30 years off of a 100k investment even with DRIP. What are your annual contributions amount?

[@Attentive120]

Now I'm in Thailand. Invest in US stocks NUE ABBV LOW O, 300 US dollars per month, 75 US dollars each. Target 15 years - 30 years. Do teachers think it will survive? Please help answer my comments. thank you very much If you have better advice Please help recommend. Ready to take the teacher's words Go ahead and do your homework. After I finished watching the teacher's clip. I'm beginning to hesitate about the plan DCA for each month. Please disturb me a little.

[@Johnsmoneyadventures]

Solid Choice

[@Attentive120]

@@Johnsmoneyadventures LOW+ABBV+NUE+O 300 USD per month VS SCHD 300 USD per month In thirty years, who will beat the teacher? Do you have any clips for us to study? thank you very much

[@gcs7817]

JEPQ is too new. Gotta see how it handles a market correction or crash

[@gmv0553]

The 2022 bear market!

[@hogue3666]

Great on the July pullback this year.

[@Johnsmoneyadventures]

True

[@mr_skills]

I like Jepq and jepi better

[@Johnsmoneyadventures]

They still need to chart over long run

[@fav843]

100k aint enough, put that shit in growth if youre young, and if youre old then good luck.

[@Asstronauts93]

I kind of feel like you're saying the same thing over and over and over and over and over again during the video. It's good content but it's a dreg to hear the strategy of the fund multiple times in the same video

[@strangergranger10]

1:31 JEPI???

[@马孔多-r4p]

this video is so overly prolonged. 10 mins is enough to make the point.

[@kevin_archeron124]

so 50k in each. got it

[@ThrowBackZone]

🤣 Did anyone else get a chuckle out of the projected $4 million valuation? Imagine having to make that decision with a crystal ball! 😂 Which ETF are you leaning towards?

[@BrianTX409]

JEPI above the safe...lol

[@hogue3666]

This all sounds really 1 sided. I own both, and I'm glad i do. I retire in 25 years.

[@lewisengr]

JPEQ? 😂😂😂😂😂😂 Why not just go 50/50 in both?

[@Johnsmoneyadventures]

Sounds Good to me

[@Skalkservative]

JPEQ 😂 oops

[@LoboxCazadoRx]

Who ever edit this was lazy keep putting JEPI when he say JEPQ

[@leoramirez3146]

Umm i have one schd

[@gabrielloos4509]

Felt I have 1 aswell

[@SimonLanglois-fb2sg]

Covered call etf at 5% for projection… 😂

[@xcentriquehub]

You cant even read comments without seeing comments from SCAMMERS

[@jaredsparks3290]

All this pumping of schd and jp stock makes me laugh. RDVI, anyone?

[@coreygigoux7342]

Bitcoin better

[@xaldath4265]

Literally not even the same type of investment. Bitcoin is a currency. It's not meaningfully different than ForEx trading. The bull case for BTC is that it will be more readily acepted in the future compared to (insert currency you exchange for BTC)

[@jcbuzz36]

@Johnsmoneyadventures you slide id worng, it has JEPI insted of JEPQ

[@DarkKitchen-gk6nz]

Full man😂😂😂

[@PASCALDAB]

My portfolio doesn’t just cater to dividend stocks. I hold $VFIAX (S&P 500 index fund) in my Roth IRA and $VTI (Total Stock Market ETF) in my taxable brokerage account. Two of my largest holdings. The individual dividend stock positions all complement the index holdings.

[@DonaldStokes-p]

Diversifying with $VFIAX and $VTI is smart. It’s financial independence, not dependency, that truly empowers.

[@Tonyrobs2]

diversification is key to good investing. I personally dabble in stocks, and my first rule is survival before flipping for chunky gains

[@SeanTalkoff]

I would rather delegate managing my portfolio to a well experienced advisor than watch my portfolio tank!

[@DonaldStokes-p]

The issue is most people have the “I will do it myself mentality” but not skilled enough. Ideally, advisors are perfect reps for investing jobs and at first-hand experience, my portfolio has yielded over 350%, since covid-outbreak to date, summing up nearly $1m.

[@viviancarolgioao]

@@DonaldStokes-p Well it seems like a lot of your interest is riding on your source, I could really get well accustomed to your viewpoint, get me involved