Top Secrets of Mastering EXPERIAN Business Credit

[@KelvinMcNeil]

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[@lisaconyers4666]

Experian business report is super confusing! You did a hell of a job explaining at Kelvin! Thank you!!!!!

[@KelvinMcNeil]

@@lisaconyers4666 you’re welcome! I’m glad it was helpful

[@AllthingsElite]

This is a great video my guy. I remember when i first started educating myself on business credit in 2021 I would hear people say inquires and maxing your card out don't hurt your credit score.

[@KelvinMcNeil]

When I first started learning about business credit I heard the same.

[@kingalainc1]

The utilization percentage was driving me crazy before I watched this video, you just cleared that up and i understand now how they rate it. So in order to manipulate that utilization rate, I could withdraw 100% of the business line and repay 95% of it after it reports and then maintain it under 30% going forward.

[@KelvinMcNeil]

@@kingalainc1 unfortunately, that’s the way it is but I’m glad I was able to shed some light 💡

[@drchrisheidelberg]

Great job!

[@KelvinMcNeil]

Thank you

[@aziaharris-fw9fc]

The best out here in the credit game 💪🏽

[@KelvinMcNeil]

Thank you 🙏🏾

[@RWalker69]

I just want to see the tradelines reported. Nav only shows the Experian score. I don't see any reason to view every month. My businesses have been open for 2 years and the other 4 years. The older business has Amex accounts and net 30s in which I haven't used in 180 days and my Experian score hasn't changed. I stopped applying for credit because I didn't know who I should apply with. I can't seem to get any Amex and capital one accounts for my two year business because I have them already for the other. Thanks for sharing. 🔥

[@KelvinMcNeil]

@@RWalker69 NAV Prime shows Experian and Equifax. If you’re not seeing Equifax you either don’t have enough payment history/trade accounts or there’s mismatched data.

[@KelvinMcNeil]

@@RWalker69 AMEX and other tier 3 business credit cards require good FICO scores so if your consumer credit isn’t up to par (700+) you’ll need to wait until they’ve improved.

[@KelvinMcNeil]

@@RWalker69 you’re welcome! Thanks for watching

[@RachelMcNeil]

🔥🔥🔥🔥💎💎💎💎

[@phantomledatvlights264]

Do you have a video on how to builder Experian Intelliscore?

[@KelvinMcNeil]

Yes, I've made videos in the past that you'll find on my channel where I highlighted a few vendors that report to Experian and I've made videos about building business credit in general.

[@KelvinMcNeil]

Check out this video: kzbin.info/www/bejne/oInMdnRqi5iFpKM

[@KelvinMcNeil]

Here's an oldie but goodie about Experian Business credit vendors: kzbin.info/www/bejne/iGnHgYyZg86IfKM

[@phantomledatvlights264]

Thanks bro!@@KelvinMcNeil

[@Thatsher21]

In the beginning of the video you said the risk score of 1 was bad and 5 was good. But around the 17:26 minute mark you say the 1 is good (low risk)

[@KelvinMcNeil]

Yes, it can be a bit confusing but think of it this way.. your business’s overall risk rating which is called your “Financial Stability Risk Rating” is from 1-5 with 1 meaning low risk and 5 meaning high risk. However, as shown at the 5:38 mark I also detail how Experian uses an “Odds chart” for model valuation in which they use a unique scoring model where it’s reversed to calculate your “Bad rate”.

[@BrandenLuisDiaz]

❤❤❤❤❤❤😊😊😊😊😊😊