How to become a Medicare Agent | Step by Step: Very detailed

Hello, guys so in this video I explain in detail how to become a Medicare agent, what's the difference between a captive agent vs. an Independent agent, and how to generate leads/clients.
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Tags:
how to become a medicare agent, step by step how to sell medicare, medicare for age 65, medicaid, turning 65 for medicare, medicare for all, medicare insurance, AHIP medicare, life insurance agent, small business ideas, medicare agency, how to shop medicare plans, captive agent, life and health license, lets become a medicare agent, how to get your medicare license, medicare for beginners, medicare, medicare plans, medicare programs, ifeandmed
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[@KinkyStyles1980]

❤Correction: FMO stands for "Field Marketing Organization" or IMO "Independent Marketing Organizations" CMS: Centers for Medicare & Medicaid Services Do you enjoy these type of videos? Should I do more?

[@monicakeenon8943]

Inspirational!!!!!!

[@KizzyGill]

Yes! Especially with AEP coming up and new agents are becoming licensed. It’s a good time to make more insurance agent videos.

[@Daybydayelevate]

Hello I am trying to get into the industry in south Florida any advice?

[@JoeDoe2]

@@KizzyGillWhat's AEP and it is it "coming up?"

[@chocolatebutterfly9295]

Absolutely make more. I binge watch your videos daily.

[@AJ-jw6yp]

Thank you for this. Making the transition from Captive to independent and nervous...but your videos make it seem doable

[@KinkyStyles1980]

You are very welcome 😊❤

[@3Jgurls]

How's that going? I never thought about doing this. I was looking into becoming a loan signing agent instead, but I already have my life and health license.

[@AJ-jw6yp]

Its going well. I signed up for a few companies and am currently completing their free training.

[@Jalbebenefits_solutions]

I have my health and life license and really want to become a Medicare independent agent in FL. Started watching this channel this week.. so much helpful information but can be also overwhelming for a newbie like me. 🙃 Looking to see where I can get any free training and how to get my AHIP Certification & EnO insurance- I’ll appreciate any suggestions you can send my way. Thank you!

[@b3linda]

The ads were killing me 😖. But this was soooo informative. I’m currently studying for my license!!! Thank you so much for sharing all your knowledge. You rock!!

[@chocolatebutterfly9295]

This was so thorough and you cleared all of the questions I had in my head to ask. Thank you and please continue to make videos for us.

[@KinkyStyles1980]

Thank you, I will ❤️

[@B.Alanyse]

Literally subscribed just because I’m interested in getting into this field not only because I like helping people and educating people, but it can be very lucrative as well.

[@rozaymartin5808]

I seriously enjoyed your videos ! I worked with Blue shield of Ca as an enrollment processor and I am now wanting to become a broker ! Thanks for all your advice you’re great !

[@KinkyStyles1980]

You are very welcome!❤

[@FadingAway10]

Amazing content !! Thank you so much again for being so helpful. 🙏

[@billroland1924]

Good job. I like how you simplified everything. Thank you

[@KinkyStyles1980]

You welcome ❤ Thank you for watching!

[@DW5918]

This is very interesting. 🤔 I’m strongly looking to get my life and medical insurance licensee. I think Medicare maybe a nitch to get into. I’m in FL too.

[@madelinelozada3403]

Thank you very much for all of the priceless information!!!!

[@muriaah3316]

I would love to network with you. I’m licensed for life in 3 states and health about 26 states. I’m currently trying to figure out a way to better my business and surround myself with more folks who are liked minded and can get me a few tips on how to be a successful business owner .

[@RightfullySO597]

Great job 👏 you are very good at explaining the stuff. Blessings

[@pochokat6443]

You gotta like for the hair 🔥

[@jenniferflynn7325]

Hello! Thank you so much for having this information and sharing it! I have all the above but still nervous about getting out there because of the compliance and wanting to make sure I'm fully prepared. I am working with a great team but curious, what amount of knowledge or base of knowledge did you have when you first started? I want to be able to assist my new clientele and I know they are going to want to work with someone that is able to communicate effectively. As I said, I have all the training, licensed, appointments but putting it all together in a checklist so to speak is what I need to do my best work. Any advice?

[@awesomechairyogatribe1543]

PATRICIA!! Thank you so much for your awesome videos and information on how to become a Medicare agent. Your discount code provided me a HUGE savings on the Florida Life and Health Pre-Licensing course. I really appreciate your dedication to helping people like me. You have made this process much easier for me. I live in SE Florida, so who knows, maybe our paths will cross someday. Wishing you the most success! Sincerely, RoyAnn 😊

[@KinkyStyles1980]

You welcome love, glad I can help ❤️ 🙏🏾❤️

[@griceldaleon2001]

I’m in California, how do I get a discount code?

[@JacksonvilleMedicare]

Your video is so freaking informative! Very detailed, you are laying it all out.

[@learnthetruthtoday]

There are NO Captive Real Estate Agents or Car Sales People or Mortgage Sales People... WHY are there CAPTIVE insurance Agents??? There Should Be NO Such thing as a CAPTIVE insurance Agent. Do NOT Go Captive , if they are Not doing a Good Job working with you, you should be able to Leave , just like Any Other Job.

[@thompson479]

Well there is also non captive agent option as well

[@caelomarroquin111]

This was INCREDIBLY helpful! Great video. Thanks very much.

[@FadingAway10]

Thank you so much!!! Just watched this video and it was so very helpful!! I learned a lot from watching this 22 minute video, wasn’t filled with fluff, was on point,l and very clear. This is awesome. I am so excited on taking the courses as a first step. Which do you like selling most ? Between life and Medicare ? I guess which is a easier “SELL”? It seems like as a newbie starting out, health insurance /Medicare might be easier to sell rather than Life. What are your thoughts surrounding this !?? So I do have another question, are you familiar with property and casualty insurance ? Do you sell that also and if so do you have videos on that?

[@KinkyStyles1980]

Medicare/Health is easier to sell than Life. Medicare isn't selling its education and helping your clients to understand how Medicare works and helping them choose the best option for their health needs. I dont do property and casualty. I keep it simple.

[@FadingAway10]

@@KinkyStyles1980 Thanks Patricia, I would like to do Medicare/Health and keep it simple as well. :)

[@its.L3XI31]

Great content! Who do you use for E&O and FMO?

[@Yo-ry4ek]

Looking for a career change & I'm really interested in this!!! Thanks so much for clarifying the difference! Do you have any advice for someone with a medical patient background trying to transition into sales?

[@jazcelynwilliams1413]

Thank u ☺️

[@AtHomeWithJenn]

Thank you! I'm leaning on becoming an agent! 🙂 I appreciate this information you share🙂

[@marlenehenry3046]

Very informative! You’re doing great!👍

[@jamylalalane6703]

I have my life and health licenses and have been captive for 4 years. I would love to speak to you and join your team! I subscribed to your channel and can’t believe how ripped off I have been all this time. Lol.

[@Upscaled.Marketing]

Im Legit in the same boat been captive for 3 going on 4 years and im ready to take the leap and get from under my company

[@tica8060]

Same. I’ve been captive for 2 years, although I’m thankful for all the experience I’ve gotten being captive, I’d rather have my own book of business and work for myself

[@LoveReigns828]

Excellent information I thank you. Do you think you can increase the speed on your voice it would be easier to follow you. Just an FYI.

[@journeymetv1373]

There’s a playback speed button at the very top right corner of the video where you see the three vertical dots. Just click on the three vertical dots and look down you’ll see a playback speed button. Try putting it on 1.5 X speed. Hope that helps!

[@dinaliweerakkodi7299]

great video! very informative!

[@luctamajoseph5729]

Hello. I found your video while looking for leads on becoming an insurance agent and wanted to ask you “how did you go about getting clients when you first started out?”

[@KinkyStyles1980]

I purchase leads from my companies recommend lead list and worked the leads. Mailers in my opinion are the highest intent.

[@luctamajoseph5729]

@@KinkyStyles1980 thank you so much for replying. Would you be able to share where I can go or who I can reach out to in order to purchase leads if I so choose to? Or is that not information you can share?

[@KinkyStyles1980]

@@luctamajoseph5729 email me and I'll share that information with you [e-mail] or [e-mail]

[@gaetanomaximus8650]

VERY good, thanks!

[@KinkyStyles1980]

You welcome!

[@TaShar16]

Thank you! You provided some very useful information. As far as FMO how would you go about finding one? Do you also have to pay for their guidance or assistance?

[@KinkyStyles1980]

Some FMO's or IMO's (Independent Marketing organization) do charge fees. I would stay away from those companies, Unless the fees go towards licensing, a start up website site, etc. Just to join in my opinion you shouldn't have to pay a joining fee.They get a cut from the insurance companies to guide you so why pay them; You can Google different companies and ask questions. Maybe I'll do a video on questions to ask. Are you fully vested from day, etc? You can also go under a upline. An upline works under a FMO as well like myself and they are willing to take an agent under their wing.

[@Kitty21676]

@@KinkyStyles1980 yasss do a video on questions to ask please! 😄 I’m glad I found your channel.

[@Kitty21676]

Can you make a playlist for insurance videos only ? Also, are we allowed to email you questions?

[@TheEvyanh2o]

Who’s youf upline? FMO!

[@tomafrost3340]

Very great info Tysm

[@calahbutterfly]

Love this

[@griceldaleon2001]

Great and very Detailed Video! Thank you. Just one question: You mentioned “CMS” but you didn’t explain at it Stan’s for.z. Can you please elaborate? Thank you.

[@KinkyStyles1980]

Center for Medicare and Medicaid

[@griceldaleon2001]

@KinkySryles1980 is there a cost to take the test for an insurance license? Or is that included with the fee of taking the Course? What about the cost of AHIP?

[@KinkyStyles1980]

@@griceldaleon2001 there is a cost to take the test depending on your state and AHIP cost as well

[@JoeDoe2]

Why would residual income come from CMS? Doesn't it come from the insurance company holding the policy that's renewing?

[@KinkyStyles1980]

CMS sets standard payment amounts, the actual payment comes from the insurance carriers

[@JoeDoe2]

@@KinkyStyles1980 Price fixing? That's YOUR income the govt is deciding!

[@debralowe2684]

Great Video

[@christahill8553]

What are some of the best ways you gain leads? I'm struggling with finding an effective way to gain more leads each month.

[@beynbydeline2119]

Since you work for your self, how did you get training on how to speak with the clients? Like what do you say to them?

[@KinkyStyles1980]

Hi my name is Patricia I'm a Medicare specialist. My job is simple. I'm here to make sure you are in the best plan. If you are I'll let you know if not I'll let you know if there is a better option for you. Sounds good right? Then I ask for the current insurance and the red, white, and blue card. Then start my research for them.

[@beynbydeline2119]

@@KinkyStyles1980 nice! Thanks for the response...I appreciate your work

[@JCC_1975]

@@KinkyStyles1980 that's the perfect script 💜

[@c.n217]

loved this video very informative. I did have a question is selling Medicare supplement alone worth it ?I live in Florida and scared to dive into selling Medicare advantage route I also have preference for making calls than going into people's home do you think would that affect my earning potential ?

[@KinkyStyles1980]

Selling Medicare Supplements alone all depends on your target demographic. If they can't afford the plan then it will be a harder sell plus they will need a Drug plan as well so you will need to work that out if you don't sell drug plans. If you work in a high cost living area then selling Medicare Supplements are great. You can sell face to face or over the phone that depends on your tragedy and your personality.

[@fromjaxflorida]

Thank you for doing this video. I just passed my L/H exam FL. I submitted my application to the state. Do you mind if I contact you? I have questions since I'm totally a newbie and changing career. Thank you.

[@KinkyStyles1980]

You can contact me via my coaching link and I’ll answer all your questions. The link is in the description

[@amjedibrahim7071]

Love your videos, what agency are you under? I'm a life broker and working on my health and annuities license to build my Medicare business.

[@Novanetics]

I looked into F. F. L. but am looking for others who are less oriented toward constant (and recycled) lead buying. Curious who she is through🙂.

[@ShariNicole16]

@@Novanetics through FFL Zane agent pipeline. I’m through PHP and about to get on with agent pipeline too for the health side (Medicare).

[@daliamrodriguez]

I just got my License and I’m trying to follow your steps! But I’m so confused on the FMO aspect! I’m in Florida.

[@hanklohan]

Don't ever go captive. Independent companies will aprlso train you for free. Newbies get con into joining a captive company.

[@sandramedinaful]

love it

[@KinkyStyles1980]

Thank you for watching!

[@winifredkporjroh3838]

Hi, I recently passed my AHIP with Humana. What’s my next step in enrolling clients for Medicare?

[@KinkyStyles1980]

Do your Humana certification, then get your ready to sell status with Humana

[@winifredkporjroh3838]

@@KinkyStyles1980 i completed that too. does that mean i'm all set? and i'm i limited to selling with humana only?

[@PeeDistinctXOXO]

@@winifredkporjroh3838 curious about this too….

[@ExceedtheHypecom]

Hello, Im a new life insurance broker, in your other vid you mentioned that you buy leads, which vendor do you use?

[@mrs.trell_alamos]

Were Medicare insurance agents mandated the vaccine? Being that it's a remote job, but it's also under CMS. 😬

[@KinkyStyles1980]

No it's not mandatory to get the vaccine

[@robhtwo]

I am the lawyer for DogCare, see you in court. lol.... J/K, good videos.

[@KinkyStyles1980]

Nooooo 😂😂😂

[@mrs.elizabethdarcyladyofpe1288]

😂😂😂

[@IamPrettyInPink]

When you apply for a license, are they doing a credit check? I'm in PA and I'm working on building my financial life back up from a divorce, but don't want that to keep me from moving forward with getting my license.

[@KinkyStyles1980]

Some not all insurance companies that you seek to contract with will run credit checks

[@-.-9436]

do you recommend this to someone who is 31 weeks pregnant and do you have to go to peoples homes or is this over the phone ?

[@pjharris9226]

When Covid hit they put everything online

[@jennifercherenfant5451]

What fmo are registered under?

[@destineyandrews2668]

i enrolled in excel but the promo didnt work :(

[@KinkyStyles1980]

You have to choose the Standard package

[@leaderdreams128]

are you working with the guy who started that group? Are you and indipendent agent or working somewhere your bob is still your book? Buying leads?

[@KinkyStyles1980]

@@leaderdreams128 I’m Independent meaning I work for myself within my agency. I have brought leads but none for at least 2 years. I network within my community, do events, etc

[@MsT.-yk4qi]

​@@KinkyStyles1980are you still with FFL?

[@torrikki5589]

How many days do we have to complete the course from XCEL solutions? I emailed support and never got an answer from them back? Thanks Patricia!

[@KinkyStyles1980]

30 days to complete the course then 30 days for the practice exam, you can also call them

[@torrikki5589]

@@KinkyStyles1980 thank you so much! Your code still works too! Thank you thank you thank you! I hope all is well!

[@KinkyStyles1980]

@@torrikki5589 you welcome!

[@reginamurguia7269]

Can you recomend a FMO?

[@sharonrose2569]

What are some ways you get leads? are there any sites you can suggest that are good?

[@DjHappyscrappin]

I'm not an actual agent, however l have an idea where you could target newly married couples or families. They always post newly married people in the newspaper they post their name and age. The section in the paper is new marriage license 🤔. Ho to Chucky Cheese and pass out business cards or ask if you could leave some on a counter. 🤔

[@CatfishBradley]

@@DjHappyscrappin Lots of time invested with approaches like that, you're better off buying a list of contact info from people who went out of their way to speak with an insurance agent,

[@JoeDoe2]

Why can't you cut out the FMO and contract with various insurance companies directly to sell their products? Does the law require it? I failed to grasp what the FMO is doing for you that you can't do yourself. i.e. The word "support" is kinda vague. And if you're new, you haven't proven to the FMO that you can 'produce' either, and they don't really know you anyway. It sounds like you're using the FMO as a job reference. ALL insurance companies operate that way? You can't just contact with them yourself as in independent sole proprietor?

[@KinkyStyles1980]

Call the insurance carriers and most will put under a FMO. The FMO is the middle man. They have the relationship between you and the insurance carriers. The FMO gets you the contracts that’s their main role

[@itsteasha460]

I am looking for a prep course so that I can take the exam. Any recommendations 🙏🏽? I would like to work with Medicare

[@KinkyStyles1980]

ExamFx do the Life and Health course

[@itsteasha460]

Thank you 🙏🏽

[@ShariNicole16]

So FLF is your FMO right?

[@KinkyStyles1980]

FFL for my Life contracts

[@MsT.-yk4qi]

​@@KinkyStyles1980are u still with them? I'm trying to decide if I should join them, and you are a big part of my decision..as I have so much respect for you. You are such an inspiration, truly.

[@KinkyStyles1980]

@@MsT.-yk4qi Im still have FFL for my Life contracts however I don’t know who my Upline is the original person left, a lot of changes with FFL. Have no idea what’s going on with them

[@MsT.-yk4qi]

@@KinkyStyles1980 thank you so much Patricia. I totally understand, that's why I wanted your input. Much appreciated

[@KinkyStyles1980]

@@MsT.-yk4qi you welcome

[@jessicajuarez2254]

Have you ever made a mistake on Medicare if so how did you handle it?

[@QueenChelle79]

Hello, I know it’s been over 2 years but is there still a discount code for the licensing?

[@KinkyStyles1980]

yes the coupon code still works

[@QueenChelle79]

@@KinkyStyles1980 I tried it last night and today and it doesn’t give a discount.

[@diondion2020]

What IMO are you with?

[@Comya1]

Is there an online school? And if so which one would u recommend.

[@KinkyStyles1980]

Yes. Exam Fx

[@Comya1]

@@KinkyStyles1980 thank u so much 🧡

[@isradunia4070]

Do you have to take mutiple exams over again if you want to get licensed in other states?

[@KinkyStyles1980]

No you pay fees

[@monicakeenon8943]

It’s difficult to find out if I can sell Medicare Insurance in Ohio as an independent agent. Does anyone know?

[@KinkyStyles1980]

You can sell as a Independent agent in Ohio

[@msfrieda]

Hi KinkyStyles1980 - First I want to let you know just how much you & your page inspire me. I'm new to the Insurance space (received my Health & Life license last month July 2021) I follow your page and interested in going the Medicare Sales route and joining your team. Do you have some time to discuss specifics? I'd like to know what you require of your agents and next steps to join your team. Any feedback is greatly appreciated - Frieda :)

[@KinkyStyles1980]

Hello Frieda, Email me. My information is in the description. Thank you for your kind words!❤

[@msfrieda]

@@KinkyStyles1980 After a second glance at your page I realize you're not in the State of Georgia. Sorry for reaching out & best wishes on everything that you're doing 🙏🏾

[@KinkyStyles1980]

@@msfrieda I live in FL with a Georgia licensed. My states aren't update, I just added 12 states

[@msfrieda]

@@KinkyStyles1980 This is Wonderful News! I just sent you an email and look forward to connecting with you soon!

[@jessicajuarez2254]

What about Texas ?

[@stargirl5434]

How much are commission can give examples

[@KinkyStyles1980]

Medicare Advantage for 2022: National $573 new to Medicare, $287 renewals CT, PA, DC $646 new to Medicare, $323 renewals CA, NJ $715 new to Medicare, $358 renewals Puerto Rico, US virgin islands $394 new to Medicare, $197 renewals Medicare Supplements: about 23% give or take depends on your contract

[@NurseologyLyfe]

The code doesn't work

[@KinkyStyles1980]

@@NurseologyLyfe yes it does, only for the second option

[@ImJustTiaraa]

Can you just sell or take a Medicare course besides of getting life or health insurance license?

[@KinkyStyles1980]

No you need the license

[@ImJustTiaraa]

@@KinkyStyles1980 thank you ✨

[@susanhoward9322]

Are you still training

[@KinkyStyles1980]

@@susanhoward9322 Not during Annual Enrollment Period or 4 months before

[@UnderRatedBeauty88]

Can Medicare license be transferred to other states ? Example: NY-NC?

[@KinkyStyles1980]

After getting your home license then you can apply and pay fees for other states

[@UnderRatedBeauty88]

@@KinkyStyles1980 ok thank you

[@soothingnaturesounds9176]

would you recommend this for a 19 year old or should i wait so ppl will take me serious

[@KinkyStyles1980]

You can definitely do this at the age of 19. If your mindset is right of course you can. I would recommend you get your own policy for sure if you dont have one as well

[@soothingnaturesounds9176]

@@KinkyStyles1980 thank you 💕

[@stargirl5434]

How do you get the money from contract do you need equipment Or do you have to go to ppl homes

[@KinkyStyles1980]

You can do both

[@KinkyStyles1980]

kzbin.info/www/bejne/kKbSlqFmarl3htE

[@stargirl5434]

@@KinkyStyles1980 thank you ❤️ so you have find a contract with a business do you know any company Id rather be home then door knocking also from home how do u do it lol I'm thinking about taking exam

[@KinkyStyles1980]

@@stargirl5434 get your license, partner with an FMO, do your training

[@stargirl5434]

@@KinkyStyles1980 thank you ♥️! Do the fmo train you ?

[@reoman8179]

As an independent agent selling medicare etc. do you need to sign up under an FMO OR IMO?

[@KinkyStyles1980]

As long as they have the insurance companies you want to contract with you can sign with an FMO or IMO it doesn't matter

[@reoman8179]

@@KinkyStyles1980 thanks so much..can you sign under more then one IMO?

[@KinkyStyles1980]

@@reoman8179 yes and no If your FMO and/or IMO says you can then yes depends on your contract with them

[@reoman8179]

@@KinkyStyles1980 thank you so I don't have a contract with them....come and go as you choose but they seem like a great company but they only deal with Life insurance products...if I can sign on with another IMO or fmo to also be able to serve within the medicare realm I would like to do that as well as long as its legal or in compliance etc.

[@KinkyStyles1980]

@@reoman8179 so yes you can. If you are Independent absolutely

[@Tammy_wit_a_y]

Have you made this your full time income?

[@KinkyStyles1980]

Not yet but it's the goal

[@queenk895]

@@KinkyStyles1980 hi, what do you do for work outside of medicare sales?

[@KinkyStyles1980]

@@queenk895 Travel MDS nurse

[@msalish80]

How many states are you licensed in?

[@KinkyStyles1980]

Right now 6

[@Kathleen67.]

Nice.

[@greglogra9904]

I would like to contact you, I just got my license.

[@KinkyStyles1980]

I see you messaged me, responding to you there😄

[@kashifhabib5577]

Hiii, can i have your email , i am also in your line of bussines but at a different stage , want to have sme discussion looking forward to your reply, have a wonderfull day

[@KinkyStyles1980]

Hello! My email is in the description of all my videos

[@Kloutkulture]

You talk too slow :(

[@tallchicknvegas]

This is not all true. I'm not even 3 minutes in yet and can't watch anymore. Captive agents represent one company, Allstate, State Farm, Farmers. You do not work for the company anymore, those contracts are long gone. YOU DO BUY LEADS, YOU ARE ON COMMISSION. Brokers have many companies they represent, therefore, can provide multiple auto quotes, versus just 1 quote from 1 company, like captive agents. I just watched another video where you show deposits. $20,000 in 2 months is not realistic for a new agent. Please learn before doing videos. Please don't mislead people, even if on accident. Know what you are talking about. Why give advice and you are brand new anyway? C'mon, girl. I've been in the industry 30 years.

[@MayaDTV]

You sound IGNORANT! You watched a video for 3 Minutes and didn't even listen to the entire video before you made these comments! I am a licensed Agent and I PERSONALLY CAN STATE AS A NEW AGENT ITS VERY EASY TO MAKE $10,000 A MONTH $20,000 IN TWO MONTHS. IF YOUR ARE SELLING LIFE AND HEALTH! Just because You didn't do that doesn't mean its Hard maybe your NOT Ambitious!!! All my Team Members OUT the door are Set up to Make 10,000 a month when they first start Its not Hard!! I NEVER PURCHASED LEADS EITHER!! DO BETTER RAMONA!

[@MayaDTV]

YOU'VE BEEN IN THE BUSINESS 30 YEARS AND YOU HAVE TO BUY LEADS? WOW, YOU REALLY DONT HAVE ANY FRIENDS OR CONTACTS DO YOU? YOU SEEM SO NEGATIVE THATS WHY YOU HAVE TO BUY LEADS! You have to pay people to work with you! Sorry to hear that. Glad I don't have that Negative spirit like you I never had to buy any Leads I just Network for all my business 😂

[@acethegreat]

Do you have a new discount code? Kinkystyles is not working.

[@JacksonvilleMedicare]

Do you feel you know a lot about the Medicare sales industry in general? There are so many agencies and so many options for licensed agents, which also leads to scams. I am having a hard time, can I email you or message you somewhere?

[@KinkyStyles1980]

Yes I worked in the Medicare space as a nurse for over 8 years. Yes email me

[@JacksonvilleMedicare]

@@KinkyStyles1980 I just sent you an email, thank you so much!