Asking Tesla Owners Their Monthly Payment (& income)

[@DennisCW]

Part One kzbin.info/www/bejne/rpS4Zphmq9mHoZI

[@dremrem3223]

his friend gifted him a Tesla.... damn. that's a good friend.

[@Make-Asylums-Great-Again]

I need new friends

[@M4B21S88]

A “friend” 😉 jk !

[@rambo4war]

Lady pays 30k down….. Vietnamese said hold my beer. Reminds me of a 5 bed, 5 bath house I sold…..no one could handle the price, a Vietnamese nail salon owner came in, dropped cash on it……….

[@DennisCW]

hahhahah

[@ThomasWayne4312]

Got to get rid of that cash lol

[@sweatynachos1422]

Viet people don't like "oweing" people money. They like to just pay it up front and get it over with!

[@ramsnroses_tv334]

That’s insane that’s money gone that she won’t even get back in trade value wtf is different if she bought out right like that’s not the best choice

[@tulipsxw2]

Vietnamese people are hard workers and they save like crazy. They have a ton of cash hidden everywhere.

[@sasukesuite1]

I pay $793 for my Model 3, but I wanted it during the covid bubble and I honestly couldn’t wait for prices to come down. I have zero regrets. I absolutely love my car.

[@DennisCW]

love it!

[@HermanWillems]

I bought my Tesla model 3 cash, operational cost ALL IN is just 300 to 350 euro per month. (Including loss of value, including insurance, including maintenance, including electricity)

[@badhombre4184]

$793? ouch, for a model 3?

[@sasukesuite1]

@@badhombre4184 2021 Long Range with 4k miles bought in 2022 with FSD and acceleration boost. Paid $62k from Tesla. My car payment is less than 10% of my take home pay, so the massive loss doesn’t really affect me too much.

[@Travel_Photography_Dude]

You definitely could have waited

[@AG-fv4wd]

The last lady when she said "I'm an actress" Me: 😳🤔👀

[@Terrillthegreat79]

The 2018 model 3 LR RWD I bought new is still my cheapest new car purchase. Sale price 56k, $800/mo loan. $1000 reservation in 2016 $4500 to order $3000 down payment I used my fed tax credit in 2019 to buy bitcoin. Paid off my car with the bitcoin I bought with the tax credit 😂

[@DennisCW]

Oh ow

[@badhombre4184]

They don't even sell 2018 at Hertz anymore, not even a dual motor, i'll give you $10k for it

[@2010-BTC-yep]

Yeah!!!!

[@EdwinRodriguez-kf4lo]

@@badhombre4184 try again

[@kdelete4949]

Should of held that bitcoin

[@Ben66599]

I pay $600 for 2024 model 3 highland. basic model, I put $4k down, and my insurance is $140 a month

[@matthewbad2000]

Damn that’s still a lot a month I am trying to pay at least 10k down and hopefully I can pay less than that a month.

[@JonNole]

Wow you won the insurance battle. I’m over $300 a month in Florida and perfect clean driving/accident record.

[@reyakisakura3971]

$600 with 4k down? How’s that possible

[@RichInSpirit7]

What kind of credit do you need for 4000 down

[@Ben66599]

@@reyakisakura3971 6 year loan. $600 x 72

[@BriceGaming]

Take delivery tomorrow of my first Tesla. Bought a 2021 Model Y Long Range w/ Acceleration Boost and Enhanced Auto Drive. Put $1000 down. Payment is $665 a month. I’m a Lt for my County’s Sheriff Department. Salary is roughly $70k a year.

[@franklinjones6862]

my guy switched his videos up....GENIUS!!!!

[@DennisCW]

thank you ! Where to next!

[@franklinjones6862]

Hawthorne 120th st charging station

[@stylespopping]

Watching this video as a new Tesla owner. Yikes. Model Y prices are way down. I only put 4k down and my payment is $400 for a brand new model Y

[@DennisCW]

thats awesome

[@notsure4907]

Did you get a 10 year loan?

[@stylespopping]

@@notsure4907 lease. 3 years. Still way cheaper than owning…less hassle, no repairs or worry about warranty. Eventually I’ll own one. Prices will keep going down as the EV market gets more competitive. Now is the best time to lease.

[@sivanm2130]

@@stylespoppingthey are in CR-V/RAV4/CX-5/Forrester territory now. The only brand dropping prices after COVID.

[@BabaYaga-yh3yi]

@@stylespoppingyou are NOT a owner. You are just a lessee. No wonder your monthly’s so low.

[@alixia411]

$0 down, didn’t finance w/ Tesla went through credit union. 2023 MYL, upgraded to whit leather and sport wheels, and white multi pearl paint -total plus taxes and fees $59k. payments $940, insurance $126! monthly charging at home as a high mileage driver $180+ Tax time: wrote off $15,000 off my car on my taxes + charger and install!

[@Dankflamio]

You can get a long range model y for 35k now. It’s amazing.

[@gray-state1703]

That’s still really expensive for the majority of people. You need to make $150k a year to afford it comfortably. If they went down to 20-25k then maybe a bit more affordable, but for now it’s still a rich man’s car. Unless you have no expenses and are blowing your income on a car😂

[@DennisCW]

prices have way come down

[@ramsnroses_tv334]

@@gray-state1703where you getting your math almost no vehicles used or brand new go below 26k so in that case almost 70% of Americans can’t afford even a basic vehicle that’s crazy talk. Secondly the amount of people making 150k is so limited in comparison to everyone below that bracket like huh. To afford it comfortably are you extremely frugal or just bad financially? That doesn’t add up.

[@FuturesDoubleCup]

Facts a lot of “expensive” cars are now in that range from Mercedes to Mustang GT’s I think it just comes down to what you simply want .. I think 35k for a EV tesla in good.. just because of simple things like no oil changes , saving on gas vs charging & etc

[@airgunningyup]

@@gray-state1703 no way , the average new car in the US is 44k , and only the top 3 percent are makign 150k.. If youre idea was true , dealers would be closed. Most SUVS are now 55-80k , just a regular tahoe or whatever. A hyundai palisades my mom just got was 53k.

[@jstncheney]

The tesla insurance is dirt cheap and i love it. My roof cracked on the Freeway and the claim process was smooth.

[@xreed8]

What about the insistent monitoring of your driving? Sounds like you’re a non enthusiast driver?!

[@isailopez6701]

What insurance do you have?

[@jstncheney]

@xreed8 The forward collisions are my only gripe everything else hasn't been an issue. Everything else is pretty lax. The speeding was my biggest concern at first, but considering I can go 85 in a 35, it's not that big of a problem.

[@jstncheney]

@@isailopez6701 tesla

[@yatpuquattro4719]

Need to interview more owner particularly the down payment, monthly payments and insurance😂

[@DennisCW]

on it!

[@wdbldr67]

I pay $487 every 6 mos for my 2018 Tesla model 3 that's 81.16 for those that worry about a monthly payment.

[@FuslieNTR]

Con: phantom drain, greenhouse effect cause it’s all glass, wind shield wipers no sensors, cold and winter- cold battery affects performance and when it rains and feezes the door gets stuck Pro: best car. Will never go back

[@Crystal-dr2xi]

If possible can you expound on the cons. I've never heard any if these mentioned before. Thanks in the market for a used model s or new model 3.

[@airgunningyup]

bought a used model 3 performance for 27,900 2 weeks ago , payment is 511 a month..

[@JFoe2024]

Yep. These things are getting under $30K in the used market.

[@xavierc.4102]

Thinking about making the purchase but these insurance companies are trying to charge me 600 a month for the Tesla

[@airgunningyup]

@@xavierc.4102 mine and wifes insurance combined is 200 a month with the tesla and a 2019 blazer. 600 is absurd

[@Seanm0918]

2016 MS 90D 750mo @2%, FSD MCU2 82k. 2% keeping me from a newer Tesla.

[@DennisCW]

thats a sick rate!

[@tupezeamarion2209]

Keep up with these type of interviews, your the first to du it. Great 👍 job 🎉

[@Paul-ng4jx]

It doesn’t matter how much you put down on the Tesla you’re still gonna have like $600 to $800 payments you could put $10,000-$15,000 down and still have your payments that high depending on the interest you’re paying your credit score and anything in between

[@Machenziethemodel]

Yep

[@mylesgray3470]

Yea, I’m surprised by some of these payments in how low they are. I put $25k down on a Model Y and the payment is around $675 for 48 month term. Bought this year, where interest rates are sky high.

[@tonycao705]

@@mylesgray3470I mean you know there is a chance some of them are on a 72 months loan which get them a lower monthly balance but higher total interest paid over the entire term

[@TheLocRoom]

@@mylesgray3470the avg American isn’t financing for 48 months. Lots of people are stretching the loan out as long as they can, up to 84 months I think is the longest now.

[@StudioKTD]

All cash so my payment is 0

[@mavrickwatts4030]

That job description and subtle look away lol 7:55-8:01. Hope shes got good gigs or income coming in from that business.

[@DennisCW]

Ooo

[@jonm8787]

Crazy how the prices continue to drop. We have a 2015 p85d and just got a new longrange Y with tow package. $39k out the door with incentives in MA.

[@BabaYaga-yh3yi]

incentives being federal and state tax credits?

[@DennisCW]

noice!

[@jonm8787]

​@BabaYaga-yh3yi Yes $7500 federal $3500 state plus tesla had them all reduced by $5k. Same price as a kia or Honda in MA.

[@BabaYaga-yh3yi]

@@jonm8787 sweet wow 3.5k state rebate is really nice

[@badhombre4184]

$30k for a used Model Y at Hertz

[@babybearvirgo]

I’m so nervous about when my Cybertruck is ready for delivery. Not sure how much I should put down and the monthly payments. My last car payment was $528 I was hoping to be around $800 for the cybertruck but something tells me that’s not going to be the case!

[@DennisCW]

It is going to be way more :/

[@babybearvirgo]

@@DennisCW if it cost me more than $1000 a month on a 60-65k vehicle then I’m completely out and will just keep my dodge until it explodes lol

[@babybearvirgo]

@anna-fk8ql I have a few shares lol

[@ramsnroses_tv334]

@@babybearvirgodude a teslas truck is in the 100k plus side of the range your going to be well above 1300 a month but below 1700

[@babybearvirgo]

@@ramsnroses_tv334 I selected the single motor trim at 61k, I plan on putting 6-8k down

[@universeisundernoobligatio3283]

In Ontario Canada i'am on the ultra low rate program for home charging, only use super charges

[@wdbldr67]

I live in N Utah. I pay 11.2 cents all the time. but do 70% of my charging at work for free ;)

[@appletech9535]

58k and some change for Model Y Performance (including tax etc)…got the 7500 tax credit, traded my 2018 Jeep to CarMax for $15,400 (Tesla offered 13k)…had 5k cash…so I put the 5k down with 15k from the Jeep and I got the 1.9apr financing special from Tesla. I’m at $451 per month 72 months…plan to have it paid in less than 3 years. I make 80k a year (no bills…paid off house etc)…insurance is the killer! I went from like 400 every 6 months with the Jeep to like 8-900 per month on the Tesla smh.

[@alphacharlie65ms]

Love this style of video. Ask them about how much there insurance is and what company.

[@DennisCW]

Ill intergrate that!

[@someoneelse6934]

Mine is $1149 a year for my 2024 MYLR that I just picked up last week.

[@NukleoNMusik]

Tesla Insurance is the smart move. Cheapest and best! I paid about $150 a month in my 50s, no accidents/tickets, California.

[@wdbldr67]

I pay $487 every 6 mos for my 2018 Tesla model 3 that's 81.16 for those that worry about a monthly payment. I just bought a used 2013 MS 60 fully loaded though. $716 every 6 mos for that one.

[@cozmik4586]

@@NukleoNMusikDo you get Tesla insurance directly from the company? If so, is it to be paid for along with your down payment?

[@machine_learning_engineering]

Bought a 2023 MYLR, cause little one on the way. Had a 2007 Toyota Camry prior, still have it actually, but the Tesla has more room and better safety rating. Financing for 36 months, which I believe was the lowest they offered at the time. Put down $29k, monthly payments are around $1260. HHI ~$900k

[@ronbrooks6547]

Miles range must be 500+ before I purchase an Electric vehicle

[@DennisCW]

ojjj?

[@gray-state1703]

I was thinking the same way bro. Honestly the long range options now should be the bare minimum. If it averages like my current car which gets 470 miles on a full tank of gas then it’s gonna be hard making that switch, but honestly even 300 miles on a full charge wouldn’t be so bad

[@ronbrooks6547]

@@gray-state1703 300 isn't great for road trips. 400+ is a sweet number though I prefer 500+. Lucid air sells a Electric car with 500+ miles range. So it's not too much to ask. I figure more space in a SUV or truck should mean 600 miles if a car has 500. But the Cadillac Escalade IQ is 450 miles range and pretty inside and out. So it would be my first choice and 2nd choice would be the Lucid Gravity (Lucids pretty SUV)

[@badhombre4184]

maybe 3-5 years in the future, ... wait 10 more years on the nuclear batteries that runs gadgets for 50 years without charging.

[@ZzHasbrozZ]

Lucid Air claims over 500 miles range. Let us know once you’ve taken delivery.

[@CherrysBouquet]

I need the type of friends this guy has lol

[@tech4life884]

Putting $0 down only makes your monthly payments higher.

[@BuffaloBlack]

Why did she put 30,000 down when she could have just bought a used car outright?

[@saileshshankar2985]

Paid 45,000 out the door 2019 7500 down paid off 2 months ago 595 a month nothing

[@cutlassrkt]

Ask people how long the loan is.

[@Bearedd]

You were at the ROW 😊 my go to spot for charging

[@DennisCW]

yesss!!

[@tokyobennet7753]

I put down 1000 for my 2018 model 3 and I pay 680 with full coverage insurance included!

[@BlameFlames]

how??? explain in looking to buy as well

[@CHITECHDUDE]

I want the cybertruck so bad still have my preorder. Not sure if I’m willing to pay around $1300 a month for it lol, we will see when the time comes. My wife and I both had our own cars and the cost was around $1k so not too far off… we will see though, down to 1 car which is a model 3, if it’s close to being paid off by then I may consider

[@DennisCW]

it will be more then $1300

[@CHITECHDUDE]

@@DennisCW it’s for the $80k one

[@dmanoie5146]

0 down ? I've never met or heard of anyone buying or leasing a tesla with 0 down ? Why do people tend to lie so much on car price, and car and insurance payments ??

[@airgunningyup]

i put zero down on mine , granted it was used

[@junetile1ify]

I put 0 down and payments are $550 not leased. 2024 model 3 RWD Long range. Waited 1 months to get it delivered.

[@petertruong8611]

@@junetile1ify I put 0 down too. ETA for my Model 3 sometime in Sept 9-23. Payment $557 to be exact.

[@BuffaloBlack]

Yea, they put 0 down but still have an amount due at signing

[@petertruong8611]

@@BuffaloBlack Not true, I never put any money down when I buy a car. At least here in California.

[@hectorcastaneda2123]

I own both my gas powered cars. I do all my own maintenance. Just cant justify a monthly payment and 100k for a car ( includes interest)

[@Emma-33]

Don’t get white Tesla with white seats since everyone doing that, black on black will have a better return eventually. People that buy used want to be as different as possible. Plus you pay extra for that?! Ayaaaa

[@Ojames600]

Very interesting view. Good Video

[@DennisCW]

Thank you very much!

[@karimrebai3162]

No maintenance costs until you have to replace the battery

[@OfficialCatDetector]

It's nice to get some answers to these questions that no one else seems to want to ask. I'm still unsure if I can get in a new 2024 Model 3 LR with $4k a month ($48k a year) income. Even if I can put $15k down it seems like $550+ a month is still pretty high. Anyone here making that work?

[@camerontheboy]

Absolutely do NOT do that. Wait until you’re making $100k+, save up to buy it in cash, and only ever buy used. No reason to ever buy a brand new car until you’re a millionaire.

[@aleckermit]

I pay $370 for my 2024 Model 3 and make $5200.

[@DennisCW]

nice payment!

[@nicolascorona7618]

I am also looking at the new model 3, can you clarify if said $5,200 a month or $52,000 a year. hopefully that didn't sound rude, just genuinely curious because I may be in a similar position but scared to get denied approval

[@rajthomas4224]

​@nicolascorona7618 same here as well. I'm really interested in buying the Tesla Model 3 as well. But not sure if I should buy it with 5.2k per month??

[@cutlassrkt]

How long is your term?

[@marioeduardoferreiraruiz]

These videos are great, a lot of ‘personal experience’ info! 😄

[@DennisCW]

Glad you like them!

[@StormyDog]

The monthly payment isn't very useful without knowing the length of the loan.

[@Machenziethemodel]

The total price and if they a had a down payment will give you that answer.

[@StormyDog]

@@Machenziethemodel No, not at all. Is the term 24 months? 36? 48? 60? 72?

[@mcay4255]

That cybertruck was nice

[@DennisCW]

veryyy

[@Nessal83]

2022 M3LR. $0 monthly payment

[@Elmusiico]

I was going to buy a Tesla model 3 back in 2019, but backed out at the last minute. I am glad I did that because I just closed on a home with a large down payment. Placed my focus elsewhere and I know I would regretted spending so much money in a car.

[@soto7494]

I pay $625 monthly for my 2024 model 3 highland

[@Holdmyown1983]

With it?

[@widowmaker666u]

when did it become acceptable to burn over $500 on month on a car you cannot afford thats worth nothing when you resell it? this is insane

[@orange2352]

Respectfully, it appears that you may need to make more money.

[@Hairybarryy]

That's literally ever car in existence. Cars will always depreciate in value. Good example is my daily driver 2008 toyota prius. Some one paid 35,000 for the car. 12 years later, I bought it for $1600 😂 and drove it for nearly 4 years till I could save up to buy a used Tesla model Y. Picked it up for 26,000 put 5,000 down. My payments are about $320 because I financed through my bank. I love it but I still have a beater, truck and a diesel 4x4 I paid cash for. I don't trust the Tesla completley yet

[@soundnutz]

I'm definitely interested in buying used tesla just scared for service in remote sw ga

[@tashatash8812]

If you don't have a home charger do not get it.

[@chrisacevedo8456]

M3 602$ w/ insurance

[@anthonyserrano7308]

How many codes has she thrown yet ? 💀😬

[@CD-wg6hl]

Enjoy watching this video! Keep doing it.

[@Emma-33]

Why do we applaud no money down if not 0% Apr

[@SquaredMo]

my friend paid for it....crazy comment

[@cheeks300zx]

I see alot of these Tesla drivers so happy when they say I put 0 down like it's a flex lol I rather put down some money to lower my payment or you'll be stuck paying it for the next 10 years.

[@K3Sticks]

I pay 500 a month for my 2022 model 3 long range. My first auto loan🕺🏻

[@xreed8]

How much total? I did 36k otd for my 2021 long range white interior here in Oregon

[@K3Sticks]

@@xreed8 mine was 26 otd in Tennessee

[@xreed8]

@@K3Sticks miles?

[@FU29988]

Property manager “salary can very if you’re a slum lord or not” $30k down😮Baby girl was like “thats where my Christmas went to”

[@BboyMobster]

People are ridiculous. Guy says I have to charge it 2 times per week. It’s not The cars fault you drive a ton. I bet he doesn’t even own a house to have a wall charger.

[@PrincessNadora]

$511 a month for a 2013 is crazy!!? 😅

[@DM-1111]

Ask them what they used to drive before the Tesla

[@bigace3122]

30k down is crazy

[@Emma-33]

What’s crazy is no money down. Even better would be 100% down

[@kongchan916]

25,500 sheesh 511 a month. Oh my!

[@DennisCW]

Oh!

[@djnoy842]

Crazy Rich Asians paid for the Teslas in full with cash! 😮🎉

[@doublem6027]

And they are buying our land 🇺🇸

[@bardz0sz]

The Asian guy must just use the regen more gently, it’s not the seats bro

[@DennisCW]

hahah 100%

[@benjaminfranklin4760]

Lmao I think that’s what he was trying to explain that it’s the regen that’s the issue, but it’s only noticeable in the back seat he was saying.

[@that1mexican_018]

Why are Teslas so expensive monthly payments?

[@airgunningyup]

theyre not , average new car payment in the US is 721 dollars right now.

[@awesome9174]

​@@airgunningyupThat's just people being financially irresponsible.

[@TheDougSpot]

The student complaining about charging 2-3 times a week😂😂😂 I have to fill up every other day🤦🏾‍♂️

[@marioeduardoferreiraruiz]

Actually he’s right to complain, I fill up every 30 days…I would hate doing it that many times a week!😳😶

[@Kenthetic]

@@marioeduardoferreiraruizdude do you even drive fr 😂

[@marioeduardoferreiraruiz]

@@Kenthetic Yeah, I have to drive to work…and everywhere else. I do ‘group’ most of my errands together, as much as I can. And my job is not far from home, so maybe it’s that…I do about 30 minutes there and 30 minutes back five days a week. 😌😊

[@Kenthetic]

@@marioeduardoferreiraruiz you do not fill up every thirty days then. I drive maybe 8 miles to and from work as a teen and I fill up every Thursday-Sunday some days it’s about 15 miles because I drive to school to

[@marioeduardoferreiraruiz]

@@Kenthetic Wow, you must be driving more than you think you are, or your vehicle may have a bigger engine (I had a ‘6’ once, those things are thirsty). And yeah, I fill-up every 30 days. Like I said, I do have some errands to complete, but I group everything I can under one trip or two a month. I’m saving a ton of money with this crossover lately. I do remember in the beginning, after purchase, I was wasting more money on filling-up…I think it was twice a month. Now it’s really awesome, I can go 30 or 34 days without visiting a gas station. 🤩🥳🎉

[@maxtorque5329]

Bro got a tesla from a friend as a gift?😮

[@essel23fly]

3:58 Says she keeps money from her employer for gas, then proceeds to promote her employer 😆

[@ivanvazquez6122]

0 down 550 payment lies lol

[@PATTT_]

anyone got a hook up on getting a good deal on a new tesla Y?

[@onefailatatime]

“Actress” lol

[@MattFirdous]

6:30 大陆老中 英文很差

[@DennisCW]

noice

[@davidlindburg1921]

Interview same ppl again in 12 months, be really interested then 😂

[@DennisCW]

thats a good idea!

[@CannonKnight]

A red cybertruck? I guess that'll hide the rust. Hee hee. Just kidding. It actually looks pretty nice.

[@moisesceja5294]

Lmao 30k down, you could have out right bought a beater car for 15k and put leased a high end vehicle 🚗

[@essel23fly]

I know, some people just have no clue

[@overhansable]

Asian guy is as cool as a cucumber.

[@DennisCW]

which?

[@nelstalgic7878]

Tesla insurance sucks 😂

[@dareeltoro6681]

Americans really have zero clue about finances.

[@gardenofe12]

That 2nd lady being interviewed her daughter is sooo big to be still carried - the mom is having a tough time holding her !! She looks extremely heavy for the mom 🤨😬

[@antoniomccraw8615]

I just love it when these people say I PAID " " but in reality they will pay 1- 1/2 to 2 times when there term ends. also the lady with 2013 tesla has free tesla super charging, that's because here battery is so old and can not hold its charge, why not give free charging LMAO. black lady with the kid $30,000 don payment , why not just buy a kia debt free. Asian guy I'm a engineer not a accountant

[@SidVidZid]

Same thing when people say I own a house while 85% of the mortgage is yet to be paid.

[@antoniomccraw8615]

@@SidVidZid I couldnt have said it better. Bank owns the deed. & county will always charge property taxes with a few exceptions for the elderly. Can you give us more details like Apr, mortgage insurance, property insurance HOa, any repairs maintenance, replacements, what was downpayment

[@Armurp01]

@@SidVidZid Just like you will never own the land that the house was built on

[@SidVidZid]

@@Armurp01 you mean townhouse property? Or deep philosophical stuff? Otherwise in most Asian countries it’s the land that has the value and you can hand it down to generations and generations.

[@Armurp01]

@@SidVidZid I'm talking about the good ole US of A

[@DJFTC258]

Trump/Elon 2024!!

[@DennisCW]

oh?

[@BabaYaga-yh3yi]

hahahaha that’s sure gonna tank Tesla revenues for sure lol. Trump/Elon? I just can’t stop laughing.

[@sds4810]

It's funny people complain about charging when they never complained about the increasing gas prices every year smfh

[@codecaine]