ਕੁੜਿਕੀ ਵਿਚ ਫਸੀ ਕੈਨੇਡਾ ਦੀ ਨੌਕਰੀਪੇਸ਼ ਜਮਾਤ | Living in Canada | Financial Crisis | RED FM Canada

Salaried Canadians can not live comfortable life
Guest: Arvinder Kalsey, Credit Counsellor
Host: Shameel Jasvir, RED FM Toronto
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#redfmcanada #financialcrisis #financialmarket #salary #canada #talkshow

[@lakhwinderSingh-iq2ws]

ਪੰਜਾਬ ਆਜੋ ਬਾਈ ਜੀ ਢੋਲ ਦਾਣਿਆ ਦਾ ਭਰਿਆ ਵਾ ਇੱਕ ਵੀ ਨੀ ਦੋ ਢੋਲ ਭਰੇ ਵੇ ਨੇ ਕਨਾਲ ਚ ਸਬਜੀ ਲਾਈ ਹੋਈ ਆ ਦੁੱਧ ਘਰਦਾ ਬਿਜਲੀ ਦਾ ਬਿੱਲ ਆਉਂਦਾ ਨੀ ਰੋਜ਼ ਦੋ ਘੰਟੇ ਬੈਠ ਕੇ ਯੱਕੜ ਮਾਰੀ ਦੇ ਆ ਮੌਜਾਂ ਹੀ ਮੌਜਾਂ Remember ਅਸੀਂ ਖਾਲੀ ਹੱਥ ਆਏ ਸੀ ਖਾਲੀ ਹੱਥ ਜਾਣਾ

[@GurjeetSingh-io9ny]

I wish i could come

[@jsadvancefarming488]

बिलकुल सही कहा है जी ❤❤

[@jsadvancefarming488]

बिल्कुल सही कहा है जी ❤❤

[@lornemalvo565]

​@@jsadvancefarming488ਹਿੰਦੀ ਦੇ ਢੂਹੇ ਚ' ਵੜ ਜਾਵੋ ਚੰਗੀ ਤਰਾਂ।

[@manindergill6775]

ਕੁਸ਼ ਨੀ ਸੁਧਰਨਾ ਹੁਣ । ਇਸ ਸਾਰੇ ਬੁਰੇ ਹਲਾਤਾਂ ਲਈ ਇੱਕ ਸਭ ਤੋ ਵੱਡਾ ਕਾਰਨ 2015-16 ਤੋ ਬਾਅਦ ਅੰਨੇਵਾਹ ਵੀਜੇ ਦੇਣਾ ਵੀ ਹੈ । ਅੱਜ ਵੀ ਧੜਾਧੜ ਕਨੇਡਾ ਦੇ ਵਿਜਟਰ ਵੀਜੇ , ਵਰਕ ਪਰਮਿਟ ਮਿਲ ਰਹੇ ਹਨ । lower middle class ਦੀ ਆਮਦਨ ਤਾਂ ਹਜੇ ਹੋਰ ਵੀ ਘਟੇਗੀ । ਵਰਕਰ ਹੋਰ ਵਧਣਗੇ ਤੇ ਕੰਮ ਘਟਣਗੇ

[@HappyBrar-l5m]

Fir punjab dy bache ki karn ,bura hal punjab da kr ta

[@shingarasingh5839]

ਵੱਡੀਆਂ ਕੰਟਰੀਆਂ ਨੂੰ ਚਾਹੀਦਾ ਭਾਈ ਸਾਡੇ ਮੁਲਕਾਂ ਤੇ ਪਰਮਾਣੂ ਬੰਬ ਸਿੱਟ ਦੇਵੇ ਸਾਰੇ ਮਸਲੇ ਹੱਲ ਹੋ ਜਾਣਗੇ

[@bhawandeepgill6294]

Bhut bhut dukh ho reha ki ban gea canada da

[@karamjeetsingh4109]

ਬਾਈ ਜੀ ਬਿਲਕੁਲ ਉਜੜ ਚੁੱਕਿਆ ਹੈ ਕਨੇਡਾ ਦੇਸ਼ ਲੱਖਾਂ ਲੋਕ ਆਪਣੀ ਰੋਟੀ ਰੋਜੀ ਨੂੰ ਤਰਸ ਰਹੇ ਨੇ ਅਤੇ ਕਨੇਡਾ ਛੱਡ ਕੇ ਵਾਪਸ ਆਪੋ ਆਪਣੇ ਦੇਸ਼ਾਂ ਨੂੰ ਜਾਣ ਲਈ ਦਿਨ ਰਾਤ ਸੋਚ ਰਹੇ ਨੇ

[@viren1707]

This is the best channel where I can see some authentic content and discussion. Rest others are garbage

[@romeoandjuliet6522]

@@viren1707 exact 💯

[@mathprof8266]

ਪਹਿਲਾਂ ਪੰਜਾਬ ਤੋਂ ਕਨੇਡਾ ਭੱਜੇ ਤੇ ਹੁਣ ਕਨੇਡਾ ਤੋਂ US ਭੱਜ ਰਹੇ ਨੇ, ਇੰਨੇ ਦੇ ਪੈਰ ਚ ਚਕਰੀ ਹੈ

[@harindergill100237]

😂

[@uday2741]

Kalsi sir very intelligent person 🎉🎉

[@SANGHADEEP]

Bhrawa radio te sare change ban jande aa.. jad clients ehna kol jande aa sab ton wad ਚੋਰ ਮੋਰੀਆਂ eh hi dasde aa lokan nu😟

[@shivdevsingh2608]

Kalsi sahib has true information and good advise.

[@user-pn2ew8fe8i]

Economy is stalling because of housing bubble the Govt allowed housing to get out of hand, allowed fake mortgages, let people buy multiple properties. Now payments are going higher and people don’t have any $ to spend.

[@Sandeep14736]

@@user-pn2ew8fe8i Trudeau is on real estate board of Canada .. he got big kickbacks from the booming housing sector ….

[@ashokkalia4151]

But to Mr. Kalsi's credit, he does provide some honest answers.

[@romeoandjuliet6522]

Saskatoon che 1000 doller da one bedroom labh janda te 500 doller di grocery hor koi ve kharcha na kru te 2 hzar doller che guzara ho skda car na rakho je survival di gal krday o te . Boht wadhiya program e kalsi sahib te Shameel Ji Hun canada di Agli Gal ne rai

[@Udayveer0440]

Family with kids di gal kar rahe veer oho.

[@romeoandjuliet6522]

@@Udayveer0440 2 ya 3 bachay one bedroom che veer ji reh skday nai bunk bed la dio te je bachay wadday hon te kujh te kamaan gay chotay hon te child tax ve te Anda guzara keeta ja skda majbori che ajkal tough times jo chal re ai

[@ramgre]

I think Kalsi sahib said true about the future .

[@satnambatth6528]

Sir are very mature person

[@babalpreet3414]

Punjabi people should move to germany ... no job prob, no millions houses,not stress of credit cards,rules and regulations are 10 times hard then canada, fully developed nation of europe..... just struggle is language .

[@gupstanigandhabharat6523]

I've lived in Germany for 3 years. It's not better than Canada.

[@harmitsingh2885]

paaji main mechanical engineer aa ethe mississauga ch, Mer 100k plus part-time uber and meri wife accountant aa, Still aukha aa ethe bhot and we are looking for a job in USA, jinna jaldi hove niklia etho. Bhot jyada haal mada canada da

[@lornemalvo565]

ਕਿੰਨੇ ਸਾਲ ਹੋ ਗਏ ਇੱਥੇ ਆਇਆ ਨੂੰ? ਮੈ ਵੀ ਮਿਸੀਸਾਗਾ ਤੋਂ ਹੀ ਹਾਂ।

[@harmitsingh2885]

@@lornemalvo565 Main 2013 ch int. student aaya c

[@Kenkalsi]

Send your wife and kids in Punjab. Work alone and call them back after 4-5 years. If you want to live together than go back to Punjab. It will save families, otherwise Females will file divorces when you are not bringing enough.

[@surindersingh422]

My son invited us on PR , but I do feel india is for better than Canada who is having even ten acres of land . I have my friend here in Canada and his son is serving in police but now he is feeling leaving govt job and moving to America. Now peoples thinking small one room or two room flat house instead of big house .

[@bluefalcon0001]

jis des de vich bhar roti khaane vi luxury ho jve ta reh ke gaya country de vich. Canadian dream is over and never coming back.

[@Navrajsingh1988]

Can’t pay mortgage, can’t buy groceries. This is the todays canada

[@ashokkalia4151]

As a host, you always provide meaning. As far as Mr. Kalsi, sad to say, this is an excellent business environment for him.

[@deepinderbaidwan5145]

very informative and Keep all the option open, rather stay stuck..

[@parminderbrar888]

150K 40%=60k Bal 90k not 60k Check your calculation Mr.kalsi 6:49 onwards

[@Thesurvivor60]

Very informative show sir . I would appreciate if you could do a show on housing market. Where do you see the housing market go up or down in the next year or so . Many thanks 🙏!!

[@manindergill6775]

Very good conversation 👍

[@DARSHAN-k3d]

from Canada. Leaving. Canada. JI

[@user-pn2ew8fe8i]

Housing market is crashing, sell those over priced properties people purchased. Time to take a loss and sell quickly or the loss will be even bigger.

[@Thesurvivor60]

What makes you think hiding market is going down?

[@Udayveer0440]

Jis din mera house sale ho gya jinay da main buy kita c, i m going back with my family.

[@HarjeetSingh-uu8ev]

Thinking Same

[@gurtejbrar5976]

Bhi g situation eda hoyi pyi ah roti ik time dh bh naseeb nh honi

[@harpsandhu37]

ਅਬਾਦੀ ਹੀ ਜਿਆਦਾ ਹੋ ਗਈ ਤੇ ਅਮੀਰੀ - ਗਰੀਬੀ ਦਾ ਪਾੜਾ ਵੱਧ ਗਿਆ || ਇਹ ਤਾ ਹੁਣ ਇਦਾ ਹੀ ਰਹਿਣਾ ||

[@sumeetpalsingh2125]

Sahi aa bai .Tevi bache jaman di machine banali

[@harpsandhu37]

@@sumeetpalsingh2125 ਆਹੋ ਮਸ਼ੀਨ ਚਾਹੀਦੀ ਹੈ ਭੇਜ ਦੇ ||

[@jagdeepsohalvlogs]

🇨🇦Family of 4 Living in Canada🇨🇦 Edmonton Monthly Income: Dad: $4,000 Mom: $2,500 Child Canada Benefits: $500 Total Income: $7,000 Monthly Expenses: Mortgage: $2,100 Electricity: $120 Gas: $80 Groceries: $1,000 Car Loan: $800 Car Insurance: $525 Phone: $160 Internet/Cable: $120 Child Care: $400 Credit Card Min Payments: $250 Eating Out: $500 Life Insurance: $250 RESP: $100 Property Tax: $300 HOA Fee: $20 Fuel: $600 Home Insurance: $100 Total Expenses: $7,425 Money Left: -$425

[@AmolGharat]

Car payments+ fuel, eating out are the issue.

[@Rubangill13]

😂

[@rahulphalswal5317]

Good savings 😊😂😂

[@Sandeep14736]

Trudeau ne tax den walean da hi beda garak kita hai. Even during pandemic, Middle class kept their heads down and continued to work while paying hefty taxes to GoC. GOC distributed tax collected and borrowed more to throw the money into the hands of poor, jobless, and crooks. Middle class is now waking up and is thinking Ki sade naal eh hoya ki hai

[@romeoandjuliet6522]

Toronto chad dio Atay Small city towns da rukh kru thoda Rent Rishtay Dara ne dena

[@satnambatth6528]

Kalsi sir most intelligent

[@JimmyGill-l5e]

💯 true veer ji.

[@mathprof8266]

ਡੇਢ ਲੱਖ ਦਾ 40% 60000 ਬਣਦਾ, ਮਗਰ ਬਚਦੇ ਹਨ 90000 ਨਾਕੀ 60000

[@jimmysidhu3224]

Shameer bhaji….min basic di gal karo pls..

[@sukhmindersidhu2770]

Good job both veer

[@SewakS108]

Kalsi sahib $150k minus 40% tax is $90k??

[@sukhvindersingh4334]

australia ch $24 minimum wage hai … othe ta business udde nhi ..

[@mikeb6476]

Please do a show on deodorant and how some people from our community are not wearing in gym or stores

[@taranjitsingh2714]

Invest in gold stocks

[@sourabmahi1042]

😊

[@user-xz6kr9qq5i]

china canada,america nu thale suten te lagia....... made in china products , china di property bahut honi a canada ch

[@girishnarang9940]

Canadian government should give some relief by restructuring direct tax Increasing the slabs limit Giving relief on interest on mortgage People should also relook at their on balance sheet and off load some debt to match the income even if one has to book some losses in short run but in longer run they will benefit as the interest rate are not going to come down in near future 3-4 years, so no use keeping cash flow negative assets as they are going to bleed them and that can lead to their financial death.

[@PunjabiMunda-sz3sk]

nice ji

[@NarinderKumar-ng5ql]

Ik milion india da 6 croer banda jis da intrest india ch 4 ku lakh aa jana 4 lakh nall tusi jini marji aish kar layo is lyi ghar vecho te ghar aajo

[@bhawandeepgill6294]

Sir ik topic canada debits te v karo

[@akcakc2088]

ਪਤਾ ਨਹੀਂ ਕਿਉਂ ਲੋਕਾਂ ਵਿਚ ਭੇਡ ਚਾਲ ਕਿਉ ਬਣੀ ਹੋਈ ਹੈ

[@VarinderSingh-ho2um]

Buy when no one is buying. Rescission makes millionaires💯💯

[@Sihota_jatinder]

Gone are the days.

[@Sihota_jatinder]

Not always the case blud, Detroit went into the infinite loop of recession

[@VarinderSingh-ho2um]

Pay your credit card first . This is not for you 😂

[@Sihota_jatinder]

@@VarinderSingh-ho2um I ain’t got no, Delulu being a millionaire in Parallel Universe 😂😂

[@ajmerdhillon3013]

It’s time for Mr Kalsi business.

[@Sandeep14736]

Canadian economy is not designed for 5% interest rate, especially with such stupidly high number of immigrants forcing their way into the country. Government could have introduced mortgage interest tax shields to reduce the burden on tax paying Canadians. This could have reduced the net tax paid by the middle class in such bad economic times.

[@kakayou546]

Bro canada economy would be worse without the 3 million immigrant. Gdp is flat without the spending of new immigrants gdp is negative. Also immigrants prop up the housing market mortgages with higher rents.

[@Sandeep14736]

@@kakayou546 you just uncovered the major issue of the economy- productivity……numbers are good but quality of immigration is of utmost importance…… LMIA buyers, refugees, and students enrolled in useless diplomas are going to hurt the taxpayer’s pockets for decades…….so your argument is like - antibiotics and steroids are good for you…. Yes only for a little while in limited dose …

[@rabinderrandhawa38B68]

Edr Mr Padda aa o khenda chak do fatteh ..? Where ..? I don’t think of affording a house until or unless my parents paid that off from India .

[@gurpindersinghdhiman4831]

Master degree kr k v 17 dollar offer kr rhe company wale . They are exploiting

[@kiranpreet88]

Seriously?

[@avtargill2663]

12:11 hega Perry de palle v kakh ni jina ku Trudeau ne mess pa ta ohde gal marea sap pena Perry Trudeau ton v worst primemnister sabit hou

[@user-Ma543]

Waapis aa jao kyu goreye de ghulaam bane ho khoo di mitti khoo nu hi lagni

[@BalwinderSingh-xq6sb]

Na odu kheday see Panjab vicho gorrey kaddittey ajadi mil gai fear hun ona kolley ki laingay ho😂😂 absolutely😂😂😂 absolutely 😂😂😂😂😂

[@sudhachopra6529]

USA Sat shri akal

[@user-xz6kr9qq5i]

its worse issue there....the apartment which was 40,000 after corona 4 hundred thousand....Rent 3500 , less hourly wage

[@NS-dj6qz]

ਕਲਸੀ ਵਰਗੇ ਇਕ ਦੋ ਹੋਰ ਵੀ ਮੀਸਣੇ ਜਿਹੇ ਸਰਗਰਮ ਨੇ ਆਮ ਜਨਤਾ ਨੂੰ ਬਲੇਮ ਕਰੀ ਜਾਣਾ ਸਰਕਾਰੀ ਨੀਤੀਆ ਤੇ ਉਗਲ ਨੀ ਕਰਨੀ

[@sundeepgill7661]

So being 200k entrepreneur is the way???? Not risky at all lol

[@luckyrekhi6770]

Kalsi saab ji tuhadi calculation wrong hai

[@BalwinderSingh-xq6sb]

Kio Panjab day baiey bney bethey ho mari janey ho galla na Panjab vich loke bhukhey marday a 😂😂😂😂fear ajo 😅

[@TruthFinder005]

Its all because Trudeau is more busy in pushing khalistani propaganda than real economic issues on ground. Hor pao vottan khakistani referendum noon te Jagmeet Trudeau noon.

[@gurikahlon246]

Chup kr k na j chaar paise haige aa te Punjab ch ja k zameen leo te pher eh first of all krn di jaroorat nhi peni 😂

[@harbhjansingh3653]

Money is going to help Ukraine

[@Suraj-p9m8q]

Teri bebe nu de daye nachan laye😅😅😅😅

[@sachdiawaz3093]

Right

[@MrXYZ-eq7zi]

ਕੈਨੇਡਾ ਕੰਗਲਾ ਹੋ ਚੁੱਕਾ।

[@luckyrekhi6770]

150000da 40%60000minus kar ke 90000 Bachda hai

[@romeoandjuliet6522]

Best solution ghar tu jaan chadao car sale kr dio rent te rawo electric bike chalao tusi survive kar lao gay Luxury life da koi Fyda ne chez Ohio hondi jehri Apni howay qista dia gaddian te qista de ghar eh koi life ne hondi Rent te rawo atay Food stock kru food shortages are coming wake up now

[@Navrajsingh1988]

Veer ji rent bhi 2800 ha apartment or upper floor da. Basement vich bache nahi rakhne chahide

[@romeoandjuliet6522]

@@Navrajsingh1988 gal ta twadi theek ai veer ji hun ik e maslay da Hal ai ke Toronto Vancouver calgary big city to move ho jana chahida saskatoon che rent 1000 doller ai

[@ajmerdhillon3013]

ਜੇ ਹਰ ਸਾਲ ਮੀਨੀਮਮ ਬੇਜਿਜ ਵਧਦੀ ਰਹੀ ਤਾਂ ਛੋਟੇ ਬਿਜਨਸ ਤੇ ਬਹੁਤ ਮਾੜਾ ਅਸਰ ਪਵੇਗਾ

[@narinderpalsingh5349]

ਇਹ ਚੈਨਲ ਕਨੇਡਾ ਨੂੰ ਬਦਨਾਮ ਕਰ ਰਿਹਾ ਲੱਗਦਾ ਹੈ 😢😢😢😢😢😢

[@lornemalvo565]

ਭਰਾਵਾ ਲੋਕਾਂ ਦਾ ਜਲੂਸ ਨਿਕਲਿਆ ਪਿਆ ਇੱਥੇ । ਸਭ ਸੱਚੋ ਸੱਚ ਹੈ।

[@gdeepsingh2221]

I don’t understand who paying 150K to this guy . I’m listening him from more than year and he always talk baseless . He is saying don’t buy little things for kids , cook at home . How much you can save from 1500$ after all compulsory expenses. He is just funny who clam that he understands economy but he doesn’t.

[@Beast_Singh7]

😂 I think he is recalling his India's pension😂

[@Mahaveer_S]

Tusi sareyan ne vigadeya Canada

[@Suraj-p9m8q]

Ullu de pathe anpad koi navi gal dasso same old bullshit