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Free budget excel sheet:
docs.google.com/spreadsheets/...
How to download, press on the top left column:
"File"
"Download"
"Make a copy"
Chapters:
0:44 Income - Expenses
1:10 Fixed Expenses
1:23 Variable Expenses
2:12 Excel Sheet Walk Through
8:10 Budget hacks/tips to save more money
8:40 Grocery Shopping Hacks
10:33 Income/Expense/Savings Graph Explanation
I made this video in response to the comments on the video that I had posted a few weeks back titled "My Story." The comments that you guys suggested were budget videos and how to save/invest money. I wanted to put this video out before the investing side, because you need a foundation before putting up the whole building. If your finances are built on sand, you will most likely fall down!
A strong foundation is key in personal finance, and I hope you guys use this excel sheet religiously like I do every single month. I usually start filling everything in the 1st week of the month. I am a visual learner, and numbers guy. I graduated SJSU with a business degree, so numbers and graphs are my language!
If this helps you out, please feel free to leave a comment, so that I know that I am actually providing value. This template is totally free and clear for you to use in your daily life. It takes time to build up the excel sheet and fill out all the info, but once you get like about 3 months of expenditures in there, the graphs then start to make sense, and you can make adjustments where needed.
I usually try my best to focus on food, because that's the best controllable item in the budget. If you are careless, you can really spend a ton of money on food without noticing it. Once you start to track, you'll realize everything! Happy budgeting!
-Nico
Instagram: / travelwith.nico