Let's Talk About Army Money

[@Dharmanarchist]

Take it from me- never budget more than 90% of your pay for strip bars.....89 % is fine, just don't get carried away.

[@shakahbrah7934]

I’m loving your informative videos so much! You seem like an awesome person and it’s really great to have someone like you breaking down these concepts, as a high schooler trying to decide what to do.

[@asniyani3290]

sebegitudulu,Okeh???Bapakyg,baikhati.Trimakasih.🙌🙌🙌

[@jmsantiago1]

The thing about the military that most people just don't think about are the expenses. Yeah, maybe an accountant earns the same or more than you but that accountant has to pay for healthcare, is probably in debt with his education, and doesn't receive a bunch of more benefits that a soldier would get (such as discounts in a bunch of stuff and places) If you're really smart with your money you can put like 25% or sometimes even more of you're paycheck in the Savings account or investment

[@tmoroney1]

I'm in Army ROTC and about to graduate/commission next month. We actually just had a lesson on LESs today, so this was helpful with reiterating some of that info. Also your example budget was very good at putting things into perspective. Thank you for the video!

[@l.j.146]

How realistic is it to try to save more by eating at the mess hall and living on base?

[@brendan5352]

You can only live on post if you're married and if you live on post you don't get BAH. Personally I save a lot of my BAH living off post and not living alone

[@tiannamccoy8864]

Does celebrities make more money thank soldier??

[@goldenw]

Belled and subbed. Because these are my favourite talks. God bless the United States Army. God bless America.

[@_Matsimus_]

Coool video brah!

[@benmoore2916]

wtf, i'm just seeing u everywhere at the moment mate, keep up the great content!

[@asniyanisiregar5552]

Kalaubohong,???samaMh,BerDosa.🙌🙌🙌✌️👍

[@JocabedTau-Mabone]

Super Cool brother. Hello all the way from Papua New Guinea 🇵🇬👍❤

[@lesliedeguzman5577]

The important is you can serve to your country for freedom and peace all over the country also..😊

[@ioanebrown2237]

🤣🤣

[@torrace12]

What are your thoughts on VET tv (youtube channel)?

[@zachmentalloadcoach]

if you went to college first, how does the Army help pay for loans? I know there is the GI bill, but really not clear how it all works

[@brendan5352]

Honestly, that's something I'm not too keen on either. I know for me I'd have to serve more than my initial 4 year contract to be eligible for the GI bill but I believe that's only because I got a scholarship in ROTC

[@mattc3650]

A bit late, but your MOS has to have LRP (loan repayment program) as a sign in bonus. When I joined there was only one MOS that has that bonus and mine was not it. That being the case the army will not pay for any of my loans, but I still get the GI bill if I go back to school in the future.

[@johnrock9351]

Life of Brendan how do you earn an ROTC scholarship

[@Em-ot7jq]

Why is the income tax payment so high? Wouldn’t it just be income tax around (6%) of your base pay?

[@nathandrake5941]

Hi, between you and a GL-7 Fed LEO, who makes more?

[@AIRFORCEFREAK1]

The explanation of how the stocks work in the TSP was very wrong.

[@brendan5352]

Not sure what was wrong about it but here's clarification. There are a number of different funds that are based off the performance of different index's (S&P, Dow Jones, Bonds, etc). Each of these funds has either a low, low-medium, medium, medium-high or high risk rating. You pick the fund or fund(s) and watch your money grow or shrink. You can also change funds later on if you so choose

[@AIRFORCEFREAK1]

You said you risk losing money. Which to most people make them think its gonna be gone and never return. You should say that a TSP is for the long term, in the long term it will 100% be more.

[@brendan5352]

With investing nothing is guaranteed but you are right that it does sound a little misleading, thanks for catching that. I'll put something in there to explain it a little better

[@angeleyes3319]

+USPATRIOT99 He described TSP correctly. Investing in riskier funds COULD mean you lose money depending on the market. They are stocks that plays into the regular stock market. I've been investing in TSP for 15 years. Most people suggest investing in L-fund which is more diverse, great rewards especially over the last 7 years and less risk bc of the diverse portfolio.

[@zelengomez8378]

hello gd day. is't true if soldier are asignned in far place. he's account is frozen can't access thankyou..

[@brendan5352]

No I don't think that's true...

[@zelengomez8378]

he is under process in emergency leave now from afghanistan. he's still saying he dnt have access in his own bank account... im wondering if its true or not.! thankyou

[@WarningFedz]

Zelen Gomez he doesn't want to give you money lmao

[@definitelynotatroll]

Zelen Gomez you write like a four year old, you must be some creep clingy GF

[@PedroGarcia-bl6un]

I guess im a have to have like 2 other jobs

[@michellegalido3989]

hello gud day to you.. isn't true that the millitary did allowed to access their account if he is on the based camp???

[@definitelynotatroll]

Michelle Galido you are the same creep GF person as Zelen Gomez, just two different accounts, wow

[@ivanthegreat1980]

Not bad money for the Army!

[@jcampos1201]

Great topic, My only question is how much is it biweekly?

[@brendan5352]

Depends on your BAH. Base pay, BAH and BAS are all easily found on Google

[@raymondvazquez-mercado9235]

Hey, I've a question the BAH is only when you are marry or that doesn't matter

[@brendan5352]

For Officers you get BAH no matter if you're married or not if you don't live on post. But if you're married then you get slightly more

[@tbjdragons]

Life of Brendan do you get BAH if you are an E1-E3 and choose to buy a home off base?

[@raymondvazquez-mercado9235]

tbjdragons I think you've to be married

[@fredojames6135]

What uniforms did u but that cost more than $600 thoe🤨

[@charlieverges337]

How you do it to score +110gt score?

[@micaylapresley]

It's all about reading comprehension and vocabulary. Improve those two and you're good for the GT score. If you want to improve your overall (you should, because then you can have your pick of MOS's like I did), improve your math, science, spatial awareness, and mechanical ability. (Or... you could go Guard first, choose your MOS, then go active upon graduating AIT. It's a simple matter of transferring.)

[@asniyani3290]

Selamat,pagi,???Bapak,Kalau,Kasihansama,Mh,??Tolong,Beri,Jalan,Abang,SamEckholm.🙌🙌🙌🙌🙌Trikasih.

[@josephpark9802]

Use mint.com for personal financing (not an ad)

[@asniyanisiregar5552]

Gitu,da.✌️

[@ryanschuler9827]

If you have an associates degree already and enlist in Army. Do you know the pay rate and rank??

[@brendan5352]

I don't know for sure but I believe it is a Specialist (E-4)

[@fakename930]

Ryan Schuler associates degree you'll be a Private First Class (PFC/E3) you have to have at least a bachelors to start as an E-4.

[@matthewrivas7832]

Ryan Schuler get the bachelors and go officer lol don’t get a bachelors and go e4

[@shavscott3412]

Associates degree would get you warrant officer but you have to be an E-5 to E6 depending on which mos you are applying for

[@ivanthegreat1980]

Sounds better than the private sector

[@RimboJenkins]

Do they BS you on the signing bonus? Do you get one?

[@brendan5352]

There's no signing bonus for Officers

[@nono-cz8pn]

Nice he loves in OK like me

[@junalynpagdawan2242]

How to be you sir?

[@andrewpark4391]

does your pay change based on your mos?

[@brendan5352]

For the most part no

[@asniyanisiregar5552]

Selamat,pagi.danSelamat,Braktipitas,Semoga,kita semua dapat,Sukses,danMh,masih,proses,...Kalau,jodoh,pasti bertemu,Mhtidakbisa,dipaksa-paksa,harusberjalan,SesuaiKehendaknya.baru,bisa terjalin,hubungan,Cintasama,kanda,SamEckholm.mohondi,Tanggapi.Sekian,Trimakasih.🙌🙌🙌🙌✌️

[@brendanschack5847]

Hey man badass name

[@kendallhenry4072]

I am married and planning on going in as an officer, do you live off post in ibolc?

[@brendan5352]

It depends if your orders are TDY or PCS. If it's TDY, which it probably is, you'll be most likely be living in the hotel. I'm fairly confident on base houses are only for people PCSed to that duty station

[@marvondgeneral8736]

When u live the military do u still get paid

[@universaltayy9230]

Xpert GAMER on base ? Yes

[@marvondgeneral8736]

But u have to serve 30 or how much years first

[@universaltayy9230]

Xpert GAMER no soon as you get stationed you'll get paid every first & fifteenth (if I'm right)

[@marvondgeneral8736]

Am referring to leaving the military like no longer serving

[@vince11harris]

Xpert GAMER yea but you have to do 20 years total or get medically discharged

[@jinneykim5699]

this was a very helpful video~! thank you!

[@brendan5352]

I'm glad I could help. Let me know if there are any other things you'd like me to explain

[@jinneykim5699]

Thank you so much! I have a quick question, do you know about what percentage of tax altogether are taken out of your paycheck? like 25 percent or....26 percent? thank you~ :)

[@brendan5352]

It depends if you have the Army over withdraw from your paycheck to make sure you don't owe anything at the end of the year or if you have them just try to be as close as possible. It also depends on what state you're in. I have them over withdraw and not including state taxes I'm getting taxed at about 21% of my income (not including BAH or BAS since those are tax free)

[@jinneykim5699]

Got it thank you sooo much!! I really appreciate the reply! :)

[@asniyanisiregar5552]

BetuLde,pak,???mau,datangdi,kampung,Mh.???

[@jordans1917]

I know it sounds fucked up but I definitely wouldn’t have done this for free...

[@williamskogo3688]

Very helpful

[@shamahvisuals]

I thought you could live for free in the military?

[@UponAvion]

Nuclear Travis u can on base but u pay for extra stuff like internet and ur phone an car insurance and food if ur not eating on base.

[@shamahvisuals]

Humble Beast well yeah,I guess that makes sense.Thanks

[@rithe07]

He is basically living for free. They are paying his rent

[@godsfaithfulservant9974]

Great video

[@dennism103]

My wife made $62,000. In a cheese factory, last year...

[@Htxracing97]

Audiophile Sound labs I’m crying

[@chernobyl1987]

I never even want to work for a cheese factory even getting paid 92,000. There are things in this world cannot be bought by money.

[@papasmoke981]

So did her BF

[@imeldayesner103]

Tnk u

[@asniyanisiregar5552]

Mh,Tengok,yaah,...✌️🙌🙌🙌🙌jgndi,Bohongi,MhOkeh,???Pak,BukMh.🙌🙌🙌🙌✌️

[@albinusclark9561]

Good vid, Thx.

[@brendan5352]

Glad you liked it, let me know if there's anything else I can videos on that would be helpful

[@rithe07]

I just checked out the chart. You're paying $700/month on food? And you're single? Lol what are you buying with all that?

[@omoyenosa9078]

you never said how long you've been in the army

[@brendan5352]

Other than doing 4 years of ROTC (which doesn't really count) I've only been in the Army for 4 months

[@aguythatlikesrice8075]

Life of Brendan 4 years of ROTC in college ? can you go to army with higher pay bc you did that?

[@universaltayy9230]

clorox bleach yes, if u go in as an officer

[@joew5573]

2 LT doesnt know what BAS is.....

[@jiachengyao300]

what if u have people spending all ur money,cause ur the only one who actually pays for everything

[@directorbeau]

Jiacheng Yao that's a personal choice

[@fortnitefanatic7947]

Murder

[@asniyanisiregar5552]

Selamat,Siang,???kalau,Cukup,Uang,Bapak,itu,ajak,Untuk apa,???sama,Orang,Lain,Lagi.🙌👍✌️

[@AIRFORCEFREAK1]

Oooooo lower enlisted. You mean Junior Enlisted. You wouldn't call a 2LT a lower officer.

[@jacquelinemillan6583]

I know you said this a year ago but he said right after "or even 2nd lt"

[@michaelreisch3612]

a 2LT is a lower officer, its the first commissioned rank when joining the army as an Officer.

[@asniyanisiregar5552]

Cepat,Antar,Uangnya,Abang,kakak,Mh,sakit,disini.Nanti,entahyg,matinya,perlu,Uang,Mh.

[@dahwilliams6070]

Asking for a friend are you still single

[@likemike6684]

its really not about the money its about fighting for freedom lets get it us army

[@danielbigelow2193]

Random question but what is your mos? Thanks for the info though.

[@brendan5352]

13A - Field Artillery Officer

[@ipurplepanda5]

such a joke minimum wage for risking your life.

[@hex8787]

OfficialBullyTV Minimum wage with free dental,medical care,housing (depends on if I'm deployed/on active duty),and food? Sign me up! When you don't have bills or a family 20+k that can go straight to savings and investment is a lot of money. If you don't see that you're a moron.

[@directorbeau]

OfficialBullyTV yeah but few expenses

[@talkischeap90sbaby83]

Hector Diaz so sign up for your country or try to make it a career that’s the problem a lot of people take advantage of the military for the money! When it’s war time money isn’t anything

[@lexalusts3626]

im actually gonna join in a few months im talking to a recruiter and i might leave this year. i feel like is going to be tough fun ive worked in the fields cutting vegetables so im ok with hard work

[@michaelreisch3612]

Minimum wage? Either your not American and don't know how much money this is or you're just stupid. High school grads average 28k+ before tax, AA degree 35k+ before tax, Bachelors (Which this guy has) 45k+ before tax. Most teachers dont even make as much as this guy and alot of them have masters degrees. This guy is making twice minimum wage. On the plus side when hes deployed, all his expenses are paid for, so all that money goes straight to his bank account.

[@ybfam8019]

We don't get paid shit.

[@nono-cz8pn]

No wonder so many people that was in the army are homless after it

[@michaelreisch3612]

Are you stupid? Hes making the same as some teachers with masters degrees, 50k a year isnt bad at all, especially if ur single. On the plus side if hes deployed all that money goes straight to his bank account, all his expenses are paid for, thats enough for a large house downpayment.

[@arialjanny]

So you're single huh?

[@torrentXofXdarkness]

u look like channing tatum

[@larryjohnston3796]

Also you might wanna check that ego! Because if you don't think we enlisted LAUGH at 2nd Lt you'd be wrong!! You guys are kinda like the Charlie Brown's of the officer ranks!!

[@_d3fault_371]

Yeah. Too bad there’s no Charlie Browns in the enlisted ranks

[@miketheking4595]

U don't do it for the money 😂

[@brendan5352]

I agree