Life in a Tiny House called Fy Nyth - Monthly Living Expenses

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Fy Nyth

Fy Nyth

Күн бұрын

Пікірлер: 98
@jenniferadderley8219
@jenniferadderley8219 6 жыл бұрын
Well thought out Ariel, smart thinking! Life is what you make it, you're not a slave to money, Well Done! ❤🌏
@karenchandler8771
@karenchandler8771 3 жыл бұрын
I found your channel a few days and I love it. I have been doing my own research and that is how I found your channel. I want to live in a tiny house. But in Wyoming. Thank you so much 😊 for giving me some great ideas for myself.
@petiebigenho6678
@petiebigenho6678 4 жыл бұрын
Beautiful photos of wild life!
@FyNyth
@FyNyth 4 жыл бұрын
Aww thank you!
@lindaroyal8161
@lindaroyal8161 6 жыл бұрын
Thank you for the Part 2 of the monthly expenses. It's nice to hear what others do & can always pick up a good tip or suggestion.
@59seank
@59seank 6 жыл бұрын
Please look into Catastrophic Health Care Insurance. A simple trip to the emergency room can cost thousands of dollars. Health Care costs are the #1 threat to your financial security. For some weird reason, hospitals charge more for uninsured people than those with insurance. I spent two weeks in the hospital and my bills were over $230,000.00. If I didn't have health insurance, I'd be homeless right now. Health problems can happen at any age.
@FyNyth
@FyNyth 6 жыл бұрын
Thanks for your concern. I have looked many times and used to have such a plan. Since changes to the laws that all but outlawed such plans, I've not been able to find anything similar. If you know of a good option, I'd be very interested. There is now only one insurer in the state of WY, and they don't offer any kind of plan I'd consider truly catastrophic. I'd love something that let me pay for everything out of pocket up to $15,000 or $20,000 and then covered bills after that for a serious injury. Nothing else. I will not (personal beliefs and principles) sign up for any kind of insurance plan that is government sponsored or subsidized. No truly private insurers operate any longer in my state. I've looked at health sharing type plans as well, but they all include a requirement for some kind of church membership which I do not have. No insurance plan covers any kind of medical attention I would seek normally anyway, so it would be useless to me unless I had something like multiple broken bones and that is the kind of thing I would love to have a catastrophic plan for. If you know of anything like this, I would love to hear about it!
@59seank
@59seank 6 жыл бұрын
I regret to say that I don't have a solution for you. I wish you good health.
@lonanakken1688
@lonanakken1688 6 жыл бұрын
Admire your way of thinking and the life you have made for yourself, Ariel.
@citizenwew
@citizenwew 6 жыл бұрын
Contentment seem to be your life-style goal and I think it is great! A goal for many achieved by few . good for you
@Loki8625
@Loki8625 6 жыл бұрын
I loved your explanation of sick care versus health care. I agree with you, even though I have health insurance.
@solodad
@solodad 6 жыл бұрын
You're a smart young woman, keep it that way, Thanks Ariel.
@normanmallory2055
@normanmallory2055 5 жыл бұрын
You covered it very well. My food expenses is less than yours and I'm a single person also.. My fuel bill per month is also lower.. I don't have anyone over for dinner, so it's simple for my terrier and myself. That's mainly because no one lives close to me.. Well done.. Great video..
@karynm3365
@karynm3365 6 жыл бұрын
Loved your video! I also totally agree with your view of "health-care" vs. "sick-care"!!
@mags102755
@mags102755 6 жыл бұрын
You seem to me to make very reasonable and appropriate financial decisions based on what makes you happy. Good for you!
@Emile4643
@Emile4643 6 жыл бұрын
Great information! Thanks so much for sharing! :)
@carolmadge4012
@carolmadge4012 6 жыл бұрын
I like the way you see life!!!
@donutmuncher666
@donutmuncher666 6 жыл бұрын
Loving the lifestyle!
@UncleDutchFarms
@UncleDutchFarms 6 жыл бұрын
On a completely unrelated note, a video topic I would love to see from you is what you use to edit your videos and tips/tricks for engaging filming! You're one of my favorite channels and eventually I'd like to start my own and so I'm trying to figure out how to do the edits and stuff.
@FyNyth
@FyNyth 6 жыл бұрын
Maybe I can figure out how to do that. In the mean time, I simply use the free iMovie editor that came with my laptop. It's pretty simple to use. I watched a small handful of tutorials, and have found it easy to work with since then.
@deborahmcginnis8307
@deborahmcginnis8307 4 жыл бұрын
Aww, opened this video up too quickly. Thought you had come back to us. Hope you are doing well, miss you! 😊
@notshaken62
@notshaken62 6 жыл бұрын
at 12:33 you show a picture at triple falls in the Columbia river gorge. All of that space is inaccessible until who knows when because it all burned up last summer. I'm glad you got to see it when you did
@FyNyth
@FyNyth 6 жыл бұрын
Oh wow! I was not aware of that. I was there with a good friend and her aunt about a year and a half ago. Everything was beautiful then!
@johnsparkman1126
@johnsparkman1126 6 жыл бұрын
Thanks so much Airel for sharing your monthly expenses. You're amazing! I'm also in a simarily expensive area although in Colorado. BTW your bread scent finally wafted all the way south and west, yum! Lol
@hawaii29803
@hawaii29803 6 жыл бұрын
You’re just so inspiring🌳🌻🤓
@jamesking4308
@jamesking4308 6 жыл бұрын
Smart! Well planned out and on top of an interesting, fun life :)
@CherylSpelts
@CherylSpelts 6 жыл бұрын
It's nice to see a realistic comparison of the costs... :)
@dfhepner
@dfhepner 6 жыл бұрын
Ariel, Good video. My father would set aside an amount of money each month for car maintenance and when the car maintenance costs started to equal the amount that was set aside each month it was time to buy a new car. and he had enough to pay for the new car out of the maintenance fund. Before I was born he bought a used car from a little old lady from Pasadena. I like the flip phones. They are getting harder to get now days. You can find a lot of music on KZbin. My nephew finds full albums on KZbin.
@FyNyth
@FyNyth 6 жыл бұрын
Nice. I do like my flip phone. I find them pretty easy to find on E-Bay still. Last time I broke one (after years of use and being dropped etc.) I was able to get the same model refurbished and looking like new, for about $12 on E-Bay. KZbin can be good for music too. While I do enjoy music, I don't listen to much since I almost always have a book or podcast going because there are so many things I want to learn about! :)
@Thg1034
@Thg1034 6 жыл бұрын
Hello Beautiful Ariel, Wow another video from you so soon, your spoiling us :) Great info as well, I will say with you using food products for Health as well is most likely why you look so delicious, Ha really though there is many uses for a single product so its awesome to see you using them in such a way, most would not have thought of, so a thumbs up on educating us as well, and yes when your entertainment is something you love that's a added bonus, Thanks for another awesome video, stay safe and stay happy,
@sherrillsmith8380
@sherrillsmith8380 6 жыл бұрын
Ariel, do you have some coverage for injury if someone hits you while you are in your car and you are injured, however seriously. I was significantly injured a couple years ago when a man in his late 70s or 80s drove into the back of my stopped car (waiting for a light to change) at 45 or 50 miles an hour. He was completely unrepentant or interested in any injury to me, bragging that he had no driver's license or auto insurance. My insurance company was not able to get anything from the individual he bragged that he was beyond the law. The attending officer called for an ambulance crew to check me; at the time I did not know that my right shoulder had been damaged and needed to visit my doctor the next day due to the pain. After the EMTs left, the officer told me that the man was a dead beat and too old to take to jail. Fortunately I had insurance that covered situations like this. It took 18 months of physical therapy - and not lifting anything over 10 pounds - to heal. Being right handed, that accident significantly stifled many things, including how much I drove anywhere other than to work. That accident is the only reason I have asked. : ) I have prayed that no one meets such a self-centered person like him because of his abject carelessness with other's lives.
@FyNyth
@FyNyth 6 жыл бұрын
Yeah, coverage on me or other people. And other people's cars. Just not my car. Sorry to hear about your nightmare! I hope you are fully recovered.
@sherrillsmith8380
@sherrillsmith8380 6 жыл бұрын
Thanks, Ariel. I am grateful to God for being about 95% recovered. Sometimes there may not be 100% healing, which is why people may need to take another direction in their lives. When I see many who lose far more in auto accidents, it is impossible to complain about anything other than how this person may still be on the road and that the next time he might kill someone. I'm very glad to hear that you have protection for such issues. I have no doubt that you drive carefully, looking out for the many four-legged critters that might cross your path (as well as for the two-legged variety.)
@dawncierelli1510
@dawncierelli1510 6 жыл бұрын
Wow! Amazing---my hubby & I live very very close to how you live--very similar wave length! Every day is a journey, and we all choose which way to go--choices...we also love to entertain--as I am a cook, I LOVE to cook---you would think that after 30+ years, that I would get sick of it but now I'm learning how to cook with garden and backwoods ingredients...very exciting---other than our motorcycles, we live pretty simple....
@FyNyth
@FyNyth 6 жыл бұрын
Wonderful! So nice to meat like minded folks.
@dawncierelli1510
@dawncierelli1510 6 жыл бұрын
BOOMERANG! I have my hubby hooked now too! We have coffee and a treat and watch your channel! Do you have a po box or a way to send????? things??? if not--we understand...
@FyNyth
@FyNyth 6 жыл бұрын
Aww you're very kind! My email address is under the "About" tab on the channel homepage. Shoot me a message and I do indeed have a PO Box. :)
@terrymelanson9116
@terrymelanson9116 6 жыл бұрын
you have the best life!
@cathylynnpietranton
@cathylynnpietranton 6 жыл бұрын
Hi Ariel we really enjoyed your video and thanks for sharing your expenses with us and how you managed to live in your tiny house
@cjphillips2716
@cjphillips2716 3 жыл бұрын
Hey Ariel, as always such a great video and explanation. Love your truth. Was wondering if you’ve ever heard of “health shares”. I believe it’s a decent option for traditional medical insurance. I’ve been doing research on this option for when I retire early (hopefully). The group called Zion so far I believe may be the highest rated by users. Would be a great option and very low cost compared to tradition insurance and a great offer to peace of mind.
@normabonilla8910
@normabonilla8910 6 жыл бұрын
Great job norma
@laurencelebeustclair833
@laurencelebeustclair833 4 жыл бұрын
you are like my friend she too likes living on her own she is a trained horse woman knows everything about horses and own some also dogs and a parrakite
@maesams6212
@maesams6212 6 жыл бұрын
Smart lady!!!@
@kariwick-InnerPeaceCoaching
@kariwick-InnerPeaceCoaching 6 жыл бұрын
Another good video = thanks for being so transparent! Hopefully the trolls leave you alone about the whole healthcare debate!!! I would love to know what supplements you take (unless that is too personal an ask), as I am in the process of re-evaluating what I take. Thanks, Kari
@FyNyth
@FyNyth 6 жыл бұрын
Thanks! The things I take are somewhat specific to issues I know I have, so I'm not at all saying this is the perfect list for anyone else. :) I take magnesium for many things, EPA fish oil for skin health, bromaline and Alkaline formula to help resolve severe menstrual cramping, Vitamin K2 for mineral absorption, 5-HTP to help balance brain chemicals, and Betine/Pepsine with every meal to help my body digest proteins which it seems to struggle with.
@dawnbaker9274
@dawnbaker9274 6 жыл бұрын
Informative. Thanks. 👍
@zindi1138
@zindi1138 6 жыл бұрын
good a one Ariel
@RoadtripNeeded
@RoadtripNeeded 6 жыл бұрын
Great video! Can you share what hot spot service you use? I've considered not getting DSL internet at my cabin but would like to have considered getting a hotspot for more minimal use.
@FyNyth
@FyNyth 6 жыл бұрын
This one through Verizon. I had to do quite a bit of reading before I felt like I understood how this is working. www.rv.net/forum/index.cfm/fuseaction/thread/tid/29097126
@laurencelebeustclair833
@laurencelebeustclair833 4 жыл бұрын
I too like to live alone we must be like the tiger !!
@john-fv9wn
@john-fv9wn 6 жыл бұрын
Great video
@denisedong3301
@denisedong3301 6 жыл бұрын
Hey Ariel can you make a video about the fan on your wood stove? Thanks in advance
@FyNyth
@FyNyth 6 жыл бұрын
Will do!
@jenniferadderley8219
@jenniferadderley8219 6 жыл бұрын
Hi Ariel 👋 your fan is similiar to My Self Reliance Shawn James, he has a great channel too! 🌏❤
@johnnymayo8534
@johnnymayo8534 6 жыл бұрын
I just recently found ur channel and subscribed….I have been binge watching ur videos, especially the cooking ones….they r great….I really like this video and the previous one that explains ur expenses. I did the same break down concerning my most recent home move……I have one suggestion….and this is based on years of experience [I’m 63 yr’s old]. I really recommend looking into a medium deductible Health Savings Account….It’s a good way to build tax deferred money for health expenses. I remember my attitude concerning health insurance at [or about] ur age….same as urs……fortunately ~ 15 years ago my attitude toward health insurance changed………..That proved to be the right decision due to the need for heart surgery about 4 years ago.....I really don't want to sound like a 'parent', but this style of health insurance can save u from a catastrophic financial impact. Just a suggestion.
@annemumford9459
@annemumford9459 6 жыл бұрын
johnny mayo I agree. My husband has a heart condition. Multiple surgeries a about $100,000 per surgery. Thank God we have insurance or he'd be dead by now. I also knew someone that recently died from cancer, and he owed a bill at a hospital. His wife said they didn't want to treat him because of it. If you don't have insurance, some hospitals don't give a rat's patoot if you die on their doorstep.
@FyNyth
@FyNyth 6 жыл бұрын
Johnny, welcome! Thanks for joining the Fy Nyth Flock. I have thought about going that route, but when I looked into it, there seemed to be so many restrictions on the specific things you could use that money for, that I would be unable to use it for virtually any doctor or care I would ever use. So it seemed better to just go with my own savings so I can actually access my money for the treatments I would use. Thanks for the thoughts! Anne, sorry to hear of your husband's troubles. I hope he's feeling better!
@annemumford9459
@annemumford9459 6 жыл бұрын
Fy Nyth thank you. Yes, he's doing much better. He had no idea he had a problem. He'd felt dizzy, etc. Couple times prior to us getting together, but it passed and then he was fine. Just before we got married is when it escalated. His doctor said he's got the arteries of a 20 or. old. His problem is the electrical signals that regulate ear rate. But he does well on medication. He outworks people less than half his age. But something catastrophic can literally happen in a heartbeat - we found that out very quickly.
@johnnymayo8534
@johnnymayo8534 6 жыл бұрын
Anne…..glad to hear ur husband is doing well! Ariel….Just keep in mind that the primary purpose for insurance, regardless of type [health, vehicle, home] is not actually meant to cover what I call ‘daily use’….like Dr visits, repairing a dent in ur car, etc.……Yes, it will cover a portion of those expenses……but in the end u actually paid for those via your premiums….insurance is actually a hedge against catastrophic events…..serious medical [like heart, cancer, on-going medical treatment] loss of car or home. It simply prepares you finically to better cope w/ serious unexpected life occurrences……Example…~ 3 years ago, quit unexpectedly, I required heart surgery to replace a valve…..the total cost was in excess of 250K….fortunately, I had that in one of my accounts but using that money would have seriously crippled my retire plans to the extent of me not being able to retire until I was 70+….fortunately, I had insurance that covered all but my deductible…….Just something to think about…….OK….I’ll stop being a ‘parent’ now…..luv ur channel and am eagerly awaiting the next video!!!
@charliewood4158
@charliewood4158 6 жыл бұрын
Well said
@gimoffice4446
@gimoffice4446 4 жыл бұрын
Hi who do you use for car insurance? Please explain how you get it to $20 a month not trying to be nosy I drive a 16 year old car at $150 a month. Thank you!
@patprettyman3792
@patprettyman3792 3 жыл бұрын
Ariel I am new to your channel, and I love your fireplace,can you tell men the make and model? It will work well in our double wide mobile home. Pat from Oregon coast.
@FyNyth
@FyNyth 3 жыл бұрын
Welcome! My stove is a Grey Stove Works Mini CT12. No longer manufactured though as far as I know. The most similar options I know of are the Hobbit, Squirrel, or this little one - amzn.to/2SzKoCL
@JEMCochran49
@JEMCochran49 6 жыл бұрын
You seem to be a very level-headed young lady. You did however did leave out one critical expense....the $20 a month for a box of wine. It goes into the health category.....a small glass right before bed.
@lindaroyal8161
@lindaroyal8161 6 жыл бұрын
Totally agree, but going for the white wine, Pinot Grigio...
@FyNyth
@FyNyth 6 жыл бұрын
While I do enjoy a drink occasionally, they usually add up to 5 or 6 total in a year. While I enjoy red wine, I don't find I sleep well when I have a glass.
@mmogg4045
@mmogg4045 6 жыл бұрын
What did you consider when buying internet access?
@FyNyth
@FyNyth 6 жыл бұрын
Availability. In my location there was only two options. Some kind of data plan with Verizon. No other carrier has coverage here. Only Hughes Net has satellite coverage in the area, but they require a two year commitment which seemed like a bad idea with a movable house, were way more expensive, and I've only heard of people who were very unhappy with them. No hardlines, other satellite companies, or cell companies service this spot. :)
@logansherk5455
@logansherk5455 6 жыл бұрын
Great video ❤️ If you don’t mind me asking, how much did it cost to have your tiny home moved to your state?
@kariwick-InnerPeaceCoaching
@kariwick-InnerPeaceCoaching 6 жыл бұрын
Logan Sherk I think the delivery cost was included in the original purchase price of her house, and I believe she has a video about that under “Tiny House Loan”???
@logansherk5455
@logansherk5455 6 жыл бұрын
Yeah I watched the video where she discussed that in her loan video. Thank you though :)
@FyNyth
@FyNyth 6 жыл бұрын
Yeah it was in that total, but the charge just for delivery was $1000. Tumbleweed basically charges $1000 for any state touching CO, $2000 for the states touching them, and so on out. Of course, some parts of WY are only an hour or so from where they are building. And I am pretty much as far away as you can possibly get and still be in WY, so I got a pretty good deal on that. :)
@catyear75
@catyear75 6 жыл бұрын
First again ! Yay me ! Sorry Ariel! I get excited when I see you posted a new video ! ;-)
@FyNyth
@FyNyth 6 жыл бұрын
I'm so thankful for all of you who watch, like, and share videos! Thanks for being part of the Fy Nyth Flock!
@michellegordon4211
@michellegordon4211 4 жыл бұрын
Oh man...this is where I get hung up on this lifestyle. If you have to get an emergency appendectomy or have an accident with the chainsaw, the cost of your surgery and care gets passed on to me, because the hospital has to make up that money somehow.
@bitethebullet8213
@bitethebullet8213 5 жыл бұрын
if something catastrophic happens....(medical, etc) how do you plan for that? just wondering since that's what i worry about...
@FyNyth
@FyNyth 5 жыл бұрын
Self care, prevention, and savings.
@midwest1956
@midwest1956 4 жыл бұрын
Fy Nyth, Monthly Expenses, 17 May 2018 Two hundred and sixty dollars a month on gasoline Four hundred dollars a month on groceries (for her and friends and guests), including garden seeds for her garden Two hundred dollars a month for health care, Ariel does not have health insurance, health supplements and cash payments for a local doctor. Twenty dollars a month for auto insurance, liability coverage only, she pays the auto insurance with one annual payment, Sixty-two dollars a month for auto repairs on her twenty year old van with two hundred and forty thousand miles on the van. Nineteen dollars for an old flip cell phone. Five dollars a month, internet, 3G service. Twenty-five dollars a month for entertainment, having friends visit, gardening, hiking and photography, including an annual National Parks pass, and an Amazon Prime membership. Dollars a month for personal care, soap, shampoo, cleaning Five dollars a month on bird seed, an optional expense. Five or six dollars a month for clothing, clothing is almost a non-category for Ariel Ariel’s average monthly expenses are fourteen hundred and thirty-two dollars a month, for the year 2017, including housing expenses listed on a previous video. Five hundred dollars a month is housing expenses Two hundred and sixty-five dollars a month is for a house payment
@svetlanakotenko-forte2435
@svetlanakotenko-forte2435 6 жыл бұрын
My guess is to be sustainable you have to live in other geographical regions.
@ophajones3171
@ophajones3171 6 жыл бұрын
Svetlana kotenko-forte @
@FyNyth
@FyNyth 6 жыл бұрын
In order to grow more food? Yes, that is generally true.
@laurencelebeustclair833
@laurencelebeustclair833 4 жыл бұрын
is your home mobile ?
@laurencelebeustclair833
@laurencelebeustclair833 4 жыл бұрын
how many people have seen your home ?
@SherryTheMysticalGoddess
@SherryTheMysticalGoddess 6 жыл бұрын
😀👍
@laurencelebeustclair833
@laurencelebeustclair833 4 жыл бұрын
is your home built on a trailer
@travelswithrickandzeb725
@travelswithrickandzeb725 6 жыл бұрын
👍
@laurencelebeustclair833
@laurencelebeustclair833 4 жыл бұрын
you are like me love to be free
@laurencelebeustclair833
@laurencelebeustclair833 4 жыл бұрын
your name isn't ramsbottom by any chance ?
@adamswendsen2494
@adamswendsen2494 6 жыл бұрын
It is almost time for me to move up from my flip phone.
@FyNyth
@FyNyth 6 жыл бұрын
I dread the day I may have to switch eventually.
@jenniferadderley8219
@jenniferadderley8219 6 жыл бұрын
😄
@mmogg4045
@mmogg4045 6 жыл бұрын
You skipped over your garden expenses and what you saved in food!
@FyNyth
@FyNyth 6 жыл бұрын
As I said, I included the cost of seeds and plants for the garden in my grocery total, so it's all there. :)
@laurencelebeustclair833
@laurencelebeustclair833 4 жыл бұрын
what nationality are you ?
@oddopops1327
@oddopops1327 6 жыл бұрын
:-)
@laurencelebeustclair833
@laurencelebeustclair833 4 жыл бұрын
why are you single and alone is it your wish to have just the life style you wish ?
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