Living On $100K A Year In Fairfax, VA | Millennial Money

Kristina Truong, 24, lives in Fairfax, VA, and earns $100,000 a year as a project manager for a tech firm. She also started a cupcake business, District Cupcake, with her mom and sister. Kristina moved back home after graduation to save money and help pay for her sister’s college tuition.
This is the latest installment of Millennial Money, which profiles people across the U.S. and details how they earn and spend their money. Do you live with your parents? Share your story with us for a chance to be featured in a future installment of Millennial Money: cnb.cx/32TYZ2K
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It’s not every recent grad’s dream to live with their parents and younger sister, but Kristina Truong considers it a blessing.
Saddled with nearly $25,000 in student loan debt, the 24-year-old moved back home to Fairfax, Virginia, after she graduated from James Madison University in 2018 so she could pay off her loans more quickly. She secured a job working as a project manager at a digital consulting firm in the Washington, D.C. area, earning $100,000 a year, and by the end of 2019, was debt-free, had saved over $50,000 and was preparing to move out on her own.
But then the coronavirus pandemic hit, and like so many others around the world, Truong reconsidered her plans. Before the pandemic, she thought hitting a certain salary would make her feel fulfilled; now she views security differently.
“I put a lot of emphasis on money because I was raised not having a lot, so I thought it was the end all be all,” Truong tells CNBC Make It. “Now, a goal of mine isn’t how much more I want to earn, but it’s the comfort that I feel not having to worry about living paycheck-to-paycheck or how we’re going to pay the mortgage or the rent.”
That last point is especially important to Truong. When she was 8, her parents moved the family from Virginia to Phoenix, Arizona, where her father bought a home he thought would be a good investment. Her mother opened a nail salon, and her parents made it work for a few years.
Then the housing market crashed in 2008. Each day fewer and fewer clients came to the salon, and her parents made the decision to pack up their lives, selling the salon and their home at a loss, and moving back to Virginia to live with family. Truong remembers the daily stress of not knowing how the family would pay their bills or where they would live.
Though she was still in elementary school at the time, the experience had a profound effect on Truong’s relationship with money. “The most important lesson that I’ve learned about money is to always have an emergency fund,” she says. She worked throughout college so she could start repaying her loans before she graduated (a cousin also paid for half of Truong’s tuition) and attended as many events as she could to score free meals.
Aside from paying for the necessities, Truong tries to save as much of her paychecks as possible so that she - and her family - will never again be without a financial cushion.
“Being so young and seeing my parents struggle with their finances gave me the mindset of not wanting the same for myself,” she says. “Saving up and being frugal with my expenses has really stuck with me from a young age.”
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[@nightingaleofficial3604]

Wow. That cousin’s selfless act is just wow. And the she turned around and will pay it forward. Double wow.

[@chrislanejones]

Yeah, her story is awesome

[@sharstarg2414]

Beautiful story!

[@robertbell387]

Pretty awesome to say the least!

[@atypicaladult8720]

They really show what the word "family" is all about!🥰

[@savagemode4208]

Vietnamese culture

[@chrisdang97]

this is probably the most wholesome Millennial Money episode yet

[@soulspirationgoddess]

I agree! Unrelated: are you standing in front of the bell tower by chance at UC Riverside?

[@chrisdang97]

@@soulspirationgoddess haha nope! It’s in front of the tower at UT Austin.

[@hearthealthyhustlebyjonath7414]

Agreed

[@pinkglitter4258]

Yesss my thoughts exactly!!

[@BeyonKasual]

Oh, by far!! Kudos to her parents for raising a wonder human!!

[@samlee6152]

I'm blown away. At such a young age, she's not only doing everything right with her personal finances, but she's also setting up the people around her for success. Super admirable. Great episode!

[@enriquerenteria6089]

Easy to do when you grow up in a functional family, and have parents who have a house to let you stay there for years

[@marianroberts7242]

@@enriquerenteria6089 I wouldn't call it easy. After all, there are tons of people who have those exact circumstances that aren't doing half of what she is. A 24 year old with a 100k job, her own business, and saving up for her sister's college tuition? Come ooon, she *is* exceptional

[@lelabrooks04]

Her family WORK together!!! Plain and simple. Her cousin gave her his college savings plan. Thats why things are going as planned.

[@kakpunk4455]

@@lelabrooks04 Asian families are like that.

[@rohankhubchandani3694]

@@lelabrooks04 she still had to pay 25,000 in loans and that's not including interest. any kind of debt to pay off is always tough.

[@Sahnya_Autumn]

So as I understand it, her smart cousin had a 529 plan in place for himself, which is a tax-free savings strictly for education, but he ended up getting full scholarships to all of the colleges he applied to so she got to use his tuition savings instead for her education. And now, she's paying it forward by footing the bill for her sister's education. If that isn't family helping family, than I dunno what is! From another Southeast Asian, you are an amazing human.

[@trapbois4573]

Thats exactly what Jewish people do, they help each other and become more successful in the long run.

[@Jo-qb1xe]

This is the most responsible adult make it I’ve ever seen

[@d.jmamba7237]

Nah the nigerian girl in New York was by far as well as graham Steph and others. There are plenty

[@arandomkenyan]

agreed😎

[@dcjohnson2490]

@@d.jmamba7237 Yes, I remember her. Her name was Bucola and she has a KZbin channel as well. I think it's called "The Come Up."

[@hannaw193]

@@dcjohnson2490 oh yeah. It’s hard to top her

[@buzzlightyear8896]

@@d.jmamba7237 graham Steph? are you sure? he's just a money hungry guy, no where near this girl

[@ilikelittlejimmys]

Living with your parents shouldn't be looked down upon. It's perfectly fine if you help around the house and contribute.

[@me4five]

It's an American thing, I was made fun during my 20s, living in the Bay Area.

[@youngfinance6319]

@@me4five they won't make fun of you if you make more then them

[@t-bone9239]

@@me4five it’s not just an American thing

[@me4five]

@@t-bone9239 My bad, that came off wrong.

[@zoekenny3619]

Happens in Australia too. It's happening everywhere. Neoliberal capitalism has made life too expensive while wages haven't increased. But the 'brilliant economists' who brought us this system didn't realise that when young people don't have the means to establish their own home, this reduces the size of the economy because they're not buying home stuff.

[@kobiadjei-yeboah6520]

Under 25, making 100k annually, rooted in the faith, giving back to the community, easing financial burdens within the family, AND a side hustle?! We love to see it! Peace and love from Canada!

[@quinton3689]

Donating $600-$700 a month she is definitely one of the most generous people on the segment

[@fay8717]

That"s why she has so much... her generous heart! Gotta love this girl cause living in Fairfax County is Expensive!

[@JK8]

@@fay8717 she said she lives at home

[@bonbonS1969]

to a church tho...

[@randommonkey4900]

@@bonbonS1969 is that bad?

[@ismt101]

LoL. Go and look what these churches do in those third world countries than you'll understand that her generosity is doing much harm than good. These rich evangelical organization stall and disrupt many infrastructure projects through many NGOs in the name of environment. They also create artificial poverty and shortage so that they can lure the poor people towards christianity by taking advantage of their misery. These churches also fuel ethnic/religious riot and cleansing in many countries. Church of new zealand financed a genocide of indeginous people in north east india

[@dayvidsdays5644]

As a child of immigrant parents, I'm so happy to hear her story and that she's helping out with her family. Props to her and best of luck, Kristina, with your journey!!

[@nightingaleofficial3604]

What I love about her family...her parents and sis just based on this quick montage is that they are go getters and non toxic. Many successful first gen kids are taken advantage of by parents who, while are no longer in the do or die situation as new immigrants, act like they still are and keep making bad decisions and dragging their successful kids down with them because they still don’t know how to live full lives or improve their own lives even more.

[@dayvidsdays5644]

@@nightingaleofficial3604 oh I can see that. It really depends on each situation. I think luckily her family is more nurturing and together. All families should be like that !

[@dayvidsdays5644]

@@nightingaleofficial3604 I hope one day I can give back to my family. I made some poor financial decisions but I'm hoping I can show promise and growth for them.

[@KristinaTruong]

Thank you so much! I really appreciate it

[@dayvidsdays5644]

@@KristinaTruong NP! You got it. Happy to see a fellow east coaster. I hear too much good news for people in the west coast. It's a nice change up

[@jellyjell17]

She makes a lot of money, but she also gives back and that is huge for a millennial in this day and age. Kudos to her!

[@asadb1990]

if your family is supportive, you should help. if they are toxic, i wouldn't give them a dime.

[@jesseman76]

She’s not a millennial.

[@asadb1990]

@@jesseman76 how not?

[@SpringoBingo]

@@asadb1990 She’s 24, so she’s more than likely Gen Z

[@JohnSmith-iw4qs]

@@SpringoBingo boomer-gen z.

[@ThuyNguyen-ud2gm]

"Pay my sister's college tuition", such a great Asian culture - we have a moral responsibility towards our family, we put our family above our own selfish needs.

[@afrikan_criola1923]

It's african culture too.

[@Awesoooooomeness]

My older sister doing nothing for me 🥴 kristina is just a good person

[@theendurance]

@@afrikan_criola1923 its no one's "culture", its just called being a good person. People in the West also pay for their family members college.

[@Pushiesmakeover]

I swear @selfishneeds. Same thing with Nigerians.

[@mickylord21]

I'm black and pay for my brother. Its not limited to race

[@rickcross5377]

Take notes: she staying with her parents to pay off certain bills and to help family. People in America look down on people who are over 18 doing this ( which is sad) and I think this is genius. Much respect to her

[@missdesireindependance5194]

So true! More people should stop the stigma!

[@Jungernaut]

Credit cards. Business owner. This girl is going places

[@ye23.]

Why are americans obsessed with credit cards? Im from Aus, credit cards are the devil. Never had one

[@KristinaTruong]

Thank you!

[@GlamGoddes101]

@@ye23. Here they’re used to build up credit history so we can do things like rent apartments, buy cars, and other things that require you to have a good credit history. I think they’re only bad if you don’t pay them off

[@quintonlamar2920]

@@ye23. they determine our value here unfortunately. :(

[@Emmanuel-ne3oi]

@@ye23. 1. improve credit history 2. great credit = leverage to get more money 3. credit card points/cashback = free money

[@robinsonmertilus5232]

I’d bet she’s a solid employee. She won’t be sitting on $100k for too long. Hats off to her.

[@uioplkhj]

I thought she owned her own business.

[@aaronbuckets1326]

@@uioplkhj she works a job and helps with the family business as a side hustle

[@Essays4College]

100k with what experience at 24? It's not like she has 10+ years experience. Well at least it doesn't seem so to me.

[@tiannawoodson3074]

@@Essays4College I'm 24 and make more than 100k and I also live in Fairfax County, VA. So maybe don't underestimate us ;) She's obviously hard working and has a good head on her shoulders. I'm sure she deserves every cent.

[@Essays4College]

@@tiannawoodson3074 Not denying your, or her, hard work. I'm just saying that if someone can earn that amount with little to no experience is that person really worth the salary now?

[@FinancialShinanigan]

If people get over the stigma of living with parents for a bit longer, they'll be farther ahead in their finances

[@peaceandshine]

If the opportunity is available to someone, I definitely don’t think they should be looked down on for it. I lived at home 5 years after graduating college and that set me up really well financially for buying a house and paying for grad school in cash. I still helped my parents out and gave to charity, but I was still able to save a lot.

[@pakigangsta5]

Yep! I'm Asian, bought my second house by living with parents till I got married. I have over 1 mil in assets now. In my 20s

[@simply_sophia]

I wish my parents would let me stay at home, I’d be saving a lot more money 😭

[@tracy_ragland]

@@simply_sophia aw ☹️

[@isabellavuong7901]

It’s not always that stigma that keeps someone from living with their parents, but the people that do have the ability to live with their parents should definitely consider it as it will help them be ahead!

[@Ciaseea]

It’s so sweet that Kristina paid her sister’s college tuition.

[@aminat643]

Wow the family mentality here is strong. Kudos to her cousin for starting this tradition. I truly loved this one! It’s also shown me I can always do better 💜

[@harshitkapoor4765]

Can I ask something

[@napperforlife2020]

Family is so important within Asian cultures!

[@nfgjruesljfiid8157]

.

[@KristinaTruong]

Thank you!!!

[@harshitkapoor4765]

@@KristinaTruong are u on instagram

[@amanderzw]

So many people get to live at home but blow all that extra money or frivolous things. Good for her for supporting her family and doing amazing in life!!

[@tracy_ragland]

Yeah really amazing

[@austinip5273]

Agreed, I’m 29 and still living at home 🤣

[@royroy4481]

Did the same thing! Graduated without debt, made 80-90k, lived at home until 28 while helping my family, got married and bought a home with 25% down at 29! I've only accomplished what i have through my immigrant parents hard work and dedication. They will never see the inside of a nursing home, I tell you that much! Way to go!

[@datpspguy]

As someone who lives in this general area, everything she's doing is extremely selfless. Those are core values that you cannot teach, those are engrained in you from watching and experiencing hardships. Wish her and her family the best of luck!

[@santagatofan]

So CNBC decided to feature the best person in the world. Got it.

[@KristinaTruong]

BEST?!

[@lindal3841]

Honestly

[@Tunechi65]

@@KristinaTruong I agree! You're awesome. Not many understand the responsibility of us immigrants especially when it comes to helping our family once we make it. Kudos to you

[@qcpresto]

Except ... she's religious. Having an imaginary friend is usually a child thing.

[@jeremyaquino4961]

@@qcpresto lol. it's always such hatred for religion. Seriously if religion is helping her be a better person then why do you care

[@revirdkcalb]

$600 per month to charity...Sheeesh. I'm pretty sure there are billionaires who don't come even close to that.

[@Ray-iz7tv]

Yes that is very generous of her.

[@revirdkcalb]

@The New Paulo Coelho I personally am not a huge fan of charity organization either, however, I was employed as a lab technician to do cancer research for 3 years and during that time my entire salary came from donations received by a cancer research charity organization. People at the top of these organizations earn a ton of money, which is the weirdest thing about this all, however, it's not completely a scam as at least part of the money is used fair and well.

[@alecgalbraith5604]

@Angel S that doesn’t make sense. The tax write off is less than the money you give away.

[@yinxuehui]

@@revirdkcalb Heyyyy! Fellow MLT here! I live about 90 minutes south of her in Richmond, VA. My parents are immigrants too. My parents didnt pay mine nor my younger sister's tuition. We used grants, govt loans and scholarships too. Both of us have lived at home after college graduation just like she did. When I graduated in 2007, I had $18,000 loans. I worked in a medical office at the time in the clerical area and paid all that off in 18 months. My sister had less debt because she was able to get more scholarships. She graduated with no debt. Like many immigrants' children, we saw how they managed money and we didn't want to be in their shoes either so we saved when we can. My sister eventually bought a house for around $200K and paid it off in 4 years from working as an RN. So there you have it. She's still working full time nights as an RN and I work part time on second shift as MLT since this Aug

[@swicheroo1]

@@pearlsugar783 How many Christians really tithe? Very. Few. Ever.

[@ToddBaldwin]

You're incredible. Pitching in with your parents mortgage and assisting with the college tuition for your sister is very noble.

[@KristinaTruong]

Thank you, Todd!

[@famousamos]

I’m from Fairfax, Virginia! Aye what’s up! Anyone else?

[@tarabeeeeee]

Nope I’m from Hampton lol

[@vatd112]

nah. I think you and this girl's family are the only people from Fairfax

[@arluzzi13]

Me tooooo. I’m from fairfax as well!

[@nataliebrito8489]

from arlington,va but close! :)

[@yashmacin2208]

big up fairfax!

[@MaryKim]

the amount of humility and selflessness this girl has is inspiring :,) i truly teared up watching this!!!

[@harshitkapoor4765]

Can I ask something

[@howcanyoudothistome]

Sure, go ahead please Harshit

[@Ginajean45]

This is arguably one of the best Millennial Money episodes I’ve seen. Her mentality with money is so awesome and inspiring. ✨

[@Ginajean45]

@The New Paulo Coelho Yes I am actually

[@Ginajean45]

@The New Paulo Coelho Yeah my name always gives it away 😂😂. I was born in America so I can read creole really well lol but responding is a little harder. Thank you for your kind words 💕 Mesi anpil !! Nou la

[@Ginajean45]

@The New Paulo Coelho No I don’t unfortunately 😕 Have a good night !!! 🌙

[@ketobodybuilder2482]

big deal , i survived off much less in Fairfax va. also a business owner.

[@joannatran3608]

Best episode ever!! She’s money savvy, cares about others and I love her boldness to speak about her faith.

[@lilzayahlomula5388]

Perfectly said!

[@1Phedre]

This young woman really has her act together.

[@digitaldrea]

I legit almost started crying while watching this just because of how great the family values are so touching

[@saulgoodman2018]

Really? Must be a snowflake. Crying over her story?

[@cerealis_5432]

@@saulgoodman2018 ❄️

[@ahoosifoou4211]

@@saulgoodman2018 incel alert

[@saulgoodman2018]

@@ahoosifoou4211 do you even know what an incel is? I don’t get emotional over what people say or do.

[@bryanotoole3038]

*When she mentions her credit card system* Graham: *slow clapping with teary eyes* "YES! That's how its done!"

[@samuelli2002]

Also, she got Webull and she should get her 4 free stocks already (if not 2)

[@ilovenyc2129]

I was just going to say this!

[@therealdavidleong]

she already smashed the like button for the algorithm

[@tracy_ragland]

Hahaha and Webull She deposited a 100 dollars on the platform 🥺🙌

[@nunya5235]

did he react to this one yet. I am sure he will LOVEE this

[@kk3382]

She's doing great for a 24 year old, and there's nothing wrong with living at home a little longer, especially in this expensive DMV area.

[@Essays4College]

100k salary at 24??

[@MaxMustermann-tz2po]

@@Essays4College Yeah what about it

[@otherryan]

DMV represent! But also she is killing it -- financially sound, family oriented, and a business owner 👏👏

[@BeeTimesTwo]

Giiirrrllll compound interest is still very much on your side at 24. Also a great person with a great and giving heart. Well done!!!

[@jordan7027]

lo i know, 10 yrs ago she was a child. so she shouldn't feel bad for only starting now, its the perfect time - before than she was in education.

[@outterboxthinker]

Learn the tricks of day trading, then you can make 1%-2% daily.

[@KristinaTruong]

Better late than never! Thank you :)

[@MsDEV89]

🤯 it’s the kindness for me. Lifting each other as they climb. Amazing! That 529 story is such a life hack.

[@harshitkapoor4765]

Can I ask something

[@skylinec83]

Not only is this girl going to be a millionaire by age 30, her sister is going to be following in her footsteps being featured on Millennial Money as well. Cousin - genius spreads gift of education on to her who then spreads it further to her sister and everyone wins. This is how society is supposed to work in the best case. You just know she's a great and wholesome person when she's not only helping her parents to pay the mortgage, but also paying $700/mon to charity. While I'm not religious whatsoever, the fact that she's so charitable and selfless really speaks volumes about her character. It's that immigrant struggle and hustle. I don't know how you can say anything negative about anything they're doing. Legit hats off to her and her family.

[@fdoctor79]

It's the "I'm a 24 years old and make $100k annually" for me. Yasss! Continued success with all of your endeavors!

[@SincerelyDiane]

From a fellow 24 yr old here. She is doing great and I can tell they are a close-knit loving family. There is no shame in living with your parents while trying to meet some financial goals. It's a blessing that she helps them out too especially with her mom being laid off. One of the best episodes.

[@harshitkapoor4765]

Can I ask something

[@SincerelyDiane]

@@harshitkapoor4765 sure!

[@harshitkapoor4765]

@@SincerelyDiane how's life in your country compared to india like I'm an average poor indian u can ask me anything I earn around 100 dollar a month I'm a toilet cleaner work 12 hours a day no holiday we live in a slum how's life there what u do

[@harshitkapoor4765]

@@SincerelyDiane what happened

[@rachiboo14]

God she is so perfect and such a nice person. She deserves the world

[@willcasler4809]

its cause she went to JMU baby! We breed well rounded, kind hearted citizens!

[@blakeweyerhaeuserfreddy1461]

This woman is amazing. Paying the gift of education forward, helping her family, and saving for a house!

[@christenford3864]

The generosity brought me to tears. This was beautiful and easily my favorite profile done on Millennial Money

[@KristinaTruong]

Thank you so much!

[@romelrubio1821]

Wow she’s smart AF and so kind too. Love it

[@valetta29]

Best episode yet! She has her finances locked down in order. Love how she values family. Her sister is blessed to have such a sacrificial older sibling and role model.

[@iamwindchakra]

I commend her. I was like 100k and you live with your parents??!! BUT paying off student loans, assisting parents with their mortgage and bills, and saving for her sister is so responsible and amazing. What a great story.

[@edwinortiz1262]

I'd do the same if I had family here. This area has high income jobs and high-cost housing to go with it.

[@elanafelberg1733]

WOW!! This young lady deserves an award. This is the best story yet, she is working full time and not only does she live with her parents she helps her parents and her sister. She is concentrating on saving her money and she has a system on how to make the most of her credit card points, bravo!. She is also not wasting money on frivolous stuff. Graham Stephan will love this! Props to this young lady. She's an example to everyone.

[@harshitkapoor4765]

Can I ask something

[@saibushayer]

*_MILLENNIAL MONEY IS MY FAVORITE SHOW OF ALL TIME!_*

[@CardenFinancial]

Same! Love hearing other peoples journey.

[@bhaddassbre]

This may be my favorite Millennial Money episode! She's doing everything right, and I love that for her! Paying for her sister's college expenses, helping out big time at home, being a business owner, what can't Kristina do?

[@KristinaTruong]

You’re too kind!!

[@OluBieber]

I was already loving her then it got to the faith part and I was completely sold. Love it & rooting for you girl

[@investingwithwilliamtherob2834]

That is nice she is helping her sister out with college since she got help too.

[@markobryantcu]

My hometown Fairfax. Median income there is over 100K. One of the wealthiest counties in America.

[@Chaoes96]

nice

[@xaviersfinance2664]

I used to live there

[@omidhussaini7504]

I live not too far away away from Fairfax. It’s a nice area and I hope to buy a house there one day

[@sushibi]

@@maryyiga7505 She said county, not country.

[@fleekdasheek9176]

@@maryyiga7505 learn how to read

[@clindevconsultant]

What a great episode! Love how mature is she and does not only looks out for herself and her future, but also for her family. You can tell she is happy as she gives back to her family and community. She is also wise in how she stewards her finances. She is a great example for all young professionals to follow!

[@meredithk2892]

I've seen all of the Millenial Moneys, and this is by far my favorite one. She's doing everything right, and they finally found someone who gives >10% to charity! Also loved that she spent time talking about her faith. That's how it's done! Keep it up Kristina!

[@Quanic2000]

If I show this to my mom because she'll try to arrange our marriage.

[@kuruptflip21]

I would mind an arranged marriage with her 🤣

[@Quanic2000]

@@kuruptflip21 i can't deal with the embarrassment lol

[@alastairhewitt380]

Lol and that would be a bad thing? You never know until you meet someone in person, but based on this profile she seems like a catch!

[@hassu2149]

@@alastairhewitt380 if shes not a catch then idk who is...

[@Marklee-lx7cd]

I wouldn't mind

[@JustinGabrielYoutube]

*Watches before lunch*...looks like I'm ordering cupcakes now.

[@KristinaTruong]

instagram.com/district_cupcake/ order some cupcakes for lunch!

[@haniehiravanian2841]

@@KristinaTruong You are such an amazing person. I'm the same age as you and nowhere close to where you are in life. I also love baking, but never have had the confidence to start a business. Great job! I wish you and your family health, happiness, and success.

[@iamsharon3306]

I love how the Vietnamese community helps each other. Kristina's story is just another example of that.

[@myopinion2941]

Best episode yet! I love her and can tell she’s genuine. Wishing her all the best.

[@oscarport5454]

She’s doing everything perfectly. Graham is going to love her!

[@abbyhenderson9574]

She is such a kind and generous person!

[@DesertMav]

As someone that was born and raised in Fairfax VA, this is a very accurate representation of being there financially speaking. It's also very funny since they moved from Arizona to Virginia and I did the opposite with my parents. Kristina is on a good path financially and has a very solid foundation to move forward.

[@itsgarryb432]

Family is really important and this story is the prime example of it. Very relatable and truly inspiring. Good luck Kristina, may the future bring you even better results!

[@md-ayaz]

Finally, a video where a person is responsible with money, out of student debt quickly and living with family (parents and siblings) this is the typical Asian family (India and whole Asia). This is pretty common in India. Nice to see that culture in the West.

[@nedunedu747]

This type of familial/community-orientated behavior is common in many non-western countries. Many African and South American households hold these beliefs.

[@fabriceizzo2922]

Not just Asian. Everywhere outside the US including some parts of western Europe.

[@obefitness9911]

Graham Stephan is gonna enjoy this 💯

[@flawaii-pines6858]

Im wondering what he will criticize?

[@chrislanejones]

Can't wait, he's gonna love her.

[@obefitness9911]

@@flawaii-pines6858 there’s nothing for him to criticize her on, except for the phone bill, she can get that down.

[@Snsnsnxbn]

Was saying the same thing, I think he’d like her a lot. Very level headed & smart about finances

[@samuelli2002]

I think Graham will invite her for a podcast. Dave Ramsey will enjoy this too if there is no credit card at all

[@Utubebieber96]

Beautiful, educated, kind hearted, hard working, AND the head of the household, it doesn’t get any more BOSS✨ than that, your parents must be so proud of both of you ladies 💕

[@kelseyford6870]

This is legit the most wholesome episode ever 😭😍

[@fanonxrogers109]

I'm doing exactly what she is doing. Staying home with my family and working to provide for them. I make 130K and will eventually move out once I pay off my debt and I know my family is in a comfortable position. Glad to see other millennials like this.

[@soulspirationgoddess]

That’s awesome! What a blessing, what do I need to do to make that amount..? It feels like it’s time for me to be a software engineer lol

[@RandomPerson1]

That's amazing! Hats off to you! Wish you and your family the best!

[@fanonxrogers109]

@@RandomPerson1 Thank you! we are very grateful to be where we are!

[@tracy_ragland]

That’s amazing! Good for you!

[@wesleynice3823]

Facts minorities are different since we got to pick our families up as well

[@bobobobobobobobobo9393]

She’s so smart, definitely going to build her wealth fast!

[@CalebOliver]

God Bless You Kristina! I love to hear people talk about their faith and finances! You are doing a great thing! Great Video CNBC MAKE IT! 👍🏾

[@DekanlWWJP]

By far one of my favorite episodes! I got choked up by this woman and her families acts of selflessness. Everyone is so bent out of shape trying to make their million that they don’t think about those around them. Keep it up! Your family values and your families family-centric culture is beautiful.

[@amde8554]

I lived with my parents a few years after school, I was able to save for the down payment on my house. Great move!

[@corbingross919]

She is probably one of the best people people who has came on this show not just in finance but she really cares about the people in her life. I wish I had someone like her in my life

[@Don-rb8to]

A lot of respect for this lady here. She and her family is the definition of teamwork

[@emiliobetancourt6650]

Love this story. Love that this family supports each other. You go!!!

[@danielnotman3051]

Absolutely my favorite Millennial Money episode! She looks at money as a tool to fund her sister's dreams, provide for her parents, and further the Kingdom of God through that Christian charity. But she's also hardworking, saves aggressively, and is investment-savvy. What an outstanding role model!

[@theexpierow8951]

I'm in a university lecture call and she's giving us a presentation as I'm typing this! Wow!

[@KristinaTruong]

Hi!

[@Sagwafu]

There is so much love in this family. I am so proud of her.

[@jmr18p]

Most relatable episode yet. Kudos to all the recent grads living at home and saving before jumping into rent or mortgage payments

[@ash_posh_omg]

That is so sweet! She gives back to her family! I love that!

[@iniu468]

She might be the best on millennial money so far.

[@mwakie]

This is my fav millenial money! I love her spirit and how much she helps her family! May the good Lord continue to bless you

[@hiyoangie]

Ayee Fairfax on Millenial Money! Love that she's so family oriented and helping with her sister's college fund. The clip of De Clieu cafe brought back memories of studying there for finals haha. Def will check out District Cupcake ✨

[@IAMOTAKU]

She's got beauty, brains, money-savy attitude. MISS INDEPENDENT! Loving it!

[@implussed]

and shes a kind and giving person! what cant she do

[@colorfulcodes]

She's the total package.

[@keatonmoore7413]

I lost interest in people making six figures.. until this video. Wow she’s really down to earth and great with her money. Tough times make strong people!

[@KristinaTruong]

Wow, thanks so much!

[@keatonmoore7413]

@@KristinaTruong anytime!

[@mariasantanasantana262]

Best episode yet! Truly heart warming, you are destined for greatness. God bless!

[@stephen_ha]

Really like Kristina, Not only is she beautiful, she seems super grounded. We need more like her!

[@coreychao9561]

She's so financially responsible at such a young age. Very inspiring! Young girls should aspire to be like her.

[@BoydsterM]

This is the best episode, by far.

[@chrissyr6388]

What a sweet and smart cookie. You can only hope and pray your children will be this compassionate and giving. I really loved this episode 💕

[@victoriakwong5369]

So inspiring to see someone growing up with immigrant parents to be so resourceful/well-informed financially, and start a business around my age. My favorite and most relatable episode from CNBC!

[@johnsummers6718]

This is great!!! Good job!!!! I wish they featured other parts of the US though. Would love to see PA represented!

[@CNBCMakeIt]

Do you live with your parents? Share your story with us for a chance to be featured in a future installment of Millennial Money: cnb.cx/32TYZ2K

[@APennyPinchersGuide]

I live on my own like an adult 😁

[@TheTruthFadeswithTime28]

I am at home will in Grad School

[@MariaAndersenCrypto]

I'm 36, no

[@ilovenyc2129]

What is wrong with living with your parents unless you are 40 with no job or you leach of them? 20-30 is fine. You can save up and of course pay your own expenses.

[@astrea79]

I did until I was 28 because northern virginia rent is stupid expensive

[@nora02173]

Wow. More than how obviously smart and responsible she is, this is a beautiful look into people who see their families success being of equal value to their own. So glad I found Kristina's new youtube channel through this!

[@Beloved_Boahemaah]

This is my favorite Millennial Money Episode. Thank you! I pray she continues to grow more prosperous😍👏🏿👏🏿

[@sharlenelockett2224]

If one is able to live at home they definitely should. When you move out, you will have to finances to take care of yourself. Continued success to Kristina. Those cupcakes look so good.

[@moneybee]

Cupcakes, a great family, AND a financially minded daughter... Those parents should be proud for raising a daughter who's living the American Dream!

[@charlie996]

I love seeing family helping family unconditionally.

[@iiduckyx]

I'm honestly so happy to see representation in this video series. I love her family values and selfless way of living!

[@BlindtoBillionaire]

Congratulations, this is awesome! I love hearing your story :-) good job with everything you’re doing. Matt

[@KristinaTruong]

Thank you so much!

[@henderson100]

Her story is very amazing. Thank God i made 6 figures from my trading platform

[@brandenhamptin89]

Which online platform do you recommend for newbies to know the secret on how to become a millionaire without loss?

[@brandenhamptin89]

They are actually the best platform for newbies and companies to use in other to become a millionaire once they get started thank you for the recommendation. I just started making profits now from the platform. I started my account with a small capital. I will definitely add more.

[@Natalie9285]

She’s so cute! And I especially love how much she values her family 💖

[@gerard5214]

This might be my favorite one so far. What a great human being!

[@abrahamwoldegiorgis6129]

Inspiring. I love the way she expresses her views professionally.