The reason you think he looks 17 is because TV shows and movies always cast actors in their late 20s to portray 17 YOs. He definitely looks like he's in his early 30s though...
@arcticrest83684 жыл бұрын
LOLOLOL
@speakingtruths42154 жыл бұрын
shauna schanck Yeah, he will probably age quickly because of stress. Making 120k in DC is nothing. You need to make at least 350k there to be truly comfortable. DC is one of the most overpriced places to live in the country, especially when you factor in that the area sucks (no beach, no mountains, ugly city).
@joshthegringo4 жыл бұрын
I feel like this guy is simultaneously responsible and also irresponsible at the same time.
@ca8a4 жыл бұрын
One step forward, one step back...
@Kp-cb8pq4 жыл бұрын
Josh Wynn 💯
@runfunmc644 жыл бұрын
@@ca8a Yeah he is going nowhere right now hahaha
@JSIMS.44 жыл бұрын
Josh Wynn he’s doing good but he could be doing great
@andriod80144 жыл бұрын
Josh Wynn 1.5k on food per month, that’s able to pay 2 families with 4 households per month.
@ellie53734 жыл бұрын
This dude has put on the golden handcuffs. Matching his cost of living almost exactly to his income. If that job lays him off tomorrow he'd be in serious trouble.
@akin2420024 жыл бұрын
Lifestyle inflation. Always live below your means.
@TheCreoleSon894 жыл бұрын
This!!! Spitting facts
@emiliabolsas4 жыл бұрын
But if he gets sick or in an accident and can’t work? Or there is a catastrophic incident at one of his homes, he’ll be in a world of hurt. Insurance does not pay right away necessarily.
@lewisjackson21854 жыл бұрын
Hopefully in 9 months when the debt is paid he continues to save 5k for investment and savings
@twincherry49584 жыл бұрын
He's a contractor...hopefully his employer has another project for him when the other contract is over.
@anaadventures76694 жыл бұрын
I appreciate his honesty, a lot of people are coming for him in the comments but he's young, has 3 properties, and a good salary. he will be out of debt in no time and is enjoying life.
@aperkins074 жыл бұрын
yeah he's doing well, but 1.5k a month in eating out is ridiculous especially when compared to what he said he was saving. That's the one thing that's really financially stupid.
@hustlebus71464 жыл бұрын
Him: I found out about a personal finance class and everything just clicked! Also him: I spend $1,500 on eating out and only save $100 per month on $12k take home
@ilovedogs52314 жыл бұрын
Hustle Bus the kid needs to stop eating out and work harder on clearing his debt!
@TheDjSpeechless4 жыл бұрын
I Love Dogs nawwww. You have to learn how to use debt to your advantage. Difference from the rich and the poor.
@Ramxie354 жыл бұрын
Dj Speechless lmao u dumb
@azalex914 жыл бұрын
RamboSyl it’s the truth. Debt in homes rentals can make you money which many poor people don’t understand. Most people just buy crap they shouldn’t be buying like cars that cost what they make in a year or two and expensive material objects that they think make them look rich. My dad is a self made millionaire and drives his trucks till they won’t turn on and wears basic clothes his wife buys him from Ross and kohl’s while on the other hand you have people like my cousins who lease cars every 2-3 years walk around with designer bags and new clothing weekly and always transferring credit card balances all while making 30k a year with no savings or investments..... that is what most people do
@derektong4 жыл бұрын
He's saying he saves $100 per month. In reality, it's more complicated than that. You should look at his $5,000 debt repayment as part of his savings. Every payment builds equity in his homes because each mortgage payment pays down the principal. If he wanted to, he could later refinance his rental properties to get cash on hand. The $100/month is probably towards his rainy day fund.
@butterflygirl1414 жыл бұрын
He doesn’t have to travel back home to eat... that’s what Tupperware is for...
@leaveearly37514 жыл бұрын
He can't cook
@qwertydrorakqwerty4 жыл бұрын
Leftover?
@chachingfm4 жыл бұрын
Michelle A preach
@didine2564 жыл бұрын
He's just lazy and doesn't want to cook anything
@222Deima4 жыл бұрын
Agreed, I never eat out at work. Glass Tupperware from IKEA and microwave does the trick
@MeZzZzZzZzZzZzZzZzZ4 жыл бұрын
This guy is kind of all over the place. He has some good habits and then other things I'm just shaking my head at. I live in dc and make half his income but am arguably doing better.
@raissakabeya874 жыл бұрын
Right? It was going well until he said he spends $1300 a month on eating out... Why?? You may not be a good cook but it doesn't take a chef to a salad or a wrap at home when you're on the go.
@implussed4 жыл бұрын
@@raissakabeya87 Agree making a salad or a wrap would be so easy and cheap. Also if he hates cooking that much he could order HelloFresh. To most people that would be overpriced but he'd still be saving so much more on food that way, and he'd get the recipe and portions laid out in the easiest way possible
@AlfoncinaMatilda4 жыл бұрын
But then again , you need to enjoy life, you can't just live a life of compleate frugality
@implussed4 жыл бұрын
@@AlfoncinaMatilda I mean there's such thing as balance haha. Eating out for 3 dinners a week to see friends and enjoy nice food? Not the biggest deal when you make enough money. Eating out for every single meal and snack to the point where you can only save .01% of your monthly income because you're too lazy to learn to make a sandwich or boil an egg? That's a problem
@JohnLee-fr6pi4 жыл бұрын
$2,436 in free money a month. Easy come easy go.
@peanutpbj4 жыл бұрын
Garrett: I'm smart with money Also Garrett: I ran up all my credit cards and spend 18,000 on food every year
@Striker50_4 жыл бұрын
*$20,400
@MrNGTfan1234 жыл бұрын
I feel like the whole video he was trying to convince the audience and himself that he’s good with money when he’s clearly not.
@radames3054 жыл бұрын
lmaoo couldn't agree more
@djmula254 жыл бұрын
😂
@kevinnboy254 жыл бұрын
He’s 24 making 100+k a year and with interest in property ownership and repaying his student debt as soon as possible. Can you clarify where he is bad with money besides eating out too much?
@octaviakf4 жыл бұрын
Facts but hey YOLO it’s cool 😎
@hhoch95034 жыл бұрын
Kevin’s List Two words: no savings
@TheBloomingBlossoms4 жыл бұрын
I would like to see someone making 33000 a year.
@JohnLee-fr6pi4 жыл бұрын
Rent, food, transportation, aaaaaaand you're broke! What is there to see? Lol
@cee-lopreen67544 жыл бұрын
cardboard box, find spare change, eating out means eating out of a garbage can.
@jbar_854 жыл бұрын
Me too!
@djmula254 жыл бұрын
😭😭😭😭😭
@djmula254 жыл бұрын
@s n think that what's she was aiming for 😂
@flowerwolff-80174 жыл бұрын
How is this possible he is 24 with a bachelors, 2 masters, 3 homes, making over 3 times what people his age make on average 😵. How did he gain work experience to surpass entry level pay??
@jacob96734 жыл бұрын
Red HawK15 ehhh getting your degree before 20 isn’t always a good thing. I know people who got a double major at 23 and had a higher paying, stable job and house by 26. It’s because undergrad let them develop and connect more and they did coops.
@brittanywalker89514 жыл бұрын
He gets veteran preference, which bumps him over regular people
@MEvans-tt1ri4 жыл бұрын
Hard work and privilege..can't forget that part
@Asiandan4 жыл бұрын
Depending on his work experience in the Marine Corp, he most likely leveraged his previous role into his current defense contracting position. Oftentimes, in the right field, it is substantially easier to get a great paying defense contracting position with relevant military experience. The military provided his training, experience, and paid for his security clearance. The security clearance alone is sometimes all you need to get a six figure job in defense contracting. Then he used his GI bill benefits to pay for his education. He may have even had access to employer based education benefits to pay for his second master's degree. The military can be a great opportunity to get a great career later if you plan and make good choices. I've meant many smart people like him during my time in the military.
@MEvans-tt1ri4 жыл бұрын
@Saffron Sinclair its called who u knw!! The current govt is a prime example!!
@TheMattLeighton4 жыл бұрын
That North Old Town rental property is going to appreciate so much when Amazon finally comes to Crystal City! Great buy
@tbyrdrandom4 жыл бұрын
Garrett seems like a good guy. I like how he doesn't price gouge his tenants like everyone else in DC. Keep up the good work, Garrett! 👍🏽
@thebrokecode27904 жыл бұрын
Him: “$1500 a month on food” Me: Complains about spending $40 a week on groceries for two people.
@JohnLee-fr6pi4 жыл бұрын
$2,436 in free money a month. Easy come easy go.
@lookitstrending46824 жыл бұрын
Hey some people like to eat good food and don’t got the time to cook. I spend $250 a week on takeaways and eating out and I’m on $5000 a month
@mo2mo1mo4 жыл бұрын
The currency used at 6:39 is the Sudanese pound if you wanted to know. I am from sudan and found it strange but yeah.
@sobc27373 жыл бұрын
He was stationed in East Africa..did you watch the video?
@Jordan-xg4pn2 жыл бұрын
@@sobc2737 Djibouti yes... not Sudan lol. I don't think Nicaragua is the same as USA
@SoCalBruin064 жыл бұрын
Graham is gonna eat your lunch for spending that much on food! Literally lol
@grateful.4 жыл бұрын
I cant wait to see his video
@JohnLee-fr6pi4 жыл бұрын
$2,436 in free money a month. Easy come easy go.
@thehomeless_trucker4 жыл бұрын
@@JohnLee-fr6pi so when are you going to stop calling it free money??🤔🤷 And that benefit is only for so long, so it will soon go away...
@kathyr20904 жыл бұрын
Phil Thomas,,, Hooo no no no, graham is a Cheapskate. 👎 This smart guy is working the things on his way and is working for him, good for him. 👍 p.s. Lucky him, Enjoy your $1500 on yummy food! 😋
@SoCalBruin064 жыл бұрын
Kathy R I agree with you on enjoy the food lol But that’s the difference between the financially free and non financially free. Let your assets pay for your lifestyle. P.S. If you look at the comparison between Graham’s income vs expenses, he won’t have to worry about down-sizing his lifestyle if things go bad b/c he’s living way below his means 💯 To each their own 😁
@mattkraig4 жыл бұрын
Graham is gonna have a field day with this lad 😂
@thegoman4 жыл бұрын
Graham is gonna have a stroke watching this one. I know I am
@notclaire6124 жыл бұрын
Haha I can visualize that
@pinoee57344 жыл бұрын
Duncan Fowler who cares about that idiots opinion
@notclaire6124 жыл бұрын
PinoEE only over a million people...nbd
@kathyr20904 жыл бұрын
Duncan Fowler ,,, Hooo no no no, graham is a Cheapskate. 👎 This smart guy is working the things on his way and is working for him, good for him. 👍 p.s. Lucky him, Enjoy your $1500 on yummy food! 😋
@novellajoy4 жыл бұрын
When I saw that he basically spends more than he makes and only saves $100 a month, I was like “Oh, Graham is going to have a field day with this one”
@MrNGTfan1234 жыл бұрын
This guy thinks he’s smart with money, and then spends over 1000 bucks a month on food, he has debt and has multiple properties that almost break even....... Good luck to him.
@stuffsummedup224 жыл бұрын
How do you cashflow with a VA loan on 0% as well? No way he's breaking even
@blackwitnessaaa1964 жыл бұрын
"1500$ on food because you dont want to do dishes" you better wait until graham talk about it.
@kathyr20904 жыл бұрын
blackwitness aaa ,,, Hooo no no no, graham is a Cheapskate. 👎 This smart guy is working the things on his way and is working for him, good for him. 👍 p.s. Lucky him, Enjoy your $1500 on yummy food! 😋
@blackwitnessaaa1964 жыл бұрын
@@kathyr2090 well if he can spend that much for food, why doesnt he put that money aside for emergency funds
@callmeosho77923 жыл бұрын
Does he not realize paper plates exist?
@dom25554 жыл бұрын
if you add together student debts, taxes and the fact that he spends like is jay-z this guy is broke as hell with also a mortgage and credit card debts to pay back... good luck son! hope everything will keep going well
@angiedai81414 жыл бұрын
Him: “I don’t want to put my money into a retirement account.” Graham: WHAT DID U JUST SAY?
@cynthialamare74554 жыл бұрын
LOL that s so true
@ayetreyyy4 жыл бұрын
You understand the reasoning behind his intentions though, right?
@angiedai81414 жыл бұрын
@@ayetreyyy yes he did mention his priority right now is to pay off his debt first which s valid
@Mav05854 жыл бұрын
I’d rather put it real real Estate
@ayetreyyy4 жыл бұрын
@@Mav0585 No, debt is dumb. Get debt free then go full fledge on investing.
@mattyschnitz4 жыл бұрын
Income= 120k (likely pre tax) Expenses= 12k monthly.... How does that work?
@vivianaandrea92764 жыл бұрын
I had the same question lol
@TheXdarkfairy4 жыл бұрын
He gets $40k from rental income on top of that.. It's in the description box
@marcusp9614 жыл бұрын
Yes but most of that goes towards the properties mortgages. It’s in the description and he also said it during the video.
@javonegift4 жыл бұрын
@@TheXdarkfairy He only makes $300 from the total rents
@sisternation25864 жыл бұрын
He said he brought in 2k+ in credits from his GI bill education program
@CNBCMakeIt4 жыл бұрын
What’s your budget breakdown? Share your story with us for a chance to be featured in a future installment. cnb.cx/32TYZ2K
@natasia3254 жыл бұрын
Y’all need to do this every week
@sabrinatatalias42774 жыл бұрын
Do pittsburgh!!!!
@cee-lopreen67544 жыл бұрын
Sabrina Tatalias Yes!
@94mlharris4 жыл бұрын
Hey CNBC check out my millenial money submission!
@johnpham67804 жыл бұрын
CNBC Make It. I saw you’re looking for the San Francisco area, but my wife and I are from San Diego, CA. Annual income of about $230K. Let me know if you’d like us to send our story. Thank you.
@SeanLei4 жыл бұрын
I also live in the DC area and am a UVa alum! It's great he's tackling his credit card debt, though he'd probably knock it out way sooner if he cut back on food!
@paparoelie5754 жыл бұрын
Graham is going to love this episode
@outsidegirl1004 жыл бұрын
I hope he sees this comment. Eating out that much is *so* unhealthy. You’re not getting a balanced diet. Restaurant meals are dense in empty calories and have more added chemicals than most meals prepared at home. Try to cook at home more for your health not even for money’s sake. You may not feel the effects now, but in ten years your body’s gonna be hurting from your choices. You can even try meal subscription service that may be at least a little healthier. Health is wealth.
@ZXC_ZXC14 жыл бұрын
I agree with you that eating out is extremely unhealthy. Restaurant food has a lot of fat, sodium, carbs, and almost no fiber. Also renting houses is definitely not passive income. Managing a house and dealing with tenants takes a lot of time. Living in the DMV myself I know that National Harbor in PG County is a bad neighborhood.
@nwill88174 жыл бұрын
Zxc no, it is not.
@miniena77744 жыл бұрын
outsidegirl100 Shut up.
@scottrogue9464 жыл бұрын
You have no idea where he goes out to eat. You are doing the most.
@iAlwaysSpeakTheTruth4 жыл бұрын
$5000 debt? A month? Just because you make a lot of money does not mean you know how to manage it..
@mattkraig4 жыл бұрын
This guy is a pure example of this lmao
@HUBAsztikus4 жыл бұрын
I agree with you 100%
@financefaucet8174 жыл бұрын
How isn't he managing it? You see in the video what that debt is for, and he is clearly putting far above the minimum payment. He's on track to eliminate all of his debt in a span of less than two years. Pretty good to me.
@stormraven17304 жыл бұрын
FinanceFaucet he could transfer it to a zero interest credit card and pay it off faster. Also, he is spending 1500 on food per MONTH and only 100 on savings
@Gainzo4 жыл бұрын
Homeboys doing the debt snowball. I’m sure he’s not paying interest on the debt and wants to get rid of it before it accrues interest. I’m willing to bet he already has money saved for emergencies and getting rid of that debt in what seems like less than 10 months will be a huge relief. When you’re doing the debt snowball you don’t save or invest
@creditplug4 жыл бұрын
He’s on the right track..Buying real estate in prime areas using VA loans is smart. The appreciation over the next several years will put him ahead big time. Salute to this guy..doing big things at only 24. Easily a millionaire by 30.
@realSimoneCherie4 жыл бұрын
His honesty is very refreshing
@cee-lopreen67544 жыл бұрын
S CP yeah. what seems to set him apart from some of the other people is how he said he's happy to help a friend out, and he feels better about himself so it's a win-win.
@FinanceExamHelp4 жыл бұрын
Come for Millennial Money stay for the comments predicting what Graham's reaction will be.
@armitahosseini86834 жыл бұрын
Graham will be pulling his hair out at some parts while sipping his 20¢ iced coffee
@LizzKillian4 жыл бұрын
Armita H Hell he might just spit out his 20 cent coffee and cost himself 40 cents for the day.
@JJRecordss4 жыл бұрын
Totally! hahaha
@djmula254 жыл бұрын
LMAO Graham probably saved millions the way this guy lives
@davidmernick73604 жыл бұрын
So THAT's where his hair is going!
@diffcontroversy3 жыл бұрын
How does this man have a monthly budget of $12,232 if he only makes $120k annually? 🧐
@sichengweng89514 жыл бұрын
1,300 on food - bro thats like rent money, so one call graham!
@kathyr20904 жыл бұрын
sicheng weng ,,, Hooo no no no, graham is a Cheapskate. 👎 This smart guy is working the things on his way and is working for him, good for him. 👍 p.s. Lucky him, Enjoy your $1500 on yummy food! 😋
@sichengweng89514 жыл бұрын
@@kathyr2090 Graham is also a millionaire so....I mean if he values spending 1300 on eating out over investing that money then good for him. Thats 13K on food a year - if you invest that, you could eat out as much as you want with the returns you would get thru investing
@thetravelerwonderfulworld98542 жыл бұрын
I went to grad school at Kogod, American University with Garrett . He's such a great guy, and very brilliant too .I think he has what it takes to be a billionaire.
@kaylavald4 жыл бұрын
When you lived in the DMV and know where he lives even though they blurred it out (not gonna go to his home lmao)
@Chrisliu11224 жыл бұрын
I can already see the thumbnail of Graham’s next reaction video: GUY SPENDS $1500 ON FOOD/MONTH
@Mav05854 жыл бұрын
miya lu $50 a day on healthy food isn’t out of the question
@xaifer24854 жыл бұрын
Ikr
@thusianreaver4 жыл бұрын
And savings 100 dollars only
@kathyr20904 жыл бұрын
miya lu ,,, Hooo no no no, graham is a Cheapskate. 👎 This smart guy is working the things on his way and is working for him, good for him. 👍 p.s. Lucky him, Enjoy your $1500 on yummy food! 😋
@DarknessFalls294 жыл бұрын
WHO IS THIS GRAHAM PERSON?! 😂
@BlakeHeart4 жыл бұрын
Very interesting since I was pretty sure you weren’t allowed to use a VA loan to finance a rental property....
@jjordan60664 жыл бұрын
Probably lived in it for 2 years and moved.
@TheCreoleSon894 жыл бұрын
@@jjordan6066 we are going to hope that is what he did lol
@ltx3834 жыл бұрын
$1500 a month on food? What 3rd world country are you taking to dinner? Easy could pay off you student debt.
@kathyr20904 жыл бұрын
angel gonzalez ,,, This smart guy is working the things on his way and is working for him, good for him. 👍 p.s. Lucky him, Enjoy your $1500 on yummy food! 😋
@Striker50_4 жыл бұрын
*$1,700
@VenusRising4 жыл бұрын
US gives the social benefits to veterans that Finland gives to everyone
@haytnas4 жыл бұрын
But to get the benefits, you must risk your life and return home alive.
@AverageJoe4833 жыл бұрын
Finland only has 5.5 million people . The US has almost 400 million. Big difference
@kirtanpatel83783 жыл бұрын
@@AverageJoe483 yeah and taxes is different US potential to be in upper middle class is higher
@ralmazan4 жыл бұрын
Graham’s voice...”Wait for it...Millennial Money”💰
@bethkeenan72634 жыл бұрын
lolllll
@grateful.4 жыл бұрын
1500 dollars for foood whaat? *Rubs his eyes
@insidelectronics4 жыл бұрын
Finally Graham Stephen is going to have a lot to talk about.
@JohnLee-fr6pi4 жыл бұрын
Nobody cares about him anymore
@nesteal19754 жыл бұрын
@@JohnLee-fr6pi its just you, by the way!🤭 WE care✌️
@Maliksamuels334 жыл бұрын
Homie used a VA loan for the rental property in Alexandria??! VA loans are supposed to be for owner occupants only
@samwhite79074 жыл бұрын
If you live in it for 365 days it satisfies the owner occupancy requirement then just refinance to free up to cap on the VA loan so he could use it a 2nd time on his 400k apartment in DC
@Maliksamuels334 жыл бұрын
Sam White yup but he never occupied that property. Unless he just never mentioned it
@Peter-MH4 жыл бұрын
Pretty standard stuff - it seems like everyone does rental properties and/or stocks as these things have been a one-way bet for so long!
@xaifer24854 жыл бұрын
You really think spending 18k a year on food is good
@akin2420024 жыл бұрын
Rental properties and Index mutual funds investing have a great track record of success. If it isn't broken, why change?
@VerStarr4 жыл бұрын
Thank you for your service! Also, how’s YOUR commuter experience?
@Vic-sy6hl4 жыл бұрын
These are the numbers I'm coming up with after some quick math: -According to SmartAsset, 120k salary in the DC area = $6,793 NET income a month ($10,000 GROSS) - Using the GI Bill at American University = $2,535 a month (not taxed since it's a VA benefit) for "Housing Allowance" PLUS tuition fully paid (you only get paid while in school, so between semesters you do not get paid the "housing allowance" - mentioned at 08:30) - His roommate is paying him $1,000 a month - 38k (3166 a month, assuming that this is net) yearly income from rental homes Monthly NET Income 13,494 (Net Monthly Salary + GI Bill income + roommate money + rental home money) 12,231 Chart at 01:03 indicates this as his monthly expenses 1,263 remaining after all expenses (if we don't count the GI Bill, $-1272) At 06:59 it says that he owes about $47,500 in debt (not counting his properties). His 5k a month payment rate will knock that out easily, especially if he tosses some of his remaining money in there - so that's around 5-6 months (or more depending on interest rates, but still not very long). Someone correct my math if its wrong, I'm just trying to look at everything realistically. I reckon that the monthly food and debt payments probably fluctuate a little bit.
@shachede68284 жыл бұрын
thanks for the break down! i was like i ear close to that and there is no way i am bring that home. lol
@opia76934 жыл бұрын
Your math is a little off but just because he's still paying a mortgage on at least one home. Even if he was pocketing everything and not paying taxes his income would have to be $140k+. Something about these numbers is way off
@gabrielagarciagonzalez35094 жыл бұрын
Ok, but if you make a grilled cheese sandwich you DON'T HAVE TO WASH A LOT OF DISHES!
@shachede68284 жыл бұрын
how is it 12,000 monthly if he makes 120k a year. even if that was his take home. what is happening?
@James-zy4nc4 жыл бұрын
Shani Ballard I’ve watched a couple of these videos and non of the math makes sense. Even if his take home after taxes WAS $120k, his budget adds up to almost $150k! If you take away his roommates share of $1k, his budget STILL adds up to over $130k.
@James-zy4nc4 жыл бұрын
Shani Ballard I meant I’ve watched other Millennial Money episodes. I feel like each of them has the same issue where it’s not clear whether the income stated is pre or post tax and the budgets math just doesn’t add up.
@ElTemeCastillo3 жыл бұрын
They probably counted his gi bill which pays him 2300$ a month in that area. I do the same
@jeancarlomoreno5894 жыл бұрын
Here I am thinking I was doing bad by just saving $2500 a month this man is saving $100 dollars while making the same salary as I am !!! Just wow !!! How scary !!!
@lavaboy15653 жыл бұрын
Can I ask what kind of job u have?
@Gainzo4 жыл бұрын
Guy was smart and chose an mos that translated skills well into jobs. Also most likely went to school while he was in. Smart dude I’m having Uncle Sam pay my mortgage too
@juuvvy4 жыл бұрын
$18,000 a year on food... Imagine using that towards his debt. It would be paid off so much faster.
@runfunmc644 жыл бұрын
Damn...seeing his girlfriend once every other month? Brutal
@jaykjellberg52744 жыл бұрын
Graham is actually gonna love it. Despite the fact that he spends 1300$ on food, he already has like 3 properties, while he is only 24. And! even this 1300$ he spend in order not to waste time on cooking and cleaning, I guess it is worth it. What is more, he literally goes the same path as Graham, save-buy house-rent it-repeat
@QueenofDC4 жыл бұрын
Sergey Dazzle And taking advantage of all his VA benefits to advance his education. He has a plan and on track! As he said $1.300 opportunity costs.
@akin2420024 жыл бұрын
Even with his great plans, he can still cut down on eating out. Maybe bring it down to $700 per month and save the rest in emergency funds.
@iamtheglow4 жыл бұрын
If I earned that type of money I would for sure be doing the exact same thing which is gaining rental properties. He's so young and does so great. This is motivation to help me level up my game.
@avril14thlove4 жыл бұрын
He makes $120k but he spends over $12k/month. Okay.
@kmac23264 жыл бұрын
Not sure how his numbers add up... His total salary with his rentals doesn't even reach $10k a month.
@ominous4504 жыл бұрын
Yeah something’s not adding up. Spending 12K a month is like $144K for the year
@gamerjohn3104 жыл бұрын
his savings is 5k also, he makes money off of properties
@MrHav1k4 жыл бұрын
I'm trying real hard to not be all green with envy, but despite a bad habit here or there, there's parts of this that are attainable.
@xfxrxmxt19814 жыл бұрын
I thought he was 38 he looks older way older
@All_Melanin_074 жыл бұрын
People handed things usually do
@ryankingsley96284 жыл бұрын
Needs to add ironing to his budget.
@logen999994 жыл бұрын
He'll go far. I'd bet on it.
@laurenmusso99934 жыл бұрын
Mark my words...Graham is going to put his head in his hands when reacting to this one.
@kristinrodriguezrealtordmv34344 жыл бұрын
I enjoyed this episode. Especially because I live in the DC Area. Investment Properties are my next avenue. Great episode, at 24yrs old he is doing phenomenal!
@tracilewin46594 жыл бұрын
I think so too, I can't understand these other comments. I don't even want to think about where I was financially at 24 yrs old lol
@drewconway71354 жыл бұрын
Not investing in retirement accounts is a horrible mistake, especially if there’s an employer match.
@hazard99164 жыл бұрын
At first I thought he was smart but after listening again he’s just abusing the system. Minus the veteran benefits he seem lost
@sobc27373 жыл бұрын
Why are you hating? Why don't you enlist in the Marines and risk your life?
@hazard99163 жыл бұрын
@@sobc2737 I’m not American but if that’s how tax money is spent there I wouldn’t want to pay it
@investingwithwilliamtherob28344 жыл бұрын
I don't understand why he didn't refinance his houses after he did the repairs to pay his credit card bills.
@amolgill74804 жыл бұрын
In the video, he only made a small amount of cash flow on his rental properties. On top of that his mortgages are quite high! If he refinanced, then he will have negative cash flow and high mortgage payments.
@investingwithwilliamtherob28344 жыл бұрын
@@amolgill7480 I don't know the exactly numbers, but he did mention one of his properties has gone up by 20 percent, also his repairs should add more value than what he put into it. I feel like the deal where he got 50 percent ownership of a house for repairs was a terrible deal, consider he put a lot of repairs on his credit card and he is paying some of the mortgage. Also he already has a cash flow problem consider he put those repairs on a credit card.
@lightning9624 жыл бұрын
Graham will love this one! I can hear his voice already.
@RezZ01724 жыл бұрын
I can already see Graham screaming about his savings 😖
@missbuffyp3 жыл бұрын
He’s doing well for 24! He will learn to budget better but he’s building himself for the future! He will be a future CFO and real estate mogul in no time!
@tiarajade83784 жыл бұрын
I love that we all love Graham Stephen 💜💵
@sabertoooth064 жыл бұрын
You can see this dude hasn't eaten a vegetable in years.
@redunicorn77604 жыл бұрын
This guy spends more on food than my mom could spend for a family of three... For everything!
@vengxance4 жыл бұрын
millenial: im never home corona: hello there
@MontanaDior4 жыл бұрын
I’m assuming spending “$1,500 eating out” is code for escorts and strippers... LOL 😂😂
@sarahmilner84833 жыл бұрын
I think so.. he was eating a frickin wrap...
@brandonk10973 жыл бұрын
Exactly, what is he spending $50 per day, every day of the month on food wise.
@amadoudiallo85574 жыл бұрын
He seems lazy and hard working at the same time. But he puts in the work and has a bright future ahead of him.
@cynthialeaf83584 жыл бұрын
The military offers so many great benefits - during enlistments and afterwards. Good for Garrett for utilizing these.
@DaBigEZ824 жыл бұрын
So just to clarify, he doesn't make or live off of 120k a year. If he was, his pre-tax monthly income would be 10k/month. This guy actually makes 160k/month and squanders most of it. College education does not equate to higher income.
@sobc27373 жыл бұрын
So many haters in here calling him dumb. Yet he makes more than 80% of the population in the U.S, has two masters degrees and is on the road to becoming a CFO. The amount of envy for the rich/well to do in this country is out of control.
@A2Kaid3 жыл бұрын
If your salary is 120k a year, your monthly take home pay is not 12k or anyway near that. Did you guys not use correct numbers?
@dingalingdingdong_1234 жыл бұрын
Graham Stephan just blew up when he heard about the $47,500 in credit card debt LOL
@fxlegacy70854 жыл бұрын
I would honestly love to be a part of this series. Making 200k yearly off passive income living in downtown salt lake city!
@NejiClap4 жыл бұрын
U should email them
@ursala30004 жыл бұрын
I cannot fathom spending $1500 on eating out. That's like going out and feeding your friends/co workers as well.
@isaaqkkonpsp4 жыл бұрын
Everybody knows what Graham's gonna say already: "$1500 on FOOD?!" "$5000 debt repayment?! For what?!" Well at least he has valid reasons for the food, and he knows he's gotta focus on the debt repayment.
@davidli72864 жыл бұрын
gram is 5'2 so he doesn't eat much
@michaelhan44004 жыл бұрын
I think they said the that the interest rate on the debt is like 20% so I think Graham would be happy with that
@JohnLee-fr6pi4 жыл бұрын
$2,436 in free money a month. Easy come easy go.
@kathyr20904 жыл бұрын
isaaqkkonpsp,,, Hooo no no no, graham is a Cheapskate. 👎 This smart guy is working the things on his way and is working for him, good for him. 👍 p.s. Lucky him, Enjoy your $1500 on yummy food! 😋
@rrufio30264 жыл бұрын
So let me get this straight he earns $120K per year that equals to 10K a month pre tax. But he has a budget of $12,232 each month which equals to $146, 784. Where is he getting the rest of the money to keep up his budget?
@sophiecazabon83584 жыл бұрын
He spends $1,500 on food AND pays for travel Graham is gonna be furious
@grateful.4 жыл бұрын
Chase Sapphire
@TheJonathanRamirez4 жыл бұрын
His monthly budget goes over his monthly salary.....
@kanikamirchandani4 жыл бұрын
his savings account EMPTY lmao
@Zerosen894 жыл бұрын
I live on a $100,000 less then that a year at age 30, and can't imagine being able to make a salary like that
@sobc27373 жыл бұрын
Why wouldn't you see yourself making such money? Why r u selling yourself short?
@martyhen4 жыл бұрын
This is the most interesting military ad I have ever seen.
@MoonlightSecret14 жыл бұрын
Millennial Match: Graham vs. Garrett. 'nuff said.
@runfunmc644 жыл бұрын
So his monthly budget is >12k. 12,000*12 = 144,000 per year. He only makes 120,000 per year so hes going into 24k of debt per year? What am I missing? Also where are the taxes?
@theshinythings1234 жыл бұрын
I eat out every day in an expensive area and I spend 500 a month and I thought I was way too crazy, but this guy...!
@jamalcole19854 жыл бұрын
First month as a union electrician, ill be up there soon.
@saamgolmoradi11924 жыл бұрын
I feel like graham isn’t gonna be happy with the monthly food expenses...
@fabriannnaa67884 жыл бұрын
There’s no way your 24 and pay $43 on car insurance
@jen_nice20594 жыл бұрын
Chanelle Fabrian if it’s for basic coverage
@IchaKavonsOfficial4 жыл бұрын
The insurance is probably registered to his parents
@AmoraLili4 жыл бұрын
Maybe military benefits? Or military related car insurance companies?
@theunconventionaldeal38794 жыл бұрын
My kid is 20 and pays that, it's not uncommon.
@derklaus92104 жыл бұрын
I pay 160$ a month. Am I getting screwed?
@Mklaw5004 жыл бұрын
Earning 120K is good but growing from that amount is even better
@98715166904 жыл бұрын
This guys going to get ripped apart by Graham. I can almost hear him screaming through my screen. Have to watch the reaction video. LOL
@makinmoneywithjuan11083 жыл бұрын
So he makes 120 thousand before taxes and he spends a little over 12 thousand a month ?? That makes no sense because he would be in debt still that means he is roughly spending 144 to 150 thousand dollars and that’s more than he makes.
@40finance4 жыл бұрын
Aside from some debatable budget decisions, I was glad to see a service member utilize the assets he has (VA loan) to build a business after the military. Good luck with your investments!
@lovemegoldendac4 жыл бұрын
He lives in Maryland at the National Harbor. You guys should really update the title and he should stop saying he’s in the Washington DC area 😒. Washington DC is a City!
@darrylw10384 жыл бұрын
They have to get those clicks 🙄.
@lovemegoldendac4 жыл бұрын
Darryl W It’s the most annoying thing ever. People really try to group every suburb and surrounding state into DC. National Harbor Maryland is not DC! If you live in a state and have taxation with representation you don’t live in DC!!!!
@darrylw10384 жыл бұрын
@@lovemegoldendac you are only going to frustrate yourself more if you apply logic to their nonsense 😐. I live in Fredericksburg, VA and you will be amazed at the amount of people who tell me I live in northern VA.
@SoCalFreelance4 жыл бұрын
That post 9/11 GI Bill is insane. The GI Bill in the 1990's barely paid for the cost of books.
@ChandlerQSink4 жыл бұрын
If you ever want to do a video about a 20 year old firefighter in small town West Virginia on 45,000 a year, I’m in!
@ChandlerQSink4 жыл бұрын
Tyrel Tolliver I’m no millionaire by no means, but I do good for my age and my life never gets boring. I get tired of seeing everyone post videos about guys in a cubicle making a million like it’s nothing. I’d much rather be working in a field I truly enjoy.