Living On $181K A Year Outside London, England | Millennial Money

Alex Symeonoglou, 34, bought his two-bedroom flat in Maidenhead, UK - just outside of London - in June 2015. He makes $181,000 a year as a strategic assistant and chief of staff for a pharmaceutical company. He considers his interest in investing almost like a second job. As a result, he has amassed over $400,000 in his investment accounts. He enjoys spending his free time playing tennis, traveling, and practicing his mixology skills.
This video has been updated. (10/13/2021)
This is an installment of CNBC Make It's Millennial Money series, which profiles people across the globe and details how they earn, spend and save their money.
What's your budget breakdown? We're looking for stories from all ages, not just millennials! Share your story with us for a chance to be featured in a future installment of Millennial Money: ​cnb.cx/32TYZ2K​
As a 10-year-old growing up in Athens, Greece, Alex Symeonoglou got hooked on a TV show about the stock market, called “Limit up, Limit down.”
“I didn’t understand anything, but I absolutely loved watching it,” he tells CNBC Make It.
By the time he was a college student in the U.K. in 2004, Symeonoglou says he was tracking stocks on a daily basis and was even getting involved in his father’s investments.
Today, he jokes that his passion for investing has become like a “second job.” And at 34, Symeonoglou has already amassed an investment pot worth $410,795. (CNBC Make It converted all the figures from GBP to USD).
“It’s actually the thing that I talk about the most with all my friends and family,” he says.
When he’s not watching the stock market, Symeonoglou works as a strategic assistant and chief of staff for a large pharmaceutical company in London and earns about $181,000 a year. That includes his base salary and bonus, as well as $9,311 from an annual company car allowance, an uncommon perk in the U.K., and money from selling some of his vacation days each year.
How he spends his money
Here’s a look at how Symeonoglou typically spends his money, as of July 2021.
Savings: $2,888 goes into his company pension plan each month, equal to 27% of his annual paycheck before taxes. His employer also adds an 8% match, since it is mandatory for employers to contribute to pension savings in the U.K.
Investments: $2,602 in total. Most ($2,396) goes into a tax efficient investment account known as an ISA, or individual savings account. He also contributes $205 of his salary before taxes into a company shares account, and his employer adds $103 on top of that amount.
Housing costs: $2,294 includes a $1,976 monthly payment to his mortgage, $201 toward a maintenance fee for his apartment building and $116 for council tax, which is a local area tax in the U.K.
Food: $733 includes $178 on groceries, $41 on bottles of alcohol for his cocktail-making parties, $438 on eating out and $75 on a Nespresso coffee pods subscription.
Car: $170 includes $60 on insurance, paid in a one-off annual fee of $726, and $110 on gas.
Fitness: $122, with $55 going toward his tennis club membership and $67 going toward his gym membership.
Discretionary: $112, including $19 spent on his Netflix subscription, $82 on ad hoc buys on Amazon or eBay and $11 on a monthly haircut.
Utilities: $105 includes $27 on Wi-Fi, $22 on heating, $22 on hot water and $34 on electricity.
Insurance: $11 contribution to a company dental plan.
Symeonoglou bought his two-bedroom apartment before it was fully built, or “off-plan,” in Maidenhead, Berkshire, in 2015. He decided to buy in Maidenhead because it’s close enough to drive into London, but he could also get more for his money by not living in the city.
He bought the apartment for $383,340, plus another $20,540 for his parking space in the building’s garage. Symeonoglou put down a deposit of $123,238 for the flat and took out a 13-year mortgage. He plans to pay it off in just nine years, since he doesn’t like to be in debt.
He doesn’t plan to live there long-term though. “If all goes well, then I will rent it out in order to have some passive income, while I transition to another flat or house, whether in the U.K. or abroad,” he says.
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Living On $181K A Year In Maidenhead, England | Millennial Money

[@ChandelierLeBlair]

"Dont worry about that guy babe, he's just a friend" That guy:

[@AlexSchwartzATV]

LMAOOO

[@aruytpadyugf]

no seriously, don't worry. He wouldn't go for the average girl anyways.

[@BuMyBeLlY]

@@aruytpadyugf you never know, he may be into them cuz they feel lucky to be chosen by him.

[@deleted.385]

😭 PTSD from this comment though 🤮🙌🏻

[@summerrr1]

@@aruytpadyugf I don’t think he goes for girls at all

[@MarianelaGuzman]

So nice to see someone with a good head on his shoulders. Kudos to his father for teaching him about finances.

[@user-ks5wk4xe3n]

Do you want to have a private conversation with us? Send us a message on telegram

[@user-ks5wk4xe3n]

CNBCworld

[@belzeri6518]

@@user-ks5wk4xe3n scam

[@camtheo7555]

head over his shoulders lol

[@ryanortiz2648]

Finally, someone who’s not a KZbinr! He knows how to save, invest, and live life!

[@nobilityproduced629]

He has a small channel. You can find him in the comments

[@chocolateangel8743]

Well, it also seems as though he comes from money and grew up being taught certain things that most people aren't. Many people -- especially blacks and those considered Latin -- have to start from or below 0 and learn things on their own.

[@publius9207]

I think you might be foreign so I understand but it is more polite to say black people and Latin people

[@aguafria9565]

@@chocolateangel8743 amazing that their are libraries all across the world with books full of information, and internet filled with infinite content - there are no excuses.

[@chocolateangel8743]

@@aguafria9565 I grew up in the suburbs and around a lot of whites with money -- that came from generations of medical professionals (with their own practices), engineers, and other successful business owners. Having access to libraries and the internet isn't the same as growing up with money and being groomed for success. Learning from the internet (e.g. KZbin) hadn't become a thing, yet. Besides going to normal school, the kids with money started going to learning centers and private tutors from the time we were in the 6th grade. One of the first things that the learning center did was to test the kids and figure out how they learned all the core subjects. They also got to go to school all year long (in order to stay ahead of everyone else). They also went to math and science camps. I know this because they constantly complained about it. As we got older, we poorer students were working 35 hours a week at after-school jobs in order to have money. The kids with money were getting internships and things that would look great on their college applications. Not surprisingly, these kids went to Ivy League universities -- just like their parents. As adults, they became highly successful. Money has never been an issue for them. Money gave them access to opportunities that others didn't have. So, we can't act like coming from wealth doesn't positively impact a person's life.

[@SpanishWithNate.]

I love Alex's outlook on life. Clearly very intelligent, and he's thought through his priorities well. Love it!

[@sg9062]

dude got MBA from HEC Paris, one of the most competitive and elite business school in the world. Not surprised he's doing really good in life. Love to see someone from the UK rather than seeing all about millennials from the US. Keep up the good work!

[@tixero]

Not actually difficult if you have the right professional background

[@PaulHo]

If investing is his second job, monthly cocktail party planning is his third. Good for him, being able to find things you're passionate about without it becoming a costly hobby is a great place to be at.

[@user-ks5wk4xe3n]

Do you want to have a private conversation with us? Send us a message on telegram

[@user-ks5wk4xe3n]

CNBCworld

[@whitneybryan8520]

Love seeing someone who is responsible with his money but knows how to live his life. I feel like so often people commenting on this channel advocate penny-pinching to the point where you can't even enjoy life - what's the point?!

[@itsmulanali]

This!! I agree completely with this! There’s no fun in lowering your qualities & enjoyments in life because you’re looking for the best sale. You can’t do everything cheaply, well at least I can’t lol.

[@kocronashi]

He needs to add this CNBC video link to his dating profile 😆

[@infini.tesimo]

The part I want to hone in on is where he mentioned that his father taught him from a very young age how to grow and create generational wealth. Most people don't achieve this mainly because their parents before them didn't know how to do it either. It's up to you break to break the cycle and keep it going.

[@sassycat6487]

@@P.90.603 so you want humanity to die off? Not judging just curious about your thought process on that

[@keno.3043]

As difficult foreign parents can be but they definitely teach money skills and generational wealth

[@anyasyht]

Love seeing more UK folks!

[@user-ks5wk4xe3n]

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[@user-ks5wk4xe3n]

CNBCworld

[@ladytee4269]

Ditto

[@rob_milstein]

And Greeks! Opal!

[@zchoicez]

He looks like his has good head on his shoulders. He seems responsible, keeps himself fit, logical ( not a show off ), and discipline. 👍😀

[@JoshIsOnAMission]

"Friends and family the most important thing in life" - this man knows whats up

[@ac81]

for me its money

[@Sanyu-Tumusiime]

they bring me down so why bother just have more fun being alone

[@joea8650]

Alex is obviously well-bred! I wish I hung out with more people like Alex instead of wasting time with silly and superficial slackers when I was younger. We are who we surround ourselves with!

[@josephbrennan370]

Give me more life advice. I am 19 years old. Please

[@josephbrennan370]

@What Nowz it is hard to hang around with studious people. I am quite studious but I often have to endure bullying which honestly sucks, but what can you do.

[@holdupnow2326]

@@josephbrennan370 don't allow people to bully you.

[@dtw456]

Well bred is an odd choice of words…

[@glenglen9958]

@@josephbrennan370 Jim Rohn tells us: “You are the average of the five people you spend the most time with.” Basically hang out with people who don’t value money or financial wealth you will be complacent with that because everyone in your circle is like that. Hangout with people who you know want to achieve the same as you if you want a wealthy lifestyle.

[@vamieses]

Thought I was watching a really long introduction to this season’s Bachelor 🌹🌹🌹

[@duancoviero9759]

🤣🤣🤣🤣👏🏾👏🏾👏🏾👏🏾

[@nyokabi123]

lmao. This is so true. Something about the production is very Bachelor.

[@afr0flava]

Lol I swear I was about to type “Marry me!”

[@leah38521]

loool

[@ZA56AA]

Because you are all conditioned to seek or think you are entitled to the best of the best guys.

[@CookingWithCarlina]

Alex, your story is so inspirational! Thank you for sharing! I’m glad that CNBC is sharing our stories! :)

[@user-ks5wk4xe3n]

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[@user-ks5wk4xe3n]

CNBCworld

[@elliewanders]

Great episode - thank you for showing someone who also lives in the UK cnbc. Buying a flat close to London (but not actually in London) is a very good shout.

[@tilly8627]

Refreshing to see them doing someone in the UK.

[@tristanrodenhauser5267]

They should do a series on how to become a high income earner. He has a high income, low budget and can save 2/3 of his income.

[@NightRidah777]

Learn to code. Simple as that. If you can't understand coding then understanding that many in the pop. can and deserve a higher income than you can command.

[@pistachiogarza339]

@@NightRidah777 If everyone learns code then the value of individual coders will go down, and the price of educating coders will go up. There are deeper problems...wages in general need to come up, especially at the lower end.

[@treeman_mj]

@@pistachiogarza339 in theory your point might be valid. But, most people do not have the mental fortitude to learn how to code. So Night Ridah is 100% correct.

[@ducks-on-quack]

@@NightRidah777 Software development will be one of the first jobs to be automated. Picking the right specialty is important.

[@NightRidah777]

@@ducks-on-quack Who do you think is gonna automate it smdh

[@dereksilvers9177]

Please continue making more videos from the UK

[@MeetKevin]

This is the person's cocktail party I want to go to. Great job!

[@jayvee1901]

graham needs to teach him how to make 20c iced coffee though

[@annajones9701]

Ironic has better education than Kevin but Kevin has husttled harder and earns more

[@jackkilrich630]

How did you have the time to watch this?

[@annajones9701]

@@jackkilrich630 probably watched it while having a poop

[@aliali-ce3yf]

booze in a brown paper bag is better

[@FIREPsyChat]

This video is proof how important financial education is to our kids. Could you imagine if every teacher and parent taught their children how to budget, save, invest and do taxes in their teenage years or younger?

[@TomNook.]

It would collapse the banking industry and private borrowing would be obliterated.

[@ericcalderon4040]

You're Right Sir..,

[@ericcalderon4040]

That is why I had to start crypto trading with him 2months ago and now I'm making benefits from it....

[@benchristrichard7409]

O'yes I'm a living testimony of Mr Sam Justin

[@benchristrichard7409]

Mr Sam Justin has changed my financial status for the best

[@HackeemAlves]

Why have I heard about moisturizing my skin but I never heard of moisturizing shoes. His money management skills are A1

[@baz1184]

Leather is also skin. So leather shoes, furniture, car upholstery all need to be kept moisturised to prevent cracking.

[@weprogress.909]

Great to see an episode on someone who's in the UK!

[@josephbrennan370]

Very true

[@jayvee1901]

more UK videos please!

[@Luisamaxine]

“Ready to start a family” hi I volunteer… you can move to USA, but I love to travel too so we can get it started anywhere. 😂

[@FunInTheSun808]

He plays for the other team…

[@user-ls2jg7vl2h]

Hey this is the guy from the video. What’s your IG,

[@dushjr]

@@user-ls2jg7vl2h 😂😂😂

[@NicksDynasty]

Seems like a stand up guy. I love the diverse locations on the series

[@DavidNassau]

Definitely, really appreciate the perspectives from different countries

[@NicksDynasty]

@@DavidNassau for sure the pension and health care seems interesting

[@a004]

Best Millenial Money episode in a LONG time. Not only he is a very likeable young chap who is making sensible decisions all around. But also CNBC went back to basics and just focused on reporting the objectives. No flashy clickbait title, youtube-channel promotion or social commentary about minorities/disadvantaged millennials. This was a great episode. More like this please.

[@DiamondFlame45]

I think it’s great that they cover folks from disadvantaged backgrounds because let’s be honest kid, as much as amiable the guy is, he did come from a well established background. Not many kids can say they received financial literacy through their parents or played for a national sports team. Not trying to undermine his success, but it’s very disingenuous to say that his success didn’t derive a little bit from his family support and background.

[@a004]

@@DiamondFlame45 I'm fine with shining a spotlight on disadvantaged, but not to the point where it overtakes the episode and we lose all objectivity. That's what I feel the last few episodes have been. As long as we keep it objective, transparent and well rounded, I'm happy to see anybody and everybody on these episodes.

[@annajones9701]

@@DiamondFlame45 yes but Graham Stephen in US never came from privilege or had any university education but is earning millions

[@sailormars20]

This is an example having good and successful parents to get you a good footing in life.

[@dbiswas]

Very well said.

[@kimjack1000]

Good and successful parents who gave him a financial education

[@sophiaatn5339]

Spot on

[@afr0flava]

I vow to be that parent!

[@Robstrap]

You don't need to have successful parents. Just parents who teach you good morals and skills. He is greek, theres a good chance his parents don't have much money, as greece is a very poor country.

[@PriyankaBanerjeee]

I want to hear more about his party themes and menu!

[@shreysom2060]

Ha ha

[@jetpark3743]

omg

[@edjj7218]

I want a friend who invites me to their monthly cocktail parties! lol

[@harnessmoney]

Tons of smart decisions. Cheaper flat, heavy into investments, credit card points and understanding what you are investing into before making the investment. This guy is going to crush it over time.

[@storiesfromthemundane]

More UK episodes please 😊😊

[@matb1101]

Inspirational! Love to see how he keeps humble whilst he is doing so well in his professional life

[@zithelontaka6082]

Wow , he has his life all figured out and responsible.

[@sbkr4906]

Marry him

[@HassanPoyo]

Most women would still ask for more

[@elishawhite7487]

More London ones please

[@srinivasasr8200]

thoroughly enjoyed ...

[@user-ks5wk4xe3n]

Do you want to have a private conversation with us? Send us a message on telegram

[@user-ks5wk4xe3n]

CNBCworld

[@sweetsweet3753]

Brave vid to put yourself out there like that.. nice one!! . although your lifestyle/budget seems very much on the high side it works well for you and thats what counts.. i retired young and my spend is about $35kusd/year (i can afford to spend a lot more but i dont feel that any of the extra spend would make my life any cooler). I live in the tropics and am either barefoot or in flip flops so imagine how much $$ i save on shoes..

[@skillfuldabest]

> “What’s good about the UK is the NHS” > “But of course I don’t use that, I use private healthcare because I don’t like long waiting lines” Lmaoooo

[@noahremnek3615]

Alex: I am glad we have the NHS Also Alex: I go to private hospitals Lmao 😂

[@CareerCraft56]

He is making it!!! 💯

[@ayaanaftab2880]

Cant wait to watch Graham to react to this

[@RichardDiStefano]

This needs a Graham reaction ASAP

[@cheeSyCheeSySmile]

How charming and wholesome he is.

[@ANDYDAVIRGO]

This young man is very sensible and financially wise. Best person yet to appear.

[@user-ks5wk4xe3n]

Do you want to have a private conversation with us? Send us a message on telegram

[@user-ks5wk4xe3n]

CNBCworld

[@BuMyBeLlY]

Nah, the lady of an Asian background who was paying for her younger sister's college tuition.

[@sandieheron8819]

Great story!

[@99Thursday]

Another great episode, I can wait for next episode!!!!

[@Myulls]

England's most eligible bachelor

[@ZA56AA]

Again Because you are all conditioned to seek or think you are entitled ( women) to the best of the best guys.

[@edilangsultan3522]

@@ZA56AA Jesus, I'm kinda jealous of him, but you're all over he comment section talking about hypergamy. Let it be brother, and work on yourself.

[@ZA56AA]

@@edilangsultan3522 "Work on yourself Bro " ! Laughing. There isn't anything else you can do anyway,is it? You purposely missed the point. I commented them not him. Those who are saying they just " felt in love" ! Laughing. Do you ever read the rest of the comments?

[@futurikidis21]

Happy to see someone in London. What the article forgets to mention is the jump start he had from his parents. He definitely looks like a private schooled person which in Greece is extremely expensive. And hec mba is about 80k euros. Which i guess its mom and dad bank. I like the vid but he is definitely not your average londoner. He is priviliged

[@heredianna2496]

Hi I am French so I am aware that HEC is a very expensive French school for the rich and his parent probably helped with that so it should have been good to mention it more. But despite that I know many people with humble beginnings or wealthy family in London making the same amount of money or more who do not make his smart choices. Many people who make money would have chosen to buy in central London although it would have put them at risk financially, or would splurge on brand outfits , purses, daily expensive dinner in restaurants or drinks in upscale bars to feel the daily superficial wealthy lifestyle that would make them slowly less wealthy and I see the same thing in Paris by the way... So despite his wealthy family it seems that he is really down to earth and in tune with reality which makes him make smart financial decision and you don't need a wealthy family for that.

[@futurikidis21]

@@heredianna2496 Agreed but my comment was more about the average londoner not his choices. The average londoner does not have a car and lives with roommates. The average londoner cant afford a 400k home in maidenhead. That it is still way out of reach for most people. 5The average salary in london is 35 k which means to buy a house like that its 12 times their salary. This person earns 4 times more than that. So he can afford lecturing and play sensible because his survival issue is solved before he was 18. Definitely not earning 130k which by statistics puts him on the top 2-3 percentile. If you want to show how millennials are actually leaving then make one for the 50th not the top. As for you comment on sensible choices. Having a bmw and spending money on churches shoes i would not call it sensible.

[@heredianna2496]

@@futurikidis21 With how much he makes and how much he spends on housing and saving and investing... I am not shocked by his shoes choices.... But I don't think this channel is interested in showing regular people. Most people represented here are less than 40 years old, makes more than 100k and do not support a family. So yes these videos don't help so much regular folks. And to be honnest if you start with a low income salary you're pretty much screwed in this world :-(

[@nj5709]

@@heredianna2496 this is so true, and so sad.

[@CalebOliver]

This guy is inspirational

[@pranavkumbhar725]

"Friends and Family is very Important to me." Dom torrento liked that

[@Sonny1065LV]

Great episode really enjoy seeing how people build wealth in other countries, Germany next if possible 😃

[@JBoogie1977]

Definitely nice to see perspectives from other countries.

[@DavidNassau]

Germany would be cool. Also, places in Asia and Africa would be super interesting!

[@Sonny1065LV]

@@DavidNassau Agreed I would love to see all the other perspectives, very interesting and informative.

[@gidd]

@@DavidNassau I'm african in africa (especially my country,kenya) saving culture IS HUGE most people don't take out loans to buy a car/house etc they'd rather put it in a high yield savings account until they can afford what they want

[@norbertoorellana4917]

I love these videos when it's clear the person knows how to budget. I grew up homeless and without any financial education and saw what that did to my parents. I'm lucky to have realized early on the importance of financial education. Hopefully one day I can be on Millennial Money! Maybe not yet though with my measly grad school stipend lol.

[@jacobgordon7810]

You got this! Investing in your education is a great way to build a future with more opportunity. Congrats!

[@alianaweston2286]

He’s very polite and humble. This is the most important thing. His parents did well.

[@Michael-London]

7:20 custom computer - do you build the computer yourself? I see the laptop there! Why not use the custom built? Shows in London even on prime minster salary you still need to live outside of london.

[@ToddBaldwin]

Managing money and living below your means is a surefire way to live a life of freedom.

[@oco987]

He's doing really well. He's investing more than his paying in mortgage. That's huge. And he's putting alot into his company's pension. He's putting more than half of his income in investments and pension

[@rexyzvent5864]

As a british person but a south londoner his accent is so interesting, very Tv/film esque and soothing. I liked the regular cocktail parties

[@swicheroo1]

My guess is that so much of his accent derives from the composite accent that you will get from international schools.

[@21cgIN]

He is half Greek and grew up in Greece and you can definitely hear it (as a Greek, I can also tell he was privately educated).

[@dejialonge]

@@21cgIN probably privately educated with a spice of greek, posh boarding school and international school accent

[@AnnRen-nh4ur]

@@dejialonge spice of Greek?

[@Mmeme2023]

Alex's credit score is 999, I should tag Jose 🤣

[@Nonchalantlyfabulous]

Omg !!! 😆… I wonder if anybody else gets this reference lol

[@JC-ty8zd]

Alex let me know if you want to come to America... I'm ready to start my family to;)

[@investedfemelle7564]

🤣🤣🤣😂😂😂

[@meredithk2892]

Graham Stephan is going to love this!

[@lucynjoroge6737]

He’s so eloquent! Has a vision and is realistic!

[@DavidNassau]

Agreed! Super well spoken and clearly, highly educated. The accent helps too 😜

[@kevincisneros5533]

Love his mentality!

[@saami9606]

I've always wanted to see one from the UK, since I'm from here too so thanks x

[@almurabitun]

Finally someone England. Respect to him for making his money.

[@gilbertnicholas1582]

This is a good one Dude has a good balance of investing and also living a little while making good money

[@CourtneyLaBree]

Graham is going to love this guy!

[@RezaMuradi]

Can't wait for Graham's reaction 🚀 This man is amazing

[@bizmatthew]

Yeah he is definitely sitting well, good lesson to learn not to just invest in any stocks, but do research.

[@The_Original_Hybrid]

Investing in individual stocks is wrong, regardless of whether one has done prior research.

[@estebanazcarragasada9386]

Magnificent vídeo

[@SAnderson54]

This brother is winning!!!! Can I get an invite to the cocktail party!?!?!

[@aliali-ce3yf]

no

[@Davion474]

This has been the best make it episode I’ve seen.

[@tariitonyo3360]

this could be an MBA advert for HEC Paris.

[@mohamedmoon6513]

I mean it is the best business school in France 💁‍♂️

[@thelmamfuta7661]

Lmaaaaaaooooooo right

[@ADHD55]

Such a nice well spoken guy, any girl who gets him will be extremely lucky

[@dannyboy900102]

Or guy lol

[@silvaphoenix3652]

Looks like guy.

[@israeliana]

Maybe it's just me, but he got more attractive as the video went on. Something about being frugal and focused is just it for me.

[@slickrick2420]

@@dannyboy900102 Why

[@slickrick2420]

@@silvaphoenix3652 Why??

[@user-ei7ed6zy9k]

Lmao the thumbnail labels Bristol as Maidenhead

[@elenavelasquez208]

Thank you for sharing your story Alex! 😊 He seems like a kind, thoughtful and intelligent man! I love his honesty with investing and being strategic about everything from housing, healthcare, and shopping. I wish him even more success! I hope he meets a wonderful woman and can start a family. If he’s looking for a single American woman, I’m available 😉 ❤️

[@edjj7218]

What makes you think he hasn't? Could be that he just hasn't popped the Q yet

[@eraldmulla8154]

This one might be the best episode of this series so far. Very inspiring! Good for him, excellent!

[@WhiteCarBlackWheels]

cnbc make it - MORE LIKE THIS PLEASE! nice to see a normal guy who's on a good track in life. the youtubers / influencers are fun, but these type of vids just seem so much more reasonable / relatable. thanks for the content!

[@user-ks5wk4xe3n]

CNBCworld.

[@hppavilionf50]

This guy is hardly "normal". He has an MBA from HEC and it appears that he came from some money.

[@rosenaandre7147]

Very mindful young man.

[@danyoyoh]

This guy is exactly what Americans picture a European would be lol

[@michael2275]

Yup and he gets paid $0.5 on the $1 as Europeans do....

[@annalaurissa]

Which is what? 😂

[@michael2275]

@@periades6778 US has lower taxes, higher wages, lower cost of living, MUCH lower energy costs. He would easily have 2x the purchasing power with same role in the US.

[@tmit9992]

@@michael2275 US also has student loan, medical bills but sure :)

[@michael2275]

@@tmit9992 Yes, if you're poor then Europe may be better, but he is a high earner and would be WAY better off in US.

[@JonathanSorunke]

He’s really doing a great job! I’m glad he realized the new car was a waste of money.

[@questiontime1401]

He's driving a new Audi A5....

[@JonathanSorunke]

@@questiontime1401 he’s also making $200k / year and he even said it’s a mistake. Have you never made a mistake before in your life?

[@AlexSimInvesting]

Agree that new cars are a bad move! Just to clarify I bought the car used but with very low mileage at 40% off original price. I admit I could have gone with an even simpler car though!

[@Kanal7Indonesia]

Good for him ❤️💛💚

[@adeebniyazi]

This man has his life sorted.

[@DavidNassau]

1:30 - You become what you focus on, and like the people you surround yourself with! This guy had an amazing foundation and clearly surrounds himself with people with similar values - good for him!!😎👍

[@tina360]

I love his voice very smoothly and calm.

[@MsJai_1]

EXACTLY! No need for a new car, taking great car of a paid off car saves a lot, along with no expensive name brand clothing. Stylish and well-crafted shoes are a must, though, but not splurging on each pair. Taking care of the house(s) for long-term investment reasons is sensible. Thanks to my grandparents for teaching me.

[@arshjohri5852]

Graham... reaction better be out soon

[@sophiaatn5339]

I like this guy he’s sensible and looks like he takes care of himself.

[@projectverna1937]

Finally-- another Britain-based episode ♡

[@rwilks5733]

Good for him!

[@rebootedlifestyle4400]

Finally someone with a real job who’s not promoting motivational scam or a KZbin channel 🙌🏾

[@DemetriPanici]

Those sweatpants are fire

[@blaicushman455]

It's strange how people talk about all the profits, they've been making through trading of bitcoin, while am here not making any profit at all. Please can Someone put me through on the right path or at least tell me what I'm doing wrong?

[@tylerwilson5747]

Same here, My portfolio has been going down the drain while I try trading,I just don't know what I do wrong.

[@darrellrichardson9772]

Cryptocurrency trading is really profitable and in order to achieve success, you'd have to keep emotions out

[@jessyferbian8638]

@@darrellrichardson9772 Trading is tough and even the best traders have substantial losses along the way

[@jonathanwestley9683]

No matter how much effort I put into my trades, I still make more losses than profits. Trading really is hardwork.

[@jonathanwestley9683]

@Steuern MitKopf How possibly can one actually eliminate emotions from trading?

[@TheJbrFan]

Top bloke

[@champagneks6129]

He mentions a UK investment scheme that allows him to buy company shares, with his company adding to that. does anyone know the scheme and/or where to find out more about this scheme? thanks for replies :)

[@kimp7575]

Super classy, real swanky

[@nhdarling2]

He should start a youtube channel imo.

[@Kanal7Indonesia]

@@AlexSimInvesting do u invest in Dogecoin ?

[@vegannigeria9218]

@@AlexSimInvesting hi can you share what credit card you use? I’ve never heard of one in the U.K. that gives points, miles etc! Thanks

[@AlexSimInvesting]

@@vegannigeria9218 hi! I use an HSBC World Elite credit card. The first year is free and they often waive the fee after. Overall I really like the card as it gives you unlimited airport lounges as well. I also used to use an AMEX gold that also has the first year free. So between them I have been able to keep getting points without fees so far!

[@of.the.culture5783]

@@AlexSimInvesting I’m watching every vid

[@AlexSimInvesting]

@@of.the.culture5783 thank you! I hope you like them

[@anoukc6928]

Interesting episode and wish him good luck!

[@arindamkumar7725]

The part where he talks about how he manages his health expenses is missing. Its present in the subtitles though.

[@sassycat6487]

He looks so young for 34 I was thinking 20's

[@summerrr1]

He moisturises… if you know what I mean

[@FinancialShinanigan]

Already has a big advantage thanks to the UK's free healthcare.

[@annalaurissa]

NHS isn’t great, but it is free. Most countries in Europe offer free or very affordable healthcare system. Only US sucks 😂

[@RezaMuradi]

Yeah Here in AUS we have free health care too 😁

[@PsychedelicFern]

Idk, assuming you live in the USA he probably would have a bigger advantage living in Texas, Nevada, or Florida even without free healthcare.

[@PsychedelicFern]

Our healthcare system is def trash tho for being such a wealthy country

[@uwhaku]

Its actually not free. His tax rate is 40% which would be $72,400 per year. In the US his tax rate would approximately 29% for both federal and state, which would be $52,490. The difference of $19,910 is essentially what he is paying for "free" healthcare.

[@Pravin_Yeshua_BTC]

Well Done ✨

[@Abdullah97484]

This is CRAZY, I live in Maidenhead too!