Loan to Study in Australia- Student Visa and GTE

[@SudhirSehgal]

Brilliant piece of info! In fact very timely for my daughter's July 2025 intake...keep it up! Will get in touch soon

[@WeMakeScholars]

Hello, Thank you for your feedback! To contact our team, kindly request a callback using this link: bit.ly/48cTdcR or by calling 9889882090.

[@NIRMIT_123]

The loan shouldn't be an unsecured loan. However, many of my friends-around 10 to 15 of them-have taken unsecured education loans and successfully obtained visas for the FEb- 2025 intake. How? 😅😵‍💫

[@WeMakeScholars]

Hello! The acceptance of funds from an unsecured education loan depends on the university. Recently, many universities have started denying funds from unsecured education loans. That is why we mentioned in the video to opt for a secured education loan for better approval chances of the visa. Hope you have understood.

[@hrishikeshbedre2097]

Thank You for such a Very informative video. Would really appreciate it if I get a video for Ireland with such in-depth information.

[@WeMakeScholars]

Hello Hrishikesh, Glad you found the video helpful. Thanks for the suggestion, we'll look into it. If you are seeking one-on-one assistance with your education loan process, our team can help you. A dedicated financial officer will analyze your profile, assess your eligibility with over 15 public and private banks, and connect you with the most suitable options. To contact our team kindly request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.

[@riyathomas55]

What if i am taking loan only for 3 semesters as for the first sem i have completed the fee payment using my savings and dont need reimbursement for that? How to proceed with that?

[@WeMakeScholars]

Hello Riya! Yes, you can take an education loan for 3 semesters only and our team can help you with the process. We are partnered with 15+ public and private banks and a dedicated financial officer will analyze your profile and connect you with suitable banks. To contact our team kindly request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.

[@Faaheem.x46]

Please do a video for New Zealand student visa!!

[@WeMakeScholars]

Hello Faheem, Thank you for your suggestion! We'll look into it and work on creating more informative videos. Stay tuned!

[@MADHANMOHANEr]

Same with New Zealand do video about NZ Student visa loan requirements

[@WeMakeScholars]

Hello Mohan! Thank you for your suggestion! We'll look into it and work on creating more informative videos. Yes, New Zealand also has similar restrictions regarding funding options. To know the New Zealand student visa education loan requirements and assistance with the process, kindly request a callback using this link: bit.ly/48cTdcR or by calling 9889882090.

[@rakshithamr7091]

I want to take education loan , for both clg fee and accomodation, But the hostel provided from clg is fulll now , Can i get loan amt for staying in pg ?? Can we do that ??

[@WeMakeScholars]

Hello Rakshitha, Could you please let us know where you intend to study- India or abroad?

[@rakshithamr7091]

@WeMakeScholars in India , Bangalore

[@WeMakeScholars]

Hello Rakshitha, It is difficult to get living expenses in the education loan if one is living off-campus. Banks generally consider covering living expenses for students staying in on-campus accommodation.

[@kaavu12]

Pls help me with this, is it okay to take gold loan and pay the sem1 tuition fee as the source for the payment wouldn't be considered?

[@WeMakeScholars]

Hello! You can, but why would you choose to take a gold loan instead of an education loan. The gold loan has a very short repayment period of 1-3 years, no moratorium period, no tax exemption under Article 80 section E, and no TCS benefits. However, opting for an education loan will have a repayment period of 10-15 years, a moratorium period of course duration+ 6/12 months, tax exemption of up to 8 years, and TCS is the charges collected during the conversion of currency, which will be 0.5% only through an education loan. We suggest you watch this video that compares education loans with other loans using this link: kzbin.info/www/bejne/bJXHl5KEmayDbpIsi=EVU2WWKOSv8qFtIL&t=233. We suggest you to go with the secured education loan that can also boost visa approval chances and our team can help with the entire process. To get in touch with our team, kindly request a callback using this link: bit.ly/48cTdcR or by calling 9889882090.

[@LifeStories-ug7nh]

I have called the above mentioned number many times they aren’t picking up , how else can i contact???

[@WeMakeScholars]

Hello, Due to the high volume of applications it is taking longer time but we ensure to call each and every student. Your patience is highly appreciated.

[@anushkasadaruwan8681]

When it comes to paying Tution fees, most universities are required for 1st semester fee. Isn’t it?

[@WeMakeScholars]

Hello Anushka! Yes, many universities require students to pay the first semester fees. If you are seeking one-on-one assistance with your education loan process, our team can help you. We are partnered with 15+ banks, and a dedicated financial officer will analyze your profile and connect you with suitable banks. To contact our team, request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.

[@y_phoenix]

I have a question, plz answer me..... : I'm an engeneering student of AKTU ,domicile-UP & I'm elligible for UPscholerships (ammount for OBC-60K) but i need loan through JanSamarth portal . So can i opt for both ? Scholerships as well as Edu Loan . Will UP scholerships have access to see that "this student already taken education loan so don't give him the scholership ammount".....do they ? & also there are 2 types of elligibility , for Scholerships Family income shound be less that 2.5L & for Loan it should be greater than 2.5L ! Hope you clearly understood my doubt. Plz Reply me ! There's not enough time left for the last date...

[@WeMakeScholars]

Hello! Yes, you can apply for both a scholarship and an education loan. Scholarships are typically awarded based on merit, and receiving an education loan does not prevent you from also getting a scholarship. However, we suggest you thoroughly check the scholarship eligibility criteria. To be eligible for the CSIS scheme one's family annual income should be less than 4.5 lakhs, and to avail of the subsidy scheme one should apply through the Jansamarth portal and take an education loan from the portal. Here is the link to the video on the form-filling process on the Jansamarth portal: kzbin.info/www/bejne/Z6LHq3t9o9Ske9Usi=3bHoVW9YXOFjjc0e. Hope you have understood.

[@y_phoenix]

@WeMakeScholars thank you for replying. It was helpful .

[@akashpanchal8237]

hi, which banks are a safe targets for Australian student visa?

[@WeMakeScholars]

Hi Akash! For an Australian visa, it is advisable to avoid education loans from NBFCs to improve the chances of approval. If you are seeking one-on-one assistance with your education loan process and our team can help you. We are partnered with 15+ banks, and a dedicated financial officer will analyze your profile and connect you with suitable banks. To contact our team, request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.

[@HakaniShaikh-z7q]

Is HDFC CREDILA also not acceptable for Australia visa for proof of living expenses?

[@WeMakeScholars]

Hello, The chances of visa approval for Australia with funds from an NBFC are around 50-50. Our team has already been in touch to assist with processing your education loan through Credila, based on your annual income. But if you can provide collateral, we recommend opting for a secured education loan for better visa chances.

[@ankitsharma4965]

If I am taking Education loan without collateral , will there be any problem?

[@WeMakeScholars]

Hello Ankit, It is advisable to opt for a secured education loan to improve your chances of obtaining an Australian visa. If you’re interested in applying for a secured education loan, our team can assist you throughout the entire process. A dedicated financial officer will analyze your profile, assess your eligibility with over 15 public and private banks, and connect you with the most suitable options. To contact our team kindly request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.

[@Ajay_khandal45]

Ma'am what is pm Vidya lakshmi yojana. Make a video on it.

[@WeMakeScholars]

Hello Ajay, The PM Vidyalakshmi Yojana is an initiative for the Vidya Lakshmi portal provided by the Government of India to digitalize the application process for education loans. Here is the link to the video of the form-filling process on the Vidya Lakshmi portal: kzbin.info/www/bejne/jYPPc3qZm6tnh9Esi=rPDikxhnIqR_wYmE. If you are seeking one-on-one assistance with your education loan process, our team can help you. We are partnered with 15+ banks, and a dedicated financial officer will analyze your profile and connect you with suitable banks. To contact our team, request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.

[@vijayalakshmik.m7275]

Hi mam my daughter loan is approved for USA Boston University and visa is rejected then My daughter change the university to UK lona is changed or not please tell and help me please I well pay the process fee also please help you 🙏

[@WeMakeScholars]

Hello, When changing the country, the currency and education loan requirements will also change. If no funds have been disbursed yet, you can change the country; however, the process can be quite tedious. Our team is here to assist your daughter with the education loan process. To get in touch with our team, you can request a callback using this link: bit.ly/48cTdcR or call us directly at 9889882090.

[@akashpanchal8237]

does Australia accept hdfc credila?

[@WeMakeScholars]

Hello, The chances of visa approval for Australia with funds from an NBFC are around 50-50.

[@Cakesnbakes7973]

Grandmother's colletral will be accepted or not?

[@WeMakeScholars]

Hello! Yes, your grandmother's property can be accepted as collateral for a secured education loan. Since you are planning to use this property, please note that your grandmother must also be included in the loan as a guarantor and our team can assist you throughout the entire process. A dedicated financial officer will analyze your profile, assess your eligibility with over 15 public and private banks, and connect you with the most suitable options. To get in touch with our team, kindly request a callback using this link: bit.ly/48cTdcR or by calling 9889882090.

[@akashpanchal8237]

is not GTE, its GST

[@WeMakeScholars]

Hello Akash, Thank you for your comment. However, the GTE (Genuine Temporary Entrant) was an old term that was replaced by GST (Genuine Student Test).

[@akashpanchal8237]

Yes, therefore use the latest terminology.

[@Ankushkashyap-p5u]

I have shared all my details on the WhatsApp number you provided, but I haven't received a response yet.

[@WeMakeScholars]

Hello Ankush, Due to the high volume of applications, it is taking longer than expected. However, we ensure that we will call each and every student. We kindly suggest that you wait, and our team will get back to you shortly. Your patience is greatly appreciated.