I think I finally figured out the Chase Sapphire Reserve!

[@daileydouble1755]

If only Chase would just add a 3x grocery category for the CSR…

[@verafiedairman]

They do. It’s thru DoorDash, w/ $10 credit 2x per month

[@kevincai5491]

that would be game over

[@franciscanstudent]

Or, if that were a feature of the freedom unlimited to push people into the trifecta, that would be great.

[@michaelgrayson409]

I would cancel my AmEx Platinum and Gold and move most of my spend to the CSR if that happened. Are you listening, Chase!?

[@billwright2176]

You use Freedoms and Inks for everyday spending . Use the Saphires to redeam the points. If they added everyday multipliers to the csr it would be a major shift in how they have everything set up to blend together. Why I don't expect or want this to happen. Refresh the saphires for travel. Refresh the freedoms for everyday spending.

[@jholbrook.42istheanswer]

"not forever alone like my friend RJ Financial" might be the best call out I've seen 🤣 Great video. As someone who travels almost entirely domestically with my family of 5, I may upgrade my CSP to the CSR once I and P2 get back below 5/24 (maybe one day) and we can go more all in on earning UR points. Amex just keeps throwing out great offers I can't say no to, and the ability to transfer to Hawaiian to Alaska to book AA flights (for now), or to Hyatt has given us such good opportunities and high cpp that I've not needed the portal. (I really do value finding where my family's travel wishes and high cpp overlap, despite my confusing livestream comments lol).

[@LukesPointsandMiles]

I’m flying today using those Alaska miles. Crazy value

[@gurpindersingh-q1b]

Hi Luke. Very informative video. Thank you. CSR makes lot of sense for people like me who use Freedom unlimited for non category spending with in US. It ensures minimum return of 2.25 using CSR travel portal for each dollar spent on unlimited. The added value of x 1.5 for each point using CSR portal helps negating the annual fee on CSR. Also, closest airport, Boston having a Chase lounge, is another reason for me to keep it. It gives unlimited visits to Chase lounge.

[@LukesPointsandMiles]

@@gurpindersingh-q1b it’s a very strong card

[@TheRatatar]

C1 duo and Ritz card had been working well for me this past year. Ritz gets me into the sapphire lounge which is nice

[@LukesPointsandMiles]

Great trifecta

[@Lancun]

All I do at this stage of my life is domestic travel and I can't be bothered to search for those Business Class sweet spots for a flight that will last, at most, five hours. It seems like every quarter I'm getting a great category on the Flex (7x at McDonald's, 5x on gas, 5x on groceries, 7x on restaurants in general). I just get such great use out of the Chase cards besides the CFU. I'd just use the Venture X for my catch-all. If the next premier Chase card is released and it's got good, different multipliers, I'll just product change my CFU to it since I'm so far away from 5/24

[@LukesPointsandMiles]

Sounds good!!

[@nubianpwr]

Your take here is interesting Luke! I've had the Chase trifecta for several years now. Their ecosystem leaves me with a "meh" feeling. It has gaping holes in its multipliers. I've a disdain for rotating categories "forcing" me to change behavior every quarter. The 1.5x portal boost is cool - until it's not. I prefer direct bookings & transfer partners to the portal. The CSR ecosystem needs a wardrobe change, or the luv affair will end soon😅

[@LukesPointsandMiles]

@@nubianpwr I’d agree. Needs an overhaul

[@newagain9964]

Cap1, WF...maybe even citi has passed up chase in travel game, maybe. waiting for someone 's reply "but hyatt tho.." EDIT: nah tbf citi still weak, even if they get AA they'd still be behind chase.

[@tbark87]

The problem with the premium cards is the more of them you have, the more you question the value of each of them. If we were happy with just one of them it’d have huge value. When you have 5 you’re starting to stack the house of cards a bit high.

[@LukesPointsandMiles]

@@tbark87 💯. You are absolutely correct!!

[@DecayedMushroom]

I admire the people that use just one or two credit card set ups. Just hits the major spend areas and then 2x/2% on everything else. No headache over point optimization, and they always have a boat load of points for the next big annual (or semi annual) trip. Amex Gold - Groceries and Dining Hilton Surpass - Dining, Groceries, gas and 3x on everything else. And the 15k spend Free night reward. Or the Capital one duo

[@LukesPointsandMiles]

@ I feel the same! Haha

[@tbark87]

@@LukesPointsandMiles Today I saw a guy use his Sapphire at the grocery store and I squinted a bit. Then I thought… why did I just squint? Man’s just living his life, probably happier than me.

[@LukesPointsandMiles]

@ I’ve seen guys that use the Amex platinum for everything. When I talked to him he says, “son I push 8 figures a year through this joker, you can spend your time worrying about how many Pennie’s you can collect. I’ll worry about making money”.

[@robh6854]

Good info brotha. Helped affirm that it’s not one I need…. I’m killin it with the ink as I’m a high consistent business spender…. Plus have a handful of Amex including the bus platinum…. Then smoking it with Hilton Thanks for your continued education 🙌🏾

[@LukesPointsandMiles]

@@robh6854 thanks for stopping by, Rob!!

[@ColinRH]

The way I like to use portals is book(and pay for) all domestic travel through them to rack up points I will hopefully use to fund international travel or atleast the flights… Me and my SO don’t spend a lot so this is are best way to rack up points

[@LukesPointsandMiles]

@@ColinRH yeah I like that idea.

[@howardfrank6050]

Thanks for a great review. This is my only annual fee card. It is fine for travel and dining. I will go for cash back elsewhere to keep it simple. Thanks again.

[@LukesPointsandMiles]

@@howardfrank6050 I like the style!!

[@howardfrank6050]

@LukesPointsandMiles Thanks again! My only possible low-cost deviation might be a hotel card, but affiliation with a chain isn't a priority and the relatively low value of hotel points is a factor.

[@billjoyce]

Since my wife and I have many travel expenses that fit into Chase's broad definition of "travel", including cruises, that other travel cards do not cover, we now have the CSR in addition to the Morgan Stanley version of the Amex Platinum. Morgan Stanley covers the Platinum annual fee and the first authorized user card is also free. Yes that means we have to spend $32,500 a year on those Chase travel categories that the other travel cards do not count, that we would use a 2% card for, but we do. We are seniors living on investments and Social Security, so we are different than most of your viewers. We have not used Doordash.

[@LukesPointsandMiles]

I just think it’s tough to make up that $300 without door dash and door dash…. Well it sucks. I think Wells Fargo has a few card that gets 3x on cruisers and travel right?

[@billjoyce]

@@LukesPointsandMiles My wife has reasons to avoid Wells Fargo, so that will not work. We already got the $300 travel credit which is why we only need to cover the $325 including an authorized user card.

[@newagain9964]

your still paying 300 to chase. it's not a gift..so 300 out of one "pocket" or the other one, ur still paying.

[@jeffreybacot]

You already have the AMEX Platinum so I know you are ok with AMEX eco system so why not get a Green card? It is a lower fee and has the broad Travel Categories. Trip Insurance, etc. I know you are “retired” but if you qualify for any business cards you can get the Ink Preferred and it also does 3% on broad Travel Categories but with a much smaller fee if you are looking to earn Chase points.

[@billjoyce]

@@jeffreybacot The Green card "travel" does not include cruises, which is important to us, or camping, which we also do, both covered by the CSR. Actually we are not finding the Amex eco system working for us as much as most seem to like it. No interest in starting a business, done that and know how much it will affect my life and plans. Don't let le stop you from making different choices, we are all different. If I was younger I would be making different choices.

[@kaina732]

I plan to keep the CSP and upgrade my Marriott Bonvoy Boundless to the Ritz-Carlton. It seems like the CSP/RC combo works better for me than the CSR (and less annual fees).

[@LukesPointsandMiles]

Ritz is great, my only real gripe with it is it just doesn't earn. LIke at all

[@kaina732]

@ I plan to add my wife and adult kids as AUs for lounge access.

[@MattClausen]

For earnings, I wish this card was a 4x Travel, 4x dining card (cap the dining at $50k like the gold card if you must)...the big improvements I want to see is Chase decide to flip the script on portals and take away the 10x earnings on Hotels and exclusively let CSR Holders get "The Edit" feature of nights and elite points at various hotels (doesn't need to include The Edit's FHR type benefits)...The Freedom cards should be re-worked for grocery and Gas, so much dining overlap and duplicate pharmacy earning...there's slots to do things...but Chase Doesn't care...yet. They might have to, and hopefully sooner than later. Thanks Luke!

[@LukesPointsandMiles]

@@MattClausen thanks for stopping by, Matt. But I think you’re asking for waaaaaaaaay too much from Chase. They already own the credit card game. They don’t need to up any earnings.

[@MattClausen]

@@LukesPointsandMiles oh I know. They need a few nose punches before they make changes. But a guy can dream.

[@Fishball_noodles]

I live in Philly suburb, the doordash grocery credits are super easy to use. Just order food from wawa or wegmans

[@LukesPointsandMiles]

Pretty easy for me to order water and gatorade from the Dollar General!

[@luisserrano863]

All great points Luke hearing you break it down made me more comfortable with my plan to downgrade my CSR this year , Thanks!

[@LukesPointsandMiles]

@@luisserrano863 thanks for watching!!

[@aaront936]

My local 7/11 counts for the $10 grocery door dash credit and it allows me to pick-up the order.

[@LukesPointsandMiles]

@@aaront936 yeah I think it’s just non-restaurant. So all those convenient stores count.

[@KevinMartinez-kp4tk]

Yo this is a great tip! Thanks for posting this ❤

[@paulsori2704]

Good review. I think your last few comments are the right analysis. I downgraded my CSR to a CFU (no AF). My Chase ecosystem consists of CFU, CIP, and Ritz Carlton. Rarely use CFU, CIP gets almost all my travel, and allows me to get 1.25x redemptions and transfer to travel partners. Ritz Carlton gives better lounge access than CSR, and provides free AU's, so my adult kids can use the lounges when traveling.

[@LukesPointsandMiles]

Thanks for stopping by!

[@thejokerspeaks]

I've never had the CSR, probably never will. Too much competition now, and I regrettably was only using a La Quinta credit card 10-12 years ago in the early game. I knew a hack to get $60 rooms, so at least I was getting value.

[@LukesPointsandMiles]

@@thejokerspeaks nice work. There are some solid la Quinta properties!!

[@jordan23ww]

Great video! Thank you for the perspective and all the info! Currently have the CSP and the Amex Platinum. Been contemplating switching to the CSR and closing the Platinum. This info will be considered as I ponder my decision! $75 per authorized user is better than the $195 per AU!

[@LukesPointsandMiles]

$195 is steep. I canceled my consumer platinum after that. And as of right now I’m not loving the centurion lounges

[@jimmyjames6492]

Thanks for the info + video!

[@LukesPointsandMiles]

Thanks for stopping by, jimmy!

[@franciscanstudent]

IMHO, the CSR shines most for folks with frequent transit expenses to put into that 3x category and/or folks who get a lot of value out of the doordash benefits. Without that, i submit that the CSR does not compete well with the combo of the CSP and the VX, given its annual fee, regardless of the rest of one's setup.

[@LukesPointsandMiles]

I can agree with that. Although there are a lot of cards now with 3x from wells. Well maybe one or two

[@danielace4212]

Seems like the Venture X is your true travel card. I always wanted the CSR and now that I have it, it seems like the Venture X is the real card for me. I wish United was a travel partner for Capital One, but I guess Turkish Airlines can fill the gap due to Star Alliance. I enjoy your videos as always.

[@LukesPointsandMiles]

@@danielace4212 Thanks for watching! I think I will basically always have the VX and rotate one additional premium card between the CSR or a platinum or something else

[@danielace4212]

@ I can only do 1 premium card at a time 🙂. I’ll keep the CSR a little while longer, then switch to the VX.

[@lewis20002000]

Brother I "PICK-UP/never delivery" $25 worth of groceries/water at a market on the the Doordash list every month, so I am set to get that $300 Doordash GROCERY credit. That is the hard part, everything else puts me over the top of the $550 af. The only way I would get rid of the CSR is if I can get approved for another 100K offer for the CSP at the end of the year. I am set up with Lyft 10X earnings, and this is my default card for car rentals. I haven't booked any hotels since I get 10 nights a year from the af paid for my hotel cards.

[@LukesPointsandMiles]

Nice Moves, Lewis!

[@JonsCreditAndTravel]

Nice breakdown Uncle Luke. Speaking as a biased Amex fanboy, its funny that you dont really hear any complaints about the CSR monthly credits. It is a solid card for the right person.

[@LukesPointsandMiles]

Yes sir! It seems chase gets a pass

[@newagain9964]

if u have a chase lounge(s) in ur route, and u travel frequently, that's only way CSR makes sense.

[@LukesPointsandMiles]

@ that makes sense

[@keyKEYAdventures]

My $.02 CSR is triple AAA baseball , really great but some flaws RITZ is Majors, elite and sure no portal but your in the major leagues

[@LukesPointsandMiles]

Ritz is great but it just doesn't earn. like at all....

[@caribdude8151]

Thanks Uncle Luke! Happy weekend! 👍

[@LukesPointsandMiles]

@@caribdude8151 thanks for stopping by Dude!!

[@leadguitarmiked]

4:27 can you break this down a little? I’m considering ditching the CSP and using the CSR with the majority of my purchases being Southwest flights as most of my travel is Disney related. I currently just transfer points because the 1.25 boost with the CSP still doesn’t do better than SW points, but wondering if the CSR would be better because of the 1.5 boost.

[@LukesPointsandMiles]

This is just my opinion. I would never and i mean never transfer to SW. Transfering you might get what 1.3 cpp? Maybe? I would book all those with the CSR for 1.5 CPP and i'll also be earning airline miles and towards status benefits on top of that. It might be a small upside but that's kinda what we do right?

[@leadguitarmiked]

@ are you getting the miles towards status by linking the chase portal bookings to the airline app?

[@LukesPointsandMiles]

@ yeah you just include you’re airline number.

[@leadguitarmiked]

@ beautiful! I figured as much, just wanted to confirm! I’ve gotten some sweet deals through the Chase portal with the CSP, was just hoping it’d be even sweeter with the CSR! Thanks for helping confirm!

[@LukesPointsandMiles]

@ if I flew SW or even a lot of domestic economy I would use the chase portal for most of it

[@chickenfactory1010]

Good video. I didn’t think you were being negative towards the CSR. It doesn’t fit your lifestyle and your card setups. It also wouldn’t fit mine. I agree with your VX stance. Honestly, anyone who takes a coast to coast trip or goes to Hawaii at least once a year, VX travel credit can be used since tickets for those flights are usually above $300 anyways

[@LukesPointsandMiles]

yeah the VX credit is easy money

[@joephillips5594]

They ever open a sapphire lounge at SEA I will definitely take this card for a spin.

[@LukesPointsandMiles]

@@joephillips5594 makes sense

[@gregb5876]

If I had a Chase lounge at my home airport, I would choose the CSR. Since it has a C1 lounge, I have the CSP+VX. Also, I transfer my UR points to partners, so the Chase portal value isn't that important to me.

[@LukesPointsandMiles]

I like your style

[@Tywilliams341]

Product changed myself mostly to just try out the lounges tbh. I think eventually will downgrade to a freedom card and use the ink preferred for the 3x on travel/transfer partners and ritz Carlton for chase lounge access

[@LukesPointsandMiles]

I may do something similar although I did find myself using the CSR often in Peru!

[@ranktank45]

I’ve run the CSR for 2 years now and I think it’s a fine card. However, this is likely going to be my last year with it. 1.5 portal boost is great but I just don’t frequent hyatts enough to make the card truly better than something like the green or autograph. I the lounge access is nice but the platinum and admirals clubs cover 95% of my travel. I think I’ll have P2 pick up the ritz this year so we can maintain sapphire acces but get a bit more value for the annual fee

[@LukesPointsandMiles]

@@ranktank45 I’ve been eyeballing that AA lounge card recently.

[@Pahhd-d8t]

The 10x Hotel is the standout feature as far as earnings imo. I personally don't mind booking hotels in a portal (never flights but that's just me), and getting effectively 10x Hyatt or Aeroplan points on any hotel stay is crazy good value. Looking to give the Reserve a ride for a year once I get under 5/24.

[@LukesPointsandMiles]

@@Pahhd-d8t I like your style. However booking a flight on the portal you can still add your airline number and manage it from your airline app.

[@supermandar]

Good point. However, usually that comes with two considerations: 1. Booking hotels through portal does not entitle you to take advantage of hotel status- that’s if you care about that stuff. And 2. For CSR to make sense, that point earning needs to offset the effective annual fee of $250. Capital One venture X also earns 10x on portal hotel bookings and is super easy to offset its annual fee of $395, plus it gives free additional users who also get priority pass. Thoughts?

[@LukesPointsandMiles]

@@supermandar I just cant understand why folks still say the card has an "effective annual fee of $250"

[@supermandar]

@@LukesPointsandMiles fair question 😊. I’m just subtracting $300 travel credit from $550 annual fee. For additional users it’s well more than $250.

[@LukesPointsandMiles]

@ but there are $300 more dollars in easy credits plus stuff like tsa

[@creditnomad]

I'm sticking to the CSP for now, once I bank up enough UR points i'll temporarily upgrade to the CSR for a redemption. After completing that travel I'll downgrade back to CSP.

[@LukesPointsandMiles]

Interesting. I can’t imagine the redemption that would be worth that. Million? 2 million points?

[@joshuang3919]

LOL, RJ catching strays in this video

[@LukesPointsandMiles]

@@joshuang3919 he loves it

[@jamesyu613]

I use the CSP cuz it’s more affordable for me and CSR is pricy for me. They need a grocery permanent category. I have the chase trifecta

[@LukesPointsandMiles]

@@jamesyu613 I like the CIP as an alternative.

[@jamesyu613]

@@LukesPointsandMilesthat’s a good card too

[@MarkSkrzypczak]

I love the CSR but I am planning to downgrade it. The Lyft partnership is big for me living in NYC. It's a points earner and gives me a CitiBike membership that i use regularly. We have to wait to see if that partnership gets renewed in March. I am in a window where I could apply for a Sapphire card again. I also just got approved the Ink Preferred, so I can wait for a better Sapphire offer. I'm considering a Marriot card and converting to a Ritz down the line.

[@LukesPointsandMiles]

Good choice!

[@billwright2176]

Chase doesn't have full time groceries and gas .. im on my third year (player #2) doing the temporary x5 to 12k . Earning that x5 when I'm not earning x9 with stacked multipliers. 3 years. Also cards have x3 dinning good thing I get a few months of x7 dinning earning those UR points. I know your not interested in catogory cards. The 3 years of the freedoms bonus has and will at the end of the year given me 240,000 UR points . Get to value those in the csr 1.5 for 360k points. All from no AF cards supporting that CSR. And love to include I earned x5 paying for the internet with my Ink Cash . Responding to this post. You guys playing the sign up games one day may slow down. Chase has a solid foundation.

[@LukesPointsandMiles]

3 years of staying under 5/24 might cost me 60 cards and 60 signup bonuses?

[@michaelgrayson409]

Add a permanent grocery multiplier or release the rumored CPC Project Emerald already! I'd love to commit to you, Chase, but you don't make it compelling.

[@LukesPointsandMiles]

That would be cool! But I have no hope for either one do those things

[@Boxerexp]

here's my issue with the card, its not cheap, and you really cant offset the AF like you can with amex. is it work with amex? yes.. but if it fits naturally then is it? so if thats the case, just up the multipliers by a point or 2.. dunno my dumb opinion.. but again chase still hates me so.. guess that does not matter to chase.

[@LukesPointsandMiles]

@@Boxerexp you can technically offset the annual fee but yes it’s work. I think what Chase can always hang its hat on is the overwhelming protections and peace of mind. And for some they is def worth it

[@stluis2151]

What card do you recommend for international travel, and living abroad?

[@LukesPointsandMiles]

I’ve never lived abroad but capital one doesn’t have FTF on any of their cards.

[@stluis2151]

@@LukesPointsandMiles Ok. I have the csr, Amex platinum, and Hilton aspire card. I’m currently thinking about canceling my platinum card, because most places don’t accept amex. I love the Hilton card, and I’m searching for a better visa travel card that offers priority pass. May look into a Mastercard. Thank you

[@LukesPointsandMiles]

@ I’m a high fan of the capital one VX!!

[@danielace4212]

Venture X and Savor One (now just Savor) combo

[@MattClausen]

I'm working on the basement chic...

[@LukesPointsandMiles]

I need to finish mine.

[@Trucker-X]

Thanks, Luke.

[@LukesPointsandMiles]

@@Trucker-X yes sir! Thanks for watching!!

[@Trucker-X]

@LukesPointsandMiles I think you gave a straight-up assessment of the card. The vast majority of my travel is domestic over-the-road with an annual family trip to the Philippines. We run the Chase Freedom and Ink train with the CSP as the capstone card for our primary ecosystem, and I've been pleased with it. I've desperately tried, but I just haven't been able to justify the CSR's annual fee and monthly credits. I did grab the Venture X as a frugal companion card to fill in some gaps like occasional airport lounge access, etc. The CSP works for us and is a better fit than the CSR, so far.

[@LukesPointsandMiles]

@ Pinoy power!!

[@DCGEMINI202]

Those door dash credits are pretty much worthless for us older people that prefer walking in the store

[@LukesPointsandMiles]

@@DCGEMINI202 chat disaster. I use them but I don’t really like it haha

[@DCGEMINI202]

@ i used to use it when it was a 15 dollar credit. Now it just doesn’t make sense for my any more. 1 bottle of detergent is like 25 bucks

[@LukesPointsandMiles]

@ so true!!

[@newagain9964]

@@DCGEMINI202 Not only that but chase made the dash credits really hard to use.🤣😂

[@newagain9964]

Not only is CSR worst premium travel cc but its likely worst coupon book too😒

[@LukesPointsandMiles]

@@newagain9964 strong words!!! 🤣

[@newagain9964]

@ ppl may not like what Amex does to provide value, but at least they actually do. Chase doesn’t even bother. All they have is artificial scarcity (5/24) and hyatt. Chase loyalists behave like a cult.

[@tioriccopuravidatrader121]

Looking good Luke

[@LukesPointsandMiles]

Thank you!!!

[@DavidGarciajrtx]

I don’t think it’s out dated. The people that say they want more credits but at the same time cry about amexs credits

[@LukesPointsandMiles]

@@DavidGarciajrtx I just think folks want easy to use credits. 3 different monthly door dash credits is rough

[@DavidGarciajrtx]

@ yea I have finally come to the conclusion that I am cutting my gold card this month when the annual fee hits. I don’t take advantage of all the credits

[@LukesPointsandMiles]

@ there’s a lot to be said for a set up without credits and free nights. Simplicity is value for some

[@franciscomontilliano4721]

Lol RJ finance...😄

[@LukesPointsandMiles]

@@franciscomontilliano4721 we need to find him a wife from S America

[@911eVoX]

Yo boy's going broke over here with his annual fees, lmao

[@LukesPointsandMiles]

@@911eVoX I can’t go broke. I do work daily.

[@PhilMosWorld]

Put PhilMo in the "I just dont get it with this card" camp. Its a pass for me.

[@LukesPointsandMiles]

Completely understandable

[@Nick-1828]

The longer I stay in the credit card game the more I agree with you on travel credits. If I want a $300 travel credit I’ll just use my own money and still get points on that $300 😂. I’d be fine with Chase getting rid of the travel credit if they replaced it 10-15 visits to a United Club lounge 😬

[@LukesPointsandMiles]

@@Nick-1828 they would make sense for me as well. I would probably book more United flights if they did that

[@Nick-1828]

@ on a side note, my city in south Louisiana is expected to get 5-8 inches of snow Tuesday! As someone who loves Nola I figured you’d find that interesting. For reference, we usually get 1-2 inches every 4 years if we’re lucky 😂

[@LukesPointsandMiles]

@ what the heck!!!! Those folks are going to be amazed!

[@Nick-1828]

@@LukesPointsandMiles just to update you, we got about a foot of snow in my city in south Louisiana which is about 2 hours west of Nola. Nola seems to have gotten maybe 8 inches but haven’t seen any pictures out there yet. Yall probably laughing up north but school is closed until at least Friday because of this 🤣

[@kevincai5491]

why can’t we just all have the CSP?

[@LukesPointsandMiles]

That card is very close to terrible. Haha

[@AmalgamAlliance]

you make same video every two weeks. figured you out

[@LukesPointsandMiles]

Always open to suggestions. Thanks for stopping by and taking the time to comment!

[@johnny_ma]

Yeah card has too much of a cult following, it’s ok,

[@LukesPointsandMiles]

@@johnny_ma def has a following!!

[@newagain9964]

i literally came to same conclusion this morning as i was mapping out my ideal SUB strategy for 2025. I hope issuers play along.

[@PKDN215]

You guys leave your basements??? 😅

[@LukesPointsandMiles]

@@PKDN215 some do, some don’t. It’s all good.

[@tral403Hrytw]

First!

[@LukesPointsandMiles]

🥇