May 2024 Family of 4 Budget Report With Extra Income

It ended up being a huge income month for us with my husband bringing home 3 paychecks, and paying myself a bonus from my business! Here's how we spent and saved every dollar this month.
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[@user-vn6xo2tc9r]

Great video! I hope you’re planning for a long and relaxing maternity leave! 🧡

[@TheBudgetingWife]

Awwww thank you!! I’m hoping to get a little break in. 😊

[@JC-wc1bs]

I would love to see what you eat in a day because you spend SO little on food!! We make a lot but spend a lot

[@danikagirl9]

Great video!! 🎉

[@christiansailor2880]

Great video!!

[@summerjoy247]

Impressive as always! You should do a video about HSAs and high deductible plans vs the low deductible plan and how to choose the best option for you. We have an HSA and “mid” deductible plan bc I’m scared of the other two options 😬 But sometimes I do wonder if I should switch…

[@karihosny9420]

Congrats!! I figured you got a big boost in pay after your launch of new products this year especially with your bookkeeping course and booking clients.

[@TheBudgetingWife]

Thank you! I’ve shifted my income streams and it’s honestly been more fulfilling and profitable!

[@KennedyFamEver2023]

The wonderfold wagon is amazing! We have the older version of the W4 and it fits 3 kids plus a diaper bag plus a small cooler.

[@TheBudgetingWife]

We just took it to the zoo and it was amazing!

[@ChrisRampersad]

Hi always love your videos. Its always good to evaluate emergency funds dollars and see if enough. As prices and costs have gone up i have had to change goal amounts. I don't have that wagon but I have a nice wagon from Target and I love love it. A wagon makes everything easier. For me it's to carry my elder dog I'd she doesn't want to walk as far.

[@jacquelinekrimmel351]

I have a question! I have forgotten how to account for using my sinking fund money in my expense tracker. I have deducted the amount of money I need on one excel line, but how do I show I applied it to an expense category? For instance, I went over in my travel budget for the month, but knew I had the sinking fund to account for it... now I pulled it from my sinking fund, but now what? Thanks!

[@kristyrae9]

curious where you calculate your interest earned on high yield savings... into your monthly income? At the end of the year?

[@TheBudgetingWife]

It gets deposited each month! Right now we're putting it to our emergency fund since that's our big goal right now.

[@yoochul6215]

I just signed up with CIT bank but my platinum APY is only 4.8%. Is this normal?

[@danikagirl9]

Also curious who you go through for car insurance? I am in Phoenix and feel like your rate for the cars you have is really great!!

[@TheBudgetingWife]

We have USAA!! I know a lot of people have seen huge rate increases recently but I’m thankful that we really haven’t.

[@user-vn6xo2tc9r]

Can you explain the process of whole house painting with young children? I am interested in it for my house!

[@TheBudgetingWife]

It was a 2 day process. We vacated for 2 days to give them space and not breathe paint fumes. The company moved all furniture and wall art and put it all back!

[@user-vn6xo2tc9r]

@@TheBudgetingWifeappreciate the response, thank you!!

[@theresaegbuniwe5808]

Tried to go through your link for cit but it wouldn’t work.

[@TheBudgetingWife]

So strange! I double checked the links and they work for me on my end. Here's the link again if this works for you: bit.ly/cit-platinum