5 ways to get CHEAP Car Insurance (with real examples)

[@maksymfedoriaka2851]

Insurance prices in the UK genuinely shock me. I live in Czech Republic and when I got my first car (2019 Ford Focus), my insurance was about 1000 EUR/year for Full Comp with zero experience at 23 y.o.. Almost 10k GBP for an old Vauxhall is insane

[@Jack-ud3vz]

I just applied for my first years insurance on a 2014 Fiesta Ecoboost. I'm 28 and currently living up north, but I was originally due to move to London this month. My friend put in a quote for me a few months ago, for South London, in a relatively nice and quiet residential area I was looking at moving to, and got quoted about £4500 Up in Liverpool, Mum as a named driver, 5000 miles a year (might need to up that...), 21 days in the future, full comp, excess £850 - managed to get it down to £1500, which is honestly about the maximum I would ever want to pay. Imagine saving £400 a month to go towards car insurance on top of the cost of rent, bills, food????? I picked an excellent time to finally pass my test lol

[@MickDrivesCars]

London's brutal for everything, not just insurance. I recently left lol

[@fidelix1000]

Thanks so much I got from £3200 to £1580… you’re the best, my sleepless night stopped when I saw your video and I have to comment even though I’ve never commented on KZbin before

[@setayeshjaferi7344]

Could please tell me in which Web site can I go for reduced insurance??

[@abdullahchowdhury9073]

honestly I was stressed out before watching this video. one of the quote i had went down from £1700 to £1200 only from changing the date. thanks a gazzillion!!!

[@MickDrivesCars]

HUGE! Really happy I helped dude

[@Quickb3n]

Choosing an unusual car is a huge one. I've just inusred my first car - an 06 MX5 Mk3 2.0L. Paying around £800. If i were to choose a bog standard fiesta it would be double. I am 27 though and living up north, so this will have quite an impact on the price but the advice still stands !

[@abrahamblackman8424]

i’m looking to buy the same car right now, do you have any other tips on reducing the insurance, i live up north too but unfortunately i’m 18 so insurance companies are not fond of me

[@menacingskull101]

Im from wolverhampton, am a brand new driver at 21 and have a Citroen Xsara 2004 and it cost me £1500. Couldn't be happier.

[@MickDrivesCars]

Absolutely smashed it. Weird/Different cars are the way.

[@qwerasdfhjkio]

omg I needed this video so badly, I was getting quoted like 10k for a 2001 1.2l as a 19 y.o. new driver

[@MickDrivesCars]

Hahaha hope it helps mate :)

[@eduardpruteanu6787]

Same here and I'm 22y dor a 1.6 9k a year

[@qwerasdfhjkio]

@@eduardpruteanu6787 do you live in london by any chance? Insurance sucks for us🥲 your address seems to be the main factor, but this vid helped me lower the insurance by a couple thousands pounds. Still a lot though😭

[@ziyad.l252l]

same wtf

[@Dawud123]

Bro I literally got the exact same thing takes the piss

[@jackedrussell]

Incognito mode doesn't work anymore. What you need to do now, is get some quotes on your computer/tablet using fake details at an address very close by. Once you've found the car that you want, you want to then get on your phone get off the wifi and use you data and get an insurance quote with your real details. I tried the whole icognito mode not that long ago and after a while, insurance quotes I was getting was more than double what they originally were. Switching to my phone on data instead of wifi gave me the original quotes back.

[@sleeping_sheep_slayer_9000]

yeah ur right, it's something to do with with them saving your data, i think you have to use the data off your sim card because i tried onion browser - tor browser , don't make a difference, im getting a car in august or summer so im getting quotes now, can u giv me any other advice too please thanks m8

[@kamistake]

you dropped this right when i needed it seriously 😟 thanks Mick !!

[@MickDrivesCars]

Happy to help!

[@Ayrtonium]

Great vid, was very happy to find a 0.8L Chevrolet Matiz for only £2k with insurance only being £1.1k in my first year, felt like I got let off lightly compared to the eye watering sums my friends had to pay in their first year

[@waledsamadi4564]

could you tell me how old are you

[@sidders5023]

I'm really baffled ATM. I passed my test in mid Jan this year (was 19, now 20), drove an aygo for a month or so paying £130 a month, and then swapped it for a 2003 2.2 petrol bmw. £110 a month with a box. I'm looking for a more practical car now, diesel. My coworker is selling a 2.0 tdci focus for £500 so can't pass it up, but I'm now being quoted £200 a month. Current provider won't even insure the car due to something with the underwriters. Totally lost 😭

[@XxKINGatLIFExX]

I wouldn't think about buying a silly fast car. I am 27 and made do with 998cc Suzuki's for all my driving years and I have so much fun in the, They are not ideal for long journeys but for that take a train or megabus. Really best way to get from A to B and now I am looking forward to getting something more sporty now I am older and it will be much cheaper!

[@huestom]

Another tip I learnt from a colleague is that these sites potentially get a commission or percentage. Many times, calling up to the insurer directly, can get you a cheaper quote! Since the insurance won't have to pay the site for the referral commission or whatever. Not a salesman myself but you get the gist

[@MickDrivesCars]

Actually a really nice idea. Issue is, I've tried this in the past and ended up getting the exact same quote after like 20 mins on the phone going through all the details again. Maybe someone might get lucky

[@thefrenchareharlequins2743]

I got a worse quote by going straight to the insurer. It's also arguable that insurance companies try to be more competitive if you go on comparison websites.

[@huestom]

@@thefrenchareharlequins2743 Good point! I managed to get a lower price than I had on comparison websites, I guess sometimes works sometimes it doesn't. One day we won't have to faffle with all this, honestly a nightmare

[@KrupekXD]

5:20 that citroen c4 you said is 1.9k£ so still expensive but it is cheaper than others so thanks havent even passed yet but your vids got me sucked in 😂, if you could do tips for new drivers video that would be great as you appear to have a lot of good knowledge, hope you read this 🎉

[@daintynebula393]

I am 18 and I passed in october last year. I am having issues getting a quote for lower than 3k

[@mohammadalmajid6599]

I passed in october but my insurance in london is still averaging 3k for a 1-1.6L

[@deechonada]

I'm finished, Im 1 month from a year driving and a moped decided to accelerate across the centre of a roundabout into my side. I live in London. Maybe cycling isnt too bad

[@steeleys3453]

Mental I missed a payment went on holiday come back and insurance was cancelled, I had 9 months of no claims was about to get my year no claims, I called up they said they can’t reinstate my insurance, going to give them another call tomorrow. Bit stressed out looked at quotes just incase it’s a definite no and it was coming up as 600 quid a month😂watched this video all I did was have the insurance for a month away got me down to 200 quid a month, absolute bonkers, hopefully they reinstate it tomorrow lads otherwise I’ll have to start again. Peak one

[@courtneycosgrove2949]

Really helped me out very useful thank you

[@WarlordEnthusiast]

God damn I thought Ireland insurance cartel were bad. £10,000 for an Renault Cora is insane. I renewed my 2010 2.0 Audi A5 tdi for 1250 euro with 3 years no claims and 2 years experience

[@tomatrix7525]

As a viewer from Ireland (just across the little sea from you!) I can confirm Ireland has the same problem, and it‘s definitely getting worse too it seems

[@ISHID]

The 21 start date is insane went from 3.9k to 2.5k.

[@tw1g406]

Parking car on street as oppose to parkd on drive reduces it too. This is to do with theft - theives know where keys are when parked on a drive.. crazy i know but works haha

[@sobster123]

Thanks sooo much❤ ive been struggling on my own knowing absolute nothin about cars. What if the additional driver had an accident that wasn't their fault, is it worth adding?

[@MickDrivesCars]

You're welcome! You can try it - but there's a good chance it'll actually increase your quote.

[@Mrjoboo1]

Beautiful video.

[@MickDrivesCars]

Damn, thanks 👊

[@balf1111117373]

I’ve heard instead of putting that you’ll do say 10,000 miles in a year put down 9,985 you’ll be put in a lower category

[@elliewilliams4095]

Thank you my quote went from 10k down to 2k you are a god sent

[@MickDrivesCars]

Nice work!

[@Gazzxy]

aint nothing reasonable about £2700 quit insurance on a piddly little cheap car. but meh what can we do, just pay and play along with a Bs corrupt system

[@razzledazzle9971]

Socialism

[@_sam_2284]

I'm currently paying 3.5k for my volvo 940 with a black box for my first year of driving, I just now got a quote for the exact same circumstances 4 months later jusy for the hell of it 14k, how am I supposed to afford the renewal next February

[@filipposegat5608]

What’s the insurance website you use

[@Responded]

Great vid

[@brandonfoster-in3xv]

I’m a 18 yo who drives a wv gt sport tsi 170 the prices I was paying on my old quote was mentle

[@elliotbayes8230]

What website does he use in the video?

[@SmithyWesson]

tech guys crash cars

[@xVentus13]

What site do you use for finding quotes? thank you

[@MickDrivesCars]

This was all done on gocompare

[@dabankurdish611]

Any car recommendations for 17 years old ,i get a quote 8k for 1.2L

[@MickDrivesCars]

Toyota Aygo as per the video Maybe something weird like a 0.9 fiat 500/panda

[@Loopyllu365]

Hmmm im thinking is this would work. I did the 21 day Sunday thing on a car and it brought it down loads but I don’t want to wait 21+ days for insurance so what if you rang the company saying I have this offer from you guys but I would like it to start now. I wonder if that would work.

[@M50TAF]

Great video

[@MickDrivesCars]

Thanks mate 👊

[@sleeping_sheep_slayer_9000]

thank you very much mate i will subscribe and like to you

[@MickDrivesCars]

Glad I could help!

[@8brahimm909]

got my quotes from 10K to 5.5k. NEED MORE TIPS 🙏

[@sleeping_sheep_slayer_9000]

also does anyone recommend buying import cars, either from japan or from here, is the insurance cheaper, i found two import companies with youtube channels but no British people have made videos reviewing them, also i checked toyota japan and vietnam, brand new car is 12 grand, really tempting, but this is all my savings, so i don't wanna get scammed, btw i found a lot of people in south africa have made videos about importing from japan, any advice is highly appreciated everyone thanks

[@bankrakka8494]

What is the tool he’s using to search these different insurances

[@33Breezy]

im get quoted 56000 on a 1.4 volks polo

[@user-fxw6k7da4]

That means we don’t want to insure you. Nobody is paying THAT

[@lilsels]

THANK YOUUUUUU

[@Lysimachus]

When I was shopping for my first car last year, I was getting insurance quotes on everything I looked at, set a month in advance in case that was the earliest I could acquire it. I ended up only paying £450 for my MX-5 and didn't know why... (besides my age, 32), but now I can see it was because I was setting them up to start well in advance - the first tip you listed here. Maybe an additional point to add to that first tip... if you get a quote, it will remain valid for a timed period, I think a month or so. So just keep shooting out quote requests and the best-priced ones will still be valid by the time you sign it up.

[@coachingconfidant2785]

hey bro i crashed my company car it was front bumper damaged on company insurance should I be making a claim on my personal insurance or keep it quiet? its going to go up by alot i think if i do but my company covers the cost of damage/repairs

[@MickDrivesCars]

If your company has insurance I don't see any reason why you would make your own claim a second time? As for the future, I believe you will need to say yes to the question about ''have you made a claim in the last 5 years'' when you renew - but what you do about that is up to you.

[@coachingconfidant2785]

@@MickDrivesCars does that increase your insurance more like should I lie about it and keep it quiet or what

[@papadajnia268]

hello mate ...how many times i can do qoute ???if i done one last week and i got a good price but i put wrong start date ...can i do another qoute ?? or price this time will be difrend??? the question is how many times i can do qoute online ??

[@MickDrivesCars]

As many times as you like mate. But if today's date is closer to the start date than before it will affect the price.

[@papadajnia268]

@@MickDrivesCars thanks

[@jakewild7416]

Go to edit quote, change it that way. Making a new quote usualy shares cookies and makes it go up, but editing the same one doesn't.

[@DeeTeaDee]

2:35 Setting the start sate to the first sunday after 21 days will leave me driving around with no car insurance for 7 days How does this make sense please?

[@MickDrivesCars]

Sounds like you left it too late mate

[@PureFate]

We except this Inflation when the realty does not make sense

[@damian1690]

Insurance which cost more than car itself, something has gone wrong…

[@nasheeds8218]

Exactly, it makes zero sense. The fact that insurance is mandatory as well is crazy. Its a cash grab

[@KayLa-sq7cv]

The government also makes 25% on it so there no interest for them to reduce it or even regulate a fair price they can abolish it tomorrow for a better system. Also ulez is another scam to put up high tech servalnce cameras everywhere it makes no sense that a massive suv is fine but a old small 1L car gtfo with that car we don't want to see it in the city and will charge you for the privilege.

[@umairsheikh3744]

Just got quoted 9k in Birmingham on a nissan cube 2010 😢

[@DarkReaper-or9el]

Well it's Birmingham be realistic you guys got all the so called certi in trees every week boys doing laps on lady pool Rd. Also you guys have lots of nice cars imagine you call your insurance saying you hit a brand new 2023 porsche they won't be too happy!

[@umairsheikh3744]

@DarkReaper-or9el actually we have issues with uninsured drivers and little school kids driving around in fast GTI's with next to no police presence. I've opted to sell my car and bus it to work now :(

[@Sid3300]

Tbf anything under £1000 for a young person is good 😂

[@slava0309]

first insurance, 20 years old, modified s2000, 400£

[@Sid3300]

@@slava0309 Impressively low for an s2000 at 20 years old

[@Earthismadeoflayers]

Over £500 insurance is a rip off for an older car whatever lame excuse they come up with.

[@MrL0uy]

I got insurance with a 1 week old license on a 1600cc engine car for £1100 🤔 I’m starting to think i got lucky

[@timiaiyere1339]

What car, and what area

[@MrL0uy]

@@timiaiyere1339 Mini R60, SW London

[@hce997]

@@MrL0uy what insurance provider did u go with?

[@MrL0uy]

@@hce997 Admiral

[@dinsceravs2374]

Insuring my own car for which i pay stupid £120 a month at the moment went to only £55 by just changing to the closest sunday after 21 days. This system needs to be wiped.

[@MickDrivesCars]

It's beyond stupid. Glad I helped tho!

[@jxhnny18]

Me watching this with an BMW E46 as a first car 😭

[@mehtabhussain6104]

Mate I got quoted 50k for a cupra 😂

[@Quickb3n]

Based on your typical fast VAG hatchback driver i'd say that's a bargain.

[@hatchingeggs638]

Your better of paying the fines driving without insurance

[@ziyad.l252l]

thanks mick somehow got it down from £9k to £3K 😭😭😭😭😭

[@MickDrivesCars]

That's actually amazing! Imagine in a few years when you've got a £900 quote, use this to get it to £300. Massive win.

[@DeeTeaDee]

Ok just firstly I have 2 years NCD I was involved in an accident last month that was 100% not my fault and brought zero dispute with it (parked in traffic with handbrake on. Van from behind hits me at speed and shunts me into the next car) The van man’s insurers have given me £1600 for repairs and I get to keep my vehicle Now my insurance is coming up to renewal and simply TELLING them of this incident seems to put my quote up around 30% WTF !??????? This is INSANE!!!

[@benyao5353]

lol I’ve been quoted 7 grand

[@SA-mz2mc]

I got 9 grand yesterday 😠

[@joshlia6469]

You dont know the worst of it, parked and kept on a driveway, 3k miles a year, a 1.4L was £35,000 a year 🫥🫥🫥🫥🫥🫥🫥🫥 😭😭😭😭😭

[@kirrans7926]

either the insurer doesn't want to insure that car, or too many quotes were run using the same name and address when that happens

[@Not_BhiLZA]

@@kirrans7926how long should you leave the comparison website before running a quote again