Millionaire Reacts: Living In Atlanta on $125,000 Per Year | Millennial Money

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The Graham Stephan Show

The Graham Stephan Show

Күн бұрын

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@strongestdirector6137
@strongestdirector6137 4 жыл бұрын
Crazy, I didn't expect for you to watch my video of me talking about my terrible spending habits. It's funny because I watched both your and Dave Ramsey's channels everyday talking about making good financial decisions before I go out and blow through my money. I'd love to do a shoot together, I normally film all over the US.
@YahTab
@YahTab 4 жыл бұрын
Graham have this man on that PODCAST!
@reallunacy
@reallunacy 4 жыл бұрын
You know that we are going to want a one year later video to see how things may or may not have changed. Also, thumbs up for more regular videos. Two months ago is too long. Lol
@businessacc179
@businessacc179 4 жыл бұрын
You have got to follow more of Dave & Graham's advice! Personal finance is 80% behavior and you make enough cash to have a comfortable life. Agree with Graham 100%.
@jonathanmejia5878
@jonathanmejia5878 4 жыл бұрын
You got a huge heart bro. Great person. Gotta put that energy into saving. You'll help much more people! Many respects to you 🙌🏼
@CptDangernoodle
@CptDangernoodle 4 жыл бұрын
​@@LaraUAE It doesn't seem like he wants to change. First step is always to acknowledge the problem but he sees it as something to boast about
@Je.rone_
@Je.rone_ 4 жыл бұрын
*His spending sounds like rebellion against his parents... let's talk behavioral personal finance & subconscious motives😉*
@sunshinexoxo6107
@sunshinexoxo6107 4 жыл бұрын
Same thoughts...
@swiing444
@swiing444 4 жыл бұрын
This is so fucking true man. I feel like generational wealth or the lack there of and the effects that has on us needs to be discussed more
@justteresiah
@justteresiah 4 жыл бұрын
It happens alot. In one way or another we react to our parents' teachinga on personal finance
@Je.rone_
@Je.rone_ 4 жыл бұрын
@@justteresiah very true, i believe that's why i'm so frugal, parents & things that happen in my childhood
@Je.rone_
@Je.rone_ 4 жыл бұрын
@@swiing444 Very true!
@DailyDoseOfAgua
@DailyDoseOfAgua 4 жыл бұрын
His spending habits sound like he has childhood trauma from his parent's cheapness
@carbonarne675
@carbonarne675 4 жыл бұрын
totally!
@raconte-moialice9509
@raconte-moialice9509 4 жыл бұрын
Yep, addictive behabvior usually stems from trauma. I wish him peace and healing for this new year.
@CasaUwU
@CasaUwU 4 жыл бұрын
meh Let the man love his life..... but let's keep the financial chops coming in ;)
@retro2712
@retro2712 4 жыл бұрын
@@raconte-moialice9509 🖤🖤🥺🥺🥺 u sound like a nice aunt
@AskMiko
@AskMiko 4 жыл бұрын
Excellent point. I know someone who GREATLY OVERSPENDS during Xmas because growing up, he only got 1 toy. His parents explained they didn't have much, but his overspending during Christmas for things he doesn't need is certainly his childhood trauma manifesting
@ChengTeoh
@ChengTeoh 4 жыл бұрын
"If I can't decide between two options, I'll normally just buy the more expensive" ... that mindset will eventually bankrupt you even if you make an ungodly amount of money.
@whyme7996
@whyme7996 3 жыл бұрын
It's a teenager way of thinking.
@nomnomnomnom6773
@nomnomnomnom6773 3 жыл бұрын
It already does. I mean 135k jezz
@havefaith8276
@havefaith8276 3 жыл бұрын
I now see that that’s the reason ppl think spending more is better. It makes them feel good about themselves and empowered. There’s the saying ‘always buy the best and you’ll have no regrets’ which equates to buying the mirar expensive. Interesting video.
@jenjencurls
@jenjencurls 3 жыл бұрын
I can’t believe people think more expensive automatically means it’s better 🤦🏻‍♀️
@AK33M
@AK33M 3 жыл бұрын
It's crazy how dumb people can be while being intelligent at the same time. It is what it is.
@TheeMademoiselle
@TheeMademoiselle 3 жыл бұрын
Seeing some of these people’s finances make me feel like I’m not doing that bad lmao
@Owlleesun
@Owlleesun 3 жыл бұрын
Same 😂😂
@ambrosia417
@ambrosia417 3 жыл бұрын
SAME! I'm a penny pincher on my salary. Now, I'm thinking: what can I cut out in my expenses?!
@josevillasenor9853
@josevillasenor9853 3 жыл бұрын
You should probably stop watching these😂
@takarahayashi4124
@takarahayashi4124 3 жыл бұрын
ikr? lol
@adueolav8333
@adueolav8333 3 жыл бұрын
😆😆
@alishanook9324
@alishanook9324 4 жыл бұрын
Graham has trained us all so well, we are all getting anxiety from this guys finances lol
@winnieafl6638
@winnieafl6638 4 жыл бұрын
For real
@AlexInF1
@AlexInF1 4 жыл бұрын
so true
@Phoenixliberty1
@Phoenixliberty1 4 жыл бұрын
This video hurts to watch
@darianreese123
@darianreese123 4 жыл бұрын
Seriously! 😂
@RemingtinArms
@RemingtinArms 4 жыл бұрын
"OMG why is he buying Maxwell House when the Walmart brand is cheaper!?"
@grub7257
@grub7257 4 жыл бұрын
Dude, he could of payed off all of his credit card debt and a lot of his student debt this summer with that $65k, but I guess not...
@AskMiko
@AskMiko 4 жыл бұрын
ooh very true! He could have been 100% out of debt in a few months
@esaug644
@esaug644 4 жыл бұрын
@@konstantinmeyer8662 begone bot
@MrBoomboom719
@MrBoomboom719 4 жыл бұрын
@@konstantinmeyer8662 bot leave us
@tinahoffman1458
@tinahoffman1458 4 жыл бұрын
I was thinking the same thing, but wouldn't put it towards the student loan debt. It is probably in forbearance right now with covid and most likely has a lower interest rate than that car loan. I can not fathom an interest rate of almost 30% on a car.
@koolk2269
@koolk2269 4 жыл бұрын
Well he said he had bad credit so paying those debt payments on time would increase his credit. He could have put down a bit of money for that debt to make it go a little quicker since he still had the car note which he could build credit from there.
@shak8791
@shak8791 4 жыл бұрын
Every sentence the man spoke sounded like the worst thing possible to say in front of Graham LOL
@drchtct
@drchtct 4 жыл бұрын
Highlight was when he said he doesnt care about prices except when he cant decide between two things and gets the more expensive one LMAOOOO
@lukepascal6023
@lukepascal6023 4 жыл бұрын
@@drchtct I audibly cringed when he said that :O LOL
@Gzickgraf
@Gzickgraf 3 жыл бұрын
I was thinking the exact same thing. It is like he made the video just to get under Graham's skin
@mr.OldNews
@mr.OldNews 3 жыл бұрын
the dude has such a bad relationship with money. Wouldn't surprise me if he's broke and struggling for a few years.
@TinaLeder
@TinaLeder 4 жыл бұрын
*"He's very talented... just not with money."* Deceased.☠
@AK-pz7om
@AK-pz7om 4 жыл бұрын
He works in a precarious environment. It's not a stable industry and he's spending like it's nothing. Save up my dude
@hecatrice2064
@hecatrice2064 3 жыл бұрын
Why is it not stable?
@AK-pz7om
@AK-pz7om 3 жыл бұрын
@@hecatrice2064 The creative industry is something that ebbs and flows. It's not a "necessity" in society compared to engineering, medicine, law, etc. Which means that his main source of income can dry up. Same thing with YT, you aren't guaranteed the same income on a month to month basis. For every successful YT'er, theres hundreds that fail daily. That's what I mean by precarious.
@chiqui.marrero
@chiqui.marrero 3 жыл бұрын
@@hecatrice2064 AK is correct. Before COVID I had steady film jobs coming in week to week but it all dried up. Thankfully it’s finally coming back but now I know how unstable it can be.
@bryanr9575
@bryanr9575 4 жыл бұрын
“He’s very talented... Just not with money” 😂
@WonderfulTrouble.
@WonderfulTrouble. 3 жыл бұрын
I agree man , this video stung a little bit to watch.
@Rocket_Man
@Rocket_Man 3 жыл бұрын
Just saw this😂😂
@NessajVideo9527
@NessajVideo9527 3 жыл бұрын
Well say hahaha
@theodoresmith3353
@theodoresmith3353 4 жыл бұрын
You would think being forced into driving for uber would be a wake up call.
@oladapoawoniyi37
@oladapoawoniyi37 4 жыл бұрын
That's a good point
@I_am_milan
@I_am_milan 3 жыл бұрын
That's what I said
@judahfindley
@judahfindley 4 жыл бұрын
The guy is like a drug addict for bad finances lol. Graham he needs a intervention
@thehandashow993
@thehandashow993 4 жыл бұрын
watch my review of him that i did in November , @
@blucow6677
@blucow6677 4 жыл бұрын
I only make $1,800/month and save $1,200/month. wish I had the opportunity to make 135K a year 😢
@JohnsonKayla12
@JohnsonKayla12 4 жыл бұрын
@@blucow6677 good job & keep it up... but there’s no way you live alone...
@cerealis_5432
@cerealis_5432 4 жыл бұрын
@@blucow6677 what do you do?
@kpuppy
@kpuppy 4 жыл бұрын
Spinoff of the tv series Intervention but with finance instead of drugs and alcohol??...I'd watch
@cobress5325
@cobress5325 3 жыл бұрын
“You can’t afford it.” Lol this should be a notification tone to deflect impulsive purchases 😂.
@jupiterkhang
@jupiterkhang 3 жыл бұрын
His parents lived check to check and he saw that first hand. That is his relationship with money. Subconsciously, he is living this out.
@CaseyBurnsInvesting
@CaseyBurnsInvesting 4 жыл бұрын
This was painful to watch. I hope he sees this. He can afford all this one day but not now. Sometimes (often) there’s a very good reason behind what your parents did. Because of that sometimes rebellion against what they did is counterproductive.
@jafetpadilla5600
@jafetpadilla5600 4 жыл бұрын
Bro you have the same algorithm as me...I see your comment in most of the videos I see lol 😂
@LoniLoni11
@LoniLoni11 4 жыл бұрын
Well he sure did
@deeslifestyleloves
@deeslifestyleloves 3 жыл бұрын
@@jafetpadilla5600 same lol
@ecPaname
@ecPaname 4 жыл бұрын
29% APR for a car? I rather take Uber’s or walk. That’s so expensive lol
@TheGrahamStephanShow
@TheGrahamStephanShow 4 жыл бұрын
Yeahhhh
@dav__made
@dav__made 4 жыл бұрын
Also he did Uber in an unreliable car that’s gonna bring up more problems than solutions
@TheLbrown17
@TheLbrown17 4 жыл бұрын
He probably has bad credit.🤷‍♀️
@thehandashow993
@thehandashow993 4 жыл бұрын
that's my thumnail
@marcomensi6390
@marcomensi6390 4 жыл бұрын
@@TheLbrown17 He said he has bad credit twice in the video
@foreverinbloom14
@foreverinbloom14 4 жыл бұрын
I grew up like him with really poor parents and told myself when i grew older ill buy anything i want as long as i can pay for it. But that ended up in me spending most of my income on little things for years and wasting a lot of money without really saving. Still trying to work on it though! It can be a vicious cycle.
@J509-b8c
@J509-b8c 2 жыл бұрын
Same here
@coldpizzask8shop761
@coldpizzask8shop761 3 жыл бұрын
Graham, you probably just drastically changed the trajectory of this man’s life for the better! This video is gonna bless the rest of his financial life.
@xenakaifinancevideos8650
@xenakaifinancevideos8650 4 жыл бұрын
What’s crazy is that this is how the majority of people are when it comes to their finances. We shouldn’t be so surprised
@rtrt2889
@rtrt2889 3 жыл бұрын
Most Americans don't even have $1,000 in their savings account. It's sad
@xenakaifinancevideos8650
@xenakaifinancevideos8650 3 жыл бұрын
@@rtrt2889 you should watch his response to Graham’s video. It’s even worse 🤦🏻‍♀️
@MobileAura
@MobileAura 3 жыл бұрын
This is how the majority of people are with everything. Look at peoples shopping carts, the ingredients in their food. It’s crazy how complicated life is to get right and how many screw up in the process royally.
@sweatynachos1422
@sweatynachos1422 3 жыл бұрын
Its true, most people out there live with the "i work so i can spend" or "ill just make more money tomorrow" mentality
@rescala4000
@rescala4000 4 жыл бұрын
My guy just said if he is stuck between two options, he’s going with the more expensive one 😐
@SweetLolitaStocking
@SweetLolitaStocking 4 жыл бұрын
Probably because the expensive choice is high quality, still I go with the cheap option because I don't have that luxurious mindset
@ivandrol4733
@ivandrol4733 4 жыл бұрын
I mean, between a corola, a civic, a Chevy cruise, and a Ford Focus HE CHOOSE A F#*KING EMPALA!!!
@Tigerkem
@Tigerkem 4 жыл бұрын
@@SweetLolitaStocking This mindset is what's hurting us. Expensive doesn't always equate to high quality, just like something being cheap doesn't make it a deal. For example you can get gas from multiple stations at varying prices, but the most expensive station has the same gas quality as the cheapest station..
@danielledanleizhao5131
@danielledanleizhao5131 4 жыл бұрын
I'll probably pick the middle one haha
@infinitymfg5397
@infinitymfg5397 3 жыл бұрын
People that think that way deserve to stay broke.
@daysy409
@daysy409 4 жыл бұрын
THIS MAN DONT HAVE NO MONEY!!!! HE THROWS IT AWAY EVERY MONTH!!!! This video gave me so much anxiety....
@Caroline-gl2ky
@Caroline-gl2ky 4 жыл бұрын
I was cringing so much 😖
@tresjolieme81
@tresjolieme81 3 жыл бұрын
ATL
@jrr7031
@jrr7031 3 жыл бұрын
@@tresjolieme81 exactly. Especially if ol boy is single......he is LITERALLY teying to keep up his looks with his job. This RIGHT HERE, is the mindset difference between how old money vs new money thinks.
@Jeffrey67114
@Jeffrey67114 3 жыл бұрын
It just kept getting worse and worse. I’m pretty sure I had a heart attack when he got to savings.
@ftoole1
@ftoole1 4 жыл бұрын
Hit some more small channels kinda interesting to see what they do.
@TheGrahamStephanShow
@TheGrahamStephanShow 4 жыл бұрын
YEAH!
@Nothingbuttechyt
@Nothingbuttechyt 4 жыл бұрын
@@TheGrahamStephanShow good to see your reacting to smaller channels Graham
@TheCinnamondemon
@TheCinnamondemon 4 жыл бұрын
agreed! this was so fun and a great way to get content when the bigger channels arent posting and help out smaller channels
@ftoole1
@ftoole1 4 жыл бұрын
Best comment up votes for me in a while.
@thehandashow993
@thehandashow993 4 жыл бұрын
watch my small channel
@takeriagriffin3904
@takeriagriffin3904 4 жыл бұрын
If being broke has taught me one thing, every dollar is valuable
@MobileAura
@MobileAura 3 жыл бұрын
Money never expires.
@Itsmirahh
@Itsmirahh 3 жыл бұрын
When I saw the car, I was too through 🤣 i was definitely expecting to see a Benz
@LailiBirdy
@LailiBirdy 4 жыл бұрын
This is easily one of the best reaction videos you've done! Thoroughly enjoying this
@TheGrahamStephanShow
@TheGrahamStephanShow 4 жыл бұрын
Thanks so much!
@x-men69-96
@x-men69-96 4 жыл бұрын
This guy will never be a millionaire if he doesn't change his habits. I am 27 and make a half what he makes. I own a honda car, a house, have no debt, 100k in saving and stocks.
@hecatrice2064
@hecatrice2064 3 жыл бұрын
He never said he wanrs to be a millionaire. Some people wanna buy things to enjoy for the work they put in instead of chasing a number. He wants to live in the moment. Respect what anyone does with their money.
@treyhall9138
@treyhall9138 3 жыл бұрын
@@hecatrice2064 yeah, no. This guy is one missed paycheck away from serious trouble because he wants to "live in the moment". No way I'm respecting that
@siphokazileratomalinga2969
@siphokazileratomalinga2969 3 жыл бұрын
@@hecatrice2064 he said he wants to earn a specific by age 30 so that tells us he desires a certain lifestyle. Unfortunately, he'll be earning that much and still be broke. This mentality of 'respect what people do with their money' is the reason why people are perpetually broke and won't have ANY MONEY for emergencies. Since he's a free lancer, he's one month of no work away from homeless. No respect there,sorry.
@siphokazileratomalinga2969
@siphokazileratomalinga2969 3 жыл бұрын
@@treyhall9138 facts
@hecatrice2064
@hecatrice2064 3 жыл бұрын
@@siphokazileratomalinga2969 He also said his parents were cheap, so he likes to spend money of himself. He is materialistic and works a lot, it's his money.
@keith1689
@keith1689 4 жыл бұрын
His side hustles should be as a personal trainer and investing in money literacy literature.
@TheLDRdiaries
@TheLDRdiaries 4 жыл бұрын
I gasped when he said "I have no money in savings"
@ambrosia417
@ambrosia417 3 жыл бұрын
My heart dropped in my grave hearing that!
@ZachTank2009
@ZachTank2009 3 жыл бұрын
I mean, if he had savings, he wouldn’t have $20k in American Express debt.
@guccidonbuzzflightyear4440
@guccidonbuzzflightyear4440 3 жыл бұрын
All my savings in Bitcoin
@tsaunders9340
@tsaunders9340 3 жыл бұрын
@ Hayden, mines is with Ethereum and Synthetix.
@guccidonbuzzflightyear4440
@guccidonbuzzflightyear4440 3 жыл бұрын
Titus Saunders Ima buy some synthetics tonight
@rockinrolldog
@rockinrolldog 4 жыл бұрын
"I spend everything I make." And he must be self-employed. His tax situation sounds like a nightmare.
@aaronalbert6985
@aaronalbert6985 4 жыл бұрын
His confidence almost makes you feel he's doing alright 😭😭😭 Thank God we have Graham to expose the TRUTH 😅🤣
@suzannemugalu6113
@suzannemugalu6113 4 жыл бұрын
Can we appreciate how much of G Graham is!!! Supporting a stranger. GREATNESS
@cassidy18908
@cassidy18908 4 жыл бұрын
Hes trying to flex. Living this rich looking lifestyle to impress those around him. Humble himself down, live better
@kidwray4313
@kidwray4313 3 жыл бұрын
That’s the Atlanta way
@ImTitan16
@ImTitan16 3 жыл бұрын
I disagree. I think he spends stupidity for himself. He's making alot of money and could be easily spending less and investing alot of it while having a saving account
@tiffanylastinger3925
@tiffanylastinger3925 3 жыл бұрын
No he started out poor and never got the best of anything so now that he has money he wants what he thinks is the best of everything the most expensive thing etc
@macaylaandela-gonzales9931
@macaylaandela-gonzales9931 4 жыл бұрын
“$50 here”... shows Avacado Toast! 😂 I see the message here Graham!
@nasilemakletakicecream
@nasilemakletakicecream 4 жыл бұрын
This guy is exactly me, when I was still studying I made at highest 30k a month doing videos . I always spend so much that at the end I end up with gambling addiction and lost everything. I sold my camera, and have to burrow money to recover. Fast forward 8 years, I’m now much more financially educated because of grapham and other financial KZbinr
@dominicanchu1ita
@dominicanchu1ita 4 жыл бұрын
Yeah he’s so bad with money... just with the car payment alone. I was like boy bai!
@Nothingbuttechyt
@Nothingbuttechyt 4 жыл бұрын
totally agree , spending way too high
@_CPerk
@_CPerk 4 жыл бұрын
29% interest was so foolish
@60secondfinance81
@60secondfinance81 4 жыл бұрын
Who else thought that they missed a Millennial Money episode? 😂
@GlamGoddes101
@GlamGoddes101 4 жыл бұрын
Me! I was like how did I miss it?? I always see them before Graham does the reaction video & then I realized lol
@bethanywashington1243
@bethanywashington1243 4 жыл бұрын
I got scared lol 😱
@avgholson8143
@avgholson8143 4 жыл бұрын
Me
@HHmz-rp8ht
@HHmz-rp8ht 4 жыл бұрын
I only watch them through Graham lmao
@retro2712
@retro2712 4 жыл бұрын
@@HHmz-rp8ht me too!!! Who else does this
@RyanHarrisonYT
@RyanHarrisonYT 4 жыл бұрын
StrongestDirector's channel is about to blow up now 😂
@TheGrahamStephanShow
@TheGrahamStephanShow 4 жыл бұрын
Yep!!
@QR_Code
@QR_Code 4 жыл бұрын
@@TheGrahamStephanShow it all works out...he'll return the favor
@joofalltrades3528
@joofalltrades3528 4 жыл бұрын
@@QR_Code a reply video would be big for both!
@Klub40
@Klub40 4 жыл бұрын
Graham just helped him "afford" a Benz now 😑
@joyaustin6581
@joyaustin6581 4 жыл бұрын
I saw this before. I thought it was millennial money
@carter5548
@carter5548 4 жыл бұрын
I love this! Do more small KZbinrs like this. This guy's video quality is amazing.
@adanechm
@adanechm 4 жыл бұрын
He needs to start eating rice and beans, and beans and rice. LOL this stressed me out too much.
@13ikea
@13ikea 3 жыл бұрын
Lmaooo
@shegotstandards
@shegotstandards 3 жыл бұрын
Yes, the stress!😣😵🤔😱 This video was stressing me out too as I watched it. W h e w! I hope he gets it together while he's still young.
@guevarasamson1165
@guevarasamson1165 3 жыл бұрын
Hahaha the diet of a future everyday millionaire!
@hypothalapotamus5293
@hypothalapotamus5293 3 жыл бұрын
People should mix it up a little. Try some dishes with oatmeal and split peas.
@grimlockscousin
@grimlockscousin 3 жыл бұрын
Bologna and cereal
@buyerclub2
@buyerclub2 4 жыл бұрын
This sounds like it could be a perfect symbiotic relationship. He teaches you some video editing, you teach him money discipline YOU could change his life. Reach out to him and do it!!!
@expectthabest951
@expectthabest951 4 жыл бұрын
He’s a walking “LIABILITY”...... too many bad choices...🤦‍♂️
@whosdondada
@whosdondada 4 жыл бұрын
😂😂😂
@davinarobertson47
@davinarobertson47 4 жыл бұрын
😭
@andrewsteavpack9079
@andrewsteavpack9079 4 жыл бұрын
Seems like he’s working hard to earn his money, but he’s spending it like it was handed to him
@ko-Daegu
@ko-Daegu 3 жыл бұрын
Same happens to me I just don’t know how to manage money when I don’t have enough I always tell myself that’s the problem is not saving but rather cash flow I need level up my income I guess I’m wrong
@walkermorales337
@walkermorales337 3 жыл бұрын
@@ko-Daegu one way to help this is to set up some sort of automatic investment. Set it up so some money gets automatically transferred into a brokerage account, robo investor, or a savings account that way it gets saved before you get a chance to spend it
@ZeVexGaming
@ZeVexGaming 3 жыл бұрын
I went to college with him. I respect his dedication to make his dream a reality, but the truth is we could all use a little advice on our finances.
@Yesitsmedaphne
@Yesitsmedaphne 4 жыл бұрын
His spending was so bad that I feel like he has to be trolling 😂
@ajh.4131
@ajh.4131 3 жыл бұрын
For his sake, I hope he is!
@sissokothierno6641
@sissokothierno6641 3 жыл бұрын
I think he is 🤦🏽‍♂️🤦🏽‍♂️🤦🏽‍♂️
@joshproctor2809
@joshproctor2809 4 жыл бұрын
First time I've seen Graham quickly die inside after talking someone up in the beggining lmao
@ajh.4131
@ajh.4131 4 жыл бұрын
Can we just start making our own millennial money videos and put them in dating profiles? It would make life so much easier so we’d know if they’re compatible 😂
@aminat643
@aminat643 4 жыл бұрын
Omg I love this idea 😂😂
@sunshinexoxo6107
@sunshinexoxo6107 4 жыл бұрын
🤣🤣🤣🤣
@Ubetterworkblog
@Ubetterworkblog 4 жыл бұрын
Lol. You should totally do this.
@tic8259
@tic8259 4 жыл бұрын
Right??! It needs to be at the forefront of dating nowadays!
@shelbielyon2699
@shelbielyon2699 3 жыл бұрын
Seriously! One of my biggest fears is falling in love with someone who has no financial literacy.
@gauravmondal
@gauravmondal 4 жыл бұрын
haven't seen Graham so worked up in a long time, though this man deserves it
@TheGrahamStephanShow
@TheGrahamStephanShow 4 жыл бұрын
Haha
@vladj2428
@vladj2428 3 жыл бұрын
lol i checked now and hes almost at 10k subs. my boy Graham with that influence!
@alexjoneskramer2062
@alexjoneskramer2062 3 жыл бұрын
I heard “29% interest rate” and my eyes went 😳
@jayceewilliams5250
@jayceewilliams5250 4 жыл бұрын
He lost me with that buying the most expensive thing crap
@ItsAllAboutBrandon
@ItsAllAboutBrandon 4 жыл бұрын
This dude is living like he's making 50k a month
@chipsta2008
@chipsta2008 4 жыл бұрын
Dave Ramsey says you can't out earn your own stupidity
@elmateo77
@elmateo77 4 жыл бұрын
Yep. I know people who earn $500k+ per year and are broke and drowning in debt.
@spants1058
@spants1058 4 жыл бұрын
What a Christian thing for Cultist Dave Ramsey to say 🤦‍♀️
@JessicaAhibo
@JessicaAhibo 4 жыл бұрын
The worst part is that he couldn't have possibly gotten a worst car. Sheesh.
@SoundsCafe
@SoundsCafe 3 жыл бұрын
“I like his parents” 😂💀💀💀
@generalfuzzywuzzy
@generalfuzzywuzzy 4 жыл бұрын
This is the kind of disaster spending we've all been waiting for.
@danielbaker5297
@danielbaker5297 4 жыл бұрын
This is one of the best reaction videos Graham! Really good advice plus its obvious that you care and are actually helping. I think this idea of random YT channels is great!
@judahfindley
@judahfindley 4 жыл бұрын
This guys a hot mess. Graham do a series on saving people from there financial mistakes 😂
@nookiewacookie1
@nookiewacookie1 4 жыл бұрын
This 100%!!!!!
@AshiyaWhitley-ShawVeganAthlete
@AshiyaWhitley-ShawVeganAthlete 4 жыл бұрын
This would be EPIC!!!🗣
@lisar.3815
@lisar.3815 4 жыл бұрын
That’s a great idea!
@ayannagradymba5959
@ayannagradymba5959 4 жыл бұрын
Sign me up!
@CloBareMoneyCoach
@CloBareMoneyCoach 4 жыл бұрын
Love this idea and I second it!
@w.m.6156
@w.m.6156 4 жыл бұрын
Love that you are reviewing the smaller channels, with real people discussing their spending. You gave very constructive and helpful financial advice, he has a good heart and is very generous to others. However you are so right that it shouldn't be at the price of him going into deeper debt.
@GB-te3kr
@GB-te3kr 4 жыл бұрын
Thank you for being so selfless. Just by encouraging others to support his page really shows your true character. Awesome!
@strangergranger10
@strangergranger10 4 жыл бұрын
If I got that much money annually, I can be a millionaire in a few years.
@Nothingbuttechyt
@Nothingbuttechyt 4 жыл бұрын
most would if they are sensible
@TheGrahamStephanShow
@TheGrahamStephanShow 4 жыл бұрын
Yeah!!
@ajh.4131
@ajh.4131 4 жыл бұрын
The crazy thing is people making that much don’t realize how well off they’d be if they were discipline with their money.
@pistachiosandpopcorn7146
@pistachiosandpopcorn7146 4 жыл бұрын
Absolutely. Dave Ramsey FTW.
@pistachiosandpopcorn7146
@pistachiosandpopcorn7146 4 жыл бұрын
@@ajh.4131 These people would be amazed at how if they moved to a small town and paid cash for their impala of how many people would think they were rich just with that.
@aminat643
@aminat643 4 жыл бұрын
Is it bad that kind of missed Graham being this stressed? Old Millennial Money days vibes - now everyone is great with their money, which is wonderful, but it's funny to see the ones who need some more work with their money
@lisar.3815
@lisar.3815 4 жыл бұрын
No this was a treat! His reactions are the best! 😂
@nicholasgathara4332
@nicholasgathara4332 4 жыл бұрын
Devastated when he said “I have no money in savings” 😭
@katieakin1091
@katieakin1091 4 жыл бұрын
I relate to that unfortunately. I mean, I used to have $10,000 overall between checking and savings, but I screwed up twice, right after each other that cost me all of it and more. I didn’t go completely broke, but I have less than $4,000 between checking and savings
@katieakin1091
@katieakin1091 3 жыл бұрын
@Erica M. Cross hopefully 🙏🏼
@theandlife
@theandlife 3 жыл бұрын
I love his honesty and transparency!!
@christineloader1835
@christineloader1835 3 жыл бұрын
“I’ll buy the most expensive things cause that’ll usually be the best” that’s why you got all that credit card debt bro 😬
@JhennipherBarbara
@JhennipherBarbara 4 жыл бұрын
I think his spending habits come from not wanting to be like his parents but it’s only going to back fire cause it won’t help him in the long run
@dylanlyons6
@dylanlyons6 4 жыл бұрын
That oxygen mask analogy was low-key perfect - can’t save anyone around you when you’re suffocating yourself.
@Jill_Horvath
@Jill_Horvath 4 жыл бұрын
That’s really ashame that his parents taught him how to save and coupon everything and he choose not to use that to his advantage😕
@TheGrahamStephanShow
@TheGrahamStephanShow 4 жыл бұрын
:(
@CreativeC13
@CreativeC13 4 жыл бұрын
I'm sure his parents being so cheap out of necessity made him relish spending money
@KentPetersonmoney
@KentPetersonmoney 4 жыл бұрын
Let's hope Graham kid don't do what this guy did.
@tgnuma2
@tgnuma2 4 жыл бұрын
@@CreativeC13 Absolutely. I feel that. Not exactly the same but my dad worked for Goodwill as long as I remembered and could barely pay his rent and gas for his 70's Oldsmobile pile of junk so I told myself that I'd never be like that. I make more money, though I do feel I spend more than my income allows since I was never able to have anything I wanted as a child. Obviously it's not good and I am working on it.
@spants1058
@spants1058 4 жыл бұрын
@@tgnuma2 i have the same issue. My parents were super cheap growing up; almost never had anything new. I had out of control spending on crap I wanted, from my late teens-early twenties (though i will say my CRC debt never got above $5k) until I went to a free financial advisor and learned how to budget. My brother was the same way.
@aarodful
@aarodful 3 жыл бұрын
My household income is $145k in Atlanta and between my wife and son, our total monthly expenses are the same as his, and that includes additional saving and investing. He is definitely beyond his means.
@taniak8003
@taniak8003 3 жыл бұрын
I cracked up when you said "thats what I would do!" with the most sincere expression of joy I've ever seen for being cheap with fast food menus😂😂
@EconomicCockroach
@EconomicCockroach 4 жыл бұрын
Wish they would make more living on 30k-40k videos of people, it's fun to see high earners and all but it can get a bit old
@EconomicCockroach
@EconomicCockroach 4 жыл бұрын
@Bröther May I Have Some Lööps most definitely. I want to see "guy who is server at Applebee's in tampa making 28k per year"
@EconomicCockroach
@EconomicCockroach 4 жыл бұрын
@Bröther May I Have Some Lööps no dude definitely do it! I would love it and so would he! And you'll be able to improve based on constructive criticism its a win win! :)
@N_lynnn
@N_lynnn 4 жыл бұрын
I like this concept Graham. I hope you continue to do these.
@TheGrahamStephanShow
@TheGrahamStephanShow 4 жыл бұрын
Sure!!
@ALXSSA
@ALXSSA 4 жыл бұрын
A Chevy Impala for over $1,000 a month!!?! 🤯😩 Chile anyways....
@ajh.4131
@ajh.4131 4 жыл бұрын
Exactly. There’s absolutely no reason why you should be paying THAT much for a car that basic.
@joofalltrades3528
@joofalltrades3528 4 жыл бұрын
His credit must be terrible or he just got completely ripped off
@dav__made
@dav__made 4 жыл бұрын
Putting in tons of miles on an unreliable car for Uber is such a waste. What a shame if he got a Civic with high MPG it would be so much better
@bhrhfhdbd6268
@bhrhfhdbd6268 4 жыл бұрын
Bad credit My payment for Benz was 400 smh
@stngwa87
@stngwa87 4 жыл бұрын
Might as well get a Maserati for that price
@nursevirginiairene
@nursevirginiairene 4 жыл бұрын
29% APR on a car?!?!? ...”You know what’s FREE? Smashing the like button!” 👍🏼
@BlackLuxLife
@BlackLuxLife 3 жыл бұрын
I subscribed to his channel. I will watch his videos. He has trauma from his childhood. His parents likely grew up poor and he felt they kept him from enjoying some luxuries growing up and is now spoiling himself recklessly. I have faith he will pull it together and his financial position will change drastically for the better in the next 18 months.
@azariaferrer
@azariaferrer 4 жыл бұрын
I’ve never been this early. I love you Graham.
@TheGrahamStephanShow
@TheGrahamStephanShow 4 жыл бұрын
@lacebycr
@lacebycr 4 жыл бұрын
wow, same here. Only 27 views atm :D
@tracy_cakkes
@tracy_cakkes 4 жыл бұрын
Same
@sashap3641
@sashap3641 4 жыл бұрын
If he wants to build his real estate portfolio something tells me he’s gotta get his credit score up a bit
@JackDuffley
@JackDuffley 4 жыл бұрын
I actually shuddered at the picture of his Chevy knowing how expensive it is for him
@cristalcruzzin1756
@cristalcruzzin1756 4 жыл бұрын
I blacked out when he said 29% apr
@JackDuffley
@JackDuffley 4 жыл бұрын
@@cristalcruzzin1756 Same here - he got abused at the dealership
@austinnavarro1780
@austinnavarro1780 4 жыл бұрын
Subprime++. He didn't get abused. He wanted something he could not afford. The market dictated that rate for someone who's defaulted umpteen times on everything else, probably including an Auto Repooession. You act like a idiot with finances, you will get hosed like an idiot. He obviously hasn't learned his lessons either.
@mindykaufman1072
@mindykaufman1072 4 жыл бұрын
Love that you are supporting small youtubers!
@orcahhh8017
@orcahhh8017 4 жыл бұрын
CONGRATS FOR MAKING THE REWIND!!!!
@cryptoflippodcast
@cryptoflippodcast 4 жыл бұрын
That guys channel is about to BLOW UP 🎉🎉
@justteresiah
@justteresiah 4 жыл бұрын
For a minute I thought I had missed a cnbc make it millennial money video 😂
@TheGrahamStephanShow
@TheGrahamStephanShow 4 жыл бұрын
nope!
@Ubetterworkblog
@Ubetterworkblog 4 жыл бұрын
Same here 😂
@mpete0273
@mpete0273 4 жыл бұрын
Your reaction to $30,000 in student loans just made me laugh out loud because I have $166,000
@johntron1237
@johntron1237 3 жыл бұрын
😳 166k jeez man hope that degree was worth it
@TigerGreene
@TigerGreene 3 жыл бұрын
There's literally veins popping out of Graham's forehead. I've never seen him so mad haha
@successwithstacee9290
@successwithstacee9290 4 жыл бұрын
Graham must be so excited to finally tell someone what they are doing wrong. I'm going to subscribe now! By the way, nice editing on this one Jack. I love the used car photo.
@chuckc662
@chuckc662 4 жыл бұрын
Good thing is he makes enough to turn all this around and he’s still young, has yet to hit his financial peak. He could literally change his life one about a 1-2 years of budgeting.
@jordanbryan555
@jordanbryan555 4 жыл бұрын
Seems to me like he's proud of the money he's spending 😂
@TheGrahamStephanShow
@TheGrahamStephanShow 4 жыл бұрын
I knowwwww
@jordanbryan555
@jordanbryan555 4 жыл бұрын
Bet that upset you haha
@360.Tapestry
@360.Tapestry 4 жыл бұрын
he says he shoots music videos, so he probably thinks the lavish images are an everyday reality
@jordanbryan555
@jordanbryan555 4 жыл бұрын
@@360.Tapestry I mean by just the way he talks, the way he talk about how he spends money is like how Graham talks about saving money 😂
@360.Tapestry
@360.Tapestry 4 жыл бұрын
@@jordanbryan555 make it rain wherever you go, baby! lol
@Moss_girl
@Moss_girl 4 жыл бұрын
This is... so sad :( he definitely has to unpack his relationship with money
@soundsbyeye
@soundsbyeye 3 жыл бұрын
I think there's a permanent handprint on my forehead. SHOOT lol
@MyOptimizedbiology
@MyOptimizedbiology 2 жыл бұрын
9:00 I'm 🤣🤣 Dude wants to be nice and buy someone else's meal and Graham is in the background like "YOU CAN'T AFFORD IT" Sir - I'm gonna need some money or the meal back. I'm his finances manager.
@dylanw5142
@dylanw5142 4 жыл бұрын
Hey Graham, I’m sixteen, you don’t know it but you completely changed the trajectory of my life.
@bFransik
@bFransik 4 жыл бұрын
This vid literally had me laughing, Graham😂😅 You've got to link with this dude!
@YahTab
@YahTab 4 жыл бұрын
Have him on the PODCAST!!!!! Would be great for both parties!
@marthur2578
@marthur2578 3 жыл бұрын
Graham this was such a kind gesture, his subscribers definitely went up! 👏🏽
@al-grawsonfinancialllc7751
@al-grawsonfinancialllc7751 4 жыл бұрын
I enjoyed the bit about helping yourself before you can help others. That is one thing that is to get across to people. Especially if it is a person who naturally considers themselves to be generous. Empathy is good but don't throw yourself into the pit of debt. Because if you do, you won't be able to help anyone once you're broke.
@mariahmaganda385
@mariahmaganda385 4 жыл бұрын
He gives me so much anxiety 😦 I can’t believe how jacked up his finances are
@TheGrahamStephanShow
@TheGrahamStephanShow 4 жыл бұрын
😱😱
@dav__made
@dav__made 4 жыл бұрын
Same here comparing your expenses each month to his makes you scared. Imagining him just losing his job and keep these money habits is scary
@robinalexis-personalfun-an8592
@robinalexis-personalfun-an8592 4 жыл бұрын
How jacked up his finances are or how jacked his body is? Asking for a friend.
@mariahmaganda385
@mariahmaganda385 4 жыл бұрын
@@robinalexis-personalfun-an8592 HAHAHAH
@kishsingh5349
@kishsingh5349 4 жыл бұрын
Don't bw anxious. There is nothing to be anxious about. You are likely intelligent enough to pull yourself out of any hole even if you fell.
@benjaminholguin3645
@benjaminholguin3645 4 жыл бұрын
I think this deserves an intervention on the Iced Coffee Hour 😁
@1happyfamily775
@1happyfamily775 4 жыл бұрын
The way Graham opened up his eyes when the guy explained why his car note is high is hilarious.
@yanrodgers1570
@yanrodgers1570 3 жыл бұрын
Out of all the you tubers and Instagram folks out their that woke up one day and became financial coaches or experts. You by far stand out from the rest. Highly impressed with your content!
@OlleyThorpe
@OlleyThorpe 4 жыл бұрын
Public service announcement: smash the like button
@TheGrahamStephanShow
@TheGrahamStephanShow 4 жыл бұрын
DONE
@OlleyThorpe
@OlleyThorpe 4 жыл бұрын
broke my finger smashing it, on another note this guys set up is dope.
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