Money Mistakes To Avoid In Your 20s

Let's talk about some money regrets. Thank you Porte for sponsoring this video! Sign up for Porte here: www.portebanking.com/ Find out more details here: portebanking.com/disclaimers
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❐ THINGS MENTIONED ❏
➥ Porte: www.portebanking.com/
➥ 50/30/20 Budget Planner: bit.ly/3gYigcd
➥ Types of Retirement Plans: bit.ly/3eP6mPk
➥ Index Funds 101: bit.ly/3uifv9l
➥ Rich Dad Poor Dad by Robert T. Kiyosaki: amzn.to/2QRfQl1
➥ Think and Grow Rich by Napoleon Hill: amzn.to/2Ssh9rf
❐ PEOPLE MENTIONED ❏
➥ Aja Dang: bit.ly/3f605ir
➥ Graham Stephan: bit.ly/338WOcx
➥ Investing With Rose: bit.ly/3nJLRY9
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❐ MUSIC ❏
➥ Epidemic Sound
➥ Lukrembo - Sunset
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FTC: This video is sponsored by Porte! Some of the links above are affiliate links, which means I may earn a small commission if anyone purchases through them. This helps support my channel so I can continue to create videos for ya'll~

[@tahas.9296]

For anyone wanting to save time: 1. Not understanding student loans 2. Not budgeting 3. Buying unnecessary things 4. Not having a retirement fund 5. Not investing 6. Not paying off your credit card straight away 7. Avoiding/not asking for help

[@cookiesncream994]

Thank you homie

[@shanealvarez]

thank you!

[@catbugg]

Thanks for the recap for future notes/revisit! :)

[@catthecritic]

I'm 25 and slowly starting to realize how much TIME IS THE MOST IMPORTANT ASSET. YES JENN!

[@Thefitty]

youll never get time back but money you can!

[@imjennim]

Time is the only non-regenerative asset! Take advantage of it!

[@rstuff1605]

So true. Life is but so long. Money is just meant to be traded for stuff while loving this life. So many lower income people just makin it. Theres no need to be selfish enough not to look out for other poor folks

[@CherylGoer]

Can’t agree more!

[@verynaomi]

yes to financial literacy!! it’s so important to learn these things at any age

[@imjennim]

100% I wish I learned it earlier too!

[@kellyparker9976]

girl pulled out the business blazer for this video and i'm so here for it!!

[@imjennim]

Ooo she means business~

[@itsrosehan]

When you find out your favorite KZbinr watches your videos too 😍

[@pearc604]

when you find out your 2 favorite KZbinrs are watching each others videos🤣

[@imjennim]

Ahhh! I'm squealing! Thanks for being such an amazing resource here on YT! x

[@blank1505]

🤩 Two of my favorites! Rose and Jenn.

[@tamarachang2012]

I'm 22 and so grateful to have you as a virtual big sister to help me through financial literacy :))

[@kevinwthai]

I’ve been going by the 70/30 Rule. 70% of my income is for necessities and bills, and the remaining 30% is for savings, investing, and emergencies.

[@imjennim]

That's amazing to hear. Thanks for sharing, Kevin!

[@poizonivy01]

My previous boss taught me this

[@brialysae]

i love that so many people are getting into talking about finances! it’s so important and something the generation before us did not teach!

[@imjennim]

Agreed! (:

[@JYYB]

I think of it as they were still learning too. They had 401k, investments, risk not much as we have nowadays. Most of them didnt know what they were doing, its the same as us. But its nice to have some people educate us all on these. Also in our world, mindset is different with age... i was in the same boat as jenn i was 25 when i started saving. I wish started sooner but my mindset was not with money but instead traveling and having fun etc. But its never to late no matter the age... at least you start.

[@winniecoffeetogo9454]

We stan our queen. She is glowing!

[@imjennim]

Aww thank you, Winnie!

[@openingboxes4811]

Gorgeous 😍😍😍😍

[@cozywithandrea]

I never clicked so fast!!! 🙏 Paying off my student loans in 3 years was the best feeling ever. I'm officially debt free as of last month! 🎉 Thanks for the great tips Jenn!

[@imjennim]

CONGRATULATIONS! I'm so proud of you, Andrea! x

[@theofficialblob]

I’m 20 and I’m grateful to use this advice for the rest of my 20s 🥰

[@arlevsanico8582]

Loooove how you have transitioned from fashion to an overall lifestyle guru. Love seeing the growth, Jenn! 😊

[@0k3lly]

can you do how you bought your first home, splitting home expenses with a partner.

[@marklanger7965]

I don't think she splits expenses with her partner. Looks like she is the bread winner and he helps her with her business.

[@ashleyinnyc]

@@marklanger7965 Ben might not make as much as Jenn. But he is hardworking and has his own career.

[@Esandeech2]

Jen her financial situation in regards to this is also very different. She makes amounts of money that aren’t comparable to what the average adult makes. I think buying a house was much easier for her and Ben than for most people.

[@BUMOKA]

Yesss thank you so much for this short and educating video🤍💸 Lots of love from Germany!

[@imjennim]

Aww thank you for watching! x

[@BUMOKA]

@@imjennim 🤍🤍🤍

[@kateeastland3328]

it was very pleasing that the intro color coordinates with your eyeshadow

[@imjennim]

Heheh! I love a good co-ord!

[@aliceattran]

love Aja Dang and her content!! please make more “adulting” videos like this please love to hear more from you on this as well 😊 thanks Jen!

[@trami7056]

I‘m about to turn 20 and I‘m so grateful to able to look up to someone like you and hearing all these life advices at an early age! 🥰

[@SoniaMeow]

thank you Jenn for always providing great insights in all of your videos!

[@LennyJQuinteroS05]

Thanks for sharing valuable info like this.

[@zoeadorelefrancais]

I definitely need to learn to be more financially literate, so thank you for offering these resources! ♥️

[@imjennim]

Ahh of course! Thanks for watching, Zoe! x

[@erikaenchante]

Great video & loooove the aesthetic/editing ✨

[@amnoturgurl9323]

Thanks so much Jenn for this video and I'm 27 need start thinking so important.

[@shannjdy6162]

This is so important. Thanks Jenn. 😊

[@gecko7167]

Love this video! So helpful

[@Dannywithlove]

I’m 25 and trying hard to save money and being conscious on what i spend… thank you so much for your tips😍😍

[@saheraslam1810]

Thank you for this video Jenn!

[@afizrdh]

love this! we need a longer video!

[@corabrei]

This video is SO important, women do not talk about money enough. THANK YOU JENN!

[@saraatppkdotpt8140]

Thank you for sharing your tips 😊

[@Mariann907]

I loved this video! Thank you Jenn!

[@mktc99]

as a 22 y/o with terrible money habits, thank you for this video Jenn! 💛

[@jessica.isabelle]

Appreciate you for always sharing great learnings from your 20s Jenn! Growing up with you has been a joy 💘

[@yuka4897]

i love seeing videos like this!!! currently in my 20s and definitely trying to be cautious lol

[@nayantarabiju1928]

This was so informative!

[@ronetteabarico2706]

thanks for this!! ❤😍

[@nursejolenecns5234]

Thank you for the recommendations, Jen! I'm 26 and in tons of graduate school debt, so need help to figure my finances :)

[@imjennim]

Thank you for watching, Anne! You got this! x

[@ThistleFrost]

Compound interest over time is HUGE. Investing $300/month starting at age 25 can become $450,000 by age 65. Investing $600/month starting at age 40 will become only $350,000 by age 65 ($100,000 less!!!). Even though the older person saves twice as much, they can never make up for all that compounding interest!

[@me-zs7tr]

avoiding buying unnecessary things is something i realized only when the money was gone from my pocket, but we're wiser now and on the path to compensate for the loss

[@alisonhee8727]

Yes needed this, thanks Jenn 🤍

[@MSandiyong]

Liked the video before it even started. Love you, Jen! ♥️

[@outofofficecotv]

these are super helpful tips, financial freedom and independence is super liberating! thanks for motivating me to keep going and making videos jenn!!!

[@DKwinnie]

Love it as always!!

[@sincerelysilvia]

These tips are actually insightful and helpful! Definitely will be incorporating some of this esp retirement savings and limiting impulse purchasing on my phone.

[@coreychatman6332]

Love your outfit and your advice. Thanks for sharing this sweetie.

[@kiranasyifanirmala8106]

waiting a few days before purchase to think about it makes so much sense! thanks so much jenn :)

[@usagimoon.x.o6256]

Thank you for sharing!

[@beautylovelifex3]

I just started a new job and am so glad to have someone explain financial literacy so well!

[@EkitaWuvsBunito]

Thank you so much for your advice!

[@safaarhaibi8042]

Thank you Jenn. We love you

[@hannahhaarmann7082]

Thanks for this

[@audreyjoncas-blanchet1363]

I don’t know if it’s done on purpose but she is sitting in front of a door (porte in french) while talking about porte (her sponsor) ! :P Great video :)

[@imjennim]

OMG! I had no idea....

[@marie5608]

Love this video and also love your serious outfit look!

[@2kmerz]

Love love love! I’m now learning this stuff, and I’m in my 30s, so great advice to give to your audience. Thanks for the YT recos too

[@kritikaaagaur]

I'm about to start my job and start earning money and this video came at the perfect timing. Thanks Jenn

[@caliofroses]

yes this is so helpful! hopefully more people, especially young adults become more proactive with their financials. it's one thing to save, but another thing to be smart with money!

[@ricahhh_9052]

I'm 25 and this surely helps me a lot 🥺🧡 thanks Jenn!

[@Elle-lt6vt]

Loved this video ❤️❤️ super interested in finance

[@Kueen24]

Thanks jenn for this educational video 💜💜

[@nicoleonfeels]

Learning about money is for everyone. It’s a tool to get you to live the life you want to live.

[@yinhannasjournal]

Absolutely!

[@RaeIzGr8]

Love jacket Jen! I need to know where you found it! Love your shoutout to Graham!!!

[@outerheaven1597]

This is great advice. I’m going to apply this to saving.

[@JPFlySolo]

It's definitely great to ask for people's opinion for any finance help; it's super useful! And thanks for sharing which KZbinrs talk about finance, I'm looking into investing so this will definitely be useful!

[@pris_an]

im 18 yet these days I have been looking for lifestyle/financial videos that will be beneficial for me in the future. I am OBSESSED with your videos Jem; they are super helpful and so worth watching :)

[@jazzteenrae3118]

Wish this one was a longer video!! Thank you

[@DeliaX]

such a good conversation to have! starting early is so important :)

[@imjennim]

Yess! Start now!

[@XIris1X]

such a helpful video; thanks jenn!! 💜lots of love from The Netherlands 🇳🇱

[@saumeiauyeung]

It's never too early to think about retirement, the sooner the better. i read both books that u mentioned Jenn, excellent books. Thank you for sharing

[@lonaaa316]

Me watching this at 29 👀 and working to do better financially

[@foreverchickadee]

Same here 🙋🏾‍♀️

[@rainbowromancelove]

Same

[@JYYB]

Me too!! I actually started watching "sinking funds" on youtube. They can get addicting. One day a video just popped on my feed and a few months in and im hooked.

[@simple_naildesigns]

Great tips.

[@vridabunga573]

just wanted to say i love u and ur works, i am sad but also happy just found your videos. u r much older than me and i feel like u r a really good resource for life guideline (idk if that makes sense😅😂) after spent couple hours watching ur video makes me inspired to do my task, be more positive person, and makes me feel normal again, thanks♥️ p.s. i'm not an english speaker, sorry if my comment just doesnt make any sense🤪😅

[@michellejean5820]

watching this at 23 n taking notes 🤓 ty jenn!

[@chauthuyvy98]

I've never learned ways to use money properly and efficiently until I'm enough 23 years old. Thank you so much for your sharing Jenn. I would love to see as many financial videos as possible from you. Love Jenn

[@EricxYi]

I agree! Budgeting is hard because it really forces u to be honest w ur spending habits. Just made a spreadsheet last week and I'm never going back! 👍

[@imjennim]

Yesss! That's amazing to hear!

[@ChristinaZara]

Pregnancy makes you glow mama😍😍😍

[@gisellel480]

Absolutely love this! Financial literacy is so important

[@ChelseaFama]

Thank you for caring about us Jenn 💕

[@bryneolique8229]

Life opening that I gotta do something. I’m 23. ❤️ thanks Jen

[@Snowflake_777]

I ordered the book you are badass at making money and now Jenn's video blessed 😄❤️ have a great day 🌻😊❤️ take care 😊❤️❤️

[@claudiacarolina6944]

Hi from Brazil Jenn ❤🇧🇷 Love your videos so much.

[@hapikohw]

Ooh! *Takes notes* 📝

[@user-qc9yd9dr2c]

Hi Jenn! Thank you so much for sharing about finances ! Would you mind to make a student version one as well? I'm 19 and starting uni soon, I don't have an income but wanted to learn about finance & investments so maybe I could start earlier to prepare for retirement or financial freedom, was wondering if you'd make a video about finance/investment advices for students? Love from Malaysia

[@rayna463]

great video! also your makeup is cute

[@yasminesadek8662]

Can we please talk about how professional, comfortable and pretty Jenn's editing is

[@vanessayakubu7831]

yesss more finance vids please!!❤️

[@elizabethwang4083]

yess coming through saving lives

[@rxzelm6347]

Really needed this video cos I’ve been spending way to much lately! And defo gonna try the tip of not purchasing off my phone

[@My2cents.]

One is stuck playing the impassioned protagonist in one’s Subjective Narrative of Self 🎈

[@simplyellenxo95]

This helps a lot! Im almost done with paying off my debt now! Plus I was able to pay off my previous school debt too. Thanks Jenn! I was able to pay off my student debt within 1 year.

[@AnnaGaLu]

"I will teach you to be rich" by Ramit Sethi should def be on that book list as well. He explains investing so simply and his book is what finally got me started

[@mg2172]

jenn looks like such a boss lady in this vid 🔥

[@imjennim]

Thanks Maggie! x

[@miacommins8024]

“Wolf on the Wall Street” is my favorite thing. Adorable. 🥺

[@sarahexploresdentistry2863]

I just love your videos 😍😍 I do this for online shopping, I leave them in my cart and the next day I am like why do I need this😳

[@valefreedom5386]

Thank you Jenn, happy you made a video about this! I've been trying to introduce myself to invest, but no one else that I know is doing it or know how to do it.. and to be honest I've been finding myself lost in all those complicated terms, I will check out the yotubers you mentioned in the video, hopefully it goes well, thanks a lot again

[@clairelee8915]

Can we get a makeup tutorial on this look? Stunning as always

[@deepika2644]

YOU ARE AWESOME ❤️

[@arielizabethd]

jenn you have such good timing i’m turning 20 in a few days here😭😭🤍 thank you!

[@natarmy7891]

I'm also turning 20 and the anxiety is real so this helped!

[@imjennim]

Eeep! Happy early birthday! x

[@arielizabethd]

@@imjennim hi queen!! thank you so much

[@natarmy7891]

@@imjennim Thank you!

[@eczemmaa]

PATRICIA BRIGHT is also amazing for financial literacy!!! she used to be an accountant and was pretty successful as one. her videos are also really fun to watch, she’s so passionate!

[@mattsworld2162]

very nice share

[@TuyenTran0]

I love Aja Dang!! She was the first person to get me started thinking seriously about how I'm spending my money

[@rz3517]

You are a smart girl Jen, that’s why love you. X