Building an Emergency Fund | Ankur Warikoo Hindi Video | Financial Planning for Beginners

[@warikoo]

Get insurance advice from Ditto: bit.ly/3xFh7OU 1. Buy health insurance bit.ly/3dgKQmH 2. Buy life insurance bit.ly/3wJiY20 3. List of liquid mutual funds - bit.ly/3A40on7 4. Get the notes to this video at bit.ly/3z4bhnB

[@heatengine6058]

Hey ankoor, how do you track your money (spending, investing, balance) etc?

[@heatengine6058]

when do watch movies?

[@heatengine6058]

where do you incest your mutual funds for?

[@ahara2583]

Q1à!!¹+

[@ahara2583]

Q1

[@magen-b7n]

I'm 54 and my wife and I are VERY worried about our future, gas and food prices rising daily. We have had our savings dwindle with the cost of living into the stratosphere, and we are finding it impossible to replace them. We can get by, but can't seem to get ahead. My condolences to anyone retiring in this crisis, 30 years nonstop just for a crooked system to take all you worked for.

[@ElijahOliver-t9u]

I feel your pain mate, as a fellow retiree, I’d suggest you look into passive index fund investing and learn some more. For me, I had my share of ups and downs when I first started looking for a consistent passive income so I hired an expert advisor for aid, and following her advice, I poured $30k in value stocks and digital assets, Up to 200k so far and pretty sure I'm ready for whatever comes.

[@magen-b7n]

@@ElijahOliver-t9u That's actually quite impressive, I could use some Info on your FA, I am looking to make a change on my finances this year as well

[@ElijahOliver-t9u]

@@magen-b7n My advisor is Victoria Carmen Santaella;

[@ElijahOliver-t9u]

You can look her up online

[@ElijahOliver-t9u]

Nah I Can't say I can relate, Victoria Carmen Santaella charge is one-off and pretty reasonable when compared to what I benefit in returns.

[@PawanDeshmane]

That FD part acting was just too hilarious. Someone please make a reel out of it

[@SanjayTriumph]

True😀

[@princeverma2532]

correct😂

[@viratforever21]

What If ankur sir's son does a FD . What will be the punishment 🤔

[@warrenbuffet6715]

whats wrong with FD part? does he not recomment to have an FD account

[@AbhishekChaturvedyGalaxy]

True, fantastic expression.

[@syedmohammadtahirrazazaidi8898]

So grateful to have been born in this age where you can get mentored by such greats effectively for no fees/cost. Your courses are so good. The videos and the explanation is top notch. Keep going like this and keep educating the coming generations!

[@zoherkanchwalla3723]

Great bhai

[@dr.mhumafathima1405]

Where can i download the excel sheet though

[@thehorde4868]

Yep

[@krishnaghadge6501]

DIL SE THANK YOU SIR MENE ALREADY EMERGENCY FUND RAKHA HUA THA PAR WO SAVING ACCOUNT ME JUNG KHA RAHA THA BUT AAPNE EMERGENCY FUND KO JITNE SATIK TARIKE SE VISHLESHN KAR KE SAMJHAYA HAI US SE MERE GYAN ME AUR BHI VRUDHI HUI HAI ANKUR SIR AAPKA DIL SE SHUKRIYA AAP AISE HI GYAN BHARE VIDEO BANATE RAHO AUR HAMARE GYAN ME VRUDDHI KARTE RAHO

[@jt_0007]

Summary: 1. Emergency fund should be equal to 6-12 times your monthly unavoidable necessary expenses such as rent, food, utilities, EMI, etc. 2. Before this, make sure you have life and health insurance. In order to make this, if required, pause all your investments and avoidable desirous expenses until you have a sufficient emergency fund. 3. Keep it 10% in cash (or Debit Card), 20% in a separate bank account opened specifically for this purpose and 70% in Liquid Mutual Funds as they have no exit fees and money gets transferred within 24 hours to your bank account. Best part, it is almost risk-free and has a return of 5-7%

[@srinivastrcareercoach]

Nice Summary, Good one

[@leoaugustus5651]

4. Fuck FD

[@sowmyaramachandran5887]

Good

[@mahanth_kumar]

thankyou brother

[@Learn_with_Learner]

Last one has a part that keep credit card so that u can get ur money as soon as possible and

[@liferocks2996]

Few things I would like to highlight: There are lot of Fd's now a days which gives insta redemption facility and you will get money in a minute or 2 so I think that is better than liquid funds. As you mentioned that 10℅ should be in cash and then later on you said that if you have debit card then it would be okay so you are indirectly saying: 30% in banks and 70% in liquid. Few liquid funds are also giving insta redemption facility now a days. Thank you Mr. Warikoo, I loved your videos on personal finance.

[@prashantgautam4759]

Hey man, seriously I love the way you react whenever the word FD comes while you were speaking...that reation is so funny you really nail it everytime ..🤣🤣🤣

[@viratforever21]

What If ankur sir's son does a FD . What will be the punishment 🤔

[@warikoo]

Dil se nikalti hai, nafrat

[@vibrantmove8116]

@@warikoo It may sound a childish kind off .. but want to understand.. liquid mutual fund bhi...in the end mutual fund hi hai.. so kya yeh save hai as compared to FD...

[@iakashx]

@@vibrantmove8116 Yes bro, slightly better then FD. Isme exit load (nominal charges) nahi hota hai jo ki FD todne me hota hai. Most important point, ye jldi bank me aa jaata hai. Video k last 5 min me ye bataya. :)

[@vibrantmove8116]

@@iakashx thanks Akash..sorry to say.. aapne mera question samjha hi nahi.. bank mein jadli aa jate hain Liquid MF, exist load same hai.. return's Liquid MF mein on an average 5.0 se 5.75 hain, FD mein bhi approx 5.15 hain... Ab iss case mein SAFE hai yaa risky hai.. I love the way @warikoo explain and follow him at many times.. but yeah question ka reply agar woh karenge to better hai man... I wish he provides paid advice I m ready for that too..😊

[@arjunkohli3192]

All due to financial knowledge from Ankur Sir ,i am able to save an emergency fund of 2lakhs, on top of a mutual fund sip of 25k ,and all the other life , medical insurance covered for me and my family at the age of 23 So grateful to be born an such an era where all the knowledge in this world is available at fingertips.

[@TravelEverywhere25]

good bro thats very smart

[@nirdarde]

This technique is useful same is followed by my wife. As 10th of every month I transferred fix amount to my wife's account and it was used at time of critical surgery at time of pregnancy and which was done in COVID situation with +ve report and delivery was C-section so you can imagine how expensive it was. Situation was horrible but we survived. 🙏

[@AkshayS2909]

one thing I love about myself after watching this video is that I hated the stock market for 2 years since starting my job & was doing FD & RD but, I made my emergency fund well ahead of time without knowing the importance of it. Rest Assured NO FDs & RDs since April 2021 i.e After becoming financial literate.

[@nitingaur899]

Bhi ye bande sach me knowledgeable hai the way he trying to understand ki bache ko bhi samaj m ajayga respect 🙏🙏

[@bhaveshpawar1355]

You wont believe I just turned on my PC to invest my emergency fund into liquid fund and suddenly got this video notification. Although i was knowing about the emergency fund from your previous videos i was going to put in 90% of my fund in liquid fund, but now i have the 10:20:70 rule. Thanks for the video❤️

[@MoHdMoId]

One of the greatest learning. Never ever saw a video on youtube that talks about an emergency funds.

[@rudreshsharma2992]

@warikoo i have done FD for my emergency fund. Most banks provide a sweep-in facility which is similar like a FD, where we will get the returns of FD and can withdraw money anytime we want.

[@rimichoudhury833]

Hello Ankur, I used FD as an emergency fund last time (yes, I have paid 1% penalty on the interest) which returned me 4.2% interest return (after the penalty) and that paid back to me within a minute.. not even 24 hours. That is what I treat as emergency fund where I get my money within a minute using the bank app and no need of bank credit card for my case. So, I keep a lump-sum amount in the FD as an emergency. Like you, I am also not a fan of FD, but I found it is better than liquid mutual fund.

[@navdeepgill9729]

Same ✌

[@tasipranav]

Exactly...👌Even you earn more than Liquid MF... As Liquid MF gives you 5-6% as shown if you invest in horizon of 5 years or more... Where FD gives you guaranteed 5% return in a year... And if require to break FD then penalty is on interest not on Principal... It just reduces your percentage of return... Which still remains more than Liquid MF return at period of anywhere between 1-3 years... Not a fan of FD... But, For Emergency funds its best option...

[@praveen79790]

@@tasipranav I agree & I don't understand why youtuber missed this to specify in general.

[@amarishpatil2826]

Sar agar 4,5, lakh rupees apne pas pade he . Usko kaha envest karna sahi rahega 5 sal tak

[@atuljain2909]

Would like to start with a word of thanks for all that you do for the youth of this country. Fan of your and hats off! :) One suggestion regarding the cash component which you said can be replaced with an ATM/Debit Card - please don't do that and let it be cash only; for two reasons: a) you never know in a situation of emergency, whether or not you will be able to access an ATM near you b) you never know when the banking system goes down and the ATM near you doesn't help you My say is when we are creating a fund for the sake of emergency, let's not be dependent on factors which are not under your control; else that may defeat the "very" purpose of creating the emergency fund. Something that I follow personally and thought of sharing it across. Thanks. :)

[@sanjeetsingh4743]

Hi Ankur, the reason I keep coming back to your channel is that it really makes me feel you genuinely want us to never make any financial mistakes in life. And the conviction with which you speak to us, it's really amazing. Thank you for all of this!

[@dizzymolecule6759]

Kya sahi timing hai. Just now finished reading the module "A fund in need is a fund indeed" from the book mint your money by pranjal kamra and here is your video on the same.

[@nayanrajgor2835]

That pause tribute to FD in middle of the video was so so soooo amazing 😂😂👏👏 I literally played it 4 to 5 times & had a hard laughter. Also that "Ankur 50,000 rupaye hai, phone lete hai na" 😂 Those tiny little jokes in between give our mind a tiny little refresh.

[@Machaivelli]

Ankur warikoo is the brother / mentor I never had

[@MrAnirbanc]

Ankur: Don't do FD RBI: kya takleef hai in sajjan ko?!

[@Iphone1promax]

😂

[@dhirendratripathi891]

😂

[@gprakashpatro4620]

Inflation janab

[@viratforever21]

What If ankur sir's son does a FD . What will be the punishment 🤔

[@hars771]

@@viratforever21Learn Full excel course

[@motoplay9675]

You are doing a great work, keep that energy up. Do put stress on maintaining this fund always. People usually create such fund and after using in emergency, forgot to recreate this as daily expenses are at another level and as you said one needs to pause investment to create this fund, in later stage people found it hard. Hence, maintaining is equally vital as creating.

[@ami_tirtha]

I love how he wholeheartedly hates FDs and genuinely loves Excel.

[@warikoo]

First love and true hate :)

[@mayursakhare3400]

@@warikoo Sir please let us know how to learn Excel as good as you.

[@clashgaming6376]

q

[@pratikvora1334]

What about income tax on liquid fund??

[@pratikvora1334]

@@warikoo what about income tax on liquid fund?

[@AditiShinde-l2j]

watched this vid 2 yrs back , but didn't felt the need back then. watching it today again , felt like i would have started 2 yrs back. but better late than never.

[@direct5178]

अंकुर जी ये मेरे द्वारा इमरजेंसी फंड्स पर देखे गए वीडियोज़ में सर्वोच्च है! जिस प्रकार आपने सबकुछ समझाया है अप्रतिम!! बहुत-2 धन्यवाद🙏💕 व आभार!

[@Anteeqboiii]

What a good time in my life for this video to come out 💝 Just got an insurance today and was wondering how to build an emergency fund

[@hank3634]

Thanks for making this video, for 3 months I'm trying to only build EF but ended up using little for daily needs mistakenly

[@InvestingOtecture]

the way u said fd karwayi hogi mere bolne ke baad and the way u said khuda na khasta and the way you said many more things was just do amazing

[@ByteSizeMoney]

I couldn't agree more with the importance of building an emergency fund. Life is full of unexpected events, and having that financial cushion can provide peace of mind during challenging times. Start small and gradually increase your emergency fund until you reach your target.

[@shivani.aggarwal]

Really love the way you explain these concepts, I wish I started watching these videos earlier. I had been thinking since a long time about emergency funds, budgeting, and other personal finance topics but didn't get a good resource anywhere as people don't talk about it very openly and it is something that the curriculum lacks as well. I am glad you are sharing so many learnings with us, this is definitely helping me a lot :)

[@nikhilkumar2171]

Dear warikoo, I feel that it's better to put the money in the bank as compared to the liquid funds. Because in the past few years, bank interest rates have always been better than liquid funds. For example this year all the liquid funds have given return slightly over 3%.

[@praveen79790]

True , better to go with FD than LMF

[@christopherthomas7215]

GOOD VIDEO; EVERYONE NEEDS MORE THAN THEIR BASIC SALARY TO BE FINANCIALLY SECURED, THE BEST THING TO DO WITH YOUR MONEY IS TO INVEST, MONEY LEFT IN SAVINGS ALWAYS END UP USED WITH NO RETURNS.

[@Aaliyah-bv2wr]

I think the pandemic has taught people the importance of multiple stream of income, unfortunately having a job doesn't mean financial freedom or security.

[@Aaliyah-bv2wr]

With the consistent weekly profits I'm getting investing with Mrs Patricia Turner there's no doubt, she is the most reliable in the market.

[@Victoria-vv3ed]

O' Yes I'm a living testimony of Mrs Patricia Turner..

[@Victoria-vv3ed]

My first investment with her gave me profit of over $64,000 US dollar.

[@alexisjo4557]

Same here it's four months now I started trading with her too and it's been a good experience,,

[@harmeetgill200]

Thanks alot...at age of 40+ I m learning so much from ur videos...Big thanks...

[@tahirahmedt9156]

I was keeping all my emergency fund in my bank account. Will check Liquid Mutual Funds. Thanks Ankur

[@AmandeepSingh-ji1lt]

I have a different thought on pausing investments to build emergency fund. I personally invested my emergency fund in MFs via SIP and they are giving good returns then banks/FDs. Debatable but that's my personal experience.

[@drharshadkadam9296]

Hearty Thank you Sir for video... I tried liquid funds but their returns are very less than FD almost like saving account 3.3 since last few years...there are options of Multi Option Deposit where you can encash money through ATM whenever needed and whatever amount remains continues to earn FD interest 5%.

[@habibahmed9280]

You have great acting skills man! I loveeddddd the FD maturity part. On a serious note, I just started with my stock n crypto journey n was in a dilemma whether to continue with it first or simultaneously juggle between building my personal fund and stock investments. Thanks for clearing the air sir!

[@ishaanand4589]

You can start monthly RD. I had created a rainy day fund using this. Plus you will get interest. Also you can't withdraw easily. Then make an FD, to secure it and gain interest. FD can be broken in minutes using app or net banking.

[@kunsangchoedon1199]

Thank you for sharing your knowledge.. my friend keep telling me to make emergency fund and when I ask where? She said to watch and learn from KZbin.. here I am. 🙏

[@ankitm8246]

Unless it’s a current account I’ll put those money in FD instead of liquid fund Because liquid funds are subject to market risk even if it’s 0.00001 or just park in bank account because earning return is not important for emergency funds but safety is a top most priority, that’s what I believe though everyone can have different opinion. Great video by the way 👍 Extra tip : Even for banks I’ll go with HDFC bank or SBI and avoid all those new and small banks.

[@Siddharthsidd]

Yes.. for mental peace and security FD is best option..SBI Is best for big amount fds And Idbi Canera or any other bank for small amounts

[@anuragsahay8710]

When I watch you video my mind gets Relax Your voice is peaceful and Relaxing 😌😌🤩

[@kushaljauhari]

Your reaction to FD was lit 😁. Btw, I have paused a portion of my investments in stock market looking at the Bull run. I'm actually building emergency fund now because that's zero. This video was damn helpful. Thank you so much 😊

[@warikoo]

Awesome

[@prkishor]

@@warikoo sir recently you did a video on all weather investment. Can I consider all weather investing instead of liquid mutual fund to park my emergency fund

[@AnanyaDabas]

Thank you so much... I was planning for emergency fund but I am not able to understand how to do... but from your help now I totally understand what I have to do.

[@falakjahan4852]

How good it is that you always do talk about FD's in all video and us waqt stress ka mahol ho jata he. It really feels so connected. ki next video dekhungi to i have in ming FD aega hi aega and you will get sad. You are doing perfect job with all your videos. It is very helpfull.

[@hariwebbyin152]

I always keep my pen (fountain pen) and notebook with me when I watch your videos! Thanks :)

[@tanyagupta8607]

Ankur, this video came out on a point when I was looking for options to invest the amount that I got in form of my first salary. But now you made me aware to first take health insurance then the Emergency fund must be set aside and afterward investing should be started.

[@teeniv84]

@Warikòo 🖤十 fake

[@abhishekbr7879]

Hey Ankur! Can you make a video on Real estate buying? I have heard in one of your previous videos that it is not a recommended option being young. I'm 28 years old and I would appreciate if you could let us know the drawbacks of buying Real estate at this age. Thank you :)

[@KimJilene]

Just became debt free and now is time for me to save an Emergency Fund!! 😆 This video was super helpful! I think a YT warikoo binge watch is in my near future 😃

[@vishublog2962]

Sir... literally I always intended to make my emergency fund but somehow I was not able to find out the way..which will help me to build..but after watching this video...I am sure it will going to help me to build my emergency fund...thank you so much🙏

[@virtualdealhunter]

On watching this I’ve just started to work on it Around 4 -to- 8X of my Salary 1.5 yrs. -to- 3 yrs. & 30:70 will be followed with utmost discipline Ek FD mature hone k liye ruka hu 😜 Thanks for emphasising of its importance

[@Dhannu_baby]

Pls make video on "When to enter and exit in any stocks" 🙏🙂 "Alpha & Beta" concept was really insightful!!!

[@adityasawant5611]

Sir, instead of keeping emergency fund in three forms like cash, bank and liquid mutual funds, we can directly do online fd with a feature of getting amount and interest at the maturity...if you choose this feature then you don't have to pay any charges for premature withdrawals at any given point...you can earn 5% intrest on whole amount and in case of an emergency, you can break that whole amount and get it liquidated at any time by debit card or online transfer..when you're making fd don't make the full amount's fd instead divide it according to your need..in this way you can enjoy intrests of these emergency funds plus you can use it in case of an emergency...

[@iamshubhamkaushikmusic]

Can you please tell which bank is giving that option?

[@adityasawant5611]

@@iamshubhamkaushikmusic when you're making an online fd, select the option of interest on maturity.. In this case your principal amount is fully protected.. You can open this fd account in any of the bank but preferbly in nationalized banks like SBI and BOI where your each and every penny is protected as these banks are mediums for transferring funds (tax money) between state and central govt...any govt will protect these banks as they are like goldmines for their respective black & white money..

[@DK-xw6el]

Sir Its just fourth day i have started watching your videos & its just amazing. This comment is just because of your reaction when to comes to FD..haha..

[@rahulpawar3686]

Thank you so much Ankur Sir :) I am 34 and do not have any emergency fund. However, from now on wards I will start following your inputs and build an emergency fund. Pakka Promise...

[@seenu0104]

I just laughed for 20min .. when u started fd maturity amount 🤣🤣🤣

[@DidI-mn6nb]

Joking

[@prateeknanda7833]

PLESEEEEE MAKE A COMPLETE COURSE ON EXCEL ALREADY???...ik there are a lot of great courses already available and frankly I even have enough experience with excel😂😂 But MAN ,your enthu for this is so much that I would love to do it all over again ...

[@Quirkyfeeling]

This question was in my mind since long. Finally got the answer thank u

[@warikoo.952]

Thank you for your comment.👆Contact the Whatsapp Line above for more info and advice, I've something new to

[@jyotirmayasahu1066]

I had lots of doubt in creating a emergency fund. But everything seems sorted now. Thanks Ankur.

[@dipjyotinath2352]

Yes it is really useful for me. I don't know anything about investment but wanted to keep an emergency fund. Sir you don't know how much this video is helpful.

[@johananpremkumar1657]

You’re seriously amazing Ankur. God bless you. Thank you for this! Timely instructions during a global crisis, that would at least serve as a wake up call for how people should be thinking of their money going forward if they haven’t so already.

[@shitleshyadav1550]

Sir i have retirement corpus 50lac...where should i invest..or park it....i expect monthly income 30 to 40k

[@jamesalexander6738]

The stock market has been a really tough one this past months, but I watched an interview on CNBC where the anchor ‘Jim Cramer’ kept mentioning "...KARINA MATTIS...". This prompted me to get in touch with her, and from October 2021 till now we have been working together, and I can now boast of $540k in my trading portfolio.

[@evelynnoah7582]

Good one, working with her also helped accumulate up to 350k in my trading portfolio.

[@eleanorarthur2651]

I am a beginner and I am hoping to start with $93,000. I hope this is not too small to start with because my dream is to attain my financial goals within a short period of time.

[@richardwalker7574]

Sure you can start with that amount and even less. With a proper financial guidance, you can build a small amount to a larger sum.

[@erichayes8477]

Seeing the name Karina Mattis made me stop to read your comment. I can attest to the fact that getting in touch with Ms. Karina during the pandemic was how I was able to scale through the crazy stock downtrend and this helped saved my finance

[@larryhugh2742]

I just looked up this person KARINA MATTIS out of curiosity, and surprisingly she seems proficient. I thought this was just some overrated BS, I appreciate this.

[@samyakjain6855]

The reactions Ankur gives for FDs are priceless 😂

[@kumarisakshi8421]

You are the best thing ever happened to us sir keep guiding to our generation sir.......though i had saw and read bloggs n books on emergency n personal finance sir ....but u gave us proper clarity to us thank you sir im really grateful for this...n got to also learn the effective use of Excel sheet.

[@srikanthyadav743]

This young india needs financial educators like you sir,

[@vineethshetty3154]

Yet another useful concept being explained in such a lovely simple to understand manner. Thanks a ton Ankur. That FD part was hilarious 🤣

[@anushkapandey4312]

it's like getting a finance course also for free :) and waiting for giveaway announcements of Under 1000 purchases.

[@harrysteve9467]

Expect he's legit and his method works like magicI keep on earning every single week with his new strategy

[@davidwyatt2025]

Wow I' mjust shock someone mentioned expert Mr Albert Renshu I thought I'm the only one trading with him

[@catalinagunter8779]

Thanks for introducing me to Mr Albert Renshu

[@caromarci7787]

My first investment with Mr Albert Renshu gave me profit of over $24,000 Us dollars and ever since then he has never failed to deliver and I can even say he's the most sincere broker I have known

[@lenapaul1388]

Mr Albert Renshu he's obviously the best, I invested $3,000 and he made profit of $28,000 from my trade

[@leon7580]

Mr Albert Renshu he's obviously the best, I invested $3,000 and he made profit of $28,000 from my trade

[@saad5527]

I really like your energy. It seems you really enjoy making these videos. Plz keep making these videos

[@ashishpareek7848]

Your expressions specially while stating about FD is superb :-) TBH I was thinking about emergency fund and this video came to me. Thanks Ankur!!

[@CeeBeeThakur]

Liquid fund and FD is almost equal, better to have FD for emergency fund cuz u can actually use it instantly in emergency on just a click from your net banking account

[@WealthCrafterArijeet]

This was one the most fun filled video ever of Ankur 😂😂😂

[@tanvigudhekar4308]

Very nicely explained Mr. Ankur. Thanks a lot!!@

[@IamSayantaniRoy]

Thanks for making this video.. I am 28 and I just start investing on MF so its really helpful..

[@LunaJoy]

I always had this question of what to do with emergency fund once you save it up, this video is just the one I need. Thank you!

[@joannebonnett5223]

*Despite the economic crisis, this is Still a good time to invest in stock and Crypto*

[@georgeedward6246]

The rich spend less and invest more,

[@melissabrockman6397]

Investing in these economic crisis will be one of the best thing to do,

[@carlaalpentista413]

You're right I think stock and Crypto are the best to invest right now☺️

[@ashleyulloalafrance2356]

As stock's are good but crypto is better

[@oscarmichaeltorres2594]

I wanted to trade crypto but got confused by the fluctuation in price.,

[@sharibzafar4]

Thanks for this enlightening video, Ankur. I wanted to know, how to increase the emergency fund with respect to time. In case, I have the emergency fund 12x available today with my present needs. but my needs can be more in future, say 10 years. So, how should I update my emergency fund gradually along with my needs?

[@booktook-hindi9433]

“It is never too early to encourage long-term savings.” - Ron Lewis

[@SigmaXepsilon]

You dont find a better love story than Ankur with Excel sheets. I love your videos and enthusiasm to share the knowledge. Thanks for sharing the top notch stuff.

[@bushrafarooq97]

Your reaction on FD - HILARIOUS! I rewatched it a few times - As usual extremely informative and explained in a digestable manner. Thank you.

[@musicpurpose8044]

Right 🤣

[@sushant9618]

Exactly I did the same. I like that reaction

[@raunaktiwari9032]

I just love that the fact that you always finds a way to ridicule FD investment in almost all of your videos😂😂

[@YashGupta-iw7gs]

Ankur: don't do FD Le Banks :- Is ka to game bajana parega re baba

[@Iphone1promax]

😂😂😂😂

[@viratforever21]

What If ankur sir's son does a FD . What will be the punishment 🤔

[@WillowRook]

@@viratforever21 Sare stocks bikwa denge. Bolenge ja tu FD hi kar.

[@bsk3800]

Warikoo: Have an emergency fund. Me: Trying to imitate that sound. _fuyy_

[@drishtibhadana9542]

Hi!!

[@bsk3800]

@@drishtibhadana9542 Hey! 😀 Good to see you're still following this channel. 😄

[@drishtibhadana9542]

@@bsk3800 yes, like this channel so much!

[@bsk3800]

@@drishtibhadana9542 Anymore other channels you're following?😅 Not to copy you but it seems like we both are equal in tastes... I'm 16 let's achieve financial freedom 😀❤️

[@drishtibhadana9542]

@@bsk3800 I have subscribed only three channels, this one, Abhi and Niyu and Let's make you rich.

[@rups1390]

You made me Financially Strong. I learnt a lot from your video about how to invest, how to save, understood how to stop wasting money on things I don't want and focused more on what I actually need.

[@premlaljaisinghbisukarma1832]

Best financial advisor or guru who dont charge and give geniun advice wihout charging anything are our grandmother and mother!

[@debottamroychowdhury]

“FD mature ho gaya ho” 🤣🤣

[@Dk1815125]

Ankur, You have suggested for liquid fund but if you check the return for 1-2 year it is mostly in between 3- 4%. So I don't think this is a good idea to invest it in MF but if your priority is liquidity then you can keep this in a liquid MF Otherwise your bank it self giving you 3.5 % per year. Let me know what do you think about this?

[@amangoel7409]

This is because Everyone moved into Market from Bank and its not Guarranted, so It will also fall now....

[@gaddipatis]

There was a situation during COVID-19 that one of the Fund House didn't allow to withdraw the funds and they have frozen the accounts. Is it possible to happen the same with the liquid funds?

[@warikoo]

Not with liquid mutual funds

[@nikhilbhavsar9304]

Its happen only in low duration and ultra short funds .... Liquid and overnight funds are 90-95 % safe

[@gaddipatis]

@@warikoo Thank you

[@gaddipatis]

@@nikhilbhavsar9304 Thank you for your time, I am assuming when you refer to ultra short funds, it implies short funds also. If not can you point any videos to understand.

[@nikhilbhavsar9304]

@@gaddipatis its very deep topic just ignore it i am working in mutual fund industry and know all the risk and time frame just understand one thing debt funds are good for parking purpose only (1 to 6 months) and track all government and corporate news time to time

[@lavanyagangaram]

Very very useful Ankur.. Thank you so much.. It's not at all easy to make an Emergency fund, but Trust me i regret for not having an emergency fund when I suffered so much just because my one month salary got delayed due to job switch. Life is hard when you earn good amount but still you have to ask someone for money. Don't get to that situation. This is an eye opening video. God bless you Ankur ji. Thanks

[@Ashuman1]

⬆️⬆️⬆️Thank you for your comment… Be sure to contact the What’sap line above for more information and consultation on investment. I have a new investment I am sure you will like to be part of📩📩📩.

[@midhunn4251]

I'm here to highlight 2 Points: 1.Liquid funds are also not safe - check Taurus Liquid fund all time chart - you will see sudden fall, it has happened before it will happen in future. 2.FD is good saving Instrument, Since it's emergency and you don't know when emergency will happen open an FD where Principal and Interest compounds over time ( ask your bank, they have this facility) If possible, you can also consider investing in your Parents account so that interest rate will be higher.

[@aiguru5]

I have question for liquvid funds. Indmoney is suggest that for emergency funds you needs to invest in arbitraje funds. May I know what is the diffrence between arbitraje funds vs liquid funds? And what is better?

[@rohanshinde4327]

No, arbitrage fund have given month to month losses many times in past. Liquid funds only.

[@chinmayshrivastava2972]

Hey Ankur, Amazing stuff! Can't thank enough. I have a question/request for you! Is it possible for you to share a roadmap to freeing ourselves from Credit Card debt cycle (if not already covered)? This is the biggest roadblock for me (and am sure many of us), to move forward and start building this corpus. I understand this is very case-to-case sort of scenario, but is there any approach to optimally bail out? TIA.

[@rahullalwani3483]

Agreed with the same Video required in this subject it will 🆘 for many people's who are trapped in debt and want to create a corpus along with health insurance and Emergency Fund

[@Papu-he1bd]

This man is seriously against FD 😂😂

[@anusingh70]

Please grow some mind, fashion moved on

[@suvambarik7918]

😂😂

[@HarxVibes]

9:40 😂😅

[@malasingh5441]

I saw ur vedio first time.and i love it .past 6 month i was worried about my saving but now i can start it from monday for sure thanks with love

[@quotcode]

Thank you ankur I didn't had an emergency fund yet. I will start allocating my money to it ASAP.

[@samagradev862]

I can use an RD to save for the emergency fund, right? Let's say that I'm saving 10k per month and have an EF target of 2L. Then should I use an RD which will mature before 20 months to save for my EF? I think RDs can be helpful as they increase the friction I will face while using the amount stored in it for any non emergency use, and I will also get slightly better interest than a savings account. Your thoughts?

[@shalaka776]

RD is also a good option. Makes you more disciplined. The amount too gets instantly transferred to your saving account. I have found Kotak banks to be very smooth in that regard.

[@aurkom]

That FD reaction was priceless 😂😂😂😂 However, FDs are not a bad idea given certain conditions, don't shun FDs.

[@ishanvyas1990]

I don't want a recommendation, but just want to clarify some confusion... Are "Ultra short term MF" AND "Money MF" AND "Arbitrage MF" a part of overall Liquid Funds? If not, then can I invest my emergency finds into any of these funds or do you JUST recommend Liquid fund?

[@rohanshinde4327]

Redemption from liquid funds is instant. I did it yesterday and I got the money in a second. Yes I pressed the button and after a second money was credited. Other funds will take a few days for redemption. Based on your need you can choose. Also, ultra short, money market can give month to month losses sometimes. I would recommend liquid funds only.

[@dolanchanpamukherjee2880]

This one is absolutely useful for me and for my family specially my son whom I am going to share it with..Although I have opened up a separate bank account under my name 4 yrs bk as an emergence or saving some money for me and if needed for my family..In this video I have learnt about the Liquid Mutual Funds though I have lots of other investments too My 25y/o son introduced your channel to me and now I am gonna share this video with him to make him understand why emergency fund is important in one's life specially the youngsters.. So a Big Thanks to you for uploading this kind of topic

[@Ryan_online]

nicely explained all points Ankur, ekdam hath me pakar pakar ke sikha diya hai aapne, thoda late ho gaya main yeh video dekhne me, but der aye durusth aye, Tx❤