How To Buy ₹12 Lakh Car for FREE🚘| Ultimate Complete Car Finance Guide 2024 | Money Purse Podcast

[@MoneyPurse]

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[@rajapremsaimaddula1800]

13:37 Total Expenses of owning car - 24L is good , but after 10 years , the value of car prices will go up with accordance to the inflation and even the fuel, service , intrest rates, insurance premium may also go up . At that time , 25L of amount is not so great... Ofcourse we would have some edge. difference....

[@saishanker5621]

Line lo undu line lo undu ... Money purse vallu free ga car antunaru... 😂😅

[@Gowthamnerella]

Line undavey line lo undu vidu evado bumper offer isthunadu 😂😂😂

[@santhosh4965]

😂

[@vamshinagasharmavishnubhat9624]

😅

[@dineshreddy.v5892]

@@saishanker5621 car enduku anni free ga vasthay money purse team pette titles tho

[@srikanthhorti1]

😂😂

[@itube769]

6:58 His car EMI is ₹14261 plus operational cost for year is 45.62% of his income. 12:45 Investing same amount as EMI ₹14261 is another 28.52% of his income outgoing to Mutual Fund. 45.62 + 28.52 = 74.24% of his income. Remaining 25.76%. What about 20% saving rule like you mentioned sir ?? Then what is left for expenses and any other emergencies???? Peanuts??? 1. Prefer good condition used car. 2. Prefer good hatchbacks instead of SUVs 3. Remember - Sunroof is not suitable for Indian climate. Better never consider sunroof.

[@nareshkagathi7231]

lol

[@srinivasagollapalli1780]

Thumbnail horrible!!!!!!!

[@Bharat-warrior]

Excellent

[@abhilashindianman]

నీ వీడియో చూశాక కారు కొనాలి అని ఆలోచన కూడా తీసేసాను నా మైండ్ నుంచి 😅 , అనవసరంగా ఈ వీడియో చూసా

[@muralikrishna7483]

Ee video ni meeru two times chuste clear ga artham avthundhi. Very good idea 💡

[@vikramjio7651]

view penchadaniki scam ah

[@kirankumarbw]

చాలా బాగా explain చేశారు sir. Thank you very much Sai Anna and Money purse team. మా Yeswant ఇరగా తీసడు action 🎉

[@rekumsnam1775]

Sai garu .. u r doing social service... Really u are bringing awareness about financial things .. that's impressive... We Telugu people lucky to have u...

[@espios325]

Sir I feel this is wrong info probably ...... 1) 10 years వరకు EMI బదులు SIP chesthe , at the end అందులో taxes పోతే ఏంటి అనేది మీరు మిస్ అయ్యారు...... 2) let's say yaswanth age is 25 now , అతను 10 years మీరు చెప్పినట్టు wait చేసి కార్ కొంటె తన ఏజ్ 35 ...... There is hell lot of difference in his present life style and future ( after marriage ) lifestyle 3) 10 years తర్వాత కార్ cost kooda చాలా పెరిగిపోయి వుంటది....and even if he purchases with that 24 lakhs, again maintenance charges petrol insurance charges will start from there

[@asapusrinivas]

Bhayya meru sariga ardam chesukoledu. Sai Anna chepedi amitantae. Car ippudu konukovachu. Daniki emi entha kadatamo same amount invest cheyali. Then after 10 yrs car meda karchuprtina motham Amount manaki investment dwara vachastadi. Then car free kada. Tax paranga tax planning chesukovali anukondi. Adi vere topic

[@espios325]

@@asapusrinivas I accept bro .. kani nuvve alochinchu , oka person income lo already 45% car EMI and maintenance ki karchu iypothe, remaining lo expenses ke saripodhu , mari separate ga SIP ela start chestaru ?? That too same amount

[@lifeofsreeh]

@@espios325increase tensure

[@chefnitinofficial7233]

​@@espios325Moral of the Story entante.. Rendu EMIs kattenta sthomatha unte Car free ga konukkovachu ani. Meeru entha EMI kattukovacho.. andulo sagam EMI amount ki offer teeskovali

[@megabuilds3007]

@@chefnitinofficial7233 well said

[@nimmasoda8316]

Edo gattigane plan chesinattu unnaru ga❤❤Biggest Fan

[@sS-mt7wj]

Car antaroi...Kondaama 😮...ithe e video chudandi😊😊like kuda kotteyandi

[@dineshreddy.v5892]

Car okkate enduku anni free ga konochu mi titles tho. Views kosam ilanti titles pettakandi. Invest chesina amount thone kada buy chesedi. adi free ela avthadi? Your content is always useful. I hope ila misleading titles petti views increase chesukovalsina avasaram money purse team ki ledu anukunta. Your content is good but I am disliking video for misleading title. I know I won't get response for my reply as you always like or reply to who praise you but not to who genuinely gives feedback.

[@dineshreddy.v5892]

Not only the money purse team, many KZbin channels are keeping misleading titles for views. I hope it changes with the money purse team and Sai garu considers this feedback.

[@sadashivoham]

Chaala simple ga 12% return on all investments confirm ani chepparu 😅

[@harishgoud3628]

ilanti free concepts ante baga interest xd

[@dineshreddy.v5892]

Concepts ee free. Car free kaadu.

[@rahulrajdon]

Yes i bought second hand car . 6 lakhs ❤

[@lifeisyourlove]

నిజానికి middle క్లాస్ వాళ్ళకి చాలా కష్టం 20% సేవింగ్స్.......నాకు కార్ వద్దు....బైక్ ముద్దు......కావాలంటే అవసరానికి అద్దె కార్ తీసుకుంటాను.....నో maintananace..... నో ప్రాబ్లెమ్

[@Kakashihatake_0009]

Ela aythe life loo eapatiki develop avalevu bro e kastalu Ela ne untayi

[@Dream_fortune]

Risk thisuko but kastha minimal ga undali , alanti risks valla ne potential ento niku thelusthadhi , u will try to earn more and try to do more and achieve

[@hanumantharao7743]

​@@Dream_fortune car konatam crct na? Bro. Mana income 1 lakh aithe.

[@eereeeere]

1000 percent correct. Car lekapothe ninnu aee ammayi kudaa care cheyyadu. Cheap fellow laa treat chestharu ninnu

[@hanumantharao7743]

@@eereeeere earn chese situation lo vunte, konochu. Bro. Lekapothe, adhe thaakattu pettaali. Bro. Money kosam. Unnecessary, aarbaataalaki pothe, minimum needs pothaayi. Bro.

[@spyderman2771]

ఫ్రీ గా కొన్నట్లు ఎలా అవుతుంది అన్న…. సేవింగ్స్ కూడా మా మనీ తోనే కదా…. సేవింగ్స్ మనీ నేనే పెట్టాలి కదా…..

[@dineshreddy.v5892]

Views kosam ilane titles pedutharu. Nuvvu super Anna vallaku reply istharu. Evarina logic ga adigithe no reply for them.

[@jingdong8358]

Ee concept tho Anni free a

[@RK-wf7re]

Good question, i too eagerly watched the video by seeing title and ended up with disappointment

[@sethuram3709]

Same concept తో free గా apartment కూడా కొన్నచ్చు....

[@SANTHOSHKUMARMALE-pu3et]

Free ani kadukani chali chalani jithalatho applapslu kakudadani invest chesi on money to purchase ceremony

[@ptspptsp7918]

యశ్వంత్ కి జీతం పెంచండి స్వామి. మరీ frustrate అవుతున్నాడు

[@vishnunallani]

Take an approach to life where you work harder to buy what you want, and when you buy something you can’t afford, work even harder to make more to keep upgrading.

[@kalyani8338]

14261 * 7 years invest chesthe 2,51,429 profit kadhu dhantlo Manam invest chesina amount thisesthe appudu profit vosthadi that’s 13L 58T change

[@sagar6864]

58T?

[@mohankrishna648]

Savings savings chesi pillaku esthaamu vallemo manalni choodaru... manam enjoy assalu cheyatledu😂😂😂

[@chsampathsam1741]

Movie intro skip kotte nenu first 18sec 3 times chusa 😂 good to see the team @MoneyPurse.

[@Bijusri]

This is very useful video Thanks for this

[@TeluguVeeraKannadiga]

ఫ్రెండ్స్ ఎలా ఎంజాయ్ చేసిన, సమాజం ఏమనుకున్నా, నాకు అవసరం లేనంతవరకు నేను కార్ కొనను... నా టార్గెట్

[@Green_Parrot_Finance]

ఎవరి plan వాళ్ళది, అందుకే ఇది personal finance.

[@superstar897-v4m]

Plz share a detail video on pros n cons of vehicle leasing from employer vs buying on own

[@bandaruchandrasekhar4362]

Good analysis sir

[@swaroopreddy5733]

Own house gurich same concept lo viedio teyandi anna

[@srinivas0386]

సాయి గారు, నేను 10Lakh లో car తీసుకుందాం అనుకుంటున్నా, eligibility లో under 30% ఉండేలా చూసుకున్నా కానీ మీరు చెప్పిన 50% expences, 30% EMI, 20% Savings రూల్ లో 20% savings కి వీలవ్వటం లేదు 10% వీలవుతుంది, కానీ నాకు ఇయర్ ఎండ్ లో ఇన్సెంటివ్ రూపం లో వచ్చే amount 10% కంటే ఎక్కువ ఉంటుంది. దాన్ని కూడా savings lo add చేద్దాం అనుకుంటున్నా. దీని పైన మీ opinion చెప్పండి

[@raaazzzzzzzz]

ఇన్ఫర్మేటివ్ వీడియో....❤

[@shashankreddy3384]

Superb fantastic vi😮😮😮deo

[@allin1adda570]

If you really want to save interest on ur car loan you can make a sip from.part of the emi amount until car tensure surely u l b interest free

[@Nagkondru]

Don' want to question/comment but, some doubts are 1. car cost will be increased after 10 years and maintenance costs also wii not be same after 10 years i. e. Missed the inflation part of car cost and maintenance costs and also cost of the car rental for 10 years also need to reduced from the savings amount

[@Kalyan-reddy]

I think here concept is car you buy at current price and recover this buy investing , so inflation doesnt come in picture

[@sivakumarsiginam7202]

Weekend car hire chesi aa EMI amount kuda investment ki divert chesthe ten years kante.. Munduga fity lakh janaret cheyyavachu... Aa fifty lakh mutual fund lo ivest chesi twelve percent interest genaret chestu... Monthly six percent SWP dwara EMI pay chesela car thesukunte... Chala happy ga vyntundheee... Kada Sai garu.

[@sumanthjosh4]

ఒకటి అయితే నిజం భయ ఆడవాలకు appreciating అసెట్స్ ఇష్టం అభయలకైతే ఆల్మోస్ట్ depriciating అసెట్స్ ఇష్టపడతారు అదేంటో మరి…….. అంటే ఈ రివ్యూ ఇస్తుండేది small budgets lo gender like chese vidanam not for big budget investments like land are flats

[@RISHITV_OFFICIAL2016]

సూపర్ ఐడియా బ్రో .....

[@AnuSri0216]

Yevdi earning vallaki telusthadi elanti videos chusi dont take back step

[@Acheiver143]

I have Bought the bike insurance through your referal link ❤

[@pruthvinandanreddy4342]

Yesterday me and brother had discussion and today u posted video❤😂

[@Nani1913-x2v]

Many people misunderstanding the concept here. They are telling to invest at least 20% of income even if we don't buy the car. In this situation if we buy the car then also we will invest 20% of the income. Then in this situation our emi+investment will be approx 40-50% of income. Remaining will be used to needs or other expences. This case will be useful if we consider to buy the car and we can create some amount at the completion of the loan tenure. Its a good thing right???

[@Nag215-y4p]

Any calculations for home loans

[@SivaKumarSNV]

Out of 25.5 lakhs corpus at the end of 10th year, almost 12 lakhs is from invested amount only. Then how the cost of car will become free. Your efforts to educate people is good but calculations seems like misleading. Please feel free to correct me if i'm wrong. Once again your efforts to make telugu community grow wealthier is appreciated

[@reddydcm8090]

Interesting video with lively conversation 😂

[@harishkumar-bz5kw]

Athani(Sai anna) raka patla vidhi kuda kanpinchindi❤

[@TeluguVeeraKannadiga]

Dheera dheera dheera dheeraaa o ranadheeraaa... ❤❤❤❤❤❤

[@arjunreddy6946]

20% endulo invest cheyyali ani oka video cheyyandi

[@javeedtech]

The tax of owning a car is way high in bangalore Hyderabad and in Ap & TN, Thats why buses registering Nagaland, Just use your existing car or buy sexond hand car

[@yogeshp3894]

🎉sai anna Necessity ayindi antunnaru meeru correct. But govt yenduku Toll charges rates Less cheyali kadaaa

[@harikrishnakeerthipati6767]

Content emi dorakapothe e video pettoddu sai garu, Ilanti logic less videos petti mee value thaggichukovaddu

[@besthayallappa5017]

Note: Neninka Video just start chesa anthe Na thought entante, car regular ga vade avasaram lenappudu konadam kante, avasaram unnappudu mathram rent ki theesukunte better ani na view. Meerem antaru??

[@RamNallapaneni]

Good information. thank you

[@mahnarayan2185]

Excellent information Sai Garu.. very practical and make sense❤

[@sarathchandrarepaka9595]

Wonderful video

[@orangerider789]

Sai garu, I work for a MNC , could you please suggest whether corporate car lease policy is beneficial or not for tax purpose, please make a video on this.

[@Charantejgupta]

Hi Anna, please do a vedio on weekly / monthly basis where is opportunity/attractive valuations in larger/mid/small caps - it will give better idea example like ( vivekam prasad sir)it will give clear pictures for larges audience

[@yjsandeep01]

Very well said 👌

[@la3035]

Me and friend grown by watching your videos , now we are in need of buying a car, when we are having so much of confusion we got the video today, you and your team always a life saver for us thank you so much 🎉Sai Anna and Team ❤ keep going… This channel is not for your family or Team It’s already a part of our lifestyle Many of youngsters

[@MoneyPurse]

Glad to hear that, Thanks for your love and Support!!

[@SrinubabuRavilla]

Enteeee CAR kosam Car koni... Car EMI katti Car kosam --- separate ga EMI katti 10 years tarwata zero cost lo car konnam ani feel avvalaaa.....

[@durgaprasad-up8hc]

Thank you sir

[@ImTarunkumarP]

This concept is very fascinating and informative at the same time. Well done money purse ❤

[@RamsArena80]

Gattigaane plan chesavu Mike 😅😅

[@ankamanirudh8837]

Thanks bro useful information

[@Insightfull_Views-s]

Thanks for the information sir

[@MoneyPurse]

Most welcome

[@Insightfull_Views-s]

Sir is it good to invest in irb infrastructure​@@MoneyPurse

[@BhaskarReddy-8]

​Bro 14 k per month 7 yrs investment cheyyali after 10 yrs adi 25 lck ayyidhi baganey undi plan . total 25 lck lo mana 7 yrs investment amount 14k per month deduction cheyyali kada​. 14k*12 months=168,000 per 1 year and 7yrs ki =168,000*7 =11,76,000 mana total investment in 7 yrs ki . Total return amount for 10 yrs is 25lck after 10 yrs. 25 lck lo mana 7 yrs investment 11,76,000 deduction cheste vachedi entha ? 😂😂13 lck approx vachidi. Car cost cover avutundi . Correct hey bro car free@@MoneyPurse

[@radhaadiki9468]

Sai Anna, Your channel is excellent, daily I look out for your video n telegram channel. Thanks a lot

[@sujithbairi6544]

Super Calculation. I too believe in that and have been following that since past 15 years.

[@manjunathmadineni1893]

Can you do a video on benefits of leasing a car in a company and save tax

[@sumanthjosh4]

I want bit clarity here weather we have to invest along with emi are how it is

[@vedantp5203]

Good helpful video, Keep it up🙂

[@vvsdineshraja3946]

Is there no askMoneypurse this week?

[@srivlogs7813]

From the over all discussion, i understood to maintain discipline in investments and target for long term.

[@crazyworld6955]

Ee concept prakaram Simple ga edi free ga kavali anna EMI entha pay chestunnamo same amount money invest chesthe full amount recovery....but ikkada question enti ante , EMI kattaga migilina expenses poga unna savings amount , pay chestunna EMI amount kante chala thakkuava ga untundi....so practically not possible

[@anilpalakuri1610]

Im not convinced with you Sai gaaru 10 years tarvata car price 3 lak ki drop avtundi ani cheppalem kada due to various factors 10 years back 10 lacks approx 50laks today ila chuskunna ippudu 13lak car 10 years tarvata kuda same undochu ani na opinion Because 10 years tarvata 13 lak is like 5 or 7 lak today Sare meeru annatle ankundam 10years back 13 lak car price ippudu manaki 3 lak ki vastunda 10 years back elanti cars unnayo I don't know but just questioning don't get me wrong

[@kalyan2423]

Sai Anna, can you please explain the same for House also

[@hemanthkumar6149]

@ask money purse. "Hi sir, I've seen your water, EV, and power stocks recommendations, but I haven't come across any semiconductor company stocks. India aims to complete its own chip by December 2024, potentially elevating its GDP ranking from 5th to 3rd place. Could you please suggest some good semiconductor stocks?"

[@gak1991]

Okka emi kattadanike chukkalu kanipistunayai bhayya, 2 emi ela kadtam bro😂😂😂😂

[@rakeshvn7979]

Thank you for the information and your efforts anna ❤

[@sailaxmishekarrao8168]

Impresses with content....Chinna doubt.....!After 10years car price will also increase due to inflation. Mari apdu ela ?

[@sumanthreddy7316]

Thumbnail petti mosam cheyadam start chesaru Content okati unte thumbnail inkoti untadi just for views count Andaru okati views kavali

[@nashaik7765]

Yashwant thaggede ley, SUV with sun roof :)

[@rajeshjadala4926]

I was expecting some video based on themes today actually

[@crazyworld6955]

Anthaa ok Ee example lo salaried income 50k Annaru... And 20% savings lo car EMI value enthe undo antha invest cheymannaru....but I think car EMI value antha undadu savings amount invest cheyyadaniki..... Ee plans paper meeda chala baguntaay....but almost not possible in reality

[@kalasamudramchakradhar8592]

Please share excel sheet link

[@samadsam5456]

You cannot use the phrase 'buy the car at no cost' because, as per your video, the investment value after 10 years is 25L, which includes the invested amount plus gains. Our savings are also included in this, so it cannot be considered free. You can mention that investing can reduce the burden of car maintenance, but avoid using misleading thumbnails

[@nashaik7765]

Too good suggestion. Practically need solid discipline :) Thank you MP team

[@krishnaram4804]

yeshwanth nice action. you should start looking at Films. Instead of buying a CAR, go for Films.

[@sivakumarkaragani]

Mari 10 years kattina SIP amount extra manam kattinatle kada...nearly 12lakhs avthundi... Miku car amount ravali anukunte 12 years SIP chesthe appudu 25L extra vasthundi

[@shameershaik2880]

Sir, i have a question/ request At what percent we should book profit? Please give us answer for this in today's ask money purse session

[@Amarnath0880]

That's individual and stock specific.

[@bathulakiranyadav178]

Hai, sir u spoke about fcf yesterday , please give complete details about free cash flow

[@tallurisasipreetham2489]

Well explained saianna😊 SWP gurinchi cheppandi if we have 10 to 20 lakhs cash can we invest in SYSTEMATIC WITHDRAWAL PLAN and achieve car loan or house loan EMI could you please explain

[@nalinis6879]

Thank you.

[@MoneyPurse]

Most welcome

[@palakondarayuduuppu6420]

According to experts, 50k salary ppl ki car avasaram ledhu. If ur wife also earn 50k, then u can go for it.

[@NaniNandam]

Waiting for video

[@youtubebrowser1730]

BRO i am earning income for rents. how can a buy a 7 lakh car (maruthi s presso) without paying tax. i can pay full amount as white. PLEASE GUIDE ME 🙏🙏🙏🙏🙏🙏

[@gkrao7525]

Please share the excel sheet on KZbin itself, I haven't held teligram account. 😢

[@Dracarys143]

4:00 daggara video link pls, not found in i button nor in comments

[@tgsrikanth1]

Electric vehicle or fuel vehicle, please advise which one to buy.?

[@MoneyPurse]

We already made a video in our channel, Please do check out in the end cards of this video

[@Sriyaan856]

Car freega raledhu but same amount nuvu investment chesinav kada andhuku neku same amount Neku return vachindhi OK

[@shashankajmeera3021]

Sir you have not calculated inflation

[@b.venkatesh9219]

is that 20% savings (included EPF or not ?)

[@Nareshmanam458]

లైన్ లో ఉండవయ్యా లైన్ లో ఉండు వీడెవడో బంపర్ ఆఫర్ ఇస్తున్నాడు😂

[@Arjunn1719]

super.. explanation

[@muralimohan71]

Generating a return of 12% based on last 2 decades of bull run is a gamble. Markets can stay stagnated with no return or negative returns for very long period of time, even for more than a decade based on last 100 years of US stock market data. In this case it may not be easy to generate 12% return if global economy is not performing well for certain period of time. If someone knows they can generate 12% guaranteed return, then why can't they invest both EMI amount plus savings and generate same profit in less time(may be within 5 years) due to compounding effect and then buy car or whatever they want with profit they generated instead of getting into debt to purchase depreciating asset for personal use which don't produce any income. If in case the person loses job then this debt can put extra pressure.

[@Vivek0718]

# AskMoneyPurse Hi Sai Anna Hope you and your team is doing well❤ I invested in Lux industries stock at 1180₹ six months back . After doing sector analysis on apparel industry It looks like deeply undervalued because of external factors like high competition, no entry barriers and digital app purchases. So all apparel stocks like page , rupa,dollar and lux are trading cheaply. Among these apparel stocks lux is more discounted but now i feel rural spending will increase now lux industries will be majorly benefited because it has major share on rural segment. Please let me know my analysis is correct.