Moratorium Period - Home Loan, Education Loan & Project Finance for Business | Hindi

[@AssetYogi]

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[@sampathr2]

Really enjoyed all your videos. It is very easy to understand at my age. I am 68 years old. Your stock market videos are really thought provoking. Tks

[@AssetYogi]

Thanks for appreciation

[@sourabhkumarsharma3218]

Sir I m Very impressive the way u explain the topic by taking related example so that any student can understand the topic I don't like any teaching vedio but I watched all yr vedio because it created my interest।।।

[@dipak1428]

What happens when there is no disbursement till possession ? Will the interest for that period will be charged after or won't be charged as no disbursement was made

[@HardeepSingh-rb3vo]

I llike way of teaching. My all queries regarding moratorium is clear now .

[@AssetYogi]

Glad to hear that 😊

[@shyamkaithwas6890]

@@AssetYogi your videos are amazing Sir, ...most informative content. ...... Sir i have a question....maine cibil se apni paid credit report issue karwayi usme bank of baroda ne overdue lga rkha h ...ye overdue moratorium period me hai (education loan sanction hone ke 3 months baad)...how it's possible..bank moratorium period m kaise overdue lga skti hai bina inform kiye

[@narnavar]

Sir..in current situation, should I opt for morotourim from hdfc ? Is it as good as taking top up loan with same rate of interest ??

[@upward_onward]

Sir, thank you, very important for the situation we are going through. If only I had math teacher like you in High school, my interest in numbers would have retained.

[@sonalpatil5787]

Sir agar 2 Emi pending hai to kya ye facility mil jagi ..mera axis bank me home loan hai... please reply first sir.

[@mechjha]

Hi Mukul.. I have one question. Planing to buy a flat in Bangalore which is under construction property. Can u make one video over No pre emi home loan scheme advantage and disadvantage. Thanks

[@AdityaChandan1]

Do you know how to check HDFC moratorium request status online? Secondly how CITI Bank is working towards it ?

[@miteshjoshi7868]

Sir, You are doing great job... please continue with such brillient explanations. Thanks

[@AssetYogi]

Thank you so much for support 😊

[@TrendingShots24]

@@AssetYogi you are great sir... Sir mera interest 13% education loan kyaa m khise or bank sy loan 8% py mily or m 13% jhaa loan ki emi abhi chal rhi kyaa ek sath payment kr saktaa hu

[@sandeshchavan1899]

Hi sir Mera home loan npa huwa hai muje moratourim period mil sakatha hai? Aur o kittna time ka?

[@saurabhghodeswar7855]

Sir 160000 rs ka maine loan lia . Collage me har sal 40000rs 4 sal tak pay kia . 11% tha intrest charge and maine moretorial period me hi intrest pay kia My question is 1st year 40000 @ 11 %.=4400 2nd year 40000×2= 80000@ 11 %=8800 3rd year 40000×3 = 120000@11 %=13200 4th year 40000×4 = 160000@ 11 %=17600 Total=44000 rs pay kia hu mai Agr maine intrest study hone ke bad pay kia hota to intrest to jyada ho rha hai Bcoz har sal principal amount ka 11% lagtana Aap ye bataiye ki dono type me interest same hai ki difference hai Pls reply pls

[@asharupalihumanabadi5790]

Sir, some Finances saying that Moratorium is not applicable on OD customers is that right??? pls give me solution....

[@financecentre1079]

Mukul sir why did you not take the affect of compound interest instead of taking simple interest 10% for 2.5 years which is 1.25 lakh please explain

[@AnshulBansal75]

I have a similar query. When to account for simple interest and when to account for compound interest?

[@chauhan379]

Sir very nice information, sirji can you also share information of legal documents of Maharashtra State. Like as 7/12, mutation entries, gaothan property, Zone certificate, type of property, and many more

[@vyavasthafoundation7007]

Sir please abhi jo moratorium laga hai, uspe video banao, detail me

[@osmanhet2077]

please make videos of INCOME STATEMENT & BALANCE SHEET explaining from scratch.

[@rahulpatel-ui8og]

Part period interest charge ke bare me video banaiye

[@sandeepmalani8941]

Sir, Can you explain what is consent for extension agreement for loans and advances after execution of Memorandum of deposit

[@mr.dineshrana3723]

Sir mai Janna Chahta hoon ki kya ek education loan par interest subsidy or scolersip dono le sakte hia Please sir reply soon Thanks Regards Dinesh Kumar Rana

[@dattatrayapaul1843]

really very simply Explained

[@AssetYogi]

Thank you so much 🙂

[@RahulRoy-qs5ux]

Sir mera loan close August 2022 me hone wala tha Lekin 2020 me lockdown lagne se mera moritorium badh gaya tha wo December 2022 me ho gaya kya uska bhi interest lagega bataye sir

[@jaymahakal9774]

Sir bank wale mujse moratorium period ka bhi interst le rhe h mene 1 lac ka education loan liya tha 2014-15 me jo ki ab 160000 rs hp gye emi start krta hu to wo 160000 rs ka interest count krte h kya kru mene to mana kr diya bhrne ka itna kese pay kru 1lac ka around 2.5 lac bharna pd rha or job bhi nahi lagi abi

[@arjunsarde8135]

Thanks. How to pre close home loan

[@siddalingeshkalligudd9334]

Dear Mukul ji, I'm a regular follower of your videos. I am requesting to make a video of Home load Moratorium. Example: Lets say if somebody has taken a home loan of 65L for 20 years and the moratorium period is for 18 months (May be extendable to 24 months if required). This would be an under construction project and load disbursement would happen based on the construction progress. The borrower will be paying only the interest part during moratorium period and actual EMI starts after moratorium. But, here the EMI will be calculated for pending loan tenure of 240 - 18 months = 222 months. In such a case how are calculations going to be! Thanks,

[@munbasumata8647]

Hlo ..mai janna sahta hu ki 3 months kha moratorium intrest capital khe sath add hota hai kya ?? Aur jitna capital hogaya usmaise emi khatega right ?? Plz reply brod..

[@raunak6031]

Principal outstanding mai add ho Jayega...Jo ki apka loss by...but if u have taken HL ... So U can make part payment...u can save your intrest

[@milivolt9252]

sir agar moratorium period me jo interest bharenge us pr tax rebate claim kar skte h kya

[@RahulKumar-yb9mk]

sir can we take moratorium one for one month?

[@ankitvarshney2119]

Ur video is very helpful sir to gain knowledge about banking industry and finance related...

[@ankitvarshney2119]

Sir please make a detailed video on mudra loan....

[@ankitvarshney2119]

If possible..then make a detailed video of MSME advance

[@nishantjani974]

Exactly what I was looking awesome

[@spiritualmotivation4331]

Sir moritorium lene se home loan ki subsidy aane wali hai us pr kuchh prabhav pdega ya nhi? HDFC se home loan hai mera. .

[@PankajKumar-rp1mu]

thank you very much sir for such a knowledgeable video. Sir ek Video hme Bank se Loan lene ke liye kis tarah se baat karni chahiye ispe v bnaye.

[@ANANDKUMAR-0807]

Very nice explanation sir. I was searching for this video. But sir, i have a question. I got a good job after my degree complted. And now i have so much savings to pay the interest charged in moratorium period. My moratorium period will end by june. So if i pay the interest that has been charged till now. Then emi will calculated only on loan amount. Right???

[@rahulvarma199]

Please 🙏 make new video for moratorium

[@manojmore760]

sidhi bat , no bakwas 👏thank you so much sir , you sort my doubt🙏

[@Motivation_and_Vibes]

How much interest rate charged during monatorium for education loan???

[@mugdhavagal6319]

Is interest in moratorium period is calculated at simple or compounded interest rate

[@sasmitabarik3018]

Fantastic way of explanation sir💐👌

[@AssetYogi]

Thanks 😊

[@chiragsharma2902]

Bhot acche se eEXPLAIN KIA SIR Sir mere edu ation loan account mein har month time pe i terest jama krne pr 1% concession milta hai(1% wo credit krte hai account mein har mahine) abhi kuch din pehle mere loan account mein 4000 rupay credit hue hain through ACH-CR-LON sir pls reply kriye ki ye kis tarah ki su sidy milli hai mujhe. Yaa maine aisa kya kiya ya kya karoon ki ye milti rhe. Aur ye hai kya?? Net pe sirf itna bataya hai ki ye education interest subsidy hai , but sir ye koi sense nhi bana rhi ki ye 4000 ki kyu milli. Mera interest 1300-1400 har mhine lgta hai.kuch btaiye iske baare mein

[@saikumar-ez9zp]

Is this dead moratorium is applicable on the instant loans ?

[@akhan9010]

Agar kisi ne moratorium lia ho and vo moratorium period k baad full amount de kar jo bacha hua tha amount moratorium lene se phle vo de kar loan band karwa de to use fayda hoga ya nuksaan?

[@sarthi6599]

Sir ji interest lgta hai vo per year ka lgta hai ya per month ka

[@shubhamtiwari428]

Sir mera loan chl rha hai Capital first me EMI date 2/4/20 thi aur mujhe morotorium ke bare pata nhi tha aur finance ne bhi kuch msg ya call nhi Kiya aur lockdown ke kran paise nhi the tho mera EMI bounce hogya bank ne 295 cut kr liye aur finance bhi charges laga the hai Kya charges refund nhi ho sakte sir plzz reply

[@Ashiskeshari]

sir mera calculate kardo outstanding amt hai 97853 current monthly emi 6800 emi due date 9 april march ka paid kar chuka hoon. emi left 16 from 48 total amount 243175 with around 15.25% rate. kindly tell me how much extra to be paid ? should i opt for it or not?

[@fatehsidhu8035]

Very informative video 👌❣️ yes bank on Moratorium period now

[@nileshkumarchotaliya2151]

fantastic sir clean and clear bat

[@venugopalshankaran5661]

Can i take moratorium and save the amount and pay lumpsum

[@ajaykumarmishra3649]

Nice video sir After watching video i have a question that in moratorium period if i fail to pay interest.it will affect my cibil score or not?

[@raunak6031]

Cibil score will not be impact

[@raunak6031]

Read RBI Guideline

[@ping_ping_Boy]

U r really guru about finance I appreciate you Coz my every qse was salve

[@AssetYogi]

Thank you so much for appreciation.

[@dipak1428]

@@AssetYogi What happens when there is no disbursement till possession ? Will the interest for that period will be charged after or won't be charged as no disbursement was made

[@pareekshikha27]

Sir pls explain how you calculated emi of 13,279/- ??

[@chandanisaw3680]

Thank you sir.. It's very useful

[@kritykumari5052]

Sir maine axis se education liya h 2 saal k mba ke liye 5 lac 40 thousand nd abhi meri pre emi lag rhi jo papa de rhe h mere but mujhe koi b condition nhi batyi gyi h ye kbtak dena hoga kya hoga sir aap plzz mujhe btaye

[@harishsrivastava8420]

sir mere parents ne home loan le rakha h aur mai ab education loan lena chahta hu to kya ye dono loan ek hi time par ho sakta h??

[@venugiriaPleasanthome]

Good Job, Keep up the Good work. All the best.

[@AssetYogi]

Thanks a lot

[@AbhishekYadav-cr3xu]

Sir, please tell how did you calculate EMI on principal amount 6.25 Lac?

[@pareekshikha27]

Even i have the same question

[@pareekshikha27]

Got the answer by myself.. you can type on google education loan emi calculator you will see a calculator just put on the values in it you will get the same amount that mukul sir has got .

[@alinajosy7107]

I have housing loan with HSBC Npa account was on 2018 by court order i cleared all dues from 2018. I am paying emi regularly Can I apply for monitoruam

[@ubaidkhan1246]

Sir what is meant by 'Part Period Interest' ?

[@vamsheedharkandikonda7086]

stand up india scheeme me business survath kiye tho ,agar loss hogaye tho kya karna hai?

[@govindmeena7866]

Thanks Sir Kya construction ke liye home loan lene pr bhi ye M.P. Ke benifit milte h kya If yes to kese Hum HDFC se construction ke liye home loan lena h Plz rply

[@AssetYogi]

Aap bank se baat kijiye aur problem explain kijiye. To bank Moratorium Period de sakta hai.

[@govindmeena7866]

Ok Sir Thanks

[@ManishKumar-qh8qr]

Sir after moratorium period mera 4 month ka emi skip ho gaya hai to kya mai Abhi Subsidy ke liye eligible hu ya after 4 month ka emi pay karne ke baad subsidy milegi

[@loveyouindiajayhind9738]

Same condition

[@DevendraKumar-cu9xs]

Actually ,government has given moratorium period of 6 months on home loan EMI deposit during this corona period . I have not deposited EMI since March 20 . But now I want to deposit EMI ,...Bank says government has given you moratorium period .Then why you are interested to deposit .? What step I should take in this condition ? Please give your advice .

[@AssetYogi]

If you have money then you can pay

[@sasmitabarik3018]

Pls gv some recent update vedios also sir. Thanku again 🙏

[@parshurammangrulkar8810]

Do Sal me bad account close kar sakate hai kaya

[@umithebest]

very nice information .Thanks sir

[@AssetYogi]

Keep learning

[@ABehniwall]

Thanks ....very good work sir😊😊

[@AssetYogi]

Thanks for appreciation Anish :)

[@dhananjaykumarmandal9015]

Nice explain sir

[@AssetYogi]

Thanks Dhananjay 😊

[@vishal-sr5et]

Tq sir😊😊

[@AssetYogi]

Hope it's helpful 😊

[@kodamatilavanya910]

nice video thnqq

[@AssetYogi]

Welcome 😊

[@satishbhosle7620]

Great videos Mukul God Bless you

[@AssetYogi]

Thanks Satish Bhosle!

[@mr.pradeepkumaradvocate7244]

how to established a business with the help of lawn?

[@asdfgh3098]

Useful information ...🤘👍

[@AssetYogi]

Thanks 😊

[@sandeepsaroha9287]

sir what is past period intrest

[@manojkumarmeena2170]

SBI FLEXYPAY HOME LOAN ME JO MORATORIUM PERIOD HAI USKE BAARE ME EK VIDEO BANAIYE SIR KYON KI USKA MORATORIUM PERIOD CONFUSED KAR RAHA HAI MUJHE

[@SANJAYKUMAR-pg1ej]

Which bank is good for home loan for salaried person.

[@abhaykumarsanodiya8516]

Very nice

[@AssetYogi]

I hope this will be useful

[@AnkitKumar-qf2ch]

Pensioner ko lone kaise melega Please sir btayeia

[@srikanthreddy799]

Sir upload cash credit

[@vikupilot]

what is loan period?

[@shahidhawari55]

बहुमंजिला ईमारत के लिए मोराटोरियम का ढंग अलग है वो बताइए ।

[@pravinlahare22]

Part period interest kya hai

[@biswajeetdutta8418]

Repayment ka sujhao par video banao

[@biswajeetdutta8418]

Repayment in the current scenario of lockdown

[@Insaniyat_2793]

clear and crisp...great..

[@AssetYogi]

Thanks 😊

[@MrAbjalil]

Good information

[@AssetYogi]

So nice of you

[@poojagupta-qt3qk]

thanks for sharing this information ...

[@ariflakhnavi]

इस समय मोरेटोरियम में कैसे ब्याज लगेगा?

[@jaychhadi2142]

Can i get loan after pursuing admission in engineering college in middle of 2nd year?

[@RanjeetKumar-vl6es]

Sir please make a video on cash credit loan.. Thanks

[@AssetYogi]

Sure. Will do.

[@rituverma4060]

Thanku sir

[@AssetYogi]

Hope it helps you Ritu

[@arvindkejriwal6379]

सर मैं आने वाले 4 महीनों में अपने लोन की ईएमआई नहीं दे पाऊंगा उसके लिए कोई प्रोसेस बताओ

[@AnkitKumar-qf2ch]

पेंशनर को लोन कैसे मिलेगा Pless iska ek video banaee

[@prathameshpatil717]

Nice video as always

[@AssetYogi]

Thanks Prathamesh:)

[@s.r.s.3048]

God bless you bro

[@digitalpathshala4724]

Loat of Thanks sir ... great

[@thisisanimportantknowledge7941]

nice sir

[@AssetYogi]

Thanks!

[@nikhiltyagi3538]

Great one sir

[@AssetYogi]

Thanks Nikhil!

[@vamsheedharkandikonda7086]

@@AssetYogi plz tell me about BANK IP

[@santkosis171]

Apko video kha he ap boldetai ho ki mera video he kaha he

[@ponagantinaveen9493]

Excellent explanation

[@asmitapatil5236]

Video strats @1:20

[@min060828]

E personal sources ka hota ....hai..khali bada bada word bak dena hai

[@ind19999]

Good vidio

[@JKJIWANI]

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