Motorcycle Insurance claim.........not as expected.

[@CRAZYLEGSONABIKE]

Great vid mate I’m with Bemoto so may have to check details. Nicely presented 👍🏻👍🏻

[@Robbiemoto]

Thanks bud. I appreciate it. Definitely check your policy and know what you’ve got.

[@voyteq1]

When I crashed my bike I must have been dealing with the same sub-companies that also work for Bennetts & Hastings Direct. Who knows maybe BikeSure uses them too?

[@Robbiemoto]

I believe they do sub to other big brokers as one of them thought I said I was insured via Bennett’s until I corrected them.

[@thebikerguysofficial]

Very informative Robbie thanks for the info 👍🏻 it’s something that no biker wants to have to do but good advice if things happen👍🏻 I’m with BeMoto but to be honest this years renewal went up a lot from last year so might be shopping about next year 👍🏻 take care buddy 👍🏻👍🏻

[@Robbiemoto]

Cheers pal. My policy ran out about a month ago. I’m now with Bikesure due to the price.

[@hypermotardking]

Used Bemoto for ages, but after my claim they wouldn't insure me!

[@Robbiemoto]

My policy ran out last month. As I didn’t know what was happening with the 1290 I didn’t include it when I insured the 690. Bemoto wanted £670 just for the 690. I’m now insured with Bikesure.

[@PatBloomfield]

The injury insurance is for life changing injuries. However, that doesn’t mean you can’t claim against the other party, assuming they’re at fault, for injuries. Years ago I got rear ended by a car and made a claim for clothing and minor injuries including whiplash. That was long before these add-on policies existed. I didn’t realise you could claim back £500 of your excess with titanium cover, are you sure that isn’t from gap insurance? 🤞the beast will be returned to you soon back in pristine condition.

[@Robbiemoto]

Thanks. Yes you’re right about being able to claim from the other side unfortunately that’s still up in the air. I didn’t have gap insurance it was excess cover. I didn’t realise I had it until all the paperwork came through about my claim. I thought it was just personal accident and helmet and leather cover.

[@Th3G4nk]

Hello, I had the same thing with my Insurance company no surprise tbo small print BS, HOWEVER all is not lost. You can claim via the other persons Insurance however the outcome who's at fault needs to be 50% 50 decision split or higher in your favour. I would get a solicitor to fire some letters into your Insurance and more importantly their Insurance. Get all medical reports done your solicitor will request all info witnesses etc.. Even if you get the wrong outcome from your Insurance and you feel what a load of BS you can take it court IF YOU WIN YOU WILL GET ALL COSTS COVERED!!

[@Robbiemoto]

Thanks. I’m looking into things.

[@Notoxic30]

Sorry to hear. Banks and such never will show mercy on you. In fact the game play is to have you make an mistake. All they want is free money and no responsibility.

[@Robbiemoto]

Thanks. Exactly right. And I unfortunately fell into the lair regarding the excess claim. I knew they wouldn’t show me any sympathy but you have to ask. As the old saying goes, you live and learn.