My Dad Wants Me To Take Out A $20K Loan For Him

  Рет қаралды 27,878

The Ramsey Show Highlights

The Ramsey Show Highlights

Күн бұрын

Пікірлер: 242
@fhuber7507
@fhuber7507 2 ай бұрын
Tell dad to call the cops and help catch the scammer who is bleeding him dry.
@JustinCase780
@JustinCase780 2 ай бұрын
@@fhuber7507 He's in love. It's true love.
@mathematician1234
@mathematician1234 2 ай бұрын
If you say no, he likely will never ask again. If you say yes, then he likely will ask you again and again. So, stop this now, before it gets started.
@JustinCase780
@JustinCase780 2 ай бұрын
@@mathematician1234 That's what she said.
@luminous6969
@luminous6969 2 ай бұрын
If he gets mad at you, tell him to go be mad at the bank cos THEY'RE the ones not loaning him the money.
@Crazylab1616
@Crazylab1616 22 күн бұрын
My parents did this... And told them the bank turned me down. They were fine after that.... Saved myself the drama. Just don't do it
@lights80088
@lights80088 2 ай бұрын
What good father would put his son in that position. No way should a father ask this. It's up to the father to figure it out, HIMSELF.
@newmexicoballer3867
@newmexicoballer3867 2 ай бұрын
I bet the father is Involved in a scam. That's how them things work. They have you ask family members to take out large loans.
@robertperry814
@robertperry814 2 ай бұрын
my 1st thought!
@RachelDavies-wn7ir
@RachelDavies-wn7ir 2 ай бұрын
Or his credit rating is bad.
@robertperry814
@robertperry814 2 ай бұрын
@@RachelDavies-wn7ir or both, and probably has very little retirement savings.
@jcarp1776
@jcarp1776 2 ай бұрын
My mom "loaned" my sister's boyfriend a few hundred $ just to make him disappear. It worked. She still thinks it was money well spent. 😂
@BrianW211
@BrianW211 2 ай бұрын
If the father didn't say why he needed the money, it's because he doesn't want his son to know. Like the caller last week, whose parents actually believed they could give a scammer money to release their other money that was being held hostage in a crypto scam.
@cyoohoos
@cyoohoos 2 ай бұрын
Do not give an excuse. Your finance habits are of no concern. Just say NO
@JustinCase780
@JustinCase780 2 ай бұрын
"He says he's got some business going on" 😅
@strangeroamer3219
@strangeroamer3219 2 ай бұрын
Don't we all.
@lanakeeton8102
@lanakeeton8102 2 ай бұрын
I'd ask for specific details simply to see if he's being scammed. Then tell him NO.
@JDAfrica
@JDAfrica 2 ай бұрын
My dad ran up hundreds of thousands in gambling debt (credit cards), and asked me to extend my mortgage to help him. He then asked me to pay a loan repayment monthly for him (he got his wife’s mother to extend her mortgage) - I said no. That was 17 years ago - haven’t seen or heard from him since
@paulwilliams6534
@paulwilliams6534 2 ай бұрын
Nice, he sounds like a real POS like my dad lol. Haven't talked to my dad in months and don't plan on it again.
@JDAfrica
@JDAfrica 2 ай бұрын
@ I always try keep in my mind - the worst person you know, who is done the worst thing you can think of: we’re only 3 bad decisions away from that same situation buddy.
@PepeToTheMooon
@PepeToTheMooon 2 ай бұрын
Bad idea. It’s not a loan, you’re giving away 20k.
@arkansasgreg
@arkansasgreg 2 ай бұрын
If I had the $, I would give it to him. It's not a loan, it's a loss written off immeditately.
@ExposeFlyersDotCom
@ExposeFlyersDotCom 2 ай бұрын
Plus interest.
@arkansasgreg
@arkansasgreg 2 ай бұрын
@@ExposeFlyersDotCom Not really. I would just give it to them if they needed it.
@00177454419
@00177454419 2 ай бұрын
In 1982 I loaned $500 to my cousin. In 1982 $500 dollars was a lot of money and I didn't have much savings then. Decades ago I accepted that I was never going to see a dime paid back, but things between myself and this cousin were never the same.
@KS-cl8br
@KS-cl8br 2 ай бұрын
can you take something from his house you can sell for this amount like a fancy watch or a collectable
@strangeroamer3219
@strangeroamer3219 2 ай бұрын
It was 42 years ago. Let it go. It's what your cousin will say.
@aaronmurphy8796
@aaronmurphy8796 2 ай бұрын
I generally find it’s better not to give people reasons for things . Because then when you say it’s because it’s debt hrs gonna want to know if you will give him cash . Just say no and your happy to share some of the financial stuff you have been learning if he’s interested . No worries if he’s not Don’t need to explain everything to everyone
@magnoliablooms
@magnoliablooms 2 ай бұрын
Be a good son first and foremost and check on your dad's health. Depending on the dad's age, look at dementia and/or scammers. My mom started asking me for money in her 70s, and she was constantly being contacted by scammer that she believed whole heartedly because she had the beginnings of dementia.
@robertperry814
@robertperry814 2 ай бұрын
Dad is involved in some sort of scam.
@naryah22
@naryah22 2 ай бұрын
Sorry, that money will destroy our relationship pops. Cant do it.
@pixel6878
@pixel6878 2 ай бұрын
He gonna take it to the casino 😂
@rosegoldwallie
@rosegoldwallie 2 ай бұрын
Sorry pops not happening
@janhatcher6991
@janhatcher6991 2 ай бұрын
why can't daddy take out his own loan? I can't believe he even asked you.
@robloxvids2233
@robloxvids2233 2 ай бұрын
Look, everyone craps on banks but they are the best assessors of risk when it comes to loaning money. Tell him to go to a bank. If they won't give him a loan there's a reason. My brother used to ask me for money and I told him go to the bank. He said they won't lend him anymore money. I said neither will I.
@JustinCase780
@JustinCase780 2 ай бұрын
My older brother would just steal it from me.
@jimroscovius
@jimroscovius 2 ай бұрын
​@@JustinCase780We didn't steal in our family.
@joeriveracomedy
@joeriveracomedy 2 ай бұрын
Rare person who knows the difference in being shocked and being in shock. Humanity may have a chance.
@jodiwalker5082
@jodiwalker5082 2 ай бұрын
Nope! Parents should not be asking their children to lend them money or take loans out for them. I also taught my son to NEVER take on debt, let alone debt for others. Debt just enslaves you to the lender.
@simonwoodson8029
@simonwoodson8029 2 ай бұрын
Never loan money that you want back. Bad idea.
@thebeegood1731
@thebeegood1731 2 ай бұрын
Simple rule. If a bank (who will almost always put you in more debt than you can handle) won’t lend him money, you better not do it either. And for the love of mercy parents, stop asking your kids to lend you money. You’re counting on guilt/conflict avoidance to get them to do something dumb that benefits you. Its disgraceful.
@zoemayne
@zoemayne 2 ай бұрын
I Hope the dad isn't getting scammed...
@matyasfegyver2898
@matyasfegyver2898 2 ай бұрын
Never lend money to nobody
@jimroscovius
@jimroscovius 2 ай бұрын
That's a double negative. Never lend money to anybody.
@matyasfegyver2898
@matyasfegyver2898 2 ай бұрын
@jimroscovius Thank you sir!
@steelmill
@steelmill 2 ай бұрын
How much money did the taxpayers give the banks a few years ago ? You don't want to know.
@PInk77W1
@PInk77W1 2 ай бұрын
We $35T in debt
@Oitswan
@Oitswan 2 ай бұрын
Hate parents like this, mine are the same. Do not have children if you cannot afford to or will use them as away to acquire finance/help.
@siegfriedbraun5447
@siegfriedbraun5447 2 ай бұрын
Guy sounds like my older brother; always has a plan, a new scheme or investment, and offers myself or my kids a share in it.
@bleedinorangeblue903
@bleedinorangeblue903 2 ай бұрын
Sometimes dad wants you to loan him money and you gots to tell him no
@scovianathon6185
@scovianathon6185 2 ай бұрын
My husband help his sister with car loan, and she refused to pay it, it course a lot of problems in the family. He’s the paying the bank now. Lesson learnt never get a loan for someone in your name
@gingerspeidel-ys6et
@gingerspeidel-ys6et 2 ай бұрын
If you make a door mat out of yourself, somebody will step on you.
@Julia-i9m3c
@Julia-i9m3c 2 ай бұрын
I'm favoured, $22K every week! I can now give back to the locals in my community and also support God's work and the church. God bless America.
@DoubleMaduagwu
@DoubleMaduagwu 2 ай бұрын
As a beginner what do I need to do? How can I invest, on which platform? If you know any please share.
@lottiegray8790
@lottiegray8790 2 ай бұрын
I was skeptical at first till I decided to try. Its huge returns is awesome. I can't say much
@falajikitaiwo8962
@falajikitaiwo8962 2 ай бұрын
Yeah, 253k from Sofia Duke, looking up to acquire a new House, blessings.
@Dfgg-l6i
@Dfgg-l6i 2 ай бұрын
I'm glad to write her tay I do hope she will help handle my paycheck properly☺️☺️☺️
@Dfgg-l6i
@Dfgg-l6i 2 ай бұрын
Can I start with as low as $1,000?
@Daph2023
@Daph2023 2 ай бұрын
It’s probably for bitcoin scam.
@djpuplex
@djpuplex 2 ай бұрын
Or MLM scheme.
@derekd1510
@derekd1510 2 ай бұрын
Or a key of cocaine...
@dudeorduuude5211
@dudeorduuude5211 2 ай бұрын
Or catfishing.
@robertperry814
@robertperry814 2 ай бұрын
@@dudeorduuude5211 or any or all of the above
@Cinder2008
@Cinder2008 2 ай бұрын
No details on the reason for the “loan”, no “loan”.
2 ай бұрын
If dad asks for a loan, then loan him one of Dave’s books but no money!
@erinjones956
@erinjones956 2 ай бұрын
If dad gets mad you wont give him 20,000 - too bad.
@vanesslifeygo
@vanesslifeygo 2 ай бұрын
People this is actually worse than just the dad asking for $20k. Interest will be charged on the $20k when the dad doesn't pay the loan and pretends it is not a loan.
@Jumperman12mac
@Jumperman12mac 2 ай бұрын
No
@creolelady182
@creolelady182 2 ай бұрын
Incredibel to me that this grown man has to call strangers on how to deal with his dead regarding this loan. Men these days are a bunch of cowards. Dude be a man
@TS-nl9vp
@TS-nl9vp 2 ай бұрын
Incredible that a guy isn't allowed to get a 3rd parties opinion without some hateful girl commenting bs.🤷
@AmandaHugenkiss2915
@AmandaHugenkiss2915 2 ай бұрын
Didn't even think about that but you're absolutely right
@toohda
@toohda 2 ай бұрын
Lmao you’re a fool
@COOPALOOPTROOPA
@COOPALOOPTROOPA 2 ай бұрын
The dad wouldn't get a loan for his son. Especially when there's no information about it and saying it's for a business.
@nicholasalexander434
@nicholasalexander434 2 ай бұрын
NO means NO
@mothmanmothman4909
@mothmanmothman4909 2 ай бұрын
My grandpa asked my dad for 20k bout 30 years ago. My dad asked why. he wouldn't tell him. My gpa was a wizzard with money, and my dad wasn't. So it was kinda odd. My gpa was very hardheaded too. So once my dad told him no, he said fine and dropped it. He was actually going to invest it for my dad.
@machintelligence
@machintelligence 2 ай бұрын
Or not -- you never know.
@nicholasalexander434
@nicholasalexander434 2 ай бұрын
Just say NO 😊
@PInk77W1
@PInk77W1 2 ай бұрын
My brother was 10y older than me and asked me to get a $4k loan for him. I was shocked. I said no
@GamerNRetro
@GamerNRetro 2 ай бұрын
Why can't his dad take out the loan? Translation... hes not looking to pay it back.
@vanesslifeygo
@vanesslifeygo 2 ай бұрын
now you know you why you were born. but you weren't taught the you decide your own destiny.
@matthewcooper5287
@matthewcooper5287 2 ай бұрын
haha...yeah, Ken's reaction would be my reaction..."have you lost your freaking mind? are you on drugs?"
@Tap354
@Tap354 2 ай бұрын
We don’t know what the money is for 😅
@TrazimDollare1982
@TrazimDollare1982 2 ай бұрын
Ken: I’m going on Lunch.See Ya
@JustinCase780
@JustinCase780 2 ай бұрын
He's at PF Chang's.
@TrazimDollare1982
@TrazimDollare1982 2 ай бұрын
@@JustinCase780 Eating all the Orange Chicken
@JustinCase780
@JustinCase780 2 ай бұрын
@@TrazimDollare1982 😂😂
@stephengamber7000
@stephengamber7000 2 ай бұрын
In effect your dad wants you to give him $20,000.
@perennialrose4096
@perennialrose4096 2 ай бұрын
Plus interest.
@jimmymcgill6778
@jimmymcgill6778 2 ай бұрын
And they asked no details of it?
@GAFB1122
@GAFB1122 2 ай бұрын
Why should they? Jade and Ken made their points very clear. You know where they stand on borrowing money, the caller knows where they stand on borrowing money, and nothing more needs said. BUT I KNOW YOU WILL SAY MORE TO BE CONTRARY!
@jimmymcgill6778
@jimmymcgill6778 2 ай бұрын
@@GAFB1122 Just saying no, does not show anything.
@Tashas_Travels
@Tashas_Travels 2 ай бұрын
Heck NO!!
@honieebean
@honieebean 2 ай бұрын
If it was a Taylor Swift concert yall would say yes 🙄
@willelliott5052
@willelliott5052 2 ай бұрын
The entire lending industry knows better than to lend to him. Yeah, his "business" is monkey business, aka fiscal mismanagement, and whether he would admit it to himself, he is willing to steal this amount from his son in order to continue his bad habits.
@maryklus1430
@maryklus1430 2 ай бұрын
No go dad
@ihaveadreamformykids4400
@ihaveadreamformykids4400 2 ай бұрын
The dad is getting his inheritance in advance 😅
@espoespo3557
@espoespo3557 2 ай бұрын
The dad should ask the federal government for a loan 😊
@JoshuaaColin
@JoshuaaColin 2 ай бұрын
Do people not have common sense? Why do you call a radio show for a clear answer like this.
@cuecadelacut
@cuecadelacut 2 ай бұрын
Did the same, I was so fucked for life that I had to go live in an other country
@rademglumim
@rademglumim 2 ай бұрын
Happened to me. Did you end up paying it off or the dad help in any way?
@tduck828
@tduck828 2 ай бұрын
Clearly dad can't get a loan so nope.
@itchyisvegeta
@itchyisvegeta 2 ай бұрын
Is it me or are these calls getting dumber as the years go by?
@alex182618
@alex182618 2 ай бұрын
Gucci sweater?
@HOLDXSTEEL
@HOLDXSTEEL 2 ай бұрын
Help your dad yo
@starrystarrynight6281
@starrystarrynight6281 2 ай бұрын
How ridiculous…that is just pathetic. You need no excuse. I thought my daughter taking money out of her 10 year olds wallet was bad.
@perennialrose4096
@perennialrose4096 2 ай бұрын
Wow...
@anthonykence9954
@anthonykence9954 2 ай бұрын
I would help my Dad if he is in trouble
@AmandaHugenkiss2915
@AmandaHugenkiss2915 2 ай бұрын
Help, sure, but not by loaning him money or even worse, taking out a loan and then handing him the money. Guarantee you will never see it again. If you are ok with bailing him out one time, consider it a gift.
@anthonykence9954
@anthonykence9954 2 ай бұрын
@AmandaHugenkiss2915 It would be a gift to help my Dad
@travisbickle1455
@travisbickle1455 2 ай бұрын
Father calls Son on the phone. "Hi Son. Can you take out a loan for $20K for me and put it in your name?" "What's the 20k for?" "Can't tell you." Click...
@JustinCase780
@JustinCase780 2 ай бұрын
And, he's calling from Mohegan Sun.
@Xanatos_Clutch
@Xanatos_Clutch 2 ай бұрын
You forgot to press "block".
@Reddit1872
@Reddit1872 2 ай бұрын
He should get this request in writing and then present it to the cops, and then his dad should get a misdemeanor
@humpteedumptee8629
@humpteedumptee8629 2 ай бұрын
Hahaha no.
@PoyTroy
@PoyTroy 2 ай бұрын
Jade is a absolute baddie 😍 Until she talks 😔
@zybard01
@zybard01 2 ай бұрын
More Jade, less everyone else... like mute their mics and have them sit in another room
@Ttow49
@Ttow49 2 ай бұрын
His dad probably just won the lottery and testing his son, im sorry but I would laugh so hard if thread just became a overnight multi millionaire and never gave his son a penny😂😂
@redb.3885
@redb.3885 2 ай бұрын
No, non, nein, iie, nett, na, NO, NO!
@joelmartinez2278
@joelmartinez2278 2 ай бұрын
Easy...tell him no....end of discussion.
@skeletorrocks2452
@skeletorrocks2452 2 ай бұрын
I would just tell him to take a second job. 😂🎉 Never mind the fact that he's probably paying his Boomer parents social security currently. 🙄
@NaNa-lt1po
@NaNa-lt1po 2 ай бұрын
Ken overacting
@RandyHedge-x2t
@RandyHedge-x2t 2 ай бұрын
What's the ideal strategy to take advantage of the current crypto bull market
@cynthia-l4o
@cynthia-l4o 2 ай бұрын
As a novice, it's vital to have a mentor for accountability. I'm being advice by a reputable crypto consultant.
@cynthia-l4o
@cynthia-l4o 2 ай бұрын
She goes by Miriam collin
@Jackyy56
@Jackyy56 2 ай бұрын
-Oh, do you happen to know her too? I'm proud to say I've also benefited from her platform
@Jackyy56
@Jackyy56 2 ай бұрын
-Archieving a weekly profit of 45k
@JackGarcia-n1i
@JackGarcia-n1i 2 ай бұрын
I used to think I was the only one benefiting from her guidance in navigating the volatility of trading.
@YaoAnne-j7g
@YaoAnne-j7g 2 ай бұрын
I just switched up my Roth IRA to 50% SCHD, 25% SCHX, 25% SCHG, and my Roth 401k is 70% vanguard S&P 500 index, 20% vanguard growth index, and 10% vanguard international index. Seeking best possible ways to grow $350k into $2m+ before retirement.
@OdessaYeva
@OdessaYeva 2 ай бұрын
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@DivaHarrison
@DivaHarrison 2 ай бұрын
I managed to grow a nest egg of around 120k to over a Million. I'm especially grateful to Adviser Ruth Ann Tsakonas, for her expertise and exposure to different areas of the market.
@OdessaYeva
@OdessaYeva 2 ай бұрын
I don't really blame people who panic. Lack of information can be a big hurdle. I've been making more than $200k passively by just investing through an advisor, and I don't have to do much work. Inflation or no inflation, my finances remain secure. So I really don't blame people who panic.
@DivaHarrison
@DivaHarrison 2 ай бұрын
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@YaoAnne-j7g
@YaoAnne-j7g 2 ай бұрын
how would you recommend i enter the crypto market? I am also looking at studying some traders and copying their strategy rather than investing myself and losing money emotionally. What's your take on this approach? and How can i reach her, if you don't mind me asking?
@ramonuy5567
@ramonuy5567 2 ай бұрын
HaHAHAHA I will do it .
@danblack8774
@danblack8774 Ай бұрын
Ballsy
@danieljohnson4418
@danieljohnson4418 2 ай бұрын
I have borrowed money from family in the past. It changed nothing, including Thanksgiving dinner.
@ClaxtonBay123
@ClaxtonBay123 2 ай бұрын
Because you paid it back.
@Primitive_Code
@Primitive_Code 2 ай бұрын
It's a metaphor. Many people following this channel don't even celebrate thanksgiving.
@m.fazlurrahman5854
@m.fazlurrahman5854 2 ай бұрын
Child!! There is limit of lying!! Wouldn’t it be far better if you attend school regularly and try to really learn something!! Why dragging dad into this!! You are not someone who would do this even if dad had asked!! You choose on-air!! So cut the drama off and stop dreaming of becoming a FILMSTAR!!
@RSADYNAMICS
@RSADYNAMICS 2 ай бұрын
Wouldn’t the Christian thing to do be to help your father without getting a loan and giving him your money. We owe our parents more than 20000k and we can’t just talk to them as strangers
@ClaxtonBay123
@ClaxtonBay123 2 ай бұрын
His father needs 20K. He doesn't have 20K to give his father. There's nothing else he can help with.
@derekd1510
@derekd1510 2 ай бұрын
The bible says the debtor is slave to the lender. No, it isn't the Christian thing to do.
@RSADYNAMICS
@RSADYNAMICS 2 ай бұрын
@ was that in reference to loans at interest ie usury. The son should help his dad think how much he spent raising his son 👶🏼
@Liaxtube
@Liaxtube 2 ай бұрын
​@@RSADYNAMICS A child owes their parents nothing solely based on the merit of them raising you; if you don't want to spend money raising kids don't have kids. In the first place it's completely messed up to ask your child to take out a loan for you because it implies that the bank won't give them the money, but moreover if you attempt to guilt trip them into doing it that basically confirms you're a bad parent.
@RSADYNAMICS
@RSADYNAMICS 2 ай бұрын
@ we are in the collapse of Empire. People are struggling to get food especially the old and people with health difficulties. It’s a duty of these peoples children to help their parents not the government or banks. We can’t neglect our duties as people who say we believe in God as God imposes duties on children towards their parents.
@WalterGood-i1m
@WalterGood-i1m 2 ай бұрын
I always look up your videos for update! Our government has no idea how people are suffering these days. I feel for people with disabilities not getting the help they deserve. Thank you Mrs Linda, imagine investing $1000 and receiving $5,300.
@JesusCover-y2i
@JesusCover-y2i 2 ай бұрын
I'm surprised that this name is being mentioned here, I stumbled upon one of her clients testimonies on CNBC news last week...
@JesusCover-y2i
@JesusCover-y2i 2 ай бұрын
Trader Linda strategy has normalised winning trades for me also. and it's a huge milestone for me looking back to how it all started
@UfebeGodstime
@UfebeGodstime 2 ай бұрын
Please is there any link or information about her, how can I reach her?
@OnomeJking
@OnomeJking 2 ай бұрын
Get her on
@OnomeJking
@OnomeJking 2 ай бұрын
TE LEGRAM
@emajislt6253
@emajislt6253 2 ай бұрын
Second
@baileywalkermusic
@baileywalkermusic 2 ай бұрын
First
@Anthony-dj4nd
@Anthony-dj4nd 2 ай бұрын
You don't love your dad😢
@JustinCase780
@JustinCase780 2 ай бұрын
😂😂😂😂
@cesaravegah3787
@cesaravegah3787 2 ай бұрын
😂😂😂 and you are a jerk posting that joke
@travisbickle1455
@travisbickle1455 2 ай бұрын
He does. His dad would've use the money for some crypto scam or gambled away with it.
@nexizimas4060
@nexizimas4060 2 ай бұрын
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