My Investing Plan for 2025

[@humphrey]

Will be reading and replying to all comments today shortly…! Let me know your thoughts below

[@orchidquack]

delete the bot comments while you're reading please

[@humphrey]

@@orchidquack I did

[@sarahbower587]

I’m a relatively new investor and I am enjoying your content. I would find it very helpful if you did a video explaining capital gains tax and capital losses. Thanks.

[@nomadtechyittv3985]

@humphrey, I didnt realize that you were such a dem? Did you vote Harris?

[@wernerfoerster3666]

try policing up the scam artists who are using your platform to rip people off

[@GiblikJovanovic]

I swear, The Hidden Path to Manifesting Financial Power is one of the best books I’ve read. It’s life-changing.

[@JohnnyCashBack5X]

My investment portfolio consists of 25% Super Lotto, 35% Mega Million, and 40% scratcher. I might add some Powerball in 2025 to diversify.

[@Mxyzptlk30]

How's the ROI on that particular portfolio?

[@OMNI-Infinity]

Lotterymaxxing

[@Kayla11113]

🤣😂🤣😂

[@Noneofyourdambusssiness]

This is the laugh I needed this morning 🤣🤣🤣

[@gtan307]

😂😂😂

[@daheroweneed2169]

Holy bots. More bots than people commenting on financial youtube videos these days. Wish youtube would do something about it.

[@ryandefranco7740]

Such a bot comment to make.

[@therealmcgoy4968]

The crypto bots? lol

[@kevinv2441]

Yall bots lol

[@eddyparker10]

Holdup! I am not a bot.

[@KapustaCuber]

It’s so bad, I never even open comments on finance videos because every single top comment tries to convince you it’s real in the first few lines only to end up being a pitch for some investment portfolio management BS scam.

[@Bambarbia2447]

VOO is my plan, I'll keep investing. Tariffs are inflationary so having too much cash is a losing proposition in my eyes. Nobody knows but I think markets will keep growing in 2025. Even if not, I play long game

[@s.vazquez0202]

VOO through Roth or broker??

[@Bambarbia2447]

@@s.vazquez0202 I have VOO and VTI both in Roth and in brokerage accounts

[@TaggeGust]

I will be forever grateful to you, you changed my entire life and I will continue to preach on your behalf for the whole world to hear you saved me from huge financial debt with just a small investment, thank you Charlotte Miller.

[@GrozaGroza-ko7fn]

I'm celebrating a $30k stock portfolio today. started this journey with 6k. I have invested on time and also with the right terms now I have time for my family and the life ahead of me

[@stephaniebeddis8069]

The very first time we tried, we invested $1000 and after a week, we received $7500. That really helped us a lot to pay up our bills.

[@BradlyLane]

She is my family's personal broker and also a personal broker in many families I'm United States, she's a licensed broker and a FINRA AGENT in United states

[@bennettross1]

I'm new at this, please how can I reach her?

[@nickmcdonarld]

I just withdrew my profits a week ago, To be honest it was an amazing feeling when the profits hits my wallet I wish I could reinvest but, too much bills

[@robertmilik3781]

The stock market is definitely picking up pace right now, but I still think investors should be careful at this time. I'm actually a newbie in this space, so I'm open to hearing other investors' take on this.

[@AbrahamRenninger]

I think the market is likely at its best now, but I still believe having a financial advisor is crucial to navigate the market and moderate your risk. Their expertise can really help you make informed decisions.

[@RupertOakeson]

Man, just "buy the dip." It will pay off in the long run. Although investors should be wary of the bull run, high interest rates typically result in lower stock prices. To reach your growth objectives and prevent mistakes, it is best to consult with a skilled CFA

[@AbrahamRenninger]

The truth is that this is really not as difficult as many people presume it to be. It requires a certain level of diligence, no doubt, which is something ordinary investors lack, and so a financial advisor often comes in very handy. My friend just pulled in more than $84k last month alone from his investment with his advisor. That is how people are able to make such huge profits in the market

[@chrisjordan8882]

nice! the next comes easier.. who is your advisor please, if you don't mind me asking?

[@RupertOakeson]

‘’Sonya Lee Mitchell a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market

[@Wayreei]

Thank you Lord Jesus for the gift of life and blessings to me and My family $14,120.47 weekly profit our lord Jesus have lifted up my Life!!!

[@Haylushkasa]

Investing in crypto/forex is a good idea, a good trading system would put you through many days of success.

[@Berniedoran221]

Investing and trading now will be the wiset thing to do especially with the current economy fluctuate and inflation

[@MarcSmith-iq5qh]

Investing $15,000 and received $174,000

[@Aliceghutch]

Same, I met Mrs Maria Daviz last year for the first time at a conference in Manchester, after then my family changed for good. God bless Mrs Maria

[@Godinezjubail]

YES!!! That's exactly her name (Mrs Maria d) so many people have recommended highly about her and am just starting with her 😊 from United States

[@MorrisDave-f5q]

I really appreciate you for sharing your plans for 2025. But to be successful one has to have multiple income streams and so on, also investors should understand the crossover between asset classes & liquidity flow, Angie Chen Owens focuses on Multi-asset trading, a single strategy to manage risk, profit, and the code or the actual decision-making across multi-asset classes. Her skills set is top notch

[@BensonGStansbury]

I'm surprised that this name is being mentioned by you, I came across one of her clients testimonies on CNBC news last week

[@PeterScott-q8d]

her strategy has normallised winning for me also. and it's a huge milestone for me looking back to how it all started

[@AndersonJotter]

That woman has changed my life for good. I attended her investment class couple of weeks last year and she’s the best when it comes for Guidance.

[@RosslynJohnson-e1u]

Please let me know how to contact her as I'm new to this.

[@JaneDoe-iu8hr]

I was skeptical at first until I decided to try. It’s huge returns is awesome! I can’t say much.

[@Susanhartman.]

I believe every Investor should start with ETFs for a solid foundation, then diversify across asset classes and maintain disciplined, regular investing to minimize risks and maximize growth.

[@Grace.milburn]

I feel investors should be focusing on under-the-radar stocks, and considering the current rollercoaster nature of the stock market

[@mikegarvey17]

I agree. Exactly why I now work with one. A lot of folks downplay the role of advisors until being burnt by their emotions, no offense. I remember some years back, during the covid-outbreak, I needed a good boost to stay afloat, hence researched for advisors and thankfully came across one with grit. As of today, my cash reserve has yielded from $350k to nearly $1m

[@ThomasChai05]

This is definitely considerable! think you could suggest any professional i can get on the phone with? I'm in dire need of proper portfolio allocation.

[@ThomasChai05]

Impressive! If you're willing to share, how can one get in touch with this advisor? My portfolio hasn't performed well this year, and I'm seeking guidance.

[@mikegarvey17]

My CFA “ Izella Annette Anderson “, a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market..!

[@Rogerederer-b2r]

One thing you should know as a beginner is that nobody can predict the future. Therefore, it's important to approach investing with humility and follow a long-term strategy that has a proven edge. Open to suggestions on long-term strategies

[@unclepann-g9x]

If you are newbie I will suggest you seek the guidance of a broker or financial advisor for a long-term proven strategy

[@peggytaylor-v3e]

Very true , I diversified my $ portfolio across multiple market with the aid of an investment advisor, I have been able to generate over $390k in net profit across high dividend yield stocks, ETF and bonds

[@WilliamsF-e8r]

Please can you leave the info of your investment advisor here? I’m in need for one.

[@peggytaylor-v3e]

DIANA CASTEEL LYNCH is the licensed coach I use. Just research the name. You'd find necessary details to work with a correspondence to set up an appointment

[@WilliamsF-e8r]

Thank you for this amazing tip. I just looked up DIANA CASTEEL LYNCH

[@hahnkim7426]

Solid video as always Humphrey. Thanks for sharing . Bay Area tech professional here and also looking to stack some cash in case of opportunities

[@MillerSusan-w1f]

I've just begun learning about value investing, and I've found that many good stocks are undervalued despite their intrinsic value. If you had $200,000 to create a strong investment portfolio, which stocks would you choose for better returns?

[@LaurelHouskeeper]

I think a good investment portfolio should have three basic things: ETFs for diversification, dividend stocks for cash flow, and leading tech stocks. With your budget, it's a good idea to talk to a fiduciary financial advisor for expert advice.

[@Endurance-l3r]

I agree with you. As an early investor in NVDA, AVGO, ANSS, and LRCX, my financial advisor's advice was incredibly helpful. Over the past 7 years, she has helped me find stocks that did 10x multiple times. With her help, I've grown my portfolio to over a million dollars.

[@PhilipBeck-h8l]

Oh I've heard similar things about hiring an advisor. It's hard to choose one that's very good though. Could you make some useful recommendations?

[@Endurance-l3r]

I'm cautious about giving specific recommendations since this is an online forum and everyone situation is unique, but I've worked with Melissa Elise Robinson for years and highly recommend her. Look her up to see if she meets your criteria.

[@PhilipBeck-h8l]

Thanks for sharing. I curiously searched for her full name and her website popped up immediately. I looked through her credentials and did my due diligence before contacting her.

[@red_mark_five]

Hi, Humphrey. Although I am not a US-based guy or US citizen and some of the information is irrelevant, I still find your channel interesting and cognitive. Thank you for doing a great job!👍I am just starting my investing path and learning a lot from your videos regardless of the location. All the best to you, your KZbin team and your family in 2025🎄

[@ClaudiaSchreiber-b1p]

I recently read an article about a man who identified AI stocks before the AI boom, highlighting the importance of information and insight. I believe AI is poised to enter a new phase, and I aim to position my $200k investment portfolio to capitalize on significant gains.

[@Jeansprague-g9m]

I think a good investment portfolio should have three basic things: ETFs for diversification, dividend stocks for cash flow, and leading tech stocks. With your budget, it's a good idea to talk to a fiduciary financial advisor for expert advice.

[@BarbaraMercer-t4u]

True, initially I wasn't quite impressed with my gains, I was doing so badly, figured I needed to diversify into better assets, I touched base with a portfolio-advisor and that same year, I pulled a net gain of 550k...that's like 7times more than I average on my own.

[@Robbertskypes]

I'm intrigued by this. I've searched for financial advisors online but it's kind of hard to get in touch with one. Okay if I ask you for a recommendation?

[@BarbaraMercer-t4u]

Viviana Marisa Coelho is her name. She is regarded as a genius in her area and works for Empower Financial Services. By looking her up online, you can quickly verify her level of experience. She is well knowledgeable about financial markets.

[@DanielOrstein]

She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.

[@Digital_Girlss]

Wow, this is such a clear and inspiring investing plan for 2025! 💡 Thanks for sharing your insights and strategies. Wishing you great success in achieving your financial goals! 🚀📈

[@BroxsonDeighan]

Amazing video, you work for 40yrs to have $1M in your retirement, meanwhile some people are putting just $10K into trading from just few months ago and now they are multimillionaires, thanks Charlotte Miller

[@masterotrunks]

I'm surprised that you just mentioned and recommended Charlotte Miller, I met her at a conference in 2018 and we have been working together ever since.

[@ZahirFriedman]

The very first time we tried, we invested $1000 and after a week, we received $7500. That really helped us a lot to pay up our bills.

[@sarapalin]

I'm celebrating a $30k stock portfolio today. started this journey with 6k. I have invested on time and also with the right terms now I have time for my family and the life ahead of me

[@GrozaGroza-ko7fn]

I'm new at this, please how can I reach her?

[@aarizphilip]

I just withdrew my profits a week ago, To be honest it was an amazing feeling when the profits hits my wallet I wish I could reinvest but, too much bills

[@TiagoRamosVideos]

Great video 👌 thanks 🙏

[@tradingfundamentals]

I like the goal of sitting on your hands. I think that's one of the most challenging goals to accomplish in investing.

[@mattleathen445]

Tariff discussions really need to include the fact that retaliation happens. All of the revenue from tariffs last time went straight to handouts for farmers who suffered from retaliatory tariffs.

[@joen4088]

Yup and that revenue came from American consumers.

[@Hjorten93]

I love how dull your plan is haha. Thats how winning is done!

[@transequitur]

Having to read so many bot/bullshit comments is NOT a good investment of your time. Just my $.02. Thanks for the great content though !

[@creativecontrive]

Great insights, Humphrey! I appreciate how you break down the potential impacts of Trump's policies on our investments. Definitely going to rethink my strategy for 2025! 💡

[@evanrousseau8666]

Have been fortunate with 100% S&P 500 for 3 decades. Will be shifting to 75% equity/20% bonds/5% cash moving forward.

[@sportsmc3]

Hey KZbinr, this was a very informative yet quick and to the point video, I would like to see some more of your input and perspective on the issues you just alluded to investment wise in the video. That being said, you are a competent, professional, and knowledgeable individual when it comes to generalized economic topics, I am still a struggling investor, I am trying to learn to sell high and buy low, not the opposite, and I also need to learn to not watch the pot as it boils, and let the investments do their jobs. Thank you for posting! 🎉

[@JesseWilliams-wg1og]

Also have to look at the history of tariffs from years past. Deregulation will help companies produce here which helps our economy. Short-term pain, long-term gain

[@Coolguyjason]

A note, Ford builds a lot of vehicles including top sellers like the Maverick in Mexico. Not sure how the tariff will be worded, but big domestic production actually in America is mostly Japanese like Toyota/Honda/Subaru, and true domestics being in EVs like Rivian and Tesla.

[@humphrey]

Thanks Jason good points

[@ZMan3k]

@@Coolguyjason it would make ford build factories in the US again, I doubt they would get any reprieve

[@Coolguyjason]

@@ZMan3k I think they will just raise the price the cost of the tariff. Moving factories is quite expensive and Mexico doesn't have the Auto union strikes like America.

[@katereid5268]

Canadian here - car components travel between Canada, US and Mexico multiple times during a build and each time could incur a tariff. Lots of knock on effects that I suggest you get familiar with before making sweeping statements like Ford would be benefitting from a tariff structure - only if they completely re-envision their assembly line process.

[@ZMan3k]

@ if they raise prices they’re going to lose out to other companies like Honda and Toyota

[@sharifab8636]

Thankyou for that honest review,very structured and easy to follow😊

[@gregorywhem]

2025 will be a fantastic year for investing and I'm glad a got a good head start this year. I want to add digital currencies with significant growth and profit potential to my $70.000 portfolio in order to diversify it. According to what I've read, this is how people are currently generating a lot of money in the market. Do you have any recommendations?

[@RobbieNixon-d1w]

Rocking those NVDA, PALANTIR, TSLA, and APPL shares. Holding onto them for the long haul sounds good, but hey, I'm all up for grabbing those short-term chances too, aiming for that sweet $400,000.

[@tonysilke]

In my opinion, now is not the moment to rely on hearsay. Every individual, regardless of their level of experience as an investor, requires guidance at some stage.

[@PatrickLloyd-]

Agreed! this is why I work with one. My $520k portfolio is well-matched for every market season yielding 85% rise from early last year to date. I and my advsor are working on more figures for this year. IMO, financial advisors are the most sought-after professionals after doctors.

[@PhilipDunk]

@@PatrickLloyd- I'm intrigued by this. I've searched for financial advisers online but it's kind of hard to get in touch with one. Okay if I ask you for a recommendation?

[@PatrickLloyd-]

My CFA SOPHIE LYNN CARRABUS a renowned figure in her line of work. I recommend researching her credentials further... She has many years of experience and is a valuable resource for anyone looking to navigate the financial market..

[@RobbieNixon-d1w]

Thanks a lot for this suggestion. I needed this myself, I looked her up, and I have sent her an email. I hope she gets back to me soon.

[@tHebUm18]

9:25 Ford produces a lot of vehicles in Mexico. Many auto supply chains also extend outside the US. Tesla has the most American made vehicles and would be the least impacted and even their vehicles are 70-75% US based supply chains, leaving some portion of costs that would be increased by tariffs.

[@VMYeahVN]

I'm about your age Humphrey. Crypto, Apple, Microsoft, and Tesla stock really took off for me recently. I took some "just in case of a down turn/crash" profits and am going to use those to DCA into stuff that will help give me passive income. So i've been studying ETFs that do weekly or monthly dividends. My career is freelance so having some passive income will be helpful for me during times when i don't have work (i make a lot when i am working but once a gig is over i don't know if i'll be unemployed for a week or a year 💀). So it's been a goal of mine to build up a position in things that can effectively cut my rent in half (or cover it entirely), passively. So i can weather those non-working months without worry, or drastically less worry.

[@carlos_korv4252]

Which S&P 500 index fund do you recommend putting my money into?

[@LuisAndrade-vc2zp]

Thanks for my daily dose of finance information!

[@michael-qp9xd]

Hello - the performance graph at 5:40 for pres election yr - this at start of election yr? So this would be from Jan - here showing energy as best. But election year over in two wks - so this outperform for energy is not to apply going forward for next months?

[@EarlDavidson-c7q]

Alright, I’ve been sitting on this 78k emergency fund like a dragon hoarding gold, and now I’m thinking it’s time to do something smart with it. Bitcoin? Crypto? Stocks? Gold bars under the mattress? This ‘Trump Bump’ sounds like a party, but where’s the VIP section for beginners like me? Any tips before I YOLO my savings?

[@MargotRobbie-n9d]

Follow the S&P 500 by investing in ETFs like VOO, SPY, and SCHD. Dollar-cost averaging into these ETFs will likely outperform most investors in this bull run.

[@Petroguest-i4g]

I just looked up her website on google and I would say she really has an impressive background in investing. I have sent her an email hope she gets back to me soon. Thanks

[@bkish444]

Bots!

[@Gplrhrhuc6677]

You fucked up by not doing anything about it 2 years ago

[@Gunieapower33]

Trump bump ? Did you seee the market today. Trump is gonna ruin the country put your money in treasuries or a mayo jar

[@PeterLowe1]

Just gonna keep pumping index funds for s&p500 and the total market and try to ignore the volatility. Im in for the long haul. If the market dives, i'll buy the dip and itll come back eventually!

[@Stanleee-8]

AI stocks will dominate 2025. Why I prefer NVIDIA is that they are better placed to maintain long term growth potential, and provide a platform for other AI companies. I know someone who has made more than 200% from NVIDIA. I'll also take any other recommendations you make.

[@Jillyshrum]

I think the next big thing will be A.I. For enduring growth akin to META, it's vital to avoid impulsive decisions driven by short-term fluctuations. Prioritize patience and a long-term perspective consider financial advisory for informed buying and selling decisions.

[@JamesDinsdale-e6q]

In a similar circumstance, I consulted an investment advisor. I've increased my portfolio's value from $200k to over $800k in a few years by diversifying it and reorganizing it with growth stocks, S&P 500, and quality ETFs.

[@MishaCandido]

@@JamesDinsdale-e6q One of my goals is to employ the service of one this year. Could you recommend who it is you work with?

[@JamesDinsdale-e6q]

My CFA ANNETTE MARIE HOLT a renowned figure in her line of work. I recommend researching her credentials further... She has many years of experience and is a valuable resource for anyone looking to navigate the financial market..

[@kelvingates-b2y]

Thank you for this Pointer. It was easy to find your handler, She seems very proficient and flexible. I booked a call session with her.

[@ZionJackson-xf3le]

Thanks to you, I now have realistic expectations for this bull run. I entered crypto earlier this year, and your insights on cycles and market connections have been invaluable. I now understand how global markets impact crypto, Without proper guidance, I’d probably be holding blindly instead of actively managing my positions. Growing my portfolio from 2.3 BTC to 7.8 BTC in a few months has been incredible. Special thanks to Aaron Waxman for his expertise, which has been essential in navigating this complex landscape.

[@ZionJackson-xf3le]

He mostly interacts on Telegrams, using the user-name.

[@ZionJackson-xf3le]

@SignAaron ✊

[@bigdaddychet8244]

Appreciate your videos! I’m always curious and wondering about your awesome Back to the Future poster in the back. (Thinking about getting one if it’s like that) Where did you get your frame from for the posters? Thank you

[@JoeDurobot]

*So keep buying an S&P 500 ETF is probably the best strategy for 2025?*

[@FIREownyourtime]

My strategy is to take some off to buy real estate and continue to DCA into VOO, SCHD and IAU 70/20/10. As for bonds, i never believed in them and to hedge against market risks, pay off all debts! Have 10% cash sitting in the sidelines as dry powder and rinse repeat for the next 20 years.

[@rubenleman598]

What’s you’re opinion on the BRICS?

[@orion7873]

They are all buying gold... and their governments are smarter than (at least) half of ours.

[@joakim1600]

Tariff should only be used to protect sectors that USA deem very important. And I mean very, very important. Tariffs is a double edged sword and should be used with caution.

[@ricardoconqueso]

Protectionist policies are regressive at this stage of the game. Tariffs will only punish companies and consumers. Absolutely zero economists support these proposed measures.

[@brock5946]

​@@ricardoconqueso Rednecks don't listen to economists or scientists

[@orion7873]

@@ricardoconqueso I think most US companies would rather build their products here but every 4-8 years we get a Democrat majority and it almost seems like their goal is to bankrupt the US and anyone who wants to make anything here. I think 10% should be the most any company pays in taxes and some Democrats want it to be 30-90%. Corporate tax rates use to be like 52% back in the late 1960's (thanks to Democrats)... Which is what caused so many companies to leave the US in the first place.

[@curtishimel]

I'm appreciating your skill at dancing around saying "Trump has no idea what he's talking about" when explaining interest rates vs. inflation and tariffs. :)

[@ricardoconqueso]

I'm investing all my money into "Concepts" of policy...

[@basilman121]

I'm not sure why people don't understand that he is utilizing tariffs as a tool. Rather than go to war, threaten tariffs to cripple another country's economy. Get what we want, fair trade, in country jobs, etc. Then, pull back the tariffs and keep prices relatively the same. People forget about the art of the deal....they forget that Trump almost convinced NK to open their borders to tourism, with wonderful beachfront property and hotel construction.

[@republicunited2183]

Hmm, 2016-2020 worked!

[@BlazerManiacNumber96]

@@republicunited2183 If by "worked" you mean inheriting a strong economy and turning it over in a worse state, then yes.

[@AndreaSanchez-zw7ty]

Democrats lockdowns was why the economy was shit when Biden took office, not because of trumps policies.

[@Wutitdo2u]

If I own amc and am down a lot should I just sell it and look into something else and just take the loss?

[@orion7873]

no way, just hold it... buy more. not a ton more but enough to hopefully balance you out soon... then dump it.

[@Wutitdo2u]

@ why that?

[@msbgone]

Humphrey do you think it is true at all that everything keeps going up at least some because so many working peeps are buying stocks all the time through 401K and other investments? Are more people buying stock than 5, 10, 15 years ago? All these vids like this one maybe are helping?? Just a thought and question I had, thanks for the recap!

[@user-xs2vv7qs2m]

Thank you! This is helpful

[@philliproberts7294]

What's the best ETF for Bitcoin please ?

[@orion7873]

Ark

[@Bradley145g]

I wish I had someone I could sit down with and discuss my finances I don't want to hire a financial advisor i just watch youtube for it

[@MrSBaker85]

What’s your thoughts on investing a decent portion into the S&P 500 for someone who wants 8-10% Growth? What is your perspective on the growth for the new year such as VSP/VVF?

[@YoneCortopassi]

aistockadvisor AI fixes this. "My Investing Plan for 2025"

[@filip1979]

I recommend everyone to find the book titled The Elite Society's Money Manifestation, It changed my life.

[@SoftwareLord-p_p]

Bot

[@nickbaker5296]

Not

[@benjamingilespinosa7303]

What do you mean by equities ?

[@seolfor4797]

Not quite sure why Trump is doing 25% on Canada - don’t we import tons of oil from Canada? Won’t that increase gas prices?

[@tjtj7161]

I'm more worried about housing prices with lumber from Canada.

[@yagisencho]

Trump's gross mismanagement of the covid-19 outbreak is informative for his tariff plans. Chaos and suffering, dead ahead.

[@fuse98]

It certainly will. No one knows what Trumps angle ever is, that's his tactic. It's all egotistical posturing as he's always done. Threatening the tariff on Canada and Mexico is all smoke and mirrors from some other ridiculous idea he has. Good luck trying to figure it out. Sticking to your fundamentals that you've developed over the years of investing is all you really have control over. I understand the need to rely less on China for manufacturing just like when he was in office last time, but it's not an overnight flick of the switch solution. Just like the whole electric cars phenomenon. Sounds good in theory but it's not feasible in short term for transitioning into.

[@seolfor4797]

@@tjtj7161 agreed - and isn’t Canada our closest neighbor culturally - like they look and talk like us lol

[@Needbackupasap]

I'm also worrying about immigration, what will happen if a huge amount of the work force gets deported, farmers etc.

[@bob1234881]

I just think we have got to the point where people keep putting more money in than out. With idex funds there is less thinking more investing pushing the price up, up and up. I mean their P/E is ♾️ times better than crypto and paintings.

[@VyseFIRE]

Thanks humphrey have a great day! Im recently migrated to the US, maybe a video/shorts to help guide those who's new to the US could be a good idea?!

[@WealthyChronicle]

As someone who’s also in my mid-30s, I find your investment plan inspiring! But with the market being 'frothy,' how do you handle the mental challenge of staying in when things seem overpriced? 😅

[@klaudia24]

what crypto ETFs do you recommend?

[@ignacio.carral]

Tariffs are a terrible idea, especially for consumers.

[@orion7873]

It's mostly a tactic... if used correctly, it will work well. We have a 36 trillion dollar debt, the only way to reverse that is via tariffs or higher taxes... or cut spending which we all know isnt going to happen.

[@ignacio.carral]

@@orion7873 It's not the only way. You can also reduce the deficit, like we're doing here in Argentina.

[@PerfectChaos007]

How do you feel about physical gold?

[@kieragard]

Lol, it's stupid to buy physical gold. Just buy the gold ETF.

[@JamesCallahanTheDoOverShow]

Not disagreeing with the ‘tax’ of tariffs, but don’t see the economic impact as a zero-sum equation.

[@StevenDavisPhoto]

Thanks for this video. I'm scared of a big recession because of the mass deportations (costs $88 billion per year and eliminates $96 billion in taxes they pay) and tariffs, both of which would really hurt the economy. Not sure what to do. I think it's gonna be worse than anything recently done by a president.

[@Noudcl]

Im 17 and thinking about putting all my investment money in etfs. do you recommend putting some money in induvidual stocks aswel

[@SarahMelissaBrown744]

Humphrey, could you make a video about Yearly Tax Returns with having investments? Example: I have a ROTH, HYSA, 401K, and a brokerage account. I know there is a lot of rules about loss/gain, long/short term holds. 😬

[@tehnoobface]

Curious what everyone’s thoughts on AMD’s stock and poor return for 2024? I just bought some at it’s recent low and think it’ll do much better next year but curious what other people have to say.

[@PeterLowe1]

AMD just doesn't have a large market share of consumer CPUs or server CPUs, and is eclipsed by Nvidia for GPUs, so people speculate slow growth. If they capitalize on Intel's problems, they are likely to gain more market share, but even though Intel has problems, they dominate in consumer and server computers which doesn't seem likely to change next year. AI growth will likely slow next year, and overall, AMD just doesn't have disruptive tech on the horizon that could send their stock surging. So I think it'll have some gains, but not explosive growth like Nvidia.

[@JohnLouisseRespicio]

Buy high, sell higher!

[@TruthWillsetyoufree-s3q]

New investor here.. which one is best to start with small amount?

[@maxdacus6112]

I put my ROTH IRA 100% in FSKAX ( a us total market fund) is this a good idea to continue?

[@mikeg9b]

I think it's the best choice for a long-term investor. -- random person on the Internet

[@Socalgixxer600]

Yes, putting all your eggs in one basket is the best thing to do... /sarcasm...

[@Madchris8828]

Well done and impartial too. Nice to see. Whether Trump or Kamala won, I was going to keep investing regardless unless some black swan event happened. Also Tarrifs have happened under many different presidents with differing results. And I think its kind of disingenuous that some people pretend that they are something "new"

[@EtamirTheDemiDeer]

I don't think people are acting like they're new, I think people are acting like they won't have the effect that was promised and will end up being detrimental in the long run

[@Madchris8828]

@EtamirTheDemiDeer we currently have tarrifs under the current administration, but to me more importantly than prices is bringing back jobs to this country. Relying on a country that has a very bad relationship with us to give us many of our goods isn't a smart idea.

[@PhikanetGaze]

Unless something has changed recently, Ford Motors imports most of their parts from Mexico and assembles the car in the USA. All of those individual parts like your alternator would be hit by the 25% tariff unless there was some kind of exclusion made for them. That means a $80,000 truck may cost $100,000 after the tariffs.

[@v.s.3310]

Good - ford needs to go under. No one wants their recall laden over priced junk trucks.

[@joshledford4615]

The amount the tariff is paid by the company or the consumer will be dependent on each individual good's elasticity of demand. If the particular good has a high elasticity of demand (e.g. insulin) the consumer will pay most or all of the tariff in the form of higher price. If the good has low price elasticity (e.g. chewing gum) the company will have to pay it. Each individual good has an elasticity along a spectrum that determines how much is paid by the consumer or company.

[@MOFOSGTFO]

This video gave me some comfort and ease about the cash situation. This year the equalities and crypto market was INSANE but valuations are too high to be buying more assets. I’m not realizing gains but I’m also not buying more assets but the cash from income keeps piling on. uhh! First world problems lol

[@ruthdorado8905]

Your thoughts on Fidelity Contrafund out performing S&P 500. Will it continue?

[@andycoughlin9451]

Is it bad to do a straight 50/50 split with SCHD and SCHG. I have 12k and I'm 17

[@willharris5562]

My plan is VTI and chill

[@humphrey]

Always a solid plan.

[@csick11]

Vti is a bad investment.

[@willharris5562]

@ what knowledge do you have that every fund manager failing to beat the market doesn’t?

[@jimmyolvera1581]

@@csick11source trust me bro

[@mikeg9b]

It's the best plan.

[@HarfelJ]

10:03 “[even if that means taking capital gains].” Why does that sound like an undesirable result of selling stocks?

[@jonathanjoestar176]

he probably means "taking capital gains tax" Like, if he's selling some individual stocks (trimming) and makes money, he's taxed on that profit. Just look up the term "capital gains tax" if you wanna learn more i'm probably explaining it terribly

[@HarfelJ]

@jonathanjoestar176 I know about capital gain taxes. However, other than selling assets at a loss to offset gains, I don't know of a way to avoid paying them. I don't think it can be avoided, but I could be wrong. Assuming that I'm right, what I'm wondering is if there is a more advantageous result of selling assets than coming out of it with capital gains.

[@artofwellnesscenter]

If I am close to 50 yr, investing first time, with $1k, where should I start going into 2025? What are your thoughts on Pelosi tracker on autopilot app?

[@WeddingDocumentary]

I have so many overlapping etfs and mutual funds at both Schwab and fidelity. I need to really look at all of them and rebalance my portfolio this year. I basically keep buying the same things with just different names…

[@zsurvivalist7996]

With a loss of 50% of the labor force in farming going to be gone and a need to have higher and fairer wages to americans vs illegals, I'm not really sure what will happen to the prices.

[@kevinv2441]

Prices will skyrocket and wages will decrease

[@zsurvivalist7996]

@kevinv2441 but if wages decrease no one will work. That can't happen because they need people to make money to buy products.

[@zsurvivalist7996]

@@kevinv2441 chat gpt roughly estimates a 15% to 25% increase in cost modestly and a 30% or more increase. Whether one can rely on ai eh who knows.

[@bizdrone]

🤔

[@Danpron109]

I feel investors should focus on under-the-radar stocks.... considering the current rollercoaster nature of the stock market, Because 35% of my $270k portfolio comprises plummeting stocks that were once revered..... I don't know where to go here out of devastation.

[@liuyanli]

Find quality stocks that have long term potential, and ride with those stocks. I have found it takes someone who is very familiar with the market to make such good picks.

[@priyankamahatma6672]

Yes. It is very easy to buy in on trending stocks but the problem is knowing when to sell or hold, which is why a coach is important. I've been in touch with one for about a year now and although I was initially skeptical about it, I will say I've made more progress within a year generating 6figure profit

[@gracegomez109]

how can I get your advisor please, if you don't mind me asking? I could really use a help as of now.

[@priyankamahatma6672]

Her name is 'CATERINA MARY CIARLANTE’ Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

[@gracegomez109]

Thank you for this amazing tip. I just looked the name up, wrote her explaining my financial market goals and scheduled a call

[@joelthechapin]

I appreciate the advice to consider golding more cash but the explanation. And impact of tariffs was really lacking. Even the threat of tariffs raises prices for consumers and the risk of retaliatory tariffs from other countries. Some industries haven't fully recovered from the last go-round.

[@AaronRowell-h3b]

Do you have any thoughts on Nuclear power stocks or companies that could potentially be partnered with or bought out by other companies that are investing heavily in AI?

[@tammy9964]

I appreciate your input. I am a 65 year old female who is very conservative with money. Any suggestions?

[@jackdaniel723]

Go all out on Dividend ETF,SCHD is the most popular. VIG,VYM,DGRO are other options. Do some research and decide which one suits you. Aside from that,JPEQ is good for monthly dividend.

[@Kayla11113]

50% VOO. 50% HYSA. I am 63. This is what I do to feel safe.

[@tammy9964]

@ I forgot to say that I am also retired. Thanks for the advice.

[@kev13nyc]

thank for the insight Humphrey .... i've been deplying consistently $300/wk (over 1yr) buying a variety of assets (all ETFS) and $573/month in ROTH ....my biggest gain in the last year has been in PLTR .... ive got about 1000 shares with DCA around $15 (since late 2020) ....i had tremendous faith in PLTR since 2021.... what sold it for me was PLTR signed the UK NHS deal .... i believe once the WORLD sees how successful the PLTR deal was .... that would only confirm PLTR as a trillion (possibly 2 or 3) dollar company .... look at all these defense contracts that PLTR has signing in the last year .... my belief is that data is the next oil .... without data, how can companies improve their production process (rhetorical question, you can't) ....

[@humphrey]

Nice man, good job buying.

[@moblsv]

1500 shares @ 13.34. I believe in PLTR. Tariffs scare me

[@johnmurray8454]

The source of the Columbia river is in CANADA, be careful about hurting your friends we send lots of electricity to the New York grid

[@Kayla11113]

We don’t do that the orange man elected by the 💩of the US did. Our education system is 💩

[@sierrapeaks]

Finally subbed

[@joakim1600]

Inflation is driven by a lot of factors both domestic and interantionally. Probably the inflation will drop next year and its more caused by external factors and not so much by policy but with wrong policy it can drive inflation.

[@guillermoalto4803]

I'm 45% into SCHD and it has been TANKING this past week. The price is down like 68 cents from my average share price. Pretty much everything I have including like 2% in a crypto has gone down tremendously 7% over the past 2 weeks. I opened my positions in late September and now I'm down 6.5% overall. Bleh.

[@chrissahlstrom8939]

What ETFs do you like?

[@SpongeBob-re8ly]

Where can I find the vanguard link for the questionnaire of personal risk tolerance? Can anyone help? 😅

[@mikeg9b]

I can't directly answer your question because KZbin doesn't allow links in comments. But I Googled "vanguard personal risk tolerance" and it was the first result.

[@Indy_at_the_beach]

A simple rubric: The capture of the government by the billionaire class means that assets will be bid up massively by deficit spending. Deficit spending is the extortion of capital from the people by the wealthy. They don't pay taxes on their wealth but lend it back to us. Meanwhile snapping up assets from the middle class who now have to layer on debt. IOW more money paid to billionaires to be able to just stay afloat.

[@MC-xk1gz]

How do you feel about contrafunds in a roth ira? Example: FCNTX

[@EamonnHogan-eu3qc]

What's a contrafund??

[@richardhudson1243]

Recently bought some recommended stocks and now they are just penny stocks. There seems to be more negative portfolios in 2024 with the markets tumbling, soaring inflation, and banks going out of business. My concern is how can the rapid interest-rate hike be of favor to a value investor, or is it better avoiding stocks for a while?

[@winifred-k9e]

Just ''buy and hold'' man. In the long term it will payoff. High interest rates usually mean lower stock prices, however investors should be cautious of the bull run, its best you connect with a well-qualified adviser to meet your growth goals and avoid blunder

[@philbluntz8479]

S&P 500

[@nicolasbenson009]

A lot of folks downplay the role of advisors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850K

[@sharonwinson-m8g]

How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?

[@nicolasbenson009]

My CFA ’ Melissa Terri Swayne’ , a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.

[@Buddha-z5k]

vestment strategy:, sell everything and buy gold then stop spending, stop work, marry a financial advisor and live in their big house and have lots of kids.

[@robertbalian9144]

Cash/Dry Powder Option. I wonder if putting that money in BRKB would not be a good idea. Berkshire is already sitting on a lot of cash and their team is much better suited for taking advantage of opportunities should a Black Swan event occur than me. It just seems like such a no brainer people do not consider it as often as they should.

[@chemquests]

Given the admonition to dollar cost average, isn’t the rest of the video irrelevant? Sounds like everything else in it is about predicting what the market will do. Are we talking about money above retirement savings? Is this just short term funds? Since we know what wins long term, why are we interested in what happens next year? Some context about the use of this information would be helpful.

[@spleenful]

I’m holding a btc miner HUT8. What video editing software are u using?

[@orion7873]

Looking at how the market does DURING a President's administration is not accurate... when most of the effects happen over the next 1-10 years after they leave office. For example, Biden is very anti-oil but energy stocks have done well under his term. Why ? Because these oil companies signed 10 year land leases under Trump. Democrats would bankrupt these companies if they could but during Trump's first term, he insured that couldnt happen.

[@earlwilliams5473]

Too many things going so I went with 100% WMT Walmart. A cyclical protective stock.