My Mum Lives In Denial of Her Debts | Spendaholics | Only Human

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Only Human

Only Human

Күн бұрын

Пікірлер: 762
@MrsEJV
@MrsEJV 2 жыл бұрын
My mom died when I was 8 and my father remarried very quickly to a horrible woman. She would take away my clothes as punishment so I’d have two outfits to wear for weeks. I was a shopper when I got out of that house! Pretty understandable. I learned to use consignment stores to stretch my budget. I’m 75 now, live on social security and have zero debt. I actually detest shopping.
@alessandraferrara240
@alessandraferrara240 Жыл бұрын
I am.sorry you had such a bad time as a child.
@mebutnotme.Khan78
@mebutnotme.Khan78 Жыл бұрын
Thats so sad 😢
@pinkpotatoes9849
@pinkpotatoes9849 Жыл бұрын
Hugs. You have managed well. I was similar in that my parents had money but only bought me clothing that was somewhat fitting from factory outlets, usually not basics, so I actually never had what I needed for everyday wear.
@GoddesssofMind
@GoddesssofMind 11 ай бұрын
Sorry you experienced that❤
@carsonc6659
@carsonc6659 9 ай бұрын
I know one that made the step daughter wear the same shoes for years, no matter how big the feet were. Made her leave school to stay home taking care of the babies she had later. It was about 80 years ago.
@bygonestales2171
@bygonestales2171 4 жыл бұрын
some poor tech guy had to spend hours photoshopping 365 outfits onto Lyn, and that's the real tragedy here 😂
@absolutelyridiculous6743
@absolutelyridiculous6743 4 жыл бұрын
It was so poorly done, the guy was definitely not paid enough to care lol!!
@stephanblack4558
@stephanblack4558 4 жыл бұрын
You are funny I love you already.
@Refiningforge
@Refiningforge 4 жыл бұрын
Time stamp? Not sure if I like it enough to watch through
@Refiningforge
@Refiningforge 4 жыл бұрын
7:25 :p
@miranda8598
@miranda8598 4 жыл бұрын
Beatrix Passmore How can She afford to live in a house?
@sonjawilliams989
@sonjawilliams989 4 жыл бұрын
Growing up in a CULT where everything was regimented and NO INDIVIDALITY was allowed I understand completely. I cried when she was yelling 'WHAT ABOUT ME'
@universaltruth2025
@universaltruth2025 4 жыл бұрын
She held it together really well. Regimentation is not good for creative people.
@chrislambert9435
@chrislambert9435 4 жыл бұрын
Sona, which Cult were you in ?
@sonjawilliams989
@sonjawilliams989 4 жыл бұрын
@@chrislambert9435 JW'S
@chrislambert9435
@chrislambert9435 4 жыл бұрын
@@sonjawilliams989 Thank God youre out
@sonjawilliams989
@sonjawilliams989 4 жыл бұрын
@@chrislambert9435 Thank You. I'm glad I'm out now too. Where you in a cult?
@nanettemorton4054
@nanettemorton4054 4 жыл бұрын
There are so many low cost, fun things she could do with her kids. I know someone who got a book out of the library, and learned basic sign language along with her kids. They loved it, and, just as importantly, they learned an important skill.
@deborahmeek6529
@deborahmeek6529 4 жыл бұрын
Nanette Morton yeah but she’s gotta do it quick, I used to do all that awesome free stuff with my kids, but once they are teens, no way will they hang out with you unless you spend money.
@ksenagorshkova8600
@ksenagorshkova8600 4 жыл бұрын
I used to have great time with parents while being a teen (without much money). We went for long walks with our dogs or did sports, we watched movies together and discussed everything in the world. 24 y.o. now and still love hanging out with mom, doing something, cooking or going for a walk in a local park In my opinion it’s all about the way of parenting and moral values of adults in family :)
@Luna.3.3.3
@Luna.3.3.3 Жыл бұрын
Agree, @nanette - especially in a big city like London. If you're really resourceful, I imagine there's lots of activities. Of course being an international city, there's expensive, but many things free or low cost. Same as here, in Toronto, Canada.
@HO-bndk
@HO-bndk Жыл бұрын
Too late. Their minds are already poisoned by video games. No way they'll do something as lame (to them) as going to a library.
@daCubanaqt
@daCubanaqt Жыл бұрын
⁠@@HO-bndk I think the point is to do stuff with her children instead of taking them shopping.
@ellecee453
@ellecee453 4 жыл бұрын
What an absolutely masterful character study of Lyn. In the beginning she seemed giddy and quite clueless but at the end of the episode, after all that clutter was stripped away, you could see her vulnerability and the caring person she was capable of being.
@leannajanebarnes
@leannajanebarnes Жыл бұрын
Brilliantly said
@KM-nq7ez
@KM-nq7ez 4 жыл бұрын
She loves her children very much but she’s not doing them any favors by spoiling them.
@TraceUK
@TraceUK 4 жыл бұрын
KM Well one of them went to University and now is a Pastor! He’s done very, very well for himself!
@KM-nq7ez
@KM-nq7ez 4 жыл бұрын
@@TraceUK ... that’s wonderful... good to hear.
@monicanath4859
@monicanath4859 Жыл бұрын
@@TraceUKo wow! Really? That is amazing.
@jennynott3841
@jennynott3841 Жыл бұрын
Which one is the pastor?
@Wyz369
@Wyz369 4 ай бұрын
​@@TraceUKNo need for university to become a pastor....that's right back into pov.
@AM09286
@AM09286 4 жыл бұрын
£32K back then was a good wage. Lots of the people on this show earn 12-15k
@CaraMarie13
@CaraMarie13 4 жыл бұрын
I know the show is old but I cannot understand how back then that was considered a lot of money. In past episode I see people living in their own apartments on 15-20k a year in London and am like, "life was good back then". Inflation is a real killer.
@greenpenguin7877
@greenpenguin7877 4 жыл бұрын
It was like 50 now
@WalesGaming86
@WalesGaming86 4 жыл бұрын
@@greenpenguin7877 I would say adjusted for inflation maybe 40 to 42k. You have to think though, this is London so salaries are inflated for location.
@greenpenguin7877
@greenpenguin7877 4 жыл бұрын
@@WalesGaming86 according to the inflation calculator it's 48k today
@WalesGaming86
@WalesGaming86 4 жыл бұрын
@@greenpenguin7877 That's fair enough.
@suzeelewis718
@suzeelewis718 2 жыл бұрын
People on here with the negative nasty comments have absolutely no idea of how childhood trauma can affect ppl in adulthood. Judging and berating her?? Educate yourselves. I hope Lynn is doing well now. She’s lovely and a wonderful devoted mother
@martinasikk6162
@martinasikk6162 Жыл бұрын
I agree. I look at this 2023, and the comments are very aggressive. She’s lovely, as the boys. She has great potential. I hope they made a better life. 🇸🇪
@pinkpotatoes9849
@pinkpotatoes9849 Жыл бұрын
Hugs to Lyn. Boarding schools are detached places and to me, my parents abandoned me while they kept my sister with them.
@nopamineLevel100
@nopamineLevel100 4 жыл бұрын
Oh man, so many free activities in big cities! Museums, galleries, libraries, special events!
@pauljordan4452
@pauljordan4452 3 жыл бұрын
Absolutely.
@lagi-di-mana
@lagi-di-mana 3 жыл бұрын
Lyn: I've never worn the same thing twice Me: wearing the same clothes every week which is the same clothes I bought years ago 😰
@user-jy3zl2vp4b
@user-jy3zl2vp4b 3 жыл бұрын
And me, during Covid, and being the ONLY person actually IN the office...might even wear the same outfit for most of the week!
@spikeycat81
@spikeycat81 3 жыл бұрын
You are already wiser than your years.
@TrudyPatootie
@TrudyPatootie 3 жыл бұрын
Nana... I wear boxers and T shirts every single day... easy peasy...
@nora4981
@nora4981 3 жыл бұрын
Nobody asked 🤷🏽‍♀️
@tonethetallbaldy5039
@tonethetallbaldy5039 3 жыл бұрын
My pair of jeans are into their third year and apart from the odd pair of socks and undies I won't need any new clothes for the next few years.
@bigbeatyswollocks4859
@bigbeatyswollocks4859 4 жыл бұрын
How tf can anyone that's spending £370 a week really only think that they're only spending £50
@paulosullivan3472
@paulosullivan3472 4 жыл бұрын
Yeah sounds like she spent more than £50 a week on wine alone.
@laurafulop2486
@laurafulop2486 3 жыл бұрын
With credit cards you don’t feel like yr spending....
@matreen427
@matreen427 3 жыл бұрын
@@laurafulop2486 and she tears up the bills too
@cherylvergin1757
@cherylvergin1757 2 жыл бұрын
She's 32, and admits she doesn't yet understand interest, so her response to her own ignorance about that is to tear up the credit card bills. Wow!
@Wyledgirl30
@Wyledgirl30 6 ай бұрын
Denial ain’t just a river in Egypt!
@kek23k
@kek23k 4 жыл бұрын
Not really fair to include birthday purchases in the cold turkey bit. It's not part of anyone's normal weekly budget.
@elzmelz
@elzmelz 4 жыл бұрын
And when you're budgeting usually birthdays and things are sorted in advance... I know I buy my nephew's gifts WAY in advance
@babyyvie
@babyyvie 3 жыл бұрын
It’s not the kids’ fault😩 this was unfair
@Theaterfreak
@Theaterfreak 3 жыл бұрын
@@elzmelz that’s the point though. She hadn’t done any sort of forward planning, she didn’t live on a budget. Like any of the people on this show, she just spent the money on the day, on the spot. That’s why the twins’ birthday was that week and she still hadn’t bought them any presents (and the presents they were expecting were games consoles, not cheap. I got a console for Christmas when I was 12 and my mother bought it months in advance and budgeted accordingly). Anyone actually keeping track of finances would’ve already had any gifts or celebrations sorted by then, even if that means simply ensuring they have the ingredients for a homemade cake in the kitchen.
@ceciliajohnson8812
@ceciliajohnson8812 4 жыл бұрын
I think she's kind and really did her best to change with very little support from other people apart from Benjamin and Jay. Love her! Her children are lovely too.
@PartanBree
@PartanBree 4 жыл бұрын
I found this one quite moving. I could imagine that little girl feeling abandoned and forgotten, forced into a uniform all day every day, 7 days a week, vowing to herself never to wear a uniform again. I hope she went on to deal with those boarding school demons and do well in life.
@MesheherKim
@MesheherKim 3 жыл бұрын
Erring a uniform is good. There’s no comparison because everyone wears the same thing. I grew up wearing uniforms in school. Wasn’t an issue. Whether your parents were rich, poor, struggling it doesn’t matter when it came to what you wear to school cuz we all in the same uniform lol.
@yeetinggoddess2113
@yeetinggoddess2113 3 жыл бұрын
@@MesheherKim sounds like communism
@jaanajaana5771
@jaanajaana5771 3 жыл бұрын
Uniforms are good. Find creativity in other more sophisticated ways.
@grumpyschnauzer
@grumpyschnauzer 2 жыл бұрын
5 years of paid daycare… her parents should be ashamed!
@sarahissersohn5495
@sarahissersohn5495 Жыл бұрын
@@MesheherKimglad your experience was positive- I had thought the same thing, until my Kiddo went to a school where uniforms were required. It wasn’t at all an equalizer; it just meant I was massively limited in what I could save on her clothes, bc they had to be specific, expensive uniform components. And she still had to have clothes for after-school, so it didn’t save me anything; it became an additional set of expenses. At least now, I can get stuff for her at thrift stores, and on sale. Plus , kids still find ways to distinguish themselves, whether it’s socks, shoelaces, hair bows, expensive backpacks, etc anyway
@MaHa-ql3zv
@MaHa-ql3zv 4 жыл бұрын
She seems to be such a lovely person! I really hope she is doing well now.
@chrislambert9435
@chrislambert9435 4 жыл бұрын
She only needs to be sorted by a Guy
@SummeRain783
@SummeRain783 3 жыл бұрын
I don’t know. She actually annoyed me when she cried because she had duties at the school. I don’t think the school was the problem as much as her relationship with her parents. Something happened at home where she probably felt ignored, unheard and uncared for. The school was just a surrogate to blame for how she related to her parents. Many children go to boarding school and turn out fine. She probably felt her parents sent her there to get rid of her, not to help her.
@victhecuber5956
@victhecuber5956 2 жыл бұрын
@@chrislambert9435 She don’t need no man.
@chrislambert9435
@chrislambert9435 2 жыл бұрын
@@victhecuber5956 Thankyou Vic, if She had a man she might only Trash Him
@rachelclare5483
@rachelclare5483 4 жыл бұрын
Bless her, she’s a really giving person. It’s over compensation for a missing dad which she hoards unnecessary guilt over. You can tell how much her little family all care about eachother!
@rachelclare5483
@rachelclare5483 4 жыл бұрын
Plus!! She overspent for her twin’s birthday 🎂 she was thrifty with it - the biggest mistake she made was arguably the wine so hardly that bad!
@cynthiabelhumeur619
@cynthiabelhumeur619 4 жыл бұрын
Sure let us make excuses for her. Sure it will take her a life time to get out of dept. How is she going to send her children to university?? Those kids futures are now in the the balance. Sad
@rachelclare5483
@rachelclare5483 4 жыл бұрын
Cynthia Belhumeur in England, our student loan program works differently. You are only expected to pay back your loan once you’re earning over £25,000. And at that point, it’s only 9% of what you earn, which is taken off your pay check. It’s more a ‘tax’ than a loan x But I agree with the sentiment about the money going towards their future than silly materialistic things
@rachelclare5483
@rachelclare5483 4 жыл бұрын
Sue Andrews aahhh just seen your response! It’s easy for people to judge but you don’t know their story x I’m proud you’ve gotten through a hard time - money is important but money comes and goes whereas time is finite x
@billijomaynard8924
@billijomaynard8924 4 жыл бұрын
And yet, there are millions of people in the UK, that after they pay their rent and bills, they are blessed if they have 30 quid a week left to spend on food, and nothing else. What her children need is good dose of vitamin NO. If she really wants to do something for her children, clean up the back extra room and turn it into a space for them, either a play room, a study space, a video games and movie room. Lots of ideas for something like that. And it is something they would appreciate far more then all the toys and trinkets.
@ursaminor2981
@ursaminor2981 3 жыл бұрын
Well that's the thing, she's 40000 in debt, she doesn't have 30 pounds left over per week, she just acts as if she does.
@rebvanwinkelstein2578
@rebvanwinkelstein2578 6 ай бұрын
Or rent it out 🤷🏻‍♀️🙂
@Ali01007
@Ali01007 3 жыл бұрын
“49 year Lynn James is a go getter, when goes to the shops she gets something” 🤣🤣 what an intro.
@BlanceDevereaux
@BlanceDevereaux 4 жыл бұрын
Her whole look, style, makeup, eyebrows, hair is pure 1970s!
@iram5192
@iram5192 4 жыл бұрын
Still better than early 2000s
@tracywheeler1227
@tracywheeler1227 3 жыл бұрын
She's really very pretty & I love her look
@HELLINA-HANDBASKET
@HELLINA-HANDBASKET 3 жыл бұрын
She looks like Paula Wilcox in Man About The House
@shsharrell9267
@shsharrell9267 3 жыл бұрын
She very pretty.
@MadScientist267
@MadScientist267 2 жыл бұрын
@@shsharrell9267 Lol your eyes don't work
@karenwest116
@karenwest116 4 жыл бұрын
it’s just great to see this lady made such positive changes and deal with her distress from her boarding school experience. Her boys are probably dead proud of her. 👍 well done lady !
@mssunnylunarain7
@mssunnylunarain7 4 жыл бұрын
Then there are people like me that will throw a piece of clothing in their amazon cart for nearly a month before deciding whether or not I should spend the money on it. My fiance literally had to hover over me until I ordered a pair of pants last week because I needed a new pair. I grew up really dirt poor so every dollar counted in our household. It's hard for me to buy things and not feel guilty. My dad taught me ti question how many hours I worked to afford an item. If working that many hours wasn't worth it, then I don't buy it.
@spikeycat81
@spikeycat81 3 жыл бұрын
Fair play. That's the right way to do it. Cautiously spend.
@kathleenkitcher852
@kathleenkitcher852 3 жыл бұрын
I think that is kind of a smart way to shop actually. I didn’t grow up dirt poor but we certainly had to be careful! Shopping is a therapy of sorts for some people and I shop online when I am feeling anxious or vulnerable......leave it in my cart for quite awhile....go back and have a think, perhaps delete an item or two.....leave it for awhile longer......until I either purchase what I really need or delete the whole bunch!
@suelovescats
@suelovescats 3 жыл бұрын
That’s what I do on Amazon .. my heating pad died ( which I really needed for the back problems and fibromyalgia ) and I took two weeks to finally make purchase . We were poor growing up also .. so I saw mama being careful when shopping and I guess it just with me as I grew up .
@shsharrell9267
@shsharrell9267 3 жыл бұрын
Good idea, sounds like you grew up being conscious about how much things cost.
@jocelynsmyth6604
@jocelynsmyth6604 3 жыл бұрын
@@kathleenkitcher852 same here, and it's holding in good stead now that our niece is staying with us for a bit. Deciding how much work goes into something is a good way to go
@soulstylista
@soulstylista 2 жыл бұрын
When she was shouting “what about me?!” really got me! Tears here
@truebluewonderful
@truebluewonderful 4 жыл бұрын
£32k a year. Instead of spending too much on clothes and unneccessary things she could've worked one day a week less. Children love it.
@kathleenkitcher852
@kathleenkitcher852 3 жыл бұрын
Benjamin is so absolutely calm and soft spoken.
@jenwaddell9632
@jenwaddell9632 4 жыл бұрын
Ya know, all joking and bullshit aside, we are really all just lil children tryna survive in this world
@chichi3716
@chichi3716 3 жыл бұрын
Basically
@hales6547
@hales6547 3 жыл бұрын
Very true. Kinda had a convo about this recently.
@user-jy3zl2vp4b
@user-jy3zl2vp4b 3 жыл бұрын
Exactly why I am not too upset about not having kids. I am not sure I can say that I have thrived on this planet...so how do we teach our kids to? Especially when the world and the rules are constantly changing.
@halloweellahere7602
@halloweellahere7602 3 жыл бұрын
You're absolutely right
@kathrynerling9304
@kathrynerling9304 3 жыл бұрын
Very true.
@wendywobbles1
@wendywobbles1 4 жыл бұрын
Benjamin is so expressionless like he has no facial muscles
@ariannesmum
@ariannesmum 4 жыл бұрын
Looks autistic
@cissylabbate7521
@cissylabbate7521 4 жыл бұрын
He definitely puts off that vampire vibe to me. 😂
@polifonick
@polifonick 3 жыл бұрын
To be honest he behaves a but like a psychopath :D I wouldn't let him to tell me how to live my life.
@user-jy3zl2vp4b
@user-jy3zl2vp4b 3 жыл бұрын
Botox?!? Or perhaps it is part of his training...don't ever come across as surprised?!?
@pinkkam
@pinkkam 3 жыл бұрын
@@ariannesmum do you even know what autism is???
@philipkelly5658
@philipkelly5658 4 жыл бұрын
She seems like a lovely lady and she loves her kids so I hope that she can sort her life out before it’s too late . Good luck to her
@Saavycupcake
@Saavycupcake 4 жыл бұрын
I love the “what about me?!” Exercise. I should try that. Looks therapeutic.
@carolg6598
@carolg6598 3 жыл бұрын
Trying to offer reading books to a kid in a toy shop is like trying to offer them books about broccoli in a candy shop.
@Wotdermatter
@Wotdermatter 4 жыл бұрын
Being born in London during WWII, and living with the rationing we had, nobody would go out of their way to spend such ridiculous amounts of money on so many clothes and not wear them. First, there was rationing, second, there was little, if any money, for such items, third, we did not have the adverting hype and the convenience of shopping malls with all of the unnecessary, highfaluting, pricey junk that is worn now. I remember my mother spending time repairing my brother's trousers so that I had a pair to wear albeit with patches all over the rear end. Nobody on the street or at school laughed because they experienced the same. In those days, mothers taught their daughters how to sew and make dresses, etc., for themselves. My mother would even knit string vests for us to wear. Warm in the winter, cool in the summer. Did we feel deprived, or have the need for gifts/treats, etc? No way, because we could not afford them and we did not need them and we did not miss what we could not have. We used to invent games and play in the street and our food was basic but nutritious, unlike today's garbage people eat because they do not have "time to cook" but instead buy highly processed, frozen junk full of unknown chemicals. Could go on but is it worth it? Probably not. 'nuf sed.
@ceciliajohnson8812
@ceciliajohnson8812 4 жыл бұрын
Your situation was totally different. You didn't have the choice to shop. Now you're acting superior when you have no right. So unkind.
@mamazofapril09
@mamazofapril09 4 жыл бұрын
Cecilia Johnson she is speaking from her own experience. How is that acting superior? I agree with her. Back then you had no choice and appreciated what you had and used your brain for cognitive development in life and in imagination. Credit cards, shopping malls, it’s all extra things that make people spoil themselves into a different reality because they are missing something from their lives. personally or physically. What the woman in the video has is an addiction.
@ceciliajohnson8812
@ceciliajohnson8812 4 жыл бұрын
I absolutely agree the lady in Spendaholics was coming across as someone with a spending addiction. Addiction born from feeling left out and abandoned at boarding school, which she hadn't forgiven at the time the show was filmed. The Commenter triggered a sharp response in me because her (or his) situation growing up was completely different to that of the Lady on the programme. The lady in the programme was having quite a number of problems - overspending was the symptom of emotional pain. But I had no right to be snappy at Commenter, that was wrong of me. You are quite right to pull me up on that.
@olly2027
@olly2027 4 жыл бұрын
Milk back than cost fifty cents where today it cost four dollars:
@janedoe133
@janedoe133 4 жыл бұрын
Wotdermatter My Grandfather fought in WWII. He passed away in 2005. With COVID-19 happening I really wish he was about so I could talk to him more and thank him for what he went through during the war. I can’t begin to imagine the sacrifices both yourself and my Grandfathers generation made for me and how you and him coped with the ongoing anxiety of losing loved ones or being bombed. How do you feel WWII compares with COVID-19 and lockdown? 💕
@elleshaw9837
@elleshaw9837 3 жыл бұрын
This looks like the beginning of a Hoarders episode.
@gdcompany
@gdcompany 3 жыл бұрын
I also thought myself "Huh, thought this was SHOPAHOLICS, did i clicked on Hoarders episode?" Hahaha. XD
@elizabethshaw734
@elizabethshaw734 4 жыл бұрын
In five years when those boys want their Air Jordans or some other such expensive trainer she won't be able to afford that then either. The boys need to get used to hearing no. They can be well clothes and shoes for less money then today's society says.
@alison2984
@alison2984 4 жыл бұрын
Defo what they say u spend a in a year to take care of a newborn.. is total bs just get what the kid needs and there happy not all the extras and luxuries there under one there not going to remember if there clothes where asda or Ralph Lauren 🙄
@suelovescats
@suelovescats 3 жыл бұрын
@@alison2984 .. I never knew my family was poor growing up really . Most of my friends were just like me .. but we were happy and I had a wonderful childhood and have lots of very happy memories . That’s what really counts ..
@bellareid3488
@bellareid3488 Жыл бұрын
She actually seems like an alcoholic hoarder. This seems more serious than other episodes. Hope she is doing better.
@CaraMarie13
@CaraMarie13 4 жыл бұрын
Now we know who a third of the clothes in landfills in developing countries belongs to.
@mabra87
@mabra87 4 жыл бұрын
I think a bday party can still be cheap. A sleepover with a bday cake. Or a bday cake and a few friends over to play
@peggypeggy4137
@peggypeggy4137 3 жыл бұрын
When my kids were small, we would have a fairly extravagant birthday parties for less than $100. I would make a cake, buy ice cream, drinks, snacks, make a spagetti dinner with a ceasar salad. Go to the dollar store and get supplies/ grab bags. Hellium baloons were a dollar a piece (good decoration and each kid can take one home). This budget would include games like "pin the tail on the donkey", "hot potato", "musical chairs" with prizes for the winners. The parents were invited too. It was 3-4 hours with loads of food. Even a little left over for a few beers for the adults. When the kids were a little older, they would have sleepover parties with fewer kids. Pancake breakfast in the morning. My kids have some very happy memories and I think their friends and their parents really enjoyed themselves too. You can have a really good quality part without spending a lot.
@rebvanwinkelstein2578
@rebvanwinkelstein2578 6 ай бұрын
And after the cake she could make a homemade pizza with the kids
@HumanimalChannel
@HumanimalChannel Жыл бұрын
I love Lynn's style, and think Lynn is such a lovely woman. Hope she is doing well now
@omadjourney
@omadjourney 4 жыл бұрын
I refuse to get credit cards....I will ONLY spend what I have and I'm okay to do without most things in life if I can't afford them.
@Holly-on6ey
@Holly-on6ey 4 жыл бұрын
Access to my energy Is YOUR privilege. I’m slightly confused in order to have a place to live,a car and even a cell phone you need credit. That can only be built up if you have a credit card. I hate credit cards but I HAD to get one to build up credit for my future. Colour me confused.
@s.proulx166
@s.proulx166 4 жыл бұрын
Holly I agree, you can’t even book a hotel without a credit card
@eamsee657
@eamsee657 4 жыл бұрын
@Access to my energy Is YOUR privilege, That right there my friend is the attitude of success. I do not know where you are from, so I will speak from my personal perspective and experience as an American. While establishing your credit through the demonstration of responsible credit card usage is certainly the route the majority of Americans take, it isn't the only way. However, due to the state of affairs our current economy is in, I do recommend getting one credit card in order to kick off your establishment of credit. Use that card for strictly designated items/stores only, such as your local grocery store. Make sure that you have the funds to complete whatever purchase you are making. Whenever the sale is reflected in your credit card account, pay off the total. If you prefer paper statements via mail vs. electronical statements, then write the check and mail it off the day you receive it in the mail. For myself, I only opened my first credit card about 4 years ago. Prior to that, I used only the debit function of my debit/credit card. I started working at 14 years of age and saved every cent. Any time I received a couple of dollars or so in a birthday or Christmas card, I would add it to my savings. I had a cellphone in my name and paid by check via mail when I was 16 or 17. At 17 years of age, I worked 2 jobs in addition to attending my final year of Highschool. At18 I landed a civil service position. I continued working 3 jobs, living as frugal as possible until I saved up a respectable savings. When I say "frugal" I mean that I had the same flip phone for 9 years until it died and then replaced it with another flip phone; had no cable, no internet, and no house phone (I would buy books from the library for about $0.25 to $1.00 each and amassed a fantastic home library); stitched and mended my clothes rather than tossing them and buying a whole new wardrobe, etc. (though I did wear a uniform at work). I bought a practical vehicle with a large down payment and financed the rest. When I was 19 I did the same with a condo and bought my first home. I did this without any financial help or co-signing from another party. At 22 I did something that I never thought possible. I traveled around Europe for 2.5 weeks. Growing up, saying "one day I am going to visit Spain" was about as feasible as saying that I wanted to be POTUS. Yes, I did treat myself here and there, especially when it came to gear for my outdoor hobbies. However, I was very cognizant of my spending and never bought anything that I did not have the immediate funds for, including my European trips. I can only speak for myself, but as someone who grew up below the poverty line, in a high crime area, in a dilapidated and quite frankly unsafe apt. full of mice and waterbugs, well it made me realize even as a young child that I did not want to live like that for the rest of my life. One doesn't forget the living paycheck to paycheck, the fear of running low on groceries, the electricity getting shut off and so on. When you come from such a background, you can either continue the generational cycle or you can break it. It's not easy. But with hard work, self discipline, and determination, anything is possible. You've got the right attitude.
@meganmarie4289
@meganmarie4289 4 жыл бұрын
S. Proulx that’s very not true. I work in hotels and every single hotel I’ve worked at over many years has allowed debit cards.
@omadjourney
@omadjourney 4 жыл бұрын
@@eamsee657 OMG that is invaluable knowledge, I appreciate it and I'll definitely look into it, I'm trying to save for a deposit for a down payment...I understand a little bit about credit history and all that in the US but speaking on the downfall and debt of most people I know in the UK it's credit card debts that are a downfall of many and thus having them chased by bailiffs and acquiring county court judgement and thus not being able to invest in anything. I personally prefer to not get one and understand the benefits of having one but for me it's just what I prefer, at the moment I'm spending what I can afford and saving...if I can't afford it,I'm not buying it and that's because I have a greater goal,not judging anyone but I just don't want credit card debt...I have enough going on already to think I have this disposable income that down the line will cripple me in the long run. The easiest thing is to get into debt and the hardest is to come out of it, we all have different incomes so it's not easy to just group all our financial management into one box, I personally at the moment can not afford to accumulate debt through credit cards. Thanks for the advice and sharing your thoughts and insight into the situation,it's really invaluable.
@9459viola
@9459viola 4 жыл бұрын
what a lovely family, she so loves her boys.
@elzmelz
@elzmelz 4 жыл бұрын
She spends more in wine a month than I do on my gas and electric 😭
@trishahopkins6574
@trishahopkins6574 3 жыл бұрын
For everyone sniping about this woman this was filmed about 15 years ago so interiors would be VERY different from now as would fashion and everything else. The eye wipe for you lot is that her house is probably now worth about £750K - hope she's still got it? OMG I think it's Victoria Park in Hackney?
@carolannemckenzie3849
@carolannemckenzie3849 3 жыл бұрын
I hope she managed to hang onto it despite her debts and the boys will inherit it eventually.
@emmaphilo4049
@emmaphilo4049 3 жыл бұрын
I hope she still has that house! God our generation is so screwed😭😭😭😭😭
@ingridmoxon6301
@ingridmoxon6301 9 ай бұрын
I was just thinking that. Also 10 to 15 years ago, her salary would’ve been very good indeed.
@brendakrause5639
@brendakrause5639 4 жыл бұрын
Giving allowances will be the limit they can spend. Learning they can not always get they want. Self control. Lessons that will help in their future decisions with money.
@lightworlddouglas4601
@lightworlddouglas4601 3 жыл бұрын
Lightworld From Canada I watched a Canadian program called “till debt do us part”. On one of the programs they took the people to a soup kitchen & a shelter for a couple of days. It “woke” the people up that they could end up having to use these shelters. One accident, one illness or a chronic illness. We can not rely on their ALWAYS HAVING THE MONEY OR HEALTH to earn a living.
@jocefjose6004
@jocefjose6004 4 жыл бұрын
Why can't having kids be a wake up call to change? You have to think of their needs and future first before yours. Too selfish.
@TraceUK
@TraceUK 4 жыл бұрын
Jocef Jose Well one of them went to University and now is a Pastor! He’s done very, very well for himself!
@pastaaaaaaaaoo3796
@pastaaaaaaaaoo3796 4 жыл бұрын
She doesn't strike me as a selfish person. It's hard to get help on your own, and I think she spoiled her sons because she was trying not to be selfish due to her neglected time at school. Addictions are selfish in nature but people who have them deserve (as she rightly got) help not to be mocked and called selfish for having one. I can understand families being frustrated but as strangers in the internet we don't have a right judge her.
@ultraboombean
@ultraboombean 4 жыл бұрын
Two Nintendos? Dang we get one period the end.
@zaheerahshareef7608
@zaheerahshareef7608 4 жыл бұрын
Yep and have to share it
@user-jy3zl2vp4b
@user-jy3zl2vp4b 3 жыл бұрын
Right, and with all four siblings and parents always got to play the moment requested. Ugh!
@emmaphilo4049
@emmaphilo4049 3 жыл бұрын
Those y2k shows are so nostalgic, can't explain why
@DennisNowland
@DennisNowland Жыл бұрын
She's a social worker sorting out all the peoples problems. God help us.
@Laure__Line
@Laure__Line 3 жыл бұрын
Brandon is adorable. What a sweet boy !
@nora4981
@nora4981 3 жыл бұрын
Brandon seems so smart, lol. I hope all 3 are well now.
@createwithkas
@createwithkas Жыл бұрын
“At least we know she’s a size 10” took me out! I love Benjamin’s underhanded humor/ therapy 😂
@differenttakethanmost
@differenttakethanmost 2 жыл бұрын
So so so so many people are/were (pre-Covid) in a similar position: in jobs they hate - so they self sooth with shopping (drugs, alcohol, ANY thing that will numb them from the horror of spending their life making sure other people get rich). Covid brought a few unexpected “gifts”- not the least of which was the reconsideration of living our entire lives for “work”.
@sallyclay1974
@sallyclay1974 11 ай бұрын
That's like being a gambler, a hoarder, an alcoholic, a drug addict. U can't stop
@tinachristine4573
@tinachristine4573 4 жыл бұрын
The clutter alone 🤔
@eatyourcevapi
@eatyourcevapi 4 жыл бұрын
Tina Christine the clutter makes me crazy. I love shopping as much as the next person but the idea of “stuff” just pilling around in my home drives me away from shopping.
@spikeycat81
@spikeycat81 3 жыл бұрын
I know. I decluttered my life a few times and now I avoid spending. I have re jigged my brain to save and not want anything.
@natalieknight1418
@natalieknight1418 2 жыл бұрын
Why are parents so afraid to tell their kids NO and sticking to it? If I say no and my kids keep begging it's going to be a no every time and grounding if I say it more than 3 times. No means no....simple
@oscarzepeda1558
@oscarzepeda1558 4 жыл бұрын
I'm glad that she pays and takes her boys to drama class, that's very good.... Yeah, I think she's like most of us, not having been taught a thing about personal finance and being succumbed from all of the constant and persistent media and marketing to buy more and more stuff.
@nikchristides4895
@nikchristides4895 Жыл бұрын
Lyn was lovely throughout, when her card was declined, poor thing 🥺
@karynm3365
@karynm3365 3 жыл бұрын
I'm always amazed how irresponsible these people are regarding paying back their debt. They would be horrified if their employer didn't pay them on time and the full amount but they seem to have no problem not paying what they owe!!
@miaomiaou_
@miaomiaou_ 10 ай бұрын
The bank is hardly in need. And they love it when you miss your payments and rack up a huge credit card bill actually.
@MonicaTanAnLeng
@MonicaTanAnLeng Жыл бұрын
Wishing Lyn and her boys the best… ❤
@kieransmith4353
@kieransmith4353 4 жыл бұрын
do a jar and ask the boys to put in there ideas that cost nothing and do it every week
@-LouLaBelle-
@-LouLaBelle- Жыл бұрын
I’m schizophrenic and I’ve never hidden bags from myself that’s not how it works babe 😂
@martinasikk6162
@martinasikk6162 Жыл бұрын
I hope you have been better with your mental illness. Don’t let your illness define you as a person. You have a sense of humour, most people with schizophrenia don’t have. 🌹🇸🇪
@dinab6303
@dinab6303 10 ай бұрын
she look fantastic for 49 years old!!
@tracywheeler1227
@tracywheeler1227 3 жыл бұрын
Lynn is such a sweet, warm soul & an excellent mother. She's going to do well.
@MsJamilaaa
@MsJamilaaa 2 жыл бұрын
I am mesmerized in every episoade bh the approach of the Psychologist! He is just brrrilliant!
@georginaadams4826
@georginaadams4826 9 ай бұрын
Omg I think he is all filler and nothing killer! What a moron 😮
@Chillmax
@Chillmax Жыл бұрын
This woman's about 68 now (2023), hope she turned her life around before now!
@KRISTINA-mm1uf
@KRISTINA-mm1uf 2 жыл бұрын
I love Lyn lol Also that psychotherapist definitely has human skin for curtains.
@alamedadanceparty
@alamedadanceparty 11 ай бұрын
😂😂😂😂
@georginaadams4826
@georginaadams4826 9 ай бұрын
Love it 😅
@luisfreitas6502
@luisfreitas6502 Жыл бұрын
She overspends yet no one was kind enough for her to fix that fringe, poor lady!
@deborahmeek6529
@deborahmeek6529 4 жыл бұрын
That’s awesome that Benjamin went to the toy store with her, she definitely needs help parenting
@carolirvine3367
@carolirvine3367 4 жыл бұрын
Yep, lots of adults don't know the difference between indulgence and love (which is a tough skill and involves saying no and building character)
@metalvideos1961
@metalvideos1961 4 жыл бұрын
that pedestrian at 46:20 must have thought. what kind of crazy lady is shouting on the street "what about me?" lol
@Tina06019
@Tina06019 4 жыл бұрын
Why do parents send their young children to boarding school? I will never understand this. I spent many years in uniform -- as an adult. Little kids shouldn’t need to be so regimented; school uniforms are fine, but weekends need to be more casual.
@terriegym
@terriegym 4 жыл бұрын
Love how the friends says she would drink morning, noon and night! She drags her kids round her clothes shops. Not great for a social worker!
@combatduckie
@combatduckie 3 жыл бұрын
hahaha, true, she needs a social worker for herself first....
@HO-bndk
@HO-bndk Жыл бұрын
I wonder if she'll laugh off her inevitable alcohol induced liver failure too.
@elizabethshaw734
@elizabethshaw734 4 жыл бұрын
I like luxury everyday as well but I am on a beer budget and I know when to say yes and when to say no! You see, I'm a grown up. I have responsibilities and young grandchildren and the young daughter. I don't need to be spending all of my money on me in fact I just bought a bunch of things for my daughter and her baby coming in July. But I knew when enough was enough for this month! You cannot live above your means and not get into serious trouble!
@susanaduarteraposo
@susanaduarteraposo 3 жыл бұрын
She is so beautiful and looks so young for a 49 year old woman! :-)
@pugzlipigeon5906
@pugzlipigeon5906 3 жыл бұрын
I was thinking she looked old
@Ali01007
@Ali01007 3 жыл бұрын
She looks in her early 60s. In future don’t lie to people to make them feel good.
@lindasteel4502
@lindasteel4502 4 жыл бұрын
I worked with social workers and I now understand why social services is such a mess and why very little gets done. I only ever met one social worker who was down to earth, lots of common sense and got things done. I earned a lot less money than this woman and was a single parent with two children. My kids never expected expensive presents and very often we would go to get clothes they needed and they would pull me down to the cheaper rails. We went on days out and had great fun because spending time together meant much more to them than expensive presents. Now they're grown up, neither in debt and rarely even use credit cards.
@alittlepieceofearth
@alittlepieceofearth 4 жыл бұрын
You taught those kids right.
@metalvideos1961
@metalvideos1961 4 жыл бұрын
so how come she is not kicked out of her house yet? this would never EVER be possible in the netherlands like at all.
@AM09286
@AM09286 4 жыл бұрын
Metal Videos think she’s still paying her mortgage?
@absolutelyridiculous6743
@absolutelyridiculous6743 4 жыл бұрын
How would it not be possible? It is all behind closed doors
@truebluewonderful
@truebluewonderful 4 жыл бұрын
@@absolutelyridiculous6743 Because in the Netherlands you won't get £45.000 as a loan with her £32.000 yearly income. Not a chance. And common citizens don't use creditcards here.
@greenpenguin7877
@greenpenguin7877 4 жыл бұрын
@@truebluewonderful oh but it's ok to legalise prostitution and cannabis? I hardly think you can use your nationality to display some sort of moral high ground here! !
@truebluewonderful
@truebluewonderful 4 жыл бұрын
@@greenpenguin7877 Do you think illegal prostitution and cannabis is better😂
@cocodakilla
@cocodakilla 4 жыл бұрын
She shouldn't make the mistake of paying for their university. These kids mostly ditch parents. Save up for your care and security in old age. The best you can do for them is teach them to save asap and stay away from debt.
@cocodakilla
@cocodakilla 4 жыл бұрын
A little bit is ok I guess but I still stand by what I say. Tbh I think people should protest for lower fees or free education
@derinaries
@derinaries 4 жыл бұрын
I was thinking something similar. Thw boys will get older, seek their father, and ditch their mother.
@vanderbam2741
@vanderbam2741 3 жыл бұрын
I think it's weird to base what you do for your children on whether or not they're going to 'ditch' you eventually. I mean, we want them to become fully independent.
@emmaphilo4049
@emmaphilo4049 3 жыл бұрын
Well that's not the US... It's the UK. I feel your thinking has more to do the US situation. However I think one should always save for their old age, regardless of where they live
@TheKopels
@TheKopels 4 жыл бұрын
Oh the eyebrows.... it was a different time
@mamazofapril09
@mamazofapril09 4 жыл бұрын
Miriam Coleman looks 70s
@kerrinosborne747
@kerrinosborne747 3 жыл бұрын
And the bangs
@rosejacobs8529
@rosejacobs8529 3 жыл бұрын
In 20 years you'll all be cutting up all those selfies when you all realise what those big hairy bushes above your eyes really look like, they'll be talked about like the mullet in the 80s. 🤣🤣🤣🤣🤣
@suelovescats
@suelovescats 3 жыл бұрын
I have one closet , a wardrobe , and one clothing rack and I thought I had a lot of clothes . But a lot of mine ( my favorite things really ) came from thrift stores for a few dollars .It’s just beyond me how she thinks she needs all that many outfits. If I made that much money I sure wouldn’t buy that many outfits. It I was taught to be really thrifty by my parents .
@figgy7099
@figgy7099 2 жыл бұрын
Her singing Happy Birthday just drove both my cats out of the room in a furry.
@hollyyoung3450
@hollyyoung3450 9 ай бұрын
This one broke me. I sobbed for Lyn
@rebajohnson8035
@rebajohnson8035 4 жыл бұрын
If she keeps refusing to say no her little angels are going to turn into her little demon seeds
@maryoleary5044
@maryoleary5044 9 күн бұрын
It's not the children who are being overspent on. Look at all her clothes!
@JanineRupp697
@JanineRupp697 4 жыл бұрын
This is the norm in many countries such as Korea where everything is bought from predatory lending. The fact that she is a social worker and is putting herself before her children's future is scary.
@missinchoate
@missinchoate Жыл бұрын
This doesn’t matter but hearing the early-mid 2000s music in this show feels so good to hear
@kckazcoll1
@kckazcoll1 4 жыл бұрын
set in 2005, going by the movies screening at the cinema
@elizabethshaw734
@elizabethshaw734 4 жыл бұрын
In London it's pretty difficult to run out of free things to do. :-)
@elizabethshaw734
@elizabethshaw734 4 жыл бұрын
Yes children need their birthdays and if there was going to be no party I can't see what time it is to take them to a movie. She went over her budget 25 for my children's birthdays that would not be much of a budget-buster. It would be a necessity for 10 year olds. My mother always gave me wonderful wonderful birthday parties but she didn't spend a whole lot of money. Every one of them made me happy!
@eniam2675
@eniam2675 3 жыл бұрын
Back in the day.... When you'd buy things in a shop
@emmaphilo4049
@emmaphilo4049 3 жыл бұрын
Lollll so true 🤣🤣🤣🤣
@ashleybellofsydney
@ashleybellofsydney 4 жыл бұрын
If you close your eyes, the psychologist lady sounds exactly like Jo Brand.
@celestialcircledance
@celestialcircledance 4 жыл бұрын
I love her personality . Don't get why you would want to have kids if your going to put them in a boarding school unless its a troubled teen . Not only do you not get to spend much time with them but its got to be a huge expense ....
@celestialcircledance
@celestialcircledance 4 жыл бұрын
@@Melinamiu007 How sad . Good thing I figured it out before it was too late ...
@nora4981
@nora4981 3 жыл бұрын
Boarding school was mostly for rich parents that were always busy and always on the move, so they shipped their kids to a school where they will be taken care of.
@celestialcircledance
@celestialcircledance 3 жыл бұрын
@@nora4981 Well sure but why have kids if your always busy and on the move ?
@CraftyWitch1990
@CraftyWitch1990 11 ай бұрын
A lot of people had bad experiences with boarding schools but I can't think of a single thing that was bad about my time in one, i loved it! I was a scholarship boarder so i expected the rich kids to kinda separate me from them because i couldn't "afford" to be there without the scholarship (i could but they didn't know that) but they just accepted me and we all got along great! I went there from age 11 to 17 and I'm still friends with the majority of the people i was friends with then. Without a doubt the best years of my life. I feel really sorry for those who didn't get the chance to enjoy it for whatever reason (i don't mean those who went to public school, i mean those who went to private school and had a bad time of it)
@combatduckie
@combatduckie 3 жыл бұрын
she s a "social worker"??? No wonder her clients' situation does not improve....HOW is she supposed to assist OTHERS?
@laurafulop2486
@laurafulop2486 3 жыл бұрын
Nothing to do with herself - very different to help others or see yr own faults
@DoraWinifred
@DoraWinifred 3 жыл бұрын
Wtf are you talking about she looks after her children. She just has a few issues like regular people, judgmental much?
@nicola3537
@nicola3537 4 жыл бұрын
It’s adorable how the kids are expecting gifts for their birthdays and Christmas and telling their mom when to give them what.
@jenniferblane7550
@jenniferblane7550 3 жыл бұрын
No its not ..they are spoiled ....if you cannot tell difference your as stupid as she is
@Mro183
@Mro183 4 жыл бұрын
I must of got wired wrong as a women I can’t stand too many clothes or anything to be honest. If my husband stands still long enough I’d donate/recycle or throw him out 😂😂 I hate clutter 🤷🏻‍♀️
@jenwaddell9632
@jenwaddell9632 4 жыл бұрын
Lol!!! Love your comment!! Made me smile😀! That was Just too funny!!
@lilyandrosehomestead3979
@lilyandrosehomestead3979 4 жыл бұрын
Same!!! It drives me crazy. I also really dislike shopping, especially for clothes lol
@BlackNight603
@BlackNight603 4 жыл бұрын
the pink handbag is scandalous 😂
@MmeRougarou
@MmeRougarou 4 жыл бұрын
Aint spending like that during covid quarantine... silver linings you know? Lol
@silvana8246
@silvana8246 4 жыл бұрын
social worker needs a social worker
@kek23k
@kek23k 4 жыл бұрын
I think they all do.
@Green.heron24
@Green.heron24 Ай бұрын
I worked as a counselor before. I think his approach of taking her back to the old school and up the stairs was mean and unnecessary. It was traumatic for her to be away from her family as a child, and he did not help her.
@Heckinwhatonearth
@Heckinwhatonearth 2 жыл бұрын
Dated this social worker briefly in her early 40s with 2 kids. Broke it off when she complained to me for an hour how she couldn't afford xmas presents for the kids, right as she was about to pick up $400 worth of mdma. Yeaaaah, nah.
@martinasikk6162
@martinasikk6162 Жыл бұрын
Lyn is such a lovely woman, I really hope she can enjoy a new sense of control in her life. And her loving boys. I hope she has supportive friends. The boarding school system in Britain is cruel. 🇸🇪
@universaltruth2025
@universaltruth2025 4 жыл бұрын
Party bags are so bad for the environment. Kids open them, tip the contents out, then more or less straight into the rubbish.
@pinkpumpkin611
@pinkpumpkin611 4 жыл бұрын
Any sort off over the top materialism is bad for the environment and the soul its a great distraction but an awful shame. Peace
@pinknotthebarbie
@pinknotthebarbie 4 жыл бұрын
There kids!and this was filmed before we really understood or it was so publicised about plastic
@universaltruth2025
@universaltruth2025 4 жыл бұрын
Pink lover - Of course people knew that plastic was bad for the environment when it was filmed. People have known that for the last 50 years at least. Most people just don’t/ didn’t generally care.
@pinknotthebarbie
@pinknotthebarbie 4 жыл бұрын
@@universaltruth2025 we do, I try and recycle everything and do. But we have only got recycling bins in our area three years ago and I don't drive.(for the envirnment). The stuff I want to receyeble isn't. The little people can do all they can but need help from the big companys to recycle even more. I was a teenager when this was recorded. Council recycling wasn't a thing and not very much plastic or food stuff was considered for recycling. I cheered when we got recycling. I have never put on the gas for over minus weather and use old clothes to make cushions. Just cos someone want kids to have a bit of fun and not worry at a young age doesn't mean we don't care. I was environmentally friendly as a teen in any way I could so don't say people don't care its just now bins are being put in place. Big companys are helping. It's just now we are being listened too.
@universaltruth2025
@universaltruth2025 4 жыл бұрын
Pink lover - we’ll my point is that actually the kids don’t even enjoy those party bags much. They open them - there is a rush of instant dopamine because of the novelty, but then they realise you can’t even do anything with most of the contents and they discard them. So its not really making the kids happy - its just setting up the whole instant gratification cycle. But yeah - I get that as adults we really do like to see our kids happy, and its not easy on a low income or with time pressure sometimes to do that.
@ChickpeatheTortie
@ChickpeatheTortie 3 жыл бұрын
Mind you she is extremely property rich. These kind of houses in the East End sell in excess of £1.5mil. In her situation £3.500 on clothes is not that bad. £45,000 debt is not a great deal in London when one owns a large victorian town house worth well in excess of £1m
@Sinsteel
@Sinsteel Жыл бұрын
Where's the father in all this?
I thought one thing and the truth is something else 😂
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