Neurosurgeon vs Fire Fighter: Who Makes MORE?💵

[@nicktalksmoney]

📌See my exact calculations for the video: nicktalksmoney.ck.page/aabcacd0c4 📌Start investing so you can (potentially) end up like these guys when you’re 40: nicktalksmoney.com/public Neurosurgeon vs Fire Fighter: who makes more?💵 Assumptions👇 - 50% savings rate, all of which is invested & earns 8%/yr - Salary rises 2% per year - Student loans have interest rates of 5% - Salaries listed are after-taxes - Neurosurgeon pays off student loans before investing - Average undergrad debt upon graduation: $26,000 - Average med school debt upon graduation: $200,000 The largest assumption: this assumes BOTH people will make consistent, great choices with their money. As you’re aware, this can be quite rare, despite your income level😬 Income-wise, Neurosurgery is the DEFINITION of delayed gratification: you have to go through 8 years of higher education & another 7 years of residency, but starting pay is $400k+ & it’s very common for experienced neurosurgeons to make upper 6-figures. Despite “average” incomes, fire fighters can still build real wealth if they prioritize investing early & often! Obviously, you shouldn’t pursue either career path if you’re ONLY interested in the money. These are pursuits with a greater purpose. Term you need to know: NET WORTH. Your net worth = your assets (cash, stocks, etc) - your liabilities (debts, loans, etc)✍️ When someone says they’re a millionaire, they’re referencing their NET WORTH, not their INCOME for the year💵 Follow to learn more of what school SHOULD’VE taught you about money🧠 Appreciate you! -Nick . . . . . . Disclaimer: This content is purely educational in nature and is NOT intended to be financial or tax advice. Consult with a qualified professional who understands your specific situation before making any financial decision. Investing comes with risk, returns not guaranteed.

[@markthe1860]

That's great if you stop working at 40 lol. That Dr will make a tremendous amount more from 40 to 50 and retire much more comfortably (also a good chance his body wont be wrecked source: parent was a firefighter and barely lived to 60 due to their job).

[@philiptv3348]

people should have what ever job makes them happy.

[@markthe1860]

@@philiptv3348 bahahaha. Does your bank accept happy feelings instead of money for your homes mortgage? Money IS important. Poverty is miserable.

[@philiptv3348]

@@markthe1860 when did I say that money doesn't matter

[@markthe1860]

@@philiptv3348 your statement implies, to me, that we really have a lot of choice in the Happy/Money/Job situation.

[@NeverGoingToGiveYouUp000]

Make him invest 100% of his income. Since we like being unrealistic

[@lilwizerd9537]

Nah imma invest 350% of my paycheck instead

[@AK1770]

@@lilwizerd9537 same

[@cheese2412]

And you might as well cut off all your food water and place to sleep and 350% of it

[@SirHenri_III]

@@lilwizerd9537 nah ima invest 1000000% of my income

[@saginur4380]

No but he's right! Who needs food anyway am I right

[@joshstocks103]

I love it how he stops at 40 when in reality the neurosurgeon is just starting his high paying career

[@ishshrivastava9106]

yup

[@faheem3533]

Yep the neurosurgeon average salary is 700k+

[@ishshrivastava9106]

@@faheem3533 it is wild to even compare these two professions in tems of money

[@showffgaming7097]

Well I love how if you save 24K times 4 years and invest it you miraculously get an average of 66% profit a year! And then the profits get even higher in the next 4 years

[@kittyoverlooord1300]

Agreed fire fighters have to stop a lot sooner since firefighting is a much more physical job

[@danielreeseworcesteriii666]

"I bet I'll make more money as a McDonalds Worker, than you will as a Nuclear Physicist."

[@po3794]

proceeds to dump 98% of each paycheck into investing and living off of American spirit

[@danielreeseworcesteriii666]

@@po3794 yep.

[@bohohofwohuh3960]

⁠@@po3794 living off American spirit😂

[@krustygaming5887]

“ I died at 23 trying to save a person in a burning house so my money doesn’t mean anything”

[@HairyNword1235]

i am the doctor that couldn’t save your live and took your money, sorrrry!

[@sohailchoudhury904]

No man they not do that for no money They do that for saving lifes

[@gamersupdown6426]

@@sohailchoudhury904 sure bud let us go with that

[@KyraTheFloof]

"50% of each paycheck" This man is literally living in some sort of dream.

[@sdani.]

Also assuming that the magic investment always pays off

[@kiran.-]

Ah yes time to live off $24,000

[@Sakthi692]

@@kiran.- in our country Its actually not that bad

[@kiran.-]

@@Sakthi692 I’m in California so $24,000 would be about enough money to buy a loaf of bread.

[@-coolerlegothings-9784]

The neurosurgeon could invest even more than that, but good luck living off 24,000

[@TrulyMorningstar]

And remember kids, never take advice from people who just finished Andrew Tates hustler university’s google doc.

[@adamus4943]

Andrew state 💀💀

[@stickmin680]

Yeah so i want to work untill 68 to get my pension. Sure....

[@TrulyMorningstar]

@@stickmin680 You planning on pinching the air to survive?

[@stickmin680]

@@TrulyMorningstar No ill just own a business?

[@TrulyMorningstar]

@@stickmin680 And how do you propose on getting that type of money to start the business? What type of business will it be? What country are you in? You can’t just “start a business” lmao.

[@Micha31fr]

one man once said "If you spend your life competing, did you really live..."

[@hexalot4277]

Yes you did it is male biology men are competitive as they should be competing is fun

[@Micha31fr]

@@hexalot4277 yeah but if you just compete your entire life you missed everything fun about it, and you never truly "Lived"

[@hexalot4277]

@@Micha31fr competing is fun its our nature as men. competing respectfully though

[@easadesad3227]

@@Micha31fr what else is there other than competing

[@Micha31fr]

@@easadesad3227 the fun stuff, like getting your first pay check, having a child, there's a first for everything so instead of completing try and just live life

[@pxnicpoke_.]

Alternate ending: Neurosurgeon: ☕😎 Firefighter: 💀🔥

[@noicefat246]

it would be really dark if Nick made the fire fighter not meet with the neuron surgen due to the fire fighter dying in a fire

[@5UNG0Dinti]

Dark humor at its finest

[@reubenmc4973]

Wtf😂

[@nicktalksmoney]

Police officer up next??🥴

[@noicefat246]

@@nicktalksmoney nahhh but actually make that a video also i cant believe u responded!!

[@jay4lyfe818]

Damn💀💀💀

[@CrystalGreymon]

Props to Firefighter for not treating Neurosurgeon like a joke for having a different set of priorities.

[@OhioRailEnthusiast]

The base average salary for Neurosurgeon ranges from $488,701 to $821,401

[@AirCheco2345]

That’s honestly awful. Law school takes 2.5 years and corporate 1st year associates make 200k w/o have to do 5+ years of med school along with another 5+ years of residency

[@connordahlquist9340]

Good luck surviving on 24k a year

[@Thepotatoz.]

Even less bc that's gross not net so that 24k still needs to be taxed lol

[@meb_zy341]

In our country 24k$ which is 48k in our currency is condisedered really good

[@bubbles13244]

@@meb_zy341 not in America

[@Anonyomus_commenter]

@@meb_zy341 lower living costs presumably. Lower wages, and lower living costs go hand in hand

[@Ace-1525]

If he were rural, he could probably do it. But most of our firefighters out here are volunteers at that point. :I

[@neoko4904]

Yeah, you definitely don't have to take a like year lasting firefighter course. You can just appear to the station and go fight an overly sized fire and use all the equipment that is nessescary

[@nickwolfe6684]

It's a four year school, i want to say two years of physical training, technical courses, and hammering in theory and good practices then two years as an apprentice working for a bit over minimum wage at a fire station. Take my words with a grain of salt i did research on it senior year when deciding what i was gonna do with my life. Though it was clearly much more than what this guy did.

[@neoko4904]

@@nickwolfe6684 yeah, i don't know how they do in your country but in my own its like a year course

[@nickwolfe6684]

@@neoko4904 that seems a little light to be trusting both your life and the lives of those in need in a dangerous situation

[@TheTacticalForecastNews]

@@nickwolfe6684 firefighters need real world experiences just like cops and paramedics they will grow to there environment firefighter school trains the basics. Depends where you want to work firefightering is way different depending what state county city a rual area puts more emphasis on tanker training while a city trains more on skyscrapers

[@buckwildnixon1664]

You can't be a firefighter straight out of high-school cause you still need to do schooling to become one after high-school

[@nickwolfe6684]

I was waiting for this comment. Yeah it takes four years of school

[@davidjarrell1792]

@@nickwolfe6684 to be a fire fighter? No clue where you’re from but it takes 9 months in Texas

[@joshuaknight311]

​@@nickwolfe6684 it Don't take no damn 9 years you can become a firefighter at age 16 it only takes like 6 or 7 months of training

[@shanggosteen9804]

I love how he instantly became a firefighter right after they graduate highschool

[@BoomGuys.]

Fun fact: this will only happen if you eat by picking food from the floor

[@justify8212]

Bro this must be a joke 💀

[@tomfromjerry2990]

Scholarships have left the chat

[@Likeusb1]

Exactly! Where I live, if you wanna be a pilot, either spend 100k or get good enough grades and get your license for free. And this isn't the US where everything is expensive, in general, being a surgeon will be better for you in terms of money.

[@SM-ys8lw]

The moment this guy realizes investing 50% of the paycheck and being able to survive are mutually exclusive

[@Calilou52]

I was talking to my little niece and nephew the other day, niece said she wants to be a doctor and nephew wants to be a cop. My niece then said “its WAY harder and takes much longer to become a police man and being a doctor sounds easy and fun to help people” Such innocence lol. One day she will learn she couldnt be more wrong😂 I know dudes who ate bricks in middle school who are now cops, and I know one doctor who was an absolute straight A+ student from elementary to high school graduation

[@Manivilization]

that moment when u get a brain tumour and start flexing on your doctors for becoming a firefighter after the life saving surgery

[@kohlbybaldwin8214]

There is no way, even if you invested 100% of your paycheck, that you could even come CLOSE to a neurosurgeon as a firefighter. Don't know what world you're living in but I like the one where influencers don't spread misinformation.

[@SomethingAGB]

Actually, I have been wanting to be a fire fighter so this actually helps me out

[@mpollono]

IT ISN’T A GIKD IDEA

[@navalsealsnipersports1199]

After (income taxes alone) in the state I live, he’s bringing home $44k per year. If you’re investing half of that, you are living off of $22k per year. That is well below the poverty line. I don’t expect a fire fighter to live under an overpass and drive a milk crate to work

[@Pl4nnedSuicid3]

The most unrealistic thing here is how he looks happy after med school

[@bentice5911]

While 50% may be extreme it is true that investing early will help you even if tou don't make as much as a grad student. It doesn't have to be 50% of your salary. He'll it can be 5% and you can retire months earlier! Or when you get raised increase it to 10 or 15%!

[@nicktalksmoney]

Very true!!

[@mysticeditsstuff]

“nicktalkabullshit”

[@nicktalksmoney]

I’ve been exposed😲

[@hawkmandude8059]

@@nicktalksmoney you have terrible come backs it sad

[@profesionalshitposter675]

​@@nicktalksmoney you even stole the video content

[@zanechaffee7813]

Yeah these are usually just attacks on going to college. Very rarely does investing go this smoothly...

[@duma3996]

This guy really just went ahead and moved the goal posts. Richer at 40 tends to mean richer at 40. That’s just me though

[@Real_Mick3y6]

My uncle has been a firefighter/paramedic for 20 years now. The only way it's possible to invest 50% of his paycheck is if he didn't get married, own many things, or have a family. He owns a business to fix, rent, and sell houses. He makes quite a bit of money, but no thanks to the firefighter/paramedic job.

[@OttersRC00l]

Damn bro, they got perfect immune systems and they are homeless, as well as having no extra expenses

[@omegon303_]

I was looking for a plot twist like he died in a fire

[@torinthebat2612]

“Hey kids, I’m a KZbinr who dropped out of college and has no credible sources and I’m here to tell you not to go to school and instead set unrealistic saving expectations and financially ruin yourself”

[@Agent_Coulson]

Most people can't afford to invest 5% of their paycheck, let alone 50%.

[@Firrehawk]

Me who wants to be a neurosurgeon dying on the inside as I watch this

[@PearlieCake]

This is a very unrealistic video money wise btw

[@lankster_yt6252]

The amount of people that aren’t realizing you can do this and just invest less it can still apply? People never heard of an s and p 500. Or index funds or anything. Compound interest is a thing that can make you a lot more money compared to what you put in(only over time it isn’t instant). This is also how very rich people get richer. They can put a shit ton more and make MUCH more interest ALOT faster and for longer.

[@goofyghost5937]

Investing 50% seems really risky

[@joshuadouglass8225]

Its down right impossible, his numbers are 50% before tax. No way i can live off a few grand a year

[@AustinBrouillard]

Not risky, for 48 grand a year it would be pretty much impossible

[@BarcelonaFan3213]

1. The firefighter will be eating omly bagel bites if we are being optimistic 2. The neurosurgeon could get a scholarship or skip premed and go straight to med 3. There are also taxes

[@championlead7280]

TATE SAID: *_CONGRATS YOU ARE A GREAT SLAVE_* !

[@Tiercet]

In Los Angeles it’s actually hard to become a fire fighter because it’s such a good job and so many people want it

[@isjfjstg8yk]

Firefighting starting pay is roughly around 30k. My father spent a couple years and was only offered up to 50k.

[@noaho0862]

Plus the firefighter will have a pension though it is for a more dangerous job. Neurosurgeons also have to have steady hands and other skills and traits but I still get your point that is also made with the billion other videos you’ve made with the same idea. Keep up the great work! :)

[@GaryTheFsh]

40 years old is but a fraction of life he will get to experience so he would make so much more than the fire fighter in the long run

[@bgshorts7533]

“Invest 50% of each paycheck” Can’t wait to live on 20k a year after taxes

[@Addy13_]

The surgeon: Well you still lost the bet so where is my money

[@nityasg2260]

The nurosurgeon is just getting started . In the next 5 years he'll be earning close to a million per year . Also he'll work till his 70s . Considering the health risks firefighters work under he might even go for an early retirement . Massive respect for both proffesion but if we take the median income of both group it really isn't as much of a competition especially in the long run .

[@origamiman7891]

Imma start investing 99% of my salary, this man shows that starving for a few years at 50% invested is worth it!

[@izuku-kinako4888]

Instructions unclear, invested into blankets.

[@spetsu1]

I hate that you say you should invest 50% 98% percent of people cannot afford that. I invest 10% with an 8% match so 18% of my paycheck and will have 2.6 mil at 67 years old, but that doesn't include the total taken out for taxes. Let's be realistic, the average person may get 1 mill if they start investing in their 20s which may not even be enough to survive based on the rate of inflation.

[@cyclone1309]

Pay as a FF comes with rank. If you stay as a normal FF and don’t become an Officer your pay stays around $50K annually

[@-coolerlegothings-9784]

the firefighter has been living in the worst trailer park though 💀

[@titan7181]

This is on investing. More than what the video initially claims to be there to show.

[@agnijabasu4378]

At 40, any good neurosurgeon is making more than 700,000 dollars easy. Some even make it in millions. If you have a patent you can earn in multiple millions but that generally comes when are 50 and luck is involved heavily.

[@4RtreX]

The fireman did go through no training and went into the stock market when the dr just did his job.

[@algebraicgamer4522]

How to get infinite money: 1. Receive the paycheck 2. Take $42 out of your bank account. 3. Invest the $42. 4. Realize that 42 is the answer to life the universe and everything, so 42 is also everything. 5. Since you invested everything, as long as the company didn't become bankrupt, you have infinite money.

[@dubi32]

Investing is smart but its risky so dont invest 50% start with like 5% and slowly go up to like 20% max 50% is too much

[@burlingtoniowarailfanhomeo8368]

If you invest 50% of every paycheck you won't have enough money because where I live the IRS also takes 50% of your pay by the time you get all of your taxes

[@gamingwithessam3383]

Its a valid argument for those who dont want to go to college but considering that the neurosurgeon was able to beat the firefighter at 40 another 10 years could bring millions of dollars as a gap between them.

[@pilot_bruh576]

No no that shows the power of following you and reading a book on how to be poor and or be hungrier than an African kid in the rural areas of Cameroon

[@nikorek1470]

I'm pretty sure it's more "the earlier you work the better, esspecialy if the next best thing takes 10 more years +dept unless you're alright with starving"

[@howtonot580]

aye dog just to let you know since about 80% of my friends are firefighters along with my brother and dad, your not gonna be well off being a firefighter you can get by but your not gonna be well off

[@nicktalksmoney]

Unless you prioritize investing👀

[@shabanbajraktari9617]

I love how he says not to late bc I'm ALSO following nick when they don't even tell us to invest

[@mlumity]

NOT THE GREYS ANATOMY PIC BEHIND THE GUY WHN HE FINISHED MED SCHOOL AHSH

[@ace_of_spadesr6]

Most people would not stay in the firefighting category due to how traumatic it is. Only a very slim amount of people would stay as a firefighter to the age of 40.

[@tjeffersonb]

A family friend of mine went into the military for some years, and in return when she got out they paid for her college and med school. She worked her ass off for years and years for all that, but now she works 4 days a week as a neurosurgeon in a private medical practice, and makes $500,000 a year. Worth? Probably

[@pns2104]

No neurosurgeon works for that little. Don't get me wrong, that's great money, but most new grad neurosurgeons are starting around 700k

[@riof7171]

Damn 425k per year kinda good. My mom will force me to become a surgeon if that salary is true.

[@funniminecraft836]

"This never accounts for all the random shit that happens in life" - some guy on KZbin

[@Mr.Pineapple44]

The thing I don't understand is, if everybody does the the fire figther path WHO'SE GONNA DO BRAIN SURGERIES

[@Hockeynmbr88]

Fire fighter “ and now I’m traumatized for the rest of my life “

[@fusixnrwicnwiejciwj8925]

My dad is a firefighter. He’s seen some awful things.

[@alch8485]

I love how it stops at 40 when the neurosurgeon has made a fraction of what their career will make. Also Idon't think a firefighter can just invest 24k a year and then after getting taxed live on like 15k maybe.

[@Jaycar1997]

Average neurosurgeon makes 700,000 and can go up to 1,095,000 salary.

[@GHOST-pl6gb]

The only thing is Firefighting comes with PTSD sucks tho you have dreams with ppl screaming and body’s on fire And being a doctor you see those patients that a alive and have 3 degree burns that have jumped from a second story building to escape the fire

[@ZeroName659]

It wouldve been funny if one time it panned to the firefighter showing a grave

[@nicktalksmoney]

😨

[@wesleyjones3701]

Actually, I highly advise against putting half of your paycheck into investing only making 48k a year. It's not bad by any means, but with that money, I don't recommend putting in more than 30 percent. Because taxes still exist. As a Neurosurgeon, do whatever you want with that money. But even then, 50 percent still isn't the best idea. You could have way more money in other places that could truly be more helpful. Like a retirement fund, or an S&P500, or index funds, or saving, or whatever.

[@King_of_69s]

Yes because firefighters don't gain major heart problems or acholism or ptsd while putting their bodies through hell its way better to choose that

[@makkypakky]

ngl, a part of me thought that the firefighter was gonna die

[@kingkong2482]

Here’s a tip for making money on a social media based platform like this, you get more when someone comments

[@MangaKing72]

The base pay a neurologist surgeon make more but if you invest your money and depending on how you invested it could really go either way

[@Me-eb3wv]

The fire fighter’s net worth is only valid if he saved every single penny he ever made, which is unrealistic.

[@superdexthegreat6991]

Being a Fire Fighter is more dangerous compared to a neurosurgeon and you have to go through physical training for Fire Fighters

[@awesomedanvc]

Investing half of 48k a year would make you have to live on the streets

[@mulethedonkey2579]

Although a firefighter making 50k a year may not be able to do this, EVERYONE can invest if they pay taxes, since if you invest you don't pay as much taxes. Does that mean if you make just enough money to pay taxes, you make enough money to invest, or is it more complicated than that? I don't know.

[@someguyandapiano288]

If this guy is investing 50% of his pay check, dang he must be living of beans

[@piglinplayz8391]

but the thing about firefighting is the risk. you dont have that same type of risk with neurosurgery

[@skulldestroyer6005]

Just watch Dave Ramsey he actually puts it in a way you can understand but also everything he does is in a real world aspect

[@evan.dunn09]

Literally not how life works.My dad has been a firefighter/EMS for some 15+ years he has 2 kids and a wife.The point I’m trying to make there is no factor to real life at all!

[@Sin.city.]

Nah bro was making teacher salary investing 50%? Did he live with his parents until 35 😭

[@eviler_spoger]

Pretty sure

[@insertedgynamehere]

Neuro surgeons tend not to be at risk of smoke inhalation or burning to death

[@shoutmon66balistic85]

Just a quick quip here, even if you did manage to outpace a neurosurgeon financially, the retirement benefits are much greater and the day-to-day work load is more precise than it is physically taxing meaning that the health issues you'd run into are fewer and the benefits I mentioned would cover the costs of the medical bills. Bottom line: while I respect that you're trying to bring attention to the necessary jobs that are being forsaken for college people should do what they want since a career is a lifetime obligation.

[@average7374]

OK while it is pretty cool to invest I think that should be your main focus because you are only using money from the job which means that a neurosurgeon could also invest and even with debt ultimately surpass a firefighters net worth. Also I understand that you are just showing the variety of jobs that can still make you rich.

[@nikolaossofos4282]

We need both of those actually making a ton of money or not. If your house catches on fire you will call a firefighter but if you need to reattach your fingers back to your hand you need a neurologist to do it not a firefighter so besides comedy you cant compare them

[@PhoenixSeer_]

I genuinely thought you were going to be making a joke like: *Now that we are finally 40, wait where is he? Oh he died in a fire*

[@Husky321]

I’m a neurosurgeon in Canada and I make around 83K a month/1 million per year.

[@Blue-lb4fj]

It’s a genuine concern that he’s telling people to invest 50% of their income, financial classes are pretty sparse, so they’re likely to believe him, and investing 50% of your money is a very bad idea.

[@BasketballKid_1]

Alternative title: Spending years to become a millionare on just a bet.

[@maisonand...6506]

I think that yes it's easy money but I think that there's also the lesson of even if the journey's long it's successful in the end so you should also have patience

[@polosclips1917]

24k a year to live off of if you have a family is just crazy. That’s like McDonald’s wages, but you’re fighting fires.

[@Adam-pv4qn]

Bruh, why does it stop at 40 people work untill 65-70 usually. Also, investing half of 400k salary is so much easier than investing half of a 40k salary.