💜 TONIK DIGITAL BANK | Earn up to 6% p.a. 💵 | First NEOBANK Philippines High Interest Account 2021

[@NicoleAlbaYT]

Hallo friends! It's been a few weeks since I last uploaded and I'm sorry for the long wait. School has been really hectic, but I'm super excited to make this video for you guys. Tonik is finally out and everyone (including me) is super excited about it! Let's talk all about it in this video. Have you opened an account with them yet? Share your thoughts about Tonik with me in the comment section below! 🌟👀🍞 -- 📌 The first 1000 people to use the link will get a free trial of Skillshare Premium Membership: skl.sh/nicolealba03211

[@joecross9021]

( +4-4-7 - 8-6-8 7-2-6 - 0-5-8)

[@haziqshan3290]

When I saw testimonies all over the place I thought it was made up stories till I was convinced and gave it a try and honestly I don't regret the move I made because I invested in a big way. Her method surprises me

[@roselarry9209]

( +4-4-7 - 8-6-8 7-2-6 - 0-5-8)

[@sammargaret5222]

@@johnpart1777 please help and elaborate. How your $3000 make profit of $24000

[@eiaycardo6799]

Please do GInvest next. Would like to know your take on it if you haven't yet but will search from your vids if you do. Love lots!❤️

[@juliocontreras3519]

I’m a financial analyst for a big bank. Just want to tell you that are giving people great advice. Great job, keep it up! :)

[@NicoleAlbaYT]

That's great to hear!! Thanks Julio 😄 I'm glad you find value in my videos 😁❤🍞

[@EstanciaTimesDocumentary]

Sana Ol, financial analyst..

[@lynselfernandez8041]

Hello may i know what kind of course you take ?? Before you become financial analyst

[@jeahclardejesus743]

@@lynselfernandez8041 try Banking and finance or Financial Mgt.or BSA.

[@lynselfernandez8041]

@@jeahclardejesus743 ah ok. Po thanks

[@alecxandwa]

When I saw the video was sponsored, I FELT SO HAPPY FOR YOU!!!

[@NicoleAlbaYT]

THANK YOU ALEC!! Everybody say salamat skillshare 😆😆

[@aces6055]

@@NicoleAlbaYT tonik and now gcash. Congrats! Next week mag start na ko ng first investment ko sa GInvest.

[@blurryves]

I was actually one of the beta testers for the app. I was impressed with their CS pati na rin sa mga deposit products nila. I have to agree din with Nicole regarding sa marketing nila. Di ako sanay, especially sa banks na tatawagin akong luv, lolz.

[@NicoleAlbaYT]

XOXO 😆

[@gracefullyikimura8885]

I'm downloading the app now. That's how effective you are to me Nicole. I trust you so much when it comes to financial related reviews.Thanks!

[@AiMeiMei]

Me too, thanks bread ghorl nicole.

[@chunkygrumpy7561]

Finally, a new video from the Bread Mother! 🙌

[@NicoleAlbaYT]

I have returned 🍞🍞🍞

[@jaycabrera1712]

Always been wondering why you were inactive. Glad to know youre back on the day i learned about tonik. Haha. Watched you grow from 20k subs to 100k+ keep it up!!!

[@NicoleAlbaYT]

Had to stop posting for a bit because of school works 🙃 Thanks for sticking around since 20k haha 😄❤🍞

[@blovs951]

I know this kinda cringe to say but I'm gonna say thanks to you I found opportunities to invest my money. I started investing 2 days ago but before I started I've planned everything. I never thought 16 y/o me will ever think about investing and now here I am just started my first investment thanks to you. Thank You So Much!!!!

[@ruzzellemaeescano3781]

im interested,, where did u invested?

[@blovs951]

@@ruzzellemaeescano3781 Crypto sorry for late answer

[@karu_official_yt]

@@blovs951 same 16 na rin ako at nagumpisa ako sa crypto nung 14 hahaha

[@camilledelrosario9461]

I just watched one of your videos about CIMB and ING then I got here. Hmmm there's a lot of good digital banking indeed. Thank you for sharing this! Your channel is getting bigger! I'm happy for you. ❤️

[@sharonjenny8817]

Do you experience difficulty in trading {B•T•C}.....For guidance +1=3=4=7=8=9=9=3=9=1=1 W=H=A=T=S=A=P=P=

[@johnromertrilles5371]

This is better than online games ♥️👌

[@abigail8063]

Online games + financial literacy is better 😉👌🏼

[@itsgeib00]

GInvest!! Since available na yung products nila :)) 🍞🍞🍞

[@inahmaeboholano5830]

I hope you'll upload a follow up video about tonik after 6 mos. Thanks! I'm fond of your videos!!!

[@ashsnickers]

Can't wait for the next review of this in the future if it is trustable, planning to put my emergency fund on a high-interest bank once I hit 18 in june

[@NicoleAlbaYT]

Haha yeah maybe I'll make an update video in a few months!! We'll see if Tonik manages to keep this up 🤔

[@eiaycardo6799]

Nice! I have just opened an account in Tonik

[@pocketsandpunk]

Premieres in 8 hours... ill watch it when i wake up tomorrow. Are u gonna get into more crypto in the near future?? I just got into it recently.

[@adco8978]

You're so good in explaining that I never double check if it's all true tbh 😅 We love a trustworthy queen 👑

[@jonathandijamco4480]

Thank you for all that you do, Nicole! You've been a big instrument sa self improvement goals ko since last year.

[@itsnotharu]

i love your videos it. watching them made me realize that i need to look at my financials , where i want to be in the future and the steps i need to do to get there. keep it up 🥰🤗

[@itsnotharu]

currently looking into the different ways i could do it and watching your videos has help me learn😊

[@Samantha-xd6yo]

I will strongly advice you against self trading, it's really dangerous and had brought so many investors down, you need some one with the knowledge and strategies, someone dedicated to the crypto currency market buisness, and I will strongly recommend expert Mrs Tessy

[@ealemania117]

I have tonik account but awesome ans excellent about interest rates between account and solo or groups. I'd love to. 💜💜💜

[@fonzyrivera8775]

Hi Nicole, it is a JOY watching your Videos as they are Educational 💕✅👊💯 More Power and God Bless

[@andrelouistanalgo9429]

Informative person, thanks for keeping my motivation! I'm getting my postal and national id soon so i can start my part-time job and invest (prolly mp2 since it is tax-free and low risk but i have to take the first one first with tons of bureaucratic paperworks) when i turn 18 in less than 5 months!

[@marjoriemayores4319]

Yas! Waiting for you to talk about this 👌

[@recxiemackie3372]

I hope school's treating you good. More S T O N K S power to you!

[@NicoleAlbaYT]

School is super tiring ngl HAHA but thank you!! 😆❤🍞

[@jolx03]

I got curious of Tonik when I searched for savings accounts with high interest rates which led me to your videos. I love your contents! You just earned a new subscriber. More power to your channel. 💕

[@rodneybeatingo6460]

wow nmn, may skillshare kana rin ah. good job.

[@kitcathbaculi]

Am gonna try.

[@eldrix0696]

Hi nicole 😉, thank you for this video of yours it makes my decision easier. More videos and more power to you 😇

[@jammy2627]

Ate road to 200k subs na yehey!!!

[@joycetumang8034]

At last! Thank you for this💛🌹 i hope you're doing good pa rin dahil sa school😉

[@emilgab]

Whoa, glad you're back!

[@coachervs1630]

Thanks for this video. Just want to ask, if the scenario is, if you have 15-30k emergency funds and you're deciding where to put it, would you personally prefer Tonik or CIMB? Thanks! Subscribed with your channel.

[@Chadric07]

Great video. I miss though how you segway your sponsor from before. Hope that you continue create more videos.

[@peterbailon7773]

Thanks, Nicole! Keep it up! 💯

[@SkateManster]

Welcome back.i miss you 🤘 Magingat ka hindi para sa sarili mo kundi para sa pamilya mo. Kung wala kang pamilya, para sa mga kaibigan mo. Kung wala kang kaibigan, para sa jowa mo. Kung wala kang jowa, pede ako na lang?haha

[@debiepark07]

My boyfriend is really into Binance nowadays and he told me to watch tutorials and some stuff on how does Binance works. A few moments later, I found myself binge watching all your videos. Lol. 😂😂😂 I love how you explain everything. Thank you so much for sharing your knowledge to us! 💜💜💜

[@cabibmorrow5011]

I am quite impressed about their financial loan program.

[@mareya3201]

I already signed up for Tonik! I like their stash feature. It's like Unionbank Goals pero you can create 5 goals. sa UB kase 3 lang maximum. I also like na wala silang transfer fees

[@jessicad.5812]

Yayyy glad you made a video about this. side note: I love the app theme/UI LOL

[@jessicad.5812]

@Nicole Alba?

[@joyisbae6849]

@@jessicad.5812 That account is not Nicole alba

[@powerfinanceph]

always love your channel nicole!

[@glymandane-ballesteros]

Binge watching your content since yesterday. Thank you for your passion of sharing financial education :)😊

[@repliedeldiariocripto779]

Make a note to my trader Brian Armstrong on a good trading investment

[@repliedeldiariocripto779]

+=1=5=0=8=3=0=1=4=9=8=1

[@repliedeldiariocripto779]

Whatsap

[@justinegarcia966]

Mixed feelings pa ko sa tonik. Wpuld love to hear Nicole's opinion on it😊

[@NicoleAlbaYT]

It's very new! I personally like it, but am hesitant to store large amounts of money with them. Hopefully good service pa rin sila in the next few months! 🍞🍞🍞

[@patriciasanchez7196]

I'm your new fan. Love the vibes!

[@joakimhyland9494]

Thanks for commenting. Feel free to write a professionel

[@joakimhyland9494]

I can't give out her personal information here without consulting her first.

[@SherwinJalothot]

They accept Postal IDs na rin as of the moment, so it's a yay!

[@annasdream8188]

Will introduce this TONIK to my teenage girls. Will let them watch your videos & hopefully they'll be encouraged to study about finances.

[@repliedeldiariocripto779]

Make a note to my trader Brian Armstrong on a good trading investment.

[@repliedeldiariocripto779]

+=1=5=0=8=3=0=1=4=9=8=1.

[@repliedeldiariocripto779]

Whatsap.

[@RolandoRodil]

Love u nicole 😘

[@jhenixs10]

Very informative thank you for sharing this good reviews.

[@Syrelbraceromagdaraog]

Thank you for sharing your knowledge... What's a great content

[@iccast4355]

Great content, Nicole. Keep it up!

[@lorenzogarcia9890]

if you are interested in gaining higher interest in TD by doing the in-out-in-out strategy, you cant do that here I believe. :'(

[@jooies]

Waiting for your review haha. Hi nicole 😊

[@christianalbertprovido2886]

Gusto ko yung stash system sa account na pwede mo paghiwalay hiwalayin kung may gusto ka ipunin

[@JustMatt13]

Thank you for sharing, really helpful for us young pro

[@supermerrynez]

I am currently reading The 4 Hour Work Week!!!! Can you please do a review on it? Saw your book at the background! 🥰 God bless!!!

[@averillbly]

Omg nasa skillshare pala si nataniel drewwwwww ❤️✨

[@vincentabrenica2630]

Been subscribed since 10 or 20k i guess lol keep up the vids 💯👍🏻 I can’t wait for the GInvest video, I hope you upload it soon 😄

[@vincentabrenica2630]

@Nicole Alba hahaha nice fake account

[@Tsioboy]

Yaaaayyy a Tonik review! :D Nag-open ako a day after launch at napakabilis lang ma-approve :D Dahil bumaba na interest ng CIMB at KOMO, baka ilipat ko dito konting funds mula dun to Tonik. :D EDIT: Annnddd salamat din sa clarification kung bakit si Tonik ang first digital bank ng Pilipinas. Madami kasi akong nakikita sa FB na kesyo ING, CIMB, Diskartech, then KOMO daw ang nauna.

[@mariaCUTE1525]

Yes bumaba na nga Sir 😖

[@Tsioboy]

@@mariaCUTE1525 Indeed pero mas malaki pa din kumpara sa traditional banks pati monthly interest pa din kahit na anong amount maitago mo.

[@mariaCUTE1525]

@@Tsioboy yes sir totoo naman 👌kaya sa cimb ko pa rin pipiliing mag ipon ng pera

[@userh61839]

Hello I hope you can make a video about binance earn. 😊

[@jasminevillamor4080]

Cant wait for you to talk about alt coins

[@allyssajanegutierrez7414]

I'm planning to invest 5k l. I'm wondering how much i will earn after 6 months

[@charlottesvilleamelia6755]

I will strongly advice you against self trading, it's really dangerous and had brought so many investors down, you need some one with the knowledge and strategies, someone dedicated to the crypto currency market buisness, and I will strongly recommend expert Mrs Tessy

[@maryjackson9118]

Wow I' m just shock someone mentioned expert Mrs Tessy I thought I' m the only one trading with her

[@haziqshan3290]

Plus, four, four, seven, eight, six, eight, seven, four, six, zero, five, eight,

[@jackanthonymayote2474]

I've learned so much from your videos Nicole 😊 keep it up☝️🙏

[@repliedeldiariocripto779]

Make a note to my trader Brian Armstrong on a good trading investment

[@repliedeldiariocripto779]

+=1=5=0=8=3=0=1=4=9=8=1

[@repliedeldiariocripto779]

Whatsap

[@potraguese8426]

kris aquino?

[@masakojesel]

Thank you for this!!

[@amorfati1313]

Nice vlog! Thank you for sharing about Tonik! I hope you can also share what is best option (Stash, time deposit, etc) to start the investment with Tonik. :)

[@onlinestreamingnow]

I was just thinking about something like this last night. Yay! Will check this out. :)

[@repliedeldiariocripto779]

Make a note to my trader Brian Armstrong on a good trading investment

[@repliedeldiariocripto779]

+=1=5=0=8=3=0=1=4=9=8=1

[@repliedeldiariocripto779]

Whatsap

[@onlinestreamingnow]

got it!

[@yumotv2650]

im just waiting for may 16 to open up an account and avail those promos.xoxo

[@VanCalapanoOfficial]

Thanks for sharing this. Nice video.

[@JosephSalonga]

let's go! 😍

[@amazesitchon5493]

Waiting for the ginvest review 😁

[@rosemarieordan705]

another helpful video 🤩🤩

[@derulocruz8217]

wow magaling nabasa nya comment ko 😍😍😍

[@angelicallaneta9654]

I hope you make a video about those books as well☺️

[@allanis_the_great]

it's not true that tonik gives 6% per annum for time deposit but holding is for 6mos (tonik gives only 3% based on tonik time deposit calculator). but for 12 mos (tonik give only 4.75%, w/c should be 6% per annum right?) so how do you explain this?

[@gapobanana1]

this is because of the 20% final witholding tax...it is already deducted in the 4.75%

[@rizelletenerife8827]

Excited para mamaya. I have already set the reminder. You deserve that break, we all deserved it as a student. A lot of us miss you. 💪

[@NicoleAlbaYT]

Haha kastress ang student life. Hopefully the video was worth the wait! 😄🌟🍞

[@bradg.2944]

Thanks for sharing your thoughts in Tonik! 🍞

[@NicoleAlbaYT]

Of course! Thanks for watching 😄❤🍞

[@RELAXING-zw4vy]

Your so pretty 😍 💗

[@joybraza9550]

Been a while! Welcome back!

[@brokenangel7893]

i like you nicole im always listening to ur video

[@miajoycastillo3311]

This is a good video! Hoping you can update your review with this.

[@missjoyphrn6914]

Review pls Maam Nicole :)

[@robelfayebodoso2355]

Hello nicole!! I just want to share a quick story, when 2021started i have lots of questions in my mind regarding investments, stock market, how to manage money and how to budget it without even starving lol hahahah. Then scrolling thru my youtube page i saw one of your vids regarding MP2. And that was the time i binge watch your vids and BOOM! You really answered my “unanswered thoughts” hahahah. Thank you for your infos and keep inspiring people!! Ive learned a lot. See you on your next vlogs!! *stonk* 🤣

[@repliedeldiariocripto779]

Make a note to my trader Brian Armstrong on a good trading investment

[@repliedeldiariocripto779]

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[@repliedeldiariocripto779]

Whatsap

[@freecsgon]

Hello Nicole, thanks for this very informative video! Would you know when is the pay out of the interest rates for the regular savings account and stashes? Thanks!

[@repliedeldiariocripto779]

Make a note to my trader Brian Armstrong on a good trading investment.

[@repliedeldiariocripto779]

+=1=5=0=8=3=0=1=4=9=8=1.

[@freecsgon]

?

[@jjimenez4942]

Hi. I am an ofw. I don't have a Philippine mobile number, will it work if I use my mobile number here in abroad? Thanks

[@miloadrianvalentino1641]

Saw the books in the background, which one is your favorite?

[@yashlapay2484]

Hi!! Can you also share about your favorite books. I saw your books on the background, it looks promising to read. :)

[@sickocell]

I've just created mine a few hours ago. Finally the long wait is over ;)

[@repliedeldiariocripto779]

Make a note to my trader Brian Armstrong on a good trading investment.

[@repliedeldiariocripto779]

+=1=5=0=8=3=0=1=4=9=8=1.

[@repliedeldiariocripto779]

Whatsap.

[@tomclemente]

never knew this existed. I'm a CIMB customer, but I'll give this a try just for the promo. =)) dapat sulitin yung promo bago mawala :P

[@repliedeldiariocripto779]

Make a note to my trader Brian Armstrong on a good trading investment

[@repliedeldiariocripto779]

+=1=5=0=8=3=0=1=4=9=8=1

[@repliedeldiariocripto779]

Whatsap

[@BoredO]

Awesome video as always! I'm wondering though what the right pronunciation of Tonik is hahaha. I've heard others pronounce it as "toe-nik", but I pronounce it the way you do.

[@NicoleAlbaYT]

HAHAHA sosyal naman yan... toe-nik 😆

[@allyzamaegumayagay7260]

I hope you make video on how to invest for below 18 like me huhu. Thank you!

[@preciousjananichellepalas5113]

Im so amazed!! Anong course mo po?

[@jmcraft9585]

Content suggestions po: Flint investing

[@napoleondelacuesta360]

Solid!

[@Marakashi2013]

Subscribed, good videos girl

[@lyndon7881]

Finally🥺❤️

[@rashric]

Whats the youngest age that can join?

[@cjsa1997]

I will try tonik now

[@unicamarievinluan6003]

I just signed up😊😊😊

[@spagtuya]

What is your top 3 fave online bank as of now?

[@ynaa7640]

Hi nicole.. thank you for this info.. it’s really helpful. How are those filipinos working outside Philippine and would like to invest on this Tonik? Are they eligible? What are your thoughts and suggestions? The same question as well with GInvest

[@betesguerra658]

i will open an account and try. you are good in convincing me😊

[@repliedeldiariocripto779]

Make a note to my trader Brian Armstrong on a good trading investment.

[@repliedeldiariocripto779]

+=1=5=0=8=3=0=1=4=9=8=1.

[@repliedeldiariocripto779]

Whatsap.

[@ryanvincent6519]

na-miss kita crushhhh 😚

[@Lalaine...]

Do you still use Tonik? For me kasi ok sana sya kaso katakot yung mga reviews (and also some of my own exp) na ang tagal ma-credit ng pera if mag top up or cash out ka even with instapay. May iba, hindi na nababalik pera nila after a failed transaction. Kaloka and kakanerbyos. Sayang kasi ang taas ng interest rates nila and with free instapay transfers. ☹️