Nissan Should Be ASHAMED!! They FINALLY Got Caught BREAKING THE LAW!! WERE YOU AFFECTED???

[@mechmat12345]

If you've ever dealt with debt collection, you know that almost all debt collection agencies break the law in their attempts to collect debts. Almost none get penalized.

[@bamahama707]

Unless those cca's are called on their illegal behavior in court...which can get expensive.

[@MrGeo413]

I rented a Nissan once. I was happy to get my ten year old Subaru back from the shop. Now I drive a Toyota 4runner.

[@dav__made]

Great choice Toyota and Honda are always the way to go

[@mistamaog]

I had the same situation when my Civic Si was in the shop. It was an SUV yet had the same amount of space as my Civic.

[@mechmat12345]

Last time my parents visited, they rented a Toyota Camry. It was a total piece of crap. Weird rattles, things hanging off of it, engine sounded like it was about to die. Rental cars suck because they're rental cars.

[@MrGeo413]

@@mechmat12345 Sounds like a Camry that was severely abused. My rental was a Nissan versa. Now that's a real piece of crap.

[@MrGeo413]

@@mistamaog Honda CRV is just a tall car with all wheel drive. I think it's based on the civic platform.

[@tomcarrow]

This is a bummer. I have a 2008 Altima, 180k+ miles and still runs great. I wish I had the confidence to buy another one, but sadly their cars aren’t the same these days.

[@designsquared9372]

Starting watching you guys while car shopping. Made a purchase with your info over a month ago but can't quit watching. Learn something new every video and Pops cracks me up. Awesome job guys.

[@designsquared9372]

Second highlighted comment in a week! Does this mean I can come and hang out for the live stream? :)

[@YoastKaBoom]

This is hilarious because there was a Nissan ad before your podcast. Funny as hell.

[@gwillis01]

As the proverb says "Nothing ventured nothing gained" I am glad you took a risk in Arizona even if you failed. I hope you learned from the experience. At least you recovered and went on to bigger and better things.

[@CarEdge]

Gwin, I looked at the $400,000 that I lost as the tuition that I paid for the education that I received from having run an unsuccessful business. Truly the life lessons learned were worth so much more than that. The rationale when my late wife and I moved to Arizona from New Jersey to open the store was, I would rather try and fail than to have regretted the fact that I never tried at all. So we gave it a shot. I failed and I moved on. Perhaps that is why Zach was willing to give up running a software company in the DC area to take a shot at his dream and I love that he is willing to take that risk. Thanks so much for participating with your comments as often as you do. I (we) appreciate it. Ray

[@davinp]

Nissan is nearly bankrupt. Their quality went down after merging with Renault and they have those junk Jatco transmissions. Now they are the worst Japanese manufacturer

[@apocalypse487]

Isn't Mitsubishi in the same group?

[@JohnDiMartino]

True story . I feel bad for anyone who buys a Nissan or FCA vehicle lol

[@chadwickcrandall6471]

The company we financed our last car through didn't care to help us at all when we told them we couldn't afford to keep paying for the vehicle because it was broke down. Instead of offering to help us get it taken care of they just wanted their money regargless if we had a running vehicle or not.

[@chargerman165]

I worked at Chrysler Credit from 1972 until 1980 and this would have been way foreign to us. We assigned a repo guy to repo a car for us and the owner came in and paid in the afternoon and we called the repo guy and left a voicemail for him not to repo, yes the days before mobile phones, email or text, and he did not get message and repo’d the car that night. Since guy was up to date on payments he got the vehicle back with a clear title and account marked paid in full.

[@ty811]

Just purchased a CPO Murano. I have good credit and was offered 3.1% with either Chase or Capital One. The dealer was honest and didn't even want to offer Nissan financing. Their rates are generally much worse and seem set up just to be predatory loan service preying on those with poor credit/knowledge of finances.

[@Deadlybroom]

My mom had a very different experience. Car was a 4 year old Acura RDX with 40k miles being purchased from a dealer group (Honda, Toyota, Ford, Subaru, Nissan, etc) and price of vehicle $24,500 and my mom has AMAZING credit. Somehow the price flew up to $32,000 after taxes, fees and an unnecessary expensive warranty they weren’t even going to tell us about, plus, they were going to give her their rate at 5.89%!!!!! CRAZY we got rid of all the extra charges, and got a 1.99% interest rate from Chase. And left very happy. You have to keep your eyes peeling in dealerships!

[@jimknowlton342]

Rev up your class action lawsuits!

[@dav__made]

Ah a Scotty fan I see you have good taste

[@markh.6687]

Rev up your lawyers!

[@Gary_M]

I'm surprised Nissan would want those cars back lol.

[@mdduet]

They can barely sell the new ones on the the lot. If you've ever owned one they don't get better with age.

[@capicolaspicy]

Just received my payment from the Nissan imploding CVT transmission lawsuit! Nissan consumer affairs had provided a remanufactured transmission but with the caveat that I have to have installed at a Nissan dealer. 12 1/2 hours at 125 per hour, when my mechanic changes them out in something more like 8 1/2 hours. So I just got my check paying me back for the ridiculous labor cost. Nice to win one for a change! Thank you both for all you do to help educate us out here!!! Cappy

[@dav__made]

I’m okay with this. I follow Scotty Kilmer so him always saying Nissan, BMW, Mercedes, Chevy’s are piles of junk I would never buy one.

[@yungactivist]

Well My had a cousin has a Nissan Armada 2008 repoed but he was a month behind but he paid for the bill a day before but they still took the car and they stole his subwoofer and his big speakers. to get the car back he had to pay 6k smh

[@Kevin19700]

Absolutely hysterical Ray. You guys are the best !

[@robertcarly9183]

Nissan use to be a great car, I bought a leftover 1982 280ZX, the dealer felt it did not sell because it did not have T-tops. I got a $16,000+ car for $13,000. It had 23 miles on it. Great car, I wish I still had it. Great car for a 20 yr old in Los Angeles.

[@thealphaomega1]

I am a loan officer at a local credit union. At the outset of the sequester to remember the credit union immediately communicated to our members that anyone suffering a hardship could request a loan payment deferral (initially up to 3 months and soon after up to 6 months) on any portfolio consumer, residential and/or commercial loan, respectively. Check with your local credit union before obtaining a loan elsewhere. Not only are you supporting your community by keeping your $$$ local, (most) credit unions missions include operating in the best interest of their membership both individually and on behalf of the membership at large.

[@wilsonklassen2619]

I have been watching a number of your videos recently and wanted to thank you for the information you have been posting. The phrase: “Knowledge is power” is a fallacy. The world is filled with educated derelicts. Knowledge is the potential for power. It’s the use of knowledge that is power. :) Thanks again

[@loudharley6926]

You make a flood pass of ink, spreading the ink on the top of the screen but not enough pressure to push it through. Then you come back for the print pass, pushing the squeegee firmly to push the ink through the screen to print the shirt. Tack the shirt to the platen using a spray adhesive. hit me back if you need further help, I screen printed professionally for several years before moving into offset printing. I think Tesla might have Ludicrous stitched up.

[@sallyselman8464]

kia did the same thing ! they never sent out payment statement then never sent loan paid documents to owner....

[@macsloan58]

Corporations are simply collections of people hiding behind business structures and business protocol. “Dad nailed it when he said that “we allow corporations and people........” to not admit guilt, but pay the fine.

[@cjn8730]

Quite impressed by the brutal honesty with your personal experience and at least having the guts to say that you understand what some auto buyers have had to face through no fault of their own when dealing with financial institutions. We should all go to law school before signing a purchase agreement. But until then we will just have to rely on folks like you to get the news out so we can protect ourselves in some small measure.

[@macsloan58]

I bought a Nissan Titan in 2005. What a huge piece of shit truck. It got only 7mpg. I took it in several times. A tank of gas took me about 150 miles and a fill up was in order. I took a $5000 hit on it and traded it 5 months later. I went back to Chevy/GMC which I should have never left. That Titan was literally junk. The place where traded it immediately took it to auction and broke even on it. The thing that is hard to believe is that Nissan has survived until 2020.

[@jonsmith1259]

The 4 Mil fine? That would be like us paying a $4 fine! AND, the real kick in the nuts, they get to write off the fine as a business expense, so it save them money when tax time comes.

[@PPMOCRG]

...about the screen printing. You need to stretch the shirt around a board to keep it flat and straight. ...but don’t stretch it so much that it distorts the design when you remove it from the board. Pull the squeegee in one direction only. Have enough ink on the screen. Part of it is also about getting to know the feel of the right pressure and speed of pulling the squeegee.

[@nysavvy9241]

Wow..Ray ...I have so much respect for you. Really hard times but you came out of it.. Your son is a really good guy as well.

[@michaeloliva3759]

“They gather the manufacturers nuts”..... You are hilarious Ray!!😂

[@newratitudetv7201]

I like your “reporting” and candor. Information is power. I have bought good cars due to research and due diligence:)

[@scaldon2]

Nissan won't be along much longer

[@lyndahammel9502]

This is really bad. How criminal praying on folks down on their luck.

[@eunoia1016]

I have an old X-Terra before the Renault transmission, their "surprise" best seller. This is too bad, this x-terra has been phenomenal, well made.....poor management, bad marketing decisions......crooked business ...what a waste.....greed, yes.

[@NEILANIL1]

I too felt that the models released during their Renault merger days. Now they've separated, the new rogue seems good.

[@bkstroh]

I don't think they can withhold your private possessions in the state of CA. I've had a couple vehicles end up in an impound lot in my life, none due to default, but I'm pretty sure that they must grant you access to remove any personal belongings not attached to the vehicle free of cost, atleast in CA. You car isn't towed back to Nissan, it's towed to an impound lot and you literally have up until the day of the auction to retrieve your personal belongings. I'd love to hear how this differs across the US.

[@garysimms1347]

Corporate fraud is so common as to be the norm and it permeates every corporation.

[@unclestinky6388]

The government does stuff like this all the time, it is called civil asset forfeiture. Where I live they send a tow truck with a license plate reading technology to the poor neighborhoods. They tow your car if they say you owe them money, charge you for the tow and a daily storage fee, then sell the car after a short amount of time if you do not pay the original amount you owe plus for the tow and storage, plus interest and penalties. They keep the money from the sale but do not apply the proceeds to what you owe so that you still owe it.

[@davidnahoumi1837]

This is why Nissan's stock is only $7 per share.

[@markday5797]

RIP nissan soon!

[@ARpirateant]

Toyota for life :)

[@Anon1mous]

So is Ford's.

[@dav__made]

Honda and Toyota’s for life. That’s why rich successful people don’t spend thousands on leasing flashy cars to impress their friends until they’ve REALLY made it

[@y2kredbr]

Overvalued at $7.

[@stephenmitchell7915]

I think you may want to talk about the concept of acceptance with regards to buying a vehicle. What is it, when does it happen, what rights does a buyer have when the delivered vehicle is not as agreed, is a "to do list" amount to a conditional acceptance, etc. I know a lady that bought a brand new purple Mitsubishi from a dealer near Salt Lake City, and when she went to pick it up the antenna was ripped off, the paint was scratched and there was food debris inside and the dealer said it was not their problem.

[@camandalshaman]

Well, They just did this to me. My October payment didnt post right on the online system. No late payments. Had for over a year. Oct. payment showed paid on statement but wouldn't update the amount due. They sent negative mark to my credit report. Came and stole it out of my driveway Nov 1. Sold it and sent me demand for 30k. It's is an absolute nightmareZ

[@dean827]

Checkout the 36 mo leases nissan advertises on their site. GTR for less than $500 per mo! However, the 42 mos is $1500. They advertise false payments for most of their cars but only for 36 mos

[@Brooklyn_Jay_1982]

Great video and awesome discussion.

[@tomasbond9123]

PRESS PAUSE......Great idea for a tee shirt . You guys give us a wealth of information thanks for sharing. The Pros know we have a victim in our office just sign here.. Pause and Ask ????

[@markh.6687]

Consumers should contact an attorney in their state/province, because states also have legal requirements for repossession which may have civil and/or criminal penalties. It is illegal in some states for holding the consumer's personal property when a vehicle is repossessed. There are issues of fraud, unlawful repossession, civil or criminal trespass, and other matters.

[@Hostyl176]

5:48 Did anyone else catch that Ray's classmate Janet wanted "to be a go-go girl"? Such lofty ambitions!

[@markh.6687]

Not everybody wants to be respectable. Woo Hoo!

[@lordrichard8184]

I was really expecting your dad to say “I’ve got some good news. I just saved a bunch of money by switching to geico” after you told him your bad news

[@jimweirjr3863]

I must be lucky. 2014 Sentra, 150,000 miles. No big problems so far

[@jamessullivan8300]

I would say sell it but you can't get anything for it price wise. Keep up the oil changes and make sure to get the transmission fluid changed. Good luck!

[@danvain]

I've owned several Nissans...they were all great. :)

[@lajones4064]

Just went in last week for the CVT recall on my 2014 Sentra, 81K miles, and was found to also need a new transmission.....Nissan footed the bill...I paid NOTHING. 🤷🏿‍♀️

[@johnw4067]

@@lajones4064 Perfect.....drive it 50k more and then dump it before it fails again.

[@lajones4064]

@@johnw4067 I believe that is very good advice.... How much do I owe you?

[@Deadlybroom]

This is unsurprising to me because the CEO or Renault was in jail for awhile now he’s living out of country somewhere lmao

[@tdunn2]

Greedy pos’s. Imagine the goodwill a company could build by actually helping people instead of kicking them in the nuts when they’re down. Good stuff, yet again, gentlemen!

[@apocalypse487]

Most companies don't have goodwills. They're in it to make money and they will cut costs where they can even if it's essential. They only care about the end user when there's enough people making complaints about the company.

[@tdunn2]

@@apocalypse487 In my experience companies that dismiss the positive potential of building goodwill are those with board of directors who are literally contractually obligated to shareholder profit. Once we take a look at any business model outside that one the positive regard to building Goodwill would rise sharply. But, then again, maybe I’m delusional!

[@patrickjoy9551]

Yes but there are as many sleaze ball individuals that want something for nothing as there are greedy corporations. Dont misunderstand I'm not defending NMAC. What they perpetrated was extortion and should have had to admitted guilt but lets not kid ourselves by thinking "all" of these people are innocent victims. There are plenty of people that want something without having to pay for it as well.

[@waterheaterservices]

Those of us who have young adult sons and daughters, this is how much we should love them.

[@mattgubs8827]

Knowledge power there is.- Master Yoda

[@andrewwoods3989]

Its like in court you plead no contest

[@thumperjdm]

@1:01 That squirrel looked like he was gathering a Cheeto for the winter, not a nut. ;-)

[@willbetruckin3545]

The comments on here are priceless! They all do business to find loops holes in the market, ford is one of the worst! They all have build quality issues, and the ones that don't cost you the price of a house! Just facts folks

[@gerardomaciel746]

Is it legal for an auto loan financing company to charge a fee to process every payment? I bought a used car from gardena Honda and I was never shown my options on financing, later I fond out my credit score could have gotten better APR's

[@markh.6687]

That can depend on the laws applying to the finance contract (also known as "choice of law" provision in the finance contract), as well as state/province and Federal laws governing payment fees.

[@gerardomaciel746]

@@markh.6687 Thanks it seems a little complicated for somebody that only holds basic education and speaks and writes on a second language and on top of that am half way trough my loan already so in my place my opinion is not worth it getting even madder and more frustrated over this. But I thank you for the response.

[@stephenmitchell7915]

Sounds like detrimental reliance on the legitimacy of an offer by NMAC, not to mention extortion.

[@domdrty]

We owned a 2006 Altma. The drive train ran fine, but we had a lof of issues with the car to include broken motor mounts at 50,xxx miles, and sensors failing below 100,000 miles causing the vehicle not to start. I'll never buy a Nissan again.

[@vinceabernathy730]

That is great they have to pay they probably were behind on payments from having to buy a new transmission for there Nissan

[@jheels1]

You guys crack me up. Love the videos and the “nuts of wisdom” you share.:)

[@neumeisteranimalhospital2627]

I was in the DECA program too! I wonder if Janet ever realized her dreams? :)

[@bobchannell3553]

If what they're doing is illegal, it's not going to be in the contracts you sign. If their contractual obligations mean little or nothing to them, then there's really no defense against it, except not buying their car.

[@rone7478]

So glad I bought a Lexus

[@Kwicdrawmcgraw]

Nissan is basically a broke persons car. People buy them when they get their tax refund or a little bit of money because their dealers give big rebates. Then in 2 or 3 years they start to breakdown. On top of that, the cars are worth nothing because of the rebates and lack of reliability. Smh

[@RavenDeandra2015]

I’m trying to get rid of mine. Bought a 2017 Sentra new and I had no idea what I got myself into 😢😢😢

[@dav__made]

True you can get a Nissan Altima from 2005-2007 for anywhere from $500-$3000 depending on how many miles it has. It’s the “fuck it” car of the car market

[@dav__made]

@@RavenDeandra2015 what problems have you been experiencing with it?

[@RavenDeandra2015]

@@dav__made my interior trim has popped off the brackets and I was driving one day , got on the highway and my car stalled when I hit the gas. Have a friend who had the same car and she said the same thing happened to her. Granted I’ve never had an issue with NMAC, it’s just upsetting paying so much for something and already having to deal with issues

[@dav__made]

@@RavenDeandra2015 yeah it sucks but hey always take bad things happening as a chance to learn something. I had a 2006 Mazda 3 with AC that never worked when I wanted it to sometimes I would turn off the car when at work and my co workers would come in telling me my headlights and interior lights were all on and windshield wipers were going crazy. Only had around 103k miles. Just buy a Civic or Camry that is 4 years old and has lost value with maybe 20-50k miles and it will last you 10+ years still if you change the oil constantly trust me

[@jamesbookman1767]

Nissan is the worst. My pathfinder is a smoke bomb mysterious oil leaking multiple recalls just disgusting

[@stevenordstedt2535]

What’s the United States Government doing to Hold Nissan Corp Respondsible?

[@natew1494]

Good luck. Consumer protection law enforcement under the current political climate aren't a priority.

[@JoshDTech]

Lenders don't care about the impact of your financial situation. They just don't want to be stuck losing money on a bunch useless cars.

[@Carlos_Jzx]

When we thought that the new Z was going to be a big deal for them and revitalize the brand but heck this is just insane from their part.

[@mr_evil_overlord5]

If it is Taxable it is Negotiable! Can’t wait for the t-shirts.

[@jamessullivan8300]

Another good vid, thanks.

[@donaldwashington9017]

Well they should care to point is he being a customer yeah they're huge butt company but still can get a bad reputation

[@incognito6469]

And you still wonder why the car business is solid at the bottom of the social scale?

[@potownrob]

You shouldn’t be financing a Nissan; you should be LEASING it!!

[@garfieldsmith332]

You should be avoiding Nissan.

[@dav__made]

You should buy the Nissan and drive it straight to the junkyard if you’re dumb enough to get one

[@garfieldsmith332]

@@dav__made Will junkyards take them?

[@dav__made]

@@garfieldsmith332 I'm sure it will please the junkyard people to crash a trashy car

[@johnw4067]

Frontier is the only Nissan left that isn't junk.....it is just 15 years since its last update.

[@robertcarly9183]

I spoke with the owner of a small Mazda dealership yesterday, on certified used Mazda's, he has to have 1 of his certified Mazda technicians certify a used vehicle and it and he has to pay Mazda a fee to brand them certified Mazda preowned, he would not tell me what he had to pay Mazda, but he does not buy a warranty for the car. He then had to leave, but I will see him again.

[@shackrat2331]

The fee he paid Mazda was for the the warranty. When Certified, the dealer is not responsible for the warrantees.

[@robertcarly9183]

Ok, that makes more sense, Thx.

[@dougb3699]

Another great video. You guys are having too much fun.

[@CarEdge]

Yes we are! Thanks for watching and supporting, Doug! -Zach

[@marksalinger1888]

You might think they pay huge fines. To these corporations it's worth risk to face some minor consequences if caught. Make the penalties based on how much money they make and from then on they won't even give these illegal acts a second thought.

[@markh.6687]

They'll write the fines off on their taxes, if allowed under Federal or State/Province Tax Laws.

[@lovecapitalismnosocialism1580]

That’s what you get for buying a plastic piece of crap like the Nissan

[@davidparker1508]

Nissan put an ad at the beginning of this video.

[@markh.6687]

They should have run an apology!

[@Lasertrac]

I LOVE YOU GUYS. You both are AWESOME

[@rbmoose22]

Nissan is like squirrel poop....all nuts.

[@jgal1231]

what type of person would ever think about buying any NISSAN product ... ?

[@BIGDAVE5352]

The way to win in a failing business situation is to file Chapter 7, keep the equipment and invent. After discharge dump the collateral and cash out. These banks and creditors will not come after the equipment or inventory. Ford sued us and filed a lift of stay to surrender or Repo the trucks. I gave them 1 and kept the other and paid for it. The other equipment I kept and they creditors went for a judgement on a bankrupt company that makes no sense. After the filing I started a new corporation and staying the course. I encourage everyone Screw the banks! 10 years ago we bailed out these POS and they give us nothing I return. I have been screwing them for years!

[@shelleycoleman1760]

are you going to sell the screen print ‘goofs’ at a discount? i’m in!

[@thetacticalape8852]

I don't know, I have always had positive experiences with Nissan. I currently own a Nismo 350Z and Titan Pro4x and love them both. I also have not been delinquent nor financed through Nissan before.

[@tconua777]

Same here have had many Nissan vehicle's over the years without problems.

[@thetacticalape8852]

@@tconua777 I also attend Z car conventions. Nissan did all kinds of nice things for attendees. I was part of the drive in reveal for the new Z model. Nissan gave everyone swag bags, and paid for food trucks to feed all of the attendees. They also did VIP tours of their plant and all kinds of other nice things.

[@Gary_M]

Well neither one of those has the CVT transmission...

[@thetacticalape8852]

@@Gary_M I would never own any vehicle with a CVT transmission regardless of manufacturer.

[@BillMongo]

Yeah, the proof is in the silencing of ideas. Guilty as charged. I am trying to get make the point you are doing a great job but need to realize your potential audience is larger than your local demographic and ideology. You are on to something really good, and could be great. But maybe the ideology and particular audience you want is in that small bubble, if thats the case then so be it, its your right and hard work making the production. My opinion is its a good production, make the most of it. Hat's off for the good job you are doing well. So much potential, kind of a shame.

[@bobchannell3553]

Do you realize they're advertising laxative product called zuPoo on your channel? lol

[@nilsjohansson9739]

So every comment is how bad NMAC is...but what about the people who put their name on a contract and didn't pay? Oh, and who leaves personal items in a vehicle that's in arrears anyway?! I understand a lot of folks have been laid off, but think people think!

[@lilymcnabb6621]

4M is cost of doing business same way the Billions that banks get fined for their missteps...we would be in jail for same egregious behavior

[@daveloderhose874]

KZbin runs a Nissan ad before this video .

[@Artilectual]

That intro was the balls 😂🤣😂...

[@jkepps]

Hello guys, question for you. I went to www.findthebestcarprice.com/insider and entered information, and I didn't get a list like the one you show on your screen. Just the message that dealers would be contacting me. How do I get the list you displayed in the video?

[@ER12]

I got a good one for you guys try this I have 5 bill of sales wait for it ..... for one car

[@vinceabernathy730]

Just remember NBNA Never Buy Nissan Again

[@brianandrews7099]

Ya know what’s great about driving a 16 year old car with 190,000 miles on it? Nobody is gonna repossess it and nobody is gonna steal it. Granted, the greatest thing is no monthly payment, then cheap insurance ... then it starts going south from there ...

[@Fee.1]

Demometized 20 seconds in

[@lunasky5635]

Repo man - great movie

[@victordasilva5255]

You mean a car dealer is dishonest ? Nahhhhhhhh 🙄

[@CarEdge]

Victor this isn't about dealers this is about a finance company. I'm not saying that there aren't dishonest dealers out there but this video isn't dealing with the dealers either good or bad. Stay safe and thanks for watching, Ray

[@hitemup6455]

Buy Toyota !

[@scottvfly]

Repo laws are different in each state some state do allow storage fees for personal property and its not the finance company charging ghose ita the repo agency

[@markday5797]

Sounds like Nissan is a front for the mob.

[@donbaxley5530]

Oh, but the way cops do it all the time. It is a $450 tow, $40 a day in impound with a 30 day minimum hold here in California. Who in the hell can afford that if they had no money for tags and had to work to eat? Yeah I know some of you do not care.

[@markh.6687]

Maybe people will obey the law then? Oh, wait, that requires taking responsibility for one's actions, not committing crimes to get your car impounded, etc.

[@Mirror1973]

Nissan....gross

[@simonbelmont1]

Aw, nuts.... 😂