North American Builder IUL review - Universal Life review Builder Plus

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Is My IUL Any Good:
• IS MY IUL GOOD? MAXIMU...
Was My Indexed Universal Life (IUL) Designed For Tax Free Retirement Income:
• Tax Free Retirement In...
North American Life insurance reviews are always fun, because the North American Builder IUL is a great one!
There are really only two categories where I wish they would improve.
As always, the most important thing with any indexed universal life is to make sure it is structure properly!
A mediocre product done the right way is better than the best product done wrong!

[@CashValueLifeInsuranceReviews]

One of my favorite IUL products on the market! But as always, the design is more important than the product!

[@rafajr90]

Is there one that you like better than north american?

[@yetly5218]

I've learned so much from your videos! You saved me from buying an IUL from Transamerica! 👍👍👍

[@bessource]

Good agent+Good Product+Good Structure=Great ROI! Thanks once again Matt for the review on another Universal Life product. NAB's systematic allocation and crediting prior to fee deduction features mean NAB put some care and consideration into designing a quality product for consumers. There is much value in these reviews for agents and consumers alike. Its wholesome info to make well informed decisions.

[@bessource]

Or should I say good capital gains, not investment.

[@CashValueLifeInsuranceReviews]

Thanks again!

[@muchimi]

Matt this is great and I just look this up and threw Crump I can offer this policy this is great everything that you are revealing in the industry I can avoid and I can put into my wfg group Oh! this is wonderful thank you

[@charlesjaekel4585]

Some good insights. Thank you!. This presentation was created in 2019. Any updates to the North American product since this video?

[@anashar31]

Great video and excellent advisor ! Everyone who is considering buying an IUL should watch all your educational videos.

[@CashValueLifeInsuranceReviews]

Thanks Dany!

[@ravbarring]

Please do Nationwide Accumulator

[@pablo08034]

Fantastic and straightforward. Thank you!

[@karlitosg123g9]

If someone only has 200$ a month to put in an IUL, would they be better of investing it some place else? I ask because I mostly see iul illustrated with high premiums

[@CashValueLifeInsuranceReviews]

Karlitosg123 G depends on your age and time horizon. My gut reaction says no. If you've only got 200 per month, save that in a liquid account.

[@artkesh7452]

Cash Value Life Insurance Reviews what’s a liquid account?

[@mattfernandez3641]

@cash value life insurance review Can you please do an IUL review on AIG and Midland Nationals? Thanks.

[@alvincabamungan5013]

Another informative review.m! You are awesome! What if people have IULs with bad companies, what would you suggest they do? Surrender the policy and start all over?

[@aks777777]

Matt, am I doing this calculation correct for good guy 6.64% policy for a 40y old guy. 18000*25y=450000 18000 every year invested in market(lets say sp500 total return) for 25years, giving 8.25% return = 1477562 from 26th year(age 66) I get 142327/year, say I will be in 24% bracket at age 66(fed+state), 142327*1.24=176485 per year comparable income 1477562/176485=8.37years So basically, 40+25+8=73years for breakeven for investment part. If I do calculation using 16500/y, 1500/y for term policy, it just reduced breakeven year by 0.7=~1y. Seems, lower the initial death benefit, younger the age and smaller the policy premium paying term is better. What is the smallest premium paying term? would love to see the table for 10y or 15y term for a 35year old person with same 575k initial death benefit.

[@asfawkuture9451]

Matt-thank you so much for your reviews. Learned a lot. Can you do a review on Global Atlantic IUL called “Builder Elite”? Thank you.

[@CashValueLifeInsuranceReviews]

Asfaw Kuture will definitely get there at some point!

[@ashleytaylor994]

Did you find out if it was any good?

[@sharifkayum8562]

Good job Matt!!! What's the best IUL product in the market today?

[@johnkannan2090]

Awesome video. Great information! How would you compare a well structured North American iul vs a well structured AIG iul for wealth accumulation?

[@moniquebrown4749]

Why did you not share the Policy charge page?

[@muchimi]

So quick question I'm guessing from the way you structured this policy is that you do not want to pick the level death benefit and that you want the increasing death benefit option can you do a video on how to structure a policy properly or have you done the video on that

[@aks777777]

For good guy 6.64% example, are we assuming that Index Credit is 6.64% for every year?

[@notyouraveragejoe4865]

Do you still keep up with policy reviews sent into from the viewers of this video? TIA

[@KarloSalgado]

Can you do a review of National Life Group Flexlife IUL?

[@CashValueLifeInsuranceReviews]

kzbin.info/www/bejne/roqsiXeHerF4nbc I did one a few years back. Check it out!

[@sunilugle1790]

How do we find our policy are structure are right way or wrong way. Let say, if I come to you to buy policy how do I trust you build my policy is right way and not charging the high commission every year.

[@CashValueLifeInsuranceReviews]

I would recommend watching some of our takedown Thursday videos to see what a good policy looks like vs. a bad policy. This can aid in knowing what you are getting yourself into. If you would like to have a more in-depth conversation, feel free to book some time with us! leveragedwm.com/contact-ii/

[@nospam3376]

Can you do an illustration showing what the #s look like with the middle column rates, ie the 3.75%? Also, what is this "return of prem" Death Benefit option ? I don't see in your video how the premiums were returned to the policy owner. Thank you

[@CashValueLifeInsuranceReviews]

Return of premium adds your premiums to the death benefit. The 3.75 is built in to the illustration already.

[@nospam3376]

@@CashValueLifeInsuranceReviews Thanks. The 3.75% return already built in to the illustration? So even if the return is only 3.75%, I still get $114,700 annual income for life? If that is the case, what is the difference between 3.75 and 6% return? My policy will be the same whether the index returns 3.75% or 6% ????

[@CashValueLifeInsuranceReviews]

@@nospam3376 No. Im saying the 3.75% projections already have their own columns in the illustration. The numbers based on 3.75 are already there to be seen.

[@sC-ho5xx]

@@CashValueLifeInsuranceReviews what’s the benefit of using the Return of Premium rider? Won’t it just increase my monthly premium costs

[@artkesh7452]

Can you do national life group?

[@CashValueLifeInsuranceReviews]

art kesh your wish is my command! kzbin.info/www/bejne/roqsiXeHerF4nbc

[@heatherxiong]

awesome

[@kunalamin8]

Hello, you suggest to go with increasing IUL , don`t go with LEVEL right?

[@adam4382]

how much is the fee for 500k death benefit?