Old Dog New Tricks 5 Biggest Reasons Retirees Go Broke Living Overseas

[@VagabondAwake]

Part 2 of this video on Paul's KZbin Channel: kzbin.info/www/bejne/e4XKnJxvbt5-fck 𝗗𝗮𝗻’𝘀 𝗙𝗥𝗘𝗘 𝗘-𝗕𝗢𝗢𝗞→ 𝗙𝗶𝗿𝗲 𝗬𝗼𝘂𝗿 𝗕𝗼𝘀𝘀 𝗧𝗿𝗮𝘃𝗲𝗹 𝗪𝗼𝗿𝗹𝗱 vagabondbuddha.com/fire-your-boss-travel-world/ 𝗗𝗮𝗻’𝘀 𝗥𝗲𝘁𝗶𝗿𝗲 𝗖𝗵𝗲𝗮𝗽 𝗥𝗲𝗽𝗼𝗿𝘁𝘀 𝗪𝗼𝗿𝗹𝗱𝘄𝗶𝗱𝗲☆★☆ vagabondbuddha.com/ 𝗗𝗮𝗻’𝘀 𝗥oad Map to Freedom Overseas (Retire Overseas Course)☆★☆ vagabondbuddha.com/courses/the-retire-overseas-course/ 𝗗𝗮𝗻’𝘀 𝗛𝗼𝘄 𝘁𝗼 𝗠𝗮𝗸𝗲 $$$ 𝗢𝗻𝗹𝗶𝗻𝗲 𝘄𝗶𝘁𝗵 𝗬𝗼𝘂𝗿 𝗛𝗼𝗯𝗯𝘆 𝗖𝗼𝘂𝗿𝘀e vagabondbuddha.com/courses/the-hobby-income-course/ What kinds of risks are you taking if you move overseas? vagabondbuddha.com/our-liability-disclaimer-the-risk-is-on-you/

[@Rob_b0601]

There’s a saying in the UK which is ‘take care of the pennies and the pounds take care of themselves’. But you’re both absolutely right about the big shot/ego thing. Often in south east Asia, tourists are referred to as 2 week millionaires and that’s fine for the duration of a vacation, but a dangerous mindset that needs to be dropped for an expat.

[@sandy-quimsrus]

Not to mention that it makes it harder for people following, they expect lots of money!

[@JayandSarah]

Totally there is a big difference between retiring and and taking a vacation.

[@lifeuncommon1116]

Now I understand why after speaking for 1 year, she met me at Manila airport, shadowed me to a condo she arranged, then took me to her province to be surrounded by her family 24/7 before making sure I got on the plane home 3 weeks later….. I was given no chance for ahm “temptations” hahaha. I just assumed she was really into me. Your advice is golden. I would concur that you make your own way there to start and keep your finances on the low key. There are SO many options once you are there. It is not the west.

[@lifeuncommon1116]

@@RetireandGo I agree. I really think she wants it to work. There are some skeletons in my closet that she really has accepted, not just given lip service to. I really like this girl and am going out again in October for a longer stay (3 months) to see what living day to day will be like, rather than on happy vacation mode.

[@jamescalifornia2964]

Is language a barrier to meeting people ? 🤔

[@jimf937]

​@@jamescalifornia2964absolutely, of course, and anyone who states the Philippines is an English speaking country hasn't spent time there.

[@jamescalifornia2964]

@@jimf937 ~ Thanks 👌

[@pip5391]

This sounds like the perfect place for the underdogs to retire. They can die feeling like they’re significant, desirable and above average. That’s if they die in the Philippines, definitely not in the US.

[@midlifewanderings]

Excellent advice. When we moved to the Philippines to take care of my mom my husband and I decided we live simple and below-the-radar kind of life while there. We built a simple but very comfortable house that does not stick out in our neighborhood. We flew back to the States when my mom passed away and next year we will be retiring and living in our house for good. And of course we will do what we did while living there, living an unpretentious and simple life. You have to be careful and shrewd with your finances to make it in the Philippines although most of my neighbors think that I am their ATM which I nipped off the bud. We helped where needed but to become the town's ATM has to stop or you'll end up broke.

[@majorronaldmandell7835]

One needs to understand that Filipinos do not save for a number of reasons, perhaps chief among them being that one of the worst insults in their culture is to be called cheap, and someone who saves is cheap by definition. You are expected to spend every penny you have immediately upon obtaining it. Another thing you are expected to do is loan money although it will never be repaid. (In the Philippine culture there is no obligation to repay personal loans, and all know it, but they do it anyway, because the prestige and status one derives far outweighs losing the money). Also in the Philippines one is not allowed to ask for one’s money back after loaning it, for this would be the apex of being cheap, therefore it is simply not done. Anyway, one point here is that no matter how much your relatives, neighbors, and “friends” smile at you and pretend to like you, trust me when I say that they do not. Instead they dislike you deeply, think that you are a cheap SOB, and given the opportunity would like to get revenge against you. Remember that. By the way, the word “friendship” itself has a different definition in the Philippines than in the West. A friend in the Philippines is not someone who you can share your secrets with without fear of them being repeated, nor is he or she someone whom you can trust not to steal from you, nor someone you can expect favors from without renumeration, nor someone who is loyal you. Another thing you should be aware of is that the word “favor” does not mean free in the Philippines. It’s not expected to be. Thus anytime someone offers to do you a favor, and they very often do, they have an angle which removes money from your pocket, and puts it in there’s. For instance, someone may offer to pay your power bill, “since they are going down to pay their own”. You will give them the full amount of your bill, but when they return, if you examine the receipt very carefully, you will find that they have only paid half or a quarter of the bill, and pocketed the rest. If you call them on this, they will without embarrassment say, “Of course. You didn’t expect me to do it for free, did you?”. None of this is considered dishonest in the Philippines, and no Filipino would dare to mention it, for mortal fear of being called cheap. To us this would be a scam, and an unfriendly act, but not to them. Like I say, complaining about it is something only a crazy person would do in their culture, and will generate terrible anger and hatred toward yourself, which not that infrequently results in the death of foreigners. The whole cultural is like this. Dog eat dog, well hidden behind fake smiles. Believe me, after a few years of being “taken advantage of” by your values, and discovering their true character, the shine will start to wear off of constantly, nonstop charming, smiling Filipinos pretty quick. On the second day after I arrived in the Philippines, one of the first people I met was a fellow British teacher who told me to never forget that nothing there was what it seemed to be. Although I nodded my head sagely, I had not a clue what he meant. Indeed, I couldn’t begin to comprehend what I was in for. The first thing to learn and internalize from day one is smiles mean nothing. In the West, when someone constantly smiles at you, you can be quite sure that they do not dislike you, but not so at all in the Philippines.

[@majorronaldmandell7835]

I know where Valencia is at. Just north of Manila. There used be a factory there called “Rubber World” where they made “rubber” shoes, which are what we call “tennis” shoes, or “running” shoes.

[@stephendunn2860]

@@majorronaldmandell7835Primary reason that many Filipinos don’t save is that it is hard to save when you earn 10k pesos a month and barely get by. I don’t find their smiles fake but your experiences have obviously been different than mine.

[@jimf937]

​​@@majorronaldmandell7835I've lived in the Philippines two months. I believe every word you say here, and this post has been extremely helpful putting into context what I have been experiencing. It's unthinkable

[@TT-ef8sq]

Very informative & extremely important to know the local country culture & read between the lines.

[@paulinthephilippinesolddog9234]

Thanks for allowing me to join you Dan, I look forward to your meet and greet this Sunday at Billy's on the Beach, 4pm til.....

[@billybobfalang]

I did this my first time. I absolutely agree. Go single it’s a wonderful place to be a single man. No need to chat up girls online. Go their enjoy yourself.

[@garyzies3486]

chatting up girls online usually will costs you a ton of money and emotional drama.

[@joeys4269]

I don't think anyone can articulate the foreigner in the Philippines experience and PH society in general as accurately and honestly as these guys.

[@tamiroupp2075]

It’s best to be humble and to live like the locals. I’ve learned from my travels that when us “wealthier” visitors make it known that things are so much cheaper in our home countries, the locals increase their prices! Why not?!

[@jamescalifornia2964]

A very common occurrence ...

[@jimbo3609]

I love the 20 pesos story from Paul. Yes, it could mean lunch for someone in the Philippines.

[@timothysanders1996]

2 of my favorite KZbinrs together! Great video!

[@vgshwk]

A few stories of mine I was in Cambodia in 2015 staying at a hotel where breakfast was included I would leave a 2 dollar tip because I thought I would spend that on breakfast anyway. They acted like it was their birthday. Some Philippines stories. I was at a 711 there were 2 kids hanging out that looked poor so I gave them some coins all of a sudden 8 more kids teleported in and I said I gave to your brother you share. Another I was in a bar having a small conversation with a girl. I bought her a beer just to be a nice guy I wasn’t interested in any kind of relationship. All of a sudden I got the arm tug and she wouldn’t let go. I said I had to use the restroom and snuck out the back door. Now thanks to Paul I can’t get the Mr big shot song out of my head.😊

[@vgshwk]

@@RetireandGo Cambodia is a nice place to visit enjoy your trip

[@paulmarshall4794]

I remember many years ago when I went to Vegas for the first time. I was sitting at the bar having a drink and just chatting with the bartender. He was a great source of information for weeding out the working girls. I still remember one of his comments, if you are sitting at the bar or in the lounge and a good looking girl comes up to you and starts a conversation, you know she is a working girl because you aren't that good looking.

[@davidline3437]

Exactly! I learned that from a waiter at the bar I frequented in Mexico.

[@philliproberts7294]

Very true

[@jamescalifornia2964]

The " hot hookers" of Las Vegas ... 💸 😍"'

[@jimf937]

And I thought I was like Brad Pitt

[@jamescalifornia2964]

@@jimf937 😝👌

[@tmelitta51]

Very good topic. I tell my family how inexpensive it is to live overseas. There are drawbacks but the wealth of culture is worth not having the western trappings. It brings u back to humanity

[@anniesshenanigans3815]

I live very simply here in the US. I don't drink, don't smoke, make all my meals, don't eat meat... and it's a FORTUNE!!! My vices are Tea and sparkling water and excessive KZbin. I am looking for a place where my insurance and taxes aren't more than my housing. I will be 'retired' in 18 months and I am making plans, downsizing, saving like crazy.

[@jamescalifornia2964]

I think that many in the USA are in the same situation ... 😣💸

[@CarlWithACamera]

New word: Philippinesanthropic I do enjoy rounding up at the gas station and paying extra to get my tires inflated. But on the flip side, no matter how much you have you can’t feed the whole country even for a day. Be humble and stealthy in your giving.

[@andreasjohnson9041]

Great talk, I can’t wait to get to the Philippines. I just want to take it easy and enjoy the sights. I just to watch all your videos so I don’t do anything to stupid! Thanks so much for the advice. Wishing you all the best’

[@danneyboy1000]

I Spent 7 years in the Philippines, 5 at Clark Air Base ending with Mt. Pinatubo eruption. I returned later and stayed with my wife's family in Baguio City after retiring. We built 2 houses, one in our family's compound in Baguio and then later in the families mango plantation in Mabini, Pangasinan. My wife is nurse Practionor and soon will retire., We have saved up $345,000 along with my pension of $5423 a month and plan on Airbnb our very nice house here in Corpus Christi Texas. We plan on purchasing investment condos at Clark City and Subic setting us up with a good life.

[@lifejourney5235]

Pretending your poor is such an effective way ....showing off or bragging outloud most definitely your up for something not good .. I love this content..well said sirs ..

[@jimf937]

Does this mean I can't live in a decent place, or ride a motorbike? What a disaster.

[@glenpryce]

You 2 guys feed off each other well and make the topic more entertaining and interesting 😊

[@VagabondAwake]

😊 thank you

[@BarbinAZ]

great talk, I had a "bohemian" never married aunt born in the 1890s who traveled the world. She died when I was young but I remember that she always bought houses in beautiful places . She lost three houses when political issues heated up in various locations, One of her last letters to us she joked that she should rent herself out to the revolutionaries because they seemed to be successful as soon as she invested in a country. She was cool, we loved her letters. I wish I could have known her better.

[@britgerus1956Glenn]

Spinster aunt....

[@BarbinAZ]

@@britgerus1956Glenn you wouldn't say that to Fancise's face she would smack you down. She was woman hear her roar decades ahead of her time

[@kevinwoodruff321]

Great info guys, thanks. I agree 100%, visit but don’t get bogged down in legal issues or things that could become legal issues. I want to be on perpetual vacation. Just visit and move on.

[@jimf937]

"Visit and move on." Best advice yet.

[@scottandtheworldasiseeit]

I have listened to you for a few years, and your red-flag videos saved me from a bunch of issues

[@garyzies3486]

If you've been there for a few weeks or longer, you'll know there are red flags everywhere LOL

[@jamescalifornia2964]

" The older I get, the greater I was ." ~ Paul 😉👍

[@Joeysgonerogue]

I tipped 20 pesos and the lady told me I just paid for her travel home. Great video!

[@zandig666]

Hi Paul !!!! Good vid u guys hit it off great !!!!

[@VagabondAwake]

Rock on!

[@vhoy7899]

This conversation is important because even when I go on vacation I do the same... we spend $$ like it's water because the US$1 is worth more

[@Nunya37]

This one is valuable. I'm not extravagant but seeing a $1 breakfast and thinking I could double it up for just $1 more. Gotta keep perspective on why I plan on going in the first place.

[@pensacola321]

On a recent cruise our cabin steward was from the Philippines. He had 6 kids, and a wife in a 2 room house in The Philippines! I do confess to a good tip...

[@patrick-g1h5v]

Excellent podcast - Paul and Dan - two podcasters whom are the best, nice touch when Paul mentioned when he tipped the lady in the gas station and in seeing her reaction he was effected by it - shows Pauls compassion which comes out in how he speaks on his Podcasts, Just like Dan who is clearly a people person which shows in his great interviews - Patrick

[@TheBuddyShowWorldwide]

My buddy Paul is OG. I just moved to Cebu City from Chiang Mai and I miss Thailand already.

[@IDann1]

I bumped into a couple of Missionaries working for a church, because they were a good people I paid for their jeepney ride and also set them some burgers at a local joint, didn't find out until the next day that their budget had run out, and I saved them a very long walk home from the middle of nowhere that would've been hungry.

[@erf1971]

The dynamic duo... really enjoy your channels.

[@dhaferkoheji3572]

Dan, another great insight into the subject of foreigners living abroad. I have watched the second part of this conversation on Pauls channel because of its significant value , informing everyone of us on how to live wisely abroad 🙏🏻

[@siopaothegreat]

Such a stress reliever to listen to you both.. working while listening

[@keepitreal1547]

A great chat & information from two very seasoned pro's

[@outandaboutBGknows]

Thanks guys, have a LDR and was going to get her to meet me at the airport. Not now, makes total sense to take a few days to settle in. See you next year! Cheers 🍻

[@garyzies3486]

Meeting at the airport is always STRONGLY SUGGESTED by your LDR. However, it's usually the worst idea to start your time in the Phillies.

[@hillbillyintheasia6122]

@@garyzies3486 true , need get in say airbnb 30 days are rent a hotel .

[@HumbleTravels]

I met my girl at the airport with her family. It wasnt horrible but it was a bit awkward. I had made it clear before I came, though, I would be renting a hotel room in Tacloban City before coming to her home in the province. I got a room with 2 beds and told her she could stay with me until then or I would come on my own in a few days. She accepted my offer. So from that point it was clear she would not be leading me around. In fact as a genuine young province girl i was doing the leading around as i had 10 years experience in Thailand and preplanned my itinerary in the Philippines before i arrived. Though i have returned to the states to wait 4 yrs until retirement, We have now been together a year and a half. So far so good.

[@hillbillyintheasia6122]

@@HumbleTravels great . glad for you

[@troytanalgo747]

I enjoyed this conversation so much! Although I'm the other way around - I came here in the US, married my lovely American wife, and now lives in her hometown!😅

[@jamescalifornia2964]

HA ! You did it backward 👍😉

[@pwdoc442]

great idea for a book... good for you.. thanks for your time. I'm actually gonna buy that one when available in paperback. Exactly what I need for up coming trip Dec 2023.

[@MathewTip]

Very interesting and humorous sharing by you guys. Enjoy watching your channel just bcos it’s so interesting. Best wishes to you ..

[@VagabondAwake]

Thank you so much 🤗

[@kuyaIhor]

Excellent presentation of very useful information! Thanks amigo!

[@Manila-sb3sn]

Good to see you both in this video. Take care .

[@markpurcell1488]

The best advice you both shared is to he humble. Earn respect by fitting in with the culture. Slow down. Learn.

[@nomadinthemaking]

Before selling up and moving you need to go out there for atleast 3 months first. Give yourself a realistic monthly living budget and then give yourself a daily budget after rent bills visa renewals etc. I went out with a monthly budget of 100,000 pesos a month in Manila with 1500 Daily for food transport etc. This was more than enough 75,000 would of been adequate.

[@nomadinthemaking]

@@RetireandGo I’ve figured I need 65,000 minimum. 15,000 rent get me a 1 bedroom semi western style flat in Dumaguete. 5000 bills 5000 health insurance and visa renewals. 1000 a day and 10,000 a month wiggle room emergencies etc

[@sagora3114]

Your words of real wisdom are truly appreciated by me and no doubt many others. I don't know where else I could go to get this kind of specific condensed guidance for life

[@jinyang-fr2ti]

Really outstanding points. I wonder how many will listen. I have made all those mistakes. Personally I believe online dating is an extremely bad idea. You don’t need to do it here in the Philippines. A man must be extremely diligent in order to keep his money in his pocket. Your point about being disrespected if you spend money too freely and being a big shot is in my experience very accurate.

[@garyzies3486]

Online dating and LDR's with girls you've never met is usually a very very very bad idea.

[@gobfranklin6759]

Fun interview. Thanks

[@allenbest1768]

i know how you feel ive lived here for 5 months i love the people ,no mater what they have they keep smiling it a beautiful place... wouldn't move back for nothing.

[@peteranderson217]

Very good discussion and advice.

[@larrytaylor9258]

I would not travel half way around the world to meet one lady. Line up 3 of them, spend an amount of time with each and if one is great dump the other two.

[@garyzies3486]

Online dating is usually a very bad idea. If you have a 2-week vacation, you'll have plenty of time to line up girls in real-time meetings.

[@borisj4054]

Haha, the first one will not let you go to meet the others.

[@nicholascherry5962]

I stayed at Cebu Radisson. I was bringing 3,4 girls to my hotel bar, drinks, and up to my room, for 2 weeks straight lol. Then go out at night and party/drink every night. I felt like I was the king of the world for 2 weeks man. U guys got me pumped for the next trip in 6 months.

[@jamescalifornia2964]

Bring condoms 😉👌

[@FOCUSonASIA13]

The dynamic Duo back at it again!

[@papigringo9771]

Great video fellas 👍🏽

[@Scottys_Philippine_Adventure]

Great content as always. You 2 guys are knowledgeable and hilarious, I love it. Ha I was one of the guys who met my gf at the airport 😅it worked out well for me though, I got to know her very well on video calls for a year and a half. I do remember feeling like I had smelly feet though when I got to cebu😝. Great advice for most cats and dogs coming out here for the first time though, having time to acclimate is a good thing.

[@chrisg6091]

You guys nailed it about the drastic change in power dynamic. You get on the plsne an independent agent, you get off the plane a prize bull being led around by the nose. My other observation is no matter how good you are at budgeting it will be blown to hell by the bottomless pit of need that is her family.

[@VagabondAwake]

Lol. Just say no.

[@rickblack2353]

lol I was a kid in a candy store i went to peru on vacation and spent 50000 us i was with the locals had fun through

[@GrumpyGrover]

Some pearls of wisdom and experience here.

[@sonny8746]

I retired in Albay 5 months ago i have relatives here..so true..I need to cool my jets..great advice!!

[@bobandlucas]

It's been quite a while since I tuned in. Anyway personally I don't know anybody (local) who wants to retire to a 'cheaper' country. Infact i knew people who are retiring in the 1st world, USA, UK,etc etc Proud to have your wife representing the Malaysian girls. We're beautiful,smart and classy.

[@ezJavaMan]

Am watching this to prepare for my life post retirement oversea.

[@rogerappleby1258]

Wow lots of gems on here, but I had to stop the vid and write that last one down, "The older I get the greater I was!"

[@VagabondAwake]

Yes, Paul may be an old dog but he is a never ending source of new tricks.

[@LahrySibley]

Good stuff guys. Thanks.

[@jimbo3609]

This title is so true! Yes, I was once a "big shot" living a high life when I was a teenager growing up in Manila. 3 years later my parents' business went under and we were left with nothing, almost homeless. Now, I live modestly. Great advice Dan and Paul. If you are Foreigner try to keep your finances private, otherwise you might get a red tag on your head as an easy target for cash.

[@hillbillyintheasia6122]

Retirees Go Broke Living Overseas because they marry are live with a lazy pinay . have pinay no job , no business are a college degree your fault that you failed. pinay brings zero to the table.

[@alexmikityanskiy6605]

LOL😊 hilarious fanny!! Thank you!!

[@HumbleTravels]

Back in May, my fiancee and I were at White Moon, nice hotel/restaurant overlooking the Manila Bay, and we were having such a nice time watching the sun set. (Don't go if you don't like loud euro type music.) Anyway, I tipped a little over 500 pesos after a number of drinks and lovely finger food. The waiter was male and said he could not accept it. "It's too much." I was startled that he actually looked embarrassed, but maybe you're right, maybe he lost respect for me trying to be a big shot. I said, no I want you to have it, because we've had such a really special time here. He did take it but there was no hug...and he refused to make eye contact with me when I left. Up to that point he had been awesome.

[@garyzies3486]

20 years ago, I invited my girlfriend to a restaurant and tried to leave a 20 peso tip on the table. My gf was shocked, snatched the 20 off the table and said "You don't do that here". I wound up leaving 5 pesos. The waiter had a big smile of gratitude on his face and remembered my name at the next visit.

[@btkindonesia137]

Maybe just in shock. I've tipped like that before and still do if it's quality and attentive service, service is the key, and think no big deal, I do, do the conversion to SG Dollars out of habit and say yeah that's about right.

[@dubinatub1]

Thanks guys I'll be back there in 3 months

[@floren879]

Great vids

[@raffybbc]

These two are amazing

[@kosamui]

Best combined YT bloggers discussion ever! Thanks guys! 👍

[@davea3329]

Good video , thanks .

[@RetiringToAsia]

Budget and self discipline are key to success and happiness.

[@bobbyparsons6427]

I was watching night court and one of the defendants told the bailiffs in his country he is a king people bow before him and she asked him what about here he said night manager 711

[@philippinesdreamorreality]

Great calaboration vid ,2 of my favorite vloggers. Just finished watching old dog

[@glenpryce]

Great advice😊

[@VagabondAwake]

Glad it was helpful!

[@amor1994]

Good job👍

[@silvabakx6396]

you guys are essential. thnx again

[@Phiyedough]

I think the concept of earning respect through wealth is unusual to USA. In other cultures intellect, personality, compassion etc. count for more. It does not surprise me that in many countries it will attract scammers but put off genuinely good people.

[@dagfinnbakkelid3683]

Hi you guys 😊 Im a 61 Year old Norwegian and I’ve listened so much to you guys, and i will Ask for Audience one day.😂 I listened to you and I just want to say I agree in a lot, but I don’t agree that I need to acclimatize. I talked to my philipina for 1 year and I met her in the airport, and I think everything turned out fine. 😂 maybe you check with her 🤔 I’m not saying we’re home safe, but so far we’re good . If you ask me, it all turns down to threat people the way you want them to threat you. Then there’s hope and joy 😊 I actually have no clue where this message goes or the impact of it. I just say, peace up😊 Like FinnSnow

[@piacash5216]

I Love 💕 Finn Snow My Favorites Fighters Boys 😂😅😂✌️👍👍👍👌

[@chrish7645]

Good Vids as usual. So---what a reasonable minimum nest egg to come over with and keep in bank? Thanks in advance.

[@mikeconnery4652]

Great advice

[@jinyang-fr2ti]

Yep I’ve acted the big shot. I lost a lot. Excellent points.

[@garyzies3486]

Acting big shot puts a huge target on your back. When I'm there, I'm always low on my budget or "out of budget" LOL.

[@mikejarvis6138]

Good Interview!! Good Combination.!!

[@jacquesjtheripper5922]

True, 30hours travel is a challenge. I still was so happy each time to be bck wt her as soon as out the airport. Just to relax together eat,rest cuddle. The gf really tries to check u from the moment u step out the airport 😅. Too many temptations lol. Its crazy, eyes on u from any age cuties, got surrounded even whn with her. No surprise they are jealous.

[@pmags1331]

Great video guys …

[@edic2619]

There is no profit to be made in a business. The profit is pennies each transaction not dollars. And, the competition is cut throat.

[@vhoy7899]

This sounds like someone I know who met a girl from the Phillipines... he couldn't understand anything said to him about her.. He believed this woman loves him. He's willing to collect socia security and give her everything he has... he has never met her in person

[@ThanaykhwamMai-ff4ni]

Great u guys are always cheerful

[@vhoy7899]

It's always important to have an ēmergency$$

[@frankwhidden3297]

Great work guys!

[@traveler7249]

We said " Go Broke - saving money" - Everything is so "cheap" that you buy too much of everything. -- And the currency is new to us -- we lose track of what the "foreign money" is REAL money.

[@stevengonyaw1617]

Didn't Dan move there after a bad divorce and living off a 500 a month disability check ?

[@TheFullStaqIISAcademy]

Great Vlog!

[@rightdirection9130]

very funny!😂

[@teresamurray9225]

This interview is funny. I am a filifina lived in Fl most of my life. This is hilarious. I grew up in Angeles city where theres a lot of military. I enjoyed your video. We are planning to retire in Thailand in a few yrs.

[@garyzies3486]

Angeles City HAD a lot of US military. They've been replaced by a bunch of Korean expats who run the bars there.

[@Jimmy_Duff]

You two should have a talk show

[@illuminatedperspectives2894]

I WILL TAKE NOTE TO THIS. 4 THOUSAND A MONTH ENOUGH TO LIVE IT UP IN THE PHILIPPINES?

[@VagabondAwake]

Its more than most expats I meet that live in the Philippines.

[@dubinatub1]

Yer by a mile

[@EamonnHogan-pk1le]

If you have $4k, practice living on $2k or below, likewise if you have $10k month, and say $2k covers what you want, then keep it at $2k. From 2020 todate, the USD dollar is 2/3rd of it's value in 3 years So if your budget was say $3k in Mexico 3 years ago, it's now worth $2k Ur $4k in Philippines in 2023 may be worth $2000 in 2026 It is, what it is🎉

[@richardjohnson3290]

Paul it’s a centago like a penny here , penny saved is a penny earned!

[@jeasy1221]

Hi Dan - It would be great if you and Paul could do a video together to discuss start up costs your first 90 days or so when moving to retire in a foreign country such as Thailand or the Phillipines. Thank you!

[@Bear-cm1vl]

Yes, please! Maybe a review of emergency fund amount recommendations as well.

[@garyzies3486]

It is NOT advisable to retire in a country you haven't been to!!! If you don't know the ground rules, cost of living, culture etc. you better learn them before deciding to live there.

[@FindHaps]

It’s the Xpats tonight show with Dan and Paul or Paul and Dan!

[@edwardgeezil3318]

Wow! This reminds me of that episode where the 6 million Dollar Man met the bionic woman

[@michaelmereday6791]

The thought of paying 500 for a apartmt in phils while im paying 2500 here in states i could pay oldbills become bebt free just want to live nice and keep as much money to do what i want

[@VagabondAwake]

We are loving this life. I recommend it highly.