Old Dog New Tricks 5 Biggest Reasons Retirees Go Broke Living Overseas

Part 2 of this video on Paul's KZbin Channel:
• When Things Go Very Wr...
𝗗𝗮𝗻’𝘀 𝗙𝗥𝗘𝗘 𝗘-𝗕𝗢𝗢𝗞→ 𝗙𝗶𝗿𝗲 𝗬𝗼𝘂𝗿 𝗕𝗼𝘀𝘀 𝗧𝗿𝗮𝘃𝗲𝗹 𝗪𝗼𝗿𝗹𝗱
vagabondbuddha...
𝗗𝗮𝗻’𝘀 𝗥𝗲𝘁𝗶𝗿𝗲 𝗖𝗵𝗲𝗮𝗽 𝗥𝗲𝗽𝗼𝗿𝘁𝘀 𝗪𝗼𝗿𝗹𝗱𝘄𝗶𝗱𝗲☆★☆
vagabondbuddha...
𝗗𝗮𝗻’𝘀 𝗥oad Map to Freedom Overseas (Retire Overseas Course)☆★☆
vagabondbuddha...
𝗗𝗮𝗻’𝘀 𝗛𝗼𝘄 𝘁𝗼 𝗠𝗮𝗸𝗲 $$$ 𝗢𝗻𝗹𝗶𝗻𝗲 𝘄𝗶𝘁𝗵 𝗬𝗼𝘂𝗿 𝗛𝗼𝗯𝗯𝘆 𝗖𝗼𝘂𝗿𝘀e
vagabondbuddha...
What kinds of risks are you taking if you move overseas?
vagabondbuddha...
👇🏻 𝐅𝐎𝐋𝐋𝐎𝐖 𝐐𝐈𝐀𝐍𝐆 👇🏻
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📹 𝙔𝙊𝙐𝙏𝙐𝘽𝙀 𝘾𝙃𝘼𝙉𝙉𝙀𝙇: / @hoboventures
📌 𝘽𝙇𝙊𝙂 : hoboventures.com/
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‼️𝐂𝐎𝐒𝐓 𝐎𝐅 𝐋𝐈𝐕𝐈𝐍𝐆 𝐃𝐈𝐒𝐂𝐋𝐀𝐈𝐌𝐄𝐑‼️: Our cost of living estimates include only the cheapest food, rent, and local transportation. It does not include medical insurance or any other expenses. Before moving here, you must do a temporary exploratory site visit in order to accurately calculate your personal cost of living here for all costs for your lifestyle and needs. Plus, make sure you have access to significant additional savings in case you face an emergency.
꧁ 𝐕𝐀𝐆𝐀𝐁𝐎𝐍𝐃 𝐀𝐖𝐀𝐊𝐄 ꧂ 𝐢𝐬 𝐭𝐡𝐞 𝐘𝐨𝐮𝐭𝐮𝐛𝐞 𝐜𝐡𝐚𝐧𝐧𝐞𝐥 𝐟𝐨𝐫 𝐕𝐚𝐠𝐚𝐛𝐨𝐧𝐝𝐁𝐮𝐝𝐝𝐡𝐚.𝐜𝐨𝐦
☆★☆ 𝐅𝐎𝐋𝐋𝐎𝐖 𝐌𝐄 ☆★☆
💁🏻‍♂️ ➪ 𝐕𝐀𝐆𝐀𝐁𝐎𝐍𝐃 𝐁𝐔𝐃𝐃𝐇𝐀
〰️〰️〰️〰️〰️〰️〰️〰️〰️〰️〰️〰️〰️〰️〰️〰️〰️〰️〰️
☆ 𝙁𝘼𝘾𝙀𝘽𝙊𝙊𝙆 𝙋𝘼𝙂𝙀 ☆ :
/ vagabondbuddha
☆ 📩 𝘾𝙊𝙉𝙏𝘼𝘾𝙏 𝘿𝘼𝙉 ☆ :
vagabondbuddha...
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𝑫𝒂𝒏
✩★☆ 𝘼𝙉𝙊𝙏𝙃𝙀𝙍 𝙁𝙍𝙀𝙀 𝙚𝘽𝙊𝙊𝙆 𝙄 (𝘼𝙈) 𝙃𝘼𝙋𝙋𝙔☆★✩
vagabondbuddha...

[@VagabondAwake]

Part 2 of this video on Paul's KZbin Channel: kzbin.info/www/bejne/e4XKnJxvbt5-fck 𝗗𝗮𝗻’𝘀 𝗙𝗥𝗘𝗘 𝗘-𝗕𝗢𝗢𝗞→ 𝗙𝗶𝗿𝗲 𝗬𝗼𝘂𝗿 𝗕𝗼𝘀𝘀 𝗧𝗿𝗮𝘃𝗲𝗹 𝗪𝗼𝗿𝗹𝗱 vagabondbuddha.com/fire-your-boss-travel-world/ 𝗗𝗮𝗻’𝘀 𝗥𝗲𝘁𝗶𝗿𝗲 𝗖𝗵𝗲𝗮𝗽 𝗥𝗲𝗽𝗼𝗿𝘁𝘀 𝗪𝗼𝗿𝗹𝗱𝘄𝗶𝗱𝗲☆★☆ vagabondbuddha.com/ 𝗗𝗮𝗻’𝘀 𝗥oad Map to Freedom Overseas (Retire Overseas Course)☆★☆ vagabondbuddha.com/courses/the-retire-overseas-course/ 𝗗𝗮𝗻’𝘀 𝗛𝗼𝘄 𝘁𝗼 𝗠𝗮𝗸𝗲 $$$ 𝗢𝗻𝗹𝗶𝗻𝗲 𝘄𝗶𝘁𝗵 𝗬𝗼𝘂𝗿 𝗛𝗼𝗯𝗯𝘆 𝗖𝗼𝘂𝗿𝘀e vagabondbuddha.com/courses/the-hobby-income-course/ What kinds of risks are you taking if you move overseas? vagabondbuddha.com/our-liability-disclaimer-the-risk-is-on-you/

[@CarlCutts]

# 1. Be sure she's not married #2. If you retired (,old). Stay away from young ones # don't think you going to support family ..don't act rich...don't even discuss your salary or your retirement

[@hillbillyintheasia6122]

Retirees Go Broke Living Overseas because they marry are live with a lazy pinay . have pinay no job , no business are a college degree your fault that you failed. pinay brings zero to the table.

[@jamescalifornia2964]

💸 Don't go broke .. ! 😮

[@mike.p.1400]

Absolutely

[@mike.p.1400]

If I was going over there I wouldn’t have anything I couldn’t walk away from in ten minutes. At least for a year. I’d show up with a couple of pairs of shorts. A few t shirts. A pair of slippers. Some toiletries and that’s it. Furnished apartment. I’ll take Philippines transportation. No relationship. At least for a year. Sure. I might do what I wanna do with a couple working girls every now and then. But no falling in love. Here’s your money. Thank you. Have a nice day.

[@Rob_b0601]

There’s a saying in the UK which is ‘take care of the pennies and the pounds take care of themselves’. But you’re both absolutely right about the big shot/ego thing. Often in south east Asia, tourists are referred to as 2 week millionaires and that’s fine for the duration of a vacation, but a dangerous mindset that needs to be dropped for an expat.

[@sandy-quimsrus]

Not to mention that it makes it harder for people following, they expect lots of money!

[@JayandSarah]

Totally there is a big difference between retiring and and taking a vacation.

[@lifeuncommon1116]

Now I understand why after speaking for 1 year, she met me at Manila airport, shadowed me to a condo she arranged, then took me to her province to be surrounded by her family 24/7 before making sure I got on the plane home 3 weeks later….. I was given no chance for ahm “temptations” hahaha. I just assumed she was really into me. Your advice is golden. I would concur that you make your own way there to start and keep your finances on the low key. There are SO many options once you are there. It is not the west.

[@lifeuncommon1116]

@@RetireandGo I agree. I really think she wants it to work. There are some skeletons in my closet that she really has accepted, not just given lip service to. I really like this girl and am going out again in October for a longer stay (3 months) to see what living day to day will be like, rather than on happy vacation mode.

[@jamescalifornia2964]

Is language a barrier to meeting people ? 🤔

[@jimf937]

​@@jamescalifornia2964absolutely, of course, and anyone who states the Philippines is an English speaking country hasn't spent time there.

[@jamescalifornia2964]

@@jimf937 ~ Thanks 👌

[@pip5391]

This sounds like the perfect place for the underdogs to retire. They can die feeling like they’re significant, desirable and above average. That’s if they die in the Philippines, definitely not in the US.

[@billybobfalang]

I did this my first time. I absolutely agree. Go single it’s a wonderful place to be a single man. No need to chat up girls online. Go their enjoy yourself.

[@garyzies3486]

chatting up girls online usually will costs you a ton of money and emotional drama.

[@joeys4269]

I don't think anyone can articulate the foreigner in the Philippines experience and PH society in general as accurately and honestly as these guys.

[@midlifewanderings]

Excellent advice. When we moved to the Philippines to take care of my mom my husband and I decided we live simple and below-the-radar kind of life while there. We built a simple but very comfortable house that does not stick out in our neighborhood. We flew back to the States when my mom passed away and next year we will be retiring and living in our house for good. And of course we will do what we did while living there, living an unpretentious and simple life. You have to be careful and shrewd with your finances to make it in the Philippines although most of my neighbors think that I am their ATM which I nipped off the bud. We helped where needed but to become the town's ATM has to stop or you'll end up broke.

[@majorronaldmandell7835]

One needs to understand that Filipinos do not save for a number of reasons, perhaps chief among them being that one of the worst insults in their culture is to be called cheap, and someone who saves is cheap by definition. You are expected to spend every penny you have immediately upon obtaining it. Another thing you are expected to do is loan money although it will never be repaid. (In the Philippine culture there is no obligation to repay personal loans, and all know it, but they do it anyway, because the prestige and status one derives far outweighs losing the money). Also in the Philippines one is not allowed to ask for one’s money back after loaning it, for this would be the apex of being cheap, therefore it is simply not done. Anyway, one point here is that no matter how much your relatives, neighbors, and “friends” smile at you and pretend to like you, trust me when I say that they do not. Instead they dislike you deeply, think that you are a cheap SOB, and given the opportunity would like to get revenge against you. Remember that. By the way, the word “friendship” itself has a different definition in the Philippines than in the West. A friend in the Philippines is not someone who you can share your secrets with without fear of them being repeated, nor is he or she someone whom you can trust not to steal from you, nor someone you can expect favors from without renumeration, nor someone who is loyal you. Another thing you should be aware of is that the word “favor” does not mean free in the Philippines. It’s not expected to be. Thus anytime someone offers to do you a favor, and they very often do, they have an angle which removes money from your pocket, and puts it in there’s. For instance, someone may offer to pay your power bill, “since they are going down to pay their own”. You will give them the full amount of your bill, but when they return, if you examine the receipt very carefully, you will find that they have only paid half or a quarter of the bill, and pocketed the rest. If you call them on this, they will without embarrassment say, “Of course. You didn’t expect me to do it for free, did you?”. None of this is considered dishonest in the Philippines, and no Filipino would dare to mention it, for mortal fear of being called cheap. To us this would be a scam, and an unfriendly act, but not to them. Like I say, complaining about it is something only a crazy person would do in their culture, and will generate terrible anger and hatred toward yourself, which not that infrequently results in the death of foreigners. The whole cultural is like this. Dog eat dog, well hidden behind fake smiles. Believe me, after a few years of being “taken advantage of” by your values, and discovering their true character, the shine will start to wear off of constantly, nonstop charming, smiling Filipinos pretty quick. On the second day after I arrived in the Philippines, one of the first people I met was a fellow British teacher who told me to never forget that nothing there was what it seemed to be. Although I nodded my head sagely, I had not a clue what he meant. Indeed, I couldn’t begin to comprehend what I was in for. The first thing to learn and internalize from day one is smiles mean nothing. In the West, when someone constantly smiles at you, you can be quite sure that they do not dislike you, but not so at all in the Philippines.

[@majorronaldmandell7835]

I know where Valencia is at. Just north of Manila. There used be a factory there called “Rubber World” where they made “rubber” shoes, which are what we call “tennis” shoes, or “running” shoes.

[@stephendunn2860]

@@majorronaldmandell7835Primary reason that many Filipinos don’t save is that it is hard to save when you earn 10k pesos a month and barely get by. I don’t find their smiles fake but your experiences have obviously been different than mine.

[@jimf937]

​​@@majorronaldmandell7835I've lived in the Philippines two months. I believe every word you say here, and this post has been extremely helpful putting into context what I have been experiencing. It's unthinkable

[@TT-ef8sq]

Very informative & extremely important to know the local country culture & read between the lines.

[@paulinthephilippinesolddog9234]

Thanks for allowing me to join you Dan, I look forward to your meet and greet this Sunday at Billy's on the Beach, 4pm til.....

[@vgshwk]

A few stories of mine I was in Cambodia in 2015 staying at a hotel where breakfast was included I would leave a 2 dollar tip because I thought I would spend that on breakfast anyway. They acted like it was their birthday. Some Philippines stories. I was at a 711 there were 2 kids hanging out that looked poor so I gave them some coins all of a sudden 8 more kids teleported in and I said I gave to your brother you share. Another I was in a bar having a small conversation with a girl. I bought her a beer just to be a nice guy I wasn’t interested in any kind of relationship. All of a sudden I got the arm tug and she wouldn’t let go. I said I had to use the restroom and snuck out the back door. Now thanks to Paul I can’t get the Mr big shot song out of my head.😊

[@vgshwk]

@@RetireandGo Cambodia is a nice place to visit enjoy your trip

[@tmelitta51]

Very good topic. I tell my family how inexpensive it is to live overseas. There are drawbacks but the wealth of culture is worth not having the western trappings. It brings u back to humanity

[@jimbo3609]

I love the 20 pesos story from Paul. Yes, it could mean lunch for someone in the Philippines.

[@tamiroupp2075]

It’s best to be humble and to live like the locals. I’ve learned from my travels that when us “wealthier” visitors make it known that things are so much cheaper in our home countries, the locals increase their prices! Why not?!

[@jamescalifornia2964]

A very common occurrence ...

[@timothysanders1996]

2 of my favorite KZbinrs together! Great video!

[@paulmarshall4794]

I remember many years ago when I went to Vegas for the first time. I was sitting at the bar having a drink and just chatting with the bartender. He was a great source of information for weeding out the working girls. I still remember one of his comments, if you are sitting at the bar or in the lounge and a good looking girl comes up to you and starts a conversation, you know she is a working girl because you aren't that good looking.

[@davidline3437]

Exactly! I learned that from a waiter at the bar I frequented in Mexico.

[@philliproberts7294]

Very true

[@jamescalifornia2964]

The " hot hookers" of Las Vegas ... 💸 😍"'

[@jimf937]

And I thought I was like Brad Pitt

[@jamescalifornia2964]

@@jimf937 😝👌

[@anniesshenanigans3815]

I live very simply here in the US. I don't drink, don't smoke, make all my meals, don't eat meat... and it's a FORTUNE!!! My vices are Tea and sparkling water and excessive KZbin. I am looking for a place where my insurance and taxes aren't more than my housing. I will be 'retired' in 18 months and I am making plans, downsizing, saving like crazy.

[@jamescalifornia2964]

I think that many in the USA are in the same situation ... 😣💸

[@CarlWithACamera]

New word: Philippinesanthropic I do enjoy rounding up at the gas station and paying extra to get my tires inflated. But on the flip side, no matter how much you have you can’t feed the whole country even for a day. Be humble and stealthy in your giving.

[@andreasjohnson9041]

Great talk, I can’t wait to get to the Philippines. I just want to take it easy and enjoy the sights. I just to watch all your videos so I don’t do anything to stupid! Thanks so much for the advice. Wishing you all the best’

[@davidkern8954]

No expats “GO BROKE” here in the islands. They were already broke when they left….😂

[@eugenebooth2467]

If you want to make money in the Phillippines, find a lady half your age and make vids of her and her friends getting around in bikinis.

[@Bruce-fd9lm]

Lotta babbling. Shorten it up.

[@btkindonesia137]

Pat on the back and a BBQ carry on

[@nonspecifically]

lol OK. I gottit.. If you're a dumbazz, don't move to Philippines, otherwise bring a bat to beat the women off if you go. Great advice! :) I subscribe to and love both of your channels. ty. lol Seriously, I lived in Taiwan 3 years, Philippines 4 years. You are correct, but normal untraveled people will not understand until they experience it for themselves. But, I do beleive your advice might soften the punch they WILL recieve... lol Metoo! I'm retiring in Philippines soon. Single, like a child in a candy store...lol I hope to find someone beautiful, young, and simple. I want to do some fishing for actual fish!. lol

[@larrytaylor9258]

I would not travel half way around the world to meet one lady. Line up 3 of them, spend an amount of time with each and if one is great dump the other two.

[@garyzies3486]

Online dating is usually a very bad idea. If you have a 2-week vacation, you'll have plenty of time to line up girls in real-time meetings.

[@borisj4054]

Haha, the first one will not let you go to meet the others.

[@Joeysgonerogue]

I tipped 20 pesos and the lady told me I just paid for her travel home. Great video!

[@lifejourney5235]

Pretending your poor is such an effective way ....showing off or bragging outloud most definitely your up for something not good .. I love this content..well said sirs ..

[@jimf937]

Does this mean I can't live in a decent place, or ride a motorbike? What a disaster.

[@rickblack2353]

lol I was a kid in a candy store i went to peru on vacation and spent 50000 us i was with the locals had fun through

[@danneyboy1000]

I Spent 7 years in the Philippines, 5 at Clark Air Base ending with Mt. Pinatubo eruption. I returned later and stayed with my wife's family in Baguio City after retiring. We built 2 houses, one in our family's compound in Baguio and then later in the families mango plantation in Mabini, Pangasinan. My wife is nurse Practionor and soon will retire., We have saved up $345,000 along with my pension of $5423 a month and plan on Airbnb our very nice house here in Corpus Christi Texas. We plan on purchasing investment condos at Clark City and Subic setting us up with a good life.

[@glenpryce]

You 2 guys feed off each other well and make the topic more entertaining and interesting 😊

[@VagabondAwake]

😊 thank you

[@bitemenow609]

I just got back from 6 months in Thailand.. I felt like I spent less money than I thought I would. Being single made it easy to do. I just ate simple and stayed away from booze as I don't drink. So finding your sweet spot on food and daily expenses you can save a few bucks.

[@jamescalifornia2964]

NO🚫BOOZE 😉👍

[@blazerk.7189]

So instead of having someone you have inter racted with meeting you at the airport....just wing it.Yeah right.

[@IDann1]

I bumped into a couple of Missionaries working for a church, because they were a good people I paid for their jeepney ride and also set them some burgers at a local joint, didn't find out until the next day that their budget had run out, and I saved them a very long walk home from the middle of nowhere that would've been hungry.

[@jamescalifornia2964]

" The older I get, the greater I was ." ~ Paul 😉👍

[@kevinwoodruff321]

Great info guys, thanks. I agree 100%, visit but don’t get bogged down in legal issues or things that could become legal issues. I want to be on perpetual vacation. Just visit and move on.

[@jimf937]

"Visit and move on." Best advice yet.

[@pip5391]

“Like kids in a candy store”, lol! You couldn’t be more accurate. Lol. “Tithe”, “philanthropy”!!! Hilarious comparisons! Come on guys! I’m guessing we don’t have a couple of over achievers from the US, here! Like , not even close. And old Paul telling his “Santa story”. Wow old Paul, you’re kind of a savior. A benevolent savior. At least in a third world country, right Paul?

[@Dave-ji1yp]

NEVER EVER MARRY A PHILLIPINO. DATE MAYBE. IF YOU MARRY ONE YOU WILL BE SUPPORTING THEIR WHOLE FAMILY UNLESS YOU LEARN THIS MAGIC WORD..."NO"!!!

[@vhoy7899]

It's always important to have an ēmergency$$

[@scottandtheworldasiseeit]

I have listened to you for a few years, and your red-flag videos saved me from a bunch of issues

[@garyzies3486]

If you've been there for a few weeks or longer, you'll know there are red flags everywhere LOL

[@ByronWatts]

Dude....too much certainty... Where's you're sense of adventure 🙂

[@davidbush131]

This guy looks like Col. Sanders.

[@Phiyedough]

I think the concept of earning respect through wealth is unusual to USA. In other cultures intellect, personality, compassion etc. count for more. It does not surprise me that in many countries it will attract scammers but put off genuinely good people.

[@Mark-cm4hy]

Sir, telling everyone your financial information and your personal details is a huge mistake in the Philippines. People that shoot off their mouths are just asking to get scammed and set up to be robbed and that can turn bad fast. And do you know why all those friendly Philippinos saying hello to you with smiles on their faces? Because one day they hope you might give them 100 pesos and if you don’t they might just come right out and ask you because you have more money than than them and they believe they have a god given right to your money. And when you guys throw money at them they will expect the same from other expats. And if you don’t mind me saying and if you don’t mind me being blunt do you think those people would be so interested in you if you were broke homeless and destitute? Nope. The only thing they respect about you is your money. You guys need to use the word “no” more often.

[@TheBuddyShowWorldwide]

My buddy Paul is OG. I just moved to Cebu City from Chiang Mai and I miss Thailand already.

[@gudfarfar]

I dated my now wife for a year online before we actually met and by then we had engaged to be married, so she met me at the airport. We drove to a good hotel. she put me in the shower and ordered room service for us. We spent our first night together, and I slept very good indeed. But if this was a total stranger to me, I would really want to freshen up before we met, and I also felt a bit tied down, when she kinda took over and had planned it all. She is still the same loving and loyal girl, now 20 years later, and I still love her. Especially when she puts me in the shower..

[@bobbyparsons6427]

I was watching night court and one of the defendants told the bailiffs in his country he is a king people bow before him and she asked him what about here he said night manager 711

[@albertvasquez6207]

I would travel 4 times a year. Take care of business and go home.

[@ezJavaMan]

Am watching this to prepare for my life post retirement oversea.

[@markpurcell1488]

The best advice you both shared is to he humble. Earn respect by fitting in with the culture. Slow down. Learn.

[@vhoy7899]

This conversation is important because even when I go on vacation I do the same... we spend $$ like it's water because the US$1 is worth more

[@rightdirection9130]

very funny!😂

[@nomadinthemaking]

Before selling up and moving you need to go out there for atleast 3 months first. Give yourself a realistic monthly living budget and then give yourself a daily budget after rent bills visa renewals etc. I went out with a monthly budget of 100,000 pesos a month in Manila with 1500 Daily for food transport etc. This was more than enough 75,000 would of been adequate.

[@nomadinthemaking]

@@RetireandGo I’ve figured I need 65,000 minimum. 15,000 rent get me a 1 bedroom semi western style flat in Dumaguete. 5000 bills 5000 health insurance and visa renewals. 1000 a day and 10,000 a month wiggle room emergencies etc

[@TerriblePersonTV]

Where. Do you put your emergency savings. Thai bank or in cash. In a debit card as emergency cash?

[@garyzies3486]

A foreigner without an ACR I-card is not able to open a bank account in the Phillies.

[@theresewheeler1498]

Truly a male eagle. Do you I have women retired and have stories

[@denismoreau3646]

I’m on the train and await for the wreck oh oh. 😊

[@3ClicksAndTheTruth]

Re tipping > indeed a bit of a challenge to get used to...especially for those coming from the West where tipping culture is the polar opposite...10% seen as being cheap with 15 the ave & 20% the bar servers are striving for > the other consideration to add is that there's also the mentality of wanting to help coming out of lockdown > most Locales have not recovered to pre 2020 levels/biz/traffic vol. You're spot on re tipping > just returned from another fantastic mos (+ this time... March was 3+ weeks & my 1st visit) in Thailand travelling all throughout searching for a place to eventually plant myself...& sooner rather than > it really is a no brainer .... just went to the grocery store & picked up 1/2 a bag of basics & the wallet is $50 us lighter.... can't help but think the same bag in Thailand (even "pricey" BKK) would be approx 50% less > it really makes living in the us/West not very enjoyable when You know you're bleeding greenbacks & don't really need to

[@tompeno9199]

Ok Paul, your funnier than usual in this one, LOL!

[@HumbleTravels]

Back in May, my fiancee and I were at White Moon, nice hotel/restaurant overlooking the Manila Bay, and we were having such a nice time watching the sun set. (Don't go if you don't like loud euro type music.) Anyway, I tipped a little over 500 pesos after a number of drinks and lovely finger food. The waiter was male and said he could not accept it. "It's too much." I was startled that he actually looked embarrassed, but maybe you're right, maybe he lost respect for me trying to be a big shot. I said, no I want you to have it, because we've had such a really special time here. He did take it but there was no hug...and he refused to make eye contact with me when I left. Up to that point he had been awesome.

[@garyzies3486]

20 years ago, I invited my girlfriend to a restaurant and tried to leave a 20 peso tip on the table. My gf was shocked, snatched the 20 off the table and said "You don't do that here". I wound up leaving 5 pesos. The waiter had a big smile of gratitude on his face and remembered my name at the next visit.

[@btkindonesia137]

Maybe just in shock. I've tipped like that before and still do if it's quality and attentive service, service is the key, and think no big deal, I do, do the conversion to SG Dollars out of habit and say yeah that's about right.

[@dagfinnbakkelid3683]

Hi you guys 😊 Im a 61 Year old Norwegian and I’ve listened so much to you guys, and i will Ask for Audience one day.😂 I listened to you and I just want to say I agree in a lot, but I don’t agree that I need to acclimatize. I talked to my philipina for 1 year and I met her in the airport, and I think everything turned out fine. 😂 maybe you check with her 🤔 I’m not saying we’re home safe, but so far we’re good . If you ask me, it all turns down to threat people the way you want them to threat you. Then there’s hope and joy 😊 I actually have no clue where this message goes or the impact of it. I just say, peace up😊 Like FinnSnow

[@piacash5216]

I Love 💕 Finn Snow My Favorites Fighters Boys 😂😅😂✌️👍👍👍👌

[@illuminatedperspectives2894]

I WILL TAKE NOTE TO THIS. 4 THOUSAND A MONTH ENOUGH TO LIVE IT UP IN THE PHILIPPINES?

[@VagabondAwake]

Its more than most expats I meet that live in the Philippines.

[@dubinatub1]

Yer by a mile

[@EamonnHogan-pk1le]

If you have $4k, practice living on $2k or below, likewise if you have $10k month, and say $2k covers what you want, then keep it at $2k. From 2020 todate, the USD dollar is 2/3rd of it's value in 3 years So if your budget was say $3k in Mexico 3 years ago, it's now worth $2k Ur $4k in Philippines in 2023 may be worth $2000 in 2026 It is, what it is🎉

[@jinyang-fr2ti]

Really outstanding points. I wonder how many will listen. I have made all those mistakes. Personally I believe online dating is an extremely bad idea. You don’t need to do it here in the Philippines. A man must be extremely diligent in order to keep his money in his pocket. Your point about being disrespected if you spend money too freely and being a big shot is in my experience very accurate.

[@garyzies3486]

Online dating and LDR's with girls you've never met is usually a very very very bad idea.

[@pensacola321]

On a recent cruise our cabin steward was from the Philippines. He had 6 kids, and a wife in a 2 room house in The Philippines! I do confess to a good tip...

[@MichaelPrudhomme-u7x]

“Down to your last 20 pesos” 😂 That has crossed my mind as I plan this out. Trying to run the spreadsheet of SS + 401K, but my G’ma lived to 93yo so I have to plan 30 years 😳 That’s good news and bad news all wrapped up in one chocolate 😅 Good tips on living for time rather than living the western way of speed and consumption. “Humility and low key” amen 🙏🏽 But Lord help me when it comes to going from invisible to finding the girl. Eager is a powerful drug 🎉

[@VagabondAwake]

The girl will find you.

[@damis2372]

If you a single person living in Philippines on a budget and spending more than $1,500 USD per month, you are doing something wrong.

[@VagabondAwake]

Hi @damis2372, Would you like to be a guest start on one of my videos? Here is an example guest star video: kzbin.info/www/bejne/r4SwkGWgdqhnrJY Your interview could be just your voice or we could do a zoom call showing your face. If you would like to be a guest star and share your story please leave a personal message here: vagabondbuddha.com/contact/ Thank you for your comment. The detail of your comment makes this real for people. If you have a business, service, or KZbin channel, you could share that on the interview. Best, Dan

[@manwork6545]

Hi guys. Very interesting video and so useful. I would like to ask you one thing about banking system in the philippines. I know that you can bring money over there (about 10K if I am not mistaking) and put it in an USD savings account. In your knowledge is it possible to create a banking account in EUR (euro currency) or another major currencies? Thank you in advance for your answer and for the quality of the debate involving Paul today. Maraming salamat po guys!

[@woodspirit98]

I would never put money in a Philippines bank, ever. If you try to withdraw any amount, they want to know why What are you spending it on. If they don't think it's a good enough reason you won't get it. They consider it there money, not yours. Even a small amount could take many weeks. Only the manager can ok it or the manager is on vacation. Or he's not back yet and we don't know when he'll be back. It has to be ok'd by the main office etc. Don't do it.

[@kuyaIhor]

Excellent presentation of very useful information! Thanks amigo!

[@MathewTip]

Very interesting and humorous sharing by you guys. Enjoy watching your channel just bcos it’s so interesting. Best wishes to you ..

[@VagabondAwake]

Thank you so much 🤗

[@Steve-q2c]

It is fun to be a 2 week millionaire. Fun for vactions....but not long term.

[@VagabondAwake]

I never thought about it that way. But it is true. I feel like a millionaire when I am outside the USA for 50 weeks of the year, and poor the other 2 weeks of the year when I am in the USA visiting family and friends. At 64, it is less stressful to have the end of the month pass without even bothering to look to see if there is money left. Maybe I will do a video, "The 50 Week Millionaire."

[@changnoiboi]

I love candy!!

[@JD7..]

Please fix your audio! The audio is hard to listen to

[@nala3038]

Sounds fine to me

[@BarbinAZ]

great talk, I had a "bohemian" never married aunt born in the 1890s who traveled the world. She died when I was young but I remember that she always bought houses in beautiful places . She lost three houses when political issues heated up in various locations, One of her last letters to us she joked that she should rent herself out to the revolutionaries because they seemed to be successful as soon as she invested in a country. She was cool, we loved her letters. I wish I could have known her better.

[@britgerus1956Glenn]

Spinster aunt....

[@BarbinAZ]

@@britgerus1956Glenn you wouldn't say that to Fancise's face she would smack you down. She was woman hear her roar decades ahead of her time

[@michaelmereday6791]

The thought of paying 500 for a apartmt in phils while im paying 2500 here in states i could pay oldbills become bebt free just want to live nice and keep as much money to do what i want

[@VagabondAwake]

We are loving this life. I recommend it highly.

[@aidanleroux]

I can’t remember a video of them not together for some reason….they found their soulmate!

[@troytanalgo747]

I enjoyed this conversation so much! Although I'm the other way around - I came here in the US, married my lovely American wife, and now lives in her hometown!😅

[@jamescalifornia2964]

HA ! You did it backward 👍😉

[@erf1971]

The dynamic duo... really enjoy your channels.

[@nathanielward9916]

I would like to hear all the red flags cuz I plan on coming there annoying the flags will get me good information the du's and the don't when I first come there I would like to have some kind of information how to find a place to rent

[@VagabondAwake]

@nathanielward9916, Here is how we find cheap apartments all over the world now. Watch the video and read the text to get all of our tips: vagabondbuddha.com/how-i-find-perfect-apartments-traveling-the-world/ Thanks, Dan

[@prebensvensson3078]

What do you do when she says : I love you more than you can pay...???. ...

[@VagabondAwake]

I don't understand the question. Please rephrase.

[@outandaboutBGknows]

Thanks guys, have a LDR and was going to get her to meet me at the airport. Not now, makes total sense to take a few days to settle in. See you next year! Cheers 🍻

[@garyzies3486]

Meeting at the airport is always STRONGLY SUGGESTED by your LDR. However, it's usually the worst idea to start your time in the Phillies.

[@hillbillyintheasia6122]

@@garyzies3486 true , need get in say airbnb 30 days are rent a hotel .

[@HumbleTravels]

I met my girl at the airport with her family. It wasnt horrible but it was a bit awkward. I had made it clear before I came, though, I would be renting a hotel room in Tacloban City before coming to her home in the province. I got a room with 2 beds and told her she could stay with me until then or I would come on my own in a few days. She accepted my offer. So from that point it was clear she would not be leading me around. In fact as a genuine young province girl i was doing the leading around as i had 10 years experience in Thailand and preplanned my itinerary in the Philippines before i arrived. Though i have returned to the states to wait 4 yrs until retirement, We have now been together a year and a half. So far so good.

[@hillbillyintheasia6122]

@@HumbleTravels great . glad for you

[@johnmycroft3065]

manly and sensitive

[@rogerappleby1258]

Wow lots of gems on here, but I had to stop the vid and write that last one down, "The older I get the greater I was!"

[@VagabondAwake]

Yes, Paul may be an old dog but he is a never ending source of new tricks.

[@ByronWatts]

Philanthropic...

[@Thee_DaVeed]

Do you need to have a filipino bank account to get cash.

[@VagabondAwake]

Hi @Thee_DaVeed, The short answer is no. But I have two reports that are relevant to your question. My international banking mistakes, and my free Ebook both cover topics on this subject. Here you go! vagabondbuddha.com/top-banking-mistakes-i-learned-living-internationally/ vagabondbuddha.com/fire-your-boss-travel-world/ Thanks for watching and commenting! Dan

[@vhoy7899]

Philanthropic

[@scottsdialyadventure1338]

Okay guys yeah yeah the sound of logic and good common sense but is that reality!?? I happen to agree on Certain aspects, Such as her not meeting you at the airport.... But imagine 6 months of intense communication 2 -4 times a day.. A couple 1000 pictures, And invitation to live together in BKK. In transit I had time to freshen up in Korea, And d*** right she met me in the airport we kissed and from There.... It was like i'd taken viagra and couldn't stop.. After dinner at 1 AM and A great massage , Shyness was gone and we were getting it on.. Was that a mistake? If I didn't tell you the rest of the story maybe you would think it really was not.. It was human nature, And screw logic at that point.. In the future would I Proceed differently, Likely so 🙏🙏

[@blackwonderBW]

Old Dog has such an infectious laugh.

[@VagabondAwake]

If you have to be infected, that is the way to go for sure.

[@ohdearearthlings1879]

The splash the cash guy in the West is often viewed as lacking character, if it is a loud performance. The best way to make money out of business is to own or be buying the real estate it uses. In the Philippines buying the real estate is not possible. The most dangerous part of having a business is having a partner. The second most dangerous is the landlord.

[@garyzies3486]

100% correct. I have known plenty of expats who started businesses there but I don't know anyone who succeeded.

[@hillbillyintheasia6122]

Retirees Go Broke Living Overseas because they marry are live with a lazy pinay . have pinay no job , no business are a college degree your fault that you failed. pinay brings zero to the table.

[@dancooper5741]

True….the most expensive hits you’ll ever take in life are from those closest to you that you trusted. Ex wives, business partners & mistresses. Look at some of the high flyers & ask how they got fleeced.

[@ohdearearthlings1879]

@@RetireandGo A lot of Australian shares pay good dividends.

[@sonny8746]

I retired in Albay 5 months ago i have relatives here..so true..I need to cool my jets..great advice!!

[@zandig666]

Hi Paul !!!! Good vid u guys hit it off great !!!!

[@VagabondAwake]

Rock on!

[@papabear007]

Hmm you guys make me laugh I met a women year and half ago big age difference but I’m meeting her 2 days after I land to like you said shower sleep. But she like I’ll pick you up when you land in her city two days after. One think I don’t like about her family no one works I see mother father working little store making kindle wood and grass to sell. But 4 sons and 5 daughters except two daughters work over seas but there married but there husband’s all live in family home do nothing to help out . Hurts me and some of the guys ask me to buy alcohol for them I say no to alcohol and tobacco just my thing . My girl dose not ask for nothing I have paid her to help her study taking police exam. Some for food not much. But her brothers and sisters part bother me. And she said she willing to relocate in the Philippines but I heard her in conversation saying she will work in her province and take care of her parents. I agree helping mom and dad but the others no! Trying to decide if she’s the girl I want to be with same feeling she’s not gonna wanna leave her bronguy area and I don’t think I want to live in Iloilo

[@garyzies3486]

Asking them to leave the island isn't going to work for long in most cases. Sounds like you landed in the proverbial bottom-class. It's best to date UP, never DOWN! It will save you a lot of trouble and money in the long run.

[@hillbillyintheasia6122]

always have 30 days before you meet her family. rent airbnb are a hotel

[@chrissimpson4322]

Run forest run

[@papabear007]

@@hillbillyintheasia6122 I met the family on last trip but only been to there Provence one time. Mom and dad hard workers but kids leach onto them and they have nothing but are happy people

[@sandrabentley8111]

@papabear007. These are called red flags. You are already questioning their lifestyle. Step back and rethink. Your gut is warning you already. Listen to it.

[@DonaldChapman]

Curious... My wife and I will be coming to the Dumaguete area next summer to look around for places to retire. Could either of you (or anyone else for that matter) recommend a place to stay for about a week to look around? Maybe there is a great apartment with weekly rates or an Air BnB or something? Thanks in advance!

[@gobfranklin6759]

Fun interview. Thanks

[@adyh3004]

They all want to have your baby 👶 👶👶👍👍👍💯💯💯💯

[@VagabondAwake]

They can have all my babies. lol.

[@sagora3114]

Your words of real wisdom are truly appreciated by me and no doubt many others. I don't know where else I could go to get this kind of specific condensed guidance for life

[@tomkarnes69]

How about the number 1 reason retirees go broke living here; we are so high cost of living in the USA, even if every man, women and child got ALL of there goods and services for free, free food, free transportation, free furniture, all of it, we still can't compete with the rest of the world because our monthly nut is off the charts and makes for a social media virtual video where a 40 year old mom has a 24 year old college graduate son living at home with her, he can't afford to live in his own, and asks the question "What the fuck", you got that right, I could not have said it any better BAM

[@traveler7249]

Flashy - flashy clothes, watches, cars, etc. - Flashy catches the attention of many - INCLUDING the scammers.

[@jacquesjtheripper5922]

True, 30hours travel is a challenge. I still was so happy each time to be bck wt her as soon as out the airport. Just to relax together eat,rest cuddle. The gf really tries to check u from the moment u step out the airport 😅. Too many temptations lol. Its crazy, eyes on u from any age cuties, got surrounded even whn with her. No surprise they are jealous.

[@patrick-g1h5v]

Excellent podcast - Paul and Dan - two podcasters whom are the best, nice touch when Paul mentioned when he tipped the lady in the gas station and in seeing her reaction he was effected by it - shows Pauls compassion which comes out in how he speaks on his Podcasts, Just like Dan who is clearly a people person which shows in his great interviews - Patrick

[@pwdoc442]

great idea for a book... good for you.. thanks for your time. I'm actually gonna buy that one when available in paperback. Exactly what I need for up coming trip Dec 2023.

[@bitemenow609]

I tip all the time in Thailand and lots of the Ex pats do not like it.

[@traveler7249]

We said " Go Broke - saving money" - Everything is so "cheap" that you buy too much of everything. -- And the currency is new to us -- we lose track of what the "foreign money" is REAL money.

[@Richard-cb6dn]

OMG😂😂😂

[@vhoy7899]

This sounds like someone I know who met a girl from the Phillipines... he couldn't understand anything said to him about her.. He believed this woman loves him. He's willing to collect socia security and give her everything he has... he has never met her in person

[@jinyang-fr2ti]

Yep I’ve acted the big shot. I lost a lot. Excellent points.

[@garyzies3486]

Acting big shot puts a huge target on your back. When I'm there, I'm always low on my budget or "out of budget" LOL.