Our steps to retirement in Bali

[@donnastapleton7812]

Loving your videos and you have reconfirmed my decision to retire in Bali. I still have a mortgage but I’m hoping to retire in 3 yrs when I turn 60 and make the move. Some great information shared. Looking forward to following you guys along your journey. Good luck with your move and I hope it all goes smoothly

[@BalilifewithRichard]

Thank you so much .

[@zee4798]

Congratulations on the move to Bali. Please don't take this as a negative. I've been here a long time and the most common mistakes people make moving to Bali Most people come to Bali as a tourist return many times etc as a tourist you never really understand the reality's of living here . 1 remember it's not Australia and doesn't have the infurstucture you take for granted. Dealing with government offices is time consuming and frustrating you have to take a relaxed attitude to it otherwise it will drive you crazy . 2 there is no social security system in Indonesia so everyone will want to profit from you . Be careful don't trust so easily. 3 if you have zero experience on riding a motorcycle don't just get on one and think everyone follows the road rules they don't . Sanur is the best choice it's small easy to get around via pushbike till you feel confident on a bike . 3 prices for everything in the tourist zone are much more expensive than out of it . 4 once you get a kitas temp resident visa you can get a local bank account, licence etc And when you decide to buy a car if you do get a small car so many buy big cars and Indonesia roads are not built for them If you decide to get bikes Yamaha nmax or Honda PCX best for men and Honda Scoopy for woman There's a lot more but take your time relax adjust to Bali time. And learn along the way .

[@BalilifewithRichard]

Thanks for all the info we appreciate it 🙏

[@Lynette4227]

Good on you both……we are at an age now where we talked about it for so long that it’s no longer possible……big regrets……so it’s just holidays there for us now! How ever we are looking forward to your future postings and hearing all about your Sanur life!

[@BalilifewithRichard]

Thank you ❤

[@user-yf3rb7xz7m]

Wow, listening to you is an absolute mirror of my partner and I. We have 30 days until we leave for Bali in exactly the same circumstance as you. appreciate that you’ve shared your experience as it helps confirm to me how it will be for us. Thank you

[@BalilifewithRichard]

Thank you. We hope you have a wonderful time ❤️

[@grahamhutton1633]

I would never sell up in Australia , you never know what the future holds , if you need to return to Australia having a freehold home to return to is vital IMHO

[@BalilifewithRichard]

Very true

[@4flyguyeli]

Thank you very much for this video. I’m 50 and single and considering retiring in Bali from USA. The hardest part to digest would be leaving my family and friends behind, literally on the other side of the planet. The fact is though, unfortunately, everybody is hectically busy and even if they live down the road, we barely see each other anyways. I’m looking forward to checking out your other videos. Thankyou.

[@BalilifewithRichard]

Thank you for watching . If we can help in any way just ask 🙏

[@Twoaussieguys]

Congratulations on your move. It has been a dream of mine for 25 years. I will be 60 in 2027 and my goal is to make a change like you. Bali is my choice, I have some very old and good local friends there, so will have a lot of support. I can't wait to follow your journey!!! Too Funny. I am a driving instructor in Newcastle NSW for the last 12 years!!!!

[@BalilifewithRichard]

Thank you so much

[@rdmthwaites]

Loved the comment, is it emotional or guilt. So true with so many things and not just possessions. We are going through that exact same thing atm. But life is too short and you have to live it for yourselves and not others. Wishing you all the happiness in the world & I'm sure we'll see you over there sometime.

[@BalilifewithRichard]

Yes Come visit

[@JohnSmith-cu1jo]

Looking forward to following your story over the next 12 months or more.

[@BalilifewithRichard]

Thank you . Yes we are excited to show our journey

[@SanurDiaries]

Letting go of the stuff you've accumulated over the years is really difficult. I've done it a few times now and every single time I find it tough. But within about a month I always forget about the majority of the stuff anyway. Keep up the good work on the videos!

[@BalilifewithRichard]

Yes it’s difficult Thanks we get there next week , can’t wait

[@rudymazar5266]

Thank you for your video Richard and Karen. We have been in Sanur 20 years ago and now in our 70's ..reconsidering our life and maybe retire there. We will visit in September just for a holiday at this stage...

[@BalilifewithRichard]

Thanks . It’s a lovely place

[@yrdaus]

Congratulations on making the move, we are hoping to do the same next month (Feb). Will look for accommodation in guesthouse, homestay or hotel initially and look for Villa availability while "on the ground" there. Love Sanur, exciting times.

[@BalilifewithRichard]

Thank you

[@leelawrence2023]

hi guys lee and norah her from perth, you are doing exactly what norah and i have been talking about for a number of years now we wish you well and look foreward to getting lots of info from you guys in your future vlogs well done guys super jealous 👍👍

[@BalilifewithRichard]

Thank you 🙏

[@scamperstephen4811]

I’m excited for you both,and looking forward to seeing your adventure I’m also planning my own retirement within 12 months ,Either to Bali or Philippines, haven’t quite made my mind up yet however, let’s see your adventure, that may help me make a decision on which place.

[@BalilifewithRichard]

Thanks for your kind words . It’s an exciting time for you as well

[@Islandnan]

Just found your channel and looking forward to seeing how it all goes for you in Bali.

[@BalilifewithRichard]

Thank you ❤

[@robpriest9031]

We all miss the expertise that you brought to the Cairns CSC Richard. Best Wishes to you both.

[@BalilifewithRichard]

Thanks 👍

[@garrysmith4454]

Just subscribed…thinking about the big move as I am 65 soon and wife 63. Probably wait until I am on aged pension at 67 but we could rent out our unit in Victoria and live off superannuation for 2 years quite easily.

[@BalilifewithRichard]

Hi . Just make sure you get financial advice and speak to you tax agent, it’s very important 👍

[@steveth1000]

If you go on the aged pension then rent your house out, you may not qualify for the pension anymore as rent is income.

[@BalilifewithRichard]

@@steveth1000 we have to have a look at all implications 👍

[@user-sw4re1nz1u]

good on you both good luck will definitely follow you on here

[@BalilifewithRichard]

Thank you for your kind words ❤

[@Belthegirl]

We love holidaying in Sanur, it's such a relaxing place. Good on you for taking the decision to retire there. I look forward to following your journey.

[@BalilifewithRichard]

Thank you so much

[@philpatt970]

Nice video. Looking forward to seeing you two get moved and seattle in Bali.

[@BalilifewithRichard]

Thank you 🙏

[@silviofontana5144]

good luck, we are long term visitors since 1993, now 71yo and still love having long term visits each year. Renting for 12 months will certainly help make your minds up about your longer term plans. Sanur, for us is just too crazy busy, we stay in Lovina, its so, so relaxed and different, no crazy traffic, real calm and the beach is often empty. enjoy your experience, you will learn heaps. Suggestion, be wary, check things through and through before committing, your 12 months will decide for you. Stay well, stay healthy.

[@BalilifewithRichard]

Thank you for your kind words . Lovina is another destination we looked at . We will be definitely having a look whilst we are here

[@catherineharcombe4809]

Good luck with the move, can't wait to follow your journey ❤

[@BalilifewithRichard]

Thank you ❤️

[@tracybouel8615]

Hey Robert. So excited for you both. Not long now! Has Frank talked with you about the $3000USD requirement per month income for the Retirement kitas?

[@BalilifewithRichard]

Yes he has I suggest contacting him for the legal advise . He is very good with communication

[@mauriziobali8840]

The $3000us income is different to receiving a pension. The retirement KITAS and a pension is all that is required. People let's say in Australia who are on the pension can apply for the Retirement KITAS. One other thing once you have your KITAS you and apply for Indonesian medical cover called BPJS. (Medicare) cost $15 per month. After 5 years you apply for KITAP (permanent resident visa) then you can buy property in your name under the HBK. With a KITAS/KITAP you can buy car or motorbike in your name. It is very easy to live in Indonesia/Bali. Have great fun guys. Cheers

[@ozcougar2133]

Hi Guys .... AWESOME VIDEO!!!! .... My wife and I are in basically exactly the same situation and we are commencing our transition to Bali this year as well. Good Luck with moving .... and maybe we can catchup when we come over in March on our "House Hunting" trip. Cheers 😎

[@BalilifewithRichard]

Congratulations on your move . Yes of course we can catch up 👍

[@IloveFreo]

Sounds exciting, good luck!

[@BalilifewithRichard]

Thanks ❤️

[@JustinMilligan]

Great video. Very inspirational. I'd love to move to Bali just so I can retire earlier & enjoy life.

[@BalilifewithRichard]

Life is short and sometimes you just need to make that decision

[@chrismcd.]

Well done guys with lots of helpful information

[@BalilifewithRichard]

Thank you ❤

[@garyburgess4464]

Good on you guys! I'm about ten years off retirement and no way will I be retiring in Australia.

[@BalilifewithRichard]

Yes Australia is now not the lucky country anymore

[@brendanwickham8240]

Can’t wait to meet you guys , be over 20 July .

[@BalilifewithRichard]

Yes we’ll catch up ❤

[@brendanwickham8240]

@@BalilifewithRichard how do we contact each other ?

[@BalilifewithRichard]

You can follow us on our Facebook page and message us 👍

[@gregoryforster1373]

Excellent. Good luck.im hoping to follow you next year.the 1 year kitas and rental property in Santa is for me.thanks for the video

[@BalilifewithRichard]

Your welcome all the best next year 🙏

[@alitiamartin7671]

Love your video.....Great stuff guys. Exactly what my partner and I want to achieve.

[@BalilifewithRichard]

Thank you

[@MrTewaka2]

Good for you guys. I did it 3 months ago after 2 years prep

[@BalilifewithRichard]

Congrats on your move

[@jaynemcleankremer8073]

Good luck to you xx

[@BalilifewithRichard]

Thank you

[@troycramp1333]

See you in May,

[@BalilifewithRichard]

Yes definitely

[@JakJim1]

All the best with your move

[@BalilifewithRichard]

Thank you

[@catherinemckinnon800]

Well done for taking that step. We are from Cairns and have talked about doing 12 months as well,I'm not 60 till next year but hope to get there by 64 to Bali. One question as you guys live in Cairns why not just retire in Cairns or does your money give you a better lifestyle than what you would have in Cairns.

[@BalilifewithRichard]

The money gives you a better lifestyle as you said . You can get more bang for bucks , if you know what I mean Hope all goes well with your future plans🙏

[@ausjen]

100th subscriber👍

[@BalilifewithRichard]

Thank you 🙏

[@neeneelifestyledesigns]

Hi guys Thanks so much for sharing your journey... we are looking to do the same but being only 52 and 49, we can't do the retirement visa. Might see you there in the next few months. Do you mind if I ask which apartments you are renting.

[@BalilifewithRichard]

We hoped the video helps others in what they might go through on there journey

[@jacquibrown8607]

Found Frank's information 😅

[@BalilifewithRichard]

He is fantastic

[@mafiamuppets35]

Hi Guys, I guess your already in Sanur ? I'm doing exactly the same thing as you guys August / September this year. I'll keep an eye out for your videos 👍👍

[@BalilifewithRichard]

Great stuff. Thank you for watching 🙏

[@dovygoodguy1296]

Can you tell us about the weather in Bali?

[@BalilifewithRichard]

Hi it’s cooled down a lot . Some rain but not much There has been a fair bit of wind since May . Most days are nice and nights cooler 👍

[@dovygoodguy1296]

@@BalilifewithRichard What is the weather like year round, and how do foreign expats cope with high heat and humidity both in Ubud, Sanur, Bali and Jakarta?

[@BalilifewithRichard]

@@dovygoodguy1296 it’s quiet warm year round . Most people use air conditioning like in other country with high heat yearly. We were from a very hot climate in Australia , so we have copped ok

[@anthonyhunt561]

Enjoy you videos, I would stick with the B211 visa for 12 months to get the lay of the land. Did you get a wise card to transfer your money from Australia?

[@BalilifewithRichard]

Thanks . Sounds like a good idea . Yes we have a wise card, they are great 👍

[@grahamhutton1633]

What will you do once you retire to Bali? I don’t mean necessarily a job, but things to occupy your time once the initial period of relaxation and exploration has elapsed.

[@BalilifewithRichard]

Hi . I guess the same as when in Australia . Visiting friends, shopping, hobbies etc . This KZbin channel will be our hobby plus other things

[@clintonbarkerproperty5406]

My wife and I love Cairns but Australia is getting too expensive to live. I would move out Australia but my wife is worried about moving offshore. If your retired do you loose you pension by moving offshore?

[@BalilifewithRichard]

Hello we are not on any pension It’s best to speak to the correct people to get the correct information as everyone’s situation is different 👍

[@clintonbarkerproperty5406]

@@BalilifewithRichard Hi Thanks for the reply. Your extremely lucky to be in Bali as Australia is really struggling under this Government and the election is not until next year😮‍💨

[@BalilifewithRichard]

@@clintonbarkerproperty5406 yes we are

[@jacquibrown8607]

Loved your video i would like more information on if you retire in bail how much per month do you need to support yourself ? As just read its 300.00 US a month what is that in Australia ? How much money do you need in the bank to retire in Bail ? You mentioned you have rented your property out for 12 months good move , do you still keep a bank account in Australia ? Just questions I'm interested in, i hope you can do a videos of questions. Thank you 😊😊

[@BalilifewithRichard]

Hello If you contact Frank in the description he will assist you with all the legal requirement’s We don’t want to give out legal advice as it changes all the time I hope you understand🙏

[@jacquibrown8607]

OK thanks where is Frank's details as I can't see any information for him ?

[@BalilifewithRichard]

@@jacquibrown8607 [e-mail]

[@robertpersaud5019]

I live in the USA and I was wondering if 1200 a month on my social security would be affordable

[@BalilifewithRichard]

Hi If I was you seek advise from Frank my visa guy and a financial advisor in your country

[@zee4798]

$1200 US in Bali a month is a good income Bali has different levels of of cost depending on where you live the main tourist area is way over priced and crowded. If you live on the edge of tourist zone much cheaper and not so crowded and your not far to go into the tourist area when you want

[@zee4798]

Don't sell your house 80% of people who move to Bali leave after 2 to 3 years . Coming as a tourist and living here are completely different reality's. These reality's being negative and positive reveal themselves the longer your here . Let's just say don't expect the standard on services infurstucture you get in a western country

[@NJS-im8bu]

Hi Richard and Karen can you tell me if you have to pay income tax on your rental in qld as retirees ? Thanks I’m a new sub today and looking forward to seeing your vids in the near future.

[@BalilifewithRichard]

Everyone’s circumstances are different. Suggest if you are doing the same get financial advise and speak to your tax agent. We personally are going to be paying 32% tax on the rental income

[@NJS-im8bu]

Ok then cheers 🍺have a Bintang for me 🙄

[@steveth1000]

You obviously dont have any Grandchildren. My wife would never move overseas because she could never leave behind our 2 year old and newborn Grandaughters. Ideally we would live in Australia 9 months of the year and overseas for 3 months at a time.

[@BalilifewithRichard]

We actually do have grandchildren and will be visiting them on occasions

[@jamesodonnell8842]

Have you addressed HEALTH INSURANCE .?

[@BalilifewithRichard]

Hello As we have just moved here ,we arranged travel insurance before we left . We will be looking at alternatives know that we are here.

[@sharonw3982]

Hi guys enjoying your videos very much could I ask how old you guys are or the age for the retirement visas please ?

[@BalilifewithRichard]

Hi we are 54 and 63 . Retirement Kitas is over 60, is the information we have been given. Things change rapidly here. Best to contact a visa agent for more correct information

[@sharonw3982]

Thank you

[@diabando]

so i take it your both at an age that you can retire? will you have an income stream from say superannuation?

[@BalilifewithRichard]

No we are a few years of the pension age and at this point in time I am too young a access my super

[@crazy9nic]

what age do u have to be to get that sort of visa? how much $ u have to have to go over there.

[@BalilifewithRichard]

Best to get an agent and they will give you the info 👍

[@steveth1000]

You need to be 60 and over.

[@BalilifewithRichard]

@@steveth1000 that’s correct