OUR STOCK PORTFOLIO UPDATE | Our Dividend Income In Early Retirement (Ep. 9 - October 2019)

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Our Rich Journey - OUR STOCK PORTFOLIO UPDATE | Our Dividend Income In Early Retirement (Ep. 9 - October 2019): We started this series on our high dividend yielding individual stock portfolio in December when we invested $10,000 in ten individual companies. Each month after that, we invested an additional $833 to the portfolio, shared a video update on the portfolio, and answered investment questions. If you’ve been following along with the series, you probably noticed that our most recent update on our portfolio was back in July 2019. Reason being - we reached financial independence, retired early, and moved to Portugal! :) Now that we’re retired, our individual stock portfolio has changed. In this video, we give you an update on how our portfolio is doing, how we’re changing our portfolio in early retirement, and how we’ve reinvested our dividends in a new ETF. Thanks for watching!
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#ORJStockPortfolioUpdate
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[@OurRichJourney]

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[@dalastmag1929]

Where do I find a women who gets this excited about making money? You hit the gold mine my friend

[@mslikenootha]

dalast mag 😂😂😂

[@pianistchicks]

There are literally dozens of us! I got my husband into FIRE. :)

[@EduardoOliveira-zx9ju]

Women today don't wanna lift a finger

[@EduardoOliveira-zx9ju]

@@Nick-ti8gr You're pulling dead weight

[@kashmeoutkeeshasmr]

It’s a lot of women who are financially literate and motivated. These video comments would be a good indication that if we are on here then we are out here! The problem lies in finding a partner who is equally yolked AND like minded when it comes to financial independence. Who wants to work till they die? That’s insane. As a Registered Nurse, my career is too mentally, emotionally, & physically demanding to work until age 67!! Ha Ha Never! I’ve been educating myself & making moves to situate my area. Good luck and GOD’s speed to you all! Let’s go

[@darkhumphrey]

This is how the "rich gets richer." It has nothing to do with race or background. You gotta be smart like this, mad respect to this couple

[@ChiefKapui]

Or how the poor get poorer, depending on when you enter the market.

[@blankname6629]

darkhumphrey it’s extremely risky. You basically live on a minimalist budget. If one of them were to have an unexpected expense of some kind they would be in big trouble. Especially the more time passes can you imagine if they need to reenter the job market? First question will be why such a long gap between jobs? First thought for any new employer will be they have a lousy work ethic.

[@antmydude236]

Yeah I mean it sounds like they started in 2018. The market has been doing great since then. Just wait till a big drop comes. They will be like "oh crap gotta get a job again"

[@stephenramos2824]

@@blankname6629 just want to point out from what they say the are invested in real estate and they sell a book or something.

[@blankname6629]

Stephen Ramos yes but when they say they are going to retire based upon this they are going to have to cash out at least a little bit. Unexpected expense is bad if you are working steadily it’s catastrophic if u r following this plan

[@ClaCus]

This was more gratifying then the stock gurus who say " I turn $400 to $100k"

[@OurRichJourney]

Thank you! Although I have to admit - it would be very exciting to turn $400 into $100K! :) Hehe!

[@TheDreamGreenShow]

people that follow them end up turning $400 into $200 lol smh

[@ClaCus]

@@OurRichJourney absolutely

[@ClaCus]

@@TheDreamGreenShow yeah no problem with that. They swear by the methods as if they could predict markets.

[@ish562]

@@TheDreamGreenShow You mean $400 into $0 lol

[@nielenation9044]

As a disabled veteran your channel is helping me be able to provide for my family. Thank you very much!

[@something690]

Me too!

[@JasonRoth25]

Some great high dividend yield options to consider: AB, ET, BCSF, HMLP, MPLX, VET, WMC, ADX, WPG, SPE, SMHD, CLM, CRF I am into all of them at different levels and loving it.

[@monawiggins9816]

I'm going to check these out!!!

[@pduran880]

What is your monthly dividend payout by owning these companies? And how many shares do you own in each?

[@Dribbles88]

@@noahpaulos5931 Major broker has those, I personally prefer Webull.

[@JJ-dd8me]

For stability consider: VOO

[@Mike-bp9ii]

Good job. Yes, the stock market is amazing. I was exposed to info the other day that compounded interest even amazed Einstein. Although I retired at 54, I continue to put $350 a month in the stock market from my pension. I wish more people were educated on the stock market and realize they don't have to be a rocket scientist to benefit from it. Unfortunately, most people don't have the patience because we are so consumed with instant gratification and nonsense material items to try and be like the "Jones's". Little do they realize that you can still enjoy life, but pay yourself first. You both have done a great job. When I travel there in the future, I would like to invite your family for dinner in Lisbon. It will be on me.

[@OurRichJourney]

Mike - so much to unpack there because you make soooo many good points! :) My favorites: 1) financial education is key, but you don't have to be a rocket scientist; 2) practice patience - stock market investing isn't a get rich quick scheme; 3) don't try to keep up with the Joneses; and 4) pay YOURSELF first!!! LOVE it!!! :)

[@TheGoldenAgeofHardRock]

I retired at 55 and also continue to budget monthly purchases of dividend stocks every month. I'm not currently using the dividends but one day I will. For the time being, even though I'm retired, I'm still growing those assets. Absolutely agree, if you make investing a priority, you can still enjoy life while ensuring that you're planning for your future.

[@suttsd]

@@JohnDoe-wz4cc rigged?...tell that to Warren buffet nd tell that to my 3800 gain that I made this month.

[@QuesttoFIRE]

Mike, you “GET” it! 👏🏻👍🏻🔥🔥🔥

[@mediaskate648]

@@JohnDoe-wz4cc Even if you only purchased stocks right before every crash you would still have great returns, the key is not panic selling during a crash.

[@dalastmag1929]

Just wanted to say videos like this are very valuable to our youth. Fortunately for me I grew up with a father who was very open with talking about money, and I learned a lot from him. I’m simply here watching this to expand my knowledge about investing. However it wasn’t till I got older when I realized a lot parents don’t openly talk about finances with their kids and the school system certainly doesn’t teach it. Thank you guys for educating us!

[@robertmelvin7908]

Thank you for sharing. I've been investing for nearly 40 years, changing my approach as needed with a goal of having money available for when I was between jobs. So my investing was for an emergency fund. When I grew older I knew I had no pension to count on other than my IRA /401K and Social Security; so about 15 to 20 years ago I began building my own pension. I love seeing how people approach this topic differently. I'm always looking for new ideas to incorporate into my life boat. Of the 11 investments that you've listed, I own 2 of them, 1 I sold 1 year ago and 1 I've been researching for the past month. But with your list, I'll be adding 3 more to research, thank you.

[@user-yg2nu7zc4c]

They two of you were in a metro article I read today. You're now famous.

[@OurRichJourney]

Wow! So cool that you saw it!!!

[@OurRichJourney]

📈Looking to learn how to invest? Enroll in our Stock Market Investing Course: www.ourrichjourney.com/investingforfire 🔥Learn more about financial independence and retiring early: Enroll in our F.I.R.E. Master Class: www.ourrichjourney.com/firemasterclass ✈Want to move to Portugal? Enroll in our Moving to Portugal Course: www.ourrichjourney.com/movingtoportugal

[@dboucher26]

I recently invested $10 and turned it into 1,000 pennies.

[@OurRichJourney]

LOL!

[@yaoxintan6109]

yeah....😅

[@mrthorn9046]

😆😆😆😆Good one 🤣🤣🤣🤣🤣🤣🤣🤣

[@fagane]

He got me in the first half not gonna lie

[@ctconstrictors5193]

😂😂

[@ricky-heatherjohnson9304]

You all are so generous! Thanks for sharing your information so freely. At 54, I'm just beginning my education of the stock market, I've previously been so intimidated by it but your straightforward explanations and encouragements have motivated me to continue to learn, learn, learn. Please continue to add content explaining as much as possible. I am sure to have some questions for you soon. Looking forward to meeting you all soon when we visit you abroad. Thanks again, so very much.

[@OurRichJourney]

Ricky-Heather: We're so happy to hear that you've been learning through our channel! Thank you for sharing that with us!!!

[@NickPeitsch]

This journey is FIRE 🔥 Keep up the dividend investing!

[@OurRichJourney]

LOVE your comment - Fire and FIRE! :) Thanks for watching!

[@KhanPopPuzzle1982]

Oh man, not you again. no fire no problem. Make sure you guys invest index fund called VOO. You will be set for life!

[@NickPeitsch]

Khan Pop Giveaway ahaha why you gotta hate man..

[@makesaveinccomm]

@@KhanPopPuzzle1982 voo only 2% devident

[@curtisdavis8594]

Great video guys! I've invested over $8000 this year. My top performers are CCI, AMT, T,VZ. All dividends reinvested! "Compound Interest". Thank Y'all for great content!

[@OurRichJourney]

Way to go Curtis!!! :) LOVE that compound interest!

[@nikkic277]

Please do a video on your custodial accounts which broker you use and what you invest in . My daughters are very interested after watching your children's videos.

[@mipuntodevista3988]

KZbin knows am a very demanding client and that why it only suggest me the finest content!!!

[@rrosales1641]

Kudos to you! Love you two, I enjoy listening your updates and giving me info that I can use to invest I'm 66 yrs old and am learning from you. Keep up the good work!

[@dbpurley]

I wanted to ask you guys what your strategy is if you own a stock that stops paying dividends. Thanks for the education, you both are awesome! It's so refreshing to see people who are genuinely trying to help as opposed to others I have seen that have a lot of "fluff" but no real duplicatable content.

[@crisprtalk6963]

Don't forget.. when good companies' stocks are under pressure: BUY!

[@dreamchaser5758]

I so appreciate and am incredibly grateful....how you both are willing to pull back the curtain on your finances. The working & middle classes need to know FI is achievable ....with hardwork and planning

[@OurRichJourney]

YES! It is definitely achievable!!! Thank you for your kind words!

[@brandy0778]

Thanks again for the update. I'm looking forward to reading the "Our rich journey" book on Amazon. Your daughters should also do books for kids on how to invest as well. Just throwing out some ideas... you guys are my inspiration!

[@FightFan-ee4kp]

I really appreciate how you two show both losses and the gains and how realistic it actually looks. You’re both not trying to sell some BS program about making 10k in a month. Respect. Love this channel. It has helped me enter into this realm with ease during this quarantine. Thank you.

[@aim-for-greatn3z947]

Wooow first video I've seen in your channel, you guys are so transparent to investing you make it easy for beginners just watching. As for me I recently moved to Robinhood because my prop account company closed but I'm an active trader so far 6 months in started with 19,500 and I'm currently up about 14.70% I need to consolidate though to many stocks. Playing options made a major difference to me account.

[@edwinc.6239]

Really enjoy your channel. You are the reason why I’ve taken investing much more seriously over the past 6 months. I’ve set my goals and have been taking incremental steps to financial independence.

[@OurRichJourney]

Edwin - your comment is making me smile so big right now!!!! I LOVE that you are taking investing seriously and taking steps towards financial independence! Great job!!!

[@victorpla29]

"diversification is protection against ignorance". Warren Buffet

[@sommi888]

🧡💛💚💙 Warren Buffett spends 100 hrs a week reading through reports and accumulating knowledge of balance sheets. 99% of people do not have the emotional temperament or time to day-trade or invest and deal with it. They should be putting money away in an ETF and building it. And Im a day trader in Bitcoin so you know Im all about that crack cocaine 🧡💛💚💙

[@vancouveride]

Its also impossible to be completely informed.

[@midnightsxtc]

he also has Berkshire that is diversified in many businesses from insurance to chocolate to jets so its somewhat hypocritical for him to say that

[@koenigsmacher]

Nothing wrong about that. You have to see it objectively, and he probably meant that way.

[@daneilpetersen6572]

Buffet said he would be confortable only holding 3 stocks

[@estebansantana2646]

I just want to thank you guys for making these videos. It really inspired me and gave me lots of direction in terms of investment options. I got payed my first dividend about a week ago and all thanks to your guidance. I wish you and your family nothing but the best.

[@OurRichJourney]

Thank you so much! That is so kind of you! Wishing you the very best!!! :)

[@jodyd7957]

Just tuning in to your channel and I'm loving it! Been a serious stock market learner for approx. 2 years now. Doing pretty well but always room for improvement. Thanks for sharing this informative knowledge....Each one, reach one, teach one! I'll be sure to pass along to others. You guys look very happy because you have a shared interest in this subject, may your journey continue to be strong. Thank you!

[@okorolina]

I'm on the investment journey with you guys, little by little I feel confident I can increase my understanding 🙏🏾🙏🏾

[@coolcooking669]

Hello, my darlings! I'm glad that everything worked out for you! I am carefully watching you !!!

[@scottsdaleballroom1]

Hi guys, my name is John Almeida, I was born in Lisbon took my wife there the last two years and she loved it. Next time we go would love to meet you guys, great videos and information. Enjoy my beautiful city, good luck and stay healthy!

[@derSchachstratege]

Just to see you both smile all the time makes me feel happy 😁. You are looking for New Investments? What about Photovoltaik or vendor machines? Regards

[@OurRichJourney]

Thank you! You are so kind! :) We actually have a close family friend that runs a vending machine business. It's a great business!

[@sp123]

Jürgen, der Schachstratege yeah, they need to make a video about how they met. Their relationship is “goals” as the Americans say.

[@daveschmarder-1950]

VYMI is an excellent choice IMO. Currently I'm in the US version, VYM and have been there for a number of years. When you get ready for your next ETF, maybe something like a mid cap would be a good one. I'm thinking of VO. Low volatility ETF's have grabbed my attention over the last 7 years. They are good for an old guy like me anyway.

[@OurRichJourney]

Thanks for the recommendation Dave! :)

[@Grinch-Sama]

Finally found a black family on KZbin that talks about financial freedom. I'm home. ✊🏾

[@Brilliantick99]

Lmaaaoooo

[@kendalllafollette1948]

only color thats important is green but im happy to see them too :)

[@UNKLP66]

The true definition of a POWER COUPLE 🏆

[@Atclav]

Finally a woman that speaks facts without scolding.. Great presentation and thank you for sharing.

[@vamedia6128]

Instead of picking 10 different stocks, would you choose a ETF like NOBL, SDY or VIG?

[@lilychiang12]

These are my favorite types of videos. I love seeing y’alls progress.

[@OurRichJourney]

Aww, thank you! So glad we got to do a favorite for you! Thanks for watching!

[@mindsinmotion2825]

I agree tgey get me excited about investing

[@dwiggles1]

Your story is so inspiring! I set my notifications and wait for updates. I hope in 10 years I can be in your position... Enjoy Portugal!

[@williamhayden2492]

First time come across your video and immediately subscribed after watched this video. I am a total newbie in stock investing and never invested before. I am learning and so lucky that I come across your channel that share these precious financial knowledge, because around me there is no one who knows about how to invest in stock and are very resistance to it. Really appreciate you are making these to help many people like us who don’t have access to such knowledge and people around us. 🙏🙏🙏 thank you alot. I will watch more of your other videos and hopefully I could FIRE soon one day as well. Keep it up. God bless you all!👍👍😊😊

[@l.ls.8890]

I have a vanguard high dividend yield fund. This year so far up 18% when you compile NAV and dividend.

[@treystills]

This couple is awesome! Very smart and frugal. Everyone is looking like a genius investing in the Trump economy.

[@notofthisworld5998]

You guys are the greatest. So easy to learn from your videos! I am so stoked about investing

[@mercotsingh5289]

wow...portugal is on my list of best places to retire???? based on standard of living and expenses...its actually on the top list of cheapest to retire...well done guys,,,,,

[@artbw3413]

I'm trying out this method, so far I'm up 11%. Also congratulations, you guys were feature on ABC News.

[@OurRichJourney]

Congrats on the growth of your portfolio! And thank you :-)

[@RichardFain]

Thanks for the knowledge

[@OurRichJourney]

You bet!

[@kjmwtube]

I really appreciate your giving us insights, on how to approach investing, in the Equity markets. I've wasted too many decades being intimidated, traumatized and consequently paralyzed with fear of uncontrollable losses of hard earned savings, to Market downturns combined with expensive brokerage management fees.

[@aim-for-greatn3z947]

The interesting thing is you guys actually researched the companies to invest in, I was taught that fundamental are bullshit and I was trained to do technical analysis only now I'm trying to combine both. Cant complain though everything I own is making me money except like 12 stocks I believe and I own 39 diffent stocks.

[@fitbh703]

Long in T, IBM, ABBV, F as well. Love them all and their dividends! Great video guys.

[@OurRichJourney]

Brian Hershler thank you!

[@awealthstory205]

Pretty awesome to see the success after so much hard work. As someone just getting started documenting the journey, looking forward to learning more from you guys :)

[@OBE87]

Enjoying your videos, absolutely brilliant seeing people retire at such a young age, that's how it should be! Good on you both.

[@stellaborealis4846]

I've been reading a bunch of books on investment and money management, got into stocks, etf's roth ira, and crypto, invested aggressively on them, and saving as much money as possible. I am getting closer and closer to my goals, after so much reading, watching videos and managing my portfolios. My goal is to retire early in Portugal as well. It is a beautiful country, the safest country in Western Europe and, at the same time, it has an incredible golden visa program. I stayed in Porto and Lisboa for 3 months in 2007, it is a beautiful country with great people. Looking forward to attaining my goals and moving to Lisboa or southern Portugal.

[@ripeforinvesting1663]

Always enjoy watching you all and hearing these reports.

[@OurRichJourney]

Thank you so much!

[@mac1bc]

I like that they have a realistic portfolio and even show their losses.

[@josephwilliams2901]

@@OurRichJourney Were any of these shares purchased using dollar cost averaging or purchased all at once when each company was purchased?

[@terancebooker7794]

I thank GOD and appreciate you both. You both are a blessing from GOD.

[@OurRichJourney]

Thank you so much! Blessing to you :-)

[@rajeshsequeira8381]

Guys u all are doing a excellent job By showing your portfolio

[@sharonpetersen8033]

Thank you, dynamic duo, for sharing yourselves, knowledge and journey - inspirational.

[@marianasanchez1313]

I love your videos, you’re an inspiration. Greetings from Mexico 🇲🇽

[@OurRichJourney]

Hello Mariana - so glad you're feeling inspired! :)

[@jennyyakas2243]

Can you do a video walking through a backdoor Roth step by step? Love your videos!

[@OurRichJourney]

Great suggestion! We'll do that for sure :-)

[@gaylanwright2317]

@@OurRichJourney great! Your videos are done so well and easy to understand

[@roxannehamilton2036]

I love your enthusiasm. You two are great inspiration and role models for your two children!

[@OurRichJourney]

Thank you so much! We're so glad to share and inspire others on this journey :-)

[@franklynjames2408]

You both are a HUGE BLESSING!! An answer to my prayers! THANK YOU!! I plan on watching the other investment videos soon!!

[@hassaninvesting]

Congrats on reaching 100 dollars a month. I'm currently at 45 dollars per month.

[@OurRichJourney]

CONGRATS reaching $45! Keep it up :-)

[@kayprobst8723]

@Prince London where are you trading? robin hood isnt available outside the us

[@kayprobst8723]

@Prince London sounds great! thanks for your answer! :)

[@daughterofthemosthigh5408]

@Prince London Hi Prince, I am looking to start investing and I need some advice how to start..I am based in London. Thanks in advance.

[@daughterofthemosthigh5408]

@Prince London thank you:)

[@aaronhutchinson885]

Thank you guys for sharing. You guys shared a lot of information. Thank you. It's very much appreciated.

[@OurRichJourney]

Aaron - thank you for watching! SO happy to hear you found the video useful! :)

[@ValdeSanus]

you guys would love it here in Australia. The yields here are ~4.5% and we have a dividend imputation system so we get back the 30% company tax as well. Gross yield over 5%

[@Mysteryqueen86]

In 1996 I have purchased Johnson & Johnson for $24.34 a share now the stock is worth over $130 I get like 40 shares a year from them.My broker Ask me is I’m going to sell off Johnson and Johnson I keep telling them no. Is that the job to make sure that the regular consumer don’t make as much as the big boys does? is it wrong to have too much shares in one company because they making it look like it is.This is not the only company in my portfolio. So your vlog have just giving me a good sense that I may be doing the right thing and that is you had to really feel in your own heart that you are ready to stop those dividends and put it towards another stock.

[@OurRichJourney]

Mysteryqueen86 thank you for sharing! It sounds like you are on track.

[@11Alisher]

Awesome, this is really inspiring for me specially being at young age, hope build enough passive income to become financial free and do what I love !

[@OurRichJourney]

Thank you so much!

[@lewiscorpus976]

Wow! Return of investment is really good. I love watching your videos because it motivates me to save more for retirement.

[@OurRichJourney]

That's great - so glad you're feeling motivated to save, save, save (and invest)!!! :)

[@awealthstory205]

Cool, channel, look like you're tracking your growth as well? Just started on YT too so I'll sub to you

[@sergiogzz4334]

Crazy watching this after the market crash

[@JK-Visions]

I paid down on our house. Saves us at least 25 euro a month and no stress about the stock market. I do invest a portion though just to be able to pay down sooner. I made 2 extra payments since may and by doing so reduces exposure and risk. Also it's about 6% return because I compounded the extra money.

[@chrystlaw1]

Y'all are so inspiring I just purchased 10 shares of Vanguard high yield dividend ETF and i am going to look into the international version as well.

[@cryptosavy9716]

Nice!

[@capitalexotics]

Just be on alert, market is peaking to all time highs, and historically overdue for a pull back/recession. Fed reserve is doing all they can to keep this asset price rally going but that just means their pulling forward the arrows in their quiver now and they’ll be left empty when the downturn happens - especially since the fed rate was dropped 3 time’s since last December, essentially not much more room to drop and stimulate the market on a downturn unless they go into negative rate territory, which has its own host of problems (see Japan/Some European countries). So, careful when buying at or near the peak of the market, you’ll have more to lose than gain at this point in the cycle. When the markets go negative, sell out, buy when there’s blood in the streets.

[@TradingWithJesseW]

Capital Exotics I’ve been hearing that story for years and years now. Long term investors just worry about investing over years upon years in the end it usually averages out and the market gives an average return of 7%-12%

[@capitalexotics]

Hustle With JesseW depends on when you sell, if you were 75 during the 2007-2009 Great Recession and all of a sudden you’ve held long, played the averages your entire life - you had a major, major problem. The predicament would be hold through half a decade or more until you’re 80+ and hope the market recovers to your former market value or sell and preserve your lower market value. But are you willing to lose half of your portfolio’s value at 75? I would lose my mind if I lost a million now and I’m not even 40. See, this concept implies a “DONT time the market” mantra, but ultimately you do at some point have to time the market. Even if you never pull out and die with your money in the market, the accounts are deemed as sold on your death and various estate costs are applied - if the market is on a high, then you did well but if the market is on a low and it’s sold... what a travesty! So, this market strategy has an end game whether we like to admit it or not. As age increases the probability of making 1 marketing timing exit increases. There were many retirement aged people in 2007 that bailed out in the depths of the recession because they were afraid to lose it all at the point in their lives when they needed their savings the most. Obviously, that was a bad decision but as age increases and the dependence on your stock portfolio to continue your standard of living - the stakes become much higher and riding highs and lows become much more of a head game. Sure, a 20, 30 or 40 year old would not really need to blink because they have another 30 to 60+ timeframe BUT old people don’t have that luxury.

[@TradingWithJesseW]

Capital Exotics your supposed to decrease the risk but never take all your investment out rather live off of the interest. Or like some do never invest due to the fears and paralysis of the analysis. I personally invest in both the market and real estate diversification is how I hedge my future. To each their own as they say.

[@1GreatLake]

VYMI is also quite tax efficient when it comes to dividend etfs

[@OurRichJourney]

YES! Thank you for the note :-)

[@TheDreamGreenShow]

yes we gotta watch out for them taxes

[@corinthiaa]

As a single Black Educated Woman this journey is so important. I have paid off $9,000 in 3 months using the snowball method. However, I am just learning about the FIRE movement. Should I pay off all my debt before I start the Fire journey or should I just start investing all that money instead? Should I buy a house this year as I planned ($150,000 or less) or find a way to keep renting but for less ($1000 for a bills+ Rent)? Any wisdom on this from anyone in the FIRE movement and I would love to connect with other members and I am looking forward to purchasing the course!

[@yinzhuquan7097]

ABBV is doing really well recently! time is the best assessment and prove!

[@OurRichJourney]

Yes - time will tell! :)

[@jaidancraig]

Awesome video! I think dividend investing is a great way to grow wealth, especially if the dividends are re-invested. Keep up the great work. I look forward to your future videos!

[@GengoSenmon]

I like your videos about stocks. To calculate how to retire so early how long did you factor in your lifespan? Do you anticipate living above/below 70?

[@OurRichJourney]

@GengoSenmon - Yes! The plan is to (most definitely) live above 70. :) We followed the 4% rule in determining our FIRE number. Since we decided to move to Portugal, we don't need to draw the full 4%. There's a link in the description that explains the 4% rule. :)

[@OurRichJourney]

@Q*bert - 100+ videos and counting! :)

[@sandralindsey6270]

I appreciate you guys so much! I’m learning with each video and you help build my confidence for investing. Thank you 😀

[@nomadicvibesofelle]

I need to go back to watch all of the previous videos

[@cr4zym3x1c4n]

Pretty sure they cried after February. But still a good stock to buy for half price now

[@VinnyLogz]

They cried tears of happiness, Smart investors, LOVE a bearish market. There was no financial or economical crash in the market per se, it was bc of a health issue. Buy low, sell high. Right now is the BEST investment time in a long time, when the market explodes back to normal, many people will have made millions and tens of millions.

[@MrSchrevedog]

VinnyLogz market gonna crash again

[@VinnyLogz]

Schrevedog nah. We’ve reached the top of the bell curve with the virus. Next week will be the beginning of the talk of things getting back to normal. Stocks in certain industries will start their creep back up, some wont, some will do both. But the worst is over. Beginning of May will be the first push. Its good timing with the weather too. watch the airline stocks, theyre all ripe for the buying, cruise lines too. Get in now. Or in a couple weeks. You might be right, there may be another drop, but nothing huge.

[@chrissypacheco9635]

I'm crying (tears of happiness) now that I can buy it on sale #SheWins 💹💰

[@newbreed9454]

The same I was thinking here, may God help put the economy back to where it use to be😎

[@goreny]

The other thing I dont get: 4% rules out of what? You guys must have at least 3k-4k income a month from something: 5x properties in the US?? Can you clarify?

[@OurRichJourney]

The 4% rule is a withdrawal rate from a portfolio. We talk about it in some of our videos. One of the videos is linked in the description box. :)

[@NoRoads2AllRoads]

4% is what you can withdraw in a yearly basis from your portfolio and it's considered a safe withdrawal rate, where the portfolio will never go "bankrupt". It means the profits and gains on the portfolio can recover from that withdrawal rate even when facing bad periods. So that means for example a 1 million dollar portfolio, will give you 40,000 dollars of income for eternity and still able to grow (which in essence will make your withdrawal rate also increase so the 40,000 yearly income tends to go up as well but you can only see this effect after many years)

[@goreny]

@@NoRoads2AllRoads I completely understand that. What I don't get is the 15k portfolio videos which won't get you 6 months of living vs the rest of the income which they never show how they manage and make money. All these theory is fine on paper but the actual numbers are never shown.

[@NoRoads2AllRoads]

@@goreny 15k gets you aboiut 6 months of 2500 dollars of expense. More than enough in Lisbon. As for the rest of portfolio I assume they just started a new portfolio to make a video series and keeping it on track for transparency without actually showing all their money for public view. I get it, they want some privacy. Most likely that's the reason. But you can estimate their portfolio is around 1.2-2.2M assuming a withdrawal rate of 2-3.5% since he said they don't withdrawal the 4% (I would say it should be on the higher end of the interval since 3.5% is pretty much 4% so for him to say they don't withdrawal that it's probably because it's much less)

[@samareshgupte]

Thanks for the efforts to upload the video 1 do you have a conflict of interest with VYMi or robinhood? 2. Returns without time lines are useless to comprehend. Is 12% over 1 year, 5 years, 10 year? I understand the idea was to show the importance of dividends and diversity. But again yields are no where mentioned so hard to compare

[@Icygirl34]

I learn SO much from your videos!! Thank you! I am inspired.

[@IrieIslandGaming]

So with that stock portfolio you just presented you are roughly receiving $100 usd per month in just the dividends?

[@thelmafigueroa8877]

iam confused? all of the dividend was only like 300 dollars

[@thingslookingatthingseyebo4319]

Same here....

[@Jorgetrader]

I love this family :) respectfully if you guys are retired, please use 25-30 percent of your time to learn. I am 32 and retired also. I live in Miami. I retired by way of selling call and put options on the weeklies or on day of expiration. I am averaging about 5000 to 7500 a month.

[@Imohlaapohko]

I am so thankful for you guys! You two are awesome!♥️

[@newtocamelot]

Amazing video! I’m working on building a similar portfolio.

[@OurRichJourney]

Thank you so much! Glad you working on building your investments! :)

[@reginaldpreston2600]

100k!!!!!! Going to the top

[@OurRichJourney]

We were so excited to reach that 100K!

[@williamllambelis3254]

Video idea. How to invest extra money/money you fall into! Keep up the great work guys. Thanks

[@OurRichJourney]

You're going to love next week's video ;-)

[@josephchristopherlewis6020]

Thx Amon & Christina. Once again you guys have blessed me. May the Lord Jesus bless you and your family abundantly. ❤

[@907FantasySports]

Love the content! Retiring early is a huge goal of mine and I’ve been documenting my journey in investing very similar to you! Keep it up!

[@followthemoney4525]

are you retired off of youtube income or your dividends? I'm confused

[@jaxontyler]

They're not really retired if they're making a living off KZbin

[@followthemoney4525]

Jackson Bray agreed

[@surfboy344]

That's a good point David. There's no way people live off $100 a month in dividends.

[@LooseArrowBoy]

They have 7 other accounts, real estate, and KZbin. They have multiple 'passive' income streams. I don't think they ever said they retired off the dividends on their Robinhood accounts. This is just an example of what they do on their larger accounts. They also aren't using these specific dividends, they are just reinvesting it. They are illustrating the kind of growth you can expect from their investing strategies.

[@Thefunkeemonkee]

Gosh, I have to watch all the series! You guys are amazing!

[@petergrant5223]

thanks for telling us your stock picks and the reason you bought it and when you bought it

[@richguest]

How lucky was I to stumble over your vids...! 😃

[@OurRichJourney]

We're so happy you stumbled across our videos! Thanks for watching!

[@fullwisewords]

My girlfriend’s dad got millions in assets and retired young. He said he regrets stopping young. How do you know when to stop?

[@giannyrodriguez9463]

fullwisewords just let it grow forever Look up this KZbinr: Financial Education

[@franciscoholdman929]

@@giannyrodriguez9463 I was gonna say the same thing also @ garyvee 🙏🏽

[@giannyrodriguez9463]

As well as @grahamstephen

[@martinezcarlos2063]

Such an easy subscription. Didn’t even think twice! Love the videos!

[@OurRichJourney]

Yay! Thank you!

[@danmckay979]

good update - still would be interested in hearing your selling rules/discipline for selling shares - rule 1 - don't lose money - way to success seems to be cut losses to an absolute minimum - hard to do

[@DrLisaZ-qy1yo]

I'm so glad I found this channel! Thank you guys so much for the content.

[@OurRichJourney]

Thank you! So glad you found us :-) Welcome!

[@Renould2010]

Great Job, Thank you, sharing, This Journey, 🔥🔥🔥💯👏🏿👏🏿💯

[@OurRichJourney]

Thank you so much!

[@March_13_18]

YES PLEASE DO VIDEOS ABOUT investment for children. What are the best ones to open up; the differences between them and how to monitor them.

[@jaysonmueller5094]

You guys are great. Your inspiring, helpful. God Bless.