Condo Buying Tips Philippines: Mga Kailangang Malaman Bago Bumili (PART 1)

This video is part 1 of the helpful tips for those who are buying a condominium for the first time.
Me-An Clemente (PRC Licensed Real Estate Broker accredited with different developers)
PRC REBL No. 0021476
📱 0976 003 5684 (Mobile/ Viber)
📧 [e-mail]
♪ Tiktok: / ownpropertyph
📷 Personal Instagram: / curlymean
📚 Facebook Page: / ownpropertyph
📷 Business Instagram: / ownpropertyph
#CondoPH #ReSday #Philippines

[@juliefepato145]

very informative mga videos mo po at parang pinagkakatiwalaang kaibigan lng yung napapanood ko. Salamat sa pagshare ng knowledge mo. Ituloy nyo po yan. Abang ako sa next videos mo. God bless. 😊

[@OwnPropertyPH]

julie fe pato Thank you so much for your comment. I truly appreciate it. Nakaka-motivate to make more videos. God bless 😊💕

[@pastorsex6639]

@@OwnPropertyPH idol nag subscribed ako,, kasi maganda ka...

[@madara12regio]

​@@OwnPropertyPHsa ayala land kapo ba?

[@giepangilinan576]

Sobrang malinaw ang explaination mo YOU Know your craft well. Sna lahat ng real estate broker kagaya mo para d Kmi ma mislead. SALUTE TO YOU!

[@OwnPropertyPH]

Maraming salamat po 😊💕

[@ELPALANCA]

Ang galing! in the span of 14 minutes nasagot mo yung mga tanong na di nasasagot ng ibang videos. Good move sa pagchoose ng language na ginamit mo, mas madaming makakaintindi. Thank you Me-an! :)

[@OwnPropertyPH]

Maraming salamat po 🙂 This means a lot to me. Yung iba inaaway pa ko kasi raw kailangan pure English kaso ginawa ko po itong video para sa mga kapwa nating Pilipino 😅😀

[@brianbrainard7871]

Ang galing mo magexplain Me An, grabe kumpleto at detalyado. Mabuhayn ka for sharing this info. Also, youre beautiful and witty.

[@OwnPropertyPH]

Maraming salamat po 😊

[@lloydydydy]

Very useful especially for the young adults. I honestly learned a lot from you! Please keep the videos coming 😁

[@OwnPropertyPH]

Lloyd Kevin Urbino Thank you so much for the continuous support 😊

[@wareng.4130]

@@OwnPropertyPH any developer u can suggest?

[@skyflakes2784]

@@wareng.4130 DMCI, maliliit ang units sa SMDC

[@OwnPropertyPH]

@waren santos Hi, I suggest developers depending on the financial capacity and desired criteria of the buyer. You may email me at [e-mail] so I can personally help you 😊

[@user-sc3dl4ui7c]

Very helpful, most especially now that I am considering investing in a condo unit. I love how you explained the financial capacity aspect. You explained everything in lay-man's term. :) Thank you for sharing this.

[@OwnPropertyPH]

Thank you so much po for appreciating my content 😊

[@anamariemanuel2750]

Wow,sobrang galing ng video na ang daming questions ang nasagot ko.Im 55 at trying to invest in a preselling condo❤️❤️❤️❤️❤️

[@gracetabuzo]

This content is very insightful. I already reserved a pre-selling 1BR unit during an open house event. Nadala ng malaking discount at free appliances na rin. Now, naghahanap ako ng mga condo buying tips kung itutuloy ko ba payment ng DP next month. Thanks for the tips, miss Ma'am. Can you please make a content about pre-selling unit under PagIBIG financing? Much appreciated po.😊

[@Ti-tan313]

wow, very useful , ganyan din po sana lahat ng agent n nagbebenta ng condo hindi lahat naghahabol sa commision n makukuha, inform ang buyer sa advantages at disadvantages sa pagbili ng condo.

[@OwnPropertyPH]

Anna GC Yung iba po kasi colorum broker (meaning hindi wala silang qualification at hindi accredited with PRC) so mas habol lang talaga nila kita at ma-reach sales quota para hindi matanggalan ng allowance. Hopefully, sa paggawa ko ng videos na ganito, ang mga buyer ay maging mas mapanuri sa mga taong makaka-transact nila at suriin din ang mga inaalok sa kanila 😊

[@lermadonnachie6714]

Own Property PH, tama ka. After na nakabenta, iiwanan ka na - walang guidance.

[@keeshamariegeriane686]

Very informative. Thank you 😊 SMDC sa mandaluyong yung nakuha ko. God bless

[@Jon-hw6iv]

I stumbled upon your video and I must admit that your presentation is so refreshing to watch. I will keep you in mind when I'm ready to buy a property in the Philippines.

[@OwnPropertyPH]

Thank you so much, sir 😊 You may reach me at [e-mail] in the future.

[@zaimanuel5018]

very insightful. agree ako sa lahat ng comments. thankful akong i found your channel here!

[@OwnPropertyPH]

Thank you so much 😊💕

[@shoeesss8161]

Ito yung dapat na sinusubscribe na channel. Very informative.

[@OwnPropertyPH]

Wow! Maraming salamat po :)

[@oddiepalacio8030]

Sana next time you could discuss yung Abt sa mga Rent to own. For us newbies when it comes to condo, ano Ang advantage or disadvantage ng rent to own and buying your own unit. Thx.

[@OwnPropertyPH]

Sige po gagawa ako ng separate video 😊 Hoping you watch my other videos kasi helpful din po iyon 😊

[@LalaChiirycs]

ang galing! ngayon lang ako nakapanood ng vid na iintindhan ko tlga ng klaro. hindi na ko napapasearch sa google kung ano meaning neto/ganyan hahahaha thank you po sa pag share ^_^

[@OwnPropertyPH]

Maraming salamat po 😊

[@Chubbylito11]

it's now 2024-2025 and your contents are still relevant!

[@marktammyBartolo]

randomly saw your vlog. you inspired me. Sarap makinig pag okaw ang mag lecture dami matutunan. Keep it up! and keep safe always.

[@OwnPropertyPH]

Wow! Thank you 😊 This means so much to me. Lalo na ang hirap gumawa ng video content na may trabaho rin po. God bless and stay safe po 😊

[@anthonyuy6781]

Though I am an ofw earning much than that in my work sa Philippines. Di kakayanin. I would be happy talaga if pre selling kasi magkakaroon ako ng chance. This is very informative. I like the clarity and phase of discussion.

[@OwnPropertyPH]

Salamat po 😊

[@BenjieBiyahengPilipinas]

I believe I did good on my pre sell Arca South unit purchase. Very clear and concise presentation. Great job!

[@OwnPropertyPH]

Thank you for watching my video 😊 Pre selling projects are easier to pay and investing in an Ayala property is good. You did well po!

[@maggieengalan8075]

First time to watch a video ,who's concern to people's interest.Thank you po, for ur information ,big help to many. :-)

[@OwnPropertyPH]

Thank you po 😊

[@mickhaculinecilliers876]

ENGLISH SIBTITLES PLEASE! So many of these videos are only in Philipino and this is one of the best by the looks of it. Please give us English subtitles

[@OwnPropertyPH]

All right, ma’m. I’ll work on putting the cc. You might want to watch part 2 of this video since it has English subtitles 😊

[@jaggededge0823]

Ma'am i really like your videos and tips, very informative sya. 👍

[@OwnPropertyPH]

Maraming salamat po 😊

[@LuisJimenez-qd7mc]

Nice! Very informative. Thanks

[@jomarsanjose6639]

Ang galing mo magpaliwanag.. Napakalinaw at ang Ganda ni mam pati boses

[@OwnPropertyPH]

Maraming salamat po 😊

[@Paul-ch4sr]

I really enjoyed watching your video. It's not boring. Concised. On point. Thank you for your insights 💛

[@OwnPropertyPH]

Thank you so much 😊💕

[@colwood360]

First time to hear this type of condo Buying tips as I usually don't watch it. Interestingly enough, I did not know this MACEDA LAW and was not correctly discuss during my first shot in the Summer of 2018 of buying a condo with Robinson The Radiance in Roxas Blvd. We made a DP of P50K and paid the first payment of CD$350.00, and then we suddenly cancel at the time for reasons that I won't be able to buy it for personal use. At the time as well, the money is not much for us, as I can get it back in my work quickly. I guess I regret it now, but I am far more on buying it in cash for personal use. My timeline is for another year and uses it as a retirement condo while on vacation during winter in Canada and back to Canada during summer days. I will surely be in touch when things come around to finally. Unfortunately, COVID-19 ruined our vacation and was supposed to be in Manila this month. Cheers and more power to your channel and has been a learning experience as always in life.

[@OwnPropertyPH]

Jose Carlos Normally, those who are employed by real estate developers are accredited salespersons or colorum brokers (not qualified to be a real estate service practitioner). They didn’t have an in-depth study of the pertinent laws so they’re not knowledgeable to discuss this. So if you want your questions answered, it’s better to transact with a licensed real estate broker working in-house or a licensed real estate broker accredited by the real estate developer. Indeed, it’s better to buy in cash, you can get discounts from real estate developers or if you’re buying from owners, you can negotiate the price. When you’re buying from owner’s, it’s best to use a licensed real estate broker for a safer and smooth transaction. The title will be verified if it’s clean and you’ll be guided accordingly with the process. It’s saddening to hear that your vacation got ruined with the covid-19 pandemic. However, it’s all for the best and I’m glad you’re safe. Thank you for watching my channel and may you learn more from the videos I’ll be publishing. Stay safe and God bless 😊

[@colwood360]

@@OwnPropertyPH Actually the salespersons ( 3 ) are all from Robinsons Land. They came to Calgary, Alberta, Canada, during the Filipino Festival in downtown Calgary, to do the sales. Maybe it was not just discussed because I was looking for personal. But then again as you said they should have been advised us on this Maceda Law. We will definitely get one for personal use ( max. 5 M) and will buy it in cash. Thanks for your response. Cheers and more power to your KZbin channel.

[@raktv.2982]

bukod sa maganda kana, maganda at maayos kang explain. salamat sa info. new sub po ako.

[@OwnPropertyPH]

Salamat po 😊 Marami pa po akong videos tungkol sa condominium.

[@efrenjohnlim3779]

Thabk you so much. Detailed information. I have. Really learned a lot by watching this vid. Thank you and more power to you. 🙏👍

[@OwnPropertyPH]

Thank you so much as well po 😊

[@edenfleur396]

Hi! New subscriber here! Very informative po ung video nyo and salamat po sa pag share nang tips. Keep it up!

[@OwnPropertyPH]

Maraming salamat po sa pag subscribe 💕 Masaya po ako na informative po para sayo ang video ko po 🙂

[@florylcuarteros5813]

Ang cute mo Naman magsalita. Also na Doon sa part na " malaking perwisyo Yun!" Heehhhe thanks sa mga advice

[@OwnPropertyPH]

ah... hahaha! salamat po sa panonood 😊

[@kennethagustin4275]

Okay, I just stumbled upon this and I must say that this is a very good episode you did. Informative and very detailed. Sana ikaw na lang naging agent ko for a presell 1br unit I got from DMCI. Di na nagparamdam ung agent nung may may questions ako haha.

[@OwnPropertyPH]

Thank you po 😊 That is sad to hear na hindi na po nagpaparamdam yung agent, Kapag may concerns kayo sa account niyo, pwede kayong tulungan ng customer care ni DMCI Homes 😊

[@raedawnsardena1014]

May video ka po ba na nabanggit mo yung mga condo developers na may good reputation? Like top 10 in the PH. Anyways, sobrang ganda nung video. Super informative! U earned a sub po!

[@OwnPropertyPH]

Gagawa palang po ako nung video about top 10 condo developers. Na sa lineup ko na po ng gagawan ko ng videos. Marami pa rin po kasi akong i-rerelease na videos kaya di ko pa po nagagawa. Thank you po 😊

[@EdChristopherTakuma]

Planning to buy a condo in Cebu, your video was very insightful and informative, pag patuloy mo. Lang maam... I will support you, subscribed! :)

[@OwnPropertyPH]

Maraming maraming salamat po for your kind words and for subscribing po 😊

[@RLCprojects]

Pre selling condo in Pasay City and Cebu City please contct sir Mike Deleon to assist thank you and Godbless

[@JesusJrAlbestros]

Na paka linaw na paliwanag 👍

[@SgtRobert-qb8kt]

Thank you po Merry Christmas po God bless our country the Philippines po

[@danilob258]

Thank you - your subject is very informative By the way, you mention about Maceda Law - I bought a condo in April 2016 - after 2 years of payment I tried going to the bank but BDO and PNB will not financed and said they stop dealing with the developer due to delays on issuing title. So, when I noticed that I will have a hard time to finance it - I decided to cancel my purchase. - I lost about 541,000 pesos - and on Final Notice of Cancellation - there is a paragraph stating that : " Please be informed that under Reservation Agreement which you have signed with us, it was stipulated that upon cancellation or termination of the purchase, all payments made by buyer shall be forfeited. Since I am a Canadian Citizen and don't live in the Philippines and not aware and no time to find out where I stand so I just when ahead and cancelled - and only this time I find out from you about Maceda Law - do you think this one can help me get at least 50% of what I paid. Do you think I can still go back to Empire East to put a claim for a refund? Yes I paid my monthly payment for exactly 2 years and a month.

[@OwnPropertyPH]

Before anything else, I would like to say that what happened to you saddens me. No matter what the amount was, the payment that you chose to forgo is your hard-earned money. Anyway, to answer your question, despite the stipulation in the Reservation Agreement that "all payments made by buyer shall be forfeited" by Empire East, you are still eligible for a refund of half of the payments you made. This is because such stipulation in their reservation agreement is null and void as per section 7 of the RA 6552 of the Maceda Law. What you need to do is send a demand letter to the real estate developer. If they didn't respond to the refund request, the complaint should be filed to HLURB (now DHSUD). I understand that you are a Canadian Citizen and you can't stay too long in the Philippines in order to undergo the complaint process. What you may do is issue a Special Power of Attorney so that attorney-in-fact may file the complaint and do the requirements on your behalf. Now that it's 2020, I'm not sure if HLURB can still assist you with your case that dates back to 2018 but you may try. There is no harm in trying. Hope this answers your questions :)

[@danilob258]

Own Property PH Thank you very much for your reply and really appreciate the information and advise you gave me. By the way what is the meaning of HLURB? I will try to look it up. Thank you and take care always

[@OwnPropertyPH]

Danilo Bartolome HLURB stands for Housing and Land Use Regulatory Board. However, it has been consolidated with HUDCC so now it’s called Department of Human Settlements and Urban Development (DHSUD). Sorry, I’m just used to it being HLURB so I still said HLURB when it’s supposedly DHSUD already. I keep on forgetting since I’m still waiting for my new ID from them 😂

[@danilob258]

Own Property PH Thank for your fast response- still awake? it is 0318am there now hehehe - thank you and take care always.

[@OwnPropertyPH]

Danilo Bartolome Yes, I was awake earlier. Just waiting for response from other clients. They have a different time from us 😊

[@ronrillon1373]

Nice content, I'm sure maraming nakaka relate. Can you give tips naman on how to effectively sell a pre-owned condo unit?

[@OwnPropertyPH]

Yes, I’m actually planning to make a video about that po 😊

[@zcha498]

New Subscriber here.Your videos are Very informative. My partner and i recently reserved for a condo unit for investment and living. And im learning tru videos .. un mga bagay na hndi snsbe ni Agent.

[@OwnPropertyPH]

Maraming salamat po sa pag-subscribe at sa comment nyo po 😊

[@mcmd1714]

Thank you. Super helpful 😊

[@danilob258]

I am thinking of buying a condo so I started watching KZbin to learn - since I have a bad experience when I tried buying in 2016

[@OwnPropertyPH]

That is great, sir, and the bad experience that happened to you was very unfortunate. Just to ensure that you avoid such mishaps, may I suggest you can transact with a PRC licensed real estate broker so they can help you all throughout your transaction from pre-sale to post-sale.

[@danilob258]

@@OwnPropertyPH Ok I will - what do you have in Makati or Shaw Blvd Area/EDSA ? 1 BR condo

[@OwnPropertyPH]

Danilo Bartolome I’ll email you with some questions, Sir, that I hope you’ll answer to help me present you the right property for you. I have your email since you emailed me with your question before 😊 There are tons of condominium projects in Manila. Thus, what I usually do is look for what fits the requirements and budget of the client instead of merely presenting properties.

[@AdelineEnad]

Ang daming tips, mas naliwanagana ako. :) Good thing I saw your video sis!

[@OwnPropertyPH]

Adeline Enad Sis, maraming salamat sa panonood. Sana marami ka maliwanagan ka pa lalo sa mga susunod kong videos 😊

[@joyceydeleon3735]

Thank you for the info. Marami ako natutunan

[@cheng2136]

Maam salute.. sana more informative videos such as this one po

[@OwnPropertyPH]

Marami po akong videos. You may check po sa playlist or sa channel 😊

[@marieab5730]

Thanks sa very informative na video. Meron ka bang video tungkol sa mandalas na reklamo ng mga existing owners kapag nakatira na sila para maiwasan o mapaghandaan ng mga prospective buyers

[@OwnPropertyPH]

Wala pa po akong video regarding sa usual complaints ng residents pero may video po ako sa mga horrible experiences ng mga condominium owners. Baka interesting po para sayo kzbin.info/www/bejne/f3qlkpKea5iSaMU 😊

[@youngmasterbill1033]

Very informative. Sayang nga lang nakakuha na ako ng condo bago ko ito napanuod.

[@OwnPropertyPH]

Young Master Bill Kung hindi ka po satisfied sa nabili mo pong condo, pwede mo pong i-flip. Anyway, salamat po sa panonood 😊

[@lermadonnachie6714]

Young Master Bill, same here.☹️

[@lermadonnachie6714]

Own Property PH, I hope you don’t mind me asking. Do you know possible reasons of turnover delay? I would appreciate any reply. Many thanks.

[@armerlanoaustria5985]

hi ma’am is there any instances na di na aaprove si client after ng 20% dp.. ? thanks

[@OwnPropertyPH]

Lerma Donnachie Hi, sorry, ko nakita yung notif na nagcomment ka po. Hindi kita nasagot. The possible reasons for delay in turnover are the following: • Regulatory issues • Financing problems • Mismanagement Thank you for watching po 😊

[@ronrillon1373]

Nice content! Ang ganda pa ni ate... Tips naman on how to effectively sell a pre-owned condo unit. I'm selling mine kasi in Pasig. TIA!

[@OwnPropertyPH]

Yes, I’ll be making a video regarding that po 😊

[@lovelycata4308]

Great advices dear! But i think Maceda law is not applicable if you’re still paying the down payment monthly. If you cannot pay the required down payment before execution of contract, developers will forfeit all of your payments. Usually maceda law is already applicable to inhouse financing when contract to sell is executed and full dp is paid. That’s the time you start paying the 80%-90% balance through inhouse financing. When you dont want to continue the contract due to financial constraint then you’re entitled to 50% refund of all of your payments if you’re already paying between 2-5 years and 5% every year in excess of 5 years but refund should not exceed 90% of total payments made. If after full dp and loan application is rejected then that’s a problem coz the buyer cannot refund the reservation fee and down payment from the developers. That’s why brokers should also assess buyers’ financial capacity first before accepting reservations and before buyers make monthly payment for down payment.

[@OwnPropertyPH]

The Maceda Law is very much applicable because the 20% downpayment (or 30% downpayment) depending on the developer is spread over X no. of months/years so the buyer can do installment payments. This means that the monthly payment done is what constitutes the downpayment. "If you cannot pay the required down payment before execution of contract" You don't have to completely pay the developer in order to recover the money. You just need to pay at least 2 years of installment payments. RA 6522 was created "to protect buyers of real estate on installment payments against onerous and oppressive conditions." The monthly installment payment scheme is funded by the real estate developers so it's a form of in-house financing. Such a payment scheme was done so that after some time has passed, buyers will be eligible for a housing loan. This is the reason why the prices between (1) cash payment and (2) downpayment spread over certain a period of time with the balance via bank financing are different. The real estate developer factors in the interest they lent over the years. You may message me on FB: Own Property PH po if you want to see a sample price list so you'll understand it better 😊 Some developers forfeit all the payments even if there is a law that must have been protecting buyers because other developers would specify in their Contract to Sell that when the loan is not approved, payment is due and demandable or else all payments are forfeited. Most buyers aren't aware that there is a law that protects them. Other developers like the one where I bought my condominium made the installment payment 18 months to pay (less than 2 years) so that if I can't pay the balance, I can't recover any money anymore. Ma'm, in reference to your last paragraph, it's not just real estate brokers who must do a good job. Most of the people who are into project selling are the accredited salesperson/ sales agents so they must be properly trained. They, at times, don't assess the buyer's financial capacity when they are pressured with the sales quota. As real estate brokers, a lot of us do general brokerage and so general brokerage is actually my main job. I just do project selling on the side po. Thank you for sharing your thoughts 💕

[@OwnPropertyPH]

Ma'm, please let me know if you want me to create a video po discussing Maceda Law so it will be easier to understand 😊

[@lovelycata4308]

Own Property PH yes that would be great! Big help for home buyers 🥰

[@kimiyolk3249]

Thank you for this informative video. I appreciate you replying to the comments too, dami ko ring natutunan. I wish I had seen this earlier pero kahit siguro napanood ko to, I still would have bought a preselling unit in Victoria by New San Jose Builders. Nabasa ko sa replies mo na hindi mo recommended ung developer kaso yun lang talaga ung pasok sa financial capacity, required income, saka petfriendliness. Daming murang condo pero sa income at petfriendliness talaga nadali. Hahaha. 4th month ko pa lang sa pagbayad pero alam ko nang male-late sila sa turnover. Nakikita ko ang sarili kong ibebenta lang din ung unit tapos hanap ng iba. So much for my adult millennial decision. Will watch your other videos sis. Very helpful sila :)

[@OwnPropertyPH]

Minsan kung iyon lang talaga pasok sa budget, pwede naman na talagang pagtiyagaan 😊 Anong pet m? 😁 Anyway, yes, pwede mo naman benta yung unit eventually though medyo mahirap lang honestly ibenta yung condo projects ni New San Jose Builder kasi yung bumibili ng units diyan, hindi cash buyers. So just prepare for the future na mag-offer ng rent to own option sa buyers 😊 May part 2 na tong video sis 💕

[@kimiyolk3249]

@@OwnPropertyPH I have three cats 😊 ang sad kasi sila lang ng River Park Place (CDC Holdings) at Cambridge Village (Empire East) ung pasok sa criteria ko pero lahat sila maraming negative reviews. I forgot how I ended up with NSJBI. tapos hanggang ngayon chinachat pa rin ako nung agent sa River Park 😅 No developer is perfect naman pero what are your thoughts on this? Kasi kahit ung big names like SMDC may complaints rin. Nagsisi ako bigla hahahahaha

[@Kiyimeow]

im confused. im single and i want to buy my own place. the computation here is for people with co-owners. makes me think that it's impossible to own one by myself. i feel like i can pay for it over the years, but i don't know why i lost a little more hope after this...

[@OwnPropertyPH]

hi, please watch part 2 because it might help 😊

[@analizasisracon2426]

Nice vlog. Very informative po. It help a lot sa mga new owner of condominium like me.

[@OwnPropertyPH]

I have other videos you might want to check out po 😊

[@sheenamolina9223]

Thank you for sharing this! I like the way you explained it in a simple manner.

[@OwnPropertyPH]

Thank you for appreciating it, ma'm 😊

[@LeonMan-e4p]

Pag bibili ng condo, let say, hulugan, either bank, pagibig, or in-house financing. Kelan dapat mag umpisa magbabayad si buyer ng Real Property tax.

[@boyongv1180]

Didn't expect the video to be THIS informative. Husay hehe :)

[@OwnPropertyPH]

Wow! Maraming salamat po 😊

[@allanbutial1351]

Waw..buti nalang napanood ko ito..bibili kc ako ng condo..tnxs

[@OwnPropertyPH]

Welcome po 😊

[@mcphoavlog4387]

Wow galing sana marami pko matutunan ..nang ma Share ko Rin sa mga vlog ko

[@OwnPropertyPH]

Marami pa po akong i-publish na videos 😊

[@noneofyourbusiness2872]

You will have a good equity from Condo and more Practical, but case to case basis depending on the person perception.

[@OwnPropertyPH]

I agree based on the person’s perception as well as the person’s circumstances 😊

[@nataliabeautyshorts]

Maraming salamat po sa libreng payo. Maari nyo po bang maliwanagan. Ang license to sell po ng condo nakasulat na maximum 4 milion po ang selling price. Pero bakit po binibinta nila sa akin ng 7 milion? Ang condo po ay in construction pa lng.

[@joorrggiiee]

This is very informative. Specially for people like me who wants to own a condo unit. Buti na lang nakita ko tong video na to. Research pa more. :D

[@OwnPropertyPH]

Thank you for finding it to be informative 😊 I’ll be releasing more videos about condominium ownership and condominium living 💕

[@AlvinDRamirez]

Makakatulong ito sa mga interesadong mag purchase ng condo unit.

[@OwnPropertyPH]

Salamat po sa comment 😊 Yun po yung goal ko. Makatulong sa mga gustong bumili ng condo unit.

[@AlvinDRamirez]

@@OwnPropertyPH You're welcome!

[@nikapedro4542]

This video helps a lot marami akong natutunan , but i have question if kukuha ako ng pre selling na condo unit , may pag asa kayang ma approve ako sa banko kahit new member palang . im a new ofw at gusto ko sana itry , hope masagot ang question ko salamat 😊

[@yanamarie1062]

Ang linaw ng pagkakaexplain 👏🏼👏🏼👏🏼

[@OwnPropertyPH]

Yay! Masaya ako na madaling maintindihan 😊

[@nicolemonte8298]

Thank you so much for this very informative

[@alminarose7551]

I watched this in 1.75x speed and didn't have a problem lol cool (yay to 3000th view)

[@OwnPropertyPH]

Almina Rose wow! This made my day! hahaha! Thank you for watching 😊

[@johnmaester2012]

Okay din sa x2. Haha. 🤣

[@ahentengilonggo]

Real Estate practitioner in Iloilo here. Great content 👌🏻

[@OwnPropertyPH]

Thank you for watching and for your encouraging words. It definitely means so much to me when it’s coming from fellow real estate service practitioners 😊

[@NurseJoyceAnn]

Galing mag explain ♥️ parang kwento lang pero may sense.

[@OwnPropertyPH]

Maraming salamat po. This means so much to me 😊

[@mniserrano]

Sobrang useful. Salamat ng marami! ❤

[@OwnPropertyPH]

Maraming salamat po 😊

[@lizly8539]

@@OwnPropertyPH ano po feedback nyo po sa federal land developers

[@mr.rocknroll4940]

Hi, regarding sa pag check ng background ng Developer, meron na ba to check sa online para hindi ka na pupunta sa HLURB. At kung meron man, saang site po pupunta? Thank you.

[@OwnPropertyPH]

Ang pwede niyo lang pong ma-check ay kung may License to Sell ang project ng real estate developer. Kung ayaw niyo pong pumunta sa DHSUD (merged HLURB and HUDCC), check niyo po ang pinublish nilang list sa website po nila 😊 dhsud.gov.ph

[@Dondon-wp1ys]

Thanks a lot kabayan =) ofw po kami ni esmi ko, first time namin bumili ng condo on a monthly stretch Dp basis, jan sa may manila ubelt, ang purpose po namin dito is to flip it kung mag value appreaciate sha or kung di naman ay i push namen for rental and airbnb business. baka po may vlog kayo for rental or flipping when it comes to condos. thank you and God bless.

[@skyflakes2784]

lugi sa Airbnb

[@lovedev5872]

@@skyflakes2784 saan area po kayo na lugi sa Airbnb? Tnx

[@OwnPropertyPH]

don manluyao If you bought a condo in Ubelt, hoping its property management of it is good. May iba po kasing condo, madaling lumuma because of poor maintenance kaya later on mahirap i-flip. Yes po, gagawa ako ng video for rental or flipping sometime in the future po 😊

[@OwnPropertyPH]

Skyflakes It depends po kung saang location yung condominium project 😊

[@Dondon-wp1ys]

@@OwnPropertyPH I see very valid po yun point of view mo mam, well sana naman maganda yung management nila in the future, anyway that unit I acquire po is from the Ayala, sana wag nila ako biguin in the future mejo naaral naman namen sha before we decided to buy the unit=) maraming salamat ulit more videos to come po Ms. Me Ann.

[@itspasawayfambam501]

Very informative especially I'm planning to buy a pre selling condo too...

[@OwnPropertyPH]

I'm super glad that you found my video informative po. May part 2 po itong video 😊

[@RLCprojects]

Pre selling condo in Pasay City please contct sir Mike Deleon to assist thank you and Godbless

[@justinmesina24]

Nagustuhan ko po yung video. Pati ikaw 😍

[@OwnPropertyPH]

Salamat po at nagustuhan niyo ang aking video 😊

[@ramondelosreyes3056]

Bago mag multiply, kunin muna ang NET monthly (after expenses) then multiply

[@OwnPropertyPH]

Expenses can be adjusted depending on how one budgets as compared to taxes which is required so I believe NET monthly is after taxes only.

[@elern.e]

very informative

[@OwnPropertyPH]

Thank you 😊

[@terurds8247]

Yung maceda law ba ay may time line? Papaano kung ilang taon na ang nakalipas at hindi agad nakapag claim ng refund dahil hindi na itinuloy ang pagbili ng property may habol pa rin ba? Thank u

[@OwnPropertyPH]

Under MACEDA law, dapat naka-at least two years worth of installments ka para makuha ang cash surrender value na equivalent sa 50% ng buong nahulog niyo. May record pa naman ang developer at may copy ka naman po ng contract kaya may habol ka pa rin po 🙂

[@bettyedosma6426]

Helpful naman balak ko pong bumili ng condo sa north vertis ano po pwede kung gawin

[@OwnPropertyPH]

Hi, I have a video about the condo buying process po. And I can also assist you since I’m handling Avida projects po 😊

[@cgdph644]

1000th subscriber! Great info. Thank you 😊

[@OwnPropertyPH]

Wow! Thank you so much for watching and for being my 1000th subscriber. I super appreciate it 😊💕

[@shielacasiple9142]

gusto ko talagang mag own ng sariling property kahit condo pero parang mas possible kasi ang condo mas maliit nga lang. I found a preselling pero di ako sure andami ko pang questions..

[@OwnPropertyPH]

You can watch part 2 of this video then you may message me at Own Property PH on Facebook po kapag may questions ka pa po 😊

[@marlynramosydarang7364]

Thank you for sharing meann

[@kimberlyguardiano8640]

Informative 👍 😊 ask ko lang po, magkano po kaya ang parking rent if may car ka at gusto mo tumira sa condo?very material amount po ba ang icoconsider mo para masabing financially capable ka for such additional expense?thanks 🙂😁

[@OwnPropertyPH]

Yung parking rent depende po sa location. Usually parking price starts at P 4 k monthly. If you have a good paying job, your job requires you to go around, and your condo is not in a prime location, the additional expense is ok. Pero kung prime location kadalasan may kamahalan yung parking fee and walking distance naman na lahat so kahit financially capable ka para sa kin hindi na need yung additional expense to rent parking 😊 One of the advantages of living in a condominium is the convenience and accessibility.

[@duanne12]

Ang ganda nmn nya.

[@OwnPropertyPH]

Ay 😆😅 sana po marami kayong natutunan 😊

[@duanne12]

@@OwnPropertyPH sobra po ate ganda🤩

[@rosalinaang4273]

Ano mas maganda sariling construction o yung developer ang bahala kasi bare sya. but hindi kasama yung other features.

[@OwnPropertyPH]

Para sa kin, mas gusto ko sariling construction kasi may control sa materials na ginamit pero mas madaling magbayad kapag developer ang gagawa. So depende nalang po talaga sa priority niyo po 😊

[@marinapacuno3132]

Very informative.. Thanks

[@OwnPropertyPH]

Thank you so much po 😊

[@calilyn1026]

Thanks for this awesome video. New subbie.

[@ignaciobalais3997]

Very informative and very clear

[@OwnPropertyPH]

Thank you so much 😊

[@charlieechann]

Very helpful! Meron na ba syang video ng mga recommended na developer or what makes a well made condo/what to look for in a condo?

[@OwnPropertyPH]

Wala pa po 😊 Gagawa po akong part 2 nitong video. Nasira lang po kasi laptop ko and naka-ECQ pa so di ko matuloy 😭

[@melvinordonez9392]

I learned a lot.Thank you.

[@OwnPropertyPH]

I’m glad you learned a lot po 😊

[@janoppus2948]

very informative and easy to understand explanation. just wanted to know kung paano yung bayaran for RFO? directly ba yun sa bangko or sa mismong developer?

[@rommelcruz46]

Sa developer po..meron po promo now early move in 5% downpayment..

[@OwnPropertyPH]

For the RFO, kailangan niyo munang magbayad sa real estate developer po. Iba't iba ang payment scheme ng mga real estate developers. Gaya ng sabi ni kuya Rommel, merong mga real estate developer na merong early move-in promo 5% (for ex. 5% spot then yung remaining 10% pwedeng payable in x no. of months) 😊 At least 15% DP kasi po bago mag-bank financing.

[@julesbar3545]

Very well presented. Keep making videos. Nxt time Il subscribe. Take care

[@OwnPropertyPH]

Jules Bar Thank you so much for watching. I will keep on making videos as soon as my laptop gets fixed 😊

[@worldshaking0502]

Very useful thanks!

[@wrathfilled]

Fantastic video! Really very helpful tips

[@OwnPropertyPH]

Thank you so much for watching 😊

[@mariteskintanar857]

Pano kung yung kamaganak mo gusto magbenta ng condo nya tapos binigyan ka nya ng authority to sell the condo while she's out of the country.is it legal? Or should I undergo training and be accredited first?

[@OwnPropertyPH]

If kamag-anak, you use consularized SPA or SPA given before your relative left the Philippines. But you are not allowed to use Authority to Sell po which is the contract whereby you get a commission for the property sold because it can only be used by legal real estate service practitioners 😊

[@rowenacanayon7757]

Thank you very impormative

[@OwnPropertyPH]

Thank you for watching 😊

[@lulubritania7349]

What can you say po about Grand Taipan hehe? Waiting for part 2. Thanks for the info 😊

[@OwnPropertyPH]

Lulu Britania Grabd Taipan is a new entrant and until their residential condominium project is finished doon lang po ako magkaka-comment. Ang alam ko lang yung founder nung real estate company kuya ng HS batchmate ko po at real estate broker siya na naging real estate developer 😊 Teka lang po sa part 2 ah. OC kasi ako. Gusto ko same shooting location 😂😅

[@lulubritania7349]

@@OwnPropertyPH hehehe ok po.. Will wait nlng po. Thanks 😁👍 After po ng part 2 tas nakapag decide kami kumuha ng condo po ikaw nlng po broker nmin ah. 😂Hehehe

[@OwnPropertyPH]

Lulu Britania Salamat po 😊 Mag-release po ako ng new video next week. Lifespan of a Condominium in the Philippines baka interesting po sa inyo 😀

[@lulubritania7349]

@@OwnPropertyPH regarding sa life span totoo ba ang lifetime.. Yun kasi offer ng taipan.. Im eyeing kasi dun sa ermita hehe but since napanood ko vid mo eh hold muna.. Since di rin nmn kami rich hehe

[@OwnPropertyPH]

Lulu Britania Abangan mo po video ko 😊 Coming very soon po hahaha! Feel ko po masasagot lahat ng tanong mo po

[@ritchmonrelente2795]

Hi ma'am, gusto ko lang pong itanong if may condo po ba na pwedeng kunin kahit hindi thru pag-ibig, magDaDown ka lang... then magMomonthly kna...

[@OwnPropertyPH]

Kapag ganung condo, in-house financing iyon. Ibig sabihin si real estate developer ang magpapautang sayo. Mas mahal po kapag ganun. Another way is actual rent to own po kzbin.info/www/bejne/eIW8c3SEe6eYmNU 😊

[@ncam6300]

Any way. Financial capacity = may pera ka. 2.5 rule is mayroon pera ka or walang pera ka. Kung may pera ka pwede ka mag biili ang condo. Got it! Okay Na!

[@OwnPropertyPH]

😊

[@ncam6300]

Jok Lang ate’

[@OwnPropertyPH]

N Cam Yes, ok lang 😊

[@ncam6300]

Ms Me-An in a serious note, I have a condo with parking in BGC which I purchased in 2010 presale. I renovated the unit with an additional $20,000 USD. It’s now 2020 which has doubled the price. It’s a one bedroom unit that I’m thinking of renting. I’m hardly there. Should I rent or just sell for a profit?

[@mushfilms6251]

Awesome share po... Planning to buy a condo too...

[@OwnPropertyPH]

Mush Films Thank you for watching 😊

[@dextertengph9869]

for resale po ng condo, tapos iapply po sa bank financing, kanino po dapat binabayad yung 20% DP?

[@simonlopez2914]

Hi po,. Salamat po sa informative video, hingi lng po ng suggestion kng anu mga well known developer that you know na thrustworthy po. Thank you

[@OwnPropertyPH]

Any Ayala, SMDC, DMCI, Cityland, Rockwell, Shangri-La, Federal Land, Inc. :)

[@phillycheese7572]

Glad i saw your video today, im planning to get a unit at SMDC Bacolod, they offer good terms but this is my first attempt to buy a condo, I cant decide yet if i should? Can i have your opinion? 😅 thank you!

[@OwnPropertyPH]

Hi, sir, I can't give advice without knowing your financial situation, risk tolerance, and investment goals 🙂

[@mhariellcahilig9364]

Hi very nice content and informative as well, however, do you recommend Empire East Highland City?? Appreciate your response😊

[@OwnPropertyPH]

Hi, is the Empire East Highland City you are eyeing for investment or for personal use? 🙂

[@rrynamariano7826]

@@OwnPropertyPH hello! Irerecommend mo ba ang empire east highland city for personal use. Dami ko kasi nababasa na bad reviews tungkol sakanila 😢

[@kristalm1385]

thank you informative sayang nga lang ngayon ko lang napanood video mo nakabili ako ng unit in Cubao because i choose cheaper but may time sinasabi ko sana sa MOA area ako kumuha konti lang difference pero mabilis nag appreciate yong price. And the officers of association slso the developer. Tapos nung turnover i pay for meralco deposit, membership fee and 3 months association due na non refundable at hindi either advance payment. Tspos turnover ng unit ko is dec 28 then i was charged with December Association Due. Tama ba to?

[@OwnPropertyPH]

I'm not sure why you were charged for 3 months assoc due that is not considered for advanced payment po. Ang alam ko pagkaturnover sa inyo, saka lang po kayo magstart magbayad ng assoc dues tapos prorated pa po dapat yan.