6 Money Habits I Wish I Had Learned Earlier

[@pandabossanna]

Thank you to XTB for sponsoring this video, if you'd like to check out their Investment Plans or their platform in general, here's the link: geolink.xtb.com/OCnVn

[@Jcrossland1980]

I didnt start investing until i was 40. Im going to be teaching my children from the off (might be a good series for a KZbinr!). The barriers are down to investing now, remember having to go to the bank to buy shares. When i was 20 i bought Morrisons shares!

[@pandabossanna]

Great idea!! And oh god yeah I don’t know if I would bother if I had to go to the bank for it haha

[@InvestingwithDan]

Thank you for providing the inspiration to start my own KZbin channel!

[@pandabossanna]

😊 you’re welcome! And awesome 😎

[@InvestingwithDan]

@@pandabossanna I am Very much at the beginning stage, much to improve on! :)

[@swphilosophy3040]

Couldn't agree with you more on the point about debt. So, so true that there's a difference between debt to buy assets and debt for consumption. Be interested in a video on your latest round of debt at some point -- what sort of yield you get on it compared to what you pay away on the loan to buy it...

[@pandabossanna]

I pay 16% interest which is absolutely disgusting haha! But the land next to me was something I dreamt of buying pretty much since I bought my first one so it’s not really an investment to sell it’s an investment in my future. But for comparison - I got mine in 2019 for 40k, neighbours got theirs in 2021 for 70k and I got the next one in 2023 for 100k…. So huge appreciation

[@swphilosophy3040]

@@pandabossanna thanks yeah I saw the video on that one. Three point about smart debt is that it produces something for you, though, right? So I was wondering what you anticipated your land (or you via your land) producing ... (16% is a lot -- wish you'd asked me before you borrowed that!)

[@JG-yu7bu]

What kind of side hustles would you recommend?

[@pandabossanna]

Check out my other videos I have many about recommended side hustles :)

[@sadatsaleem9004]

Definitely knowledgeable information thanks

[@pandabossanna]

Glad it was helpful!

[@dipeshmistry8797]

Thanks

[@pandabossanna]

:) thank you for watching!

[@jessicabee9299]

Great habits to share ❤

[@pandabossanna]

Thank you! 🤗

[@wonder5823]

I like watching the news to practice my English. your accent and voice is like from BBC news or similar :)

[@pandabossanna]

Ah thank you :)

[@Chanesmyname]

The saying goes the best time to invest is yesterday. :)

[@ryanb01]

Has your accent changed slightly? 😂 good vid btw

[@pandabossanna]

Haha maybe! I spend a lot of time changing my accent a bit when i teach so perhaps it’s sticking

[@dupajasio4801]

Where were you 40 years ago when I needed you ? You pointed out exactly what I did wrong over the years. Sad face