PAYDAY ROUTINE 💰 My paycheck breakdown, credit cards, investments, and my financial goals!

[@savanna2932]

Hello! I’m only able to view the excel spreadsheet, is there a way I can request editing access?

[@KristaCannady]

Click file & then make a copy! Then you can edit your own copy :)

[@savanna2932]

@@KristaCannady ahh okay thank you!

[@Google]

Love for these Google Sheets budgeting tips!

[@vicentecabrera9245]

With a Roth IRA you can withdraw the money you put in (principal) without paying any fees or taxes. The gains in the accounts are locked up until retirement

[@RyanPerryRealtor]

i LIVE for the financial content!! thanks so much for making this video! ❤

[@KristaCannady]

So glad! Thank you 🥰

[@Missy-ch7pm]

Omg I’m so happy I found your channel. I think very much the same way that you do when it comes to expenses, and I’m hoping to start working in data analysis soon!!

[@KristaCannady]

Aw yay so happy to have you

[@emakimberly6541]

Wow so glad I found your channel, I am in my 20’s, a data analyst and I am wedding planning at the moment (I also work in healthcare, in the UK).

[@CaitlinCarter-zs6zw]

exactly how i feel!

[@KristaCannady]

Omg 😭😭 so happy you're here!!

[@Cassdrizzy]

This was so helpful! Great as always 😇

[@KristaCannady]

I'm so glad!

[@riseabove1256]

Yesss 👏🏼 excited for this one.

[@KristaCannady]

Yay! Thank you!

[@amyfall8307]

Hey Krista, I hope you’re doing well. I have been a silent watcher for a while now and I love your channel because It’s so insightful and helpful. I am currently pursuing my MHA from Purdue Global and I am currently trying to figure out a road map into becoming a data analyst. I would love to hear your experiences and if you have any advice for me as how to do it. I will be graduating next feb so I am kinda nervous about how to start looking for a job. Thank you 🤗

[@KristaCannady]

Thank you so much for being here!! This video I talk all about my career path & my tips! kzbin.info/www/bejne/eXyveX2Bhsuqh7Msi=-4azNIWkSyY4HEQj

[@julieoriente]

I used your Chase referral and I love my card 😏

[@KristaCannady]

Yay!!

[@Ilovetosmile2023]

I could be better if for visual consumer to keep the spreadsheet to be available for the entire video. So, we can follow the entire story. Thank you for reading and listening to our feedback ❤

[@BreannaVang-i4u]

How do you get such a high yield saving account with Capital One with 12% when they have it at 4.10%?

[@KristaCannady]

Idk! Mine is around 4%!!

[@danial3520]

Thanks for sharing!!

[@donniep.1513]

OMG! I thought it was just me that didn’t understand their employers health plans 😂 Thank you for your transparency.

[@KristaCannady]

I literally picked the most expensive & hoped for the best 😂😅 thanks for watching!!

[@BoastfulTV]

What happened to Hospital Administration??

[@KristaCannady]

Im still in the healthcare realm, just not at a hospital!

[@leslieevans6249]

You shouldn't be investing your emergency fund

[@KristaCannady]

Why not?

[@leslieevans6249]

Investing should really be for money you won’t need for at least 5 years, so there is time for any losses to level out

[@KristaCannady]

​@@leslieevans6249Yep, hoping I don't need it anytime soon 🤣

[@mayrimbas]

This is so interesting! I love watching how other people manage their funds. However, I'd say it's extremely dangerous to recommend putting all your expenses on a credit card. That's just insane, unless you're a very very very responsible person... I feel like the disclaimer in the video wasn't strong enough: you HAVE to pay it COMPLETELY off every single month, if not, you get f*cked over. And, in order to do that, you need to have a very deep understanding of how much money you can spend so that you can actually afford to pay it off... which most people would not be able to do. Anyway, I did enjoy the video despite this!

[@KristaCannady]

That's exactly what I said, don't do it if you don't have control of your spending! I also put a big disclaimer in the beginning that this is what works for me. & I talked a few minutes about NOT using a credit card and "putting it in a drawer until you get control of your spending" & I stand by it! Thank you for watching 😊

[@traciej.taylor2001]

Hello. I put absolutely everything on a credit card except my power and water bills due to the fee they charge. Even when I buy a slice of pizza at that monthly Sam’s shopping trip, that $2.14 goes on my credit card. I enjoy seeing the rewards add up for purchases that I would have made anyway. I still try to stick to my budget with the random clothes, accessories purchases and eating out, even though there’s not the same accountability as with cash.

[@davisamills597]

​​@@traciej.taylor2001same! I put everything on my chase sapphire preferred credit card then pay it all off immediately.

[@julieoriente]

Needed this since I just bought a new car 🥲

[@KristaCannady]

Proud of you!!! New car 🎉