Should I now shift active mutual funds to index funds?

[@ranakirti]

pattu sir, in another video you suggested Nifty 50 + NN50 is all you need. But here you are suggesting AH/BA/MA + NN50. A bit confused.... which is the better option for 20 yr retirement planning?. Regards & Thanks

[@MySNova]

Best explanation as always.. Will ask my sister to go with ' icici equity and debt fund + uti nifty next 50 fund'. Done!!!!

[@nareshmoharkar]

Good advices about goal and index fund. Don't understand much about hybrid

[@vdmani]

Dear Mr. Pattu, Very useful info. Thanks for making these educational videos. All are very indepth and practical advice. I have a large existing portfolio in two active funds. Should I stop investing and start investing in Nifty 50 + Nifty Next 50? Or Aggressive Hybrid + Nifty Next 50? Kindly advice. Thanks.

[@pattufreefincal]

If you are happy, continue Else you can gradually make an aggressive hybrid fund as a core part and if you want add NN50 index as satellite

[@vdmani]

@@pattufreefincal Thank you

[@PraveenKumar-ni9hc]

Sir Very good information sharing thank you so much 🙏💐🎉🎊🎊

[@ritesh3warke]

Thank you pattu sir to give us different perspective. by now I have seen almost all of your index investing videos. And I am totally convinced that there is no point wrestling in our minds between best performing mfs, we should just keep calm and invest in index, and if pocket allows then buy some extra units when market corrects. I have moved my active mfs to nifty blend 50:50. However one doubt i have in my mind what should i do to my elss? Right now I am investing in elss to get 80c benefit(adbsl tax reloef 96 and DSp tax saver) What are your views on elss funds? Should we have them in our portfolio along with indexes?

[@suman3316]

Hello Ritesh I have same doubts you have....I have some queries....can you help me

[@ritesh3warke]

@@suman3316 I think I will be keeping both of my elss for long term. Bcoz after multicap revamp elss is the only category where fund managger can do asset allocation between small, mid and large cap freely. And elss have done better in past due to 3 years lock in and I am bullish on then for future also.

[@suman3316]

@@ritesh3warke by means can I please Contact you....neeed your advice bro

[@ritesh3warke]

@@suman3316 I am no expert bro, still you can share ur query here. I can give my view on it

[@suman3316]

@@ritesh3warke ok...I bro...atleast your mail id....I will better..

[@shyamtinwar4035]

Nice video. Can you make a video on how many actively managed funds have really beaten index till now in last 15 years duration?

[@kunalpalshukla2150]

Also please tell the names of those funds Sir.

[@pattufreefincal]

I publish this list each month. See monthly fund screeners in the main menu at freefincal.com

[@angchuk]

And Most IMPORTANTLY also Name the Active fund that will beat THE MARKET in next 15 years for sure. And then we will talk in 15 years ;)

[@anirbansaha7987]

Hi, I find that Axis Bluechip Fund is benchmarked against Nifty50 and ICICI Prudential Bluechip is benchmarked against Nifty100. Does that mean, that Axis Bluechip fund will always invest in the top50 companies and ICICI Prudential Bluechip in top 100 companies in Nifty ?

[@Arjun77078]

Your advice helped me a lot....But pls its a humble request to reduce 'umms' while explaining....🙏

[@arunbhatt5653]

are you serious???

[@suman3316]

I am a Knows nothing investor and want to invest 2000rs per month in INDEX funds Sir I want to choose between NIFTYBEES Junior Bees GoldBEES and BankBEEs Please help me to select any three with ratio...of investment...

[@akshayshetty108]

HI Pattu, Thank you so much for such informative videos, Could you please make a video on Investing in ETF in India .

[@pattufreefincal]

See freefincal.com/tracking-error-icici-nifty-next-50-index-fund-vs-reliance-etf-junior-bees/

[@anamitrasom8413]

I am 42 and a novice about investment.But why hybrid funds, return there is the same to that of bank or post office FD.

[@tmg1219]

I'm a young investor and I'm planning to just have PP Long Term Equity Fund + Nifty 50 + Nifty Next 50. Is that good enough?

[@pattufreefincal]

Yes

[@KoushikMukherjee88]

Hello sir, earlier videos you mentioned how Nifty 50 + Nifty Next 50 index combination is all we need. Can you kindly clarify on why in this video you talk about active funds + nifty N50 index while having a portfolio of 50% Nifty 50 and 50% Nifty N50 finds no mention?

[@pattufreefincal]

This video is for people who already hold active funds. Context matters

[@Ashkita]

1Aditya Birla Sun Life Focused Equity Fund-5000 Rs /Month 2 Aditya Birla Sun Life Balanced Equity Fund- 5000 Rs/Month 3 Aditya Birla Sun Life Tax Relief 96 Fund 5000Rs/ Month 4 Sbi Mid Cap Fund-5000Rs/Month.. How Is My Portfolio????

[@kvandhi]

Pattu, When you say guaranteed downside protection in Hybrid funds. Is there anything similar in Active funds like QLTE,Parag. My understanding from this post, We will have only Hybrid funds and switch over other active funds. In my case i do not have any hybrid funds. Need to think over, I have chosen QLTE and Parag funds only because of good downside protection

[@pattufreefincal]

By construction one cannot expect guaranteed downside protection from these funds. But it is okay to expect it to a reasonable extent and stick with them

[@kvandhi]

@@pattufreefincal Suppose i am selecting Nifty blend(N50+NN50) and switch all my existing active funds to this combo. Can i say that my portfolio(Nifty blend) is not well constructed meaning No downside protection. So in order to achieve the downside protection , I need an Hybrid funds along with NN50. Please correct me ,if understanding is wrong . Finally my only confusion to switch my active funds to Nifty blend or Hybrid funds + NN50.

[@AnkyD]

pattu sir, what will be affect of recession on Debt funds mainly liquid/ultrashort funds ?

[@shyamtinwar4035]

If goal is 20 to 25 years away, should one have 70% to 80% equity allocation? Or still have 50% to 60%.

[@pattufreefincal]

If you are okay with that much go ahead but you should know how to manage risk

[@eskrishnaram4782]

Where exactly is the link to download the robot template, not able to figure it from the webpage

[@shahryar1673]

What are your views on using liquid fund for downside protection for long term? I get high liquidity, safety and lesser volatility. I kill two birds with one stone.

[@abbhijiith9737]

Thanks For the video, what is your view on nifty 50 value 20 index, can we invest in it

[@pattufreefincal]

Since it is not available as index fund, do not

[@abbhijiith9737]

@@pattufreefincal It is available as an ETF, how is this better or worse than a nifty50 or nifty next50 funds or ETF

[@irfannadeem9664]

@@abbhijiith9737 liquidity issues in etf plus returns difference ..buy only index.

[@shahryar1673]

Sir, I want your views on investing in Motilal Oswal Nasdaq 100 fund of funds

[@nobuffer-indef]

😂

[@chiragshah6010]

Sir, my doubt is about Balanced Advantage funds. Have they lived upto the expectations?

[@pattufreefincal]

That depends on your expectations and whether those expectations are in line with the investment strategy of the fund!

[@scorpian6013]

ICICI prudential balance advantage fund can be considered.

[@AbhishekKumar-lk4fg]

Please comment on nifty 50 index fund & nifty next 50 index fund

[@pattufreefincal]

See my previous video.

[@subhadeep043]

Sir can u plz tell should i invest in hdfc tax saver. I have a sip

[@duderocks6483]

Mirae

[@akalawfirmlawyers1309]

Good

[@sarthakmohapatra3738]

Nice video Chattu ji

[@Tejas.32]

Super information

[@satishshinde451]

Me bhi aap jasa hu index fund ke favaour me bate karta hu logoko.

[@harinathareddy_g]

Sir, all mutual funds will give compound returns or only index fund will give

[@pattufreefincal]

No mutual fund CAN give you compounded returns. Pl see freefincal.com/compounded-annual-growth-rate-cagr-part-lump-sum-investing/

[@scorpian6013]

Mind it. A severe long recession is ahead.

[@bijochackopunnoose7865]

You knew it ?!!!!!

[@Dsvkd]

Are you alive??😂😂😂