ਫੇਰ ਠੰਡੀ ਕਿਉਂ ਹੋ ਰਹੀ ਹੈ ਹਾਊਸਿੰਗ ਮਾਰਕੀਟ ? | Housing Market | Market Trends | RED FM Canada

What recent trends tell about the housing market?
Guest: Amrita Bhogal, Mortgage Advisor
Host: Shameel Jasvir, RED FM Toronto
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[@DineshDinesh-nh9wk]

Concept of Housing is Failed concept in Canada Now! *Unstability of income situation and on the other hand *Greed of Money mindset in some people. These 2-reasons on extreme levels are main reasons why Housing has become unsustainable.

[@danachats8944]

Greed has played a very big role.

[@neetikaptan1343]

This woman make sense Shameel is brilliant as always

[@jesdeep007]

How do investors outside Canada invest in the Canadian property? Especially in distressed properties

[@surindersingh422]

I know few peoples come on financially family PR in 2014 and started work in this volatile housing market and now a great real estate party , How the housing market worked so fast ,,,,,,,,

[@ramgre]

Very valuable conversations. Thanks for them to brought current issues.

[@kaamilpankaj]

only reasonable expenses can be shown, CRA may also challenge the unexplanable or unjustified expenses. That is at the stage of tax payment.

[@spawn11]

Kitho len ge log?? Pay rate 18$/hourly house prices over 1 million😂😂... Sirf offshore black money waleya di khed reh gayi hun. Canada to nahi tusi paisa Kama sakde. Trudeau made Canada poor nation

[@DineshDinesh-nh9wk]

Some don’t even have that wage per hour, many people just working on minimum wage that is $15-16/hr. If you earn more, you get more taxed. This system is worse. This shows a hardworking man working more harder than a normal person and also a person who has more qualification in skilled field for example Nurse etc. they have same value as a person who is doing a basic jobs like gas station or other basic manual jobs.

[@spawn11]

@@DineshDinesh-nh9wk I don't mind paying more taxes if I can work 30$/hour. Paying more taxes is much better than doing low wage slavery. Indian/Paki employers are worst they pay u less than minimum wage, no overtime after 44 hours...will make u do slavery for 60-70 hrs a week without overtime for 10$ per hour. Saddest thing is thousands of people willing to do that too. ..

[@utopiasstoryworld]

True

[@sushilsehdev6613]

Do not trust agents, mortgage brokers

[@preetbabal1857]

Yes, you are right. They just want to sell the product and they most of them have no knowledge

[@bodhisattva6308]

Listen to everyone, do what you wish

[@pammibub2021]

Jadon affordability hi nahi te multiple offers jinniyaan Marji paa lo ,ghar nahi vikkne

[@hardeepchaudhary893]

ਬਹੁਤ ਸੋਹਣੀ ਇਨਫਰਮੇਸ਼ਨ

[@T.dot.]

Same in Australia, house prices are detached from incomes

[@rickybinning8115]

Very informative. More than anything I love the way she talks. Very adorable.

[@manindergill6775]

Amrita bhogal is very informative girl.. always like her program

[@bodhisattva6308]

I know her personally. Gives very sensible advise

[@Blue_____Sky]

Excellent discussion

[@nitinpaul5460]

I Like the way she talks and explains :)

[@ashokkalia4151]

Very realistic conversation.

[@baljitsingh8757]

Waheguru jee ! We pray let the time come kanya ‘s dya samna time everyone will be happy and stressed less

[@sushilsehdev6613]

Home equity party is over now time of equity hangover it will lag out

[@ajmerdhillon3013]

ਫਿਰ ਠੰਡੀ ਨਹੀ ਅਜੇ ਤਾਂ ਵੋਖੋ ਅੱਗੇ ਕੀ ਹੋਣ ਵਾਲਾ ਹੈ 100% ਕੀਮਤਾਂ ਅਜੇ 10 ਤੋਂ 20% ਘਟਣ ਗਿਆ , ਜੇ ਵਿਆਜ ਘੱਟ ਵੀ ਗਿਆ ਤਾਂ ਵੀ ਕੀਮਤਾਂ ਘੱਟ ਹੋਣ ਗਿਆ । ਵਿਆਜ ਅਗਲੇ ਪੰਜ ਸਾਲ 4% ਤੋਂ ਘੱਟ ਨਹੀਂ ਹੋਣਗੇ ਸਾਈਦ ਕਦੇ ਵੀ ਨਹੀ।

[@JaiShreeRamJaiShreeRam8]

Shi gal a

[@iqbalsaini8036]

Are you talking about Vancouver Market?

[@danachats8944]

Saadi community ne sab toh jyada real estate nu easy wealth generation lyi use kita. Ais karke house di ‘home’ wali definition mukk gyi. Hun asset ban ke reh gya. Nuksaan sariyaan nu hoya.

[@jaishreeram5235]

Link CRA to bank plz asap Canada di PR leke v pinda aale gareeb hi rehange hun coz afsarshahi aala 2 number da India da paisa aa reha Canada ch hun , mei vhot nu janda jihna de parents bacheya nu Canada bhen rhe a ki tuc PR Lao bs ghar lai paise asi thonu devange, eh ohi paisa jehda India ch gareeba nu lut lut k ehna rishvatkhori corrupt loka ne Canada ch ghar buy krn lai ikatha kita hoya After hard work nd study if u get PR in Canada u wll regret forever Country madi ni but ghatiya breed jehdi Pakistani India te Sri Lanka to aai a ithe ohna sb di ………un

[@viren1707]

Everyone is talking about interest rates for buyers but forgot about the interest rate for the developers. They are also going to take loan at higher interest rates, consequently, they slow down the construction and waiting for the low interest rates. So that they take loan and expedite the construction activities

[@neetikaptan1343]

Interest rate should stay same for a while at least 3 more years

[@AmritSingh-lq8ki]

Actually it should stay at these levels for ever….. even after people who want to take advantage of these rates……

[@SardarG-PB07]

Up or down, realtors filp accordingly, and always make money in commission. Don't look at them as information source and dont make decisions based on realtors pitch.

[@bajwarcanada]

She is mentioning factual ground realities

[@hermindersingh7008]

She talks 💯 true

[@harneksinghsaini]

Not in Calgary, Calgary market is still same.

[@KulwinderSingh-up5id]

Morgues c r a nal kado conect kar rahe Han ji

[@jaskaransingh-bf2pz]

I think we have to understand that our people are very greedy, there are two sides of coins, were they prepared if market go down or like what is happening with interest, they should not complain now. Real estate should not be used as wealth creating tools by greedy unprofessional realtors and people, it should be used for housing and roof over our heads

[@Dhindsavlogs]

She is right, even people who drive long haul truck, aren’t able to qualify for even 4 lakh house 🏡. Only fake mortgages are helping people to buy 6-7 lakh houses

[@HS-hw6ul]

Indian real estate is heating up 🤔. Especially metro cities. Some one from Bangalore just told me that you can’t buy anything less than 5 crore Rupees in Bangalore today . That is India’s IT hub .

[@Jatt.91]

That's true , land prices are rising fast in pan India . In my Village land prices have increased 3 times in the last two years .

[@pammibub2021]

Lokeen duya ghar Vi nahi lein ge ,,,CRA nu Vi jawab dena peina

[@harley48ryder6]

Baki sab shado kine piyar nall gal kardi aah kudi,,,jad ghar hundiyan fer ki ho janda ehna nu,,😂😂😂😂😂

[@garysahi100]

On the lighter side, it is very funny to hear the guest speak Punjabi. I think she needs to take a test of Punjabi as a foreign language. Jokes apart, she is very informative in her talks and has the poise and grace befitting a Lady.

[@viren1707]

Canadian government is failing at all grounds

[@Calgary-Business-and-info]

They know everything but they are businessmen too.

[@ramgre]

I think it's very true

[@viren1707]

@@Calgary-Business-and-info It doesn’t give them right to mess common men’s lives

[@DineshDinesh-nh9wk]

@@Calgary-Business-and-infocorrect they are playing GAMBLING with the country and it’s people!

[@parveshsaini8967]

​@@viren1707so what you are gonna do ??....tell me....is there any spine left in average canadian resident/ citizen to hold protest about this mess ??

[@pammibub2021]

Rate 2% we Ho Gaya te rehn vaaste hi ghar khareed sakde Haan te Duja ghar khareedAn di aukaat Vi nahi rehni 😂

[@parveshsaini8967]

People blaming government for the real estate mess.... But i think it's the fault of people itself.....somebody was saying pay rate is $18 per hour but houses are 1 million ... The problem is that people are not skilled enough to contribute the canadian economy and takeaway higher salaries ... 80% people are average residents and always are satisfied in working in warehouses jobs and hope to buy house from that income.... Once you are skilled, you can buy whatever we can dream

[@preetbindra4753]

Eh shammil aap 4-5 ghar laeke betha hona ..ethey looka nu drayii jaana ..aap ghar layi jaana ..lol😅

[@stories2heart]

Yr ik ta everytime tusi bht stressful video leke aune

[@DineshDinesh-nh9wk]

It’s better than being in the illusion of being positive r having hope that a common man these days have the Power to buy a house!

[@pammibub2021]

Saari problem hi fraudsters layi hai 😂

[@harvindersidhu530]

CALGARY IS VERY HOT

[@danachats8944]

If youth learned good trades, Canada might still work for them. Otherwise they will be better off closer home. Punjabis need to look at the huge job market outside of Punjab, in India. West de mazdoor ban ke rehna is not such a great goal.

[@parveshsaini8967]

The reason for moving abroad to feel like rich not becoming a rich.....there is a big difference between the two.....in canada, usa , nz ,england you can pretend to look rich but actually you are becoming more poorer than India..... In india , nobody is dying of hunger or unemployment but Punjabis need to look richer even they eat one time a day, 100 dollar bank balance, no cleaning of house or etticates to speak to someone.....

[@bhindaraghu]

Fake expenses are worse fraud per CRA.

[@jasmeetsinghgrewal6753]

play this video with 1.5x speed

[@biru4074]

Thanks its big help bro much better 😅

[@sushilsehdev6613]

House prices will go down to 2008 level

[@DineshDinesh-nh9wk]

On what basis are you saying that.? Last recession that happened in 2007.?

[@sukhjitsingh8269]

They will come down but nowhere near 2008

[@APICSKH]

You will be lucky to see them at pre-COVID levels.

[@bodhisattva6308]

@@DineshDinesh-nh9wk there is no basis apart from that messaging online is still free.

[@DineshDinesh-nh9wk]

@@bodhisattva6308 ya some people have completely lost their mind, they are happy and unbothered about what’s going on in their country or world, they just want to be in the illusion of positivity!

[@niteshaggarwal3845]

Paji eda da kuch v nahi. 20-20 offers p ria aaj v. Even loki firm offer te ghar chuk re. My brother was looking for a house upar d upar d upar offers chal ria

[@niteshaggarwal3845]

Actually tute tute ghar v 8.5 lakh $$ d bik re. Kyuki loki sochde apa thora rehna rent e krna. Jdo eh tutte homes ene costly sale ho re market ch rate us hisab nal fix ho janda. Jis ne apne rehn li lena osnu thora vdia chida te jdo broken house 8.5 da sale hoya te theek theek home ta 1M da sale hona e aa.

[@DineshDinesh-nh9wk]

Oh phrawa jede new immigrants a, oh kitho afford karangey home-ownership nu aun wale time ch.? (Let’s say in 5-6 years) Jinna de buisness already set ne ya haal-filhaal chal raye ne ya jinna da kmm vadiya chal reha ohi buy kar rhe hongye es time te aun wale agle 5-6 saal ch v. Jinna nu ethe aya v 5-saal hogye already ohvi hun soch rhe ne ki house lyiye ya na lyiye kiyunki basic jobs karke v 2-jane v nhi le sakde house. Saara system e thapp hoeya peya.

[@niteshaggarwal3845]

@@DineshDinesh-nh9wk Right, ehi keh rea purane e buy kr pa re, new walaya d baari kitho auni, rental prop d demand high aa ta kr k purane tutte futte home b lai ja re upar upar offer te. Kaam market ch ha ni thandi market ch v ghar ene high tejia ch ki banu cannot even imagine

[@avtarsingh-yt5dx]

Girl way of talking different than others

[@pritpalbrar1931]

Looks like she’s born n raised here and if she’s immigrated then she’s pretending to be

[@charanjitgill6704]

Shameel ji, pls bring an advisor who's have more than 20 years experience in industry, these kids are salesperson of their company. I wish this girl best wishes, but she needs much more experience and knowledge.

[@canadiancoldtalks]

What said made complete sense. She spoke like any experienced mortgage advisors out there. Ron Butler's views is coherent with her view as well.

[@amarndeepbamra3137]

IN USA MARKET IS VERY HOT CONDO SELL 3BED ROOM 2 BATH FOR 685000 $ WITHIN 3 DAYS

[@satbirsingh7695]

i think she is in wrong profession . she should be therapist

[@singhhello]

Lol seems like she is still high

[@daredevil8562]

Aa bai de sir te baal bahut aa gaye

[@karamjeetkaur6517]

Students aren't buying the house thats why, 😅. They r to blame 4 everything..

[@dipendersingh3534]

Eh Anty Jadh v andi hai show teh , nassh hee falaendi hai.

[@the_real_man55]

reality dsdi a , bro

[@dipendersingh3534]

@@the_real_man55 reality tah pta nai , but Punjabi / English accent wich boldee aa

[@harp1989]

Why does she talk like a 5 year old girl

[@kaamilpankaj]

This is not a comment in the good spirit. Her accent may be more Canadian born like and not as a native Punjabi. ਫੇਰ ਵੀ ਮੈਂ ਓਹਨੂੰ ਮੁਬਾਰਕ ਦੇਂਦਾ ਹਾਂ ਕਿਓਂ ਕਿ ਆਪਨੇ ਕੰਮ ਦੀ ਮਾਹਿਰ ਕੁੜੀ ਹੈ

[@DineshDinesh-nh9wk]

She is making sense of what she is talking about and that’s what we should be bothering about. So why are you pointing out her way of talking.?

[@the_real_man55]

because she is canadian born , not an immigrant like yourself

[@bodhisattva6308]

@@kaamilpankajwell said bhaisaab. Instead of speaking of her material, useless comments are being made

[@Calgary-Business-and-info]

Eh Bibi da accent of speaking kis tra da. Artificial. Biba Ji more than 2 millions people line vich aa ghar lain lyee. Just foreign investors stop hoye aa bylaw. House prices all over the world high aa. Don't trust on these agents. 5 lakh da house 6.25 da ho gia last 2 years vich. 1.80 wali condo 3.25 di. House prices will skyrocketing back soon.

[@TheDonjuan15]

How many of those 2 million people in line do you think qualify to buy a home at today's rates?

[@Calgary-Business-and-info]

@@TheDonjuan15 Just wait and watch.

[@TheDonjuan15]

@@Calgary-Business-and-info lol sure - been watching inventory levels build up and prices going down. So tell me when exactly they're going to "sky rocket" and why?

[@Calgary-Business-and-info]

@@TheDonjuan15 When interest rate decreases prices up again. I buy my house in Calgary in 2022 for 391k when prices are on bidding. Now price of that house 600k. Price of real estate will never goes down. It will be a small ditch in price but back on same price again. It's my 50yrs experience. Prices are down in GTA and Vancouver area only bcz those were tooooo high just bcz of access of immigration. Gov't can make prices down in one week but they know the reality of world real estate.

[@DineshDinesh-nh9wk]

@@Calgary-Business-and-infoWhen prices are going high for the houses, then what will a newcomer to canada will do in next 5-years if he/she wants to buy.? Job instability is already at its peak. Does not matter you guys buy 5 houses and multiple condos, nobody is going to buy those in near future. Renting them to other people is a concept also be failing cause of immigration slowdown. Check the whole system of canada’s economy, buisneses have slowed down, Crime is increasing because in Refugees there are criminals as well. 2-million buyers I wonder who these people are🤔 Many of them will have Mortgages if they buy, what if they are not able to pay their monthly-mortgages due to job or income instability and I guess you are also aware of Inflation in Canada. Future of Real Estate in canada does not look good.

[@chandrakanthreddy812]

This woman lost her mind.

[@DineshDinesh-nh9wk]

I think you have lost it completely!

[@chandrakanthreddy812]

@@DineshDinesh-nh9wk why?

[@bodhisattva6308]

Explain your comment please ? Why you think so

[@DineshDinesh-nh9wk]

@@chandrakanthreddy812 Lol are You only seeing Housing market prices or do you even know the condition of economy and overall condition of the country as well.?

[@chandrakanthreddy812]

​@@DineshDinesh-nh9wk 10:09 She says if investors leave the market, who will drive the market. Logically if investors are not competing with end users, that will leave first time home buyers with more inventory and less fomo. That will be a sustainable and balanced market but of course it will not suit her since she would love to make more money when investors are scooping up houses and driving speculation.