ரூ. 9.60 லட்சம் வருமானத்துக்கு வரி இல்லை, எப்படி? | Tax Saving Tips

[@kimyangKo]

Best way to save tax 1. utilize 80C upto 150000 2. Increase insurance premium upto 50000 for paying to parents (sr citizen) 3. Medical health checkup expenses 4.medical expenses for parents 5.utilize home loan 6. Buy electric car so u ll get exemption for interest against loan 7. Claim LTA, Telephone billl and buy food coupon 8. claim HRA to the maximum if you are staying in different house finally if still u are under taxable income then add NPS for 50k Hope this ll be useful for salaried employees

[@ASREdutube]

Is it true that bank interest is tax deductible upto 10000?

[@kimyangKo]

@@ASREdutube yes u need to show as additional income source and add 80tta upto 20k

[@venupriyansubramanian5201]

Super bro. U took long time!

[@SADHAG3GOLD]

En life la 7:46 second youtube la first time waste paniruken

[@vigneshv5072]

Sir, if we invest the entire salary then for buvva ??

[@vijayadhaschandran6711]

Ha ha.. Athu thana govt plan ye.. onnu tax a kattu.. illana motha amount a enta kodu. 5 varusam kalichu thirumba tharuven. Aana athula vara interest kum tax poduven. Ithu than GOVT..!!

[@dharmaraj3174]

😂😂💯

[@d-streetyouths9157]

@@vijayadhaschandran6711 aama bro athana la than business pannanum... Appa than kanaka korachu kaati tax micham panni sotha saeka mudiyum

[@ekambarampachaiyappan3181]

Salary eppadi koduppathu?

[@ekambarampachaiyappan3181]

Pl don't use the word buvva. It is very bad.

[@mrlvijayanvijayakumar1084]

Additional benefit Mediclaim 80-D, RS. 25000/-

[@gsk28672]

வாங்குற சம்பளத்துக்கு எல்லா டேக்ஸ் உம் கட்டிட்டு ஜிஎஸ் டி ங்குற பேர்ல ஏன் இன்னொரு வரி. வாங்குற சம்பளத்துக்கு வரி கட்டிட்டா மற்ற பொருள் வாங்குறப்ப ஏன் ஜிஎஸ்டி வரி

[@msrk1015]

Income tax is for our income. GST is for supply of goods and services income. Tax is for Govt. Income. Govt income is for Politicians income n welfare. This is our indian system.

[@parthachennai4763]

பத்தாயிரம் ரூபாய்க்கு மேல் savings இல் அக்கவுண்டில் வந்தால் எப்படி கால்குலேட் பண்ணுவது

[@Mercyvins]

We are paying tax for the GST we paid.

[@soansera5770]

Super. எல்லாரும் திருட்டு பசங்க. ஊரான் பணத்தல வாழ்கிறார்கள்.

[@whitecat3077]

😂

[@panneerselvamjayamani6271]

Tax avoid பண்ணறேங்கிற பேர்ல பணத்தை கண்ட இடத்துல போட்டு லாக் பண்றதுக்கு பதிலா Tax Pay பண்ணிடலாம்.

[@yogeshwaran2856]

One of the real line... Fact🔥

[@sujinkumar2514]

Fact

[@karthikeyan-oq2kn]

No it's applicable for low income bandwidth

[@jolitajeni6881]

உண்மை.

[@behappy7786]

True

[@vijimuniyandi1187]

Sir gud mrng. Veedu kattitu irukken. Wood vangum pothu GST 25000 potanga. Antha amounta it calculate pannum pothu deduct panna mudiyuma? Entha section la pannarathu ? Please reply

[@RAMUTRS]

1. 87A rebate is only applicable if your net income after all deductions is less than 5 lakhs 2. If we take housing loan in such a way that we get yearly 2 lakhs interest, Won't we loose more money in interest than in tax?

[@d-streetyouths9157]

You can opt for joint account (applicant and co applicant) so two earning people together can claim with each one lakh rebate... Just a thought to share it.

[@RAMUTRS]

@@d-streetyouths9157 yes that can be done but point is, If you have to take a home loan with 2 lakh (interest only), then, that loan have to be a very long tenure one say 30 years... If I can pay the loan back in 10 or 15 years, then interest won't sum upto 2 lakh per year. So only I made a point like for claiming that interest under tax exemption, If I take high tenure loan, I end up paying interest amount more than the tax amount

[@d-streetyouths9157]

@@RAMUTRS you are absolutely right and BTW your emi amount will be lesser and you can invest more from your salary. Ler say roi is 7% for home loan and if you invest in post office schemes itself you will get around 9% interest. Also for home loan you can pay the principal repayment and claim that as well in Section 80C and also upto 50k You can claim again in section 80EE...so with the homeloan you can claim almost 4 lakh as tax exemption.

[@satheeshashokan2212]

Useless video.. mostly everyone knows about this information. He is telling us to borrow loan for home and get tax exception. Then who will pay the interest for that loan ??

[@sathishkumarr3406]

Is it practically calculatable for a salaried person with ₹80000/- per month to have this method to become non taxliable as informed?

[@Gunasekar08]

Not possible

[@kamalakannanrajasekaran9940]

Not at all.Firstly rebate is applicable only when total income is less than 5 lakhs. For 80k per month, rebate is definitely not applicable.

[@RAMUTRS]

Not possible this video is kind of misleading

[@ekambarampachaiyappan3181]

@@kamalakannanrajasekaran9940 Total income can be 20 L also. But to get rebate , TAXABLE INCOME SHALL BE LESS THAN OR EQUAL TO 5L.

[@grguru76]

housing loan , இல்லை . மற்ற தீர்வு சொல்லுங்க சார். எப்படி calculation பண்ணுவது

[@durai1072]

2.5 lakhs to 5 lakhs க்கு 12500 rebate இருக்கு ஆனால் வருமானம் (net taxable income) 5 lakhsக்கு உள்ள இருக்கனும் 5லட்டசத்திற்கு மேல் 1 ரூபாய் அதிகமானாலும் 12500 கட்டியே ஆக வேண்டும்.

[@thangamshiva8233]

True 💯

[@livijose9817]

What's the maximum amount could be kept in the bank in the joint savings bank account.?

[@rathnavelnatarajan]

ரூ. 9.60 லட்சம் வருமானத்துக்கு வரி இல்லை, எப்படி? | Tax Saving Tips - Auditor Gopal Krishna Raju (Chartered Accountant, Insolvency Professional & Registered Valuer) explains in detail. அவர்களின் அற்புதமான, மிகவும் பய்னுள்ள் உரை. இவரது உரையை சிவகாசி காளீஸ்வரி கல்லூரியில் GST அறிமுக நிகழ்ச்சியில் (சில வருடங்கள் முன்) கேட்டிருக்கிறேன். வருமான வரி சலுகைக்கான உரை. எனது பக்கத்தில் பகிர்கிறேன். நன்றி Nanayam Vikatan

[@sampathkumart.p.8094]

also include Health insurance premium

[@manibharathitn]

Rebate is applicable only if taxable income is less than 5L Gift is an extra amount on top of income Ennathayavadhu olaru 🤦‍♂️

[@kartt100]

yes ivan olara..dude..elaathaiyum investment pottutu daily sothuku pichai edupaana..

[@venkatasubramanian8642]

Agree that Section 87A Rebate applies only when the Total income is lesser than INR 5 lakhs. However, gift till INR 50k is not taxable income at all is not incorrect.

[@vishanthanm7687]

@@venkatasubramanian8642 No, cash, movable or immovable property gift is not taxable up to Rs.50,000 as per Section 56(2)(Viii) read along with section 56(2)(X), in chapter IV of income tax act, other source income.

[@tukaramts813]

@@kartt100 ko

[@tukaramts813]

@@kartt100 no

[@ganeshmoorthi9338]

Unless gift amt and int.on FDR are included and forms part and parcel of the said 9.60 lakhs they are not eligible to be deducted. There is communication gap in it.

[@aramprasad87]

Health insurance for self 25k and for parents upto 50k you can save

[@ASREdutube]

Sir for parents to claim health insu amount should upload any proof..

[@ASREdutube]

Is it true that bank interest is tax deductible upto 10000?

[@vinothperumal3416]

Standard Deduction Rs.50000/- Sollala

[@senthiltamilarasan3018]

yes he didn't mention it

[@saravanans4256]

HRA Sollala panpirak vayen

[@ramkumar-wb1wl]

Hi sir thank u.. But rebate 12500 only for taxable income less than 5lask kula iruntha mattum thana..

[@jayabvn2020]

Yes.

[@vinothjayaram6406]

Correct bro

[@Jk-1960]

Yes, he is not correct in this core. gift vanda minus pannalam! Incomeஆ வந்தா எப்படி மைனஸ் பண்ணுவது

[@ssr959]

U didnt mention about standard deduction Rs. 50000....

[@kannanl4290]

Health insurance 80D ??

[@karthikeyanyeskha3397]

Housing loan interest comes under which section?

[@selvakoperumal1988]

1 Housing loan Consult expert How to save max TDS

[@dr.s.muthiahmani7691]

Sir While calculating salary income we can deduct standard deduction Rs 50000 Next while computing Gross total income we can also deduct u/ s 80 D payment of health insurance premium upto Rs 50000 and also parents Rs 50000

[@purpleshotsfilms5027]

GREAT CLARITY ON DIRECT TAX @. INDIRECT TAX LIKE GST ETC

[@learnenglishsivaprasad8586]

Salaried employees cannot claim gift tax since entire income is taxable. Tax rebate can be availed only if the taxable income is below 5 Lacs. What about people who have not taken housing loan?? Not acceptable please

[@ekambarampachaiyappan3181]

Who is asking you to accept ?. You pay tax .

[@RAMUTRS]

Agree with you 👍

[@mageshkumar5120]

In new tax regime below 5lahk no tax

[@muthumari.ggurusamy.v8298]

@aravind s if you pay emi for education loan means we can

[@kalanidhi3269]

Rebate is applicable between 2.5 to 5 lacks ...only when the taxable income is less than or equal to 5 lacks

[@shreesakthi5352]

Life time kadanali (Loan) Housing Loan, LIC, Invest, gift, interest paid, etc. But Savings Tax only. Think ...

[@karan2298]

Please read section 87A applicability correctly.

[@diwakaranvalangaimanmani3777]

ரொம்ப நல்ல விளக்கம். மிக்க நன்றி.

[@RRafikRRafik]

Arumai Valkutkal Nandrigal

[@agnesisabellamsuppertips8683]

Really super .thank you sir

[@sureshkumarudpm]

Instead of NPA can we try Sunganya samruti yojana... Pls suggest

[@dineshs3855]

you can

[@k.vmonishmoushik8984]

Home loan kata koodathunu office la soldrangale?

[@jasadiq25]

யாருக்கெல்லாம் கவுண்டமணி இந்தியன் பார்த் சாரதி காமடி ஞாபகம் வந்தது ?☺️ இவர் பேசுவதை கேட்கும்போது....

[@ramamoorthysarangapani7258]

87A rebate is applicable to super senior citizen? Some experts confirm the rebate for super senior citizen pl clarify namaste There are different version pl clarify namaste 😊

[@vbharathydasan2429]

Very good simple presentation useful for all tax payers.Best wishes.

[@vickylightspeed2750]

ellathayum invest pannita family expenses enna pandra dhu?

[@FireFalcon_TamilGaming]

Sec 80 D - Mediclaim Insurance premium upto Rs. 50,000. Therefore, 9.60 lacs + 0.50 lacs = Rs. 10.10 lacs

[@vinothjayaram6406]

I think it's applicable only for bills other than cash payments mode.

[@FireFalcon_TamilGaming]

Yes. Cheque is accepted.

[@ASREdutube]

Is it posible that bank interest is tax deductible upto 10000?

[@karunaharan]

sir jewel mortgage kku kattum interest kku tax unda because i purchased home against jewel loan amt, friends loan iterest etc pl advice me to clear thank you sir

[@chidambaramsaminathan8957]

Should we furnish list of donors and the occasion to claim deductions upto Rs.50k under head 'gift'?

[@manickamjanakiraman9013]

REBATE IN INTEREST EARNED FROM SAVINGS IS Rs. 40000 for individuals and Rs.50000 for senior citizens. you forgot to mention about rebate under Section 80-G, FOR MEDICAL INSURANCE, &CRITICAL ILLNESS

[@கற்போம்வாங்க]

Job la irukravangaluku salary calculation correct ah irukum pothu gift nu solla mudiyathu la sir

[@kmukunda]

Yes gift option will not be applicable for salary employee,because we are paying the tax based on form 16

[@sowmiya6846]

@@kmukundagift value lessthan 50,000 you get tax benefit ...

[@mkumar2051]

@@sowmiya6846 In which section we should claim gift and on what conditions pleas

[@devarajannamagiri1678]

Standard deduction Rs 50000 is allowed Interest under Sec 80E is allowed

[@statutory8850]

Correct standard deduction 50000 allowed

[@vsnarayanan7358]

Ok. But NPS scheme is not applicable to senior citizens, I understand. Is it right? Please confirm.

[@sundarir5591]

Can we avail house loan reduction for second house?

[@krish6729]

One of the most clear explanations I have come across.👏👏👏👏👌

[@ekambarampachaiyappan3181]

Is it? Neenga valaranum thambi.

[@venkatachalamp2335]

These are not a solution people who are in level of paying are aware of it .. govt should consider increase the slab leval considering the inflation.

[@krishnaraovasudevan5459]

Sir, tax rebate on income 2.5lakhs- 5 lakhs is applicable only when taxable income is less than Rs. 5 lakhs. Secondly gift received is to be shown as income and then only you can claim rebate.

[@mramapavitra8222]

ரொம்ப நன்றி

[@MobileGamer20234]

Stock market... use panni tax deduction panna mudiuma

[@kumarv9672]

House loan interest ku mattutha kazhiva?

[@ramamoorthysarangapani7258]

I am a super senior citizen having net taxable income exceeds Rs 5lacs for fy 22-23 including other income after deduction. I have to pay tax only for the amount exceeding Rs5 lacs for fy 22-23? Or have to pay tax addl tax of Rs12500 from 2.5 to 5lacs namaste

[@ASREdutube]

Is it true that bank interest is tax deductible upto 10000?

[@arunachalampapanasam5843]

Thank you sir

[@muthuswamykrishnaswamypill7904]

Sir, what about Medical Insurence is it comes under 80cc OR different sources...??

[@ekambarampachaiyappan3181]

It comes under 80D.

[@YaliniArivalagan]

@aravind s 80D for medical insurance premium , CG health scheme , preventive health checkup..

[@saravanansivakumar9259]

Fixed deposit's interest per year is 40k limit.

[@ekambarampachaiyappan3181]

This 40K limit is for Bank not to deduct tax for FD int. You have to pay income tax .

[@thinkingtamizha007]

வருமான வரி சேமிப்பது எப்படி? kzbin.info/www/bejne/f57QpHmarZecoM0

[@ganapatheeswaranashokkumar7078]

அருமையான விளக்கம். நடிகர் வடிவேல் அவர்களை மேற்கோள்கள் காட்டும் போது அவர் என்று கூறியிருந்தால் மேலும் சிறப்பாக இருக்கும் என்பது எனது தாழ்மையான கருத்து.

[@ekambarampachaiyappan3181]

Yes.

[@muthupandig7215]

This works in theory, not in practical. Also, Some basic dedications are missing

[@GSTInfoTamil]

Nice

[@jayasri852]

Sir வணக்கம் RD invesment மூலம் கிடைத்த வட்டி தொகையை IT form ல் எங்கே காட்டுவது

[@ekambarampachaiyappan3181]

Income from other sources .

[@Felix_Raj]

Medical expenses ku releif irukke...

[@ssjawahar2000]

Very disappointing. How can one pay 2 lakhs interest on housing loan? Then you should have got a huge housing loan. It seems misguiding. Kindly live up to the standards of Vikatan.

[@sangeethaselvaraj1949]

You are wrong. For just 25L housing loan itself yearly interest wud be 1.5 to 2L.

[@prakashmech6962]

Sir, He is saying for yearly and not monthly, Lets take an example, suppose i'm taking an housing loan of 30 Lakhs with 7% (minimum interest) for 10 years repayment, then the loan interest is 1.75 Lakhs / year

[@RAMUTRS]

Point is, if someone takes housing loan in such a way to pay 2L interest, then you will loose more in interest than in tax

[@vetrithangamd3913]

@@RAMUTRS But our property value will become high na..

[@jayacandran]

Is it applicable for business people?

[@cssriramsampath]

Very useful eye-opener...would be grateful if a similar video is posed for self employed business category also...thank you

[@rajamd2009]

Sir, My HRA limit is 20000 per month. Can I use it for a total of only six months instead of 12 months (40000 per month x 6)?

[@ekambarampachaiyappan3181]

QUESTION KETKAVUM THERIYANUM.

[@abdulsaleem3803]

Sir explain about 15G...

[@jaik9321]

Good and useful ; for sure TAX slabs are higher in India ;

[@rajadurainadar7099]

Very good presentation

[@deepakkumarn5698]

Improper information

[@mr.chartstlm9495]

Very useful sir...nice video Thank you

[@ananthabagubaahubali6896]

80ccd 2 ல் முதலாளி பங்களிப்பு தொகையை 10%கழிக்கலாமா? அந்த தொகையை நமது சம்பளத்தில் காட்ட வேண்டுமா? அல்லது அவசியமில்லை யா? தெரிந்தவர்கள் சொல்லவும்

[@VishnuKumar-yv8bg]

Yes

[@statutory8850]

அருமை 👌👌👌

[@shivakumarsubramaniam3413]

Sir medical insurance is not included

[@arunrajasekar93]

Video is not clear and misguiding . Rebate is applicable only if taxable income below 5lak

[@FireFalcon_TamilGaming]

That’s what he too says.

[@ramkumar-wb1wl]

@@FireFalcon_TamilGaming no sir saying all can avail rebate 12500.. But it is not true.. Only who is final taxable income less than 5laks those only eligible for rebate..

[@jayabvn2020]

No, he is correct, if the net taxable income does not exceed Rs 5 lakh. Therefore, the tax liability in such a situation will be zero.

[@kamalakannanrajasekaran9940]

@@jayabvn2020 No. He clearly but wrongly mentioned that person earning till 9.60 lakhs can become nontaxable. But for 9.60 lakhs earnings 2.5 will not be applicable and so only 7.10 lakhs is possible max as per the sections he mentioned. Just a general mistake I guess where he missed to mention the difference if total income is less than 5l and more than 5l it already becomes 2.5l deduction.

[@muthuswamykrishnaswamypill7904]

sir what about MEDICAL INSURENCE is it not comes under TAX BENEFITS.....????????

[@krishnu3]

It does come. He missed it.

[@patcheappaneapn7462]

நான் 2019 யில் 34 laks Home loan ஏடுத்தேன் அப்படி இருந்தும் Rs 50000 tax வருகிறது 2.5+2.5+1.5+2=total 8.5 இது பொக 50000 tax வருகிறது

[@dineshs3855]

contact any CA they can guide you.

[@demilloyesudoss2659]

First income ku Vali sollunga hi income tax appiram pakalam

[@itzdevaraj]

We should think more about increase the investment return rather than saving because you will never find any one become wealthy buy putting money in pension scheme or fixed deposit

[@srinivasanthirumaran4285]

Sir good afternoon. Very good speech. But one small mistake. Rebate of 12500 is available only for persons having income up to rs. 500000. Kindly clarify sir.

[@ekambarampachaiyappan3181]

Avarukke class Niraya Edukkanum. First, he should have explained the difference between INCOME and TAXABLE INCOME. Confusion starts here only.

[@ashokrajann9351]

How come we won’t get rebate if we didn’t invest in 80C?

[@srirams7161]

If net salary is below 5lakhs you can avail 87A rebate bro

[@ashokrajann9351]

Sriram Tab thanks bro Then he is wrong right Only if our overall income is within 5 lakhs then only we are eligible for Rebate

[@srirams7161]

@@ashokrajann9351 yes bro!

[@aravintharajannamalai3534]

If I pay this much how I will survey

[@mathivanankrishnamoorthy4266]

அருமை நன்றி ஐயா

[@shaanthinisuresh8722]

Health insurance பற்றி சொல்லப்படலையே.....

[@saravanavin3407]

Sir I want to invest 1lakh for 3 to 5 years in compound interest schemes with high interest rate and tax benefit. Kindly give me best place to invest sir

[@FinancialConsultantKannan]

Good

[@saravanavin3407]

@@FinancialConsultantKannan kindly guide me

[@FinancialConsultantKannan]

@@saravanavin3407 Come to what's app bro

[@saravanavin3407]

@@FinancialConsultantKannan contact number bro??

[@tamiltimepass5771]

what is gift? it is not mentioned in Form-16.

[@dineshs3855]

form 16 is for salary people. gift will come under other income so it won’t mention in form 16.

[@sridharsarathy]

பயனுள்ள தகவல் நன்றி

[@harinathankrishnanandam9709]

முதியோருக்கு இதேபோல் வழிவகை சொல்ல முடியுமா? எல்ஐசி அன்னூட்டி வங்கி வட்டி டிவிடெண்ட் இவற்றையும் சேர்த்து வரி கட்டாமல் அல்லது குறைந்த அளவு வரிகட்ட வழிவகை சொல்லவும் மனைவிற்கு கணவன் தரும் பணம் ஐம்பது ஆயிரத்திற்கு குறைச்சல் ஆக இருந்தால் கிப்ட் தலைப்பில் தள்ளுபடி கிடைக்குமா?

[@victorgnanasundaram1426]

Sir, I am having agriculture land which is divided into 4 brother .this is purchased by my father who is worked as a teacher.my father expired in the year 1997.now I want to sell the land to my own brother and buy a resale flat . should I pay any tax on the transaction? Please solve my problem.iam a 64 years old and jobless.

[@ekambarampachaiyappan3181]

No tax for gain got from Agri. land selling if it is far away from municipal limit .

[@ganesansubbiah6234]

முதல்ல தப்புதப்பா சொல்ரத நிருத்துங்க... எடுத்தவுடனே இரண்டரை லட்சத்தை கழிப்பதே தவறு என்பது கூடவா ஒரு தணிக்கையாளருக்கு போய்விட்டதே...

[@PrakashP-hl6dk]

I am a pensioner from 1.6.21. Approximate Getting term deposit of Rs.2 lakhs as interest. I request forclarificaton whether i have to pay tax app.earning per annum willb e more than 7.5 lakhs. Kindly send reply.

[@ekambarampachaiyappan3181]

Your Bank deduct 10% of your interest as tax. Unless you write about your total income no one can guide you.

[@rvadivukarasi007]

நன்றி

[@krishnu3]

Standard Deduction 50k - most important factor missed. Rent - CAN BE alternative for housing loan and can be above 2L if applicable. 80C invest in EPF fully for 1.5L with co contribution you will get additional 1.5L. Ithelam solirukalam.

[@RAMUTRS]

Can u pls explain a bit on co-contribution of epf ?

[@krishnu3]

@@RAMUTRS in most companies you can increase epf contribution from 1800(base) to 12%of basic or more. In this scenario let's take 12%of your basic is 5k(employee share), some companies do equal employer contribution 5k which will be taken from your CTC only but 5k employer contribution will not come in taxable income. So 5k *12(employee contribution) can be waived off in 80c and another 5k*12(employer contribution) will go out of taxable income so totally 1.2L will go out. Incase you want to contribute more choose 24% 1.2L(80C) + 1.2L(non taxable).

[@almassharmi191]

@@krishnu3 can u explain more..last two lines

[@krishnu3]

@@almassharmi191 assuming your basic is 60k per month, and to get maximum benefit as above, you can opt for 21% of basic as epf contribution. In this case yearly employee contribution will be 1.5L which you can show in 80C(usual thing). The employer's contribution of 1.5L deducted from your CTC and goes out of your taxable income. So assuming that total CTC is 10L, after employer contribution 1.5L deduction your CTC reflexlcted in payslip will be 8.5L. From 8.5L 1.5L will be deducted as employee contribution so totally 3L will go out of taxable income. Ultimately your taxable income will become less and the tax you pay will become less and it will open window for more savings via epf.

[@almassharmi191]

@@krishnu3 thanks bro for the reply. My salary is 16lpa..ur answer is very helpful as I am paying more than 1lakh for tax..employer kitta kekkanuma to increase epf or shall I do by my ownm..how to opt for that 21 percentage of basic for epf

[@VinothKumarV-vw7br]

Great sir thanks :)

[@biotechnologybasics6002]

Informative video

[@jeganraj7958]

Basic concepts puriyama pesuran, 2.5 5 lakhs ku Rebate epdi varum, HRA, LTA, 80 C, 80 CCD, 80 E, 80 G, etc Usepanni savings pannathan. 5 lakh Or less than 5 lakh. Pinna atha apdiye 2.5 laksh summa Tax illama poiduma. Ne sonna 9.6 - 2.5 lakh =7.1 lakh vanthale kandipa Tax varum. That is More than 59 k salary. Mental mathiri pesikitu IT FILE panniruntha theriyum.

[@manimekalaic2270]

GPF பிடித்தம் உள்ளவங்க NPS எடுக்க முடியாதா சார்

[@KarthickKumarNagaraj]

You missed standard deduction 50k

[@kumarchinnusamy9271]

I think, that is only for salaried persons; not general public.

[@diwakaranvalangaimanmani3777]

@@kumarchinnusamy9271 Pensioners too

[@renukadevi2767]

Housing loan interest mention Panna HRA deduct Panna koodatha sir

[@RAMUTRS]

I too have same question

[@revathis9250]

No should not add

[@RAMUTRS]

If there is a situation like u bought a house n taken housing loan for it. Aft a couple of years, you move to a different company which is far away from your own house, if that's the case, you have to rent a house near your current office so that both are applicable

[@ekambarampachaiyappan3181]

HRA exemption and int deductions are different. You can avail both if you are getting HRA and living in rented house.

[@TAMSUN14]

87 A rebate not used to all . because taxable income does not exceed 5 lakhs. So you calculate wrong