“I make 5x my bf’s salary-but I’m about to lose my job”

[@ramitsethi]

00:00 Download the Conscious Spending Plan so you can use your money GUILT-FREE: iwt.com/csp-youtube Please remember: These are real people who had the courage to come on my podcast and ask for help. Would you be willing to come on this podcast and share every detail of your financial life? Feel free to leave comments based on what you think, but remember that we are here to help in a supportive way, not to demean and criticize.

[@claricetweeten2970]

I think it would be cool if Ramit had a discussion with his wife on his podcast and they discussed their financial relationship together. They could set an example of what a healthy relationship surrounding finances looks like

[@MLP12-z8r]

Yes! I've been saying this for months. Ramit, show us your CSP! :)

[@michellegreen1072]

All his zeros wouldn’t fit in the screen! 😂😂😂 Or maybe he can show it like this:$100e9😂😂😂😂

[@makayla4292]

@@michellegreen1072lmao I’d be pretty shocked to find he’s a 100 billionaire

[@easkeybikes1966]

@@MLP12-z8r I think it would surprise folks if he ever did that. There's value in illusion.

[@6ftNaturalBeauty]

Are they married? I heard him say that he wants more time for himself and friends and never mentioned a wife….. as if he has erased her already

[@cocoachera]

I don't understand why there's confusion...they aren't a match. That's very clear. People really do make relationships complicated for no reason.

[@ntimn8r]

You're 100% right.

[@Crimzin8]

They should have compared Zodiac signs before they got together I guess. 😅

[@arpitakodagu9854]

@@Crimzin8 She should have not expected a 25 year old to act like a 39 year old.

[@fumanchu9701]

He’s in it for the poon-tang 😂

[@IngridGreen]

@@arpitakodagu9854 if they've been dating for 6 years, and he's now 25...

[@whenwear7480]

I’m baffled by why so much time was spent talking to the 25 yo about his financial goals and no time talking to the 39 yo who is about to lose her jobs in 3 months, with seemingly no prospects in the pipeline and very little savings to keep them afloat. Honestly, it feels like she’s distracting herself by focusing on him.

[@theyoungazn]

My thought too.

[@chadDickerson-s8m]

She wants a 25-year-old who is still figuring out life to step up and protect and provide for her, but he hasn’t developed those skills yet. He’s still growing. She chose the wrong partner and is stuck in a cycle, expecting someone without the necessary experience to save her. That’s unfortunate.

[@whenwear7480]

@@chadDickerson-s8m In my experience, expecting anyone to save me was where I messed up.

[@garyish]

Exactly. Smells major deflection strategy. He’s not good for a 25 year old but she’s terrible for a 39 year old

[@gigimunguia5136]

I think she's waiting for him to step up. Yeah, I'm not sure that's going to happen.

[@jaykay360]

Lmfao 39 and 25! These are VASTLY different phases of life. It's lowkey like a highschooler being annoyed at a kindergartener for not acting "grown up" 😂😂😂

[@janettacoronte860]

She has been raising him since he was 19.

[@Kinsale101]

*grooming

[@AAPAI_24]

@@Kinsale101 Honey , no. An adut with an adult. Take your prejudice elsewhere.

[@AF2277S]

@@janettacoronte860”has been raising him” you mean grooming him the whole time? If this was a 33 year old man and 19 year old women that is exactly what people would say

[@orhbo0]

@@AF2277Sno, they would say the girl wants a sugar daddy

[@slaven18]

So, they started when he was 19 and she was 33? What did she expect? 14 years is very big gap in career development, but also in personal development. Especially when younger person is still in early to mid 20s. They are in totally different phases of their lives.

[@saeedhossain6099]

she groomed him, saw a poor victim and took advantage.... it's pretty textbook.

[@mrs.quills7061]

That’s what I was thinking too that’s a super big age gap with different expectations. Not just financially, but emotionally and your mindset is different. I’m in my 30s but in my 20s I was a different person and how I navigated the world.

[@nocturnalresident]

Bizarre.

[@arpitakodagu9854]

Call her what she is. A 33 year old man dating a 19 year old would be called a predator.

[@saeedhossain6099]

@@arpitakodagu9854 agreed, I said something to the same effect and KZbin auto censored it. she saw a mark and decided to pounce on them, regrets the payout wasn't as big as they hoped.

[@Mushroompanda648]

I love how everyone in the comments watched this episode and came to the same conclusion: why are these people together?! The age gap alone is cringy but the fact that they have differnt life goals is a red flag. Its time to move one and find someone they are more compatible with.

[@jainthorne4136]

I have a friend who has that age gap. She's 38 and he's 26 but for them it works. They are amazing together and three years into the relationship they support and love each other in ways that most people only dream of. BUT.....they are definitely the exception not the rule. I think that huge an age gap is usually a deal breaker in the long run.

[@aas55]

It’s interesting to hear Mindy talk so much about investing and saving to start the podcast, then you see the numbers and realize she hasn’t been doing any of those things.

[@pairofdragonflywings]

But she feels like she "should" be doing these things. So, the shame has it at the forefront of her mind. (I haven't watched anything in this video yet)

[@SuzanneU]

Mindy said that she had only recently started investing - since she read Ramit's book! Recently is not defined but it's very few years.

[@Ps7apple]

Yeah, she got to stop like she is a know it all. The number doesn’t reflect that.

[@Aquaria2291]

​@@Ps7apple the number only reflects that she hasn't been investing long. She might not have been knowledgeable from 18 - 38, but that doesn't mean that she isn't knowledgeable at 39. Some people are late bloomers when it comes to personal finance.

[@isabelreyes6387]

Right 😂

[@Melainesgil]

There is a saying in my country that goes “ when you sleep with a baby, you will wake up wet.” Not sure what she, as a 33 year ild was thinking when she decided to start a relationship with a 19-year-old. It is not fair for her to ask him to be her equal. 14 years difference is a huge gap in personal development. They should each find someone more compatible and who is at their same stage in life.

[@ignaurat]

Sounds Dominican!

[@jwarnstarsmile]

I was 20 and my husband was 32 when we got together. I don't believe it's an age thing, it's the stages in life and values. Do they align, or not. Clearly here they don't align.

[@denomen3391]

@@jwarnstarsmileit’s a little different when the man is older because women are socialized to be more “mature” but that’s still really weird

[@mrs.quills7061]

@@denomen3391yeah I agree even a 10 year gap is weird to me. I’m in my 30s and could never date someone so young. Nor would I expect them to be at the level I’m at financially or emotionally.

[@jwarnstarsmile]

@@denomen3391 I'm sorry you feel that way. We've been together for 16 years and it's never been an issue.

[@MissGirl1450]

What in the hell is a 33-year-old woman doing dating a 19-year-old? Forget money. That's a huge power difference. My guess is he stopped maturing at the moment they got together as she stepped in as mother/lover and takes control. Then she gets frustrated he's not mature. I hope he gets out of this relationship so he can grow and mature in a healthy way. This is why big age differences at a young age are so unhealthy. If they met at their current age, it wouldn't be a big deal.

[@tmi4507]

This is a really good point. I never thought of it that way, but it makes complete sense. He needs more of his years in his 20s by himself to mature more. 🎉

[@Aquaria2291]

I think he's actually doing fine, in regards to maturity. He's only 25. That's a baby. 🥺 When I was 25, I was not worried about spreadsheets. I was putting like 7% in retirement and using the rest to go to bottomless brunch and Aruba. 😂 It is perfectly normal for a young person in their 20s to not be super financially savvy, and to want to focus on enjoying life. She wants him to be 39, and he's not. If she can't give him the time he needs to grow up, she needs to go be with a man her own age or older, and let him be with a young woman who wants to grow with him.

[@cathblaze694]

@@Ernoburger Very good point. I think this is why we have to be careful not to "baby" our partner, but to include them in all those conversations so they can learn and grow.

[@JessicaSimpson-l7v]

I am Jessica Simpson so bad I fell victim to a sophisticated scam that left me disheartened and financially strained. My ordeal began when I was lured into investing a substantial amount of money, seduced by alluring promises of massive bonuses from brokers and fund managers. Initially, my account was flourishing; by March, it had swelled to over $250,000. Everything seemed to be on track until I decided it was time to withdraw some of my funds. This decision triggered a sudden and drastic change in my account status. The once-thriving account quickly plummeted, and the promised bonuses mysteriously vanished. The financial turmoil I experienced was compounded by the frustration of being unable to make any withdrawals for months. It was a stressful period filled with confusion and growing anxiety about the loss of my hard-earned money. I felt trapped, as if there was no way out of this predicament. My attempts to contact the brokers and resolve the situation were met with resistance and evasiveness. I was at a loss and feared that my money was lost forever. Then, in a stroke of luck, I came across Sky Nest Recovery. Initially skeptical, I reached out to them to see if they could offer any assistance. To my relief, their team of professionals responded promptly and began a thorough investigation into my case. They demonstrated a high level of expertise and dedication, working tirelessly to track down the scammers who had deceived me. Their approach was methodical and transparent, which helped rebuild my confidence. Through their diligent efforts, Sky Nest Recovery managed to locate the perpetrators and recover both my initial deposits and the profits that had been wrongfully taken. Their ability to navigate through the complex web of deceit and fraud was nothing short of impressive. I was astounded at how they handled every aspect of the recovery process with professionalism and precision. I am immensely grateful for the support and resolution provided by Sky Nest Recovery. Their expertise and commitment were crucial in rectifying my situation and ensuring that justice was served. If you find yourself in a similar unfortunate circumstance, I highly recommend reaching out to Sky Nest Recovery. Their reliable assistance and proven track record of helping individuals who have been swindled offer a glimmer of hope for recovering what was lost. Their service is invaluable, and they have truly made a difference in my life. Reach out to Sky Nest Recovery email: {[e-mail]} or WhatsApp: {+(9-1-0) 2-5-7-0-5-1-0} or Telegram {@SKYNESTRECOVERY} for assistance and further information.

[@katherinej51679]

For real! As a mom of a 19year old son (and 3 younger boys), that creeps me out. I would buy her a Bonus Mom shirt just to be funny 🤣

[@wendyp3613]

Their incompatibility is not just the age gap AND the finances (which is a LOT), it is also goals, lifestyles and life stages, expectations, communication issues. and it's been 6 years! Also-- hate to admit but he's pretty consistent with who he is; she is contradicting!!!! She needs to find a teammate who meets her expectations and more in line with her goals. He too! Good pod. Different couple/issues.

[@denomen3391]

Couldn’t help but notice when Ramit asked them about their individual rich lives, Victor still included Mindy and what she wanted while she only mentioned what she wants and dragging him with her even if he doesn’t like it. She answered the question properly but it really shows how differently they think

[@brittany7573]

​@denomen3391 I get what you are saying but it is different when you live it. My husband is like Victor. It is really hard to make dreams for other people. Victor could include her because she has goals that can include others. Victor just wants a gym and to exist. It's hard to work with that.

[@kman20]

Kind of crazy. She’s starting her prime earning years and he’s just starting his career. They’re in two different places financially

[@mrs.quills7061]

I think the age gap doesn’t help either. My mindset and financial situation was way different than when I was in my 20s.

[@IQLion]

I also find it interesting that when she is talking about taking time off, instead of talking about how she will further her career and maybe grow herself for the next job, she is talking about stepping back and figuring out what she wants to do going forward. Sure, I know there are instances where someone may need to reassess. But the fact that she seems to be jumping straight from a high-paying job into consulting (aka running her own business) appears to me that she is trying to get on the same level as him.

[@dquan731]

It’s not about how much you make. It’s about your money mindset. If he was more financially savvy, she would be happier. If he understood how much he makes, how much he spends, saves, and invest, I really think she would be a lot happier.

[@denomen3391]

@@dquan731 no because she still wouldn’t want the simple life he wants

[@Alex-lp6bg]

She chose a 14 year younger boyfriend. What did she expect?

[@DreamsOfLegend]

EXACTLY... Unless she's REALLY trying to get that VIRILE SPUNK for her eggs that are left

[@aas55]

Bro they got together when he was 19 and she was 33 🤦‍♂️

[@joycef8443]

@@aas55wow!

[@SuzanneU]

He chose a 14 year older girlfriend!

[@AAPAI_24]

Judgement much? I have a 25 year old nephew that at 24 had already bought his own place. In a region where stable employment is hard to come by and most people live with their parents well into their 30's and 40's. He doesn't have a Bachelor or masters degree but studied a professional qualification and started to work as he studied. It is not a matter of age, it is a matter of knowing what a person wants, having a certain money mindset and going for it. While his mates were out getting drunk, he was focused on getting his place. His girlfriend is almost 6 years older than him. This couple here just have very different money mindsets and aspirations: perhaps a traditional relationship based around marriage is not the best one until they can be clear on each person's roles.

[@hdsensing]

They need to face the reality that they can both be great people...but not the lifelong partners for one another.

[@majorfomo2]

She can date him but he’s not a life partner to her. He’s not ready for that role.

[@nickbegnaud]

He's in his mid-twenties. Despite the dreamer mindset, he already sounds like he's getting realistic about his future especially for the industry he's in. He'll get to where he needs to be, but her timeline seems like she wants someone ready for their forties

[@maiknitta]

Ramit approached their fundamental differences in the relationship with the utmost grace, and was really good at keeping it related to the financial conversation. It was very clear they don't make sense as a couple, and he was responsible in addressing it, but not in a way that was judgemental or leading to any specific conclusion. I had a lot of admiration for how he handled this discussion, and want to learn from it in my own communication.

[@tylersanders2388]

She was 33 and started dating a 19 year old. She is not going to get the financial security she is asking for with such a young guy. He seems like he is making strides to become better. She needs to save up her own emergency account and safety net as the much older one

[@Faben202]

Different life stages. I’m 43 and cannot imagine myself with a 29 year old.

[@AAPAI_24]

I have been there: but I didn't want marriage or demanded any financial responsibility of him . I had my money and situation, he had his. He did very well for his age, was mature and financially sound. We shres and then had our own expenses. We were a couple but didn't live together or planned to marry (I was out of a long term marriage). It ended when it had to end (i did) but at no point i thought of demanding of him to be someone he isn't.

[@lowlowseesee]

i just did that and it was pure destruction lolol. twice ahhahaahah. but for the record i also date women my age and even older. it sucks having this tasty mushroom

[@verb0ze]

I'm with you, but I think 43 and 29 is still infinitely better. The stages in life are a bit closer. At those ages, some of the shared concerns in life are similar: saving for the future, thinking about kids and laying down roots, etc. Of course at 43 you are already well on that journey, but it wouldn't be a foreign motion to your significant other if you started those conversations.

[@o0usf0o]

At 25, i was broke as s**** too.... probably less direction then this guy as well. hes still trying to figure things out and that takes time.

[@Aquaria2291]

Okay! I was broke asf with 10 housemates, having the time of my life using whatever money I had on guilt-free spending. 😂

[@ShravanAvyuktaVlogs]

Money For Couples!!!! PERFECT. Way to go Ramit. Awesome rebranding.

[@fightsportspace7327]

I’m only 15 minutes into the video but why is Ramit skipping over the fact that Victor pays 78% of his income on fixed costs, while Mindy only pays 48%? 🤔 🤨

[@bintejaved6906]

I was thinking the same thing

[@racquelholness169]

but all the savings for holidays etc is 100% on her though

[@destinyschild5768]

Yea Ik…

[@bintejaved6906]

@@racquelholness169 she is the one who wants to go on the vacation and he makes a lot more than him .. idk

[@Aquaria2291]

​@@racquelholness169 he doesn't even want to go on vacation, he wants to stay home. 😂

[@rebeccawcleung]

I think it's on her, to be honest... who in the right mind at 33 would have a 19 years old boyfriend?? What did you expect?

[@wfm125m]

He was a sporty man with a lot of energy, probably the same in the bedroom ;)

[@ST-rj8iu]

men do it all the time

[@DavidTejuosho-cn6wf]

stick to the situation and stop using your agenda

[@jasminl8742]

This was disappointing to watch. How can you ask the low earner who is just getting started in their career to take charge of their finances when the high earner loses their job. And they’re not even married! Yes you live together but why live with someone if you are so unhappy with how much they earn. I feel bad for this guy because it feels like he’s being told he’s not doing enough and getting the blame for not living up to expectations of the high earner who has 14 years of more experience and wants a more expensive lifestyle. It takes time to get comfortable with money you can’t just flip a switch. If you want that fancy travel lifestyle find it with someone who can reasonably afford it and actually wants it don’t bully someone into getting there.

[@JessicaSimpson-l7v]

I am Jessica Simpson so bad I fell victim to a sophisticated scam that left me disheartened and financially strained. My ordeal began when I was lured into investing a substantial amount of money, seduced by alluring promises of massive bonuses from brokers and fund managers. Initially, my account was flourishing; by March, it had swelled to over $250,000. Everything seemed to be on track until I decided it was time to withdraw some of my funds. This decision triggered a sudden and drastic change in my account status. The once-thriving account quickly plummeted, and the promised bonuses mysteriously vanished. The financial turmoil I experienced was compounded by the frustration of being unable to make any withdrawals for months. It was a stressful period filled with confusion and growing anxiety about the loss of my hard-earned money. I felt trapped, as if there was no way out of this predicament. My attempts to contact the brokers and resolve the situation were met with resistance and evasiveness. I was at a loss and feared that my money was lost forever. Then, in a stroke of luck, I came across Sky Nest Recovery. Initially skeptical, I reached out to them to see if they could offer any assistance. To my relief, their team of professionals responded promptly and began a thorough investigation into my case. They demonstrated a high level of expertise and dedication, working tirelessly to track down the scammers who had deceived me. Their approach was methodical and transparent, which helped rebuild my confidence. Through their diligent efforts, Sky Nest Recovery managed to locate the perpetrators and recover both my initial deposits and the profits that had been wrongfully taken. Their ability to navigate through the complex web of deceit and fraud was nothing short of impressive. I was astounded at how they handled every aspect of the recovery process with professionalism and precision. I am immensely grateful for the support and resolution provided by Sky Nest Recovery. Their expertise and commitment were crucial in rectifying my situation and ensuring that justice was served. If you find yourself in a similar unfortunate circumstance, I highly recommend reaching out to Sky Nest Recovery. Their reliable assistance and proven track record of helping individuals who have been swindled offer a glimmer of hope for recovering what was lost. Their service is invaluable, and they have truly made a difference in my life. Reach out to Sky Nest Recovery email: {[e-mail]} or WhatsApp: {+(9-1-0) 2-5-7-0-5-1-0} or Telegram {@SKYNESTRECOVERY} for assistance and further information.

[@Orbit949]

I would like to know how she handled money at age 25, by the look of it, she also didn’t value saving and investing at that age. She’s playing catch up Edit: after finishing the video, I guess there isn’t use in dwelling on the past. If they are setting boundaries and working on their relationship with themselves and money -good for them. Good luck to both. It’s hard out here

[@amyfreelancer3615]

I am married to Puerto Rican and I am Indian. We definitely have different ideas on money and he is a dreamer. It’s what they call island life mentality, living each day by day. Either get used to it or it’s not going to work. Yea if frustrating but life is short to say what you could, should do but future self is what you can control now.

[@Rashaadthegr8]

Newsflash if we are not married my money is Not your money.

[@Chikou14219]

“Why are you so patient with your own life?” was suchhhh a good question. I cannot fathom being that patient as a 39 yo woman (I am a woman)

[@jhinocchio1698]

As soon as i heard "im a gemini" my first thought was what's that gotta do with anything? 😅

[@mrs.quills7061]

Same I was like oh boy unhinged astro girl energy here we go 🤦🏻‍♀️ I can’t stand when people use their star signs to lack accountability for something.

[@blurrydog1]

Been together 6 years? 19 yr old and 33 yr old? how did they even meet 💀

[@Aquaria2291]

I wonder if she met him on vacation. Like if she went to PR and met him there and he moved to the mainland for her. I wish Ramit would have asked. I feel like he left so many stones unturned this time lol.

[@FearhandWinner]

@@Aquaria2291Caleb would have gotten to the bottom of it

[@AndreamVeleta]

@@FearhandWinner period lol 😂

[@Aquaria2291]

@@FearhandWinner lmaooo yes but he would be unnecessarily mean and nasty about it, and I don't like that. 😂😂😂

[@bibiblocksberg2081]

This guy doesn't need a therapist - he's happy. 😂

[@suzanneemerson2625]

Therapy isn’t just about getting happy. It’s about becoming a better-functioning human.

[@akbeatz5021]

​@@suzanneemerson2625Therapy means to treat something. He might need a mentor perhaps but people nowadays treat therapy as a life crutch and become very dependent on it.

[@sjanew]

Awww this is so sad! They’re both lovely people I just - that age gap is so huge. There is nothing wrong with where he is at 25 and they’re asking him to magically mature by 10 years overnight.

[@Tealzeal]

this was a really great episode. the "love isn't enough" parts really resonated. i think this was such an important message to have the hard conversations with our partners! that's the only path towards either getting aligned or deciding that this isn't the relationship they want to grow old in. either option is fine but avoidance of the real issue is not. thanks to the guests for letting us observe this difficult realization/discussion.

[@BoredFlamingo2020]

What a great look into how money psychology really isn’t that obvious and can cloud so much of our judgement in our relationships. It was heart wrenching to watch a couple talk about maybe having to breakup to be successful individuals.

[@KiingM]

What happened to the CSP at the beginning!!!! Also love the title change, makes sense to me.

[@thesituation7633]

Yeah I liked the CSP at the beginning

[@verb0ze]

Their second follow-up was encouraging! The first one gave the vibe of "in one ear, out the other", and I'm glad they've taken the lessons they've learned to heart. All the best. Victor and Mindy!

[@TonyCox1351]

In general, most gym owners are broke. I’m not knocking it, I used to be in the industry, it’s a tough one. But if you date a gym owner you should expect most of the time they are barely scraping by.

[@jenHry-ng3pw]

She wants a 14 year younger rich guy with sixpack.

[@tf4606]

Why is that?

[@jenHry-ng3pw]

@@tf4606 it think it is like with any other passion job, a lot of people willing to do it for minimal money. It is the same with café, fotography etc

[@TonyCox1351]

@@tf4606 low margins, high overhead, crowded market. Gym equipment is expensive, insurance is expensive, and there are plenty of competing gyms for your customers to choose from. Not to mention most gym owners are not business minded. They are usually fitness buffs who want to find a way to make a career if it, like this guy

[@amyoates106]

It's amazing to me as I watch these podcasts how important it is to be on the same page regarding finances yet how much most couples are not and what the consequences really are!

[@TatianinDen]

Mama talks to her “son” …she wants security asking it from person who is 14 years younger… do you remember yourself as 25 yo? You are basically still a child at this age…

[@GiftofGod289]

Just a couple hundred years ago, at 25, men conquered entire continents with pointy sticks, explored the seas on little more than wooden rafts, and built wonders of the world and great civilizations with stones and wood. 25 is plenty old enough.

[@TatianinDen]

@@GiftofGod289 maybe … hundreds years ago…don’t see this now in modern times

[@cognitive-botanical-therapy]

yikes

[@garyish]

@@TatianinDen even possible today.. I was at my 2nd job at 25 and already had 15k in savings.. I am 39 now so basically this woman’s age and I am a millionaire. Tbh, she’s a bigger disaster than him if she’s worried about losing a job and has no emergency funds to cover. Everybody loses a job at some point.

[@TatianinDen]

@@garyish good for you! Bravo!

[@evanl889]

She is the perfect example of someone who attaches their entire identity to their “career” and “achievement” She’s also about to be 40 and unemployed with virtually no savings and no investments. And yet she’s giving him a hard time. Also to me, the most telling red flag is when she said “you need to figure it out on your own I’m not going to hold your hand” They are supposed to be a team so why doesn’t she teach him or she just handle the finances jointly, make a plan for both of them.

[@suzanneemerson2625]

She has no savings or investments because she’s been supporting him. Time for him to step up, and it sounds like he is ready and willing to do that. The age difference is a challenge, but not impossible to overcome, especially since they are good people who obviously care about each other.

[@Emmannie]

To be fair, he’s only her boyfriend. Their lack of commitment means that Dummy doesn’t owe him anything (and vice versa).

[@kellysuefitzharris7786]

Always, respect to have the bravery to do this in front of the world. And, it's another situation of Mother-Son dynamic (I was thinking this before Ramit said it out loud for like the entire episode.) I'm amazed by how much and how long she has tolerated this mismatch. I also agree with many comments here how they are truly in different life stages and to expect him to "get it" and want it all as much as she does at almost 40 is unreasonable. I'm not saying there aren't 25 year olds who are there, but clearly he is not and it's very unclear if he will ever match her interest and concern about money. They clearly have different intentions for their lives and would be worthwhile to consider what life with a better fit match might feel like for each of them.

[@JessicaSimpson-l7v]

I am Jessica Simpson so bad I fell victim to a sophisticated scam that left me disheartened and financially strained. My ordeal began when I was lured into investing a substantial amount of money, seduced by alluring promises of massive bonuses from brokers and fund managers. Initially, my account was flourishing; by March, it had swelled to over $250,000. Everything seemed to be on track until I decided it was time to withdraw some of my funds. This decision triggered a sudden and drastic change in my account status. The once-thriving account quickly plummeted, and the promised bonuses mysteriously vanished. The financial turmoil I experienced was compounded by the frustration of being unable to make any withdrawals for months. It was a stressful period filled with confusion and growing anxiety about the loss of my hard-earned money. I felt trapped, as if there was no way out of this predicament. My attempts to contact the brokers and resolve the situation were met with resistance and evasiveness. I was at a loss and feared that my money was lost forever. Then, in a stroke of luck, I came across Sky Nest Recovery. Initially skeptical, I reached out to them to see if they could offer any assistance. To my relief, their team of professionals responded promptly and began a thorough investigation into my case. They demonstrated a high level of expertise and dedication, working tirelessly to track down the scammers who had deceived me. Their approach was methodical and transparent, which helped rebuild my confidence. Through their diligent efforts, Sky Nest Recovery managed to locate the perpetrators and recover both my initial deposits and the profits that had been wrongfully taken. Their ability to navigate through the complex web of deceit and fraud was nothing short of impressive. I was astounded at how they handled every aspect of the recovery process with professionalism and precision. I am immensely grateful for the support and resolution provided by Sky Nest Recovery. Their expertise and commitment were crucial in rectifying my situation and ensuring that justice was served. If you find yourself in a similar unfortunate circumstance, I highly recommend reaching out to Sky Nest Recovery. Their reliable assistance and proven track record of helping individuals who have been swindled offer a glimmer of hope for recovering what was lost. Their service is invaluable, and they have truly made a difference in my life. Reach out to Sky Nest Recovery email: {[e-mail]} or WhatsApp: {+(9-1-0) 2-5-7-0-5-1-0} or Telegram {@SKYNESTRECOVERY} for assistance and further information.

[@MoneyMindsetCoach3]

They really don’t seem very compatible to me, she wants to travel he likes routine, she gets bored with routine?

[@AbiTheEngineer]

Thinking about how she was 33 and he was 19 when they started dating makes me feel extremely uncomfortable. She’s expecting him to do things at her age level when he’s still building up his career. She’s losing her job in a couple years and is saving $1000 a month for a vacation????

[@TradeWise1000]

Ya I really wish he pointed this out. I feel it is one of the many obvious problems she has. Says one thing but does another.

[@Omniryu]

Thats on her. You can't start dating someone at 19, when you're 33, and be mad you gotta bw with then through their "figuring it out" stage. Either embrace your role as the bread winner while he figures it out or date someone on your level.

[@albshel]

It almost felt that Ramit was trying to get them to break up. Like, he doesn't think they are good together. But he stopped just short, saying that they should assess the future of the relationship, and whether they see themselves getting married, and if not should they remain together.

[@Alan-jk1yi]

He basically did that, but he always takes more of a therapist-like approach, and most therapists are trained not to tell people what to do, even if it's glaringly obvious. When you're teaching someone to do algebra, you don't roll your eyes and tell them the answer after they get it wrong, you point out the flaw in their thinking and let them do it again, until they finally come to the right answer on their own. It's much the same with (good) therapy.

[@Jai_BestLife]

YIKES! This should be interesting - major age gap, vastly different incomes and lifestyles.... HE WAS ONLY 19, and she was 33?! Realistically, I do not see them being together for much longer because this is 10% about finances and 90% about them being an unhealthy mismatch!

[@gigimunguia5136]

I have a 25 year old son. No ma'am, he's still maturing. He's still a baby. It's just a phase, please walk away now. It doesn't get better.

[@AndreamVeleta]

He’s 25 his frontal lobe has barley developed she’s 39. I’m 31 and would feel like I’m emotionally mentally taking advantage of someone. They’ve been together for 6 years. So that means… he was 19 and she was 33… uhhh…

[@tf4606]

Barley 😊

[@bleepbloop4826]

I think when she loses her job that will probably be the breaking point of their relationship. Like how are they going to make this work when her money goes down? She will want to buckle down and be tighter with money and he's probably just still thinking about having money in the moment (which is very common for people in their 20s).

[@destinyschild5768]

Something I learned about this and similar couples like this on the channel is be careful who you get into relationships with. Just because you love and care about this person it doesn’t mean you’re compatible. For Mindy and Victor to continue the relationship would require a lot of compromising from one partner (most likely Mindy) because they’re not on the same page and Victor can’t help his age and lack of experience. I really concerned for Mindy when she’s not receiving a paycheck anymore. I wish Ramit spoke more about that and asked if she has an emergency fund and how much does she expect to depend on Victor…

[@MiaBella07]

He did ask her. She has five months of emergency fund and she hopes to consult to tide her over.

[@lindarichardson7197]

She does have an emergency fund that will last 5 months!

[@jcabslovesu2]

I am confused as to why we are even talking about their finances together when they aren’t even married yet. Victor is also very young compared to her. He will eventually feel the need to figure out his finance when he reaches late 20s to early 30s. She is already in her 39 and expects a 25 years old to mature faster to be on her level??? Read the room lady, This will never happen. GROW UP I THINK she wants him to earn a lot of money so she can go travel every month. While he is earning good for his age especially in Ohio. IF she wants to travel, earn money, she needs to leave this man alone!

[@SaveNStuffwStephanie]

Underlying issues outside of money 💰. Its a mother/son dynamic

[@nerdcave0]

When Ramit asks if she'd be ok with this dynamic continuing for the next 20-30 years, she gives a very decisive "absolutely not." I think that's what he means by "get impatient with your life," except apply that fire to now.

[@stevemaurer2259]

Kinda wondered that too, especially when she retires 14 years before him and has nothing going on while he’s working and scraping by

[@JennananaF]

You are unbelievable in the best way, Ramit -- Always enjoy watching!!! Your skills with people are amazing.

[@angelb1599]

Yo why this finance channel got me all in my feels 😂. Ramit is giving money advice, couples therapy, with a little drama on the side 😂

[@chadDickerson-s8m]

She wants a 25-year-old who is still figuring out life to step up and protect and provide for her, but he hasn’t developed those skills yet. He’s still growing. She chose the wrong partner and is stuck in a cycle, expecting someone without the necessary experience to save her. That’s unfortunate.

[@jenHry-ng3pw]

She doesn't have those skills either. She is working some 15 years with $7000 after taxes per month. She was able to accumulate $5000 PER YEAR in everything including assets like cars etc. A reasonable established guy in his 40s would see her as financially irresponsible and would rather avoid her because of it.

[@verb0ze]

I didn't get the feeling she wanted him to protect and provide for her. She was more so frustrated that they couldn't plan together because of his attitude towards money.

[@jenHry-ng3pw]

@@verb0ze I think she wanted to take the leadership in this, come up with a plan etc. Objectively she is not good at it, at least by the outcomes. She wants to work and be independent but also she wants him to be able to provide. Which manifests in her being happy with him having a plan to make more money. Thinking about money, trying to make more of it, having plans etc are the characteristics of a provider. She doesn't want him to be the only provider while she is not doing anything. She doesn't want to be a sole provider, because part of that is having a plan what to do without a job and understanding it was a failure.

[@danada45]

25 year old boyfriend??? Bruh...

[@tomaszp2027]

33 and 19 yo to start with. Dude...

[@AccordingtoNicole]

He's 25. She's old enough to be his teen mom and that's exactly what she is.

[@anjalianthony1656]

She needs to release this poor man from her relationship trap and find someone closer to her age and life stage. He is in his mid-20s & is entitled to take his time, make mistakes and to figure out his own finances without the pressure of having to support her.

[@JessicaSimpson-l7v]

I am Jessica Simpson so bad I fell victim to a sophisticated scam that left me disheartened and financially strained. My ordeal began when I was lured into investing a substantial amount of money, seduced by alluring promises of massive bonuses from brokers and fund managers. Initially, my account was flourishing; by March, it had swelled to over $250,000. Everything seemed to be on track until I decided it was time to withdraw some of my funds. This decision triggered a sudden and drastic change in my account status. The once-thriving account quickly plummeted, and the promised bonuses mysteriously vanished. The financial turmoil I experienced was compounded by the frustration of being unable to make any withdrawals for months. It was a stressful period filled with confusion and growing anxiety about the loss of my hard-earned money. I felt trapped, as if there was no way out of this predicament. My attempts to contact the brokers and resolve the situation were met with resistance and evasiveness. I was at a loss and feared that my money was lost forever. Then, in a stroke of luck, I came across Sky Nest Recovery. Initially skeptical, I reached out to them to see if they could offer any assistance. To my relief, their team of professionals responded promptly and began a thorough investigation into my case. They demonstrated a high level of expertise and dedication, working tirelessly to track down the scammers who had deceived me. Their approach was methodical and transparent, which helped rebuild my confidence. Through their diligent efforts, Sky Nest Recovery managed to locate the perpetrators and recover both my initial deposits and the profits that had been wrongfully taken. Their ability to navigate through the complex web of deceit and fraud was nothing short of impressive. I was astounded at how they handled every aspect of the recovery process with professionalism and precision. I am immensely grateful for the support and resolution provided by Sky Nest Recovery. Their expertise and commitment were crucial in rectifying my situation and ensuring that justice was served. If you find yourself in a similar unfortunate circumstance, I highly recommend reaching out to Sky Nest Recovery. Their reliable assistance and proven track record of helping individuals who have been swindled offer a glimmer of hope for recovering what was lost. Their service is invaluable, and they have truly made a difference in my life. Reach out to Sky Nest Recovery email: {[e-mail]} or WhatsApp: {+(9-1-0) 2-5-7-0-5-1-0} or Telegram {@SKYNESTRECOVERY} for assistance and further information.

[@moinvest7127]

Loving this newer version of I Will Teach You to be Rich!

[@ritalally7018]

Sorry to say and no dis respect but I think the difference in age, maturity and what they want out of life is too great and they will end up parting ways. This is not a huge issue for a 25 year old man but it is for a 39year old woman so for her in particular, maybe some counselling to really analyse what she wants and if all the imbalances are too much then a break up sooner rather than later might be best for both. Best of luck to them.

[@justxdruu]

What did she think would happen choosing someone that much younger, financially & mentally they are in different stages of life

[@JessicaSimpson-l7v]

I am Jessica Simpson so bad I fell victim to a sophisticated scam that left me disheartened and financially strained. My ordeal began when I was lured into investing a substantial amount of money, seduced by alluring promises of massive bonuses from brokers and fund managers. Initially, my account was flourishing; by March, it had swelled to over $250,000. Everything seemed to be on track until I decided it was time to withdraw some of my funds. This decision triggered a sudden and drastic change in my account status. The once-thriving account quickly plummeted, and the promised bonuses mysteriously vanished. The financial turmoil I experienced was compounded by the frustration of being unable to make any withdrawals for months. It was a stressful period filled with confusion and growing anxiety about the loss of my hard-earned money. I felt trapped, as if there was no way out of this predicament. My attempts to contact the brokers and resolve the situation were met with resistance and evasiveness. I was at a loss and feared that my money was lost forever. Then, in a stroke of luck, I came across Sky Nest Recovery. Initially skeptical, I reached out to them to see if they could offer any assistance. To my relief, their team of professionals responded promptly and began a thorough investigation into my case. They demonstrated a high level of expertise and dedication, working tirelessly to track down the scammers who had deceived me. Their approach was methodical and transparent, which helped rebuild my confidence. Through their diligent efforts, Sky Nest Recovery managed to locate the perpetrators and recover both my initial deposits and the profits that had been wrongfully taken. Their ability to navigate through the complex web of deceit and fraud was nothing short of impressive. I was astounded at how they handled every aspect of the recovery process with professionalism and precision. I am immensely grateful for the support and resolution provided by Sky Nest Recovery. Their expertise and commitment were crucial in rectifying my situation and ensuring that justice was served. If you find yourself in a similar unfortunate circumstance, I highly recommend reaching out to Sky Nest Recovery. Their reliable assistance and proven track record of helping individuals who have been swindled offer a glimmer of hope for recovering what was lost. Their service is invaluable, and they have truly made a difference in my life. Reach out to Sky Nest Recovery email: {[e-mail]} or WhatsApp: {+(9-1-0) 2-5-7-0-5-1-0} or Telegram {@SKYNESTRECOVERY} for assistance and further information.

[@corinardh8635]

My partner and I have age gap, financial gap. I am the older one ( female) I realize that I can achieve happiness by accepting the difference, plan and act accordingly. I have much stronger financial footing, I am willing to share. I don’t expect him to grow up or be somebody that he isn’t This is my way of dealing with it

[@kelleyking]

This x 1000. I hope she is able to get there and appreciate what he has to offer. There will likely be a time when she is ending her career and he is peaking.

[@holisticallyme556]

Me too… there is so much more to life than financials… ppl can contribute to a relationship via diff way… I am willing to share as long as I don’t feel abused… if he earns less than me and I feel valued and we are both happy feeling valued in the relationship , why not? You think both earning the same would make your relationship work? Nah

[@JoseRobertoLopes-rr9kp]

Ramit always does his best! Good job!!!

[@anakitasmiles3261]

Age is not always a factor, but it typically is. They have different approaches to finances and want different things in life. What she wants in a partner is the maturity and foresight to think about the future, but unfortunately most men in their mid-20s arentlike this

[@BingingInPeace-ev3bp]

Not gonna comment on the age gap b/c it’s been commented to death BUT I’ve been the younger one in several relationships and I was the more financially savvy one. What I did learn from these relationships is that I didn’t want to get married and that I didn’t want to legally combine money but I wanted to share a life with that person and that did require us to discuss money. I think those who consider this couple’s interview invalid because they are living together and not married, that’s silly. Marriage is not very everyone. Marriage isn’t forever. Sure it creates a legal framework for dealing with money but people get hosed in divorces all the time. My point is that many people live together and their unions are just as valid as any other relationship combo. Plus marriage rates are going down so Ramit is smart to not include a couple that for sure a part of his audience can relate to.

[@bcomvideoactivity]

I dont mind that Ramit is doing an interview with this couple for the reasons you mentioned above. However it feels really silly to have a whole conversation around ‘household income’ with an unmarried couple. They have not committed to a shared life/vision/each other yet, hence arent morally or legally bound to be responsible for the other person, make sacrifice, prioritize the other person well being. their incomes and expenses should be reviewed separately, and they can talk about whether shared visions and goals are possible.

[@bcomvideoactivity]

unmarried couples arent invalid - obviously married couples start out as an unmarried one first. Im not even saying one is better than the other - there are bad marriages and amazing relationships. But a dating relationship is just not the same in nature as a marriage relationship.

[@JessicaSimpson-l7v]

I am Jessica Simpson so bad I fell victim to a sophisticated scam that left me disheartened and financially strained. My ordeal began when I was lured into investing a substantial amount of money, seduced by alluring promises of massive bonuses from brokers and fund managers. Initially, my account was flourishing; by March, it had swelled to over $250,000. Everything seemed to be on track until I decided it was time to withdraw some of my funds. This decision triggered a sudden and drastic change in my account status. The once-thriving account quickly plummeted, and the promised bonuses mysteriously vanished. The financial turmoil I experienced was compounded by the frustration of being unable to make any withdrawals for months. It was a stressful period filled with confusion and growing anxiety about the loss of my hard-earned money. I felt trapped, as if there was no way out of this predicament. My attempts to contact the brokers and resolve the situation were met with resistance and evasiveness. I was at a loss and feared that my money was lost forever. Then, in a stroke of luck, I came across Sky Nest Recovery. Initially skeptical, I reached out to them to see if they could offer any assistance. To my relief, their team of professionals responded promptly and began a thorough investigation into my case. They demonstrated a high level of expertise and dedication, working tirelessly to track down the scammers who had deceived me. Their approach was methodical and transparent, which helped rebuild my confidence. Through their diligent efforts, Sky Nest Recovery managed to locate the perpetrators and recover both my initial deposits and the profits that had been wrongfully taken. Their ability to navigate through the complex web of deceit and fraud was nothing short of impressive. I was astounded at how they handled every aspect of the recovery process with professionalism and precision. I am immensely grateful for the support and resolution provided by Sky Nest Recovery. Their expertise and commitment were crucial in rectifying my situation and ensuring that justice was served. If you find yourself in a similar unfortunate circumstance, I highly recommend reaching out to Sky Nest Recovery. Their reliable assistance and proven track record of helping individuals who have been swindled offer a glimmer of hope for recovering what was lost. Their service is invaluable, and they have truly made a difference in my life. Reach out to Sky Nest Recovery email: {[e-mail]} or WhatsApp: {+(9-1-0) 2-5-7-0-5-1-0} or Telegram {@SKYNESTRECOVERY} for assistance and further information.

[@johnr4207]

@Ramit, Hey, love the show! I’ve noticed you often ask your guests about their experiences with money growing up, which is always insightful. I have a suggestion: how about doing an episode or a book focused on the best ways parents can introduce their kids to financial concepts, tailored by age? It could provide practical advice for teaching kids about money as they grow. And if you use the idea, feel free to send a small percentage of the profits my way-I’ll put it into my kids’ 529 plan! Keep up the great work!

[@garrywilliams1696]

An epiphany kinda... people spend untold hours scouring tiktok, Instagram, X and can tell you all about politics or Diddy crap but you ask them what they make a year and they are clueless? What's their aprs on debts, dunno....it's wild AF.

[@JF-vw9lv]

There are two types of people....people who use resources such as time, the internet etc to their advantage and people who squander the same resources.

[@shola7987]

So true

[@shelbylove_]

The issue is not that they are in an age gap relationship. It's that she won't recognize that they are. She has expectations for him that are unrealistic and she's placed herself in the position of his caretaker rather than his partner.

[@dawnt5587]

They are not compatible.

[@isaiassoares7023]

Age and cultural differences and earnings are going to be very difficult to overcome.

[@AAPAI_24]

I would say mostly cutural differences and money mindset. Her expectations are difficult to match

[@vgmijpn8ball]

Very interesting episode. Ramit has mentioned a rule before, "don't act 40 before you're 40". Surprised he didn't bring it up as there is a 40 year old who should be acting 40 and a 25 year old who should be acting 25. Best of luck to them, no concrete follow up is always sad to see.

[@makayla4292]

…. why does it seem like she’s not even trying to line up a new job? If I get laid off you better believe I’m doing everything to find a new position and if I don’t find something desirable to me in a reasonable time, I’m applying for everything. I’m nannying, I’m barista-ing etc

[@mamalovesthebeach437]

Sort of sad that Victor feels pushed to “rise” to the level of Mindy’s mindset. He could gain a lot by learning and investing. She could gain a lot by relaxing while still being conscientious about saving and investing. It took years for my husband to take finances more seriously. He’s only three years younger than me (we met at 59 and 56) but had a very different mindset about money. He did shift and we now work in partnership, but it took years. If you’re a business owner, you must know where your money is going! I’m not hung up on the age difference, but if they don’t have basic values in line, it’s going to always be a struggle and a fight.❤

[@Edward-hn8ed]

Ol girl out here cougin.

[@Ang-wu2bt]

Best comment ❤

[@ylee5050]

😂

[@JF-vw9lv]

Better trademark "cougin" otherwise I'm stealing it and slapping it on some t-shirts

[@jenlollygag6815]

Real 😂😂😂😂😂😂😂😂

[@thewriteplaceforme6874]

Tough episode because this couple has a lot of work ahead of them - individually and together. I was glad to see double follow-ups from both of them. Change is slow, but it seems like they are at least facing the right direction together. *** The avalanche of comments on the age gap seems like those commenters pre-judged them. Sure, "love is love" -- except for an older woman and younger man. Their relationship doesn't have to make sense to anyone but them. The finance conversation is us being allowed in to see one element of their relationship for about an hour.

[@JayBujeethe2nd]

Ramit, I like the new graphics with the CSP, nice & colorful! ✌🏼🔥

[@arelysilva4366]

I really hope yall continue to make progress as a couple. I could see the love between yall.

[@uhnonymous2374]

Not enough conversation around the predatory age gap. There's a huge power dynamic and she's definitely using it to mentally manipulate him. He is a victim.

[@anjalianthony1656]

Totally agree - I find the age gap creepy! Why can’t she find some closer to her age and who is more ready to get serious about their finances!

[@anjalianthony1656]

@@nono99136 lol. Then why is she complaining that her toy boy isn’t serious about his finances!

[@JF-vw9lv]

​@@anjalianthony1656He is an adult and can leave anytime. If at 19 he had murd-red someone he would be convicted as an adult and sent to an adult prison....so he was and is old enough to decide to date someone older. Her problem is she has a 15 year head start and expects him to be at the same place as her.

[@MissGirl1450]

Yep, if the genders were reversed there would be more talk about a controlling relationship.

[@Lelesbratz]

Being an adult doesn’t automatically mean you’ll be financially stable, you have to grow in what ever Field your in and build wealth. It’s not black and white.

[@gomezdiana84]

If I didnt already absolutely love Ramit, I do now after he said in the ad that hes not good at design but is good at dealing with trolls that tell people having more than a kid is irresponsible. Ramit... I appreciate you soooo much! ❤- mom of 4 and loving it.

[@masharoma]

he is young and smart and willing to learn. Best of luck!

[@joamitch]

Thank yooooou!!! Everyone is stuck on the age difference and when they got together (yeah, that happened), but not once did he say anything that alluded to not wanting to change. That is HUGE compared to some of the men (yeah, I gendered it) who come on this podcast and want to keep their toys and their lifestyle and ignore reality. He has time to get there. Not sure she has the patience or time to wait, though.

[@maximusdecimusmeridius5438]

They aren’t even married so no combining income

[@Hiding11]

Absolutely! @ramit?

[@tmi4507]

My main question to her being 39 years old is why is it so hard for you to rip the band aid off and just let him go if the relationship isn’t working. After a point you have to decide whether the person on the other end of the finances is worth your time and energy. If all you can focus on is the money then it becomes extremely difficult. During the beginning of the video it feels like she almost resents him at times for not having the same motivation about money. Did any of us at 25 years old have an understanding of money. I know for me personally it wasn’t until I was about 29 when I really started caring about money or retirement. Overall you just really have to remember that on the other end of your relationship there is a person and you have to decide whether that person is worth the fight.

[@michellegreen1072]

We had ready purchased a house and saving for retirement at age 26. We were financially on the same page.

[@nomaam5891]

Because some women look at being single as a curse. I say this as a single woman. I know a lot of women who are unhappy but they have a man and that overrides everything.

[@Tammy.822]

Large age gap aside (although I'm not sure what a 33 year old expects when they start dating a 19 year old), I don't think they're compatible. They don't view money or life the same. What's even the point?

[@maijaelysian]

and what’s crazy is. The compatibility is highly due to the age gap that we can try to ignore. It’s not something that’s excusable and is the main factor in this.

[@mrs.quills7061]

That’s the thing. I’m in my 30s and I find people that age annoying and obnoxious now, and I remember just how stupid and obnoxious I was at 19. It’s creepy and gross someone that old wanted to get with someone so young, what would you possibly have in common?

[@maijaelysian]

@@mrs.quills7061 I want the answer to the question you asked too because usually the answer banks on the “maturity” level of the younger partner. In most cases, it’s the women. But as a 20-year old, some of us can present maturely but I promise you we’re all still very immature.

[@mrs.quills7061]

@@maijaelysianmhmm I agree and I’m sure in my 40s I’ll look back at my age now and be like boy was I an idiot lol. I feel like I didn’t really start getting my life together until 26 and I didn’t start taking my financial decisions and responsibilities seriously until I was 30.

[@RuthBeyond50]

Girl is practically middle age and he is barely grown. What she expect? And clearly she acting like his mama

[@nomaam5891]

Besides not being on the same page or even in the same book, I see a breaking point coming once she loses her job. It’s obvious she has a certain lifestyle in mind but she is all over the place in knowing how to achieve that lifestyle. Also, you can’t expect someone that much younger to have their s**t together. Most folks in their 20’s are living for the moment and not thinking of 5, 10+ yrs in the future. They should break up and focus on themselves and their wants/needs. However, most women rather settle/complain than be alone (and that’s not to say Victor isn’t a good guy but he is doing what most 25yr olds do). Expectations are inconsistent.

[@harveylin3548]

Remember they been together for 6 years, meaning he started dating her when he was only 19! For being 25 years old only making poverty money, he seems to be well spoken and level headed.

[@yandirn2478]

She knows what it is. That’s why she’s so tearful. The need to breakup.

[@mrsterious5845]

Some research suggests the human brain doesn't fully "mature" until age 26. If so, Victor is still growing up, while Mindy is at a completely different stage of life. However, even if they were closer in age (2 or 3 years max), and all else being equal (mindset, expectations, etc) , the incompatibility would still be glaring, so that's not necessarily down to the age gap. I wonder if they are both trying to hold onto their relationship hoping the other comes around to their perspective. Probably not happening. Neither is the "bad" person or wrong here.

[@kelmike060404]

I am a completely different person than I was at 25 my priorities were different than I was at her age

[@mickylord21]

This episode was definitely a different tone than most of the others. Refreshing change of pace

[@MarieArter]

I learn a lot from Ramit and his guests. Just concerned that lots of folks are on this financial journey alone. The most recent data available shows that 46.4% of U.S. adults are single, nearly every other adult 18 or older.

[@0monroy]

It seems there may be some misalignment in expectations and communication between them. Financial matters can be a sensitive topic in relationships. Perhaps they have different priorities or perspectives that haven't been fully discussed. Open and honest conversation about their needs, concerns, and limitations could help them understand each other better. It's important for both partners to feel heard and to find compromises that work for the relationship, without either person feeling pressured or taken advantage of. If they're struggling to find common ground, it may be worth considering relationship counseling to work through these issues constructively.

[@AF2277S]

“I know those people exist but where do they live” might be the most out of touch statement ever 😂. Honestly I’m all for people making money, I love the idea of people do whatever they want with it but comments like that are the reason people need to sometimes get hit hard financially before they make a lot of money.

[@nicolevelez8669]

I know- I raised my hand

[@jenbar308]

I took that comment differently. I thought she was saying that people who say “I wish I had $175k a year, I would never worry about money” probably don’t live in high cost of living areas where that doesn’t go as far as you think.

[@FreedomPlaya]

The follow-ups were encouraging 👏👏

[@janefinance]

Ramit was trying so hard to help this couple see that they are not compatible and they refused to acknowledge it. Money is not the problem here. The biggest issue is that they don’t want the same life together. She keeps saying she doesn’t want to think about the incompatibility because she is scared the outcome is that they are going to break up….uhm. Denial won’t last forever.

[@zo_471]

Great ep, well done Ramit and team

[@6ftNaturalBeauty]

At 25 years old I was exiting grad school with a PhD. A relationship was the last thing on my mind at 25. Fast forward 20 years, I’m 45 and have been married for 10 years. However, I side eye 25 year olds in serious BF-GF relationships in 2024 in America!

[@Capycorg]

Same net and gross pay in the CSP are how he ended up with IRS debt. No judgement, I've been there! Victor needs to put aside 25% of his revenue for taxes.

[@tomaszp2027]

Meaning he's earning 13500, not 18k per year :/

[@a-moon]

I think reassurance comes also from a belief that woman can only overreact. So, if you think she is overreacting, it makes sense that he is trying to reassure her because. Not saying he is a bad person. I think it is one of those cultural scripts that most of us carry

[@willpeacock9351]

This one felt even more one sided than usual. I don't recall Victor being asked about what he wants/needs in a partner, only about his rich life. Most of the discussion was all about Mindy and what she needs. I have a feeling that even if he does become interested, educated, and involved it still won't be enough for her.

[@raebenjamin7225]

I listened to this ep on Spotify already and had to go to KZbin to see the video 😂 this woman is almost 40, started dating a dude when he was a teen, and is upset they aren’t on the same page?! Of course he’s not! Ramit was telling her to set boundaries and expectations for herself. I think he should’ve also said that it may be unreasonable to expect someone so young to be on the same page as her.

[@isabelreyes6387]

At her current age I had 5 times her net worth at 25 years old I was in huge student debt and didn’t have two Pennies to rub together. I made a ton of mistakes in the 15 years from 25 to 40 but I eventually figured it out and was able to get me and my family in a good financial spot. This conversation was so unfair to Victor. She is the one that was irresponsible with her prime years why is he expected to take on her load of problems when he is just getting started. I wish them both the best but they are not compatible

[@holisticallyme556]

How do you think your comment will serve them ? It is your journey you did this and that achieve this and that. Nobody is interested in your journey right now , it is their moment not yours. Your comment was not v constructive instead judgemental