Property vs shares: the great Australian debate

[@naaniratify8657]

I support both but prefer get a roof first and then invest into shares in parallel

[@shoalhavenandbeyond6589]

Peter Costello's baby bonus 2002 'one for Mum, one for Dad and one for the country'!

[@marcoschena99]

Thanks team, great that you explain that you can do both. I would say most important to have a home though by the time you retire. You wouldn't want to be paying rent in your 60/70's

[@sanjay5ify]

The debate addresses all the fundamentals of investing. Be it property or shares, a disciplined approach pays off over long term.

[@actualfacts1055]

If you need some money you can just sell some of your shares paying a low brokerage fee, you can't do that with a property, you have to sell the whole thing taking a long time with high costs.

[@sonyasj74]

Property baby!!! A have a few in my collection. More stable and reliable than the sharemarket. Everyone needs a roof over their head and most of the time, not always, but most of the time don't go backwards in value. Less volatile than the sharemarket and less likely to lose everything. Use the system to your advantage and build growth through property 💰💰💰

[@arun6404]

Hey Owen, what about the benefits of pulling out interest free equity from capital growth of your property and re-investing. You can’t do that with shares right?

[@Motivational_Flavio]

In Australia, property is the undisputed king and will always be, thanks to the depreciation & tax deductions

[@garagepie]

Guys property is all about leverage using the banks money! Your own property where you live though is not really seen as an investment!

[@ChuckLeCluck]

Australians have an unhealthy obsession in property. Hence why we live in a property bubble.

[@actualfacts1055]

Domacom is merging with bricklets and is an opportunity for fractional property ownership.

[@actualfacts1055]

Buy shares in one company and it will spark your interest and you will learn about shares.

[@ilarums]

What a time waster. No data presented. One should not calculate ROI for PPOR

[@Balanced--]

go big or go home-less

[@zima2352]

Pretty sure it's an unlimited amount of turkeys

[@nq6417]

Costello

[@fordmanfender6071]

I’ve got both but prefer to invest in crypto 😎

[@MKD247]

I'm so sorry to hear.

[@fordmanfender6071]

@@MKD247 don’t be sorry I’m still in profit😂

[@NoRegertsHere]

Buy a PPR, rent out rooms, debt recycle into SP500 index fund/ETF, max out super contributions through 20s as best as possible, low cost super fund

[@nq6417]

Understand all of that except debt recycle into SP500. What does that mean? Thanks

[@NoRegertsHere]

@@nq6417 “debt recycling” is a term used for when someone pays off their mortgage and then borrows than money out again as an investment loan. The interest on that becomes ‘tax deductible’. There’s a specific way that it has to be set up and consult with accountant to ensue no ‘cash pollution’. Mixing non tax deductible with tax deductible bank accounts (especially with redraw or offset mortgages) happens sometimes and the ATO doesn’t like it. Just needs to be structured the way the accountant says

[@CarlsonBila]

It seems weird to me that you list the advantages of property, without mentioning the benefits of leverage. It makes the whole discussion lose credibility.

[@Rask-invest]

This might be more your jam: kzbin.info/www/bejne/mZfWfZqciayfrMUsi=YjzpMegkoeJXsVtJ

[@CarlsonBila]

@@Rask-invest awesome thanks I'll check it out!