REASONS TO REFINANCE YOUR PROPERTY

[@chuansinpan2022]

Thank for the fruitful refinance lesson. Now I know how to use another name to maximise the loan to 90% even it's urs 3rd or 10th properties. And the cash out refinance is calculated by 10 years DSR was untold by a lot of guru out there. Keep it up! Will support all Reena Series!

[@DTYY941]

Is refinance number of years loan still the same? Or if current bank left 25 years, the new bank will refinance for me 25 years only?

[@johnlittle2303]

Thanks. Does ms Rena has her own channel? I need for her to draw down to make the picture clearer

[@Karazure]

hi, I sincerely hope the volume can be a lot louder. Im at max but still sound low. BTW thanks for the informative podcast. kipidap

[@iherng]

Let me share the comment with my team. Thanks for letting me know:)

[@mr003gaming]

Thanks for this very nice sharing! Side topic, may i ask how and where do you suggest do we start learning watch investing? 😂

[@iherng]

Thanks for watching hahahaha. May I suggest to take it as a hobby first because that investment portion for watches is far more complicated compared to properties.

[@ethansoh6142]

the buy now pay later or zero interest installment actually is a cost to the sellers which they will factor in into their selling price. I would think the recent stubbornly high inflation is a result of these new interest-free products offered to the market. Anyway, thank you for the great refinance lesson.

[@doris4379]

Thanks for this episode! It solved my problems about refinancing

[@iherng]

Appreciation it Doris!!

[@stevenyong100]

Is 4.6% for 260K outstanding loan too high, thinking to refinance also, i look stupid if not refinance until like 3.9% or 4%

[@iherng]

Well it depends on your intention of refinancing. Like mentioned in the video, is it just to get better rates? Or to top up on the loan and etc. But 4.6% is quite high lah…

[@mrbisskizzmarketing7087]

How BIG commercial bank making money through housing loan compared to refinancing the loan form other bank ?

[@kennethtan6789]

16:40 wakakakaka I laugh until nearly fall off my chair, how Rena kept a straight face is amazing. Well done episode as usual, catch up soon.

[@iherng]

Thanks for watching Kenneth!! See you soon:)

[@bobby5796]

Great intellectual session with Rena as usual, hoping for moreee of this 🤗

[@iherng]

Thanks for watching Bobby!!

[@michaelbyz23]

Lots of burning questions! Great series again

[@iherng]

Glad you like it Michael!!

[@Duckdrumstick]

hi iherng, is it possible to refinance a fully paid house?

[@iherng]

Definitely. Provided that person or owner has the ability to qualify for the loan.

[@tc5238]

Very good video ! Thanks for sharing 🎉

[@iherng]

Glad you enjoyed it!! Thanks for watching:)

[@kimwong7998]

Good info, thanks!

[@iherng]

Thanks for watching Kim:)

[@theofficialjefflim]

Thank you for this!

[@bjeddaj2386]

How did u get 40 years loan tenure?

[@iherng]

It was a promotion from banks 15 years ago.

[@bjeddaj2386]

Can help me get one? 😂

[@muhammadhatta-n9k]

hi iherng. i would like to invite you to review once cochrane residence. I’m the owner and it is empty unit.

[@ericlai3221]

26:34 logical vs emotional mind😉

[@403424034]

through what mechanism can a insurance company provide a mortgage? Don't you need a bank license to do so?

[@iherng]

Well Im not bank negara, just a consumer:)

[@Babyy777]

Wah this episode learning curve quite steep!

[@iherng]

Yea. That’s why the first few episodes within the series is important before we come to this. Thanks for watching yea!!

[@leahsweetie01]

Love this series!

[@iherng]

Thanks Leah!!

[@puiyinchai1437]

Desa idaman so high MV alrdy? 😂

[@josephng1311]

Don't mean to be so keh poh...... just like to share that for words like 'doubt' or 'debt', the letter 'b' is silent. So, 'doubt' is pronounced as 'dout' and 'debt' is pronounced as 'det'. Ang moh words are very confusing. Many words starting with the letter 'c' are pronounced as 'k'. Lagi teruk.

[@mingkoichan3623]

Yes, both host & guest shld pronounce the word 'debt' as 'det' - and NOT 'deb'!!

[@mingkoichan3623]

Great series, though!! 👏👏👏

[@PSLX]

Whilst I truly appreciate both Sean’s and Rena’s contributions, I do agree and especially also on the pronunciation of the word ‘equity’. 😅

[@mingkoichan3623]

​@@PSLXYes, 'equity' shld be pronounced as 'ek.wi.ti' (not 'ee.kwi.ti'). The word 'industry' is also commonly mispronounced, shld be ˈɪn.dəs.tri' (not 'in.dʌst.tri').

[@jackengjianyee5007]

This video is sponsored by Spritzer? 😂

[@iherng]

I wish. Hahahaha:)