Retire as Early as you Can

[@joehogan8234]

I would never get bored in retirement. I would just have more time for all of my hobbies. There are so many places to see, movies to watch, books to read, videos games to play, people to visit and so on. How do people get bored?

[@dazeltv1351]

I feel the same way. Retirement gave me more time to do the things I enjoy.

[@gildalim1763]

I retired at 58 yrs. Best decision. Stress free. Time is in my hands.

[@dazeltv1351]

I know exactly how you feel my friend. I started appreciating everything in my life more once I retired.

[@FilAmRecipes-mj5qo]

Great sharing

[@dazeltv1351]

Thank you my friend.

[@Kzstraits]

Another great message Ginno. Coming up on 66 and I board a plane for the Philippines Tuesday. Something special about you makes me feel like I already have a friend there. Wishing you and the family all the best.

[@dazeltv1351]

Thank you for the kind words my friend. Have a safe trip to the Philippines. Let us know if you ever make it to our area. We would be happy to show you around. Take care.

[@tedlasalvia9668]

Greetings from San Diego, California +1 subscriber. Good advice to future retirees. I'm 62 and not yet retired, but I do look forward to that day and I will spend a lot of time in the Philippines! I wish you the greatest success with your Channel! Keep up the great work.

[@dazeltv1351]

Thank you for subscribing my friend. We appreciate your support.

[@Texasbaboy]

The wife and I are 40 & 39 respectively, we have an opportunity to get out of the rat trap, and tho we don’t have the security of a pension being this young, we grabbed it by the horns. We land in Manila next week 😊

[@CatNMrDJ]

😮 I'm assuming that your wife is Filipina; also, that you have perhaps $200K saved, and if you were military that you have TriCare. Whatever you're rolling with, take is slow once you land. Manila is expensive and full of tricksters, be careful.

[@dazeltv1351]

Just be careful on who you trust in Manila my friend. Keep your finances to yourself. Don’t be surprised if people ask you how much money you make? Wishing both of you well. Take care.

[@isreeramotar3868]

Go for it my friend, have fun and you'll never regret your decision. Stay safe and blessed😎Btw...going on 6 years for me at 62, and I won't trade anything

[@wanderingdoc5075]

​@@dazeltv1351Ive been in PH for 6 months and no one has asked me how much I make. I've dated many women and not a single one has every asked me for even 300 pesos. They all pay for their own transportation and put probably 5X into the relationship than they take. I'm amazed by how humble and hard working everyone here is.

[@cadizwilmo9687]

8:00 so nice to hear the birds in the morning. Felt like I was there walking too. Thank you sir.

[@dazeltv1351]

You're welcome my friend. Have a wonderful day.

[@goku5524]

Great video !!!. 💯 agreed. We'll be praying for you to have a great health and long life. 🙏 Gob bless your family.

[@dazeltv1351]

Thank you so much my friend. Take care and God bless.

[@danramsay5844]

Dan from Vancouver Canada here, will be retiring in Las Pinas sometime in 25-26, look forward to finding volunteer work as well as taking on new hobbies, walking will be part of my daily activities pretty much every day...in a mall of course, it's to hot there for outdoor exercises :)

[@dazeltv1351]

Hello my friend. Walking in the early morning in the Philippines is great; not too hot yet and very peaceful. I've always found nice places in the Philippines for my morning walks.

[@marshallhoss35]

Good blessed morning, nice to hear the birds...hope it's cooler too....

[@dazeltv1351]

Yes; it’s a lot cooler in our area now.

[@jcatini8299]

Nice Camella subdivision

[@dazeltv1351]

One of our best decisions was purchasing a home at Camella. The houses have increased in value in the 8 years that we’ve lived here. And it’s been a great community to live in.

[@apoloestrada2908]

Thanks for the video and advice, I know someone who worked for 46 straight years non-stop( 26 years in the military & 20 years as a GS civil service) and ending up dead in 3 months after full retirement including SS & Union. I don't want to be in that position. In my early 50's, in 2 years yes, I'll call it a career.

[@dazeltv1351]

I understand my friend. We were programmed all our lives that working till we collect Social Security is the norm. Unfortunately, medical issues normally hit at Social Security age.

[@ThereIsSoulInArt]

Love hearing the birds chirping. I love to wake up with the sound of birds chirping.

[@dazeltv1351]

Same here my friend. I love all the birds I see and their chirping on my morning walks.

[@STEVENSCOTTFERGUSON]

I just came inside from doing painting on my house to get it ready for sale and here your video comes up. :) I turn 60 in November and will work until December 20. Then it's Eastwood City here I come. I know of many people who held off retiring so they could get more money and then died within 2 years of retiring. I can't take cash to the afterlife with me so I plan to retire and enjoy life as soon as possible. Thanks for the video! Look forward to the next!

[@dazeltv1351]

You’re welcome my friend. Take care.

[@fareastrider5630]

Ginno, have a great Memorial Day Weekend. Thanks for your service and sacrifice. Aim High brother! Rick

[@dazeltv1351]

Hey brother. Have a great Memorial Day weekend! Thank you for your service as well. Aim High brother!

[@gratefulMTC]

I want to retire early, but I do not have enough money saved. My family's life span is short which is why I want to retire early, and I need to feel free.

[@dazeltv1351]

I understand my friend. Getting Social Security at 62 would be the key. Once you have a steady monthly income; retirement is doable.

[@raymondking1793]

Good morning My Brother Ginno, Great to see you out enjoying your morning walk. THE WEATHER SEEMS TO BE COOLER THERE FOR YOU AND THAT'S A GOOD THING. THANK YOU FOR THE WONDERFUL INFORMATION AND VIDEO. GOD BLESS YOU AND DAZLE AND LEANA AND YOUR FAMILY TOO ❤😊❤

[@dazeltv1351]

Much cooler now my brother. I think we are done with the heat wave. It has been so nice to see all the rain. Take care and God bless.

[@BeerBikes]

great vid Ginno! good to hear you're hitting the weights, if you go to a gym, be nice to hear a review on how much, etc. stay busy amigo and looking to retire early@50 and taking social at 62 also. Peace!

[@dazeltv1351]

Thank you my friend. I’m working out with dumbbells at home. I haven’t really seen a nice gym in our area. Take care my friend.

[@vondoromal7016]

Its amazing how quickly everything turned green after that rain! Many, especially here in the US, are conditioned yo work wotk work for money. Moving to a less cost of living country is where we allow money for work for us. Some people, like you Ginno, learned how to make money work for you! Thank you for what you do and sharing your experiences with us. You show a different perspective and a way of life when we follow ypur lead. Take care brother!!!

[@dazeltv1351]

We get so much rain once it starts raining. Everything turns green so fast! We all have different paths. What is important I think is finding the path that gives us peace and happiness. Take care my brother.

[@vondoromal7016]

@@dazeltv1351 so much truth brother! For some folks I know, they would not do very well with all that time they have and much more happier when people tell them what to do..

[@PatrickKelly-b8o]

Born in '66 ..your a kid still Ginno. ..hehehehe I'm now 3 yrs past the average life expectacy in the states .........YEEEEKs, I'm boarding a plane tomorrow ..hehehe NEVER bored, so much to get involved with in Asia ....and I can still walk up and down stairs with no problem ..walk 2-4 miles with steam left over. Most countries in Asia are so low stress ..don't wanta visit cause you'll honestly never return. We Americans don't know the daily stress that we're bombarded with until you live ..not visit, LIVE in Thailand or Php. It's as close to heaven as we'll experience here. Thank you Ginno ..Blessings friend

[@dazeltv1351]

Some days I still feel like a kid; some days I'm reminded I'm 58.😄 I hear that from my friends in the U.S.; the stress from the daily grind. Take care my friend. Stay blessed.

[@jtraveler888]

Very wise. Enjoy life while you have it because the future is no guarantee. I'm an advocate of saving and retiring at 52 enough to live on until 62 when SS kicks in. Enjoy life and leave a legacy because it goes by fast. That's a beautiful area you live in - very walkable and healthy.

[@dazeltv1351]

Thank you my friend. Life goes by so fast! We have enjoyed living at Camella Aklan ever since we moved here in 2016.

[@mgysgtk8835]

Your looking good. Great title. I find here in the 48 states we just forever in the rat race. I love your walk and talks. Keep enjoying life.

[@dazeltv1351]

Thank you my friend. Feeling good too; almost getting back to how I was before my treatments. I always appreciate your support my friend. Take care.

[@MrFranksam]

I’m 45 hoping to retire in the year 2026 there in the Philippines 😊

[@dazeltv1351]

Good luck with your retirement plans my friend. Always good to look forward to something.

[@venusdomantay5731]

Amen Sir i agree! Im planning to retire before 40.we are working so hard to make it happen!

[@dazeltv1351]

Thank you my friend. Many have done it. I see many people not waiting anymore on Social Security to start enjoying their lives.

[@stevenjacques6208]

Good video!

[@dazeltv1351]

Thank you our friend!

[@isreeramotar3868]

I have 6 moths to start my pension in America at age 62, then I can complete my journey to the Philippines like I have been for the last 6 years. Bulacan North of Manila, is where I've basically settled and loving it all. Stay safe my friend😎

[@dazeltv1351]

Congratulations on your upcoming pension. Dazel and I visited San Rafael, Bulacan in 2022. My grandparents are buried there and I got to visit their grave. I still have relatives in San Rafael that we plan on visiting in the future. Take care my friend.

[@Ironic_Jihad]

Boredom is brought on by people too lazy to imagine themselves doing something else!

[@dazeltv1351]

Just so many enjoyable activities to do in retirement.

[@MRBIGSLICK66]

You are 100% correct Gino! Retire as early as possible! Im also a 66 kid 😁quitting the Rat Race this year. We have about 300 K saved before SS kicks in, small union, pension, plus the wife’s SS will be right in the sweet spot for retirement in the Philippines. We’ll be Able to enjoy life with low stress, no debt, just living expenses and able to save at the same time. I’m also from RI in southern New England and my main worry is getting used to the heat. Coming from an army and outdoor background I’m sure I will adapt overtime. When I get to Boracay , I will look you up for a cold one.✌🏻

[@CatNMrDJ]

Decent nest egg backed by pensions and SSNs; yeah, you're good to go...

[@dazeltv1351]

My friend, Robbie, from Rhode Island can’t wait to get back to the Philippines for good this time. You and your wife will have a great life here. So happy for you both. Yes, the heat takes awhile to get used to. See you in Boracay. We will enjoy a cold one together my brother! ✌️

[@Matt-ty6pq]

In most of your videos there's always a big blue sky but some rain and overcast skies make for better lower temperatures, I'm 2yrs 10 months away from getting my checks, counting every day.

[@dazeltv1351]

That time will go by fast my friend. 2 years and 10 months will get here sooner than you think.

[@MsShipreck]

Hi Ginno, the year you were born was the year I joined the United States Army! I look forward to your videos! Thanks 🙏 my friend 😢😅🎉

[@dazeltv1351]

Thank you for your service, Sir! I appreciate you supporting our channel. Take care my friend.

[@jlynnburton9718]

My plan is to retire in the Phils next year by my 57th Birthday. So I'm focused on doing any & everything possible to be comfortable in my retirement there. So after I retire there I will self finance my retirement until I like you sign up for my SSA at the age of 62.

[@dazeltv1351]

Good luck on your plan my friend.

[@EvralTatum-Mcfield-ov2mi]

You right, i have level2 prostate cancer, it in it’s early stage, soo, the best thing is to retire early, the other years are not guaranty to no one specially with this cancer diagnostic, i already put in for mine, it going ti become efective, July 11, even financial advisors tell you to leave as soon as possible, regards from La Ceiba Honduras😅

[@dazeltv1351]

Good that they caught the cancer early my friend. Wishing you well on your treatments. I always smile when I see your messages from Honduras. Enjoy my friend. Take care.

[@eddieBoxer]

I'm retiring in June 2024 at 35 years old.

[@dazeltv1351]

Congratulations my friend!

[@jackfrost-fu7hz]

There are two types of retirement, those that worked for the government and get pensions and those that did not work for the government. I know a few people making six figures a year with their government pensions. Plus the healthcare is cheap or free? from the government. I did not work for the government and lost my decent job a few years before I turned 65. I needed to work to get healthcare, so I took a job at Home Depot, it was a horrible place to work but I had healthcare and had a heart valve replaced, the total cost was around 130k, I had to pay 5k. Many people would like to retire early, but most of them are government workers getting a pension after 20 years and free or cheap healthcare. The SS you will take at 62 is on top of your pension, plus you get cheap healthcare from the government, so you are set for life.

[@dazeltv1351]

It’s unfortunate that there are less opportunities now for pensions in the U.S. unless you work for the government. But, at least the U.S. has a good Social Security system, that offers a pension at 62. In the Philippines, most get very little from the government as far as a pension. Most of the elderly in the Philippines have to rely on their children to take care of them as they get older.

[@OldFashionedOatmeal]

That 20 year retirement plan and Tricare insurance motivated me more than anything else to stay in; regardless of how much I wanted to separate early.

[@pauls3585]

Gino, I am the same age (57) as you, but my divorce made me financially start again at 55. I hope to bring my GF to Australia next and I will retire at 67 - maybe early if I live in the Philippines.

[@dazeltv1351]

Hello my friend. We have a neighbor here from Australia; married to a Filipina. Been our neighbor for 8 years. He was actually one of the officers of our Homeowners Association in the past. Good luck in bringing your girlfriend to Australia. Take care.

[@pauls3585]

Thanks Gino.

[@dazeltv1351]

@@pauls3585 You’re welcome my friend.

[@corrupted650]

It all depends especially health wise,.. And I'm on disability and my 401k is not enough for me to survive out there,universal health care isn't the best either,.especially when you can't work anymore. Wish i could but my respiratory problems won't make things right

[@dazeltv1351]

I agree my friend. The Philippines is not a place for someone with health issues. There is also no Medicare in the Philippines.

[@corrupted650]

@@dazeltv1351 yes you're right..health care is so corrupt,they have one for the poor with limited medical provisions and for the rich it's the best doctors and best hospitals to provide, money talks over there in Philippines,,its a pity,.for me it's sad I miss Aklan all my relatives are there sadly I'm unable to go there..

[@corrupted650]

@@dazeltv1351 best of luck and heal 🙏

[@corrupted650]

@@dazeltv1351 yes that right no medicare unlike here in the states,i had plans to retire there before,my mom had an empty lot across the street from our main family home in Lezo Aklan,but since this happened with my health,i canceled that plan,i was going to build a small house with my mom help,that didnt happen so all the dominos fell and now im down on my luck..its pity and im saddened that i can no longer visit my mom and dads home province of Aklan,,maybe just once for the last time

[@corrupted650]

btw hope you get better thanks for the reply

[@crawford_financials]

Hey there, have you ever worked in Great Falls Montana at the Airfoce base? I'm here now visiting my son who is enlisted here. Thanks

[@dazeltv1351]

No. I never made it to Montana. I know you are proud of your son joining the Air Force. Take care.

[@martinsanchez117]

I'm just wondering if your parents are from the Philippines? I did not see them on your vlog.

[@dazeltv1351]

Yes; my parents are from the Philippines. My father already passed away. My mother lives in Houston, Texas.

[@purplemoose6431]

Is your neighborhood always nice and quiet like your video?

[@dazeltv1351]

Yes; our community is always nice and quiet. People not living in our community actually have asked Dazel and I how we don’t get bored in our community because it’s so quiet. Dazel and I enjoy the peaceful environment. We love taking our dogs, Chloe and Totoy, for walks in our community.

[@user-bg2ig5xc3e]

​@@dazeltv1351I don't like people walking their dogs in my neighbourhood,if I lived near you I wouldn't say hello walking past you !!!

[@dazeltv1351]

@@user-bg2ig5xc3e 👌

[@CatNMrDJ]

G, please spell your name: Gino, Ginno, or ? Thank you, G...

[@dazeltv1351]

Ginno

[@FILAM4REAL]

Yes sir 62 is my good retirement age 😂

[@dazeltv1351]

Plenty left on our tires my brother at 62. 😁

[@FILAM4REAL]

@@dazeltv1351 yes sir my freedom begins at 62 ~ I can’t wait to be like you ❤️

[@raymonddee1059]

America work can't pay your bills. retirement is heaven

[@dazeltv1351]

I’ve heard from friends in the U.S. that inflation is hitting them hard.