Our Top Dividend Income Investments in a Crashing Stock Market - How To Make Money in a Bear Market

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Our Rich Journey - Our Top Dividend Income Investments in a Crashing Stock Market - How To Make Money in a Bear Market: In our experience, dividend investing has been a great way to grow our wealth. For us, it has been especially helpful during market downturns - Because even when the market is down, dividend stocks allow you to continue collecting income on your investments. So, in this video - we’re talking about dividend investing! We go over what dividends are, things to consider when investing for dividend income, and we share our top four high-yielding dividend investment picks. Check it out!
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[@OurRichJourney]

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[@genjimonogatari6156]

Thanks again guys for yet another positive outlook. It’s really appreciated!

[@goodvibesradio3]

Thank you for sharing this !! ❤️ 🥰 i’m 22 years old from Portugal and you inspire me a lot, in order to achive FIRE !

[@divinesarah]

God bless you.You are so good at presenting this information. Thank you 🙏🏼

[@praveensg]

Just to put things in perspective, if you are looking for income substitution, for about a 30k return per year, you will need about a million dollars invested. Happy investing.

[@inea-fijourney22]

Yessss I wanted to see an update on your dividend portfolio!! We just started a dividend/income etf portfolio! Thanks!!

[@OurRichJourney]

Glad you liked the video! Thanks Inea!!!

[@Defy_Convention]

Love SCHD it has outperformed the s&p since inception and provides great income.

[@OurRichJourney]

Yes!

[@maxineoliver7404]

Wow, guys-this is all amazing!Thanks for sharing!🤗💕

[@mattsimon931]

The way you explain investing is top notch, been watching/subscribed for some time now, and still learn something new. Great vid.

[@vtheb1299]

I'm invested in one of the funds you mentioned ❤️ I figured if I'm gonna keep it 100% equity this portion would be my lower risk part.

[@timdog1863]

Another great episode. Thank you!

[@fran2688]

I Giggled so hard when y'all said SCHD! I just bought 27 shares, and until today....it was doing very well. However, I will be buying more!

[@voh62901]

Thanks for this great informative video guys! I'm new to dividend investing so going to research the ETF's and pick one. Appreciate all your educational videos!

[@tanikac9289]

Great video, tips, and top picks! Definitely, great to have dividend stocks to generate income in a down market and accelerate compounding growth of your portfolio.

[@MarriageInsideOut]

Great video, y'all! We actually bought some shares of VYM last year, so it's encouraging to see it on your list! 😊 We'll have to look into those other funds as well. Thanks so much for sharing! 🔥

[@celiamartinez3]

Thank you so much for giving more clarity to this topic 😄👍🏽❤️

[@OurRichJourney]

Thank you Celia!!! ❤️

[@t.nelson9345]

The Our Rich Journey family is back ❤️. Sidebar:. Please do a video on how to read balance sheets . Compare and contrast.

[@OurRichJourney]

❤️❤️❤️

[@pointblank8118]

Another great video. Well done Christina and Amon!

[@anagonzalez-uf1ud]

Great information. Thank you both

[@danelledautrievesanford]

It's definitely a season to take advantage of the current decrease stock prices.

[@OurRichJourney]

We agree!!! 😀

[@kennethw6962]

Of these 4 options, the Charles Schwab and Vanguard are clearly the better options. Better expense ratios and long-term performance. I would have to go with the Charles Schwab as the slightly better one. I think the Vanguard is just a little too diversified. Either way, dividends are definitely the way to go! Thanks for sharing.

[@matthewgriffin9104]

I also choose SCHD over VYM

[@kellimccallum7595]

I have SCHD and VYM in my brokerage account and am long term investing! Great to know I'm on the right track 👍🏾

[@edema.3418]

Do you have to pay annual taxes on the dividends?

[@Ninadion27]

What brokerage do you use to buy these dividends from? I currently use Vanguard n Fidelity.

[@kellimccallum7595]

@@Ninadion27 I use Fidelity.

[@kellimccallum7595]

@@edema.3418 yes, but the amount I receive in dividends isnt that high right now because I dont own a lot of shares yet. I also reinvest them. Fidelity sends me statements annually for tax purposes.

[@EngineeredMojo]

Great breakdown on meaning of a dividend and what account may benefit the most from holding such a position

[@cvbrotha11]

Great topic because most of my single stock investing I look for good dividend stocks. I like ARR which is a REIT and it pays monthly.

[@Apsaramain]

I just took a quick peek at ARR - since 2008 it is down 90.71% and continues to decline. I don’t mean to poop on anyones well intended advice, but this particular one is very bad.

[@willmallory9085]

Excellent video Team

[@danelledautrievesanford]

Yay...dividend investment. Great topic🙋🏾‍♀️

[@OurRichJourney]

Thank you Danelle!

[@YoutubeFabLifeOfJan1]

I have SCHD in my little grand niece's portfolio. I have VYM in my portfolio. I have definitely learned a thing or two or three from you guys! Many thanks 😊

[@OurRichJourney]

Aww, thank you so much! We’re so happy to be helping you on your journey!!!!

[@JessicaHicks]

Great video. I love dividend investing.

[@drewconway7135]

SPYD is my favorite high-dividend ETF. It’s done exceptionally well for me, and with the market swooning, the shares are a bargain.

[@dwalker6868]

Thank you

[@amallibeckham2726]

You guys continue to deliver value 🙌.

[@OurRichJourney]

Thank you so much Amalli!!!

[@lemorjohnston5006]

Schd, and a few individual dividend stocks, mixed with large cap, mid cap and small cap ETFS

[@geneslodysko6150]

Question that you’ve probably covered but wanted to be sure. Can I buy SCHD in my Vanguard Roth without additional fees or cost? Thanks for all you 2 do!!!

[@laurar9748]

Love drinking in your Sunday vids along with my oat milk lattes. (Made at home…not purchased from a coffee shop! 🤑😉)

[@OurRichJourney]

I love that Laura . . . AND they're homemade :) !!!

[@arigutman]

When the market experiencing volatility, the true investors come out to buy... Opportunity galore!

[@alexandra_petkova]

Hello guys, Thank you for another informative video! Are you buying I Bonds? What are your thoughts on them and the 9.62% interest? Are you predicting an even higher yield on I Bonds in November?

[@addd21323]

Can you guys do a video on asset protection?

[@NilDreams]

Great video!

[@OurRichJourney]

Thank you!❤️

[@99leadpencils]

Another solid video! I love dividend paying equities! I really upped my proportion of dividend stocks last year since I was trying to get more "value stocks" into my portfolio in preparation for "the great rotation." I am still 10+ years away from FIRE so I am back to investing for growth while other sectors are at a higher discount. It's really tempting to load up on dividend stocks for the cashflow, but I don't need it right now. I figure I'll pivot my portfolio to more dividend exposure in my last 4-5 years before retirement.

[@jameshall2299]

The problem I have with stocks or dividend paying stocks is, if your getting a 4% dividend but the stock goes down 20%, how much are you really making. Yes, long term the stock might recover, but I’m not comfortable risking my retirement. Currently, I have sold all my stocks and have invested in 2 year cds earning nearly 4% guaranteed. Just my take.

[@lynej2011]

I was thinking the same regarding your last point. My mother is a senior and is losing thousands of dollars and I was thinking of the CD route also. Would you mind sharing where you found CDs at 4%. I have only seen CDs at 2%. Thanks!

[@V.E.R.O.]

I bonds are paying 9.62 % right now.

[@V.E.R.O.]

@@lynej2011 You can buy CDs through Vanguard and Fidelity. I got 3 month CDs for 3.15 % but the longer the term the higher the rate.

[@pendaranroberts4350]

Long term a good dividend fund like SCHD will make you rich. SCHD has returned 13% on average the last 10 years. Compare that to 4% on your CD.

[@BrianJenkins72]

Thanks

[@OurRichJourney]

Thanks Brian!

[@edema.3418]

I like high yield dividend ETFs, like the Vanguard High Dividend Yield (VYM).

[@Mary-oc5ns]

Thanks for the video! Just out of curiosity, why did you pick SDY over SPYD?

[@KamanderDazzLe]

Funny I just bought SCHD this morning before I watched this video. Nice.

[@aroonwierner524]

Thanks a lot for the video, financial freedom is the goal. I bet it's time to take some money out of my crypto portfolio and allocate them to dividend stocks. Do you advise DCA or going all in on some dividend stocks that is on the cheap now?

[@lashawn369]

Checking in from the DMV.

[@OurRichJourney]

❤️❤️❤️LaShawn❤️❤️❤️

[@bernardhammonds3718]

With your experience with real estate, I would think you all would have highlighted some REITs with high dividends... RITM or REM... maybe even FREL.

[@golightly9281]

Please can you provide recommendations for the UK Market equivalent as well thanks!

[@vblake37]

Dividends are the best 🌟

[@shayhopkins7813]

Beautiful couple thank you both for the information

[@MDH4444]

Hey you guys I’ve seen some of your videos ,good information thank you,What stock or etf pays monthly and how much per stock,I have some money to invest how much can you invest to live of dividends

[@venuskirby8243]

Amazing information!!!! 🥰🥰🥰🥰🥰

[@OurRichJourney]

Thank you Venus! 🥰

[@Angel-zn1xh]

This information 👌

[@OurRichJourney]

Thank you Angel! ❤️

[@crappyvideoswithrob4150]

Are there any Fidelity funds that are worth while? Thanks!

[@high_lag]

Can you recommend high dividend yielding ETF for clean energy companies? I'd rather not be invested in Chevron or Exon. Thanks!

[@NiagaraRegionLiving]

Thanks guys. How do I find the zoning details of property in Portugal?

[@Annamalaibatsha]

I am in vanguard div index fund. But is this good for taxable accounts? I have it there and worry about tax impact

[@moinvest7127]

I have VYM in my portfolio. 🙂

[@funnybidness1]

I noticed when you guys select Dividend ETF’s, you normally select large cap value. Is there a reason you don’t select large cap growth ETF’s?

[@aary9176]

Hi how does one determine that the underlying Financials of a company are solid?

[@lhefe85]

Hey tanks for the great content. Can these be bought in the UK? If no can you suggest any alternatives please

[@denken7208]

Guys, those look great! Which broker are you using? Mine doesn’t seem to offer any of these ETFs? Any tips for Europe?

[@Polostar79]

Great video as always. One thing to keep in mind is that dividends are considered taxable income whether they’re re-invested or not.

[@OurRichJourney]

Yes! Same thing we mentioned in the video! 😀

[@johnnynox1516]

How do you guys feel about Xyld, RYld and Qyld?

[@paulcooper520]

I only have 81 shares of Amazon and 63 shares of Google. I am midterm planning to hold on to shares until year 2007

[@Biggsneeky]

What if I just bought WBA, MO, KHC, K, KO, KDP and BX? Would I be setting myself up for failure or making some very nice gains? 🤔

[@joshhahn2949]

Thoughts on FDVV?

[@jamescc2010]

How about excellent international high yielding funds that you can recommend?

[@malvanlondon8683]

Thanks for the fascinating video and suggestions to look into. When approaching retirement, how does one turn an accumulation ETF into an "income into your bank account" one? Can you flip a switch, as it were, or do you have to sell you holdings and purchase the income version of the same ETF?

[@iainhamilton-gates2537]

I’m really enjoying learning from you guys! But one thing I have noticed, is that a lot of the strongest performing companies are also some of the worst polluting too. What is your advice on Green investing? I understand that Oil and Gas make a lot of money, but ultimately what’s the point, when we are all facing a climate crisis. Could you make a video detailing the reality of investing for a more sustainable future. Thanks keep up the good work😊

[@Fakename99469]

What if the broker you're using goes bankrupt, do you lose your portfolio? Sure trader went belly up.

[@KennyZ1615]

SCHD! Great vid fam

[@OurRichJourney]

Thank Kenny! ❤️

[@DemetriusHobson]

Do you know of any Fidelity High Yield Dividend ETFs?

[@shinyshinythings]

Can you recommend a site for finding high yield funds that allow you to focus on ethical companies? (Excluding for instance those that support candidates who suppress voting rights, or those that engage in unsustainable practices?)

[@SunshineJoleen]

Can you please do a video on investing for Europeans with no US accounts?

[@udaykarki2033]

Hey A and C - please make video on current market crash and how long this can go ? Or come live please.. 😢

[@joevelasquez2757]

I love your dividend videos.

[@OurRichJourney]

Thank you Joe!!!

[@gonzocom]

Can you get exposer to Google with ETFs at Vanguard and Charles Schwab?

[@Groovingonem]

Typically dividend payment investments through ETF,s stock and tax free bonds will not tax the reinvestment of dividends in a non retirement account 👍

[@charleso1262]

Did I miss it,,,, but how do you purchase an ETF... I mean an actual company name or two. Thank you so much for your videos. BTW, how is the Achilles Tendon healing. I saw that video, and about a week later I was playing racquetball and ruptured mine. In a cast now,,, non surgical route. All the best to you both.

[@t.caskets9893]

What do you think about schd /dgro/vym mix ?

[@SlipknotKid97666]

This is exactly what I'm getting ready to do, I already have SCHD and DGRO 50/50 but looking to do 3 way split, I feel like perfect diversification and I'm all in on just dividend Etfs for great combo of capital appreciation and growing dividends, got at least 20 years + to invest before I want to be done working so this strategy fits me best after doing research for like a year

[@TheCookingDojo]

Yes! Love SCHD! Adding a little bit each week. Cannot remember if I've told this story on one of your videos but yes always watch out for high dividend yields. I almost invested in Century Link because they had a dividend yield of 15%. Something told me to look deeper. And I'm glad I did. Turns out they focused on things like land line phones which are almost obsolete these days and they could barely afford to pay any dividend. It was just a trap to get more investors

[@OurRichJourney]

Wow! Glad to hear you looked past the yield!!!

[@TheCookingDojo]

@@OurRichJourney yep! Same happened with Gamestop around the same time. I saw they had a 10% yield. Knew there was no way that could be right since they couldn't even keep their stores open

[@garciaevans7544]

This pandemic made me realize how important investment really is, I am 35 this year a business owner here in Australia with no investments and that is not good , as a beginner in the stock market am finding it difficult to invest right now, I don't have the time and the market is also not very stable, I really need to invest my earning in stock market, I know now is the right time.

[@edema.3418]

Start with high quality index funds. You can literally set on forget, and schedule recurring deposits.

[@kennethchow3996]

Dividend growth reinvestment without having to work hard.

[@mikem9870]

Why not sphd

[@bonniejohnson1236]

do you guys have a class on - learning how to understand your portfolio?

[@emilyzheng1029]

Hi, I wonder why I sold some shares of my ETF QQQ in Fidelity,why the price of QQQ is increasing?

[@naveedurrehman1059]

I recently moved to Lisbon. I am interested to invest some money on monthly basis. You have any hands on video/training on these plate forms to understand the key factors to select stock, invest in and also track the progress.

[@autobotdiva9268]

i was watching Mr. Wonderful aka Kevin O'Learly yesterday about dividend stocks.....you know he said why buy them if it doesnt have a dividend??! lol

[@OurRichJourney]

😂

[@atanashansen2986]

Thoughts on SPYD?

[@desidog4169]

I have had this fund for a while now. I love it. It held value well during the up and down of the market

[@mendeleyborisov92]

Love the breakdown guys. I've gradually built my finance and made my first $100k through investing, and with what I’ve learned investing, given enough time, solid investments have the potential to double the initial principal amount, but many investors are instead attracted to the lure of high yields in short periods of time despite the possibility of unattractive losses before even getting out. So the onus is on newbies to beware.

[@kevinclark1482]

Just curious why you chose ETF’s for receiving dividends vs creating your own portfolio of dividend paying stocks?

[@OurRichJourney]

ETFs have more diversification, so it’s less risk for us when compared to selecting a few individual stocks 😀

[@kennethw6962]

If you're willing to put in the effort, creating your own portfolio of dividend stocks would be a much much much better way to go. But for most people would like to set it and forget it, the ETF is a much better way to go to obtain diversity and actually picking some companies that would make some sense.

[@praveensg]

@@kennethw6962 do you have data to support that hypothesis?

[@TiagoRamosVideos]

🙏

[@jerad4336]

I like SCHD, VYM, VIG, and VT.

[@darrenjackson1981]

I HAVE BEEN DIVIDEND INVESTING FOR TWO YEARS

[@OurRichJourney]

😀😀😀

[@ginminlee578]

Hi I am from Singapore and I think I will need to pay 30% withholding tax for schd. Is there a alternative for schd? Thank you in advance!

[@bmahoney1568]

👍

[@OurRichJourney]

❤️❤️❤️

[@paulj8726]

Are you still living in Portugal?

[@OurRichJourney]

📈Looking to learn how to invest? Enroll in our Stock Market Investing Course: www.ourrichjourney.com/investingforfire 🔥Learn more about financial independence and retiring early: Enroll in our F.I.R.E. Master Class: www.ourrichjourney.com/firemasterclass ✈Want to move to Portugal? Enroll in our Moving to Portugal Course: www.ourrichjourney.com/movingtoportugal

[@jeanp.5929]

Thank you for the content. I will definitely try out SCHD. I'm currently in SCHX and the dividend yield is a third of SCHD.

[@kleverAgudoMUSICai]

thank you for your videos,,, are these type of ETFS ON vanguard

[@kleverAgudoMUSICai]

can your folks do it for a vaguard accounts please

[@kleverAgudoMUSICai]

question please,, why it shows dividends but YTD shows -11 per say can someone explain

[@jcabral6231]

sell sell before great recession