⬛ [Secrets Revealed] How to find the BEST Health Insurance Policy? ft

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Finding the right health insurance policy for yourself and your family can be a daunting task, but it's essential for your financial and physical well-being. Here's a detailed guide on how to find the best health insurance policy.
Read the blog in English: labourlawadvisor.in/blog/how-...
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Chapters:
0:00 Introduction
2:20 Who needs health insurance?
5:01 Ideal Cover?
6:44 Room Rent Locha
11:02 Sub Limit
11:21 Co-Pay
11:41 Zonal Policies
12:59 Reasonable & Customary Clause
15:24 Top-up vs super top-up
20:24 Pre & Post Hospitalization
21:07 Daycare coverage
21:30 Extended Coverage
21:40 Waiting Period
22:04 Waiting Period (pre-existing diseases)
22:38 Waiting Period (slow-growing diseases)
23:44 No claim bonus
24:08 Ambulance charges
24:21 Cashless Hospitals & Free health checkup
25:36 How to make a list?
31:19 How to find the best health insurance policy?
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#healthinsurance #insurance #moneymindedmandeep #LLA

[@LabourLawAdvisor]

Health Insurance: health.lla.in Term Insurance: term.lla.in COURSES: lpti.lla.in

[@droidgyan7205]

Health insurance mei doctor visiting fees and medicine ka paisa include hota hai kya? Please batao.

[@droidgyan7205]

Mera income 10400 hai .uss mei sei kya bachau ,kya insurance lu ya fir investment karna chahiye .please batao

[@technicalassistanthelp8744]

Sir firhsa kya content creation to promote policy bazaar .. seedha seedha logho ko policy bazaar ko use karna kai liya bola without telling which health insurance is best or top 5 ... Logho ko bola ki yah policy bazaar vala bataya gai then unhka affiliate link diya ... Mostly people will search google and click on google adwords and Google will earn and go to policy bazaar ... It's difficult to believe ki policy bazar sai sponsered nahi hai

[@anupmajumdar86]

Mujhe HLA-B27 positive hai ye ek health problem hai, autoimmune diseases, ya ankylosing spondylitis and reactive arthritis. Ka problem hai... Please mujhe ek health policy lena hai but policy bazar se kafi sara company try kiya but koi policy nahi de raha... Cigna ka policy mila ek agent se but lene k baad pata chala ki unhone mere problem k bare mein kuch kaha nahi company ko. Isliye us policy ko renew nahi kiya... Please guide kare main wait kar raha hoon.🙏

[@AshishEmbedd]

in case of health policy did day care cover the doctor fee , test fees ( some tests are very costly ) , and medication charges i have put my health insurance on hold because my friend claim got rejected because of day care rule his one day whole bill was 27k and his policy said that you have to take hospitalization and discharge receipt and it should be atleast 4 hours , one more question company me jo group insurance milta h aur individual insurance me kya difference hota h

[@Abeautifulmindclinic]

I am Doctor Myself but knew not much despite having a policy since 13 years though never needed to claim it You cleared all My doubts thanks a lot we Share & Discuss your Video with our Team so all can benefit form this Wonderful Effort You have Put in

[@bhaveshpingale5941]

Zindagi bhar bas bio padte rahoge toh kaise pata chalega bhai

[@creatorvoss]

Don't discuss too much, then the companies will start making new rules which will be even more wicked and then we'll have to look for different conditions applied through microscope🤣🤣🤣

[@tilak231]

@@bhaveshpingale5941 nahi padhe to aap jaise logon ki treat aise karenge!?

[@pradeepchandran255]

Awesome video

[@vishakhapandey]

Meri family m 3 sibling or parents hai to hme konsa premium plan best rhega koi bta skta h please

[@srindians7561]

This is the content what peoples need actually, because no one can do this such kind of hard research on health insurance data, except our beloved LLA team, Mandeep Bhai love you yrrr😇

[@Uttarakhandroots77]

What a great content! Looking for such a comprehensive know-how about health insurance since years. Thanks a lot Mandeep for making this beautiful content for mass awareness. God Bless You!

[@jaysrivastava6925]

Wish we had such teachers in every school for financial independence. Loved this video. Very helpful and informative.

[@vysakhc7851]

Hey Mandeep after studying all the points in the video I had purchased an health insurance policy of Star Health for my parents from policybazaar in 2021 July. Last week my mother was admitted in their network cashless hospital and the hospital insurance desk sent a request to STAR for claiming cashless facility. However Star sent a list of documents to be submitted by the hospital like past records scan reports and a biopsy report. Everything except the biopsy report was sent from the hospital since my mother had the surgery only on 14th and biospy result will take 10 days. But Star has now initially denied the cashless claim saying that required documents were not submitted. Here comes the policybazaar part. Hospital authorities asked us to consult with my agent as Star has denied the initial claim. And I called the relationship manager of policybazaar allotted to me. And funny enough that person said she is not my relationship manager and she will arrange a callback from the manager. Now if she was not my manager then why did PB sent tons of mails wishing me happy new year and all from her number mentioning her as manager. And I received the call after 2 hours. As you said in the video you need to know the mental state of the people in hospital and you said PB will help. Now the new person asked me to ask the hospital to sent the documents to policybazaar. Then I had to go to insurance desk and ask them to sent them to my agent which they said they wont as they are not authorized to share it with third parties. I called him again and mentioned this and now he was saying that yes they wont share since we are a third party. Then why the hell did he waste my time asking the hospital to sent it to them. Finally they allowed me to take pics of documents and I sent it to PB. Mind you this should be the job of claims department in PB and now I am doing their job. I called them and said I have sent the pics and this guy Karan(who asked me to sent pics) said Vaishnav will follow up on your case soon. Till now no guy by the name of Vaishnav has called me. Today is my mothers discharge date and we are again going to apply for cashless with a new set of documents. So the part where you said PB will be there with you during claim process is utter bullshit. Its just you vs the insurance company. I will update this comment after today. Edit : Cashless claim denied again. Nobody from PB came to the hospital/checked with me/followed up with me. Now will apply for reimbursement when I receive the biopsy reports. So Mandeep all the points regarding insurance is fine but everything in the video regarding policybazaar is bullshit. They allot a relationship manager to us and the person will never call us. What irritated me most was that their claims department straight up lies to you saying that you will receive an update in 1 hour. But from yesterday to today nobody called me and I ended up calling them 8 times and received no update. If the reimbursement comes through the first thing I am going to do is to change from PB to a local agent. Since your motto is Jagruk Janta I think it falls on you also to update your viewers on how PB really do their claims.

[@seemagrover4228]

Thanks for telling truth of pb sir's had doubt about them too

[@seemagrover4228]

How does TPA help

[@vysakhc7851]

@Adolf H Update : Paid the bill and currently applied for reimbursement via my corporate plan. Apparently STAR has a 2 year waiting period on certain surgeries. Policybazaar manager called me 3 days before asking for feedback. I just said I am not in a mood to talk to them since they were not there when I needed them the most. Anyways when I renew my policy I will be shifting from them to local agent who helped me tremendously.

[@kumargaru7327]

Thanks for exposing policy bazaar

[@kumargaru7327]

He liked everyone s comment but not urs, not even replied

[@ayushjalan2336]

I have never learned about insurance with THIS level of depth. Loved how it was all straight-to-the-point and so informative! Definitely worth a like!

[@amarjoshi3647]

I was searching for the most detailed analysis of Health insurance. I didn't knew even basics...this video helped the most

[@coscomosco4388]

Thank you LLA, for also providing caption support in your videos. I never understood the importance of captions in a video. But, recently I had to visit a insurance office and required some knowledge regarding health insurance. But, I was in train and it involved a lot of noise. The captions helped me understand the video with ease. Thank you

[@sowmy525]

Sleeping IRDAI..Very well said Mandeep bhai. Logical thinking if had persisted we would had better healthcare and educational facility in our country

[@GeniusAjinkya]

youtube is creating a difference with the help of you people. So much info in such structured manner and no money for it(for the viewers).Real thanks to you

[@aseemsharan]

This video is the reason why LLA stands out from all other financial channels. You'll reach many great heights. Keep doing the work.

[@ray941644]

Have only watched it for 5 mins, but am already blown away by the editing and the creativity of dealing with this really hard topic. Awesome job!

[@nitinsgawai]

you have set example on how to simplify your needs for health insurance. Hats off for your hard work and clear presentation👍🏻

[@chiragarora108]

I always wonder why they don't teach us these topics in our educational institutions. Hats off to you for making such an elaborate and to the point video . I was about to buy my health insurance and this helps a lot . Thankyou for this super amazing video 🙏🏻🙏🏻🙏🏻

[@_IshikaGupta]

Thankyou bhaiya!!!! apne jitne depth and achese samjaya utna toh koi apna bhi na kare. Itne simplified way mein aap jese guide karte ho kya hi batae ekdam trust sa baith jata h. As a student, your channel is the number one preference channel for any financial guidance that I need. Jabh koi sahise guide karne wala na mile tabh apka channel mila h ! Thanks again for offering this level reliability.

[@sainathkomakula6917]

Salute to Labour Law advisor team, Hats off.

[@prateekpatil3276]

This video is the prime example of how a boring topic can be made interesting and exciting!

[@LabourLawAdvisor]

Thank you so much 🔥❤️

[@prashantkumar2555]

disrespect in a respected way is the prime example of your comment

[@ABhonestopinion12]

*Exciting !

[@punitmaheshwari5360]

Yesss

[@krishna-rv5xz]

@@prashantkumar2555 lol

[@blank001]

Can't thank you enough, awesome video, you truly are a life saver 🙏🙏

[@Raj_Das]

** Super Top up is very important because when a hospital sees that you have a huge base plan, they usually charge more and add more tests so they can grab as much money as they can, but if you've a limited base plan and add top up with it, hospital can't see the full amount you have so they charge less and don't usually add extra tests that you don't really need.

[@ashishpolinati4892]

very good point

[@JOYKHANDELWAL]

was in search of this level of clarification from so long.. thank you so much for hard work.. all the points provide a good way to start search of the desired product.. God bless..

[@sunnysharma1568]

Without watching giving a like ✌🏻🙏 thats d kind of trust you have gained for the people 🤝

[@shashankrangole2723]

Best content on health insurance on internet in India. I was confused after reading policy documents. Sharing requirements list with Policy bazaar is a smart idea Mandeep sir 😊🙏

[@amolgurung7411]

Now this is what I was looking for to have a checklist before opting for a health insurance. Really thanks for such a detailed, informative and interesting video.

[@chandrashekhar.prabhu]

This has been more complex than I expected it to be! Great efforts Team LLA 👏👏👏

[@MrRocrma]

This videos shows that most insurers are covering up ways NOT to pay or pay fully. Thanks to people like you and Swati madam to open our eyes.

[@gamingwithxan1430]

M̶o̶s̶t̶ EVERY insur... NOT to pay... because, "This is Business."

[@zahrashad]

Hey Mandeep you are the only KZbinr who's videos I like even before starting to view it. Your content is awesome, your presentation is crisp and your research is unbiased. It's very rare to find genuine content in this ocean of misleaders but again gems are rare to find and I am happy I found you. Keep up the great work. Proud of you. In gratitude - ZS

[@yajatsen2657]

Mandeep i dont have words to appreciate you and youtubers like you who are helping millions of people in making money and choosing best insurance for themselves. You are spreading much needed awareness in indians which our ancestors never had, you are also saving millions of lives by guiding people to take the best options available. We neeeded people like you who tell the truth, you are not only doing your job but you are also doing social work. Never change always be like you are.

[@dhruvsakkai]

A highly complicated thing made very simple. Hell, the insurance was shocked when I asked him point by point all the things I need in a Health Insurance Policy. Kudos to the great work. Keep it up !

[@abhiriseagain9303]

Blown away by this video.. the way you convey information is excellent. Thank you so much

[@viveknamdev5427]

You make my life easy LLA.. thank alot ❤️

[@bishtsunil2010]

सर आपकी मेहनत को प्रणाम आपके समझने का तरीका हम जैसे किसानों को भी समझ आ गया। इसे कहते है एक अच्छा शिक्षक और वक्ता।

[@ghanashyam7699]

This is awesome work. Rather, I'd say this video as a complete guide on health insurance. I took notes after so many years! Thank you for sharing with us and creating awareness. Appreciate your work.

[@aakashb101]

Sir the knowledge you are providing is no less than SAMAJ SEWA in its true form. Salute you and your team, for helping us, common people. Thank You Very Much.

[@crysis007]

Thankyou so much for making this detailed guide, it was much needed and has cleared many of my queries . HUGE RESPECT for the efforts behind this and... THANKS AGAIN ! 🙌

[@sumitchowdhury90]

Appreciate your hard work from bottom of my heart..❤️🙏🙏🙏🙏

[@91deep93]

You guys are doing exemplary work by providing free, important and most useful information which actually is worth lakhs in valuation. Thanks a ton for providing such informative content and saving the time,effort and money of the ordinary people. God bless you. Keep progressing.

[@sudiptobanerjee7005]

The most descriptive video. Thanks a lot for the efforts you have put in. Really admire all your knowledge and the way you describe those in your videos.

[@stevenquadros9004]

This was such a detailed step-by-step walkthrough. You've pointed out things no other video did. Please keep them up. I am gonna go ahead and like your video and subscribe to your channel.

[@Raw_Vocals]

So, this has been incredibly useful. I had almost finalized Tata AIG medicare plan but then I read my policy document and found "reasonable and customary clause". I found it there even though it was an individual policy. I then spoke to their customer care who did not have info about this clause. She complimented me on my knowledge and told me I was the first Customer who has asked this (Thank you LLA) She has now gone back to underwriter to see if they can remove this clause for Me. Thank you.

[@0405divya]

Hello Suraj, I am looking for medical insurance for my parents who have a lot of preexisting conditions. Could you tell me what you like about the Tata Aig?

[@Raw_Vocals]

@@0405divya yeah, that's a tough boat to sail. My mother has rheumotoid arthirtis and none of the companies had good plans for her. So, I opted for an group insurance super-top up policy provided by my alumni association. I also have my monther is also covered under my employee insurance. This is the hack I found, not sure if this is particularly useful.

[@contactdi8426]

So bro did they removed that clause for you specifically? or not. If not, Can you please share which medical insurance did you finally bought? I'm super confused with all these things. I need for my sister, individual.

[@thequirkymusafir]

Please note individual plans are standard products and such clauses are usually not waived off in retail products. Ask for the complete policy working of that plan in case of any doubt

[@namanjain5763]

This is one of the few videos that I will make notes in my diary and save it for the future for me and for others

[@Er.SouravSERly]

Same bro

[@swamivivekananda-cyclonicm8781]

This video covers many points which I could not find elsewhere ..specially it clears concept of Top up vs Super top up. Well done.

[@bhatki_bhakti]

I was really in search of this video and found it at the right time. Thanks for such a detailed video. You helped me with completing my first resolution of the year 2023. Thanks alot 🙏🏻

[@madhavtrivedee5997]

So much helpful, felt relaxed just by watching this.this will definitely help a lot of people to find best policy for them. You educated us in a very interesting way for such an important topic!thank you mandeep.

[@anishaanil5964]

OMG, such a helpful video. Thank you for putting it all together and making our lives sorted and easy.

[@ashoksahoo8994]

thanks LLA. I personally went through all these problems during the recent admission of my relative ,who happens to be working in a pvt company with a 2 lakhs cover from the company. Total expense was 40K out of which I ended up paying 40per cent. I was searching for guidance for a health insurance policy. Luckily I saw this video ( few other videos of LLA i have also seen). Thanks for detailed analysis. It will be of great help when i go for a new policy.🙏

[@RajVeer-RV]

Absolutely wonderful bro. I am watching this video after 2 years. I have not come across such a detailed information anywhere. I got exactly what I wanted. Thank you so much bro... 🙏

[@nikhilsharma4174]

Personal experience with LLA.... I have been watching you guys correcting our knowledge for last year and a half, i have forced Tata AIA to correct my policy due to miscommunication that happed when i took the policy. They agreed and solved my concerns. I asked my concerns with my health policy provider as well and seems to be fine there. I would really like to request you to provide us information regarding other types of insurance, like accidental insurance, critical illness insurance etc. Who should take these and what things should be taken care while taking these policies.🙏

[@contactdi8426]

Hi Nikhil, Can you please share what clause of Tata AIA insurance have you got corrected from the company? I also have recently bought TATA AIA insurance. Please share.

[@DeepakKumar-fn2fu]

Being a noob in this field I sincerely thank you so much for clearing all my doubts about health insurance ❤️

[@vivekpipalia1182]

Thanks for the very instructive video! How to tackle/ think of claims in per-day packages that hospitals are favouring in the post-covid era?

[@p.n.7309]

This is the best video ever seen on this topic.. thanks a lot.. Ppl will definitely get benefits if the follow this list. Much blessings to you 👍🏼

[@sekarrahul2170]

I've not seen such an elaborate and well-put video, even the description box is damn organized. The production quality of the video with multiple locations and multi-camera setup is something no one does. Cheers to the filmmaker in you. Thanks a ton, Mandeep bhai

[@narenderkaurkhalsa659]

true , great content video !

[@aruntrimukhe12345]

I wanted m planning to buy health insurance. Perfect timing of video. Thanks

[@srikantpillai]

In this video you have not mentioned two things; the claim settlement ratio of each company and claim on consumables (cotton, gauze, syringes, etc.). Also, despite having a cashless facility, most netwotk hospitals will still ask for a security deposit of 50k to 100k, which is 100% refundable.

[@praveenbisht2798]

I am a branch manager in SBI and selling Health Insurance since many years but didn't know about such technicalities. Now I will be able to better understand the product offered by my bank. Thank you

[@up81ninja]

Pls be vigilant. U may be a last ray of hope to someone.

[@Sanatan_Vichaar_Vimarsh]

Are you ashamed of yourself?

[@chiragchavan5355]

Fantastic effort Mandeep, you gonna receive lifetime of blessings for making this video! Thank you!

[@ankurdogra12]

Best video on health insurance. Didn't knew about the Room Rent Capping.

[@majorcrisis5370]

A very well compiled, educative and meticulous piece of work..thank you

[@gdso90]

I have learnt all this over 5 years and 10 surgeries. Brilliant video. Gold

[@5763vivek]

Thank you so much brother....you helped me a lot in this confusion and cannot thank enough for this...god bless you

[@bhaweshkurmi9814]

Absolutely fantastic!! Great Work mate!!

[@Pooja28828]

You n Whole LLA making people aware. Its a noble cause itself. God bless you

[@vaibhavmathur1448]

Thank You for putting up such a detailed but easy to understand video on a very crucial topic. You cleared a lot of doubts.

[@nigella7]

Been watching so many videos to clear out my confusions regarding this. Trust me guys! This is by far the best video I have found. So helpful. Thanks

[@jessicajoseph21]

Thank you very much. I was looking an video for insurance policies on your channel. I find your contents very useful

[@rahulpathania78]

Amazing & detailed video. Thanks a tons. God bless you.

[@rakshitbansal9643]

Such a great work n informative video. I couldn't believe someone can find a more better video on whole KZbin than this video about health insurance sector n all the deceptions going therein.👏🏻 I appreciate your hard work.

[@hashaashene8703]

Such a comprehensive explanation! Thank you.

[@RohitSharma-bc4xg]

By the way this video we are waiting from long time thanks for this valuable knowledge

[@vilvanesh]

I can't thank you enough. This video was enlightening. Thank you so much 👌🙏🏽🙏🏽

[@rajeshrj6538]

Eye opener video for literally anyone who has no idea of insurance policies. deserves a applause 👏

[@letsexplore7727]

Your channel doing social service in real sense.. 💓

[@Shikharcool4]

I cannot even express how wonderful and informative this video was. I was looking for a health insurance for a while but was always so confused. You solved a BIGGG problem for me. Wish you and your channel more successful! Bless you man! Liked, shared and subscribed!

[@islamshaikh355]

As i am a health insurance advisor of brand company you covered all important and relevant points. People also must go to trust of company like claim settlement ratio not low premium.

[@koushikguturi8184]

Thank you very much for the fruitful information. God bless you

[@sangkotchnath714]

A big shoutout to Mandeep from my side, the attitude u carry in ur life is a great example of jagruk citizen. We all have slept or been in slumber for too long. Mandeep bro, learned a lot bout insurance and other financial related world from u. Please keep up the good work brother. U've our full support

[@Shreyarora1]

Watching Labour Law videos at 2 am instead of binge watching Netflix- how times change.. #growingup

[@LabourLawAdvisor]

Reading comments at 2 am instead of binge-watching Netflix ❤️😀

[@Shreyarora1]

@@LabourLawAdvisor haha great to know.. Consuming knowledge is the new high for us.. thanks for making these videos. Our parents must have really struggled to get information which is available to us at our fingertips. Continue the good work..

[@sandeepdamseth1833]

age pls...iam doing the same and i want to know are you late in life or am i?

[@Shreyarora1]

@@sandeepdamseth1833 I m 30. Let me know yours as well.

[@sandeepdamseth1833]

@@Shreyarora1 iam late brother..34

[@kedarl3680]

Surgery or treatment charges are never linked to the room rent. Doctor visiting charges, consultation charges, medical supplies, equipment charges etc are only linked..

[@pradeepkarnam7055]

Hi Mandeep I appreciate your effort on this video. My self am a insurance professional am in to Health insurance since from very long back, I would also like to urge with IRDA why to link Roomrent with other treatments costs.I really like this point. Brother I would like to correct you on 1 Point that, Group policy cannot be converted to individual policies,this much am sure.Becos I tried with many of my clients. Porting or conversion of GMP are not allowed, you can recheck on this point. About policy Bazar, I feel happy that you got Good response, But brother beleive me I have many clients misguided & harassed by policy Bazar. So policy Bazar has got quite negative remarks, so I won't advise or recommend policy bazar. Really great work, Keep Rocking

[@napiergrass8717]

not policy bazzar then what should i prefer for health insurance ?

[@amolkale1001]

@@napiergrass8717 Go to your nearest police agent or office & make sure all needs criteria will fulfill their policy

[@rajeshpatel6095]

हर चीज ऑनलाइन अच्छी नही...बड़ी कम्पनियो के अलावा भी देश मे कई लोग है...जिन्हें रोजगार की आवश्यकता है...

[@saber3112]

Correct policy bazar is total fraud

[@aparnajaiswal2566]

I agree, policy baazar has bad reviews on quora. LLA please be a little more responsible while recommending any such platform, I used to trust you guys a lot. @LabourLawAdvisor

[@prashantdh1]

I HAD SUBSCRIBED YOUR CHANNEL FROM LAST FEW MONTHS, BUT SAW THIS VIDEO WHICH WAS releases too earlier.. I got so much proper knowledge about this Health mediclaim Policies... I will share this with many of my Relatives and friend circle.. Again thanks you very much for such wonderful knowledgeable and helpful analysis....

[@abhishekyadav2717]

My curiousty to know about health insurance ends here, perfect video 👍🏻

[@saikatpayra1624]

This is the best video on health Insurance Policy I have ever come across. Thanks a lot

[@SPM145]

This is most comprehensive detailed video on health insurance.. It is must watch video before buying any Health insurance plans Thanks you LL Team

[@sanmatipol3201]

Thank you very much you have cleared almost things to me.🙏🏼

[@neha703]

I had seen many videos on youtube related to "How to buy Health Insurance?" I must say this was the best informative video. You covered all points.

[@MrHulk13]

Thank you for creating this content. Because i have health insurance since 6 year. But some facts are clear after watching your video.

[@madhulikakhatri2151]

Kudos for such quality content without any brand sponsorship! It’s rarity! Great work! 🤗

[@rahulrewaskar1629]

क्या जबरदस्त समझाया भाई, पुरा दिमाग मे घुस गया। सारे points cover कर लिये। This is the final video. My search ends here. Thanks to you !

[@prasadkamath7835]

Excellent! Just realized how blindly I used to renew my policy without verfying these important facts. Thank you. Incidentally, can you include how to change from one Health Insurance provider to another for the existing policy holder?

[@priyanjalisingh1120]

Yes you can easily change.

[@Ba5edAF]

@@priyanjalisingh1120 how?

[@rishabhmahajan5156]

I was looking to search your channel for health insurance 🤩😁 wowwww Kudosss

[@rohitnaik4742]

Really appreciate the efforts and research done for the video. LLA means quality and transperent content. Keep up the good work 👍

[@rockyromeo7515]

Informative video..thanks for sharing the knowledge, I just left organization few days back without converting my group plan to individual..if I had watched this before it would have saved the trouble..

[@contactabhishek]

Thanks man. I didn't sleep till 4am last night.. this video saved me some more research hrs. 👍

[@sujayshetty1618]

Much awaited video, thanks a lot :)

[@architkapoor2503]

One of the best videos out there! This is simply the best video, with lucid explanations. 👏👏

[@abhi925]

Dude ... Thankyou so much for making this video ... God bless you man. You guys are making great content I wish I had found you guys earlier.

[@gmayank32]

Thank you for covering top-up and super top also. Most people don't talk about this.

[@lifeisgud35]

Hello Mayank I had to talk to myself

[@shrikantagrawal1086]

@labour law advisor - appreciate the efforts you would have put in creating this video. It is extremely detailed and through out video retained my interest

[@dorjeekhandujebisow5891]

what a wonderful info. thank you. great content.

[@Ranpara-Family]

This guy deserves an award... IRDA - Sun Raha hai na tu...?