I Quit - Shaheedah Hill 2025

[@BriggitteBuchanan]

I bought my first band new home June of 2020. The rate I have will never, ever come back. I am planning to build wealth after paying off my credit cards and become a better saver.

[@elizabethbarrera2793]

I'm so glad for you. Financial literacy is so important, and I'm so thankful that you're adding this!

[@ShaheedahHill]

Thank you so much!

[@carolhenny2790]

Thank you! I found you late but I love your contents. You can’t go wrong with finances. Looking forward hearing what you have to say in 2025. Merry Christmas 🎉

[@ParkerIII]

LOVE Your teaching, honesty and educational commitment to helping so many people in this way... 💰🏡🏠💰

[@ShaheedahHill]

@ParkerIII Thank you for watching

[@ParkerIII]

@ShaheedahHill YOU'RE Very Welcome🤗

[@drob691]

I recently bought my 1st house so this is perfect timing. I need to start preparing for my retirement

[@crystald7471]

Well done Shaheedah as a new subscriber I’m looking forward to help with securing my financial status thanks !😊

[@haroldbottom3474]

Happy Kwanza Yall

[@ParkerIII]

Merry Christmas and a Blessed New Year to you and your Family🎄🎉

[@cynthiahoggatt6911]

Love the home buying content

[@akshajohnsonaj]

5 newly built homes all completed before Thanksgiving still sitting in my neighborhood. Ppl are not buying right now

[@dougbones7095]

People aren't buying new builds because they occasionally come with flaws.

[@ShaheedahHill]

Buyers are very nervous right now, they are waiting to see what 2025 holds. @akshajohnsonaj Thanks for watching and sharing

[@debbiesmith7723]

Merry Christmas to you and your family and a happy new year keep up the good work

[@HH-pp6hp]

❤ all the very knowledgeable informative information... you are the best😊

[@sharonmaignan8607]

Thank you !

[@ShaheedahHill]

You're welcome!

[@kreyolappliance1469]

taken us over the hill of building wealth

[@sarahpearl9462]

Keep the headphones. I like the way the production sounds ❤

[@ShaheedahHill]

Thank you, will do.

[@AkwaabaStories]

Sound is good with head phones

[@iamlatroshia]

Correct on the car payment not being counted with 10 or less payments.

[@lasheaydennis3415]

I missed the live yesterday. I wanted to know if you are familiar with the process of purchasing a home through Habitats for humanity.

[@Kamone111]

People are Spending because it’s the holidays and they are encouraged to prep, there will be a boost in the economy at these times

[@freddiebutler3653]

I live in Lansing Illinois and was thinking about buying properties in the state of Indiana . Would I be listed as a first-time home buyer in another state? I am only 10 minutes away from Indiana. I own two houses in Lansing Illinois .

[@ShaheedahHill]

Probably not since you already own property. The will be able to see what you own via title search.

[@cynthiahoggatt6911]

I am buying a home in 3 years saving now

[@lovingone2182]

Hi, thank you for sharing. I want to ask if you have a video on purchasing land as an investment?

[@ShaheedahHill]

No, not strictly as an investment. But I do have this video on buying land to build your home: kzbin.info/www/bejne/fKfVf2OEjK-cZ5I

[@lovingone2182]

@@ShaheedahHill Thank you. Your awesome!

[@happyferet69]

Smart Investing Made Simple: Bitcoin as a Key to Retirement Planning

[@WorldAccordingToBriggz]

Many new tra-ders face challenges without proper guidance. I found success by learning from James Clark's expertise.

[@StealthFighterUSA]

Exactly, that's why I always rely on Mr. J. Clark's guidance in everything I do.

[@bayhunter6]

I recently sold half my tech stock holdings due to all-time highs, leaving me with $400k. Should I invest in ETFs now or wait for a market correction considering potential inflation?

[@AudricEnriquez]

Celebrating a $30k stock portfolio today from a $6k start. Investing wisely has given me time for family and future plans.

[@Cradlethegrave-n9d]

From $37K to $45K that's the minimum range of profit return every week I thinks it's not a bad one for me, now I have enough to pay bills and take care of my family.

[@rachelbarnes284]

What do you think about the videos talking about putting your whole paycheck into the HELOC and paying your mortgage with a HELOC. Also what do you think about infinite banking using a whole life insurance policy with a high cash value low death benefits

[@tasheekawhite2731]

I would love to know what she thinks about this as well.

[@WaTZReaL07]

How do you think that down payment assistance progrmas will be affected by the new administration??

[@BawsyCD]

Do you still offer the house seminar

[@elisepegram7335]

Great

[@Mr.conserv]

How is Perry GA?

[@freddiebutler3653]

How do u go about risen rent on a section 8 tent the right way.

[@ShaheedahHill]

Your local housing authority should have landlord classes. You also want to make sure you are checking on that property at least quarterly to make sure it is being kept in good condition.

[@freddiebutler3653]

@ShaheedahHill my tenant is nice and clean. When the housing authority was inspecting my house, she told me that if section 8, the tenant damaged my property after the contract is over and I didn't want to rent to them again. Hosing Authority will rent them a room in a hotel for a week or two, and they will lose their section 8, and they will have to start all over again. That 's their punishment.

[@asterberehe9990]

I have contracts who is my lender and seller almost 2 months we have contracts, January 2025 we have closing day but my lender she changed mind the closing fee she offer me. She doesn’t have the money so she told me I have to pay the closing cost money or I can’t buy this house what I have to do after contracts you can change the lender now I can’t by the house if you am not angry the closing cost what I have to do

[@belizeanempress71]

Good evening Mrs Hill. I've been working hard on my credit and I'm well over 740🙏🏿. I'm not using my credit cards, I have 4 that have a zero balance, will it hurt my credit if the creditors close my accounts for non use? Hope that makes sense and thank you for all you do🙏🏿🤩

[@Victoria_dominique]

That will affect your debt to income ratio: DTI charge something really small on them to keep them open because it will change your score if the creditor closes them

[@ElleBrOw]

@@Victoria_dominique👀

[@sheron3068]

My score changed because I paid off my car and had a credit card close out for non-use in the same month. I'd say use each card to pay at least one bill and pay the credit card balance in full every month. Hopefully the credit cards offer cash back rewards.

[@ShaheedahHill]

Yes, it will likely impact it negatively. If will impact your available credit and your credit history potentially if you have had these cards for a long time. However, if any these cards have annual fees and you don't have to use your credit in the near future, you may want to close them just to not have to worry about them and take the hit. Don't close all of them, if there are no fees just charge a few items strategically and then pay them off. Side note- if you don't use them for long enough, some credit card companies will close them on their own. I had a credit union card close that I wasn't using and it impacted my credit briefly but it rebounded.

[@connieryder2979]

Glad to see you diversifying your channel. I found the same thing when starting to make videos. I don’t have your level of expertise but felt it was necessary to make people aware of foundational issues that can be addressed by people who do have the skills to bring them along.

[@pJunies11]

I’m hearing a lot about “streamline FHA loans “ what person would benefit from this type of loan?

[@ShaheedahHill]

If you just want any easy refinance process you can save on your monthly payment, but the new interest rate needs to be lower than your current rate, here is my refi video and I discuss this - kzbin.info/www/bejne/nKe7ZKameceAba8

[@pJunies11]

@@ShaheedahHill❤ perfect!

[@sildevienguetcho2996]

Thank you for all your sharing, it’s really helpful! What bank do you recommend for a new business account?

[@ShaheedahHill]

Try your local credit union or regional banks first, they will usually have the lowest fees and allow you to still build a relationship with the branch. However if you need a larget option you may have to go to some of the larger options like Chase, Wells Fargo, etc.

[@sildevienguetcho2996]

Thank you

[@sildevienguetcho2996]

I am sorry I couldn’t make it to the live to ask my questions. My husband and I recently bought our house (12/2023) in NJ. After listening to you I realize that I won’t be qualify as a fisrt time homebuyer. I really want to invest in real estate. What are your suggestions? Thank you.

[@ElleBrOw]

Wait.. You quit what?

[@thetruth-lh6ie]

So tired of this game. I really quit😢

[@rebeccaluviano3302]

Where she gets information, I don’t know. People are not buying people are not shopping by presents going to trips. The stores are saying their sales are not high. The plane airlines are saying their airline sales are not high so you can’t trust anybody not even her.

[@ShaheedahHill]

This is just a couple of articles, but there is a disconnect between what people are experiencing personally vs. the health of the overall economy. More people traveled over Thanksgiving 2024 than any other time: www.fox10phoenix.com/news/2024-thanksgiving-holiday-travel-season-breaks-records-faa This is leisure travel, people are spending money. We are largely a consumer economy. www.usnews.com/news/economy/articles/2024-12-18/fed-cuts-rates-for-now-but-suggests-a-slower-easing-ahead-as-economy-remains-strong @rebeccaluviano3302 Thank you for watching

[@rebeccaluviano3302]

People are not buying houses out here in Illinois maybe in Georgia or wherever she’s from over there dirt dirt dirt cheap

[@ShaheedahHill]

@rebeccaluviano3302 Thanks for watching and sharing

[@timothyrichardson8567]

They are not buying House's in Illinois Especially Chicago cause the House's prices are Higher and the Taxes in Chicago Illinois are Higher Period I just saw a guy trying sell a house in Beverly for 650 which is Crazy due to The Recession Period

[@debbiesmith7723]

Merry Christmas to you and your family and a happy new year keep up the good work