5 Years in Stocks VS Real Estate: Which Made Me More Money?

[@bradtrades]

Your index fund will never call you at 4am to let you know the roof is leaking.

[@c00lguy12345]

Roof replacement prices are through the roof too nowadays. lol

[@bayodaman]

Your index fund also doesn’t pay you every month. If it’s in a tax advantaged account then in that case it won’t pay you for years. Diversify, don’t want to look stupid when the market drops. Remember SNP averages 7-10% doesn’t mean you will see positive returns every year. Look at SNP history where it drops 20% or more you think some people won’t get scared and pull out?

[@tyrannosauruswrecks5904]

​@@bayodaman Very true. However you can get a mortgage with 10 ~ 20 % down. So you can borrow a lot of money to invest in a property that you wouldn't be able to afford with cash. So say if you invest 200k in stocks, you can buy 2 rental properties worth 1 million. The rent can cover the payments and you are growing from the base of 1 mil. It's much easier to leverage.

[@imanueljd]

This comment here 😂. I just got a text from my tenant new years eve saying the ceiling is leaking

[@luck9837]

@@bayodamanyou also dont need to pay property tax or insurance on your index funds😁

[@ShelbyChurch]

thanks for watching! Be aware you guys there will probably be a lot of scammy comments - people recommending someone as a financial advisor, it's usually a scam. I try to delete all the comments but they usually just make more so it's hard to keep up with them all.

[@morningsausages]

2:44 ..red pilled Shelby is a vibe 😉😂

[@AlphaJ369]

Those are all Bots, tough to combat!

[@JohnSmith-ho3cu]

It would be a good idea to pin this comment to the top.

[@jobcrackerbro]

It's insane, all the top comments are spam. I think the common bot pattern is ramble ramble then suggest a name near the bottom of the chat.

[@boba5559]

Pin your comment! Great video!

[@DanielJ.Baker001]

I am fifty, and speaking from experience this spot on. I love this video, it’s articulated very well, straight to the point, zero fluff and I wish someone would have told me this in my twenties. So to all you in your twenties, this is the roadmap

[@PatriceJosey]

I didn’t achieve financial freedom until my 40s, but I’m incredibly grateful I started investing. After facing many challenges, I now own a new home and earn $155,000 a month. God has been faithful, and my family is thriving. If this can encourage anyone-no matter your age, you can start investing today and change your future. Investing in the financial market was the best choice I made.

[@Kai-p2g]

How do you make so much in a month?mind sharing?

[@PatriceJosey]

I signed up for a 1-on-1 trading session. It's like copy trading, but with personalized guidance. the session was secure and a supportive way to improve your trading skills while earning, the best part is there's no upfront payment required at all

[@ChloeColeman-b3i]

Honestly, I could really use some help learning how to trade. Seeing my portfolio drop makes me feel really discouraged.

[@Karenowen-f9j]

How can I participate in this? I sincerely aspire to establish a secure financlal future and am eager to participate. Who is the driving force behind your success?

[@Freddylone]

11 months of investing. $67k saved, debts cleared, and a portfolio just shy of a quarter million. Taking my finances into consideration last year was worth it in retrospect.

[@FullOption]

Wow that's impressive. I don't mean to be all nosey but can you share how you're doing it? Everything about investing seems quite complicated.

[@Freddylone]

I didn’t have prior investing experience. A CFA, Herman W Jonas has taken all the guesswork out ever since I got into his program. My initial capital of $5k invested over the short term yielded me huge profit plus bonuses. It’s all about accumulating wealth through compound interest investments.

[@FrancisDasilvaloca]

Do not forget that when it comes to investing, prices can be erratic, rising and declining quickly, often about companies' policies, which individual investors or “experts” do not influence.

[@Corrabeauty]

I'm currently in a hopeless place with my finances. My new year's resolution is to improve my financial situation. How can I join his program?

[@Freddylone]

Hermanw jonas that’s his gmail okay

[@Gregtaylor4U]

Just sold some properties with my family and looking into stocks to buy... this should be exciting

[@Morgansta]

Yes, a good number of folks are raking in huge 6 figure gains in this downtrend, but such strategies are mostly successfully executed by folks with in depth market knowledge

[@AltmanP]

Very true. Despite having no prior investing knowledge, I started investing before the pandemic and pulled in a profit of approximately $950k that same year. In reality, all I was doing was getting professional advice.

[@LucyMcCauley]

How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?

[@AltmanP]

There are a lot of independent advisors you might look into. But i work with Susan Kay Mack and we have been working together for nearly four years, and she is excellent. You could proceed with her if she satisfies your discretion. I endorse her

[@KimberHart]

Thank you for this tip. it was easy to find your coach. Did my due diligence on her before emailing her. She seems proficient considering her resume.. can I get a way to communicate with you as I have some questions

[@Grace.h-t8o]

I’m in Massachusetts and real estate in the last 6 years is unlike anything I’ve ever seen. Homes that were bought for $130K in 2015 are now being sold for $590k. I’m talking about tiny, disgusting, poorly built 950 square foot shit boxes in quite mediocre neighborhoods. Then you’ve got Better, average sized homes in nicer neighborhoods that were $300K+ 10 years ago selling for $750k+ now. Wild times.

[@Thompson-e7h]

mortgage rates will come down eventually, but for now; get your money (as much as you can) out of the housing market and get into the financial markets or gold. The new mortgage rates are crazy, add to that the recession and the fact that mortgage guidelines are getting more difficult. Home prices will need to fall by a minimum of 40% (more like 50%) before the market normalizes.If you are at a crossroads or need sincere advise on the best moves to take now its best you seek an independent advisor who knows about the financial markets.

[@Kin-28-8]

This is precisely why I like having an asset manager look over my day-to-day market decisions: with their extensive knowledge of going long and short at the same time, using risk for its asymmetrical upside and laying it off as a hedge against the inevitable downward turns, their skillset makes it nearly impossible for them to underperform. I've been utilizing a manager for more than two years, and I've made over 85% of my initial amount

[@berniceburgos-]

Do you mind if I ask you to recommend this particular person you using their service?

[@Kin-28-8]

’Stacy Lynn Staples, is respected in her field. I suggest delving deeper into her credentials, as she possesses experience and serves as a valuable resource

[@Lewistonwilliams-f5i]

She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.

[@camela8445Mar]

Diversification made you more money 😂, both worlds

[@camela8445Mar]

It's crucial for individuals to diversify their portfolios, seek professional financial advice, and stay informed about market trends to navigate these challenges effectively.

[@V.stones]

No doubt diversification cannot be overemphasized, making smart plans and setting up diversified investment portfolios is quite essential.

[@V.stones]

Financial planning and retirement strategies are crucial, especially in today's economic climate. With global economic fluctuations and uncertainties, it's essential to have a solid plan in place to protect your financial future.

[@Deitricklaverne]

Working with professionals who have expertise and experience in the market can provide valuable insights and guidance to navigate volatile times.

[@Deitricklaverne]

I've always delegated my excesses to an advisor, since suffering major portfolio loss early 2020, amid covid outbreak. I'm now semi-retired and only work 7.5 hours a week, with barely 25% short of my $1m retirement goal after subsequent investments to date.

[@theTeslaking]

I’m in San Jose and the housing market here over the last 7-8 years is unlike anything I’ve ever seen. Homes that were bought for $130K in 2015 are now being sold for $590k. I’m talking about tiny, disgusting, poorly built 950 square foot shit boxes in quiet mediocre neighbourhoods. Then you’ve got Better, average sized homes in nicer neighbourhoods that were $300K+ 10 years ago selling for $750k+ now. Wild times.

[@iamlaurenmoe]

Home prices will come down eventually, but for now; get your money (as much as you can) out of the housing market and get into the financial markets or gold. The new mortgage rates are crazy, add to that the recession and the fact that mortgage guidelines are getting more difficult. Home prices will need to fall by a minimum of 40% (more like 50%) before the market normalises. If you are in cross roads or need sincere advise on the best moves to take now its best you seek an independent advisor who knows about the financial markets.

[@JosephMartin7226]

Yeah, financial advisors could make a lot of difference, particularly in a market such as this. Stocks are pretty unstable at the moment, but if you do the right math, you should be just fine. Bloomberg and other finance media have been recording cases of folks gaining over 250k just in a matter of weeks/couple months, so I think there are a lot of wealth transfer in this downtime if you know where to look. I have been using an FA since 2019, and I return at least $121k ROI, and this does not include capital gain.

[@michaellaw321]

I'm glad I came across this exchange. Could you tell me how I can contact the financial advisor you trust with your money, if that's okay?

[@JosephMartin7226]

“Sharon Ann Meny” is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

[@michaellaw321]

I find this informative, curiously explored Sharon on the web, spotted her consulting page, and was able to schedule a call session with her, she shows quite a great deal of expertise from her resume.. very much appreciated

[@SteveTyurin]

Just starting out with investing, and I’m already coming across some mixed advice on asset allocation. People say ETFs and index funds are great for covering the market, but I’ve heard they can also include weaker stocks that might dilute returns from stronger performers. I’m aiming more for financial independence than just traditional retirement, so I’m wondering if I should be more selective or if I'm maybe overthinking it. Already made some rookie mistakes too, like selling during a recent dip, which led to unexpected capital gains taxes

[@DaliTaliani-wz4ti]

I’ve been there myself, especially as I got closer to retirement. The impact of market dips felt heavier, so in a panic, I shifted a lot of my portfolio from stocks to bonds, thinking it was safer. But I didn’t anticipate the capital gains taxes I’d owe or that I’d miss out on the rebound. That mistake alone cost me more than I realized until I spoke with a financial advisor. With their advice, I restructured my investments, used them tax-free to secure real estate, and the rental income covered the debt while the properties appreciate. I’m now on track to retire with around $4 million, something I might’ve missed out on entirely if I hadn’t sought advice. getting it right early can set you up for a far more stable future

[@SteveTyurin]

@@DaliTaliani-wz4ti I’m trying to figure out the best approach for my portfolio. How did you find your advisor? I feel like I need that kind of direction

[@DaliTaliani-wz4ti]

I’m honestly not one to recommend specific people since financial needs are so personal, but I can to say that working with Emilyava Milligan made a difference for me. Her guidance felt in tune with what I wanted to achieve. You might find it worthwhile to see if her approach resonates

[@SteveTyurin]

I took a moment to do a quick search and found her page. I emailed her with a few questions to gather more info. I appreciate you sharing

[@Starry737]

@@DaliTaliani-wz4ti scam!!!

[@ChristaW.Henderson-fo1yw]

Hello, I don't know anything about investing and I'm looking to invest, any help? As well who can I reach out to?

[@JohnnyJay-g1v]

Most people today have been having a lot of failures in investing because of poor orientation and bad experts.

[@VictorFalconer]

It's wise to seek professional guidance when building a strong financial portfolio due to it's complexity.

[@VictorFalconer]

I think I'm blessed if not I wouldn't have met someone who is as spectacular as Patricia Strain

[@RebeccaGilpin]

Talking to an expert like Patricia Strain to reshape your portfolio is a very smart move

[@VictorFalconer]

Patricia's unique strength lies in her realistic approach which makes her different from other brokers who often set unattainable targets and fall short in delivery

[@RB-je3yj]

VGT is up 1200%! Real Estate requires lots and lots of time and money! You need to factor TAXES/INSURANCE/MAINTENANCE!! If you want Real Estate you better have deep pockets! Plumbing, AC/Heat System/Electrical/upgrades!!! It's never ever ending! Sold my 3 properties and only bought ETFs! I make more money with way less headaches!

[@BloodCrowe]

i was about to say the compounding long term is better in stock, but housing could be better to get started then dip out like it seems u did

[@DS-gt1ft]

Depends on when you buy it. The stock did very little for almost 10 YEARS from 2005 to 2015.

[@zachary3603]

Buying stock right now is an interesting play. I'd feel much safer in real estate.

[@RB-je3yj]

@zachary3603 Real Estate!! All time high rates, property prices, property taxes and insurance!!! Yeah sounds like a wonderful time to buy and invest in real estate!!! SCHD is the king of kings when it comes to making headache free money!!!!

[@zachary3603]

@ Ngl, made 200k this year on property and it was pretty passive. 3 property flips. Team of trades ready to go. Not too difficult.

[@sirheisenberg4459]

Asking a real estate agent whether you should buy a home right now is like to asking an alcoholic whether they think you should have a drink lol. Homes in my neighbourhood that cost around $450k in sales in 2019 are now going for $800 to $950k. Every seller in my neighbourhood is currently making a $350k profit. Simply unreal. In all honesty, deflation is what we require. The only other option is for many people to go bankrupt, which would also be bad for the economy. That is the only way to return to normal.

[@brantheeskimo]

Home prices will come down eventually, but for now; its best to offset some of your real estate investments and get into the financial markets or gold. The new mortgage rates are crazy, add to that the recession and the fact that mortgage guidelines are getting more difficult. Home prices will need to fall by a minimum of 40% (more like 50%) before the market normalizes. If you are in cross roads or need sincere advise on the best moves to take now its best you seek an independent advisor who knows about the financial markets.

[@SavannahMitchell-b3d]

indeed the mkt & economy has gone berserk, price of great assets like real estate, dividend paying stocks, or gold never comes down easily, in my humble opinion, buy what you can afford today, and working with a financial advisor certainly helps

[@belobelonce35]

Could you possibly recommend a CFA you've consulted with?

[@PremSteve-yg4de]

Thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.

[@shengyu668]

There no normal. The concept of “normal” could be changed.

[@Will54rol]

They’re both supposed to be solid long-term options, but they each come with their own set of risks and rewards

[@MONROEJACQ]

Right, and it really depends on what you’re aiming for. With stocks, you’ve got potential for steady growth, but the ups and downs can be tough to stomach, especially now. And real estate-it’s more stable in some ways, but then you’re dealing with maintenance, taxes, and market fluctuations. It’s far from a guaranteed win

[@roseyfischer]

Exactly. People talk about real estate like it’s foolproof, but it’s not. I’ve seen people invest in property and end up with a house that costs them more than it makes. Stocks, on the other hand, can feel like gambling when you don’t have a strategy. And that’s where so many folks get burned

[@Sanchyfab]

I’ve heard of him! They say he’s seen every side of investing and understands how to build wealth in a way that fits each person’s situation. For someone like me, trying to grow my nest egg without unnecessary risks, it sounds like he’d be a perfect fit

[@Larry1-pl2wq]

That’s right. Eric doesn’t just push the ‘get rich quick’ mentality. He actually takes a look at your whole financial picture and tailors advice that’ll help you for the long haul. A friend of mine met with him for a consultation, and it completely changed his perspective on balancing stocks with real estate

[@Andres_853]

And what I appreciate is that he doesn’t just cater to wealthy clients-he’s known to work with people from all walks of life. So, whether you’re sitting on a big portfolio or just trying to make the most of your savings, he’s not going to treat you any differently. It’s about building real, sustainable wealth.

[@Clancysoucie]

I buy small houses on large lots in towns where new houses are being built on small lots. Eventually the large lot will either be split or someone will want to build a mansion there. It’s always a “good deal/good idea” if it’s a good company/property etc. market fluctuations are just gravy.

[@Lamarche1959]

Get your investments right before venturing into real estate, I leverage on the volatility of the market for significant returns rather than holding and loosing value to the volatility of the market I made my first mil from going diverse, mainly stocks, ETFs, few Cryptocurrencies and bonds. thankful to my now financial advisory Abigail Ann Ryan. It’s a long term plan for me so I invest and re-invest. about to purchase my second property ..she's the best in the business

[@GregMerchant]

An everyday millionaire. Well done

[@E.GCreates]

Found her webpage by looking up her name. Her resume is quite outstanding, I'll be writing a mail to her shortly

[@KathHarnell]

Very entrepreneurial of you

[@Baldwin321]

Market highs can sometimes be followed by corrections, but predicting the timing and extent of it is challenging. I've heard some analysts talk about a 'massive' correction. It makes me wonder if it's time to adjust my $2M portfolios or maybe even consider some defensive investments.

[@Christian67337]

Consider diversifying your portfolio with a mix of stocks and stable assets. Seeking professional advice now could provide valuable insights and strategies to navigate market uncertainties and protect your investments.

[@Theodore3241]

I've been in touch with a financial analyst ever since I started investing. Knowing today's culture The challenge is knowing when to purchase or sell when investing in trending stocks, which is pretty simple. On my portfolio, which has grown over $900k in a little over a year, my adviser chooses entry and exit orders

[@Alden457]

I've been looking to get one, but have been kind of relaxed about it. Could you recommend your advis0r? I'll be happy to use some help.

[@Theodore3241]

My CFA Aileen Gertrude Tippy a renowned figure in her line of work. I recommend researching her credentials further... She has many years of experience and is a valuable resource for anyone looking to navigate the financial market..

[@Alden457]

Thank you for saving me hours of back and forth investigation into the markets. I simply copied and pasted her full name into my browser, and her website came up first in search results. She looks flawless.

[@roddywoods8130]

My strategy combines ETFs for dividends and growth, including JEPI, DIVO, QYLD, SCHD, and JEPQ. Last year, my dividends totaled $102K. but not sure how to mitigate risk thus far for this year.

[@selenajack2036]

My strategy combines ETFs for dividends and growth, including JEPI, DIVO, QYLD, SCHD, and JEPQ. Last year, my dividends totaled $102K. but not sure how to mitigate risk thus far for this year.

[@JulianBarnes-dd2iq]

I am 53 and retired at 50. 1 thing I did do to retire early was to get out of the 401K and IRA programs. Bought rental real-estate and I am now a Limited Partner in about 1500+ units from collabrative efforts in the fund my estate planner has me invested in. I do not work.

[@bsetdays6784]

I only contribute 5% to get full company match, that’s it. The 401K plan is designed for you to work until you are about dead. Also, the government does not have their hands on it yet either.

[@hushbash2989]

My wife and I live off of our 401K. We don't work. I recommend highly to everyone to build your 401K or Roth IRA's as an alternate revenue stream in retirement to your Social Security. An observation on 401K's is when it gets over 300K it starts to accelerate. When you get over 500K it can really accelerate as the stock market grows.

[@kaylawood9053]

If I may ask, as in withdrew all of the money from the 401K and IRA programs? If so, what was your strategy behind that decision? Thank you.

[@NarisaBana]

Hello, I want to start investing, but I'm unsure where to start. Do you have any advice or contacts for assistance?

[@Ndj-q3q]

Hello👋 i really need a way to earn, I was born a Christian, and sometimes I feel down on myself because of low finances, but I still believe I can still make it someday. As a beginner how do I go about investing into Crypto!.

[@JikokrdZuhijk]

I've worked in real estate for over 25 years and have neglected a major stock portfolio, however I need a different plan now.. mind if I look up the professional guiding you please?

[@grafvwysnugmub]

I would appreciate some advice please A. I am new to investing in stocks/cryptocurrencies. Can you guide me how to do this?

[@JohnMaxwell-w6l]

I'm a long term investor, my trade was placed in Shiba inu and I withdrew my profits of over £56,000 during the covid-19 pandemic...

[@grafvwysnugmub]

How did you achieve this in a short period of time?

[@BendyChoy]

Americans are facing a tough time with their finances, especially concerning housing affordability and retirement savings.

[@ClayneBanks]

Absolutely. And with the fear of not being able to retire comfortably, people might be tempted to make risky investments or neglect proper financial planning, which could spell trouble for their portfolios in the long run.

[@BarbaraPearson55]

It's crucial for individuals to diversify their portfolios, seek professional financial advice, and stay informed about market trends to navigate these challenges effectively.

[@ZhannaDavidova]

How did you find a good finance advisor? How do you know if they are trustworthy and competent.

[@BarbaraPearson55]

People downplay planner’s role, until they are burnt by their mistakes. That’s why I’ve been working with expert planners like ERIC PAUL ELMER.

[@cherylhills3227]

Consulting a financial advisor can help tailor a strategy that aligns with your financial goals and circumstances.

[@RonnieWine]

I wish they taught investing at school level. There is so much advantage to doing this! My biggest regret is that I started so late. And still not good at it, I think at this point i need help

[@ClemonSteve]

I wish I could have retired in my 50's. I'm 65 now, I started investing late . After some research, I found a strategy that helped. I'm pleased to say I'm retiring with at least $2 million.

[@RonnieWine]

@@ClemonSteve It’s worth noting that luck often plays the significant role in some cases, sometimes even more than the resources involved. Without it, its challenging

[@ClemonSteve]

@@RonnieWine luck plays a part, especially in the short term. I noticed that when results remain consistent, it indicates something more than just luck. research was the challenge until It led to Julie Ann Lerch, a fund manager. her strategy made sense, it contributed to growing 950k into this and counting

[@RonnieWine]

@@ClemonSteve Thank you, I will search for her and send her a message,

[@philipfletch]

First mortgages with rates of 8 to 9% and 9% to 10% were common when I bought my first house to live in, which was in Miami in the early 1990s. People will have to come to terms with the fact that we may never get back to 3%. Home prices will have to drop if sellers are forced to sell, and appraisals will drop as a result. I'm very certain that I'm not the only one thinking this.

[@RoseGuerra7862]

In fact, it will only grow worse. Affordable homes will soon become unaffordable. Therefore, if anyone wants to do something, I suggest doing it right away because tomorrow's costs will appear to be lower than they are today. I believe that frenzy brought on by excessive inflation will persist until the Fed tightens its regulations considerably further. The bandage cannot be torn off in the middle.

[@martinheaway]

consider moving your money from the housing market to financial markets or gold due to high mortgage rates and tough guidelines. Home prices may need to drop significantly before things stabilize. Seeking advice from a financial advisor who understands the market could be helpful in making the right decisions.

[@JaneClark7861]

nice! once you hit a big milestone, the next comes easier.. who is your advisor please, if you don't mind me asking?

[@martinheaway]

There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Lauren Camille Brown” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.

[@JaneClark7861]

I just looked her up on the internet and found her webpage with her credentials. I wrote her a outlining my financial objectives and planned a call with her.

[@muhammadufarouk]

Also remember that while these frugal habits can increase your savings, the truth remains that your savings can not make you wealthy. In other words, your savings would never be enough. The economy is designed that way. Invest your spare cash in profitable things. increase your sources of income guys.

[@BunnyJackson-d3p]

motivational speakers always sound this way and make everything sound so easy... tried to invest in stocks months back, came out with way less... would have been better off saving or even lavishing my money...

[@EmmanuelGusto]

I've been in your shoes and I'll tell you for sure that it's because you rushed into it. You must either understand the market or get the services of a fin. adviser for your "investment" to count as one. I made close to a hundred grand late last year only after some months of throwing my money in the wind. You should try again, good thing is you now know better. Goodluck!

[@SandraBrokman]

This is also me ah. I have also considered using an FA but I don't know how to go about it. please, what are the steps for getting one? like a really good one.

[@EmmanuelGusto]

You should start by looking out for those from known firms and good track records. You should also make sure the person is licensed. Personally, I use Jason Lunvo Rodriguez. He's good and you could also look him up.

[@EmmanuelGusto]

Search his full name

[@NormanGhali]

Both have their upsides. I've been in real estate but I want to put in 80k in stocks for a start but I'm not sure how to go about it. Any recommendations?

[@BarryWhite-h9m]

Truth is that stocks require some technical analysis, but you could make a lot of profit. I'll highly recommend you work with a financial advisor.

[@Redwood4040]

I agree. I switched to trading stocks and I make 10x what I used to make from real estate because I can work with an expert who has a good understanding of the marekt. This third quarter I've already made more than 550k in net profit.

[@JoelCharisma-q5u]

This sounds like incredible profit. Could you recommend who you work with so I could check them out?

[@MarkJoe-e7f]

Great, I'll check her out and I hope I'm able to connect with her.

[@Cerxts]

@@Redwood4040 Scammmm

[@TerrencesSheldons]

Well, I feel investors should be focusing on under-the-radar stocks, and considering the current rollercoaster nature of the stock market, Because 35% of my $270k portfolio comprises plummeting stocks that were once revered and I don't know where to go here out of devastation.

[@JoeWilmoth-k2w]

The safest approach I feel to tackle it is to diversify investments. By spreading investments across different asset classes, like bonds, real estate, and international stocks, they can reduce the impact of a market meltdown.

[@FarukStingl]

@@JoeWilmoth-k2w I totally agree. A financial advisor can provide valuable insights and help ensure that our investment portfolios are aligned with our long-term financial goals. They have the expertise to navigate through market fluctuations and make informed decisions.

[@TerrencesSheldons]

@@FarukStingl I’ve been down a ton, I’m only holding on so I can recoup, I need help, who is this investment adviser that guides you?

[@FarukStingl]

@@TerrencesSheldons The beauty of MARGARET MOLLI ALVEY approach is her dual focus: while aggressively pursuing profit opportunities, she's equally tenacious about shielding investors from potential pitfalls. It's a balance few can achieve.

[@TerrencesSheldons]

@@FarukStingl Thank you for this amazing tip. I just looked the name up and wrote her explaining my financial market goals.

[@tipusultan531]

Purchasing a stock may seem straightforward, but selecting the correct stock without a proven strategy can be exceedingly challenging. I've been working on expanding my $210K portfolio for a while, and my primary obstacle is the lack of clear entry and exit strategies. Any advice on this matter would be greatly appreciated.

[@Linda-pr]

Even with the right strategies and appropriate assets, investment returns can differ among investors. Recognizing the vital role of experience in investment success is crucial. Personally, I understood this significance and sought guidance from a market analyst, significantly growing my account to nearly a million. Strategically withdrawing profits just before the market correction, I'm now seizing buying opportunities once again.

[@flair0626]

This is precisely why I like having a portfolio coach guide my day-to-day market decisions: with their extensive knowledge of going long and short at the same time, using risk for its asymmetrical upside and laying it off as a hedge against the inevitable downward turns, their skillset makes it nearly impossible for them to underperform. I've been utilizing a portfolio coach for more than two years, and I've made over $800,000.

[@cherry810803]

impressive gains! how can I get your advlsor please, if you dont mind me asking? I could really use a help as of now

[@flair0626]

Certainly, there are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Eleanor Bonnici Deskin’’ for about two years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.

[@cherry810803]

Thank you for this tip. it was easy to find your coach. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her résumé.

[@kathleensandoval5720]

I've found success investing in real estate, starting my journey in my early 20s, and now I'm in my mid-50s. One key factor for me has been my passion for real estate. I've always been fascinated by real estate, and I love spending my free time researching and learning about the market. What began as a hobby has turned into a lucrative venture for me. On the other hand, I have no interest in researching the stock market. Everyone has their own path!

[@sazabi1980]

I agree. Some people just love real estate, and do very well. However I would like to point out that for the stock market, there is really no research or time needed. It is the simplest way to invest. People just need to get it out of their head that they must pick individual stocks and 10x it. This video is the best example, just buy the SP500 index (there are tons of them out there). Buying 500 of the best and most profitable companies in America, there is no research or maintenance needed...ever!!!

[@tvtv-m9h]

@@sazabi1980where do you buy those

[@KSWKREW]

@@tvtv-m9hStart by making a taxable Brokerage account or Retirement account . Then you research Index funds that track markets such as S&P 500, REIT, etc. with low expense ratios. Hope this guides you towards the right direction.

[@Mushroomsam]

@@tvtv-m9h, buy a total stock market or S&P 500 (or equivalent) index fund, ETF or mutual fund and you will be diversifying. Example, VTI (vanguard) SWPPX (Charles Schwab), FZROX(Fidelity). There are also REITs (real estate investment trusts) do a search on the most popular.

[@sergslife]

First pick the brokerage, I use fidelity and buy VOO

[@RoyValentine-o2l]

I’m 44 and have about $273k liquid in savings which I plan to put towards becoming a homeowner, but based on the current high prices on real estate, do you suggest I hold from buying and look at dividend paying stocks instead?

[@Biggerstaff4]

after studying the trajectory of great assets like real estate, dividend paying stocks and gold, my conclusion is to buy and invest in what you can afford today! working with a license financial specialist can certainly help

[@M.Herlihy]

Agreed, I'm in line with having a fudiciary oversee my day-to-day investing, cos my job doesn't permit me the time to analyze stocks myself. Thankfully, my portfolio is well diversified and has just 5X in 5 years, summing up nearly $1m as of today.

[@StephenTho42]

​@@M.Herlihy I've worked in real estate for over 25 years and have neglected a major stock portfolio, however I need a different plan now.. mind if I look up the professional guiding you please?

[@M.Herlihy]

I take guidance from ''Sophia Verdekal O'neal'' she's quite known in her field of work with over two decades of experience, and well spoken.

[@theman5th]

If you do not currently own a home, it is very difficult to advise against this. I work in private wealth management and deal with these kinds of decisions all the time. Even if stocks strongly outperformed, the one thing for retirees, unless they are very wealthy, is expenses in retirement. Even a change in $200/mo over a period of 20-25 years of retirement is astronomical when accounting for inflation. If you can retire with the least amount of expenses, housing be a large portion of that, it’s a huge win. If you have this accounted for by living with family or already owning a home, then the decision is a bit more nuanced and subjective

[@enriquealedius]

one of your best videos Shelby, been following you for a long time and definitely always appreciated your videos on stocks/real estate and personal finance stuff. Actually motivated me in really taking a deep dive into my stocks portfolio over the years.

[@ChristopherFrank01]

Well explained. Thanks for bringing up the videos financial education is indeed required for more than 70% of the society in the country as very few are literate on the subject.

[@Franciscoferreira0]

Most people think, investing in crypto is all about buying coins and hodling, come on it takes much analysis to be a successful crypto trader.

[@KateDormer]

As a beginner what do i need to do? How can i invest, on which platform? If you know any please share.🙏

[@Franciscoferreira0]

I'd recommend Annabelle Hartfield, her profit is great even when there's a dip

[@Jeffrey_Ambrose]

it's great to see others who also benefits from the service of Annabelle Hartfield.

[@Franciscoferreira0]

I started working with Annabelle back in February, and my financial goals have never been clearer. It's like having a strategic partner for my money with a solid track record.

[@ElizabethCharles-uo8bi]

Lately i have been thinking of trying new investments like real estate. Can someone advise me on this decision?

[@paulchristian8]

You will get regular passive income through rental properties if you invest tho

[@paulchristian8]

But firstly you need to educate yourself learn about real estate investing , local market trends and laws

[@Wellington12-1]

Set clear goals; define your investment, risk tolerance and time horizon

[@OliviaFred-mk9tr]

Improve credit score A good credit score can help secure better financing options

[@Sanchyfab]

Build emergency fund i mean ensure that 3-6 months expenses are covered

[@stepsoflife]

Awesome content!

[@InsightfulJayy]

She ain’t even like this damn chat

[@sasukesuite1]

Donating to people who are richer than you lmao

[@ShelbyChurch]

omg wow that is very generous of you thank you!!

[@iamlashawnda]

This video right here is one of the BEST videos you have made so far!! I like the fact that you are around my age, and are able to break down details like this in a more realistic and understandable perspective. I watch both of your channels and I just want to let you know that you are truly making an impact with these type of videos. I have never been taught about things like this so you and your channels are great resources for me to learn from! Thanks girly!!

[@ShelbyChurch]

Thank you!! I was afraid it was gonna be boring to be honest lol it’s a lot of numbers!

[@Drivenaway89]

I agree! This was a very interesting and helpful! I’ve only invested in real estate so far and know nothing of the stock market.

[@grownupgaming]

@@Drivenaway89 you are a rare breed in this day and age!

[@iamlashawnda]

@@ShelbyChurch Nope it was not boring at all. I loved the B-Roll used, Music you used and I loved that It was very detailed with the numbers! That was one of my favorite part! "Chefs Kiss"!

[@crimsontide4875]

You are on point. This from an individual who has been in the realty game since, 1997. I am into real estate because I like to manage property and it’s a great tax hedge because of my income. Honestly, my stock portfolio has done better. When you add in the confluence of the following factors: changing tenant laws, rising insurance and taxes, as well as the high cost of maintenance; stocks and other investments may be the way to go in the future.

[@Mitchellee-g2s]

My target retirement fund in my 401(k) had poor returns compared to the S&P 500. I switched everything to the S&P 500, but I regret not doing it earlier. What are the best options for investing $200k for reliable cash flow?

[@Griffinguardian]

I would avoid index funds, mutual funds, and specific stocks for the time being. Right now, the best option is a fixed income of 5%.

[@AverageAmerican-m2m]

you need a certified financial planner straight up! personally, I invest in ETF's and also love investing in individual stocks. yes it’s riskier but am comfortable in my financial environment

[@viewfromthehighchairr]

Accurate asset allocation is crucial with an Experts guidance. I have 850k in equity, 275 cash earning 5.25 interest, 685k in 401k, 120k cash account, 80k in car assets ( paid off cars) Gold and silver bars. age is 48. My advisor helped me realign my portfolio to my risk tolerance and it boomed shortly.

[@Too-old-Forthischet]

pls how can I reach this expert, I need someone to help me manage my portfolio

[@viewfromthehighchairr]

Sure, the likes of the popular "Sophia Irene Powell" does a good job. Just look up the name, you’d find details on the web to set up an appointment as she offers free consultations for Veterans like yourself.

[@SilvesterMiles-y4j]

"Alright, folks, I’ve finally scraped together a $144k emergency fund (cue applause), and now I’m ready to throw my hat into the investment ring. Stocks vs. real estate? The ultimate gladiator match! On one hand, stocks are like that unreliable friend who occasionally gives you big wins, and on the other, real estate is the slow, steady tortoise. Any shortcuts to ‘financial genius’ status, or am I doomed to learn the hard way?"

[@NancyFranciss]

Haha, congrats on the $144k-solid start! But let’s be real, it’s not all gladiator fights. Real estate’s got leverage, and stocks have compounding magic, but honestly? A financial advisor saved me from YOLO-ing my cash away. Get one, trust me-it’s like having a cheat code.

[@CharlotteJacobsons]

How can I participate in this? I sincerely aspire to establish a secure financlal future and am eager to participate. Who is the driving force behind your success?

[@NancyFranciss]

There are a handful of CFAs. I've experimented with a few over the past years, but I've stuck with ‘' Linda Aretha Reeves” for some years now, and her performance has been consistently impressive. She’s known in her field, look her up.

[@SilvesterMiles-y4j]

Just looked her up-wow, Linda Aretha Reeves seems like exactly what I need. Thanks for the tip, I’m finally feeling hopeful about making sense of my finances!

[@MollyShorters]

Watched Linda Aretha on Bloomberg finance summit 4 years ago and her presentation was terrific!

[@NO-TIME170]

I am 32 years old, lost my dad about half a year ago and I am going to receive some money soon. Would it be smart to grow my money in stocks for a few years while I am in business school and then invest in rental properties afterwards, or should I go for real estate investing first?

[@PauleAraiza]

Very sorry for your loss. Index Funds & ETFs: 40-50%, Emerging Markets (e.g., VWO): 10-15%, Dividend Stocks: 10-20%, Growth Stocks/Small-Caps: 10-20%, REITs: 5-10%.(and in the case of rentals would be worth contacting some landlords to get an idea what's involved in running rentals. Many people think of rentals as "passive I come" and underestimate the work involved (even with a management agency), not to mention if a tenant stops paying or major repairs occur. A lot to think about!)

[@sledgeyyyyy]

i would advise the counsel of a seasoned financial pro. It may seem expensive, but as the old saying goes - "you get what you pay for"

[@carolynrose1816]

@@sledgeyyyyy I agree! My dear husband passed away in 2011, and I had around half of million dollars from his life insurance just sitting in a bank account, earning nothing. I was advised to invest it through an advisor, and in just 6 years of investting in dividend Stock and REITs, I achieved over 80% capital growth, not including dividends.

[@Dollrnri]

I've worked in real estate for over 11 years and have neglected a major stock portfolio i inheritted. This served me well when I was flipping and renting houses, however I need a different plan now.. mind if I look up the professional guiding you please?

[@carolynrose1816]

Sure i don't mind. I've stuck with ‘’Jennifer Leigh Hickman ” for years now, and her performance has been consistently impressive. She’s quite known in her field, look her up.

[@itsnotme07]

Great job Shelby explaining everything you can think of for this video!! Lots of variables and more than we want to admit if you own property....but for those reading, get in BOTH the stock market AND property ownership. Why? Because it's like the lottery, you can't win if you don't play. But first, get educated about it and KEEP getting educated about it!! From people that are successful and IN the game. On that "No one is going to raise the rent"....so not true. Stupid insurance and taxes can and will raise your mortgage payments!! So be ready for that!!

[@carolschneid]

Great video! Always good to be diversified, and you have to live somewhere, so owning your main house and being in the stock market is a good combo!

[@Aggie4life77]

Bingo! I see you got it! I see other people in the comments didn’t!

[@annaj.osorio]

As an investing enthusiast, I often wonder how top level investors are able to become millionaires off investing. . I’ve been sitting on over $545K equity from a home sale and I’m not sure where to go from here, is it a good time to buy into stocks or diversify ?

[@LejlaGöransson]

I think the next big thing will be A.I. For enduring growth akin to META, it's vital to avoid impulsive decisions driven by short-term fluctuations. Prioritize patience and a long-term perspective most importantly consider financial advisory for informed buying and selling decisions.

[@ClaudiaSchreiber-b1p]

A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.

[@DanielOrstein]

This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfoIlo allocation

[@ClaudiaSchreiber-b1p]

Viviana Marisa Coelho is her name. She is regarded as a genius in her area and works for Empower Financial Services. By looking her up online, you can quickly verify her level of experience. She is well knowledgeable about financial markets.

[@Nikolasto77]

Simple. Put your money into an Index Fund that tracks the total stock market such as VTSAX OR if you are absolutely terrified of any volatility, put it into a money market account which are available through brokerages like Vanguard and are currently paying 4.15%. Keep in mind that this year alone, the total stock market is up around 35% so you could have potentially made $190K by simply putting that $545k into an index fund.

[@Jamaal67i]

After building a rental property portfolio, I became exhausted with real estate market challenges and decided to sell. Now, with about $5 million, I'm contemplating investing in the stock market with solid positions. What are your thoughts?

[@bobwright-90]

With $5 million, one wrong move can have significant consequences. It's crucial to invest cautiously and diversify, with 40-50% in safe investments. Given your budget, I recommend considering financial advisory services.

[@jerrycampbell-ut9yf]

Absolutely! Most undervalue advisors, but their expertise and risk mitigation strategies are invaluable for savvy investors. For those with busy schedules, monitoring the market is challenging, so we delegate to experts. I'm currently working with one, and my portfolio has grown to $1.3M, a 25% increase from last year, with robust diversification and inflation hedging.

[@Aarrenrhonda3]

This is mind blowing! As a young adult inheriting about $500k and new to stock investing, I'd greatly appreciate it if you could direct me to your advisor. I can't afford to make costly mistakes.

[@jerrycampbell-ut9yf]

She goes by "Annette Christine Conte" I suggest you look her up. To be honest, I almost didn't buy the idea of letting someone handle growing my finance, but so glad I did.

[@Aarrenrhonda3]

Thanks for sharing. I curiously searched for her full name and her website popped up immediately. I looked through her credentials and did my due diligence before contacting her.

[@lvega5606]

Im so glad an influencer finally showed this because it's reaching average people instead of just those who are really into finance.

[@smr2346]

For new investors: Buy stocks in solid companies and hold them as long as they stay strong. Ignore forecasts and market opinions-they’re distracting at best and useless in the long run

[@daniellelawing]

The key to strong returns isn’t quick-gaining assets but managing risk in relation to reward. It’s about maintaining the right allocation and consistently using your edge to reach your goal. This holds true for everything from long-term wealth building to short-term market plays

[@smr2346]

That makes sense. I’ve been using a financial market expert for two years now and I own a six-figure diversified portfolio from investing in stocks

[@daniellelawing]

Impressive can you share more info about your financial adviser?

[@smr2346]

Yes i will and his name is Gabriel Alberto William, he is not just a broker, he is a financial adviser that give advice on any financial matters

[@daniellelawing]

Thanks for the recommendation and i quickly run a search on google with his full name and spotted his website and i will email him right away

[@albertopena80]

Agree, I do both and live in San Diego. I prefer my stocks over my home, even if my home is new build. Thank you for the content. Look forward to updates.

[@drewbymusic]

At 28, I bought my first home. I was lucky to get a 2.75% interest rate. That home is now a rental and I, myself, am renting in a location that I prefer. I was bought into the idea that buying a home was the best investment. In hindsight, the stock market is just easier. No maintenance, no tenants, no vacancies, etc. It is also less complicated. If you want to sell the property, you have to deal with seller fees, depreciation recapture, etc. If you want to sell it to buy more rentals, you still have the seller fees and have to deal with the 1031 exchange. It is just a lot more involved than people think.

[@ryannemdjen]

I was adviced to diversify my portfolio among several assets such as stocks,crypto and bonds since they can protect my portfolio for retirement of about $170k. I need advice: Do I keep contributing to my portfolio in this unstable market or do I look into alternative sectors?

[@CameronDonna-w7n]

The strategies are quite rigorous for the regular-joe. As a matter of fact, they are mostly successfully carried out by experts who have had a great deal of skillsets and knowledge to pull such trades off.

[@Simeonedavis]

That is very correct. Having the right financial expert is invaluable. My portfolio is well matched for every season of the market and recently it has hit 80% rise from early last year. I and my CFP are aiming for a 6 figure ballpark goal.

[@StephenRobello]

Could you kindly elaborate on the advisor's background and qualifications?

[@Simeonedavis]

Certainly, there are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Judith Lynn Staufer ’’ for about five years now, and her performance has been consistently impressive.She’s quite known in her field, look-her up.

[@StephenRobello]

Thanks for the info, i found her website and sent a message hopefully she replies soon.

[@humphrey]

Really comprehensive, great vid!!

[@ShelbyChurch]

Thank you!!

[@Daniel-b1s3s]

After facing significant challenges, I learned two crucial lessons about the stock market: it played a major role in the Great Depression, and the quickest way to make a million in the market is to start with two million. The Great Recession only reinforced these insights. In hindsight, I wish someone had guided me earlier. A well-defined entry and exit strategy is essential for success in the stock market.

[@CarddtReddt]

There are certainly ways to achieve high yields during a downturn, but these moves are best executed under the guidance of a financial advisor.

[@HotManP-l5g]

Exactly, many investors are overly focused on potential profits, forgetting that the market has both ups and downs. Securing your financial future requires patience and a strong understanding of market trends to identify the right stocks for investment. For instance, I made over $260k in profits during Q4 of 2021. The key to profitable investing is truly understanding market behavior.

[@FerdLerd]

@@HotManP-l5g I appreciate your comment; I’ve been trading stocks for some time, but I haven’t seen significant gains. How do you achieve such results?

[@HotManP-l5g]

@@FerdLerd Her name is Rebecca Lynne Buie. I can't share many specifics, but you can find her basic details online if you want to look her up.

[@DanöVee]

Thank you for sharing! Rebecca Lynne Buie seems quite knowledgeable. I found her webpage and reviewed her resume, which was quite impressive. I’ve already reached out and scheduled a call.

[@flair0626]

The idea of investing a significant sum of money may be both thrilling and intimidating. There is potential for considerable wealth increase with the correct strategy. How can one take advantage of compound interest and potentially grow your retirement savings to about $1M over time?

[@hkgenzou]

I think the safest strategy is to diversify investments. Like spreading investments across different asset classes, like bonds, real estate, and international stocks, they can reduce the impact of a market meltdown.

[@Linda-pr]

Having an lnvestment adviser is the best way to go about the market right now, especially for near retirees, I've been in touch with a coach for awhile now mostly cause I lack the depth knowledge and mental fortitude to deal with these recurring market conditions, I nettd over $220K so far, that made it clear there's more to the market that we avg joes don't know

[@cherry810803]

Hey, I'm trying to find a certified one to boost my investments/portfolio, but it's tough online. Can I get a rec from you, since you know about this stuff?

[@cherry810803]

Thank you for this tip. it was easy to find your coach. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her résumé

[@Lisa-zs3re]

Dollar Cost Average investing in VOO, which is S&P 500 index, and QQQ which are the Nasdaq index. Also automatically reinvest the dividends. The investment will compound grow and will beat most of the professional active traders.

[@ZakiyaAbdullahi]

If you are a property owner, EVERYTHING Shelby has described is spot on about the amount of carrying costs (PROPERTY TAX, PROPERTY INSURANCE KEEPS INCREASING INDEFINETLEY) that come with property ownership, along with unexpected expenses (maintenance, upkeep, etc) that are rarely factored into peoples ability to comprehend which of the 2 is likely to be the better return. The lower the down payment, and the faster the appreciation in a preferred dwelling located in an urban center, the more favorable for the individual. The more down payment, with slow to steady appreciation, along with low to no cashflow is not competing with stock market returns. Not everyone will have access to favourable deals in urban centers, and that is okay. In the mean time, until the numbers make sense to buy real estate, it's better to have the money deployed in the stock market. Great video.

[@Sammytiny]

With a good investment plan that ensures steady income without any doubts I and my hubby are prepared for a well organized retirement. I started investing in stocks 2 years ago and so far, I am making a good yield on my dividend. I've learned that getting a good return is very much attainable only if you know your way around it.

[@Halllaand]

You say it like it's easy forgetting that not everyone is as lucky as you are. I've invested for months now without any progress. How are you able to do it?

[@Sammytiny]

It's totally far from luck. I use a licensed expert, Herman Jonas who has consistently outperformed the market ever since I got on his program. He has continued to put my $25k to good use with market driven strategies making me an optimal return of over $101k. Now at 53, I sit back and enjoy the little gifts of life like spending time with my grandkids

[@Zmlambo]

Do not forget that when it comes to trading, prices can be erratic, rising and declining quickly, often in relation to companies' policies, which individual traders or “experts” do not influence.

[@Baptisizm]

I'm green in the investing space. I work most of the week and barely have time to myself. I'd like to use mentorship. How can I get to him?

[@Sammytiny]

Hermanw jonas that’s his gmail okay

[@stevenlilelogistics6673]

Great video, Shelby. The headache factor in real estate is often not appreciated. Thanks for that point in the video. I really like index funds. Very low fees and they take care of themselves. I also own my home which is nice when you get into your mid-fifties like me. Thanks again.

[@mjacksonjones]

This is where I'm at with a property I'm renting. Our long-term renter is leaving soon, and we (more than likely) will sell and invest the proceeds in the stock market within an ETF vs. keeping the property. I have used similar math as you did but at 7-8%, and it's a little more return with stocks vs house appreciation (minus -xyz). But not having the HEADACHE of renters and maintenance makes stocks so much better to me. Especially as you get older. I also agree with you regarding your CA property. If you use the property for pleasure, it's hard to measure against that. And last, definitely own something u live in.

[@MccarthyRoy-e1l]

I reached $90k today. Thank you for all the knowledge and insights you've shared with me over the past few months. I began this journey in November 2024. Education essential for over 70% of the population, as only a few are truly literate in this area. Thanks so much Mrs Joanna claire

[@patridoalejandro3201]

She is my family's personal Broker and also a personal Broker to many families in the United states, she is a licensed Broker and a FINRA AGENT in the United States.

[@LukeCool-pw9ln]

You trade with joanna claire too? Wow that woman has been a blessing to me and my family

[@JamesThompson-oh4yd]

I’m new at this, how can I reach her?

[@MikeRicky-k7j]

I was skeptical at first until I decided to try. It’s huge returns is awesome! I can’t say much.

[@MccarthyRoy-e1l]

she's mostly on Telegrams, with the user name.

[@nicolasbenson009]

I sold an apartment in Rochester and made about $250K. I was frustrated when I only earned $171 in interest from a regular savings account. After doing some research, I was advised to invest in stocks. Are these stocks a good point to start from?

[@JohnSmith060]

While the stock market is promising and can give good ROI, expert guidance is essential for effective portfolio management so you don't get burnt out in the market as it is very volatile.

[@DorathyJoy]

true, I have been in touch with a brokerage Advisor. With an initial starting reserve of $80k, my advisor chooses the entry and exit commands for my portfolio, which has grown to approximately $550k.

[@SandraDave.]

I’ve been looking to switch to an advisor for a while now. Any help pointing me to who your advisor is?

[@DorathyJoy]

There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’ Melissa Terri Swayne” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.

[@ChristianKelv]

Found her online page by searching her full name, I wrote her an email and scheduled a call, hopefully she responds.

[@stevenalvis137]

Most unbiased comparison video I’ve found between the two asset classes. 👍👍

[@HouseDoneLifeOver]

Good video, Shelby 😊. Other considerations are the tax write offs from deducting mortgage interest and depreciation. Cheers

[@NianLisa]

What is the most effective strategy for entering crypto trading if you have around $5,000 to invest, or even if your investment amount is slightly more or less?

[@StephanieMoore-oj7vz]

My CFA Evelyn Infurna is a renowned figure in her line of work. I recommend researching her credentials further... She has many years of experience and is a valuable resource for anyone looking to navigate the financial market..

[@JeremiahHoward-ys4pt]

I went from no money to lnvest with to busting my A** off on Uber eats for four months to raise about $20k to start trading with Evelyn Infurna. I am at $128k right now and LOVING that you have to bring this up here

[@DavidMartins-y1c]

Evelyn Infurna Services has really set the standard for others to follow, we love her here in Canada 🇨🇦 as she has been really helpful and changed lots of life's

[@BrianWilliam-m6l]

Many new tra-ders struggle without proper guidance. I found success through Evelyn Infurna's expertise.

[@DannielleRosales]

As a newbie, what do I need to do? How can I invest, on which platform? If you know, please share. I'm new to this, please how can I contact her?

[@VideoGameRoom32]

The only real estate I do is sell lots from new homes and flip them before the home is built. I always think that my tenant will trash my property. I've heard nightmare stories.

[@MarcioJose-wr2rx]

I am fifty, and speaking from experience this spot on. I love this video, it's articulated very well..the both will make you good gains but more of a real estate guy!

[@AaronHenray]

Well done for breaking it down, especially for people who don’t take the time to really do a deep dive into the numbers and are left with an asset that may just end up costing them money, especially in the short term 👍🏽

[@LesterHess-t1x]

In the current economic climate, a home is not the best investment. I've already sold my Boca Grande area home, but I want to invest roughly $200,000 in stocks since I've heard that even in challenging times, investors may turn a profit. Any excellent ideas for stocks?

[@wmwoods-l4f]

The truth is that if you make the right picks, you could make killer riches very quickly, although such profit usually needs expertise, as in hedge funds or financial managers. I personally prefer the latter.

[@j.ottinger]

I agree. Based on personal experience working with an investment advlsor, I currently have $985k in a well-diversified portfollo that has experienced exponential growth. It's not only about having money to invest in st0cks, but you also need to be knowledgeable.

[@PaulaCarbonell-n7j]

How can I participate in this? I sincerely aspire to establish a secure financlal future and am eager to participate. Who is the driving force behind your success?

[@j.ottinger]

There are several independent advisors you could research. However, I have been working with “Annette Marie Holt for almost four years, and we get along great. If she appeals to your judgement, you could continue with her. I support her.

[@PaulaCarbonell-n7j]

I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.

[@guysumpthin2974]

Shelby , your ability to see the “big picture” , details, variables, exceptions, is second to none …

[@soniccage7045]

The glaze 😭

[@patricksaintjean_]

Mad glaze 😂

[@poonekar]

I commend you, Shelby, for investing in both real estate and stocks. Here are a few insights from my 24 years in stocks and 20 in real estate: 1) Returns in each asset class depend more on a person's skill and risk tolerance than the asset class itself. 2) A primary residence is often a liability unless you’re house-hacking or tapping its equity. So, let's focus on rentals vs stocks. 3) Choosing the right investments is key. For example, I prefer QQQ over the S&P due to its higher returns (14.5% vs 10%). Also if you learn technical analysis, your returns will even be higher. 4) In real estate, steady investments like multiplexes in stable markets yield better returns than flashy properties like STRs in Palm Springs. My recent quadplex purchase offers a 9% cash-on-cash return, with a total annual return of ~20% with leverage. 5) While real estate investors emphasize leverage, leveraged ETFs (like TQQQ) also offer high returns but with increased volatility. My advice: invest in both, start with stocks, and shift more toward real estate as retirement nears for steady low/no tax cash flow.

[@jaykadlec]

I love this video. There are so many places that tout REI as the end all be all and it really isn't. Toilets, tenants and termites are hardly mentioned elsewhere. In your video it would have been worth mentioning the downside of using so much leverage (if house prices fall) but everything else is a very solid overview and comparison. Love it!

[@Jillyshrum]

Fantastic content as always! Appreciate the rare honesty and transparency. After experimenting with stocks since late 2021, I've shifted to 100% S&P 500, regretting not doing so from the start. Considering a return to individual stocks in 2024, but uncertain about safely investing $500k in the market.

[@ImariJust]

I find it more productive and safe to buy growth/blue-chip stocks & large caps. It's advisable to work with a fiduciary advisor for a well-diversified portfolios instead of relying solely on speculations.

[@Jeffcraparo]

Exactly, a good number of people discredit the effectiveness of financial advisor, but over the past 10years, I’ve had a financial advisor consistently restructure and diversify my portfolio/expenses and I’ve made over $1 million in gains… might not be a lot but i'm financially secure and that's fine by me.

[@DannyGotts]

@@Jeffcraparo Impressive! How can I contact this advisor? My portfolio has underperformed, and I need guidance.

[@Jeffcraparo]

One of the most well-known people in her field is my CFA, Anne Marie Holt. I advise doing more study on her qualifications. She is a great resource for anyone trying to understand the financial industry because of her many years of experience.

[@DannyGotts]

Thank you for this Pointer. It was easy to find your handler, She seems very proficient and flexible. I booked a call session with her.

[@estuardoe8]

This wasn't a good comparison, unless I missed it you didn't factor in the cost of the houses fo5 property tax and mortgage interest for thr loan in your final profits

[@PKDN215]

Yeah she missed some major expenses. That’s one of the reasons why people think houses make so much money…it’s so easy to forget all of the expenses.

[@swiftmovers3827]

Everything you just mentioned is a write off.

[@zachary3603]

@@swiftmovers3827 A write off from the tax, but it would still affect the profits. Also, when she did the "Long term" and compounding stock returns, she didn't compound the real estate earnings xD.

[@jasonfournier]

I think she subtracted that from the rent, which is why she only is making $200 cash flow on the townhouse for example.

[@jasonfournier]

​@zachary3603 true the cash flow would be reinvested in either new properties or other investments.

[@guysumpthin2974]

Such great Wisdom ❤❤❤, and concise delivery!

[@hey8174]

The interest rates today at ~6.5% are putting a lot more substantial downward pressure on the real estate side of the equation. The leveraged advantage you mentioned comes with such a substantial cost, you are basically buying the house twice over in interest after 30 years. Interest has to be like 2-3 times the maintenance and taxes today on a new mortgage.

[@ashishpatel350]

yeah low rates allowed housing to have a big jump. she would be better off comparing from 2008 to now.

[@NatashaEstrada]

Yeah and you also have to factor in that a 4% appreciation in value is far from guaranteed in real estate. In LA for example a lot of houses didn't appreciate much between the mid 80s and the 90s then they surged up in the early 00's only to crash a little in the housing crisis and then there was the run up in the late 2010s and the covid surge. Historically speaking for Palm Springs she bought at nearly the top of the market and I would expect a plateau for awhile. Also you have to factor in that a lot of the historical growth in housing has come from growth in the surrounding geographical area. In Los Angeles the city has been growing for the last 40 years and that growth period is starting to come to an end.

[@nicholasgutierrez9940]

I got my townhouse at 170k on a short sale. It's worth 700k now. From 2013 (I forget) to now.

[@ashishpatel350]

@nicholasgutierrez9940 that was the bottom of the market

[@MattTheMortgageGuy]

Pleasantly surprised with how knowledgeable you are around real estate. Great video.

[@Moustafa11]

This is a helpful comparison. An area not accounted for in the numbers is the benefits of all the annual tax deductions for real estate, including the depreciation deduction (a big one) which can reduce taxes from overall income.

[@michaelwiebeck3]

I’ve been sitting on over $545K equity from a home sale and I’m not sure where to go from here, is it a good time to buy into stocks or do I wait for another opportunity?.

[@CindyValenti]

If you are thinking of investing in the stock market and you are not well versed, its advisable to work with a financial advisor who is an expert to guide you through the process. this way you could make more profit with less risk

[@Derekhoffman312]

That makes sense. I’ve been using a financial market expert for two years now and I own a six-figure diversified portfolio from investing in stocks. I want to diversify more this year, though.

[@Pconradsmith]

@@Derekhoffman312 Can you share details of your advisor? I want to invest my increased cash flow in stocks and alternative assets to achieve my financial goals.

[@Pconradsmith]

that's impressive!, I could really use the expertise of this advisors , my portfolio has been down bad....who’s the person guiding you.

[@Derekhoffman312]

My financial advisor is “Annette Christine Conte” I found her on a CNBC interview where she was featured and I reached out to her afterwards via her website

[@EdwinBoettcher]

Great video, i love the analytics. Real estate is long term for your kids but Buying a stock is easy, but buying the right stock without a time-tested strategy is incredibly hard. Hence what are the best stocks to buy now or put on a watchlist? I’ve been trying to grow my portfolio of $560K for sometime now, my major challenge is not knowing the best entry and exit strategies ... I would greatly appreciate any suggestions.

[@BradleyMaurice226]

Investing without proper guidance can lead to mistakes and losses. I've learned this from my own experience. If you're new to investing or don't have much time, it's best to get advice from an expert.

[@JeffWilliamfick]

A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $210k to $742k.

[@EdwinBoettcher]

How can one find a verifiable financial planner? I would not mind looking up the professional that helped you. I will be retiring in two years and I might need some management on my much larger portfolio. Don't want to take any chances.

[@JeffWilliamfick]

There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’ Becky Lou Gordon” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.

[@EdwinBoettcher]

She appears to be well-educated and well-read. I ran a Google search on her name and came across her website; thank you for sharing.

[@Arnold-ic9jg]

As an investing enthusiast, I often wonder how top level investors are able to become millionaires off investing. I’ve been sitting on over $545K equity from a home sale and I’m not sure where to go from here, is it a good time to buy into stocks or do I wait for another opportunity? Any guidance in this regard would be much valued.

[@mikefallert1306]

I suggest consulting with an experienced financial professional. It might seem pricey, but as the saying goes, "you get what you pay for." My belief is that "Expert solutions require expert providers."

[@Joeknowsball247]

Agreed, investing with the help of an advisor set me up for life. Retired with about $1.6m in stock portfolio only. I worked hard everyday as a teacher for 32 years, and my salary was over 100k annually. Supplementing my income with stocks and alternative investments helped me by far beat the retirement age of 65.

[@camille_ann3]

I've worked in real estate for over 25 years and have neglected a major stock portfolio. This served me well when I was flipping and renting houses, however I need a different plan now.. mind if I look up the professional guiding you please?

[@Joeknowsball247]

Sure you can! Judith Lynn Staufer is the financial advisor I work with. Just search the name. You’ll find necessary details to work with to set up an appointment.

[@williamJohnsonq8f]

Thanks for sharing. i searched her full name and found her web instantly. After reviewing her credentials and conducting due diligence, i reached out to her.

[@JennyLouRN]

Don’t forget about property taxes and homeowner’s insurance expenses! The stock market clearly wins when you factor in all the expense and work of renting out an income property. Overall, you did a fabulous job of explaining the difference in income & expense between investing in the stock market vs real estate.

[@UYScuti-l6s]

I got out of the real estate investing market about a year ago. I think its time to get into the stock market for a while. whats the best strategy to invest around 200K in this current market

[@Cochran-j5d]

The market may be going down, but I am going up! we’ve been in a recession for 2 years. they manipulate the DEFINITION. You should consult with an expert so you don’t get burnt in this market.

[@DonKiebals]

Accurate asset allocation is crucial, I used hedging strategies to allocate part of my portfOlio to defensive assets for market downturns. Expert guidance is vital for achieving this. This approach has helped me stay finan-cially secure for over five years, yielding nearly $1 million in returns on invest-ments.

[@MichelleRheaWhitte]

Accurate asset allocation is crucial, I used hedging strategies to allocate part of my portfOlio to defensive assets for market downturns. Expert guidance is vital for achieving this. This approach has helped me stay finan-cially secure for over five years, yielding nearly $1 million in returns on invest-ments.

[@GeertKins]

Accurate asset allocation is crucial, I used hedging strategies to allocate part of my portfOlio to defensive assets for market downturns. Expert guidance is vital for achieving this. This approach has helped me stay finan-cially secure for over five years, yielding nearly $1 million in returns on invest-ments.

[@SusanMarie-o9z]

Partnering with a financial advisor has transformed my approach to investing. Their expertise and personalized guidance have not only helped me navigate complex financial markets but also optimized my portfolio to achieve my long-term goals efficiently.

[@DevanAsher]

Given the current volatility of the stock market, I believe investors should concentrate on undervalued stocks. This is because 20% of my $75k portfolio is made up of once-respected stocks that are now in decline, and I'm not sure where to turn.

[@SarahMcCarthy-gy7qi]

I agree that there are strategies that can be put in place for solid gains regardless of economy or market condition, but such executions are usually carried out by investment experts or advisors with experience

[@DynamicConstructionz]

Many people minimise the role of advisors until their own feelings get enraged. When I needed a boost to keep my firm viable years ago, I looked for licensed advisors and found someone with the highest qualifications. She has contributed to my reserve increasing to over $550,000 despite inflation.

[@HardyThomasD.]

I've been looking to get one, but have been kind of relaxed about it. Could you recommend your advisor? I'll be happy to use some help.

[@JoeGerald213]

Just ran an online search on her name and came across her website, pretty well educated. thank you for sharing.

[@tim6398]

All stocks are undervalued

[@benholmes-u2i]

I hit $113k today. Thank you for all the knowledge and nuggets you had thrown my way over the last months. Started last month 2024. Financial education is indeed required for more than 70% of the society in the country as very few are literate on the subject.

[@dennisonWillis]

I would really love to know how much work you did put in to get to this stage.

[@EastinJ]

It's essential for you to have a mentor to keep you accountable. Myself, I'm guided by Evelyn Vera. for years and highly recommend her I focus on him. To be honest, I almost didn't buy the idea of letting someone handle growing my finance, but so glad I did.

[@KathAnn-p3o]

Wow! wow! please is there any way to reach her services?

[@TonyJackson-zd6lq]

Sure!! Here’s her line

[@TonyJackson-zd6lq]

+130

[@Owenra]

Just sold a property in Texas and I'm thinking to put the cash in stocks, I know everyone is saying its ripe enough, but Is this a good time to buy stocks? How long until a full recovery? How are other people in the same market raking in over $200k gains with months, I'm really just confused at this point.

[@GaryNicka]

Yes, a good number of folks are raking in huge 6 figure gains in this downtrend, but such strategies are mostly successfully executed by folks with in depth market knowledge

[@Benedictrud]

A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850K.

[@Adambarking]

This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? I'm in dire need of proper portfolio allocation.

[@Benedictrud]

*''TRUDY ELIZABETH STOUFFER’'* a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market

[@Adambarking]

My needs are kind of unique and complex. I'll contact her nonetheless, and I hope I'm able to make something out of it.

[@davidg4058]

Appreciate the numbers and your insight. Throughout retirement, I have been invested in stocks and cash, and have not owned any real estate of any kind. Now my net worth is at an all-time high, even though I have been retired for over 10 years and renting all along. Great stock market returns without dealing with home maintenance, yard work, etc. or bad tenants or the stress when tenants move out and your cash flow goes negative. Of course, the stock market bubble will burst sooner or later and go back to more historical levels.

[@maryandrews6401]

Such a great video! As a woman in my 60s, I am invested in both the stock market and a great deal of real estate. Some of which has now been completely paid off and cash flows like a cow! I am so glad that I had the foresightto invest early and often. Good luck to you in your real estate investment. You’re on a good track. One last word, diversify!

[@sandyrose2398]

Buying real estate decades ago was the way to go - rents have gone way up - great write-off - and paying down the mortgage. Lots of cash left over after tenants' pay the rent. Today - that's much harder to do.

[@maryandrews6401]

@@sandyrose2398 I agree! I used to tell my dad how much easier he had it! My first mortage was 10% interest. So it has always been hard. I was raised in a military family, so no wealthy examples to follow. Real estate has never been easy to own, "tenants and toilets" is not glamorous. If it were easy, everyone would do it! Wealthy people are willing to do what others won't.

[@Stefan-d3c]

am impressed with your update on tech stocks, I am looking for tax efficient way to rebalance my 7-figure dividend portfolio without triggering capital gain tax. what asset location strategies should i use?

[@rebeccaartgallary]

The best strategy depends on your financial situation, account types, tax bracket, and investment goals. Consult an advisor or tax professional to tailor these strategies for maximum tax efficiency.

[@JohnBeen-r3v]

I’m currently working towards financial freedom with a focus on dividends & growth investing. Since 2014, I’ve built a portfolio made up of 30% NVDA, 25% SCHD and over 40% in digital and alternative assets, thanks to my CFA. This strategy has helped me earn $56,000 a year in dividends. Back in 2014, I only earned $21 in dividends.

[@FaithJay-d9n]

Oh I've heard similar things about hiring an advisor. It's hard to choose one that's very good though. Could you make some useful recommendations?

[@JohnBeen-r3v]

I'm cautious about giving specific recommendations since this is an online forum and everyone situation is unique, but I've worked with SHARON CRUMP CLINE for years and highly recommend her. Look her up to see if she meets your criteria

[@FaithJay-d9n]

her track record looks really good from what I found online.i just filled the form and scheduled for a call.

[@alexsteven.m6414]

After selling a couple homes in 2022, I'm anticipating a housing crisis in order to buy inexpensively. As a backup plan, I've been thinking about purchasing stocks. What recommendations do you have for the best time to buy? On the one hand, I keep reading and seeing trader earnings of over $500k each week. On the other side, I keep hearing that the market is out of control and experiencing a dead cat bounce. Why does this happen?

[@samuelrandy-k8x]

The top experts, however, have access to confidential information and data that is not made available to the broader public. Being knowledgeable enough to use them successfully is quite another. Big returns, not changing stochastics, are the key. Rewards and risks must be balanced. To reach your aim, pick the right size and turn your edge as often as necessary.

[@brantheeskimo]

I concur; I've been in frequent communication with an investing advisor for more than 17 months. I definitely remember needing inspiration to keep my business running after a protracted divorce. I researched licensing consultants, sometimes known as portfolio coaches by some.

[@MarcyLoccy]

Impressive! I admit I'm scared about retirement as I turn 60 on my next birthday. I need to ensure I have enough money to survive on. How can I consult your advisor? My retirement account isn't performing well.

[@brantheeskimo]

REBECCA NASSAR DUNNE is her name. She is regarded as a genius in her area and works for Equity Services inc. She’s quite known in her field, look-her up.

[@NorthCarolinaForward]

I looked up her name online and found her page. I emailed and made an appointment to talk with her. Thanks for the tip.

[@kcexoticsracing228]

This is a great video! I appreciate that you showed the reality of both options!

[@ellie_ellie_ellie]

Great video!!! Especially the practical examples and analysis from your real life experience. Appreciated this ❤ Love from Australia!

[@dandelice4370]

I never see in these comparisons (which I think you did a really good job) people mentioning the yearly tax savings from real estate. That needs to be added in the comparisons. Stocks are definitely less work but I think it’s real estate bc of not just the appreciation and cash flow but bc of the depreciation on your taxes plus the ability to carry over losses for multiple years. We all should be doing BOTH tho

[@BrandonIvan-c6e]

Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got to talking about investment and money. I started investing below the $100k mark and in the first 2 months, my portfolio was reading $234,800. Crazy right!, I decided to reinvest a huge percentage of my profit and it got more interesting.! For over a year we have been working together making consistent profit just bought my second home at the beginning of sum

[@Susan00197]

Hi. I’ve been forced to find additional sources of income as I got retrenched. I barely have time to continue trading and watch my investments since I had my second child. Do you think I should take a break for a while from the market and focus on other things or return whenever I have free time or is it a continuous process? Thanks

[@BrandonIvan-c6e]

@Susan00197 However, if you do not have access to a professional like SUZANNE GLADYS XANDER, quitting your job to focus on trading may not be the best approach. It is important to consider all options and seek guidance from reliable sources before making any major decisions. Consulting with an AI or using automated trading systems can also be helpful in managing investments while balancing other commitments.

[@Susan00197]

@@BrandonIvan-c6e Oh I would love that. thank you.

[@BrandonIvan-c6e]

@Susan00197 SUZANNE GLADYS XANDER.

[@BrandonIvan-c6e]

Lookup with her name on the webpage.

[@AkashDamodaran]

5:30 - This is highly inaccurate and just really bad math. You're not including the part about how much you're contributing every month into real estate (basically the monthly amount you're paying that includes the principal/equity too but, most importantly, the interest component). With stocks on the other hand, it's a simple one-time investment. And let's not even get into how much time you've spent on real estate.

[@mlbonfox8199]

Ty: don’t forget hoa in Seattle $40k after 5 years

[@Jeroen74]

Note that when she talks about mortage, that number includes principle, interest, insurance and taxes.

[@AkashDamodaran]

@@Jeroen74 That's not true, Jeroen, because the only part she talks about is equity and equity, by definition, would never include interest and other additional costs. Also, if we were to practically break it down too the numbers don't add up. If it's 56k in equity over 5 years then dividing that by 60(12 months x 5 years), you would get $933. There's no way you can get a loan/mortgage of $933 for a house that costs $700k+, let alone in a place like Seattle or Cali.

[@Jeroen74]

@@AkashDamodaran I just rewatched the section you're talking about. She does not mention it in this video I believe, but she has never contributed to the mortage, taxes or insurance of the Seattle townhouse, only her sister did who lived there, and had roommates who partially covered the mortgage. Shelby only provided $35K of down payment money. My previous comment is what she said in a comment down below, but I guess that's about the PS house then.

[@AkashDamodaran]

@@Jeroen74 Again, how is that a fair analysis then? Comparing stocks(where it's a one-time investment) to something like real estate where they're(someone is, be it her, or her sister or whoever) paying a monthly amount? This is a very unfair picture to paint for the audience because the big takeaway here is that real estate hands-down beat the stock market by a massive margin but none of the amortization and cost of borrowing/loan has been taken into account. Either she/her team have gotten the math completely wrong(which is possible considering this can be a complex compounding problem) or manipulated the video/takeaways for her benefit. Either ways, it isn't accurate by any means.

[@Squatanddeads]

The best investment is self-improvement. It is not the investment product (house or stocks). It is the investor. Great video and great job getting that cash flow! 👍🏼

[@09Germ]

Love this video as this is the first time i have actually seen someone run the numbers to see which one is actually the best investment long term. This has given me great perspective on waht i want to invest in. Thanks much 🙏

[@whousefilms]

Owning a rental property is a lot of work. If you are the type of person who doesn't; want to deal with that then stocks is the better approach if choosing one or the other. Having both investments is not a bad approach.

[@SansaStarkw]

I would be better off playing the Powerball lottery than betting on real estate.

[@CharlotteAmelia0982]

I'm so happy I made productive decisions about my finances that changed my life forever. I'm 51 living in Melbourne Australia, bought my new mansion in August and hoping to do more if things keep going smoothly for me..

[@Thandisebe9054]

Congratulations dear. You're really doing well for yourself, I'm 49 and my financial life is in a mess. Any great tips would really go a long way in shaping my life. I want to buy my own house, that's really a big flex

[@CharlotteAmelia0982]

Tracy Britt Cool Consulting was my hope during the 'bear summer' last year. I made so many mistakes but also learned so much from it, and of course from Tracy.

[@YoungWillow36]

My advice: for newbies to grow financially this year, invest. Saving is good, but investing elevates your finances. Why newbie make huge losses on trade is because investing without proper guidance can lead to mistakes and losses. that will stop you from trading, this has been one of the biggest problem to new traders, I've learned this from my own experience

[@MaxineWilliam6513]

If you are not in the financial market space right now, you are making a huge mistake. I understand that it could be due to ignorance, but if you want to make your money work for you...prevent inflation

[@BarbaraMia60]

How can i reach this Tracy Britt Cool Consulting, if you don't mind me asking? I've known her by her reputation at Berkshire Hathaway

[@Courtney-Alice-Gargani]

I've done well in stocks during 2020 and used that money to buy a house. In California, the housing cost is so high it takes two or more incomes to buy a house.

[@hugohabicht9957]

Two or more incomes. Need two wifes then

[@noonan395]

Plus the property tax is through the roof 😮 7600.00 is mine 😂

[@MrDhulet]

Great video! Real estate is so challenging because everyone knows it is such a powerful wealth building tool. The competition is nuts! I would love if you would have compared risk, tax advantages, as well as cost of time spent on each asset. If I had to guess, comparing risk and tax advantages, the property would look better. And if you compared the cost of your time it would have made the property look worse. Still very interesting. Those numbers were very awesome to see. I guess it goes to show that it is not all about math, though. Thank you!

[@sylrider]

Great video! Finally someone who speaks about real life situation. It’s hard to factor in everything but you did a great job. Thank you you! It’s so helpful!

[@bethfoster5044]

The calculations on the house are completely wrong. You've included your initial deposit and equity payments as "profit" when it would just be a return of your invested capital, so your return numbers are inflated by about 100% (even worse on the second one, where I calculate your "profit" ignoring interest costs to be 60k not 586k). You also didn't include the interest cost on the mortgage.

[@MoonShine-o5n]

Actually, yeah you're right.

[@mlbonfox8199]

Exactly how is she paying down 56k in 5 years the math isn’t mathing in Seattle that’s just hoa fees

[@MarkLewis-v3v]

Hit 200k today. I'm really grateful for all the knowledge and nuggets you had thrown my way over the last months. Started with 14k in June 2023

[@RubyRosay-k7q]

A lot of people keeps talking about investments and how investment trade change their lives. I really need to engage myself in someway of earning more income and stop depending on the government.....

[@ge045]

Wow that's nice She makes you that much!! please is there a way to reach him services, I work 3 jobs and trying to pay off my debts for a while now!! Please help me...🙏🙏

[@MohdRaheel-t4d]

Investing in crypto without professional guidance? I laugh at you, as you'll likely remain stagnant or suffer significant losses that could prevent you from trading further. This is a major issue for many new investors.

[@MarkLewis-v3v]

​@JamesWalton-y6x I will leave her info below this comment👇👇👇👇

[@MarkLewis-v3v]

her on wasap👎‪

[@BrianPetersen-l2w]

Excellent comparison. Very informative.

[@scottsheck]

Many people leave out alot of expenses in real estate but you did an excellent job

[@galbiller]

Great video! Stocks are definitely more hands off, but real estate has given me great tax advantages and consistent cashflow... Pros and cons in both, diversifying is key 🙌

[@NancyFranciss]

Alright, I’ve got $77k chilling in my emergency fund, and I’m finally ready to do more than watch it gather dust. Stocks vs. real estate-sounds like the ultimate showdown! This vid better have answers because I’m not about to flip a coin on my financial future. Spoiler alert: if "both" is the answer, I’m going to scream. Friendly scream, though. 😏

[@blissds-gi3mb]

LOL, "both" is totally the answer, but hear me out. I was team real estate until I realized the stock market can compound in ways you wouldn’t believe. My financial advisor showed me how diversifying both saved me from regret-ville. Might be worth checking in with a pro before you dive in-it changed my game.

[@MollyShorters]

Okay, so I get the “pro” angle-totally makes sense. But how do you even find a legit financial advisor? I’ve got the drive and the cash to invest, but all these options make it feel like I’m trying to pick a favorite star in the sky. Help me out here!

[@blissds-gi3mb]

There are a handful of CFAs. I've experimented with a few over the past years, but I've stuck with Linda Aretha Reeves for some years now, and her performance has been consistently impressive. She’s known in her field, look her up.

[@NancyFranciss]

Just looked her up, and she seems like exactly what I need to stop overthinking and start thriving financially. Thanks for the tip!

[@CharlotteJacobsons]

Caught Linda Aretha Reeves at the Bloomberg Finance Summit a few years back-her insights were next-level! You’re in good hands if you go with her.

[@jamesryan1258]

You made me realize I need a little bit of both to hedge my bets. Thanks Shelby

[@MyWillbot]

Don’t forget. You can actually take loans against your stock portfolio too and with very little paperwork. Meaning access to capital quicker and with the same or lower interest rates. If you redeploy that capital to another investment then all of the loan costs can be deductible.

[@Janabroderick]

I didn't know that. Thanks.

[@BusinessandFinance-ym5bk]

if your portfolio is at least $100k