Shocking truths about living costs in the U.K.

[@krishnendubiswas8847]

Well done. What about the educatioanl fees MRCS GMC Planning for leisure travel Flying costs to visit the home country

[@SumanPaulDoc]

Yes, they are important consideration as well.

[@DVB1848]

No fees for education, it comes from the National Insurance we pay. However, private schools cost small fortune. Going back ‘home’ won’t be possible for at least the first 3 years or so.

[@Jyothi-hm1yn]

@@DVB1848 Why can't we go back home for 3 years?

[@DVB1848]

@@Jyothi-hm1yn if you have children, a mortgage, a car or two, it would be difficult to go back home. It would be prudent to accumulate a hefty amount first to put away for a rainy day. Then think about going home.

[@DrB9]

Thank very much man for complete in depth analysis of cost of living in uk..it's best video in found on internet

[@SumanPaulDoc]

Thanks 🙏

[@reivaZ]

Amazing info perfectly broken down .i prefer you to do more editing and related stuff . It could make your channel better

[@SumanPaulDoc]

Working on it! Thanks for your feedback.

[@enscebose8466]

Will you be extending your home payment and keep investing in greater proportion? Or are you prioritising paying home completely as soon as possible? Also do any imgs prefer to not buy homes and just keep shifting and living on rent and allocate greater portion to investing ? ( Asking in regard to the common debate regarding to buy home or stay on rent for longer and your opinions regarding that as an img)

[@enscebose8466]

I have also seen even during training( 6 years) people's location keep changing and even after that so asked for that also

[@SumanPaulDoc]

I usually allocate my spare funds for overpayment of mortgage. But in market crash situations like now, I have deployed more money for equity investments. House prices appreciate significantly in the UK so it is a good investment to have more equity in my own home. This is also important as the interest rates will go up in the next few years. It's a personal choice to not buy a home and move around the region.It involves a lot of hassle to move houses every year particularly if you have family and children. Also, you won't save a lot more by renting as it is quite costly.

[@DVB1848]

Dr Paul, I found your breakdown and the analysis into the U.K. economy very interesting. I am 74, a pensioner, living in U.K. since 1968. Your fingers are firmly on the pulse of your finance. Therefore, I am surprised by two points you made about the expenses. Buying a smaller car works out cheaper than a leashed one. It is an investment. Secondly, subscription for Graze? All you have to do is buy the nuts and other items from a health food store or Indian store, take handful everyday in a small plastic container for your snack. That’s lot cheaper, you know that.

[@SumanPaulDoc]

Thanks for watching my video and your insightful feedback.I am aware of my overspending on car leases. I don't want to own a second car for long term if my workplace is near my home. At present my workplace changes every 6-12 month so I need a car and this will go on till 2024. I will decide about long term car then.About Graze, I have stopped my subscription and using the nuts from Lidl nowadays.

[@DVB1848]

@@SumanPaulDoc thanks for responding. I meant about your wife’s car. Glad that you stopped ‘grazing!’

[@BradleyCTurner]

very well broken down living expenses, hopefully in the near future things improve in the UK because all of this added up is severely impacting the lower earning workforce.

[@SumanPaulDoc]

Glad you like them

[@Dr_Vaibhav_Sharma]

I m a 4th year mbbs student want to go for plab after mbbs and specialize in pulmonary medicine.....can I contact you directly for any query? Thanku for these videos💛

[@SumanPaulDoc]

How can I help you?

[@Dr_Vaibhav_Sharma]

@@SumanPaulDocI just plan to study in uk...and may be look for job options elsewhere...may be home country... So What do I do as a 4th year mbbs student focusing PLAB?

[@use20003]

Hii sir. If we complete Ms surgery in India. And passed mrcs. For doing super specialty in UK. Is mrcs enough. Do we need to do gen sx again in UK like in USA. Or with mrcs can we directly go to super specialty. If so how many yrs is ss in UK. Plzzz clarify sir. There are lot of people who want to know this

[@SumanPaulDoc]

MRCS is the entrance exam for higher specialist surgical training which is usually between 5-7 years from ST3.General surgery will be included in your program based on your particular specialty. You cannot enter training directly with MRCS, you will have to clear the national interview process.

[@use20003]

@@SumanPaulDoc thanks a lot sirr🙏

[@aswinsuresh1435]

Suman bro I am subscriber and I would like to know about how to get into NHS after anaesthesia.Pls help.Expecting ur video

[@SumanPaulDoc]

I have plans for a detailed video on this. Just trying to sort out the timing with my friend.

[@Ak-wx2vq]

Sir...sorry for my silly question...but, can I appear for IELTS after clearing MRCS part A???

[@SumanPaulDoc]

Yes, you can

[@Hardy-vq2dh]

Sir,if someone is doing mbbs in India rn and has no financial problems.Is it better to give neet pg and work as a pg in india then go for mrcp/mrcs or Is it better to give plab and work as a pg in uk from the beginning?can't a person just do a super speciality training for 2 to 3 years after ms in india?.I know maybe I am asking stupid questons but i wanted to know😅. May God bless you sir.

[@SumanPaulDoc]

It's always better to enter the NHS after PLAB. This will help you become a consultant quicker. It's never going to be a smooth transition after PG+ MRCP/MRCS. For most competitive specialty you can never enter training at a later stage.

[@Hardy-vq2dh]

@@SumanPaulDocfor example If someone does ms orthopaedics from India.Now we know we don't have mch/dm like degree for a field like orthopaedics.So most of the orthopaedic surgeons do a fellowship in their favourite speciality..for example some ortho surgeon will do super specialization fellowship in spine surgery (which is a branch of orthopaedic surgery).now the question is that if someone does ms orthopaedics from India and he has to go for a fellowship to do super specialization in let's say spine surgery..does the person have to qualify mrcs and do the post graduation in ortho surgery again or can he do super speciality fellowship of spine surgery only? In other words i am asking if a person has done ms in a branch like orthopaedics and he has to do super specialization in a sub speciality of orthopaedics in uk what will be the procedure?

[@SumanPaulDoc]

MRCS and then apply for fellowships. These posts are non- training posts.

[@doc_verma]

​@@SumanPaulDoc can u please explain but more about cannot enter specialist training in later stage? Is it age restriction?

[@SumanPaulDoc]

@@doc_verma Recruitment does not happen at later stages and competition ratio goes up significantly.

[@hamana277]

How much can you save for one month?

[@SumanPaulDoc]

depends on the earnings. kzbin.info/www/bejne/e5OxgISelquArK8

[@ashru7590]

How do u manage when u get 2717 take home n spend 3062 every month

[@SumanPaulDoc]

The income video is an old one and it's not what I actually get.

[@HimanshuSharraf]

Good evening sir,I also have same category of Q I am preparing for MRCEM...but i got the knowledge of approx 70,000£/Year salary 5833.33£/Month... If 3062£ will be expenses...Then it will be less for savings??... please provide your precious knowledge sir Actually i have a family of 3 (Husband wife and a 2yr Kid)

[@SumanPaulDoc]

@@HimanshuSharraf You will never get 5833 per month because of deductions. Also your expenses are does not have to be same as my expenses. For e.g you may not need 2cars which will save 300per month.

[@HimanshuSharraf]

Also sir...There is 40% tax deduction....I am really worries for future...as I have to take care of my family also..and I don't know that i am taking right decision or not by doing MRCEM and Moving to UK. 🙏

[@HimanshuSharraf]

Sir,1 last reply...Do you think..It is Good decision Financially to Move to Uk after Doing MRCEM ??I will be very grateful for your reply 🌼

[@hdaudio-bass9418]

2 Bedroom House Average Rent in Sussex?

[@SumanPaulDoc]

www.rightmove.co.uk/

[@ramyasubramani5329]

Great video sir👍 pls compare advantages and disadvantages of nhs fleet cars and points reg buying and leasing car in uk

[@SumanPaulDoc]

kzbin.info/www/bejne/b6i0hoevZZpspdk

[@ankushchakraborty8206]

Heavy sexy lagche to boss. 🙏🙏