Slice vs Uni Pay Card: Which is BETTER? | Detailed Review After 1 Month Usage

Slice vs Uni Pay Card: Which is BETTER? | Detailed Review After 1 Month Usage
Up until now, people (especially students) with No CIBIL Score were finding hard to get a Credit Card - Enter SLICE and UNI Pay. Both of these companies were launched as challenger to traditional Credit Cards and have already started making a dent.
But since both of these companies have almost similar offerings, the next logical question arises : Which is a better card? Through this video we have done a detailed comparison of both these cards. We have made this video after using both these cards for 1 month.
We have also made a comparison video of all the BNPL apps, you can watch that video here
• Best BNPL (Buy Now Pay...
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[@mytraveldiary0]

You have told few points wrong about Slicae card. It has fuel waver, more payment options, no hidden charges, lots of offers, and the billing must be made from is 1-5 th of every month, even you can pay anytime with the pay early option.

[@ddash200]

Yep ..agree Pay early is a new feature in Slice which while shooting this video, wasn't out then

[@shahintaj6520]

Yeah i agree too

[@creativefreakk1300]

Also Slice supports international transaction

[@romanempire1113]

3rs cashback 🤣🤣

[@balajidasar396]

@@romanempire1113 ha bhai🤣 I paid 15 k and got 2 rupees cashback...if u want more cashback repay multiple times like 5k 5k 5k ..

[@alexchaudhary8552]

Forget about the cards, i love you mam 😍

[@Ayan-vb1fw]

😆lol

[@akash_kedia]

😂😂

[@sanketbawate]

Beta mauj kar di

[@Amanomegle]

Sach me

[@manishgurjar8494]

waahh bete moz kr di 😁

[@name_fame_n_me5267]

Some information were wrong about Slice card. 1.No hidden charges. 2.Easy payment method. I'm using it from last 6 months and it's one of the best card.

[@dreviewexpert313]

Is there any joining fees or annual fees

[@romanempire1113]

Naa

[@sahilbisht3661]

What is the payment method like she told we have to pay in 3 days after vill generation is it so ? Or we can split the bill in slice card

[@mdintekhabalam5100]

@@sahilbisht3661 yes we can split the bills in 3 months without interest. The billing date is between 1st to 5th day of the month. And you can pay early as well.

[@mdintekhabalam5100]

@@sahilbisht3661 you can pay with Paytm gpay or phone pe without any extra charges.

[@aashishsinghal7331]

Slice has had many Updates since this Video - - International Transactions are Now Available if you choose so - You can now pay before bill generation - Also I Feel Slice has more Offers on many Platforms, with or without coupons both.

[@gauravsarda8501]

Can you please tell me if we can add this card on goggle pay and use it? While doing so wil we have to pay extra on the transactions made via Google pay?

[@aashishsinghal7331]

@@gauravsarda8501 hello, i tried adding these cards to google pay but i was not able to...they are invalid cards for google pay, i tired my slice card for NFC and normal payments but was not able to. You can try other cards if you want. As far as i know there is no extra charge. Note - It shows card type not accept

[@anitdas4679]

This is 5 months old video man.

[@prathhmeshsabne757]

3 month 0 cost emi removed

[@gauravsarda8501]

@@prathhmeshsabne757 it's still there

[@bhanuprakash8493]

@bekifayaati you have forgot to mention the key feature of UNI….u can choose each transaction to pay 1/3rd or pay in full and get cashback….means UNI operate on transaction level to split payment to pay 1/3rd but slice operates on bill level to split payments.

[@mohitkukreti1400]

To be honest I'm using slice and i can say slice is much better than UNI card...it gives offer on Zomato, myntra, flipkart, Domino's, McD and in many others...cash back as well... 3 month no cost Emi and 6-9 with charges...no hidden charges... maybe it's a UNI sponsor video that's why you are preferring that

[@bekifaayati]

Having used both the cards personally, we have presented an overall analysis. Since you have used only SLICE Card you wouldn't understand the other side of it. ALSO, this is not a sponsored video 🙏

[@mohitkukreti1400]

@@bekifaayati i haven't seen UNI card on any platform for discounts and all...UNI just promoting their card on the basis of 3 no cost EMI and 1% cash back on full payment

[@bekifaayati]

@@mohitkukreti1400 That is because UNI is a relatively newer company and as suggested in the video we expect them to go the 'SLIC' way in the coming times. Amongst the features which are present in UNI, we think these are slightly better than those of SLICE for the reasons explained in the video

[@mohitkukreti1400]

@@bekifaayati @bekifaayati Then currently why are you recommending people for UNI...you suggestion should be on current basis...The one who is performing better and one more thing there is no hidden charges on slice as well. Only one good feature in UNI is split option that's it.

[@bekifaayati]

@@mohitkukreti1400 More features does not necessarily mean better!

[@SushilKumar-zx6kh]

Superb explanation. That's what I was searching for. Thanks 👍

[@bekifaayati]

Glad it was helpful!

[@adhyanindependentbull7644]

Thanks for the subtitles. I am deaf and could not hear what other youtubers were saying. Just subscribed your channel.

[@sourabhdamate6994]

KZbin pe koi to hai jo sidhe point ki baat krta hai...😀 Thanks.. appreciate 🎉

[@ProfAVanHelsing]

One more thing that people usually don't notice. Slice services are only available for people who use Gmail services for email. People using Yahoo email services are not eligible for Slice Card. And if you're using yahoo email id for your other credit accounts and put gmail address in Slice Card application, there is a high probability that you're application will be waitlisted for 3 months due to email id mismatch in your credit report.

[@amanna3447]

Please make a video - With BNPL Physical Card which offer - 0 - Zero Cost , 0 - Zero Maintenance , 0 - Interest (2/3/6 - months ) , Split Bill Pay for 2/3/6 - months -- BNPL CARD / Credit Card. Also make a compare video all available BNPL Card. With hidden Cost / Late fee charges.

[@letztry]

Slice do have pay before bill generated. And we can also pay partial amounts as per our convience.

[@tushardeokate9476]

i am using slice since 2018 when there theam was yellow. slice is completely free no charges excellent usebilty 💯

[@himanshurai261]

Finally the best comparison I was looking for.....👍👍...keep going

[@MarvelFanStudios07]

You can pay early in slice card....and I get 45 Rs. Cash back for 410 Rs. on Petrol pump payment also Have the tap to pay feature....

[@VeeraGandhaMManiA]

The best explanations I come across regarding the slice and uni comparison. Good work. 👍

[@bekifaayati]

Thank you 🙌

[@harshoolrokade9725]

Thank you so much! Very informative video. Particularly, you pointed out that it cannot be added to cred and these are NOT credit cards.

[@bekifaayati]

Glad it was helpful!

[@HarshilPatel497]

Have you seen recent video of Pranjal kamra about the 1/3 cards..?? Do you agree on it..??

[@kumarniket9]

I am using Slice pay from last 2 yr it's really good and easy once you get into this

[@tejasmetkar8231]

अगर हम ये सर्विस लेके कभी-कबार ही इस्तेमाल की तो क्या कोई चार्ज लगेगा??

[@BilalSyed]

Nice information mam ☺️ Thanks for valuable information 👍🏻

[@sampannawahokar6004]

Hey In Slice, we can make early payments by using the pay early option.

[@shakeelakhtar5515]

These options were not there before.early payment option is updated version now

[@saiganeshsabat3885]

Slice me abhi option b agaya he kabhi v payment karsakte ho and bill generate hone k bd 5 din ka time milte he and card pe jo use hoga uska bill generate hone ke bd 8 din ka time milta he

[@adi_7861]

Hey, it's not true. In Slice you can pay early as well. Like you paid on date X on any ecommerce, then you the flexibility that you can pay on x+1 th day as well. Like there is no such issue that you have to pay in 3 days only. It's your responsibility to research everything in deep before sharing wrong information. :)

[@anujdhyani9915]

Since you are saying that these are not credit cards, then my question is that can we use this card to pay credit card bill? In this way we could easily split our spending into three parts without paying any interest or fine..

[@r.p]

No you cannot use these to pay credit card bills.

[@anujdhyani9915]

@@r.p , then they are of no use.

[@Double_Slit]

but you cannot recharge n pay bill like electricity from paytm using uni

[@sumitapathak2900]

will using slice card effect my credit score ?

[@Sandipsenn]

slice card m bill generate krne se pahele bhi pay kr sakte ho and bill pay krne se 3 Rs cashback deta h..

[@mudassirmirza2404]

I liked the slice card because of ''Monies'' i spend 1.7 lakh per month by slice card. whenever i convert 6 lakh monies by 2% reward into cash... i got 2% cashback which is the best thing in this card... 2% of 6 lakh monies is means 12 thousand rupees cashback.. 😍

[@zebandavis76]

Its possible?

[@souravpaul675]

Vai cashback leke bhi kya faida vo to bank transfer pe bohut paisa leta hai

[@Thatbrowndancer]

I didn't know it was a credit line. What if I never use it and deactivate my account? Will it effect anything? Please respond.

[@bekifaayati]

No, it won't affect your Credit Score

[@KushalDevani0786]

Wow this Such wonderful Vidieo 😍 👏

[@SanishShendge]

Uni card physical shop me ( Mall, D Mart, restorent, pe swap kar sakate hai kya.. without any hidden charges and only pay expenses ammount

[@Vcmadhavi1992]

What's the impact on CIBIL score if we purchase these cards .. please explain in your simple way... Because it's no explained by any KZbinrs.

[@mrinalsingh08]

I had the same question and seems like this guy has the answer: kzbin.info/www/bejne/oGXZl32leLuEpbc

[@Auto_Insights_india]

No mam ap yahan galat ho Card me bhi flexibility h. For example:- mene ajj card use kia or m payment Next day kru toh muje koi problem nahi hogi and the plus point is jaise hi m payment krunga muje cash back milta h real cash . Mein bhi very month early payment krta hun jissae slice card mujhe cash back bhi deta h or meri limit bhi every month increase ho jati h .

[@Azhar9246]

After seeing this Video proud of uni employee 😎

[@mayankmishra8634]

We can pay partial bill in slice card as I am the user of it, I usually pay partial charges before my bill generation date. In order to have that benefit you have to pay your outstanding bills on time.

[@Finance_Mantras]

Hi, can I do rent payment on slice??

[@priceactiontrader223]

Slice has changed payment options now you can pay whenever you want means before also

[@cutebabiesfunnyvideos8279]

Pls also tell disadvantages of this both cards.

[@vipuljohri2716]

Much of your viewership got increased since you started featuring such cute face in your videos 😻

[@NandaGovinda]

thank for clarifying i will stick up with cards i have for now 🙏

[@adg2302]

5:00 Slice has updated its app. now you can pay custom amount or the full remaining bill before the bill is generated.....

[@twosouls001]

Hi, so if these are not credit cards can we call them as debit cards? Debit card with credit line?

[@ashutoshsingh2669]

Is bharatpe 12% club worth joining and what about their zero mdr machine

[@bekifaayati]

Haven't analysed this yet. Will try to do that in one of our future videos

[@vickysatpute2954]

Report her guy's, she provided wrong information about both card

[@sahel727]

Worst experience with UNI. I just got it installed and my billing date was showing as 11th April. I had word with customer care on WhatsApp and they were not able to change it to 26th March which is there in there service plan. On 1st day it self they are not able to service it's customer then how could we rely on future relationship?

[@kunal25roy]

U can pay your slice card payment any time.. I am using both.

[@Chandansingh-ki1th]

Slice card is much better than any other credit line Card..

[@tushar7988]

Thanks for the video.. I now know I don't need any of these..

[@soundssecure6238]

These are prepaid cards, cus u can't re-pay via Cred .. cus cred only recognises Credit card. I am user of Slice, Uni, Lazypay, etc, all are prepaid cards. Strange, i get option to prepay early on Slice card.

[@commerceguruji6333]

Which card is better??? I want a card using which I can add money in my wallet kindly suggest a card for that purpose

[@Yogesh__K]

If you use slice card and uni card then show it in the video

[@rajshekharshukla6917]

Arey madam kya use Kiya hai apne SLICE card ... Ye card bhi option deta hai division in 3 monthly payment... I am using this card since last 5-6 months... And a few more wrong or missing information in this video...

[@sameernaik9732]

Lovely ❤😊 nice information 🤗

[@santoshdeshpande4511]

Hey, if i opted this card but i am not using this then my cibil score will be affected or no impact will be there?

[@r.p]

No impact.

[@mantubhai8996]

I am using slice cards from 6 months ,so some information fully wrong and partial

[@andrewfernandes5863]

Good evening ma'am, can you please make a detailed video on Slice card. I'm student wanting to use a credit but I'm not eligible as of now, slice and some other platforms provide a credit line but after some research I found along with Slice card building up the CIBIL score it reflects 2 company as loan giving on the CIBIL score. Please requesting you to make a video on it.

[@bekifaayati]

Sure 🙏

[@andrewfernandes5863]

@@bekifaayati Also if there is a reflection of 2 company for the cause would it is fine or bad for the CIBIL report. Thank you this will really help us students,

[@JackTracker]

@@andrewfernandes5863 If you plan to apply for a loan you will have to close the credit line cause it will show as hefty loan on CIBIL

[@kkchauhan5427]

Similar to this, I also want to have a credit card because we all know credit score is must for a loan but I have no CIBIL SCORE . Even to build a cibil score I tried to purchase a phone on EMI but not eligible for that also. Pls provide solution for it.

[@DeepakKGangwar]

@@kkchauhan5427 are you a student or are you employed?

[@VishalSingh-eq6fq]

We can withdraw cash as emergency cash upto 27000 which means we can withdraw money from slice but in the video it was mentioned "No cash withdrawal option" ....

[@codinginsight2715]

Have you mentioned one thing wrong??? Like you said that we can not pay bill earlier and we have only 3 days but as i can see and even i am using it, i can repay my used credit limit amount anytime before due date i.e. generally 5th (in case of slice) of every month, or on any day before invoice/bill generated... So, please clarify on this if anyone knows... Whether i am Right or Wrong... Thank you in advance... :)

[@bekifaayati]

When we made the video, Slice didn't give the option of paying early but 1 month after the video's release this option was added in Slice also

[@codinginsight2715]

@@bekifaayati Okay... I got it... Thank you for clarification :)

[@sujoybanik2]

Hi all, Please try other products similar like Slice. I have taken slice & want to surrender. While we repay bill in full/ partial, money get deducted from netbanking. But bill shows pending & slice send reminders to repay bill again. There is almost zero customer service executives, No reply in mail/call.

[@anshiga7098]

We can withdraw cash in slice in card which is interest chargeable

[@wasiqhazarika8538]

I have applied for Uni card its showing we'll be at your location soon !

[@ChiranjeebJena]

In my opinion, Slice is a better card. Here is how. (A thread)

[@ChiranjeebJena]

Their late fee is significatly lesser than UNI. They give 1% cash back on spends but they aslo have an option to earn 1.5-2% on your spends but UNI doesn't provide that.

[@ChiranjeebJena]

Slice can give you credit limit from 2000 upto 10L but UNI is limited to 6L only. Slice has option to buy Amazon/Flipkart/Chroma/Myntra gift coupons and pay them in 3-4, in some cases 6 months without any intrest

[@ChiranjeebJena]

You can transfer money to bank account. Yes, the charges are high .. but at least you have the option. but UNI doesn't provide that. You can split your bill for more than 3 months but UNI doesn't have that feature yet. it's coming soon though. Slice has Spark benefits. that changes every week. that means every week you will have different kinds of offers.

[@ChiranjeebJena]

and what are the hidden charges the host is speaking about. there are no hidden charges. They have a whole section dedicated to charges called "Pricing" in settings page. and the high charges are for bank transfer feature that UNI doesn't have. So, the comparison is not fair.

[@ChiranjeebJena]

The most important thing is both of them are coming out with Scan & Pay feature soon. So, apply for both and keep whatever you get. but Slice is better. so, apply for Slice first.

[@thunder_storm99]

I like your hair band :-D

[@wilsonp8855]

Can these cards be used in restaurants and shopping??

[@bekifaayati]

Yes, of course

[@ishaansharma1000]

This girl is previously working with Kabir singh movie...a short roll but nice body transformation

[@gauravkrp]

Do both of these cards function by taking personal loans in the name of customers as a credit offering like other BNPL schemes ??

[@shafi8649]

Yes

[@lakshaywalia3744]

I have to take loan but person is saying I hadn't taken any loan earlier so CIBIL is negative what should I do??

[@mark7698]

Can we spend money anywhere like in normal stores also or it's for selected items only?

[@Saurabh_266]

Works at all stores. Online offline both

[@pradeeprshettigar9133]

5:20 even slice you can pay at a time or in EMI, no 3 day payments are there

[@presidentbrown]

If I don't have a credit score yet, coz I don't have a credit card yet, would I be able to build a credit score with slice or uni?

[@sanketbawate]

Madam all ur videos are very informative and too good , thanks for a good video

[@bekifaayati]

Thank you

[@sanketbawate]

👍👍👍

[@priyadarshi-thejackofalltr4214]

better explanation👍

[@Dr_saini__]

To be honest I'm using slice since last 1 year and it is much better than uni card... With not a single penny of hidden charge

[@patrickbateman7665]

What about your Cibil Score?

[@Dr_saini__]

@@patrickbateman7665 when I was started on that time it is zero as I was a student. But now it is 725 after using slice

[@patrickbateman7665]

@@Dr_saini__ Did you find it beneficial? I just received card. I'm in dilemma after watching so many Negative Reviews on KZbin.

[@patrickbateman7665]

@@Dr_saini__ I'm using Amazon ICICI and Flipkart Axis Credit Card. Is it worth to use this along those 2 cards or should I close the Slice card?

[@Dr_saini__]

@@patrickbateman7665 brother according to me slice card is better than those 2 because they have offer on Amazon and flipkart only while slice can be used on other platform as well. And it also gives you good rewards on repayment.

[@jackymirani7302]

Daily expense kr sakte he example petrol bharva sakte he

[@TheRahulkt]

what is the monthely subscribtion of these card

[@rishavkrchourasia8354]

Hi Team, can you please tell me any alternative of slice card 🥺

[@avinash3249]

I like your videos 👍

[@explore_mechboy4838]

In this pay later cards, can we make payment for insurance, term insurance, lic through this instruments?

[@cutebabiesfunnyvideos8279]

Cannot cancel, cannot change details, waiting for long time to get this card physically.

[@DHEERAJK-v4m]

Is Dhani Pay/Dhani Freedom One Credit Card closed, today! Any latest news about this?

[@amisharora9959]

International transactions can be done in slice

[@verma_ayush]

i am able to spilt the bill into 3 months in slice card

[@Jubairj4]

I have done transaction February 1st Which day repayment date?

[@commedyunboxing2098]

And by the way it's informative videos thaanks

[@anujkumarsahoo6679]

When I apply uni card my application is wet listed why please say me or how to solve my problem

[@raaz253]

Uni card and slice card last 6 month se h mere pass Dono me same emi option h due amount convert to 3 emi And both card give 1% cashback

[@MI-gr6lg]

Red one is the cutest 😍

[@avidwivedi840]

I have a UNI, So far really good experience.

[@sandeepkumaryadav9147]

Maim can we use these two cards to pay in any shop Plz tell me

[@Nightmare-uw1ki]

Hey dear.. I have one more suggestion for you. You can make video on that... Mostly people know that they can accumulate wealth in investing money in mutual funds or stocks by doing sip, but my inquiry starts after that... After a disciplined fashion if a person accumulates 50 lakh rupees through SIP, then how can he or she become financially independent through this much money.. Can they get fixed monthly income of more than 50000 rupees. Please don't include FD's or debt funds here.. Can they invest 50 lakhs lumpsum in an index fund and get a fixed income monthly through that.. What's your opinion on that. Please respond..

[@bekifaayati]

Sure, will make a video on this 🙏

[@hemantmandavi1519]

@@bekifaayati i have a v.good credit score so ky mai bina fd ke credit card le sakta hu ?

[@_Manav.satyarthi_]

Aap bahut achhi information deti ho 😘😘😘

[@prathhmeshsabne757]

Guys slice has removed 3 month no cost emi option of whole month spend.

[@soumikdas832]

You can pay anytime in slice

[@HaiderAli-yz5xn]

Please also talk about Revolotto which is becoming very popular currency.

[@Hasnaa-manaa-haii]

How to transfer money from uni card into bank account ?

[@JatinKumar-yj1qb]

Mam fuel card kon sa best ha

[@ZIX6-c3z]

OneCard [FD based] credit card hy ya credit line hy, Slice and UNI k tarha?

[@dipeshbaraiya190]

Can you please make a video on Jupiter credit card, an Also if students or less salary person wants credit card how do they get it.. please explain and make one video

[@sarairfan3924]

Slice work kaise krta h account kaise add krna h . Loan payment kaise krni h

[@ashishsaini6099]

Agar yahi options thoda Hindi language me samjhayenge to , logo jayda samjh me aayega or apke channel se connectho payenge...... Baki jaisa apka man....