FIRST HOUSE in 3 YEARS with $60K SALARY in Canada | With Calculations

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[@electric-lemonade]

Very useful (as always), thanks for sharing !

[@LifeofRishabh]

Loved your video paaji. Realistic plan✅

[@amitchawla5124]

Go with 5 years realistically even with these calculations

[@syedabdulaleem4170]

Thanks, very useful information.

[@ishbarsinghdardai3390]

Well explain 🎉

[@vaibhavpathria496]

Bro then what about EMplyment insurance, union fees, health insurance fees? These all are also deducted from pay.

[@lalitchandnani4228]

Always informative videos. Hope to meet you someday in kwc PS: You forgot to include gas (major price difference due to carbon tax) :)

[@j3tiger]

Critical thing to note about FHSA: It's for 1st Principal residence only not investment property. and if you dnt decide to buy house in Canada/ decide to move out of canada then amount in FHSA would be taxable(exit load). Though i agree FHSA is good option if you decide to settle in Canada. There might be other things e.g. capital gains etc. when you sell this property.

[@umangarora06]

Great video. It might be a great plan on paper. However, there are quite a few things that I personally things were missed/not talked about. Car maintenance (could be $1000-$2000 per year), Gas ($60-$80/month), we're also not including any medical expenses whether dental or any other kind as not all insurances cover 100% of the claims, plus wearing the same clothes for 3 consecutive years, you're also not eating out or going out with your friends much, any unexpected/miscellaneous expenses like moving house or towing car somewhere, etc. and the biggest thing is that, you're not going to your home country for a visit in 3 years. So, when we add all of them up, the saving drastically drops down. It looks great on paper, but I personally don't think it's achievable with just a 60K salary in 3 years. You would definitely need a side hustle in my opinion.

[@SRNacademy]

Absolutely! This video is just a framework.

[@ss-lh6bo]

Informative video as always, will u explain fhsa and other type in a detailed video

[@vijaysaini1678]

Amazing video and that’s true, if someone restricted himself/herself expenses

[@shubham_aggarwal25]

Unrealistic! You should also account for the misc expenses like travelling, shopping, etc and then emergency fund after making downpayment. 4-5 years with this kind of income seems more realistic.

[@SRNacademy]

You’re right!

[@wadwaniyaalimohammed]

Sir can you please make an instructional video for how to find the best pr pathway for ourselves? Thank You 😄

[@gourabsarker9552]

Sir what is your profession in Canada? Plz reply. Thanks a lot.

[@Harshitmeheroli]

Please bro start making video regularly

[@darshandodia8940]

No one gives you 300k home in Ontario these days

[@doodle669]

Bhai basic pay pe koi ghar lenai sakta. need a job of 60 000 difficult to land that trying since a year

[@jatinm7909]

And on the top of that, jobs are not stable and anyone can be laid off so thing thousand times before making such decision

[@user-gh3gz7wh9t]

the housing market is a seller's market right now.

[@jatinm7909]

Under 3 lac, one would get a house which is probably 50-100 years old and these houses may need a big repair which will be damn costly and may shake not only your budget but also your life.

[@outdoorshrimp6169]

Good video

[@ankeshswami7282]

Nice 👍🏼

[@ManishaBhatt-be1ov]

Student can't buy home is it true????????

[@DanishKhan-ek8ol]

I have had a conversation with couple of brokers and I cant confirm any indication which confirm mortgage approval with 60K pay. And not more than income*4? Not sure how realistic is the annual pay you considered to get mortgage approved.

[@SRNacademy]

Video is just for the perspective.

[@srmashwani]

ENTIRE greater Vancouver including suburbs don’t have any 1 room place for $800. Where do you get 1 room for $800 in and around Toronto ?

[@rohanutep81]

Kitchener Waterloo

[@rohanutep81]

Possibly with 5% down payment

[@abc0583]

But there are no high paying jobs in those remote areas

[@jurendran3983]

Where'd you buy your glasses?

[@SRNacademy]

Zenni

[@jaygandhi11]

Emergency fund? Health insurance? Life insurance?

[@SRNacademy]

Video is just for the perspective.

[@kakuarora3015]

ghare ke khaane ke liye - 1 like toh baanta hai 😁

[@rohanutep81]

3.5 lakh no Ghar 😂😂

[@srmashwani]

But in 3 years, someone will also spend on other things like buying TV, clothes, shoes, subscriptions, internet connection, some travel. It’s almost impossible you don’t spend anything in 3 years. Unrealistic video

[@KuldeepSingh-so4pu]

Rent pe rehle fir 😂😂😂