Starting Over My Debt Free Journey After Going BROKE in 2023 | 2024 Debt & Budget Overview

Truth be told, I have been watching a loooooooot of Caleb Hammer. So, before I dig myself any deeper in the hole of debt, I decided I would have another go at budgeting using the cash envelope system. I am so excited to get started on this special journey to becoming debt free and financial competent and stable.
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REALISTIC NIGHT ROUTINE WITH A NEWBORN - • *REALISTIC* NIGHT ROUT...
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My financial friend, financial education, american debt, the dave ramsey show, budget money debt cash, personal finance, how to invest in real estate, the plain bagel, the rich dad channel, how to start in real estate, graham stephan, meet kevin, caleb hammer, rental property, cash budgeting, cash envelopes, cash envelope stuffing, investment property, ryan pineda, elena taber, noelle randall, lili thompson, john olfert, bigger pockets, student loan debt, shorts, biggerpockets, investopads, biaheza, credit cards, student debt, how to make money, debt free, real estate, compound interest, buying house, pardon my take barstool, save, insurance, buy, snowball, pay off debt, debt free journey, financial independence, how to pay off debt, how to pay off student loans, debt snowball, dave ramsey show, pay off student loans, financial independence retire early, how to pay off student loans fast, debt payoff, dave ramsey live, net worth update 2022, dave ramsey cars, dave ramsey car loan, college debt, money, debt free community, dave ramsey car payments, my net worth update, dave ramsey live stream, make money online, get rich quick, get rich, net worth, loans, fake guru, student loan, day in my life vlog, day trading, credit, loan, budgeting, stock trading, crypto, finance, budget, student loan forgiveness, ramsey, car payments, credit score, shiba inu, should i go to college, shiba inu token. As a 22-year-old single mom in college with more debt than anyone my age should ever have, I am so excited to really hit the ground running with my finances. It is time to get out of debt and get ahead for the sake of my future and my daughters. I hope this video helps you get started on your journey to financial freedom! shiba inu crypto, inflation, manifestation, net worth spreadsheet, car loan, shiba inu price prediction, caleb hammer, financial audit, caleb, is college worth it in 2022, credit card debt, financial, dave ramsey, debt, credit card, payday loans, coffeezilla, car debt, bridgette wilson, pardon my take, is college worth it, john oliver, paying off student loans

[@loveandjoy810]

Congrats on getting into nursing school! I am a nurse myself. Just a word of advice, don’t take out more in student loans than you will make in your salary as a first year nurse. Private nursing schools are dangerous and nurses are graduating with 6 figure debt for a degree that pays on average $77,000 a year. It’s impossible to pay off before retirement. Public nursing school is the way to go. Apply for as many scholarships as possible. And finally, never under any circumstances take out private student loans, they offer no protections and can do what they want with the payment and rates. Remember that student loans (aka the United States federal government)are the most dangerous loans anyone can take out. They can never be bankrupted. They will follow you for the rest of your life unless one of 2 things happen - either they are paid off or the student dies. They can garnish your social security and take your tax refunds if you default. I paid mine off finally ($62,000) and Im almost 50. It took forever because of the interest. Student loans charge interest on the interest. Best of luck to you in nursing school.

[@paulasbudget]

Thaaaaank you so much for all the insight I really really appreciate it! 🥹🙌🏾 That definitely has always been my rule to not have more than a years salary in student loans. I am really hoping that my Pell will cover the cost of these next 4 semester since I have quite a bit of that left so I don’t have to add on to what I already spent on my current shenanigans of a degree but since I should qualify for independent now that I have Anorah I should not have to touch private loans though I have considered it in the past but hopefully if anything crazy happens like financial aid falls through I’m more than willing to do what I have to in order to afford it out of pocket, I did check my city’s community college but they do not have ABSN so my current university is the next best option as it is public so the price isn’t too off so hopefully everything falls into place 🤞🏽🙌🏾 thank you so much for watching and taking the time to enlighten me 💪🏽💰it definitely helps solidify me into the mindset of getting in and getting out the cheapest way possible ☺️💞

[@letsgetorganizedbyplanning7899]

Whew Chile.... Don't even student loan me 😂 If I ever had the desire to go back to college.

[@longlivemankind]

PayPal has 4.3% back on anual intrest for savings account 🌞

[@Caira07]

I'm a murse as well single mom to a 8 month old and it's hard but budgeting has helped. Good luck if you need help or have questions, reach out. I also am a nurse educator ❤

[@TheNordicNurse]

Come be a nurse is NORTHERN CA. Easily gonna pay off my student loans. We pay nurses the best and the cost of living isn’t the typical “California” cost of living. Went to private school ($46k for those wondering). Best of luck in School! You’ll do great and nursing will be a blessing ❤️

[@mckenzimiller4282]

One thing I would recommend doing is saving about $500-$1k in your emergency fund before you start tackling the debt! That way, if something goes wrong, you won't have to put it on your cards while trying to get out of debt

[@paulasbudget]

I definitely agree with this. Thank you so much for watching and I appreciate the advice! ☺️💕

[@Budgetingtothebank]

Great idea

[@Blueheart2011]

Stay encouraged! I paid off about $11,000 in credit card and medical debt in 9 months. It’s possible!

[@paulasbudget]

Omgg yesss I am so happy for you thank you for sharing! I appreciate the words of encouragement immensely and I hope to be in a much better position soon 💪🏽🙌🏾 thank you so much for watching!! ☺️💞

[@DeeDee-oy2dw]

This came up in my recommended and decided to click. Congrats on nursing school!! I’m an RN and I’m actually a NICU nurse! Congrats on your little one and I’m so happy to hear she is thriving after a long stay in NICU. The wee ones sure are fighters. Wishing you all the luck with your schooling and budgeting 😊

[@paulasbudget]

Ommgg yesss they definitely are!! 🥰 Thank you so much for all of your help with these little ones I had literally no idea what the NICU was until the day before she was born & my daughter would not be here if it weren’t for all the things the nurses do in there 🥹🙌🏾 thank you so much for watching and all the encouraging and sweet words! ☺️💞

[@melodybales2038]

You must be superwoman or something! Single mom of a premature child, AND putting yourself through nursing school.. Woow. Props to you that takes some grit even to try, good on ya! Congratulations on your baby, and keep your head up

[@paulasbudget]

Ommggg 🥹❤️ you are toooooo sweet I truly appreciate all the love and encouragement it really means more than you 🙌🏾 thank you so much for watching and taking the time to leave me such kind words ☺️💞🤞🏽

[@melodybales2038]

@@paulasbudget of course! I really liked the video, I'll be back for more:)🩷

[@bajan_girl_budgets]

New subbie 🌺 Don’t be scared of that debt! You got this and will make an awesome “I’m debt free video post” very soon!

[@paulasbudget]

Ommmggg this right here!!! 🙌🏾 thaaaank you so much and surely will 🥹💪🏽 thanks so much for watching I really appreciate the encouragement ☺️💞🫶🏽

[@nomiluxx]

Congratulations on the new job, upcoming graduation, and baby girl’s growth. 💕 I like that although you are trying to get your debt paid off, you are also accounting for those other things that you know will come up and you will spend on regardless like outings. Being realistic and allowing space for fun things will help your journey to actually work and keep you from resenting it. I cackled at “angel number came through” when adding up your debt 😭🤣

[@paulasbudget]

Aww thank you so much 🥹 & I absolutely agree I would definitely be setting myself up for failure if I don’t account for life’s happenings BUT yes lmaooo how ironic that my debt added up to an Angel number i was like what are y’all trynna teeell meeeeee 😭😭😭 anyways thank you so much for watching I really appreciate all the support and well wishes ☺️💞🙌🏾

[@tracya.5908]

Welcome back and congratulations on all your accomplishments! Regarding your debt, you got this!

[@paulasbudget]

Hi Tracy! Thank you so much for the encouragement ☺️🙌🏾 I really appreciate hearing from you again 🥹💞 thanks for watching 🥰

[@user-xf5kb4kd5m]

I’ve never related to a budgeting video so much before. I got my bachelors in health science back in 2018, joined the military in 2020, had a baby in 2022, got out of the military and started nursing school this year. Although I receive money from the VA every month for school through my GI bill, it’s still a huge decrease in income and I’ve accumulated so much debt this semester. But your positive outlook on your debt gives me hope for mine. I can’t wait to follow your journey!

[@paulasbudget]

Aww thank you I really appreciate that 🥹 we absolutely got this okay 🙌🏾💪🏽 now I’ve thought about joining the military (like reserves maybe) in order to pay off my student loans cuz it’s a pretty penny that I really kind of don’t want to pay 🥴 what was your experience like any and all the details you feel comfortable sharing I would love some insight ANYWAYS props to you for all of your accomplishments especially with a toddler 🥰 thank you so much for watching, wishing you and baby the best! ☺️💕

[@alvxismichelle]

First time watching a cash stuffing video for me & this has me inspired! I’ve always been afraid to spend only cash because it’s hard to keep up with but this is so helpful!

[@paulasbudget]

Awww 🥹 I really appreciate that! This method has helped me a lot these past few months and I think it’s definitely worth a try 🙌🏾 thank you so much for watching and I’m wishing the best on you journey! ☺️💕💪🏽

[@robyn_southafrica]

New subbie here! 😘🤗 Congratulations on becoming a new momma 🤍Congrats on the new job! 🤍🤍 And congratulations on getting into nursing school Paula!! So many blessings after the storm! God is so good!!🥺🙏🏾 So glad to be part of your online community now 😃❤️❤️😘😘 ILY!

[@paulasbudget]

Yeeess so many blessing and i am so absolutely grateful 🥰🙌🏾 I really appreciate all the well wishes and support God is so good that is definitely for sure 💪🏽 thank you so much for watching I’m so glad that you’re here too ☺️💞

[@laquishacarey3128]

Congrats on the baby girl and nursing! I’m here with you girl!! Over my head in debt this year I’m plan on working on it! We will all get through this together

[@paulasbudget]

Yes we definitely will!🤞🏽 thank you so much for the support and encouragement ☺️💕 it is greatly appreciated 🥰 we got this sis 💪🏽🙌🏾

[@terrynorman1222]

Best and congrats on ALL GOOD TO COME!!!!! Continued Health and Growth with your daughter🙏🏾🙏🏾🙏🏾

[@paulasbudget]

Thank you so much I really appreciate that 🥹🙌🏾 & thank you for watching! ☺️💞

[@magmottobudgeting]

New subscriber. Congrats on the new journey of being a mom. Having kids is a blessing, I have 3 of my own and the debt is overwhelming but you have a plan and that is first step. Looking forward to you following your journey. -Maggie.

[@paulasbudget]

Aww thank you so much Maggie and they absolutely are, it definitely feels tough at times but they are so worth it 🙌🏾🫶🏽 Thank you so much for being here 🥹 Wishing you and yours the absolute best! ☺️💞

[@Girlpleasebudget]

new sub here from the UK, loved this video, the transparency! look forward to following along xxx

[@kateh1688]

Yes! We’re in this together girl, we got this. Loved the video!

[@paulasbudget]

Yes, we are sis and we absolutely do got this. 🙌🏾🥹💪🏽 thanks so much for being here and thank you for watching! ☺️💞

[@virtuousbudgets2737]

Hey hun! Glad to see you’re back! Congrats on graduating soon! 🤗💕✨

[@paulasbudget]

Thaaank you so much I really appreciate it! ☺️💞🫶🏽 I am so glad to be back thanks for watching 🥰

[@thebudgetfairy]

RN here! Congratulations on the little one and nursing school! Definitely subscribing to watch Your journey! You are gonna do great! 🧚🏽‍♂️🌱

[@paulasbudget]

Awww thank you so much for being here!! 🥹🙌🏾 I absolutely appreciate the support ☺️💕

[@everythingkendra36]

Hey, new subbie!🎉 I’m new to your channel. Loved the video. The new white binder is beautiful. As well as the envelopes. I’m glad to hear that baby girl is doing great. That is awesome!💞

[@paulasbudget]

Hey theeerree! Thanks you so much for watching I’m so glad you are here. ☺️💞🙌🏾 I greatly appreciate you tuning in and the all the sweet words as well 🫶🏽

[@angelaromero2542]

Congrats on getting into nursing school and your new job! Also thank you for being so real work is about your debt, it really helps me as I'm somewhat new to cash studying and paying off my large to me debt as well. I really appreciative your video and you girl!! Thank you! 💕🤗

[@paulasbudget]

Aww 🥹 i appreciate that so much thanks for being here sis and yes we are in this together you absolutely got this girl!! 💪🏽🙌🏾 thank you so much for watching ☺️💕 wishing you the absolute best on your debt free journey & Happy New Years! 🥰🤞🏽🎉

[@50plus71]

I have just kicked off my debt free journey, will be following your journey, congrats on getting into nursing.

[@thecashstuffingcanuck]

You've got this! Congrats on the little one. I wish I had been so budget organized in my early 20s.

[@paulasbudget]

Aww I really appreciate that 🥹 thank you so much for watching ☺️💕 & Happy New Years 🎉🥰

[@Alyssafoxyy]

Congratulations on getting into nursing school!! So hard but definitely worth it. The fact that you already have the knowledge on debt (money overall) is going to help you out in the long run. I am confident you will do great. I am so glad your NICU baby is doing amazing, may god continue to bless her and your family. I just graduated nursing school 2 weeks ago debt-free (from school) but here I am trying to get my life together to pay off my shopping addiction 🥲 Thank you for the informative vid!!

[@paulasbudget]

Aww thank you so very much I greatly appreciate the well wishes 🥹🙌🏾🥰 & yes nursing school is very intimidating but I’m so excited for this new chapter 🤩🤞🏽 & yes sis Ik all about retail therapy frl frl but we are in this together and we are going to get through it lmao 🥴💪🏽 thank you so much for watching ☺️💕 & congratulations to just finishing up nursing school that is no joke wishing you the absolute best in your new career and your journey to financial freedom!! 🥰🙌🏾🎉 Happy New Years 🤞🏽💸

[@DebtFreeDreamingFamily]

I’m starting over too!!! Let’s get it this year girl!

[@paulasbudget]

Ommgggg yessss girl we got this okaaaaayyy!! 🙌🏾💪🏽🤞🏽 thanks so much for watching ☺️💕 good luck on your journey 💸 and happy new years 🥹🎉

[@Wmr614]

Glad I found you. I am restarting my journey and looking to get my finances right.

[@paulasbudget]

Aww 🥹 yes I’m glad you found me too thank you so much for being here I’m wishing you the best of luck on your journey we got this sis! ☺️🙌🏾💕💪🏽 Happy New Years 🎉💸

[@haileyreign971]

👏🏿 YOU 👏🏿 GOT 👏🏿 THIS It may feel like a lot right now but the temporary discomfort will lead to future peace & abundance! I pray for nothing but the best for you & your daughter. 🙏🏿❤️

[@paulasbudget]

I absolutely agree with that sentiment! 🙌🏾 it will all be worth it eventually 🤞🏽 thank you so much for the encouragement I greatly appreciate it 🥹💞 thanks so much for watching and I am grateful for the support ☺️🫶🏽💪🏽

[@Trangsplans]

Hi!!!! Loved the video & thank you for buying from me! Congrats on nursing school, wish you nothing but the best girl! ❤ ❤ ❤

[@paulasbudget]

Ommgg heyyyyy! Thank you so much I really appreciate all the support and encouraging words & absolutely they are gorgeous I literally love them soooo much 😍🫶🏽 thanks so much for watching! ☺️💞

[@qofensunshyne7187]

Congratulations on the baby girl and Nursing School! Please ask your daycare if they offer monthly or biweekly payments (some daycares offer a discount for paying for the full month up front) and sometimes they also offer discounts for nurses, teachers, students, and even if you have specific bank/credit union memberships. And they don't always tell you, you have to ask specifically.

[@paulasbudget]

Ommmmg I am going to ask I did ask them in the beginning if they discounted if you pay in full each month and unfortunately they do not but i did think about all these other ways they might discount so thaaaaank you very much for the insight 🙌🏾 I will ask this at every place she goes too from now on & thank you so much for watching!! ☺️💕 I appreciate the encouragement and support 🥰

[@ShowMeTheBudget]

Wow, I'm so impressed by everything you have and will continue to accomplish! Keep going!

[@paulasbudget]

Awww 🥹 thaaank you so I really appreciate that 🫶🏽🙌🏾 thank you so much for being here and leaving such sweet words ☺️💞

[@NikaLatriceBudgets]

Hey Paula!! Missed you girl 💜 Can’t wait for the new videos 😊

[@paulasbudget]

Aww thank you so much!! ☺️🙌🏾 I can’t wait to get started thanks so much for watching 💞🫶🏽🥰

[@unique23itiswhatitis]

Congratulations on your journey 👏. And congrats on getting started again we all been there before so don't worry just keep going.

[@paulasbudget]

Thank you so much for this I really appreciate it 🥹 thanks so much for watching ☺️💞

[@Surviving_But_Thriving]

New subbie here! Congrats on getting into nursing school. I was a LPN for 7 years before I became a RN. Have loved almost every second! And I LOVE your nails . 😍

[@paulasbudget]

Aww thank you ☺️ & thank you so much for being here! Congratulations on your RN that is no small feat thanks so much for watching 🙌🏾💞

[@BudgetsWithELMA]

Welcome back 👑, you were truly missed 😊

[@paulasbudget]

Awwww thank you so much I’m happy to be back thanks so much for watching!! ☺️💞🙌🏾🫶🏽

[@KiaBudgets]

Hey Paula ❤I love the video so far. I had my oldest son 3 months early due to preeclampsia he was only 15oz. he’s 18 now. I’m a nurse as well, congratulations on getting into nursing school 😍 and I’m so happy you love the A7 Luxe Wallet. Embrace your journey I have faith you’ll do great 🩷 Happy Budgeting 😊

[@paulasbudget]

Ommgg hi!! 🥹🫶🏽 & thank you so much I appreciate it, I can’t wait hopefully it goes well 🫠🤞🏽😭 I am so happy to hear that your son is thriving because it is absolutely horrifying having to have your baby soooo early I don’t think I said it in this video but I also had preeclampsia and what a sucky experience I’m sorry you had to go through that, it is not fun at all and yeees I love the croc A7 it is soooo beautiful and it is just everything I was looking for 😍 thank you so much for watching! Wishing you and yours the best ☺️💞

[@KiaBudgets]

You are so welcomed. I had a lot of faith back then which helped me a lot ❤🥰

[@TheAmazinRaven]

I’m so glad your baby is doing better now!

[@paulasbudget]

Thank you so much I really appreciate that! ☺️💕

[@BudgetWithBey]

CONGRATULATIONS on all your blessings you deserve it all. You will do amazing in nursing school and give your baby and yourself the life y'all both very much deserve 💕

[@paulasbudget]

Thaaaaank you so much!! I’m so happy to hear from you thank you for all the sweet words I truly TRULY appreciate it ☺️💞🙌🏾🫶🏽

[@shailashah4128]

love this vid! one thing I would suggest is to up these credit limits (not to spend) but just so your credit utilization rate seems lower, thus upping your credit score in the process!!

[@paulasbudget]

Most definitely! I will be looking into this soon cuz that utilization be eating me up 🫠 lmao thanks so much for watching and I appreciate the advice ☺️💕 Happy New Years 🎉🙌🏾

[@lalanabudgets]

Love the binders. That one envelope looks like it may be a true a6 that is different from a6 personal size . Love the video🙂

[@paulasbudget]

Yes, it is. 😭 lol who knew… I definitely was not paying attention on that one but I fixed it sort of lol 🫠 BUT thank you so much for waaaaatching! ☺️💞🙌🏾

[@latanyasteele2685]

Congratulations lady welcome back ❤❤❤❤

[@paulasbudget]

Thank you so much I’m so happy to be baaaaaaack!! 🎉 thanks so much for watching ☺️💞🙌🏾

[@tierragreen6760]

My son came 3 months early too. He was 1 lb 4 oz. He turns 16 next month . He was in the NICU for roughly the same amount of time at your daughter .

[@paulasbudget]

Aww 🥹 I’m so happy to hear he’s thriving 🥰 #nicustrong ❤️ thanks so much for watching! ☺️💕

[@outroseok]

I am beginning my cash stuffing journey next year as well, already have my envelopes ready to go! 2023 was a tough year financially for me bc it is my first year living alone on a single income, I've had multiple instances where by the time my next paycheck came in my bank account would be overdrawn. I am making it my goal to cut out unnecessary spending and make 2024 a better year financially for me and I feel like it would be easier for me to do to if I begin cash stuffing rather than aimlessly swiping my debit card for every purchase.

[@paulasbudget]

Yes period! 🥹 I definitely feel that 🙌🏾 cash stuffing has definitely made me more accountable for my spending we are all in this together and it does get easier 💪🏽🤞🏽 I am wishing the absolute best 🥰 thank you for watching & Happy New Years! ☺️💕

[@thebudgetevolution]

Hi Paula 👋 here watching and enjoying your video 😊

[@paulasbudget]

Hi theeerre! Thanks so much for watching it is absolutely appreciated ☺️💞🙌🏾

[@shawntemoore8864]

NEW TO YOU N CONGRATULATIONS ON EVERYTHING ❤

[@paulasbudget]

Thank you so much for being here! 🥰🙌🏾 I really appreciate the support 🥹 thanks so much for watching! ☺️💕

[@ItsDee.]

Hi nice array of items for the new year!!

[@paulasbudget]

Yeeess, I’m very excited to get started! Thanks so much for watching ☺️💞🙌🏾

[@rosbudgetlife3324]

Hey Paula congratulations on getting in to nursing school!, Be encouraged you got this! Congratulations on the new job! So proud of you keep going. New subscriber here. 44:18 ❤

[@paulasbudget]

Thaaaaank you so much I truly appreciate the encouragement and all the well wishes 🥹🙌🏾 thanks you so much for being here and I’m grateful for the support ☺️💕

[@moneywithjustliving5258]

Hey Girl, great video.

[@paulasbudget]

Thank you so much for watching! ☺️💕

[@Sabrina-zo3cs]

👋 I really like your decoration😊

[@paulasbudget]

I appreciate that 🥹 thanks so much for watching! ☺️💕

[@chelseaoguike7570]

congrats on the baby 🎉

[@paulasbudget]

Thaaaank you so much!! 🥹💕☺️🙌🏾

[@chelseaoguike7570]

@@paulasbudget of course ☺️

[@elliegalantis]

Your A6 looks like it has a spot where you could attach a chain to make it a clutch. There were two gold loops.

[@paulasbudget]

Yea, I will definitely be getting a strap for it. 🙃 Thanks so much for watching! ☺️💕

[@comfortlivingbysabrina6065]

Welcome back 🦋

[@paulasbudget]

Thaaaank you so much! ☺️💞🙌🏾

[@TheLuckyKat.]

You got this girl ✨✨

[@paulasbudget]

Thank you so much! 🥹💞☺️

[@rshelton33ify]

Accelerated tracks are no joke. I did it before I had my son and I had to stop working too.

[@paulasbudget]

Yea, I don’t think it’s sunk in yet like at all really 🫠 & it’s definitely looking that way especially with how they doing my schedule smh 🥴thanks so much for watching I appreciate the insight ☺️💕 Happy New Years 🎉🥰

[@UneakTershai]

Do you plan to always live with credit cards or ultimately close them off? 💕✨

[@paulasbudget]

I do plan to live with credit cards once I can actually take advantage of the benefits lmao I personally think they’re good for credit purposes so I’m gonna keep them🤞🏽🫠 thank you so much for watching! ☺️💞

[@ACCOMPLISHEDSHEIS]

Save your daughter’s binder because you both are going to need it. I was thinking using completed savings challenge funds to allocate the funds to her binder. Concerning that savings tracker A6, that didn’t fit? We have two different A6 sizes. Yeah. I know. Very confusing.

[@paulasbudget]

Yes, I definitely agree so I will be keeping it because there will never not be so many cost associated with kids 😭 but yes why are there variations of A6 like who thought that wouldn’t be problematic but I definitely ordered the wrong one so I just jimmy rigged it lmao 🥴 thank you so much for watching! ☺️💞

[@RoxyRoseGuides]

New here, Congrats on your baby and nursing opportunities. I just had a baby too! I love that a7 binder too. & baby girl envelope AWWW... i have a girl too

[@paulasbudget]

Awww thank you so much for being here and I appreciate the well wishes 🥹🥰 & congrats on your baby girl too they are sooo sweet 🙌🏾🤱🏽 thanks so much for watching ☺️💞

[@AndalloTribeBudgets]

Hi new here! I’m starting nursing school too! Good luck in your journey!

[@paulasbudget]

Aww thank you so much ☺️💞 & ommgg yess congrats on going to nursing school good luck to you as well sis we absolutely got this!! 💪🏽🙌🏾

[@TamiBri]

congrats 🎉 on being accepted into nursing school. I also got my bachelor’s in Health Science but with a P.A. concentration.

[@paulasbudget]

Yes period thank you so much congrats to you too sis and thanks so much for watching!! ☺️💕☺️

[@LoquaciousPint]

Your cream color binder has the metal loops for straps so you could use any straps with a clasp!

[@paulasbudget]

Yes, I’m definitely going to find something because it’s just too cute to not wear 🤩💅🏽 thanks so much for watching! ☺️💞

[@SS20]

Congratulations babygirl

[@paulasbudget]

Aww thanks I appreciate it 🥰 thanks so much for watching! ☺️💕

[@virtuousbudgets2737]

Yeaa I need that croc wallet 😍

[@paulasbudget]

Ommggg yesss GET IT it is soooo pretty I love it so muuuuch 😍🙌🏾

[@tiyonnashearard2770]

Love the video😊 for the envelope that doesn’t fit it may not fit because of size because it’s a a6 and a personal size binder and it’s a slight difference in the hole punch so it may be the hole punch

[@paulasbudget]

Thank you so much for watching! ☺️💞 & yes I absolutely ordered the wrong one so that is quite annoying but I just altered it myself and it doesn’t look too crazy lmao 🥴

[@danaebudgets7842]

I am paying down debt too can’t wait to watch you pay it down

[@paulasbudget]

Yes girl we got this 💪🏽 thanks so much for watching! ☺️💞🙌🏾

[@miajacob2979]

Dear Paula! I appreciate you giving your great advice. Honestly Achieving financial stability requires intentional planning, unwavering dedication, and consistent effort, rather than being a matter of luck. I owe a debt of gratitude to Mrs. Maya Payson, for her invaluable guidance, which has enabled me to generate a weekly income ranging from $5000 to $7000. She changed my whole life.

[@kaylanicole8151]

This lady called Maya Payson must be very good for people to talk about her this much. she handles my colleague's investment too. I'm surprised to see you talking about her.

[@miajacob2979]

Yes Nicole she's very good, one of the best. A registered investment Advisor that's well grounded on financial market, I Met her once during a trading conference in Oklahoma U.S

[@addisonallen8117]

i'm well pleased to meet you Mia, I also invest with, Mrs. Maya, ever since my first investment with her i have never for once had any issues when withdrawing my profits. she is straightforward.

[@leonardolewis4119]

I am not here to converse for her but to share a testimony of what I confirmed, she’s the best broker i know who is sincere, trustworthy and reliable. kudos! Maya

[@angelmiguel133]

I heard about this lady on Larry Jones channel, please how can i get in touch ?

[@selinabadon9732]

Congratulations 🎊

[@paulasbudget]

Thaaaank you! ☺️💕

[@bobbiefields3482]

Congratulations🎉🎉🎉🎉🎉🎉

[@paulasbudget]

Thank you so much! ☺️💞

[@jujuallen9961]

Hello Paula 👋 My name is Mrs Dee and I'm a new subscriber. My debt figure is not a pretty sight as well. But, if I don't acknowledge it, I'll ignore it and be in denial. It's good you're facing it now than later. I need to become debt free by 2025 it's going to be tough but well worth it. You got this 👍. Stay blessed and happy savings

[@paulasbudget]

Hi Mrs. Dee and I absolutely feel the same way because I was definitely just trying to ignore it for a period of time but it’s just better to get it figured out 🙌🏾🤞🏽 but we absolutely got this 💪🏽 and 2025 will be here before you know it there is definitely light at the end of the tunnel 🥰 thank you so much for being here! ☺️💞

[@tinaderricott30]

They required no finger nail polish or tips when I'm working

[@paulasbudget]

Yea, I’m glad my job is realistic previous jobs in food and stuff did not allow your nails to be done and it was soooo annoying 🥴🫠 thanks for watching ☺️

[@fayejacobs1043]

Whaaaaaaat, your back!!!!! Sweet🎃🙋‍♀️🐈‍⬛👻 so glad to hear about nursing school, are you still wanting in the future to be a nurse anesthetist (I think that's what it was)

[@paulasbudget]

Ommgg heeeyy Faye yeeess I am baaaccckk and I am so excited to get staaarted! I’m so happy to hear from you again 🥹💞🙌🏾 & yes that is still the goal but I’m not rushing to it I want to enjoy every phase of life at this point but best case scenario I would definitely end up a CRNA 💪🏽🙌🏾 BUT thank you so much for being here and watching ☺️💞🫶🏽

[@jeanate7912]

Hi, new subscriber here. I enjoyed watching!!

[@paulasbudget]

Hi and thank you so much for being here 🥹🙌🏾 I appreciate the support ☺️💞

[@kellypost1353]

Oohh tell me more about your tablet and pen!

[@paulasbudget]

iPad Pro 11in 2nd generation and Apple Pencil. Thanks so much for watching! ☺️💕

[@Victoria-pr4xe]

Congrats on nursing school! I know the big number of debt looks scary, but it will help you to see if there's a way to consolidate your debt. preferably with the account that offers the lowest interest. You can do this.

[@paulasbudget]

Yes I definitely looked into that but unfortunately it didn’t work out so I just have to pay it at its current rate hopefully I’ll be done with it soon 🙌🏾🥴 thank you so much for watching and I appreciate the encouragement ☺️💕

[@accidrainn]

I watch Caleb too 😂

[@paulasbudget]

Yes, he’s great! I’m glad I found his channel 🙌🏾 it definitely scared me straight lmao thanks so much for watching! ☺️💕

[@MoonBudgets]

New subscriber! Great video!

[@paulasbudget]

Thank you so much for being here! ☺️💞

[@xaviersmom337]

It’s crazy I’ve never heard anyone age their baby by full term age vs the premi birth date. Very interesting

[@paulasbudget]

Yea, having a super premature baby is not common so it’s not a usual thing that people have to do but it’s just to account for and explain any delay she might have thanks so much for watching! ☺️💕

[@amyfletcher4749]

You went into debt and then bought more new stuff to continuing budgeting? I have had the same envelopes since I started over 10 years ago.😊

[@paulasbudget]

Lmao I definitely did 😭 thanks so much for watching! ☺️🙌🏾🫠

[@jennyhill5794]

I am a new subscriber. I tried to order the binders, but the links don't work.

[@paulasbudget]

Thank you so much for being here! ☺️💕 I’ll message both shops and see what we can do. 🤞🏽

[@thecraftysparrow]

There are different are different punches that you can get for an A6.. one is an A6 personal size and the other just A6… the difference between the two is the central spacing. I found this out when I ordered some thing and it didn’t fit. The seller was nice enough to remake it for me.

[@paulasbudget]

Yes, apparently so… who told anyone to come up with so many variations of an A6 😭 lol but I definitely ordered the wrong one smh 🫠 BUT thanks so much for watching! ☺️💞

[@unpetitbudget]

New subscriber 🥰 I am so glad I found you! Looking forward to following your journey!

[@paulasbudget]

Hi theeeree! I’m so glad you found me too thanks so much for being here and thank you for watching ☺️🙌🏾💞

[@southerngirlpearl]

What app are you using on the iPad to write bills out? And are you using a Apple Pencil or another stylus?

[@paulasbudget]

The app is Notion and it is an Apple Pencil. Thanks for watching! ☺️💞

[@pamelajackson5573]

New subbie as of today

[@paulasbudget]

Thank you so much for being here! ☺️💞

[@ravanjanae]

Paulaaaaaa 😍 girl I miss you Lol

[@paulasbudget]

Heeyyy frieeeenndd! & yeesss girl I am so happy to be baaack thank you so much for watching I’m glad to see you here again 🥹💞🙌🏾

[@NeenahAmbrosia]

It's the 888 for me

[@paulasbudget]

No frl that was all for you girly I literally didn’t even notice 🥰 it’s not one of mine 🌬️💕 thanks so much for watching sis 🪬💫

[@brookegarcia640]

It looks like the simple budget plans doesn’t carry the binder anymore 😢

[@paulasbudget]

I’m going to message the shop owner and see if there’s anything we can do. 🤞🏽 thanks so much for watching! ☺️💕

[@danaebudgets7842]

Congrats on your acceptance to nursing school!

[@paulasbudget]

Thaaaaank you so muuucchh!!! 🎉 I’m so excited hopefully it’s not a doozy 😭💞

[@kenyonwolfe2400]

I'm saving alll of mine 20$ and alll of mine 10$ and alll of mine 100$ and alll of mine 50$ and alll of mine 5$ wish me good luck

[@medavila8659]

I love the cream binder and can not find it anywhere 😩

[@paulasbudget]

Omgg Ik I could hardly find it I did however link the Etsy shop in the description box so if it’s not on there I would inquire to the shop owner and she’s pretty good at getting back to people and let her know I sent you 🥰🤍 thanks so much for watching ☺️💞

[@medavila8659]

@@paulasbudget thank you!

[@TheBudgetPrincessa]

Hey girl hey new subbie here 🫶🏽🫶🏽

[@paulasbudget]

Hey girl hey! 🥰 thank you so much for being here ☺️💕

[@maiasbudget]

New subscriber 💜 congrats on getting into school! And love the transparency! You got this!

[@paulasbudget]

I really appreciate that 🥹 thank you so much for being here!! ☺️💕

[@ohshayshay]

hi! i truly enjoyed watching your video! i been watching endless amount of cash stuffing videos and think i will give it a shot as im almost near the same debt amount as you and its been such a huge stress in my life and i hope this method really helps me tackle and get rid of it completely as my dream goal is to do that to be able to start saving for a house 🥹🙏🏽 subscribed!

[@paulasbudget]

Aww 🥹 thank you so much I really appreciate you watching 🤞🏽 cash stuffing has helped me with my anxiety over my debt a lot so I hope it does the same for you wishing you the absolute best on your debt free journey we are in this together you got this sis! ☺️💕 Happy New Years 🎉🙌🏾

[@georgina4874]

🫶🏾💕

[@paulasbudget]

Thanks so much for watching! ☺️💕

[@conamorxo]

so happy for your achievements 🤍

[@paulasbudget]

Aww thank you so much I really appreciate the support and encouragement!! ☺️💕

[@dejasmith8876]

Thanks for the transparency it’s good to know that there are other ppl struggling with the same things🩵

[@paulasbudget]

Absolutely! We are not alone in this and we are going to get through it. 💪🏽🙌🏾 Thank you so much for watching. ☺️💞